Bank Promotions for March 2019

Thinking about opening a new personal checking, savings, or business account? Here are the best banking promotions - all in one list. Be sure to read the details to understand the requirements and eligibility.

Here are the top 2019 bank account promotions you should not ignore:

• HSBC Promotion (for Checking Account)
  
• CIT Bank Promo Code (for Savings Account)
  
• TD Bank Promotions
  
• US Bank Bonus
  
• PNC Bank Offers
  
• Ally Bank Promotion

What banks are having promotions? This list is updated monthly to bring you the best bank bonuses and deals. Bookmark it and check back often.

Top 10 Bank Account Promotions

Many bank deals pay new customers to open an account. You get a cash bonus for opening an account and meeting certain deposit requirements. FDIC-insured bank accounts also protect your money safely.

Checking Account Bonuses

HSBC Advance Checking - $350 Bonus
Get a $350 Welcome Deposit for eligible new customers who open an HSBC Advance checking account with qualifying activities. Limited time only.
• Open your new HSBC Advance checking account online by March 29, 2019; and
• Deposit a minimum Qualifying Balance of $10,000 or more in New Money in combined checking, savings, and/or eligible investment accounts within 30 calendar days of account opening; and
• Maintain at least the minimum Qualifying Balance for 90 calendar days from the date you deposited the minimum Qualifying Balance.
• You will automatically receive the $350 Welcome Deposit in your new HSBC Advance checking account approximately eight weeks after completing all qualifying activities. It's that simple.
• Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
Get Deal
Expires in 5 days

HSBC Premier Checking - $750 Bonus
Get a $750 Welcome Deposit for eligible new customers who open an HSBC Premier checking account with qualifying activities. Limited time only.
• Open your new HSBC Premier checking account online by March 29, 2019; and
• Deposit a minimum Qualifying Balance of $100,000 or more in New Money in combined checking, savings, and/or eligible investment accounts within 30 calendar days of account opening; and
• Maintain at least the minimum Qualifying Balance for 90 calendar days from the date you deposited the minimum Qualifying Balance.
• You will automatically receive the $750 Welcome Deposit in your new HSBC Premier checking account approximately eight weeks after completing all qualifying activities. It's that simple.
• Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
Get Deal
Expires in 5 days

Advantage Plus Banking Checking Account - $100 Bonus
Open a new Bank of America Advantage Plus Banking checking account by December 31, 2019. Account must be opened online using the link on the offer page. Minimum opening deposit is $100. Set up and receive at least 2 qualifying deposits of $250 or more each to your new checking account within 90 days of account opening. The $100 cash bonus will be deposited into your account within 60 days of completing all requirements.
Click Here to Get Deal
Expires 12/31/2019

Citi Account Package - $400 Bonus
Open a new checking and savings account in the Citibank Account Package.
Within 30 days of opening your account deposit $15,000 New-to-Citibank funds into the checking and/or savings account.
Maintain a minimum balance of $15,000 in your eligible linked checking and/or savings account for 60 days.
Click Here to Get Deal
Expires in 7 days

TD Bank Convenience Checking - $150 Cash Bonus
New customers only. Apply online for a new TD Bank Convenience Checking account and get a $150 cash bonus after you direct deposit more than $500 within 60 days. There is a $15 monthly maintenance fee (waived if you keep a daily balance of at least $100).
You must be a US resident in the following states: CT, DE, DC, FL, ME, MD, MA, NH, NJ, NY, NC, PA, RI, SC, VT, VA
Click Here to Get Deal

Want free checking? These banks offer checking accounts with no opening fees and no monthly service fees.

• Discover Cashback Checking
  
• Ally Bank Interest Checking
  
• Capital One 360 Checking
  
• Memory Bank High Yield Checking
  
• Axos Bank Rewards Checking

High Yield Savings

HSBC Direct Savings - 2.25% APY
• Earn 2.25% APY on all balance tiers
• No monthly maintenance fee
• Minimum balance to earn APY is $1
• Member FDIC
Get Deal

Open a CIT Bank 2.45% APY Savings Builder High Yield Savings Account
See Terms

High Yield Savings
2.25% APY. $0 minimum opening deposit. No minimum balance requirement. No fees to open or maintain account.
• Great Rates + Safety = Peace of Mind
• Member FDIC
Get Deal

Which bank is best to open a savings account? Check out some of these other top savings accounts.

For	Bank
Best Interest Rate	CIT Bank
Best Bonus	Discover Bank
Best Savings With ATM Card	Synchrony Bank
Best Customer Service	Ally Bank

Savings Account Bonuses

Discover Online Savings - $150 Cash Bonus
Apply for your first Discover Online Savings Account by 4/1/19, online or by phone. Enter offer code NPBB319 when applying. Deposit into your account at least $15,000 by 4/15/19. Bonus will be credited to the account by 4/29/19.
Click Here to Get Deal
Expires 4/1/2019

Capital One 360 Saving - $25 Offer
Get $25 when you open an account with an initial deposit of at least $250. The $25 bonus will be automatically deposited into your account upon opening. The bonus will start earning interest right away, but you cannot withdraw for 30 days. Only available for new Capital One 360 customers.
Click Here to Get $25 Savings Bonus

GoalTrack Savings Program – up to $250 in Gift Cards
Add the GoalTrack Savings programs to any eligible Citizens Bank savings account and be rewarded for reaching your goals. Select a target timeframe and monthly savings goal amount. If you achieve your goal, you will receive a gift card. The amount varies based on your monthly savings and the timeframe. To get the minimum bonus, you must save at least $25/month for 8 months (above your existing balance). The most you can receive is a $250 gift card if you save $400/month for 36 months (above your existing balance). Only available to residents of CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, and VT.
Click Here to Get Deal

Business Bank Account Bonuses

Business Checking Account - $300 Bonus
Open a new Wells Fargo Simple Business, Business Choice, or Platinum Business checking account with a minimum opening deposit of $25. Use your unique bonus offer code when you open the new business checking account. Deposit $1,000 or more into the account within 10 days of opening. By day 60 of account opening, account must have a $1,000 minimum balance and have 5 or more posted qualifying transactions to qualify for the bonus. Bonus will be deposited into your new business checking account within 30 days after meeting all eligibility and offer requirements. Offer excluded in the following states: HI, KY, LA, ME, MA, MI, MO, NH, IN, OH, OK, RI, VT, and WV.
Click Here to Get Deal
Expires in 5 days

Business Checking - $100 Bonus
Earn $100 when you open a new Business Checking account and do the following: maintain the minimum average cycle balance of $1,500 for each of the first 3 statement cycles and make at least 10 total qualifying PNC Bank Visa Debit Card transactions within the first 3 statement cycles.
Click Here to Get Deal
Expires in 7 days

SunTrust Business Checking - $200 Cash Bonus
Earn $200 when you open a new SunTrust business checking account and receive at least $1,500 in qualifying deposits within 30 days of account opening. Account must stay open for at least 180 days. The accounts eligible for this promotion are: Simple Business Checking, Primary Business Checking, and Business Advantage Plus. Available to residents of AL, AR, GA, FL, MD, MS, NC, SC, TN, VA, WV and DC.
Click Here to Get Deal
Expires 4/1/2019

High Interest Rates

© CreditDonkey

Money Market Account - 1.85% APY
Click Here to Get Deal
• 1.85% APY
• $100 Minimum Opening Deposit
• No monthly maintenance fee
• FDIC Insured

Smart Saver - Earn 2.19% Annual Yield
Start Saving

Online Savings Account
2.20% APY on all balance tiers. $0 minimum opening deposit. No fees to open or maintain account. No minimum daily balance requirement.
• Consistently Competitive Rates
• 24/7 Customer Care
• Ally Bank, Member FDIC
Get Deal

Premier High Yield Savings Account - 1.55% APY
• 1.55% APY
• $100 Minimum Opening Deposit
• No Fees to Open or Maintain Account
• Daily Compounding Interest
• No Minimum Daily Balance Requirement
• FDIC Insured
Get Deal

Note: Information including rates, fees, terms, and benefits may vary, be out of date, or not applicable to you. Please refer to bank website and application for the most current information.

What's the Best Bank for Me?

The best bank for you depends on what you want out of a bank. Do you want convenience, low fees, or high interest? Here are the different types of banks and why you may pick each one.

• National banks: best accessibility. These are the big traditional banks such as Bank of America, Wells Fargo, etc. These banks typically have physical locations and ATMs throughout the country. So you can get in-person help and do your banking no matter where you are. However, these banks usually offer very low interest and have fees and/or balance requirements.

• Regional or community banks: best local service. Regional banks are usually limited to one geographical area, whether it be several states or a single city. They usually offer higher interest and less fees. But you may need to switch banks if you move.

• Credit unions: best personalized service. These can be thought of mom-and-pop banks. The locations may be very limited (sometimes only one branch), but credit unions offer higher interest, competitive loan rates, and great personalized service.

• Online banks: best interest rates. If you're comfortable with doing your banking completely on the web or via mobile app, online banks will offer the highest interest rates (in exchange for no physical locations). Many online banks have no account fees and no balance requirements.

Is a credit union better than a bank?
Credit unions generally offer higher interest rates, better loan rates, lower fees, and better personalized customer service than traditional banks. Credit unions are nonprofit, whereas banks are for-profit. Banks have more nationwide accessibility, but the interest rate is usually low and they charge more fees.

Top 10 Banks

Here are the top 10 banks on CreditDonkey:

• Wells Fargo: Widespread accessibility with over 5,800 locations and 13,000 ATMs; many checking options including Opportunity Checking for those who had financial troubles.
  
• Bank of America: Over 5,000 locations and 16,000 ATMs; good customer service with extended hours.
  
• Ally Bank: Online bank with wide array of services, high interest rates, no fees, and great 24/7 customer service.
  
• Discover Bank: Online bank with cashback checking and high interest savings & CDs.
  
• Capital One: Web bank with in-person support; all banking products have no monthly service fees or minimum opening deposits.
  
• CIT Bank: Online bank with one of the highest interest rates for online savings account.
  
• PNC Bank: Unique Virtual Wallet feature and financial tools that help you reach your goals; account fee is easily waived.
  
• TD Bank: Extended banking hours and 24/7 customer service; checking account fees waived with low account minimums.
  
• Alliant Credit Union: A credit union with high interest rates, ATM fee rebates, and large network of over 80,000 fee-free ATMs. Anyone can join with simple qualifications.
  
• Simple Bank: Millennial-focused banking and budgeting; offers high interest savings and a unique Safe-to-Spend feature; no monthly fee and no minimums.

What Bank Has the Best Checking Account?

• Best checking with interest: Memory Bank EarnMore Checking
  
• Best checking with cashback: Discover Cashback Checking
  
• Best checking for travelers: Charles Schwab High Yield Investor Checking
  
• Best checking for young adults: Capital One 360 Checking
  
• Best checking for accessibility: Wells Fargo Everyday Checking

Bank of America
Pros: National availability Extended customer service hours Full service bank

Cons: No free checking option Low interest rates Many misc. banking fees
Our Review: (3.2) Bank of America offers a nationwide network, many account options, and user-friendly online banking. But does this convenience come at a cost? Read on... Read full review
Advantage Plus Banking Checking Account - $100 Bonus
Open a new Bank of America Advantage Plus Banking checking account by December 31, 2019. Account must be opened online using the link on the offer page. Minimum opening deposit is $100. Set up and receive at least 2 qualifying deposits of $250 or more each to your new checking account within 90 days of account opening. The $100 cash bonus will be deposited into your account within 60 days of completing all requirements. (Expires 12/31/2019)
Advantage Relationship Banking Checking Account - $100 Bonus
Open a new Bank of America Advantage Relationship Banking checking account by December 31, 2019. Account must be opened online using the link on the offer page. Minimum opening deposit is $100. Set up and receive at least 2 qualifying direct deposits of $250 or more each to your new checking account within 90 days of account opening. The $100 cash bonus will be deposited into your account within 60 days of completing all requirements. (Expires 12/31/2019)
Advantage SafeBalance Banking Checking Account - $100 Bonus
Open a new Bank of America Advantage SafeBalance Banking checking account by December 31, 2019. Account must be opened online using link on the offer page. Minimum opening deposit is $25. Set up and receive at least 2 qualifying direct deposits of $250 or more each to your new checking account within 90 days of account opening. The $100 cash bonus will be deposited into your new account within 60 days of completing all requirements. (Expires 12/31/2019)
Business Advantage - $350 Bonus
Earn the initial $100 by opening a new Bank of America Business Fundamentals Checking or Business Advantage Checking account online or over the phone. Make at least $1,000 in qualifying deposits into the new small business checking account within 60 days of account opening. To earn an additional $50, set up online bill pay from the new small business checking account within 60 days. To earn an additional $200, open a new small business credit card account and make at least $500 in net purchases with your card that post to your checking account within 60 days from the credit card opening. (Expires 12/31/2019)
Free Merrill Edge Trades
Get 30 free stock and ETF trades a month at Merrill Edge, if you have reached Platinum status by maintaining $50,000 combined balance in your Bank of America® banking and/or Merrill Edge® and Merrill Lynch® investment accounts.


Huntington Bank
Pros: Free checking option 24-hr grace for overdrafts All day deposit 24-hr customer service

Cons: Limited branches low savings APY
Our Review: (3.9) Huntington Bank provides great accounts benefits like free Overdraft Protection Transfers and 24/7 customer service. Read on to see if this bank is right for you... Read full review
Asterisk-Free Checking Account - $150 Bonus
Open a new Asterisk-Free checking account online or bring your code to a branch. Make total deposits of at least $1,000 within 60 days of account opening. Your bonus of $150 will be deposited in your Asterisk-Free checking account after all requirements are met and your account is open for 90 days. This offer is available to applicants residing in Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania, and West Virginia. (Expires 6/30/2019)
Huntington 25 Checking Account - $200 Bonus
Open a new qualifying Huntington 25 checking account. Make a cumulative new money deposits into the checking account of at least $1,000 within 60 days of account opening. Account must maintain an open status for at least 90 days for it to be eligible for the bonus payment. (Expires 6/30/2019)
Huntington 5 Checking Account - $200 Bonus
Open a Huntington 5 Checking Account. Make total deposits of at least $1,000 within 60 days of account opening. $200 will be deposited in your Huntington 5 Checking account after all requirements are met and your account is open for 90 days. (Expires 6/30/2019)
Huntington Accelerated Business Checking - $750 Bonus
Open a new, qualifying Huntington Accelerated Business Checking account and make cumulative new money deposits of $25,000 or more and make at least 30 transactions within 60 days of account opening. Account must maintain an open account status for at least 90 days before it is eligible for the bonus payment. Your $750 bonus will be deposited into your new business checking account within 14 days of meeting all the requirements. This offer is only available to new business checking customers and to applicants residing in Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania, West Virginia or Wisconsin. (Expires 4/15/2019)
Huntington Community Business Checking - $200 Bonus
Open a new, qualifying Huntington Community Business Checking account and make cumulative new money deposits of $2,000 or more and make at least 10 transactions within 60 days of account opening. Account must maintain an open account status for at least 90 days before it is eligible for the bonus payment.Your $200 bonus will be deposited into your new business checking account within 14 days of meeting all the requirements. This offer is only available to new business checking customers and to applicants residing in Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania, West Virginia or Wisconsin. (Expires 4/15/2019)
Huntington Fast Track Business Checking - $400 Bonus
Open a new, qualifying Huntington Fast Track Business Checking account and make cumulative new money deposits into the checking account of $5,000 or more within 60 days of account opening. Account must maintain an open account status for at least 90 days before it is eligible for the bonus payment. Your $400 bonus will be deposited into your new business checking account within 14 days of meeting all the requirements. This offer is only available to new business checking customers and to applicants residing in Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania, West Virginia or Wisconsin. (Expires 4/15/2019)


TD Bank
Pros: Extended banking hours Low requirements to waive monthly fees No foreign transaction fees

Cons: No free checking Low APY Only on East Coast
Our Review: (3.4) TD Bank offers extended customer hours and easy online banking. Are these perks worth it? Find out what makes TD Bank a great choice for you and some reasons to look elsewhere... Read full review
TD Bank Convenience Checking - $150 Cash Bonus
New customers only. Apply online for a new TD Bank Convenience Checking account and get a $150 cash bonus after you direct deposit more than $500 within 60 days. There is a $15 monthly maintenance fee (waived if you keep a daily balance of at least $100). You must be a US resident in the following states: CT, DE, DC, FL, ME, MD, MA, NH, NJ, NY, NC, PA, RI, SC, VT, VA
TD Bank Premier Checking - $300 Cash Bonus
New customers only. Apply online for a new TD Bank Premier account and get a $300 cash bonus after you direct deposit more than $2,500 within 60 days. There is a $25 monthly maintenance fee (waived if you keep a daily balance of at least $2,500). You must be a U.S. resident of the following states: CT, DE, DC, FL, ME, MD, MA, NH, NJ, NY, NC, PA, RI, SC, VT, VA
Refer a Friend Program - $25 for Each Referral
Receive $25 for each friend you refer for TD Bank's personal checking account. Not only do you get $25, your friend also gets $25 when they either: receive a direct deposit OR make at least 15 debit card purchases within 60 days of new account opening. There is no limit to the number of referral bonuses you can earn.


US Bank
Pros: Promo CD with high APY Free student account 24/7 customer service

Cons: High minimums to waive fees Low savings APY
Our Review: (3.7) U.S. Bank is the country's fifth largest bank, but does that make them a bank that will suit your banking needs? Do you need one of the country's largest banks or is a smaller bank more your style?... Read full review


PNC Bank
Pros: Virtual Wallet tools Relatively easy to waive fees Free student account

Cons: Limited branches Low APY
Our Review: (3.5) PNC Bank has relatively low requirements to waive fees and offers many financial tools to help you meet savings goals. Read on to see if this East Coast bank is right for you... Read full review
Virtual Wallet with Performance Select Checking - $300 Cash Bonus
Earn $300 when you open a new Virtual Wallet with Performance Select checking account and do the following within 60 days of account opening: make qualified direct deposits totaling $5,000 AND make at least 10 PNC Bank Visa® Debit card purchases. Bonus will be awarded within 60-90 days of meeting the requirements. Available to residents of AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV. (Expires 3/31/2019)
Performance Select Checking - $300 Cash Bonus
Earn $300 when you open a new Performance Select Checking account and do the following within 60 days of account opening: make qualified direct deposits totaling $5,000 AND make at least 10 PNC Bank Visa® Debit card purchases. Bonus will be awarded within 60-90 days of meeting the requirements. Available to residents of AL, DE, FL, GA, IL, IN, KY, MD, MI, MO, NJ, NY, NC, OH, PA, SC, VA, WV, and WI. (Expires 3/31/2019)
Virtual Wallet with Performance Spend Checking - $200 Cash Bonus
Earn $200 when you open a new Virtual Wallet with Performance Spend Checking account and do the following within 60 days of account opening: make qualified direct deposits totaling $2,000 AND make at least 10 PNC Bank Visa® Debit card purchases. Bonus will be awarded within 60 days of meeting the requirements. Available to residents of AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV. (Expires 3/31/2019)
Performance Spend Checking - $200 Cash Bonus
Earn $200 when you open a new Performance Spend Checking account and do the following within 60 days of account opening: Make qualified direct deposits totaling $2,000 AND make at least 10 PNC Bank Visa® Debit card purchases. Bonus will be awarded within 60-90 days of meeting the requirements. Available to residents of AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV. (Expires 3/31/2019)
Virtual Wallet Checking - $50 Cash Bonus
Earn $50 when you open a new Virtual Wallet checking account and do the following within 60 days of account opening: make qualified direct deposits totaling $500 AND make at least 10 PNC Bank Visa® Debit card purchases. Bonus will be awarded within 60-90 days of meeting the requirements. Available to residents of AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV. (Expires 3/31/2019)
Business Checking - $100 Bonus
Earn $100 when you open a new Business Checking account and do the following: maintain the minimum average cycle balance of $1,500 for each of the first 3 statement cycles and make at least 10 total qualifying PNC Bank Visa Debit Card transactions within the first 3 statement cycles. (Expires 3/31/2019)
Business Checking Plus - $200 Bonus
Earn $200 when you open a new Business Checking Plus account and do the following: Maintain the minimum average cycle balance of $5,000 for each of the first 3 statement cycles and make at least 10 total qualifying PNC Bank Visa Debit Card transactions within the first 3 statement cycles. (Expires 3/31/2019)
Refer a Co-Worker – $100 for Each Referral
Available to existing participants of PNC WorkPlace Banking. Earn $100 for every co-worker who opens an eligible WorkPlace Banking checking account. Your friend also gets a reward. Your friends must use your referral coupon when they apply. You can earn this bonus for up to 10 referrals per year, for a total of up to $1,000.


Citibank
Pros: Perks for high balance customers Many fee-free ATMs Global presence

Cons: No free checking option Higher balance requirements Low savings APY
Our Review: (3.5) Citibank offers credit cards and banking services. But service fees and balance requirements are on the high side. Is it the right bank for you? Keep reading to find out... Read full review
Citi Account Package - $400 Bonus
Open a new checking and savings account in the Citibank Account Package. Within 30 days of opening your account deposit $15,000 New-to-Citibank funds into the checking and/or savings account. Maintain a minimum balance of $15,000 in your eligible linked checking and/or savings account for 60 days. (Expires 3/31/2019)
Citi Account Package - $500 Bonus
Eligible customers must enroll in the "$400/$500 Checking and Savings Offer" promotion. Open a new qualifying Checking AND Savings Accounts. To get the $500 bonus, customer must make a deposit of $15,000 (multiple deposits allowed) within 30 days of account opening. Account must maintain a minimum balance of $15,000 for 60 consecutive calendar days following the date the $15,000 deposit was made. Complete one qualifying direct deposit into the eligible Checking Account each month for two consecutive months within 60 days of account opening. (Expires 3/31/2019)
Citi Account Package - $600 Bonus
Open a new checking and savings account in the Citibank Account Package. Within 30 days of opening your account deposit $50,000 New-to-Citibank funds into the checking and/or savings account. Maintain a minimum balance of $50,000 in your eligible linked checking and/or savings account for 60 days. (Expires 3/31/2019)
Citi Basic Banking Package - $200 Bonus
Open a new checking account in the Basic Banking Package. Within 30 days of opening your account deposit $5,000 New-to-Citibank funds into the new checking account. Maintain a minimum balance of $5,000 for 60 days. (Expires 3/31/2019)


Discover Bank
Pros: 1% cashback checking High APYs 24/7 customer service

Cons: No interest checking $2,500 minimum deposit for CDs Overdraft fees
Our Review: (4.8) Discover offers high interest rates on its online savings and CD accounts. But there are downsides. Here's what you need to know before you open an account... Read full review
Discover Online Savings - $150 Cash Bonus
Apply for your first Discover Online Savings Account by 4/1/19, online or by phone. Enter offer code NPBB319 when applying. Deposit into your account at least $15,000 by 4/15/19. Bonus will be credited to the account by 4/29/19. (Expires 4/1/2019)
Discover Online Savings - $200 Cash Bonus
Apply for your first Discover Online Savings Account by 4/1/19, online or by phone. Enter offer code NPBB319 when applying. Deposit into your account at least $25,000 by 4/15/19. Bonus will be credited to the account by 4/29/19. (Expires 4/1/2019)
Discover Cashback Checking – Up to $30/Month Cashback
Earn 1% cash back on up to $3,000 in debit card purchases each month, for a total of up to $30 cashback per month. Discover Cashback Checking has no minimum balance requirement, no monthly service fee, and free online bill pay.
Online Savings Account - Earn 2.10% APY
• No minimum opening deposit
• No monthly fee
• No minimum balance required to waive monthly fee


Capital One
Pros: Overdraft protection options No account minimums 27 Capital One cafes for in-person support

Cons: Lower savings APY compared to other online banks
Our Review: (4.3) Capital One 360 checking and savings accounts are free to open and offer higher-than-average APY rates. Does this popular web bank live up to its claims? Find out if it's right for you... Read full review
Capital One 360 Checking - $25 Offer
Get $25 when you open an account with an initial deposit of at least $250 AND do one of the following: make 3 debit card purchases or Zelle payments within 45 days of account opening. The $25 bonus will be deposited into your account on Day 50. Only available for new Capital One 360 customers.
Capital One 360 Saving - $25 Offer
Get $25 when you open an account with an initial deposit of at least $250. The $25 bonus will be automatically deposited into your account upon opening. The bonus will start earning interest right away, but you cannot withdraw for 30 days. Only available for new Capital One 360 customers.
Capital One 360 Money Market - $25
Get $25 if you make an initial deposit of $250 - $9,999.99. The bonus will be automatically deposited into your account upon opening. The bonus will start earning interest right away, but you cannot withdraw for 30 days. Only available for new Capital One 360 customers.
Capital One 360 Money Market - $100
Get $100 if you make an initial deposit of $10,000 or more. The bonus will be automatically deposited into your account upon opening. The bonus will start earning interest right away, but you cannot withdraw for 30 days. Only available for new Capital One 360 customers.
Capital One 360 Money Market - $200 Bonus
Open a Capital One 360 Money Market account and deposit at least $10,000 of new money within 10 days of account opening (Initial Funding Period). Use promo code EARN500 when opening your account. Earn $200 bonus when you maintain $10,000 - $49,999.99 for at least 90 days following the Initial Funding Period. The bonus will be deposited into your account within 60 days following the 90-day period. (Expires 5/19/2019)
Capital One 360 Money Market - $500 Bonus
Open a Capital One 360 Money Market account and deposit at least $50,000 of new money within 10 days of account opening (Initial Funding Period). Use promo code EARN500 when opening your account. Earn $500 bonus when you maintain $50,000 or more for at least 90 days following the Initial Funding Period. The bonus will be deposited into your account within 60 days following the 90-day period. (Expires 5/19/2019)
Capital One 360 Money Market - $200
Get $200 when you open a 360 Money Market account and deposit at least $10,000. Use promo code OFFER200. Capital One will deposit $200 bonus into your account within 60 days after depositng $10,000. (Expires 3/31/2019)
Online CDs
• Up to 3.10% APY
• Up to 5 years
• $0 minimum opening deposit
• Daily Compounding Interest
• FDIC Insured
Refer a Friend Program - $20 for Each Referral
Receive $20 for each friend who opens a Capital One 360 account using your referral link. Get your unique referral link by logging into your account and visiting the “Refer a Friend” section. The bonus is paid for the first 50 friends who open an account, for a total of up to $1,000. Those referred must open an account with at least $250 initial deposit.


Fifth Third Bank
Pros: Free Express Checking Free student checking Promo CD with high APY

Cons: Higher balance requirements Low savings APY Limited branches
Our Review: (3.3) Fifth Third Bank has higher balance requirements and high service fees if they're not met. But it offers some unique programs. Read on to see if Fifth Third Bank is a good fit for you... Read full review
Fifth Third Enhanced Checking Account - $250 Bonus
Earn $250 when you open a Fifth Third Enhanced Checking account and deposit at least $500 within 45 days of account opening AND maintain a $500 minimum balance for 60 days. Bonus will be deposited to account within 10 days of completing qualifying activity requirements. Receive your offer code through email and apply in person at your local branch. Available to residents of FL, GA, IL, IN, KY, MI, NC, OH, TN, and WV. (Expires 4/30/2019)
Fifth Third Essential Checking Account - $250 Bonus
Earn $250 when you open a Fifth Third Essential Checking® account and deposit at least $500 within 45 days of account opening AND maintain a $500 minimum balance for 60 days. Bonus will be deposited to account within 10 days of completing qualifying activity requirements. Receive your offer code through email and apply in person at your local branch. Available to residents of FL, GA, IL, IN, KY, MI, NC, OH, TN, and WV. (Expires 4/30/2019)
Fifth Third Free Checking Account - $250 Bonus
Earn $250 when you open a Fifth Third Free Checking account and deposit at least $500 within 45 days of account opening AND maintain a $500 minimum balance for 60 days. Bonus will be deposited to account within 10 days of completing qualifying activity requirements. Receive your offer code through email and apply in person at your local branch. Available to residents of FL, GA, IL, IN, KY, MI, NC, OH, TN, and WV. (Expires 4/30/2019)
Fifth Third Preferred Checking Account - $250 Bonus
Earn $250 when you open a Fifth Third Preferred Checking account and deposit at least $500 within 45 days of account opening AND maintain a $500 minimum balance for 60 days. Bonus will be deposited to account within 10 days of completing qualifying activity requirements. Receive your offer code through email and apply in person at your local branch. Available to residents of FL, GA, IL, IN, KY, MI, NC, OH, TN, and WV. (Expires 4/30/2019)


Regions Bank
Pros: $50 to open checking account Relationship Rewards program LifeGreen Savings annual bonus

Cons: No free checking option Limited branches Low savings APY
Our Review: (3.4) Regions Bank offers a variety of deposit products, easy account opening requirements, and special reward programs. Read on to see if this bank is right for you... Read full review
LifeGreen Savings Account – Up to $100 Annual Savings Bonus
Earn a 1% annual savings bonus (up to a maximum of $100) when you open a LifeGreen Savings Account AND have or open a Regions checking account. You must set up a monthly automatic transfer of at least $10 from your Regions checking account to LifeGreen Savings account. Your bonus is based on the average monthly balance for 12 months. The maximum bonus is $100. There is a minimum opening deposit of $50 if you apply online. Available to residents of AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN and TX.
LifeGreen® Checking Account - $200 Cash Bonus
Open any LifeGreen® checking account online using promo code 200PD19Q1 or present a personalized voucher in branch. Minimum opening deposit is $25. To get $200 cash bonus, make 10 purchases with a Regions Visa CheckCard and make a qualifying ACH direct deposits of at least $500 within 60 days of account opening. Offer valid for new checking customers only. This offer is valid in AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN, and TX. (Expires 3/29/2019)
Regions Refer a Business - $150 Visa Reward Card
Referred business must open a new Regions business checking account within 90 days of receiving the invite. Opening deposit should be $500 or more. Within 60 days of account opening, complete at least one Visa Business CheckCard purchase that posts to the new account, and enroll in Online Statements through Regions Online Banking.
Regions Refer a Friend - $50 Visa® Reward Card
Get a $50 Visa® Reward Card when a friend opens a new Regions personal LifeGreen® checking account or business checking account. Your referred friend cannot be an existing Regions checking customer, and must complete all requirements in order for you to receive the reward.


M&T Bank
Pros: Free checking option High APY for Promo CD Free savings with checking

Cons: Fee heavy Subpar savings APY Limited branches
Our Review: (3.4) If you are on the upper East Coast, you probably see M&T Bank frequently. With a free checking option and a range of deposit accounts, does it meet your needs?... Read full review
Personal Checking Account - Up to $250 Bonus
Get up to $250 cash bonus by opening any M&T personal checking account online or at your local M&T Bank. Make a total of at least $500 in qualifying direct deposits within 90 days of account opening. Cash bonus will be rewarded within 90 days after direct deposit. (Expires 4/1/2019)


Wells Fargo
Wells Fargo offers nationwide access with thousands of ATMs and branch locations. But are their checkings and savings accounts right for you? Read on to see the best options... Read full review
Consumer Checking Account - $400 Bonus
Open an Everyday Checking account online or bring a bonus offer code to a participating Wells Fargo branch and open an eligible consumer checking account. Minimum deposit of $25. To qualify for the bonus, within 150 days of account opening, receive a cumulative monthly total of $3,000 or more in qualifying direct deposits each month to the checking account opened for this bonus offer for three consecutive months. Offer is only available in Dallas and Houston, TX, Denver, CO, Miami and Orlando, FL, Phoenix, AZ, Seattle, WA, Washington D.C. (Expires 11/27/2019)
Everyday Checking Account - $400 Bonus
Open a new Everyday Checking account with a minimum opening deposit of $25. Set up and receive a monthly cumulative total of $3,000 in qualifying direct deposits into your new account for 3 consecutive months. Your $400 bonus will be deposited to your account within 45 days after completing requirements. This is an exclusive, online-only offer and is not valid for branch or phone account opens. (Expires 7/26/2019)
Business Checking Account - $300 Bonus
Open a new Wells Fargo Simple Business, Business Choice, or Platinum Business checking account with a minimum opening deposit of $25. Use your unique bonus offer code when you open the new business checking account. Deposit $1,000 or more into the account within 10 days of opening. By day 60 of account opening, account must have a $1,000 minimum balance and have 5 or more posted qualifying transactions to qualify for the bonus. Bonus will be deposited into your new business checking account within 30 days after meeting all eligibility and offer requirements. Offer excluded in the following states: HI, KY, LA, ME, MA, MI, MO, NH, IN, OH, OK, RI, VT, and WV. (Expires 3/29/2019)


HSBC Bank
Pros: Global presence High online savings APY

Cons: Not in every state
Our Review: (4.7) HSBC Bank offers a full array of services for different needs, including a high-yield online savings and several checking options. But there are downsides. Read on for the pros and cons... Read full review
HSBC Direct Savings - 2.25% APY
• Earn 2.25% APY on all balance tiers
• No monthly maintenance fee
• Minimum balance to earn APY is $1
• Member FDIC
HSBC Advance Checking - $350 Bonus
Get a $350 Welcome Deposit for eligible new customers who open an HSBC Advance checking account with qualifying activities. Limited time only.
• Open your new HSBC Advance checking account online by March 29, 2019; and
• Deposit a minimum Qualifying Balance of $10,000 or more in New Money in combined checking, savings, and/or eligible investment accounts within 30 calendar days of account opening; and
• Maintain at least the minimum Qualifying Balance for 90 calendar days from the date you deposited the minimum Qualifying Balance.
• You will automatically receive the $350 Welcome Deposit in your new HSBC Advance checking account approximately eight weeks after completing all qualifying activities. It's that simple.
• Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
Expires 3/29/2019
HSBC Premier Checking - $750 Bonus
Get a $750 Welcome Deposit for eligible new customers who open an HSBC Premier checking account with qualifying activities. Limited time only.
• Open your new HSBC Premier checking account online by March 29, 2019; and
• Deposit a minimum Qualifying Balance of $100,000 or more in New Money in combined checking, savings, and/or eligible investment accounts within 30 calendar days of account opening; and
• Maintain at least the minimum Qualifying Balance for 90 calendar days from the date you deposited the minimum Qualifying Balance.
• You will automatically receive the $750 Welcome Deposit in your new HSBC Premier checking account approximately eight weeks after completing all qualifying activities. It's that simple.
• Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
Expires 3/29/2019
HSBC Choice Checking - $200 Bonus
Get a $200 Welcome Deposit for eligible new customers who open an HSBC Choice Checking account with qualifying activities. Limited time only.
• Open your new HSBC Choice Checking account online by March 29, 2019; and
• Deposit a minimum Qualifying Balance of $1,500 or more in New Money in combined checking and savings accounts within 30 calendar days of account opening; and
• Maintain at least the minimum Qualifying Balance for 90 calendar days from the date you deposited the minimum Qualifying Balance.
• You will automatically receive the $200 Welcome Deposit in your new HSBC Choice Checking account approximately eight weeks after completing all qualifying activities. It's that simple.
• Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
Expires 3/29/2019


CIT Bank
Pros: High APY No minimum deposit for savings No monthly service fees

Cons: No checking accounts No ATM card
Our Review: (4.5) CIT Bank offers high interest rates on its online savings and CD accounts. But there are downsides. Here's what you need to know before you open an account... Read full review
Open a CIT Bank 2.45% APY Savings Builder High Yield Savings Account
Premier High Yield Savings Account - 1.55% APY
• 1.55% APY
• $100 Minimum Opening Deposit
• No Fees to Open or Maintain Account
• Daily Compounding Interest
• No Minimum Daily Balance Requirement
• FDIC Insured
Money Market Account - 1.85% APY
• 1.85% APY
• $100 Minimum Opening Deposit
• No monthly maintenance fee
• FDIC Insured
Open a CD with CIT
Term CDs
• $1,000 Minimum Opening Deposit
• Up to 2.50% APY
• Up to 5 years
• No monthly maintenance fee
• FDIC insured
• Daily Compounding Interest
No-Penalty CD
• Option to Withdraw Full Balance and Interest After 7 Days of CD Funding Date
• $1,000 Minimum Opening Deposit
• Up to 2.05% APY
• 11 Months
• No monthly maintenance fee
• FDIC insured
• Daily Compounding Interest
Jumbo CDs
• $100,000 Minimum Opening Deposit
• Up to 1.75% APY
• Up to 5 years
• No monthly maintenance fee
• FDIC insured
• Daily Compounding Interest


Citizens Bank
Pros: One Deposit Checking GoalTrack Savings 24/7 customer service

Cons: Low APY Heavy overdraft fees Limited branches
Our Review: (3.8) Are you looking for a bank that will not only keep your money, but also help push you to meet your financial goals? If so, you may want to consider Citizens Bank... Read full review
GoalTrack Savings Program – up to $250 in Gift Cards
Add the GoalTrack Savings programs to any eligible Citizens Bank savings account and be rewarded for reaching your goals. Select a target timeframe and monthly savings goal amount. If you achieve your goal, you will receive a gift card. The amount varies based on your monthly savings and the timeframe. To get the minimum bonus, you must save at least $25/month for 8 months (above your existing balance). The most you can receive is a $250 gift card if you save $400/month for 36 months (above your existing balance). Only available to residents of CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, and VT.
Personal Checking Account - $200 Bonus
Open your first new personal checking account, excluding Student Checking, and have at least one single direct deposit of at least $500 post to your new checking account by the date stated in the fine print. See bank's website for more details. (Expires 5/16/2019)
Personal Checking Account - $400 Bonus
Open your first new personal checking account, excluding Student Checking, and have at least one single direct deposit of at least $1,000 post to your new checking account by the date stated in the fine print. See bank's website for more details. (Expires 5/16/2019)
Personal Checking Account - $600 Bonus
Open your first new personal checking account, excluding Student Checking, and have at least one single direct deposit of at least $2,000 post to your new checking account by the date stated in the fine print. See bank's website for more details. (Expires 5/16/2019)
CollegeSaver Account - $1,000 Cash Bonus
Available to parents with a child under 12. To open, you must make an initial minimum deposit of: $25 if your child is under 6 years old, $500 if your child is over 6 but under 12. You must save the required monthly minimum each year: $25/month if your child is under 6 years old at time of account opening, $50/month if your child is over 6 but under 12 at time of account opening. You are allowed to skip one deposit per year. If the requirements are met, you will receive $1,000 bonus (plus interest) when your child turns 18. Only available to residents of CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, and VT.


SunTrust Bank
Pros: High APY for CDs Free student account Good customer service

Cons: No free checking option Low savings APY Limited branches
Our Review: (3.7) If customer service ranks high on your list, SunTrust Bank may be one you want to check out. While they offer interest rates comparable to most "big banks," they do offer that warm, fuzzy feeling some people look for in a bank... Read full review
SunTrust Business Checking - $200 Cash Bonus
Earn $200 when you open a new SunTrust business checking account and receive at least $1,500 in qualifying deposits within 30 days of account opening. Account must stay open for at least 180 days. The accounts eligible for this promotion are: Simple Business Checking, Primary Business Checking, and Business Advantage Plus. Available to residents of AL, AR, GA, FL, MD, MS, NC, SC, TN, VA, WV and DC. (Expires 4/1/2019)
SunTrust Advantage Checking Account - $250 Bonus
Earn $250 when you open a new SunTrust Advantage checking account and complete qualifying activities. Deposit at least $100 within 14 days of account opening. Complete at least $3,000 in qualifying direct deposits and make at least 10 debit card purchases within 60 days of account opening. (Expires 4/30/2019)
SunTrust Advantage Checking Account - $500 Bonus
Earn $500 when you open a new SunTrust Advantage checking account and complete qualifying activities. Deposit at least $100 within 14 days of account opening. Complete at least $3,000 in qualifying direct deposits and make at least 10 debit card purchases within 60 days of account opening. Deposit at least $25,000 within 30 days of account opening and maintain said balance for at least 90 days of account opening to receive $500 bonus. (Expires 4/30/2019)
SunTrust Advantage Checking Account - $750 Bonus
Earn $750 when you open a new SunTrust Advantage checking account and complete qualifying activities. Deposit at least $100 within 14 days of account opening. Complete at least $3,000 in qualifying direct deposits and at least 10 debit card purchases within 60 days of account opening. Deposit at least $100,000 within 30 days of account opening and maintain said balance for at least 90 days of account opening to receive $750 bonus. (Expires 4/30/2019)
Select Savings – Up to $25 Annual Savings Bonus
Earn a 1% annual savings bonus (up to a maximum of $25) when you open a Select Savings Account and link it with a Select Checking or Signature Advantage Checking account. The monthly service fee is waived with a $25/mo automatic transfer from a SunTrust personal checking account OR by maintaining a $1,000 daily minimum balance. Your bonus is based on the average monthly balance for 12 months. The maximum bonus is $25. Available to residents of AL, AR, GA, FL, MD, MS, NC, SC, TN, VA, WV and DC.


Ally Bank
Pros: CD options No account minimums 24/7 customer service

Cons: Low Checking APY for lower balance customers
Our Review: (4.4) Ally Bank offers good interest rates and no account minimums. But is this popular online bank good for you? Learn the benefits (and drawbacks) here... Read full review
Online Savings Account
2.20% APY on all balance tiers. $0 minimum opening deposit. No fees to open or maintain account. No minimum daily balance requirement.
• Consistently Competitive Rates
• 24/7 Customer Care
• Ally Bank, Member FDIC
Interest Checking
• 0.10% APY for daily balances less than $15,000
• 0.60% APY for daily balance over $15,000
• Be reimbursed $10/month for ATMs outside of Ally Network
• $0 Minimum Opening Deposit
• No Fees to Open or Maintain Account
• FDIC insured
• Daily Compounding Interest
Money Market
• 0.90% APY for daily balances up to $25,000
• 1.00% APY for daily balance over $25,000
• Unlimited deposits and ATM withdrawals, and up to 6 additional transaction
• Be reimbursed $10/month for ATMs outside of Ally Network
• $0 Minimum Opening Deposit
• No Fees to Open or Maintain Account
• FDIC insured
• Daily Compounding Interest
Term CDs
• Up to 3.10% APY
• $0 Minimum Opening Deposit
• Up to 5 years
• No monthly maintenance fee
• FDIC insured
• Daily Compounding Interest
Raise Your Rate CDs
• 2.60% APY
• 2 or 4-Year Terms
• Opportunity to increase your rate once over the 2-year term or twice over the 4-year term
• $0 Minimum Opening Deposit
• No monthly maintenance fee
• FDIC insured
• Daily Compounding Interest
No Penalty CD
• Withdraw Full Balance and Interest After 6 Days of CD Funding Date Without Penalty
• 1.80% APY with less than $5,000 opening deposit
• 2.15% APY with $5,000 minimum opening deposit
• 2.30% APY with $25,000 minimum opening deposit
• 11 Months
• No monthly maintenance fee
• FDIC insured
• Daily Compounding Interest


Associated Bank
Pros: Wide ATM network 24/7 customer service Special Term CD with high APY

Cons: No free checking option High account fees Limited branches
Our Review: (3.6) If you live in the Midwest, you've likely heard of Associated Bank. Its account offerings are basic with higher fees, but is it a good fit for you? Read on... Read full review
Milwaukee Film Checking Account – $175 Cash Bonus
Earn $175 when you open a Milwaukee Film checking account with a minimum deposit of $100, AND make at least 3 payments using online bill pay OR make one direct deposit of at least $300 to the account. These must be completed within 45 days of account opening. Bonus will be deposited within 75 days of account opening. Account must remain open for at least 12 months. (Expires 7/31/2019)
Associated Advantage Money Market Account – $100 Cash Bonus
Earn $100 when you open an Associated Advantage Money Market Account with a minimum deposit of $10,000. The amount must remain on deposit for at least 90 days in order to receive the bonus. The bonus will be deposited within 120 days of account opening. Account must remain open for at least 12 months. (Expires 7/31/2019)
Brewers Checking Account - $175 Bonus
Open a new Brewers Checking Account with a minimum opening deposit of $100. Complete a minimum of three payments using online bill OR have one direct deposit of $300 or more to account within 45 days of account opening. Account must remain open for at least 12 months. (Expires 12/31/2019)
Badgers Checking Account - $175 Bonus
Open a Badgers checking account with a minimum deposit of $100 between July 1, 2018 to June 30, 2019. Complete three payments using Associated Bank Online Bill Pay or have at least one direct deposit of $300 or more within 45 days of account opening. $175 bonus will be deposited within 75 days of account opening. (Expires 6/30/2019)
Wild® Checking Account – $175 Cash Bonus
Open a Wild® checking account with a minimum deposit of $100 and make 3 payments using Associated Bank Online Bill Pay OR have at least one direct deposit of $300 or more within 45 days of account opening. $175 will be deposited into your account within 75 days of account opening after meeting the qualifications. Account must remain open for at least 12 months. (Expires 6/30/2019)
Packers Checking Account - $175 Bonus
• Open your account with a minimum deposit of $100 from April 2, 2018 until March 31, 2019
• Make three payments using Associated Bank Online Bill Pay OR have at least one direct deposit of $300 or more within 45 days of account opening
• $175 will be deposited into your account within 75 days of account opening after meeting the qualifications
Expires 3/31/2019
Bank at Work: $175 Bonus
Earn $175 by opening a new checking account in Associated Bank. The minimum initial deposit to open a checking account is $100. To get the cash bonus, new customers must make three or more payments using Associated Bank Online Bill Pay OR complete a direct deposit of $300 or more within 45 days of account opening. To receive bonus, account must be open at the time the bonus is paid and must remain open for a minimum of 12 months.


BMO Harris Bank
Pros: Free checking with eStatements High APY for CDs Good financial tools

Cons: Limited branches Low savings APY
Our Review: (3.1) With almost a 200-year history, BMO Harris is a household name in the Midwest. They offer a large range of personal financial products to help consumers take control of their finances. But are their services worth it?... Read full review
BMO Harris Bank at Work - up to $250 Cash Bonus
If your employer is part of BMO Harris's Bank at Work or Group Banking Services, you can earn up to $250 cash bonus:
• Get $100 cash bonus when you open a new personal checking account and receive at least $600 in direct deposits within 60 days of account opening.
• Get $50 cash bonus when you also open a new Statement Savings account with an initial deposit of at least $1,000 and maintain it for 90 days. New Statement Savings account must be opened within 60 days of opening the new BMO Harris personal checking account.
• Get $50 cash bonus when you also open a new Health Savings account within 60 days of opening the new BMO Harris personal checking account.
• Get $50 cash bonus when you also sign up for electronic statements within 60 days of opening a new BMO Harris checking account.
Business Advantage Checking Account - $500 Bonus
Get promo code by entering your email address in the link. Present promo code in a BMO Harris branch upon opening a new Business Advantage Checking account. Minimum opening deposit required to get bonus is $5,000. Complete at least 10 electronic transactions post to the account within 90 days of account opening. To receive checking bonus, you must have a collected balance of $5,000 or more in the account following the 90 days from account opening. (Expires 10/31/2019)
Essential Business Checking Account - $200 Bonus
Get promo code by entering your email address in the link. Present promo code in a BMO Harris branch upon opening a new Essential Business Checking account. Minimum opening deposit required to get bonus is $1,500. Complete at least 10 electronic transactions post to the account within 90 days of account opening. To receive checking bonus, you must have a collected balance of $1,500 or more in the account following the 90 days from account opening. (Expires 10/31/2019)
BMO Harris Premier Checking Account - $500 Bonus
Open a new checking account with qualifying direct deposits and 10 debit card purchases from your account and get a $500 bonus. To receive the $500 bonus for a BMO Harris Premier™ Account: 1) Mention or use the promo code when you open a new BMO Harris Premier™ Account between March 1, 2019 and May 31, 2019 with at least $25,000 not currently on deposit at BMO Harris Bank N.A. or its affiliates. You may open the account in a BMO Harris branch, by calling 1-866-362-1166, or online at bmoharris.com. If you apply online by clicking “open now” above or in the coupon email sent to you, we'll automatically apply the $500 bonus promo code for you. 2) Maintain your $25,000 balance for 120 days. 3) Have at least two direct deposits of any combination of a paycheck, pension payment, Social Security payment, or other government benefits payment of $500 or more each electronically deposited into the account from an employer or outside agency within 90 days of opening. We reserve the right to request documentation that the direct deposits qualify. (Expires 5/31/2019)
BMO Harris Smart Advantage Account - $200 Bonus
To receive the $200 bonus a for BMO Harris Smart Advantage Account: 1) Mention or use the promo code when you open a new BMO Harris Smart Advantage Account between March 1, 2019 and May 31, 2019 in a BMO Harris branch, by calling 1-866-362-1166, or online at bmoharris.com. If you apply online by clicking “open now” above or in the coupon email sent to you, we'll automatically apply the $200 bonus promo code for you. 2) Have at least two direct deposits of any combination of a paycheck, pension payment, Social Security payment, or other government benefits payment of $500 or more each electronically deposited into the account from an employer or outside agency within 90 days of opening. We reserve the right to request documentation that the direct deposits qualify. 3) Have at least 10 debit card purchases made with your BMO Harris Bank Debit Mastercard® post to your account within 90 days of account opening. (Expires 5/31/2019)
BMO Harris Smart Money Account - $200 Bonus
To receive the $200 bonus a for BMO Harris Smart Money Account: 1) Mention or use the promo code when you open a new BMO Harris Smart Money Account between March 1, 2019 and May 31, 2019 in a BMO Harris branch, by calling 1-866-362-1166, or online at bmoharris.com. If you apply online by clicking “open now” above or in the coupon email sent to you, we'll automatically apply the $200 bonus promo code for you. 2) Have at least two direct deposits of any combination of a paycheck, pension payment, Social Security payment, or other government benefits payment of $500 or more each electronically deposited into the account from an employer or outside agency within 90 days of opening. We reserve the right to request documentation that the direct deposits qualify. 3) Have at least 10 debit card purchases made with your BMO Harris Bank Debit Mastercard® post to your account within 90 days of account opening. (Expires 5/31/2019)


Synchrony Bank
Pros: Savings with ATM card High APY All balance tiers receive same rate

Cons: No checking account $2,000 minimum deposit for CDs Limited customer service hours
Our Review: (4.3) Synchrony offers some of the highest savings and CD rates. But there are downsides. Read this review before you open an account... Read full review
High Yield Savings
2.25% APY. $0 minimum opening deposit. No minimum balance requirement. No fees to open or maintain account.
• Great Rates + Safety = Peace of Mind
• Member FDIC
Money Market
• 1.20% APY
• $0 minimum opening deposit
• No minimum balance requirement
• No fees to open or maintain account
• ATM card
• Daily Compounding Interest
• FDIC Insured
Certificate of Deposit
• Up to 3.10% APY
• Up to 5 years
• $2,000 minimum opening deposit
• Daily Compounding Interest
• FDIC Insured
IRA CD
• Up to 3.10% APY
• Up to 5 years
• $2,000 minimum opening deposit
• Ability to open Roth or Traditional IRA
• Ability to add funds during 10-day grace period after CD maturity
• FDIC Insured
IRA Money Market Account
• 1.20% APY
• No minimum deposit to open account
• Ability to open Roth or traditional IRA account
• Make deposits at any time rather than waiting for a maturity date
• FDIC Insured


TIAA Bank
Pros: High intro APY No monthly service fees Refund ATM fees

Cons: Large minimum deposit Intro rate only for one year
Our Review: (4.3) If you have a large opening deposit, TIAA Bank provides a variety of options at high introductory rates. But there are downsides. Read on to see if it's right for you... Read full review
Yield Pledge Checking
• 1-year 1.21% intro APY on balances up to $250,000
• $5,000 Minimum Opening Deposit
• No monthly service fee
• U.S. ATM fees reimbursement (unlimited with minimum average daily balance of $5,000; otherwise up to $15/monthly)
• Top 5% yields always
• Daily Compounding Interest
• FDIC insured
Yield Pledge Money Market
• 1-year 2.15% intro APY on balances up to $250,000
• $5,000 Minimum Opening Deposit
• No monthly service fee
• Move money up to 6 times a month
• U.S. ATM fees reimbursement (unlimited with minimum average daily balance of $5,000; otherwise up to $15/monthly)
• Top 5% yields always
• Daily Compounding Interest
• FDIC Insured
Yield Pledge CD
• Up to 2.95% APY
• Up to 5 years
• $5,000 Minimum Opening Deposit
• No monthly service fee
• Top 5% yields always
• Daily Compounding Interest
• FDIC insured
Bump Rate CD
• 2.83% APY
• 3.5-Year Term
• $1,500 Minimum Opening Deposit ($250,000 max)
• Opportunity to increase your rate once over the term
• No monthly maintenance fee
• Daily Compounding Interest
• FDIC insured


KeyBank
Pros: HelloWallet financial tools Free checking option 24/7 customer service

Cons: Limited branches High account fees
Our Review: (3.3) Are you looking for a no-frills checking account or maybe a bank that offers relationship banking services/interest rates? You may have found your fit with KeyBank... Read full review
Key Checking Account - $200 Bonus
Open a qualifying checking account using offer code ONAS0119. Make at least one direct deposit of $500 or more within 60 days of account opening. $200 will be deposited to your account within 90 days after completing the requirements. Qualifying Key Checking are Key Express, Key Advantage, Key Privilege, and Key Privilege Select. This offer is available in Alaska, Cincinnati, Columbus, Dayton and Toledo OH, Northern and Central Indiana, Maine, Michigan, Philadelphia PA, Utah, Vermont and Portland OR. (Expires 5/31/2019)
Key Checking Account - $300 Bonus
Open an qualifying KeyBank Checking Account using offer code ONSA0319. Make one single direct deposit of $500 or more within 60 days of account opening. $300 will be deposited to your account within 90 days after completing the requirements. Qualifying checking accounts are Key Express (this is the basic banking account in NY), Key Advantage, and Key Privilege Select checking accounts. (Expires 5/3/2019)


Axos Bank
If the perfect checking account for you is one with no monthly fees while offering rewards, you may have found your match with Axos Bank... Read full review
Rewards Checking
• Up to 1.25% APY
• No minimum balance requirements
• No fees to open or maintain account
• Overdraft Protection
• Daily Compounding Interest
• FDIC insured
Smart Savings Account
• 1.30% APY on all balance tiers
• No minimum balance requirements
• No fees to open or maintain account
• Free ATM card upon request
• Daily Compounding Interest
• FDIC Insured
Smart Money Market
• 1.05% APY on all balance tiers
• No minimum balance requirements
• No fees to open or maintain account
• Free Visa Debit Card
• Free online bill pay, free limited checks, and free limited online check images
• Daily Compounding Interest
• FDIC Insured
Certificate of Deposit
• Up to 2.25% APY
• Up to 5 years
• $1,000 Minimum Opening Deposit
• No monthly maintenance fee
• Daily Compounding Interest
• FDIC insured


BankDirect
Think you can't earn airline miles from your bank account? Think again. BankDirect offers two accounts that allow you to earn American Airlines miles... Read full review
Mileage Checking with Interest - Earn AAdvantage Miles
• Earn 1,000 AA miles for opening account. Earn 100 AA miles per month for each $1,000 of balance, up to $50,000. Earn 25 AA miles per month for every $1,000 of balance over $50,000.
• Earn a one-time 10,000 AA miles bonus for using direct deposit. You must make direct deposits totaling at least $2,000 a month for 6 consecutive statement cycles.
• Earn a one-time 5,000 AA miles bonus for using online bill pay. You must pay a minimum of 3 different payees totaling at least $500 a month for 6 consecutive statement cycles.
• Earn a one-time 5,000 AA miles bonus for using your new BankDirect Visa CheckCard. You must have a minimum of 12 transactions totaling at least $500 a month for 6 consecutive statement cycles.
Mileage Money Market - Earn AAdvantage Miles
Earn 1,000 AA miles for opening account. Earn 50 AA miles per month for each $1,000 of balance, up to $50,000. Earn 25 AA miles per month for every $1,000 of balance over $50,000.
24 Month Mileage CD
Earn a one-time deposit of 1,000 AA miles for every $1,000 invested, up to $50,000. Earn 25 AA miles for every $1,000 over $50,000.
12 Month Mileage CD
Earn a one-time deposit of 500 AA miles for every $1,000 invested, up to $50,000. Earn 25 AA miles for every $1,000 over $50,000.
6 Month Mileage CD
Earn a one-time deposit of 250 AA miles for every $1,000 invested, up to $50,000. Earn 25 AA miles for every $1,000 over $50,000.
Refer a Friend
Earn 1,000 AA miles for every friend you refer for a Mileage Checking or Mileage Money Market account. Your friend will also earn 1,000 AA miles. You can earn up to 10,000 AA miles for referrals.


Charles Schwab Bank
Pros: No account minimum No service fees Refund all ATM fees

Cons: Only checking or savings Must do banking online
Our Review: (4.3) Charles Schwab is more than a brokerage. It also offers high yield checking and savings interest rates that might far surpass your local bank. Read on to learn the pros and cons... Read full review
High Yield Investor Checking – Unlimited ATM Rebates
Open a High Yield Investor Checking account and get unlimited ATM rebates worldwide. Charles Schwab will reimburse ATM fee at the end of every statement cycle. There is no minimum balance requirement and no service fees. You must open a Schwab brokerage account too, but you don't have to use it.

Columbia Bank (NJ)
Advantage Plus Checking Account - $300 Bonus
Open an Advantage Plus checking account and get the chance to earn up to $300 bonus. Earn $200 by setting up direct deposit totaling a minimum of $1,000 within 60 days of account opening. Earn $100 by completing 10 qualifying debit card purchases using your Advantage Plus Columbia Bank debit card within 60 days of account opening.


First Internet Bank
Internet banking may seem new, but First Internet Bank has offered it since the late 1990s. Does their experience in the industry make them the best option?... Read full review
Interest Checking
• 0.70% APY
• $100 Minimum Opening Deposit
• $10 monthly service fee, waived with $500 average daily balance
• Up to $10/month ATM fee reimbursement
• FDIC insured
Money Market Savings Account
• 1.81% APY for balances $250,000 and less
• 2.02% APY for balances over $250,000
• $100 Minimum Opening Deposit
• $5 monthly service fee, waived with $4,000 average daily balance
• Free ATM card
• Up to $10/month ATM fee reimbursement
• FDIC insured
Regular Savings
• 0.75% APY
• $100 Minimum Opening Deposit
• $2 monthly service fee, waived with $1,000 average daily balance
• Free ATM card
• Up to $10/month ATM fee reimbursement
• FDIC insured
High Yield CD
• Up to 3.25% APY
• Up to 5 years
• $1,000 Minimum Opening Deposit
• No monthly service fee
• FDIC insured

First National Bank of Omaha


MemoryBank
You can do just about anything online today, including all of your banking. If you can handle never going to the bank drive-up again, read on to see if MemoryBank is a good fit for you... Read full review
EarnMore Checking Account - 1.6% APY
Earn 1.60% APY on balances up to $250,000. There is a $50 minimum to open account. There is no minimum balance requirement and no monthly service fee. FDIC Insured.
Money Market Account - 2.45% APY
Earn up to 2.45% APY on balances from $0.01-1,000,000. There is a $50 minimum to open account. There is no minimum balance requirement and no monthly service fee. FDIC Insured.


Popular Direct
Tired of low interest rates at your local bank? Consider an online savings accounts with Popular Direct Bank. Read on to learn about the benefits and drawbacks before opening an account... Read full review
Plus Savings Account
• 2.36% APY
• $5,000 Minimum Opening Deposit
• $4 monthly service fee; waived with a daily minimum balance of $500
• Daily Compounding Interest
• FDIC Insured
Certificate of Deposit
• Up to 3.20% APY
• Up to 5 years
• $10,000 Minimum Balance
• Daily Compounding Interest
• FDIC Insured


Salem Five Direct
Are you tired of bank fees and meeting minimum balance requirements? Salem Five Direct may be the answer to your needs. They don't have minimum balance requirements on their checking and savings accounts and they offer high-yield APYs... Read full review
eOne Savings Account
• 2.30% APY
• $100 Minimum Opening Deposit
• No Minimum Balance Requirement
• No Fees to Open or Maintain Account
• FDIC Insured
eOne Certificate of Deposit
• Up to 3.00% APY
• 12-month, 36-month, or 48-month
• $10,000 Minimum Balance (Max $500,000)
• No Fees to Open or Maintain Account
• FDIC Insured
eOne Checking
• 0.25% APY
• $100 Minimum Opening Deposit
• No Minimum Balance Requirement
• No Fees to Open or Maintain Account
• Free debit card with cash back on all non pin-based purchases
• Up to $15/month ATM fee reimbursement
• FDIC Insured

Columbia Bank (WA, OR, ID)
Business Checking Account - $300 Cash Bonus
Get your promo code by providing your business email. Use promo code to open a qualifying Columbia Bank business checking account. To get $300 cash bonus, make at least one deposit of $500 or more within 15 calendar days of account opening. Customer must maintain an average daily balance of $500 or more for the first 90 days after account opening. (Expires 4/30/2019)
Personal Checking Account - $200 Bonus
Open a Neighborhood Account, Relationship Account, or Foundation Account. To get $200 cash bonus, receive a qualifying direct deposit of $500 or more within 90 days of account opening. (Expires 4/30/2019)


Aspiration
Aspiration offers socially-responsible banking services and investment products with a unique "Pay What Is Fair" approach. Is it too good to be true? Read on... Read full review
Open Spend and Save Account - Earn up to 2.00% APY
Save Account - Up to 2.00% APY


Barclays
Pros: High savings APY No account minimums

Cons: No checking account No ATMS Limited customer service hours
Our Review: (3.9) Barclays offers savings accounts and CDs with high interest rates, no minimum opening deposit, and low fees. So what's the catch? Read this review to see if Barclays is a good bank... Read full review
Online Savings Account - 2.20% APY
2.20% APY. No monthly maintenance fees. No minimum balances to open.
Online CDs
Up to 3.10% APY. No minimum balance, no account open fees, no maintenance fees


Santander Bank
Pros: Easy to waive monthly fees High APY for CDs Free student checking

Cons: Low interest for Premier Plus Checking
Our Review: (3.8) If you're in the Northeast, Santander Bank offers solid basic checking and savings options, as well as competitive rates for CDs. Read on to see if it fits your needs... Read full review
Business Checking Account - $250 Bonus
Open a new Business Checking or Business Checking Plus account between 01/01/19 and 03/31/19 and keep it open for 90 days. Maintain an average daily ledger balance of $3,000 or more for the first 90 days after account opening. To receive $250 cash bonus, you must be a business with revenues up to but not exceeding $3,000,000, your business must not currently have, nor have had, any business checking account with Santander Bank in the last 12 months, and the business checking account must be open and in good standing at the time of fulfillment. You will receive the cash bonus within 30 days of meeting all offer requirements. Your promotion code BIZ25O1F3119 must be entered during new account opening to receive this offer. (Expires 3/31/2019)
Checking Account - $225 Bonus
Open an eligible new checking account with the promotion code: BONUS225J2M. Have direct deposits totaling $1,000 or more within the first 90 days, starting the first business day after opening the account. Keep your account open for at least 90 days and open at the time of the bonus payment. $225 bonus will be deposited into your account within 30 days after the 90-day period. Eligible checking accounts are Simply Right Checking, Santander Basic Checking, Santander Premier Plus Checking, and Santader Select Checking. Offer is only available to residents of NH, MA, RI, CT, DE, NY, NJ, and PA. (Expires 3/31/2019)
Student Value Checking Account - $25 Bonus
Get $25 when you open a new Student Value Checking account with a minimum opening deposit of $10. Make 10 debit card purchases that post to your account within 60 days of account opening. Student Value Checking is available to students 16 through 25 years of age. Legal guardian co-owner required for those between 16–18 years old. Offer is only available to residents of NH, MA, RI, CT, DE, NY, NJ, or PA. (Expires 3/31/2019)

TCF Bank
Savings Account
• 0.01% APY
• Minimum deposit of $25 - $50, depending on account
• Monthly fees of $0 - $15, depending on account
• FDIC Insured
Certificate of Deposit
• Up to 0.45% APY
• Terms ranging from 3 months - 120 months
• $500 minimum opening deposit
• FDIC Insured
Money Market Account
• 0.01% APY
• $50 minimum opening deposit
• $10 monthly maintenance fee, unless you have $1500 minimum balance
• FDIC Insured
IRA CD
• Up to 0.45% APY
• Terms ranging from 3 months -120 months
• $500 minimum opening deposit
• No monthly maintenance fee
• FDIC Insured

Articles on Bank Promotions

Savings Account Promotions
February 6, 2019 - Reviews
View list of best savings promos and bonus offers for new accounts. These banks now offer huge incentives. Look for cash bonuses and high interest rates.

Checking Account Promotions
February 5, 2019 - Reviews
View list of best checking offers for new accounts. These banks now offer huge incentives.

Bank Promotions without Direct Deposit
July 26, 2018 - Reviews
View list of the best bank bonuses available now without a direct deposit requirement.

Bank Promotions Survey
March 11, 2018 - News
Banks are increasing their promotions, but is it enough? The team at CreditDonkey surveyed over 1,100 Americans to find out what it would take for them to switch to another bank. The answer may surprise you.