 | Bank Promotions for May 2019View list of bank promo codes and bonus offers for new accounts. These banks now offer huge incentives and cash bonuses.
Thinking about opening a new personal checking, savings, or business account? Here are the best banking promotions - all in one list. Be sure to read the details to understand the requirements and eligibility.
Here are the top 2019 bank account promotions you should not ignore:
What banks are having promotions? This list is updated monthly to bring you the best bank bonuses and deals. Bookmark it and check back often.
Top 10 Bank Account Promotions
Many bank deals pay new customers to open an account. You get a cash bonus for opening an account and meeting certain deposit requirements. FDIC-insured bank accounts also protect your money safely.
Checking Account Bonuses
Get a $350 Welcome Deposit for eligible new customers who open an HSBC Advance checking account with qualifying activities.
- Open your new HSBC Advance checking account online by June 2, 2019; and
- Deposit a minimum Qualifying Balance of $10,000 or more in New Money in combined checking and savings accounts within 30 calendar days of account opening; and
- Maintain at least the minimum Qualifying Balance for 90 calendar days from the date you deposited the minimum Qualifying Balance.
- You will automatically receive the $350 Welcome Deposit in your new HSBC Advance checking account approximately eight weeks after completing all qualifying activities. It's that simple.
- Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
Expires 6/2/2019 Get a $750 Welcome Deposit for eligible new customers who open an HSBC Premier checking account with qualifying activities.
- Open your new HSBC Premier checking account online by June 2, 2019; and
- Deposit a minimum Qualifying Balance of $100,000 or more in New Money in combined checking, savings, and/or eligible investment accounts within 30 calendar days of account opening; and
- Maintain at least the minimum Qualifying Balance for 90 calendar days from the date you deposited the minimum Qualifying Balance.
- You will automatically receive the $750 Welcome Deposit in your new HSBC Premier checking account approximately eight weeks after completing all qualifying activities. It's that simple.
- Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
Expires 6/2/2019
Advantage Plus Banking Checking Account - $100 BonusOpen a new Bank of America Advantage Plus Banking checking account by December 31, 2019. Account must be opened online using the link on the offer page. Minimum opening deposit is $100. Set up and receive at least 2 qualifying deposits of $250 or more each to your new checking account within 90 days of account opening. The $100 cash bonus will be deposited into your account within 60 days of completing all requirements. Expires 12/31/2019
Citi Account Package - $400 BonusOpen a new checking and savings account in the Citibank Account Package. Within 30 days of opening your account deposit $15,000 New-to-Citibank funds into the checking and/or savings account. Maintain a minimum balance of $15,000 in your eligible linked checking and/or savings account for 60 days. Expires 6/30/2019
TD Bank Beyond Checking Account - $300 Cash BonusNew customers only. Apply online for a new TD Bank Beyond Checking Account and get a $300 cash bonus after you direct deposit more than $2,500 within 60 days. There is a $25 monthly maintenance fee (waived if you keep a daily balance of at least $2,500, have $5,000 in monthly direct deposits, or maintain a $25,000 minimum daily combined balance across eligible TD accounts). You must be a U.S. resident of the following states: CT, DE, DC, FL, ME, MD, MA, NH, NJ, NY, NC, PA, RI, SC, VT, VA
Want free checking? These banks offer checking accounts with no opening fees and no monthly service fees.
High Yield Savings
- Earn 2.30% APY on all balance tiers
- No monthly maintenance fee
- Minimum balance to earn APY is $1
- Member FDIC
- No minimum opening deposit
- No monthly fee
- No minimum balance required to waive monthly fee
Savings Account Bonuses
Discover Online Savings - $150 Cash BonusApply for your first Discover Online Savings Account by 6/3/19, online or by phone. Enter offer code NPBG519 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted by 6/17/19, 11:59 PM ET. Maximum bonus eligibility is $200. Expires 6/3/2019
Capital One 360 Saving - $25 OfferGet $25 when you open an account with an initial deposit of at least $250. The $25 bonus will be automatically deposited into your account upon opening. The bonus will start earning interest right away, but you cannot withdraw for 30 days. Only available for new Capital One 360 customers.
GoalTrack Savings Program – up to $250 in Gift CardsAdd the GoalTrack Savings programs to any eligible Citizens Bank savings account and be rewarded for reaching your goals. Select a target timeframe and monthly savings goal amount. If you achieve your goal, you will receive a gift card. The amount varies based on your monthly savings and the timeframe. To get the minimum bonus, you must save at least $25/month for 8 months (above your existing balance). The most you can receive is a $250 gift card if you save $400/month for 36 months (above your existing balance). Only available to residents of CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, and VT.
Business Bank Account Bonuses
Business Checking Account - $300 BonusOpen a new Wells Fargo Simple Business, Business Choice, or Platinum Business checking account with a minimum opening deposit of $25. Use your unique bonus offer code when you open the new business checking account. Deposit $1,000 or more into the account within 10 days of opening. By day 60 of account opening, account must have a $1,000 minimum balance and have 5 or more posted qualifying transactions to qualify for the bonus. Bonus will be deposited into your new business checking account within 30 days after meeting all eligibility and offer requirements. Offer excluded in the following states: HI, KY, LA, ME, MA, MI, MO, NH, IN, OH, OK, RI, VT, and WV. Expires 6/29/2019
Business Checking - $200 BonusOpen a new PNC Business Checking, PNC Business Checking Plus, or Analysis Business account. Maintain a balance an average cycle balance of $5,000 in your new checking account for each of the first three statement cycles. Make at least 20 qualifying PNC Bank Visa Debit card transactions within the first three statement cycles. $200 bonus will be credited to your new business checking account within 90 days after all conditions have been met. Expires 6/30/2019
SunTrust Business Checking - $200 Cash BonusEarn $200 when you open a new SunTrust business checking account using offer code SB19Q2CHECKING and receive at least $1,500 in qualifying deposits within 30 days of account opening. Account must stay open for at least 180 days. The accounts eligible for this promotion are: Simple Business Checking, Primary Business Checking, and Business Advantage Plus. Available to residents of AL, AR, GA, FL, MD, MS, NC, SC, TN, VA, WV and DC. Expires 7/1/2019
High Interest Rates
 | | © CreditDonkey |
- 1.85% APY
- $100 Minimum Opening Deposit
- No monthly maintenance fee
- FDIC Insured
- Earn 1.95% APY for balances under $100,000
- Earn 2.00% APY for balances $100,000 and over
Online Savings Account2.20% APY on all balance tiers. $0 minimum opening deposit. No fees to open or maintain account. No minimum daily balance requirement.
- Consistently Competitive Rates
- 24/7 Customer Care
- Ally Bank, Member FDIC
Online Savings Account - 2.20% APY2.20% APY. No monthly maintenance fees. No minimum balances to open. High Yield Savings2.25% APY. $0 minimum opening deposit. No minimum balance requirement. No fees to open or maintain account.
- Great Rates + Safety = Peace of Mind
- Member FDIC
Note: Information including rates, fees, terms, and benefits may vary, be out of date, or not applicable to you. Please refer to bank website and application for the most current information.
What's the Best Bank for Me?
The best bank for you depends on what you want out of a bank. Do you want convenience, low fees, or high interest? Here are the different types of banks and why you may pick each one.
- National banks: best accessibility. These are the big traditional banks such as Bank of America, Wells Fargo, etc. These banks typically have physical locations and ATMs throughout the country. So you can get in-person help and do your banking no matter where you are. However, these banks usually offer very low interest and have fees and/or balance requirements.
- Regional or community banks: best local service. Regional banks are usually limited to one geographical area, whether it be several states or a single city. They usually offer higher interest and less fees. But you may need to switch banks if you move.
- Credit unions: best personalized service. These can be thought of mom-and-pop banks. The locations may be very limited (sometimes only one branch), but credit unions offer higher interest, competitive loan rates, and great personalized service.
- Online banks: best interest rates. If you're comfortable with doing your banking completely on the web or via mobile app, online banks will offer the highest interest rates (in exchange for no physical locations). Many online banks have no account fees and no balance requirements.
Is a credit union better than a bank?
Credit unions generally offer higher interest rates, better loan rates, lower fees, and better personalized customer service than traditional banks. Credit unions are nonprofit, whereas banks are for-profit. Banks have more nationwide accessibility, but the interest rate is usually low and they charge more fees.
Top 10 Banks
Here are the top 10 banks on CreditDonkey:
- Wells Fargo: Widespread accessibility with over 5,800 locations and 13,000 ATMs; many checking options including Opportunity Checking for those who had financial troubles.
- Bank of America: Over 5,000 locations and 16,000 ATMs; good customer service with extended hours.
- Ally Bank: Online bank with wide array of services, high interest rates, no fees, and great 24/7 customer service.
- Discover Bank: Online bank with cashback checking and high interest savings & CDs.
- Capital One: Web bank with in-person support; all banking products have no monthly service fees or minimum opening deposits.
- CIT Bank: Online bank with one of the highest interest rates for online savings account.
- PNC Bank: Unique Virtual Wallet feature and financial tools that help you reach your goals; account fee is easily waived.
- TD Bank: Extended banking hours and 24/7 customer service; checking account fees waived with low account minimums.
- Alliant Credit Union: A credit union with high interest rates, ATM fee rebates, and large network of over 80,000 fee-free ATMs. Anyone can join with simple qualifications.
- Simple Bank: Millennial-focused banking and budgeting; offers high interest savings and a unique Safe-to-Spend feature; no monthly fee and no minimums.
What Bank Has the Best Checking Account?
 Pros:- National availability
- Extended customer service hours
- Full service bank
| Cons:- No free checking option
- Low interest rates
- Many misc. banking fees
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Our Review:   (3.2) Bank of America offers a nationwide network, many account options, and user-friendly online banking. But does this convenience come at a cost? Read on... Read full review Advantage Plus Banking Checking Account - $100 Bonus Open a new Bank of America Advantage Plus Banking checking account by December 31, 2019. Account must be opened online using the link on the offer page. Minimum opening deposit is $100. Set up and receive at least 2 qualifying deposits of $250 or more each to your new checking account within 90 days of account opening. The $100 cash bonus will be deposited into your account within 60 days of completing all requirements. (Expires 12/31/2019) Advantage Relationship Banking Checking Account - $100 Bonus Open a new Bank of America Advantage Relationship Banking checking account by December 31, 2019. Account must be opened online using the link on the offer page. Minimum opening deposit is $100. Set up and receive at least 2 qualifying direct deposits of $250 or more each to your new checking account within 90 days of account opening. The $100 cash bonus will be deposited into your account within 60 days of completing all requirements. (Expires 12/31/2019) Advantage SafeBalance Banking Checking Account - $100 Bonus Open a new Bank of America Advantage SafeBalance Banking checking account by December 31, 2019. Account must be opened online using link on the offer page. Minimum opening deposit is $25. Set up and receive at least 2 qualifying direct deposits of $250 or more each to your new checking account within 90 days of account opening. The $100 cash bonus will be deposited into your new account within 60 days of completing all requirements. (Expires 12/31/2019) Business Advantage - $450 Bonus Earn the initial $100 by opening a new Bank of America Business Fundamentals Checking or Business Advantage Checking account online or over the phone. Make at least $1,000 in qualifying deposits into the new small business checking account within 60 days of account opening. To earn an additional $50, set up online bill pay from the new small business checking account within 60 days. To earn an additional $300, open a new small business credit card account and make at least $3000 in net purchases with your card that post to your checking account within 90 days from the credit card opening. (Expires 12/31/2019) Free Merrill Edge Trades Get 30 free stock and ETF trades a month at Merrill Edge, if you have reached Platinum status by maintaining $50,000 combined balance in your Bank of America® banking and/or Merrill Edge® and Merrill Lynch® investment accounts.  Pros:- Free checking option
- 24-hr grace for overdrafts
- All day deposit
- 24-hr customer service
| Cons:- Limited branches
- Low savings APY
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Our Review:  (3.9) Huntington Bank provides great accounts benefits like free Overdraft Protection Transfers and 24/7 customer service. Read on to see if this bank is right for you... Read full review Asterisk-Free Checking Account - $150 Bonus Open a Huntington Asterisk-Free Checking account online. Make total deposits of at least $1,000 within 60 days of account opening. Your bonus of $150 will be deposited in your Asterisk-Free checking account after all requirements are met and your account is open for 90 days. This offer is available to applicants residing in Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania, and West Virginia. (Expires 8/30/2019) Huntington 5 Checking Account - $200 Bonus Open a Huntington 5 Checking account online. Make total deposits of at least $1,000 within 60 days of account opening. Your bonus of $200 will be deposited in your Huntington 5 Checking account after all requirements are met and your account is open for 90 days. This offer is available to applicants residing in Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania, and West Virginia. (Expires 8/30/2019)  Pros:- Extended banking hours
- Low requirements to waive monthly fees
- No foreign transaction fees
| Cons:- No free checking
- Low APY
- Only on East Coast
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Our Review: (3.4) TD Bank offers extended customer hours and easy online banking. Are these perks worth it? Find out what makes TD Bank a great choice for you and some reasons to look elsewhere... Read full review TD Bank Beyond Checking Account - $300 Cash Bonus New customers only. Apply online for a new TD Bank Beyond Checking Account and get a $300 cash bonus after you direct deposit more than $2,500 within 60 days. There is a $25 monthly maintenance fee (waived if you keep a daily balance of at least $2,500, have $5,000 in monthly direct deposits, or maintain a $25,000 minimum daily combined balance across eligible TD accounts).
You must be a U.S. resident of the following states: CT, DE, DC, FL, ME, MD, MA, NH, NJ, NY, NC, PA, RI, SC, VT, VA TD Bank Convenience Checking Account - $150 Cash Bonus New customers only. Apply online for a new TD Bank Convenience Checking Account and get a $150 cash bonus after you direct deposit more than $500 within 60 days. There is a $15 monthly maintenance fee (waived if you keep a daily balance of at least $100).
You must be a US resident in the following states: CT, DE, DC, FL, ME, MD, MA, NH, NJ, NY, NC, PA, RI, SC, VT, VA Refer a Friend Program - $50 for Each Referral Receive $50 for each friend you refer for TD Bank's personal checking account. Not only do you get $50, your friend also gets $50 when they either: receive a direct deposit OR make at least 15 debit card purchases within 60 days of new account opening. There is no limit to the number of referral bonuses you can earn.  Pros:- Virtual Wallet tools
- Relatively easy to waive fees
- Free student account
| Cons: |
Our Review: (3.5) PNC Bank has relatively low requirements to waive fees and offers many financial tools to help you meet savings goals. Read on to see if this East Coast bank is right for you... Read full review Virtual Wallet with Performance Select Checking - $300 Cash Bonus Earn $300 when you open a new Virtual Wallet with Performance Select checking account and do the following within 60 days of account opening: make qualified direct deposits totaling $5,000 AND make at least 10 PNC Bank Visa® Debit card purchases. Bonus will be awarded within 60-90 days of meeting the requirements. Available to residents of AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV. (Expires 5/31/2019) Performance Select Checking - $300 Cash Bonus Earn $300 when you open a new Performance Select Checking account and do the following within 60 days of account opening: make qualified direct deposits totaling $5,000 AND make at least 10 PNC Bank Visa® Debit card purchases. Bonus will be awarded within 60-90 days of meeting the requirements. Available to residents of AL, DE, FL, GA, IL, IN, KY, MD, MI, MO, NJ, NY, NC, OH, PA, SC, VA, WV, and WI. (Expires 5/31/2019) Virtual Wallet with Performance Spend Checking - $200 Cash Bonus Earn $200 when you open a new Virtual Wallet with Performance Spend Checking account and do the following within 60 days of account opening: make qualified direct deposits totaling $2,000 AND make at least 10 PNC Bank Visa® Debit card purchases. Bonus will be awarded within 60 days of meeting the requirements. Available to residents of AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV. (Expires 5/31/2019) Performance Spend Checking - $200 Cash Bonus Earn $200 when you open a new Performance Spend Checking account and do the following within 60 days of account opening: Make qualified direct deposits totaling $2,000 AND make at least 10 PNC Bank Visa® Debit card purchases. Bonus will be awarded within 60-90 days of meeting the requirements. Available to residents of AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV. (Expires 5/31/2019) Virtual Wallet Checking - $50 Cash Bonus Earn $50 when you open a new Virtual Wallet checking account and do the following within 60 days of account opening: make qualified direct deposits totaling $500 AND make at least 10 PNC Bank Visa® Debit card purchases. Bonus will be awarded within 60-90 days of meeting the requirements. Available to residents of AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV. (Expires 5/31/2019) Business Checking - $200 Bonus Open a new PNC Business Checking, PNC Business Checking Plus, or Analysis Business account. Maintain a balance an average cycle balance of $5,000 in your new checking account for each of the first three statement cycles. Make at least 20 qualifying PNC Bank Visa Debit card transactions within the first three statement cycles. $200 bonus will be credited to your new business checking account within 90 days after all conditions have been met. (Expires 6/30/2019) Refer a Co-Worker – $100 for Each Referral Available to existing participants of PNC WorkPlace Banking. Earn $100 for every co-worker who opens an eligible WorkPlace Banking checking account. Your friend also gets a reward. Your friends must use your referral coupon when they apply. You can earn this bonus for up to 10 referrals per year, for a total of up to $1,000.  Pros:- Perks for high balance customers
- Many fee-free ATMs
- Global presence
| Cons:- No free checking option
- Higher balance requirements
- Low savings APY
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Our Review: (3.5) Citibank offers credit cards and banking services. But service fees and balance requirements are on the high side. Is it the right bank for you? Keep reading to find out... Read full review Citi Account Package - $400 Bonus Open a new checking and savings account in the Citibank Account Package.
Within 30 days of opening your account deposit $15,000 New-to-Citibank funds into the checking and/or savings account.
Maintain a minimum balance of $15,000 in your eligible linked checking and/or savings account for 60 days. (Expires 6/30/2019) Citi Account Package - $500 Bonus Eligible customers must enroll in the "$400/$500 Checking and Savings Offer" promotion. Open a new qualifying Checking AND Savings Accounts. To get the $500 bonus, customer must make a deposit of $15,000 (multiple deposits allowed) within 30 days of account opening. Account must maintain a minimum balance of $15,000 for 60 consecutive calendar days following the date the $15,000 deposit was made. Complete one qualifying direct deposit into the eligible Checking Account each month for two consecutive months within 60 days of account opening. (Expires 6/30/2019) Citi Account Package - $600 Bonus Open a new checking and savings account in the Citibank Account Package.
Within 30 days of opening your account deposit $50,000 New-to-Citibank funds into the checking and/or savings account.
Maintain a minimum balance of $50,000 in your eligible linked checking and/or savings account for 60 days. (Expires 6/30/2019) Citi Basic Banking Package - $200 Bonus Open a new checking account in the Basic Banking Package.
Within 30 days of opening your account deposit $5,000 New-to-Citibank funds into the new checking account.
Maintain a minimum balance of $5,000 for 60 days. (Expires 6/30/2019)  Pros:- Overdraft protection options
- No account minimums
- 27 Capital One cafes for in-person support
| Cons:- Lower savings APY compared to other online banks
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Our Review: (4.3) Capital One 360 checking and savings accounts are free to open and offer higher-than-average APY rates. Does this popular web bank live up to its claims? Find out if it's right for you... Read full review Capital One 360 Checking - $25 Offer Get $25 when you open an account with an initial deposit of at least $250 AND do one of the following: make 3 debit card purchases or Zelle payments within 45 days of account opening. The $25 bonus will be deposited into your account on Day 50. Only available for new Capital One 360 customers. Capital One 360 Saving - $25 Offer Get $25 when you open an account with an initial deposit of at least $250. The $25 bonus will be automatically deposited into your account upon opening. The bonus will start earning interest right away, but you cannot withdraw for 30 days. Only available for new Capital One 360 customers. Capital One 360 Money Market - $25 Get $25 if you make an initial deposit of $250 - $9,999.99. The bonus will be automatically deposited into your account upon opening. The bonus will start earning interest right away, but you cannot withdraw for 30 days. Only available for new Capital One 360 customers. Capital One 360 Money Market - $100 Get $100 if you make an initial deposit of $10,000 or more. The bonus will be automatically deposited into your account upon opening. The bonus will start earning interest right away, but you cannot withdraw for 30 days. Only available for new Capital One 360 customers. Capital One 360 Money Market - $200 Bonus This offer is exclusive to Quicken customers. Open your first 360 Money Market account online using the instructions from the email you received from Quicken. To earn $200 bonus, deposit $10,000 to $49,999 to your account within 10 days of account opening (Initial Funding Period). You must maintain at least $10,000 in your account for the first 90 days following the Initial Funding Period. $200 bonus will be deposited to your account in approximately 60 days following the 90-day balance maintenance period. (Expires 7/31/2019) Capital One 360 Money Market - $200 Bonus Open a Capital One 360 Money Market account and deposit at least $10,000 of new money within 10 days of account opening (Initial Funding Period). Use promo code OPEN200 when opening your account. Earn $200 bonus when you maintain $10,000 or more for the first 90 days following the Initial Funding Period. The bonus will be deposited into your account within 60 days following the 90-day period. (Expires 7/31/2019) Capital One 360 Money Market - $400 Bonus This offer is exclusive to Quicken customers. Open your first 360 Money Market account online using the instructions from the email you received from Quicken. To earn $400 bonus, deposit $50,000 to $99,999 to your account within 10 days of account opening (Initial Funding Period). You must maintain at least $50,000 in your account for the first 90 days following the Initial Funding Period. $400 bonus will be deposited to your account in approximately 60 days following the 90-day balance maintenance period. (Expires 7/31/2019) Capital One 360 Money Market - $600 Bonus This offer is exclusive to Quicken customers. Open your first 360 Money Market account online using the instructions from the email you received from Quicken. To earn $600 bonus, deposit $100,000 or more into your account within 10 days of account opening (Initial Funding Period). You must maintain at least $100,000 in your account for the first 90 days following the Initial Funding Period. $600 bonus will be deposited to your account in approximately 60 days following the 90-day balance maintenance period. (Expires 7/31/2019) Online CDs - Up to 3.00% APY
- Up to 5 years
- $0 minimum opening deposit
- Daily Compounding Interest
- FDIC Insured
Refer a Friend Program - $20 for Each Referral Receive $20 for each friend who opens a Capital One 360 account using your referral link. Get your unique referral link by logging into your account and visiting the “Refer a Friend” section. The bonus is paid for the first 50 friends who open an account, for a total of up to $1,000. Those referred must open an account with at least $250 initial deposit.  Pros:- Free Express Checking
- Free student checking
- Promo CD with high APY
| Cons:- Higher balance requirements
- Low savings APY
- Limited branches
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Our Review: (3.3) Fifth Third Bank has higher balance requirements and high service fees if they're not met. But it offers some unique programs. Read on to see if Fifth Third Bank is a good fit for you... Read full review Fifth Third Checking Account - $250 Bonus Open an eligible Fifth Third Checking Account using offer code. Reach a balance of $500 within 45 days and maintain a minimum daily balance of $500 thereafter for 60 days to qualify for the checking bonus. The cash bonus will be deposited into your new checking account within 10 business days of completing qualifying activity requirements. Eligible checking accounts are Fifth Third Essential, Enhanced, Preferred, Free (GA and select markets in IN, KY) and Free Checking plus Extra TimeSM (FL only). (Expires 6/30/2019) Fifth Third Enhanced Checking Account - $250 Bonus Earn $250 when you open a Fifth Third Enhanced Checking account and deposit at least $500 within 45 days of account opening AND maintain a $500 minimum balance for 60 days. Bonus will be deposited to account within 10 days of completing qualifying activity requirements. Receive your offer code through email and apply in person at your local branch. Available to residents of FL, GA, IL, IN, KY, MI, NC, OH, TN, and WV. (Expires 6/30/2019) Fifth Third Essential Checking Account - $250 Bonus Earn $250 when you open a Fifth Third Essential Checking® account and deposit at least $500 within 45 days of account opening AND maintain a $500 minimum balance for 60 days. Bonus will be deposited to account within 10 days of completing qualifying activity requirements. Receive your offer code through email and apply in person at your local branch. Available to residents of FL, GA, IL, IN, KY, MI, NC, OH, TN, and WV. (Expires 6/30/2019) Fifth Third Free Checking Account - $250 Bonus Earn $250 when you open a Fifth Third Free Checking account and deposit at least $500 within 45 days of account opening AND maintain a $500 minimum balance for 60 days. Bonus will be deposited to account within 10 days of completing qualifying activity requirements. Receive your offer code through email and apply in person at your local branch. Available to residents of FL, GA, IL, IN, KY, MI, NC, OH, TN, and WV. (Expires 6/30/2019) Fifth Third Preferred Checking Account - $250 Bonus Earn $250 when you open a Fifth Third Preferred Checking account and deposit at least $500 within 45 days of account opening AND maintain a $500 minimum balance for 60 days. Bonus will be deposited to account within 10 days of completing qualifying activity requirements. Receive your offer code through email and apply in person at your local branch. Available to residents of FL, GA, IL, IN, KY, MI, NC, OH, TN, and WV. (Expires 6/30/2019)  Pros:- $50 to open checking account
- Relationship Rewards program
- LifeGreen Savings annual bonus
| Cons:- No free checking option
- Limited branches
- Low savings APY
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Our Review: (3.4) Regions Bank offers a variety of deposit products, easy account opening requirements, and special reward programs. Read on to see if this bank is right for you... Read full review LifeGreen Savings Account – Up to $100 Annual Savings Bonus Earn a 1% annual savings bonus (up to a maximum of $100) when you open a LifeGreen Savings Account AND have or open a Regions checking account. You must set up a monthly automatic transfer of at least $10 from your Regions checking account to LifeGreen Savings account. Your bonus is based on the average monthly balance for 12 months. The maximum bonus is $100. There is a minimum opening deposit of $50 if you apply online. Available to residents of AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN and TX. LifeGreen® Checking Account - $200 Cash Bonus Open any LifeGreen® checking account online using promo code 20048SOC19Q2 or present a personalized voucher in branch. Minimum opening deposit is $25. To get $200 cash bonus, make 10 purchases with a Regions Visa CheckCard and make a qualifying ACH direct deposits of at least $500 within 60 days of account opening. Offer valid for new checking customers only. This offer is valid in AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN, and TX. (Expires 6/28/2019) Regions Refer a Business - $150 Visa Reward Card Referred business must open a new Regions business checking account within 90 days of receiving the invite. Opening deposit should be $500 or more. Within 60 days of account opening, complete at least one Visa Business CheckCard purchase that posts to the new account, and enroll in Online Statements through Regions Online Banking. Regions Refer a Friend - $50 Visa® Reward Card Get a $50 Visa® Reward Card when a friend opens a new Regions personal LifeGreen® checking account or business checking account. Your referred friend cannot be an existing Regions checking customer, and must complete all requirements in order for you to receive the reward.  Pros:- Free checking option
- High APY for Promo CD
- Free savings with checking
| Cons:- Fee heavy
- Subpar savings APY
- Limited branches
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Our Review: (3.4) If you are on the upper East Coast, you probably see M&T Bank frequently. With a free checking option and a range of deposit accounts, does it meet your needs?... Read full review Personal Checking Account - Up to $250 Bonus Get up to $250 cash bonus by opening any M&T personal checking account online or at your local M&T Bank. Make a total of at least $500 in qualifying direct deposits within 90 days of account opening. Cash bonus will be rewarded within 90 days after direct deposit. (Expires 7/1/2019) M&T Tailored Business Checking Account - $500 Bonus Receive $400 bonus when you open a new M&T Tailored Business Checking account and have an Average Ledger Balance of at least $5,000 on the 90th day after account opening. Earn an extra $100 (earned as 10,000 bonus points) when you open an M&T Business Rewards Credit Card and make $500 in purchases during the first 90 days. Customers must submit the form found on the website to receive additional instructions. (Expires 6/28/2019)  Wells Fargo offers nationwide access with thousands of ATMs and branch locations. But are their checkings and savings accounts right for you? Read on to see the best options... Read full review Consumer Checking Account - $400 Bonus Open a new qualifying Consumer Checking account with a minimum opening deposit of $25. Within 150 days of account opening, receive a cumulative monthly total of $3,000 in qualifying direct deposits into your new account for 3 consecutive months. Your $400 bonus will be deposited to your account within 45 days after completing requirements. (Expires 12/31/2019) Consumer Checking Account - $400 Bonus Open an Everyday Checking account online or bring a bonus offer code to a participating Wells Fargo branch and open an eligible consumer checking account. Minimum deposit of $25. To qualify for the bonus, within 150 days of account opening, receive a cumulative monthly total of $3,000 or more in qualifying direct deposits each month to the checking account opened for this bonus offer for three consecutive months. Offer is only available in Dallas and Houston, TX, Denver, CO, Miami and Orlando, FL, Phoenix, AZ, Seattle, WA, Washington D.C. (Expires 11/27/2019) Everyday Checking Account - $400 Bonus Open a new Everyday Checking account with a minimum opening deposit of $25. Set up and receive a monthly cumulative total of $3,000 in qualifying direct deposits into your new account for 3 consecutive months. Your $400 bonus will be deposited to your account within 45 days after completing requirements. This is an exclusive, online-only offer and is not valid for branch or phone account opens. (Expires 7/26/2019) Business Checking Account - $300 Bonus Open a new Wells Fargo Simple Business, Business Choice, or Platinum Business checking account with a minimum opening deposit of $25. Use your unique bonus offer code when you open the new business checking account. Deposit $1,000 or more into the account within 10 days of opening. By day 60 of account opening, account must have a $1,000 minimum balance and have 5 or more posted qualifying transactions to qualify for the bonus. Bonus will be deposited into your new business checking account within 30 days after meeting all eligibility and offer requirements. Offer excluded in the following states: HI, KY, LA, ME, MA, MI, MO, NH, IN, OH, OK, RI, VT, and WV. (Expires 6/29/2019)  Pros:- Global presence
- High online savings APY
| Cons: |
Our Review: (4.7) HSBC Bank offers a full array of services for different needs, including a high-yield online savings and several checking options. But there are downsides. Read on for the pros and cons... Read full review HSBC Direct Savings - 2.30% APY - Earn 2.30% APY on all balance tiers
- No monthly maintenance fee
- Minimum balance to earn APY is $1
- Member FDIC
HSBC Advance Checking - $350 Bonus Get a $350 Welcome Deposit for eligible new customers who open an HSBC Advance checking account with qualifying activities.
- Open your new HSBC Advance checking account online by June 2, 2019; and
- Deposit a minimum Qualifying Balance of $10,000 or more in New Money in combined checking and savings accounts within 30 calendar days of account opening; and
- Maintain at least the minimum Qualifying Balance for 90 calendar days from the date you deposited the minimum Qualifying Balance.
- You will automatically receive the $350 Welcome Deposit in your new HSBC Advance checking account approximately eight weeks after completing all qualifying activities. It's that simple.
- Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
Expires 6/2/2019 HSBC Premier Checking - $750 Bonus Get a $750 Welcome Deposit for eligible new customers who open an HSBC Premier checking account with qualifying activities.
- Open your new HSBC Premier checking account online by June 2, 2019; and
- Deposit a minimum Qualifying Balance of $100,000 or more in New Money in combined checking, savings, and/or eligible investment accounts within 30 calendar days of account opening; and
- Maintain at least the minimum Qualifying Balance for 90 calendar days from the date you deposited the minimum Qualifying Balance.
- You will automatically receive the $750 Welcome Deposit in your new HSBC Premier checking account approximately eight weeks after completing all qualifying activities. It's that simple.
- Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
Expires 6/2/2019 Fusion Elite Business Savings Account - 2.40% Interest Rate Open a new Fusion Elite Business Savings account until August 31, 2019. Fund account with at least $10,000 in new money to earn the promotional interest rate of 2.40%. The promotional interest rate of 2.40% is applicable to your Fusion Elite Business Savings account until December 31, 2019. As of January 1, 2020 the the interest rate will adjust to the standard rate applicable to the Commercial Savings Account product. (Expires 8/31/2019) HSBC Choice Checking - $200 Bonus Get a $200 Welcome Deposit for eligible new customers who open a new HSBC Choice Checking account with qualifying activities. Open a new HSBC Choice Checking account online and deposit a minimum Qualifying Balance of $1,500 or more in New Money in combined checking and savings accounts within 30 calendar days of account opening; and maintain at least the minimum Qualifying Balance for 90 calendar days from the date you deposited the minimum Qualifying Balance. You will receive the $200 Welcome Deposit in your new HSBC Choice Checking account approximately eight weeks after completing all qualifying activities. (Expires 6/2/2019)  Pros:- High APY
- No minimum deposit for savings
- No monthly service fees
| Cons:- No checking accounts
- No ATM card
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Our Review: (4.5) Want a higher interest rate at a good FDIC insured bank? CIT is tempting, but there are downsides you should not ignore. Read this review before you open an account... Read full review Open a CIT Bank 2.40% APY Savings Builder High Yield Savings Account Money Market Account - 1.85% APY - 1.85% APY
- $100 Minimum Opening Deposit
- No monthly maintenance fee
- FDIC Insured
Premier High Yield Savings Account - 1.55% APY - 1.55% APY
- $100 Minimum Opening Deposit
- No Fees to Open or Maintain Account
- Daily Compounding Interest
- No Minimum Daily Balance Requirement
- FDIC Insured
Open a CD with CIT Term CDs - $1,000 Minimum Opening Deposit
- Up to 2.40% APY
- Up to 5 years
- No monthly maintenance fee
- FDIC insured
- Daily Compounding Interest
No-Penalty CD - Option to Withdraw Full Balance and Interest After 7 Days of CD Funding Date
- $1,000 Minimum Opening Deposit
- Up to 2.05% APY
- 11 Months
- No monthly maintenance fee
- FDIC insured
- Daily Compounding Interest
Jumbo CDs - $100,000 Minimum Opening Deposit
- Up to 1.75% APY
- Up to 5 years
- No monthly maintenance fee
- FDIC insured
- Daily Compounding Interest
 Pros:- High yield
- Cashback checking
- 24/7 customer service
| Cons:- No interest checking
- $2,500 minimum deposit for CDs
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Our Review: (4.8) Discover offers high interest rates on its online savings and CD accounts. But there are downsides. Here's what you need to know before you open an account... Read full review Online Savings Account - Earn 2.10% APY - No minimum opening deposit
- No monthly fee
- No minimum balance required to waive monthly fee
Certificate of Deposit - 2.65% APY for 12-month term
- 2.70% APY for 24-month term
- 3.00% APY for 5-year term
Online Checking Account - Earn Cash Back - 1% cash back on up to $3,000 in debit card purchases each month
- No monthly fee
- Access to over 60,000 no-fee ATMs in the U.S.
Money Market Account - Earn 1.95% APY for balances under $100,000
- Earn 2.00% APY for balances $100,000 and over
IRA Certificate of Deposit - 2.65% APY for 12-month term
- 2.70% APY for 24-month term
- 3.00% APY for 5-year term
Discover Online Savings - $150 Cash Bonus Apply for your first Discover Online Savings Account by 6/3/19, online or by phone. Enter offer code NPBG519 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted by 6/17/19, 11:59 PM ET. Maximum bonus eligibility is $200. (Expires 6/3/2019) Discover Online Savings - $200 Cash Bonus Apply for your first Discover Online Savings Account by 6/3/19, online or by phone. Enter offer code NPBG519 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted by 6/17/19, 11:59 PM ET. Maximum bonus eligibility is $200. (Expires 6/3/2019) Discover Cashback Checking – Up to $30/Month Cashback Earn 1% cash back on up to $3,000 in debit card purchases each month, for a total of up to $30 cashback per month. Discover Cashback Checking has no minimum balance requirement, no monthly service fee, and free online bill pay.  Pros:- One Deposit Checking
- GoalTrack Savings
- 24/7 customer service
| Cons:- Low APY
- Heavy overdraft fees
- Limited branches
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Our Review: (3.8) Are you looking for a bank that will not only keep your money, but also help push you to meet your financial goals? If so, you may want to consider Citizens Bank... Read full review GoalTrack Savings Program – up to $250 in Gift Cards Add the GoalTrack Savings programs to any eligible Citizens Bank savings account and be rewarded for reaching your goals. Select a target timeframe and monthly savings goal amount. If you achieve your goal, you will receive a gift card. The amount varies based on your monthly savings and the timeframe. To get the minimum bonus, you must save at least $25/month for 8 months (above your existing balance). The most you can receive is a $250 gift card if you save $400/month for 36 months (above your existing balance). Only available to residents of CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, and VT. CollegeSaver Account - $1,000 Cash Bonus Available to parents with a child under 12. To open, you must make an initial minimum deposit of: $25 if your child is under 6 years old, $500 if your child is over 6 but under 12. You must save the required monthly minimum each year: $25/month if your child is under 6 years old at time of account opening, $50/month if your child is over 6 but under 12 at time of account opening. You are allowed to skip one deposit per year. If the requirements are met, you will receive $1,000 bonus (plus interest) when your child turns 18. Only available to residents of CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, and VT.  Pros:- High APY for CDs
- Free student account
- Good customer service
| Cons:- No free checking option
- Low savings APY
- Limited branches
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Our Review: (3.7) If customer service ranks high on your list, SunTrust Bank may be one you want to check out. While they offer interest rates comparable to most "big banks," they do offer that warm, fuzzy feeling some people look for in a bank... Read full review SunTrust Business Checking - $200 Cash Bonus Earn $200 when you open a new SunTrust business checking account using offer code SB19Q2CHECKING and receive at least $1,500 in qualifying deposits within 30 days of account opening. Account must stay open for at least 180 days. The accounts eligible for this promotion are: Simple Business Checking, Primary Business Checking, and Business Advantage Plus. Available to residents of AL, AR, GA, FL, MD, MS, NC, SC, TN, VA, WV and DC. (Expires 7/1/2019) SunTrust Advantage Checking Account - $250 Bonus Earn $250 when you open a new SunTrust Advantage checking account and complete qualifying activities. Deposit at least $100 within 14 days of account opening. Complete at least $3,000 in qualifying direct deposits and make a total of at least 10 debit card purchases, SunTrust Credit Card purchases, or outgoing Zelle payments within 60 days of account opening. (Expires 7/1/2019) SunTrust Advantage Checking Account - $500 Bonus Earn $500 when you open a new SunTrust Advantage checking account and complete qualifying activities. Deposit at least $100 within 14 days of account opening. Complete at least $3,000 in qualifying direct deposits and make a total of at least 10 debit card purchases, SunTrust Credit Card purchases, or outgoing Zelle payments within 60 days of account opening. Deposit at least $25,000 within 30 days of account opening and maintain said balance for at least 90 days of account opening to receive $500 bonus. (Expires 7/1/2019) SunTrust Advantage Checking Account - $750 Bonus Earn $750 when you open a new SunTrust Advantage checking account and complete qualifying activities. Deposit at least $100 within 14 days of account opening. Complete at least $3,000 in qualifying direct deposits and make a total of at least 10 debit card purchases, SunTrust Credit Card purchases, or outgoing Zelle payments within 60 days of account opening. Deposit at least $100,000 within 30 days of account opening and maintain said balance for at least 90 days of account opening to receive $750 bonus. (Expires 7/1/2019) Select Savings – Up to $25 Annual Savings Bonus Earn a 1% annual savings bonus (up to a maximum of $25) when you open a Select Savings Account and link it with a Select Checking or Signature Advantage Checking account. The monthly service fee is waived with a $25/mo automatic transfer from a SunTrust personal checking account OR by maintaining a $1,000 daily minimum balance. Your bonus is based on the average monthly balance for 12 months. The maximum bonus is $25. Available to residents of AL, AR, GA, FL, MD, MS, NC, SC, TN, VA, WV and DC.  Pros:- CD options
- No account minimums
- 24/7 customer service
| Cons:- Low Checking APY for lower balance customers
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Our Review: (4.4) Ally Bank offers good interest rates and no account minimums. But is this popular online bank good for you? Learn the benefits (and drawbacks) here... Read full review Online Savings Account 2.20% APY on all balance tiers. $0 minimum opening deposit. No fees to open or maintain account. No minimum daily balance requirement.
- Consistently Competitive Rates
- 24/7 Customer Care
- Ally Bank, Member FDIC
Interest Checking - 0.10% APY for daily balances less than $15,000
- 0.60% APY for daily balance over $15,000
- Be reimbursed $10/month for ATMs outside of Ally Network
- $0 Minimum Opening Deposit
- No Fees to Open or Maintain Account
- FDIC insured
- Daily Compounding Interest
Money Market - 0.90% APY for daily balances up to $25,000
- 1.00% APY for daily balance over $25,000
- Unlimited deposits and ATM withdrawals, and up to 6 additional transaction
- Be reimbursed $10/month for ATMs outside of Ally Network
- $0 Minimum Opening Deposit
- No Fees to Open or Maintain Account
- FDIC insured
- Daily Compounding Interest
Term CDs - Up to 3.00% APY
- $0 Minimum Opening Deposit
- Up to 5 years
- No monthly maintenance fee
- FDIC insured
- Daily Compounding Interest
Raise Your Rate CDs - 2.50% APY
- 2 or 4-Year Terms
- Opportunity to increase your rate once over the 2-year term or twice over the 4-year term
- $0 Minimum Opening Deposit
- No monthly maintenance fee
- FDIC insured
- Daily Compounding Interest
No Penalty CD - Withdraw Full Balance and Interest After 6 Days of CD Funding Date Without Penalty
- 1.80% APY with less than $5,000 opening deposit
- 2.15% APY with $5,000 minimum opening deposit
- 2.30% APY with $25,000 minimum opening deposit
- 11 Months
- No monthly maintenance fee
- FDIC insured
- Daily Compounding Interest
 Pros:- Wide ATM network
- 24/7 customer service
- Special Term CD with high APY
| Cons:- No free checking option
- High account fees
- Limited branches
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Our Review: (3.6) If you live in the Midwest, you've likely heard of Associated Bank. Its account offerings are basic with higher fees, but is it a good fit for you? Read on... Read full review Milwaukee Film Checking Account – $175 Cash Bonus Earn $175 when you open a Milwaukee Film checking account with a minimum deposit of $100, AND make at least 3 payments using online bill pay OR make one direct deposit of at least $300 to the account. These must be completed within 45 days of account opening. Bonus will be deposited within 120 days of account opening. Account must remain open for at least 12 months. (Expires 7/31/2019) Associated Advantage Money Market Account – $100 Cash Bonus Earn $100 when you open an Associated Advantage Money Market Account with a minimum deposit of $10,000. The amount must remain on deposit for at least 90 days in order to receive the bonus. The bonus will be deposited within 120 days of account opening. Account must remain open for at least 12 months. (Expires 7/31/2019) Packers Checking Account - $175 Bonus - Open your account with a minimum deposit of $100 before March 31, 2020
- Make three payments using Associated Bank Online Bill Pay OR have at least one direct deposit of $300 or more within 45 days of account opening
- $175 will be deposited into your account within 120 days of account opening after meeting the qualifications
Expires 3/31/2020 Bank at Work: $175 Bonus Earn $175 by opening a new checking account in Associated Bank. The minimum initial deposit to open a checking account is $100. To get the cash bonus, new customers must make three or more payments using Associated Bank Online Bill Pay OR complete a direct deposit of $300 or more within 45 days of account opening. To receive bonus, account must be open at the time the bonus is paid and must remain open for a minimum of 12 months. (Expires 12/31/2019) Brewers Checking Account - $175 Bonus Open a new Brewers Checking Account with a minimum opening deposit of $100. Complete a minimum of three payments using online bill OR have one direct deposit of $300 or more to account within 45 days of account opening. Account must remain open for at least 12 months. (Expires 12/31/2019) Badgers Checking Account - $175 Bonus Open a Badgers checking account with a minimum deposit of $100 between July 1, 2018 to June 30, 2019. Complete three payments using Associated Bank Online Bill Pay or have at least one direct deposit of $300 or more within 45 days of account opening. $175 bonus will be deposited within 120 days of account opening. (Expires 6/30/2019) Wild® Checking Account – $175 Cash Bonus Open a Wild® checking account with a minimum deposit of $100 and make 3 payments using Associated Bank Online Bill Pay OR have at least one direct deposit of $300 or more within 45 days of account opening.
$175 will be deposited into your account within 120 days of account opening after meeting the qualifications. Account must remain open for at least 12 months. (Expires 6/30/2019)  Pros:- Free checking with eStatements
- High APY for CDs
- Good financial tools
| Cons:- Limited branches
- Low savings APY
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Our Review: (3.1) With almost a 200-year history, BMO Harris is a household name in the Midwest. They offer a large range of personal financial products to help consumers take control of their finances. But are their services worth it?... Read full review BMO Harris Bank at Work - up to $250 Cash Bonus If your employer is part of BMO Harris's Bank at Work or Group Banking Services, you can earn up to $250 cash bonus:
- Get $100 cash bonus when you open a new personal checking account and receive at least $600 in direct deposits within 60 days of account opening.
- Get $50 cash bonus when you also open a new Statement Savings account with an initial deposit of at least $1,000 and maintain it for 90 days. New Statement Savings account must be opened within 60 days of opening the new BMO Harris personal checking account.
- Get $50 cash bonus when you also open a new Health Savings account within 60 days of opening the new BMO Harris personal checking account.
- Get $50 cash bonus when you also sign up for electronic statements within 60 days of opening a new BMO Harris checking account.
BMO Harris Checking and Savings Account - $500 Bonus Get $300 when you open a qualifying checking account online or by phone. Have at least two qualifying direct deposits of $500 or more deposited into the checking account within 90 days of account opening. Make at least 10 debit card purchases made with your BMO Harris Bank Debit Mastercard post to your account within 90 days of account opening. Qualifying checking accounts are BMO Harris Smart Advantage, Smart Money, and Premier accounts. Earn an additional $200 when you open a Statement Savings Account with a $10,000 opening deposit in new money. Maintain a minimum balance of $10,000 for the first 90 days of account opening. (Expires 7/1/2019) Business Advantage Checking Account - $500 Bonus Get promo code by entering your email address in the link. Present promo code in a BMO Harris branch upon opening a new Business Advantage Checking account. Minimum opening deposit required to get bonus is $5,000. Complete at least 10 electronic transactions post to the account within 90 days of account opening. To receive checking bonus, you must have a collected balance of $5,000 or more in the account following the 90 days from account opening. (Expires 10/31/2019) Essential Business Checking Account - $200 Bonus Get promo code by entering your email address in the link. Present promo code in a BMO Harris branch upon opening a new Essential Business Checking account. Minimum opening deposit required to get bonus is $1,500. Complete at least 10 electronic transactions post to the account within 90 days of account opening. To receive checking bonus, you must have a collected balance of $1,500 or more in the account following the 90 days from account opening. (Expires 10/31/2019) BMO Harris Premier Checking Account - $500 Bonus Open a new checking account with qualifying direct deposits and 10 debit card purchases from your account and get a $500 bonus. To receive the $500 bonus for a BMO Harris Premier™ Account: 1) Mention or use the promo code when you open a new BMO Harris Premier™ Account between March 1, 2019 and May 31, 2019 with at least $25,000 not currently on deposit at BMO Harris Bank N.A. or its affiliates. You may open the account in a BMO Harris branch, by calling 1-866-362-1166, or online at bmoharris.com. If you apply online by clicking “open now” above or in the coupon email sent to you, we'll automatically apply the $500 bonus promo code for you. 2) Maintain your $25,000 balance for 120 days. 3) Have at least two direct deposits of any combination of a paycheck, pension payment, Social Security payment, or other government benefits payment of $500 or more each electronically deposited into the account from an employer or outside agency within 90 days of opening. We reserve the right to request documentation that the direct deposits qualify. (Expires 5/31/2019) BMO Harris Smart Advantage Account - $200 Bonus To receive the $200 bonus a for BMO Harris Smart Advantage Account: 1) Mention or use the promo code when you open a new BMO Harris Smart Advantage Account between March 1, 2019 and May 31, 2019 in a BMO Harris branch, by calling 1-866-362-1166, or online at bmoharris.com. If you apply online by clicking “open now” above or in the coupon email sent to you, we'll automatically apply the $200 bonus promo code for you. 2) Have at least two direct deposits of any combination of a paycheck, pension payment, Social Security payment, or other government benefits payment of $500 or more each electronically deposited into the account from an employer or outside agency within 90 days of opening. We reserve the right to request documentation that the direct deposits qualify. 3) Have at least 10 debit card purchases made with your BMO Harris Bank Debit Mastercard® post to your account within 90 days of account opening. (Expires 5/31/2019) BMO Harris Smart Money Account - $200 Bonus To receive the $200 bonus a for BMO Harris Smart Money Account: 1) Mention or use the promo code when you open a new BMO Harris Smart Money Account between March 1, 2019 and May 31, 2019 in a BMO Harris branch, by calling 1-866-362-1166, or online at bmoharris.com. If you apply online by clicking “open now” above or in the coupon email sent to you, we'll automatically apply the $200 bonus promo code for you. 2) Have at least two direct deposits of any combination of a paycheck, pension payment, Social Security payment, or other government benefits payment of $500 or more each electronically deposited into the account from an employer or outside agency within 90 days of opening. We reserve the right to request documentation that the direct deposits qualify. 3) Have at least 10 debit card purchases made with your BMO Harris Bank Debit Mastercard® post to your account within 90 days of account opening. (Expires 5/31/2019)  Pros:- Savings with ATM card
- High APY
- All balance tiers receive same rate
| Cons:- No checking account
- $2,000 minimum deposit for CDs
- Limited customer service hours
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Our Review: (4.3) Synchrony offers some of the highest savings and CD rates. But there are downsides. Read this review before you open an account... Read full review High Yield Savings 2.25% APY. $0 minimum opening deposit. No minimum balance requirement. No fees to open or maintain account.
- Great Rates + Safety = Peace of Mind
- Member FDIC
Money Market - 1.20% APY
- $0 minimum opening deposit
- No minimum balance requirement
- No fees to open or maintain account
- ATM card
- Daily Compounding Interest
- FDIC Insured
Certificate of Deposit - Up to 3.10% APY
- Up to 5 years
- $2,000 minimum opening deposit
- Daily Compounding Interest
- FDIC Insured
IRA CD - Up to 3.10% APY
- Up to 5 years
- $2,000 minimum opening deposit
- Ability to open Roth or Traditional IRA
- Ability to add funds during 10-day grace period after CD maturity
- FDIC Insured
IRA Money Market Account - 1.20% APY
- No minimum deposit to open account
- Ability to open Roth or traditional IRA account
- Make deposits at any time rather than waiting for a maturity date
- FDIC Insured
 Pros:- High intro APY
- No monthly service fees
- Refund ATM fees
| Cons:- Large minimum deposit
- Intro rate only for one year
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Our Review: (4.3) If you have a large opening deposit, TIAA Bank provides a variety of options at high introductory rates. But there are downsides. Read on to see if it's right for you... Read full review Yield Pledge Checking - 1-year 1.21% intro APY on balances up to $250,000
- $5,000 Minimum Opening Deposit
- No monthly service fee
- U.S. ATM fees reimbursement (unlimited with minimum average daily balance of $5,000; otherwise up to $15/monthly)
- Top 5% yields always
- Daily Compounding Interest
- FDIC insured
Yield Pledge Money Market - 1-year 2.15% intro APY on balances up to $250,000
- $5,000 Minimum Opening Deposit
- No monthly service fee
- Move money up to 6 times a month
- U.S. ATM fees reimbursement (unlimited with minimum average daily balance of $5,000; otherwise up to $15/monthly)
- Top 5% yields always
- Daily Compounding Interest
- FDIC Insured
Yield Pledge CD - Up to 2.90% APY
- Up to 5 years
- $5,000 Minimum Opening Deposit
- No monthly service fee
- Top 5% yields always
- Daily Compounding Interest
- FDIC insured
Bump Rate CD - 2.83% APY
- 3.5-Year Term
- $1,500 Minimum Opening Deposit ($250,000 max)
- Opportunity to increase your rate once over the term
- No monthly maintenance fee
- Daily Compounding Interest
- FDIC insured
NBKC Checking Account - 1.01% APY - Earn 1.01% APY
- No monthly account fees
- No minimum balance
- No ATM fees at 32,000+ Moneypass ATMs and up to $12/month refund for any other ATM fees
 Pros:- HelloWallet financial tools
- Free checking option
- 24/7 customer service
| Cons:- Limited branches
- High account fees
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Our Review: (3.3) Are you looking for a no-frills checking account or maybe a bank that offers relationship banking services/interest rates? You may have found your fit with KeyBank... Read full review Hassle-Free Checking Account - $100 Bonus Open a Hassle-Free Account® using offer code OASH0119. Minimum opening deposit is $10. To get bonus, complete a single direct deposit of $500 or more into the new account within 60 days of opening account. $100 cash bonus will be credited to your account within 90 days after completing qualifying activities. This offer is available in certain branches within the following markets: Cleveland, OH, Akron/Canton, OH, Pittsburgh, PA, Hartford, CT, New Haven, CT, and Buffalo, NY. (Expires 5/31/2019) Key Checking Account - $200 Bonus Open a qualifying checking account using offer code ONAS0119. Make at least one direct deposit of $500 or more within 60 days of account opening. $200 will be deposited to your account within 90 days after completing the requirements. Qualifying Key Checking are Key Express, Key Advantage, Key Privilege, and Key Privilege Select. This offer is available in Alaska, Cincinnati, Columbus, Dayton and Toledo OH, Northern and Central Indiana, Maine, Michigan, Philadelphia PA, Utah, Vermont and Portland OR. (Expires 5/31/2019) Key Checking Account - $300 Bonus Open a qualifying KeyBank Checking Account using offer code OASP0119. Make one single direct deposit of $500 or more within 60 days of account opening. $300 will be deposited to your account within 90 days after completing the requirements. Qualifying checking accounts are Key Advantage, Key Privilege, and Key Privilege Select checking accounts. (Expires 5/31/2019) Key Express Checking Account - $200 Bonus Open a Key Express Checking account (this is the basic banking account in New York) using offer code OAPE0119. Make at least one direct deposit of $500 or more within 60 days of account opening. $200 will be deposited to your account within 90 days after completing the requirements. This offer is available in Cleveland, OH, Akron/Canton, OH, Pittsburgh, PA, Hartford, CT, New Haven, CT, Syracuse, NY, Rochester, NY, and Buffalo, NY. (Expires 5/31/2019) If the perfect checking account for you is one with no monthly fees while offering rewards, you may have found your match with Axos Bank... Read full review Rewards Checking - Up to 1.25% APY
- No minimum balance requirements
- No fees to open or maintain account
- Overdraft Protection
- Daily Compounding Interest
- FDIC insured
High Yield Savings - 1.30% APY on all balance tiers
- No minimum balance requirements
- No fees to open or maintain account
- Free ATM card upon request
- Daily Compounding Interest
- FDIC Insured
High Yield Money Market - 1.05% APY on all balance tiers
- No minimum balance requirements
- No fees to open or maintain account
- Free Visa Debit Card
- Free online bill pay, free limited checks, and free limited online check images
- Daily Compounding Interest
- FDIC Insured
Certificate of Deposit - Up to 2.25% APY
- Up to 5 years
- $1,000 Minimum Opening Deposit
- No monthly maintenance fee
- Daily Compounding Interest
- FDIC insured
 Think you can't earn airline miles from your bank account? Think again. BankDirect offers two accounts that allow you to earn American Airlines miles... Read full review Mileage Checking with Interest - Earn AAdvantage Miles - Earn 1,000 AA miles for opening account. Earn 100 AA miles per month for each $1,000 of balance, up to $50,000. Earn 25 AA miles per month for every $1,000 of balance over $50,000.
- Earn a one-time 10,000 AA miles bonus for using direct deposit. You must make direct deposits totaling at least $2,000 a month for 6 consecutive statement cycles.
- Earn a one-time 5,000 AA miles bonus for using online bill pay. You must pay a minimum of 3 different payees totaling at least $500 a month for 6 consecutive statement cycles.
- Earn a one-time 5,000 AA miles bonus for using your new BankDirect Visa CheckCard. You must have a minimum of 12 transactions totaling at least $500 a month for 6 consecutive statement cycles.
Mileage Money Market - Earn AAdvantage Miles Earn 1,000 AA miles for opening account. Earn 50 AA miles per month for each $1,000 of balance, up to $50,000. Earn 25 AA miles per month for every $1,000 of balance over $50,000. 24 Month Mileage CD Earn a one-time deposit of 1,000 AA miles for every $1,000 invested, up to $50,000. Earn 25 AA miles for every $1,000 over $50,000. 12 Month Mileage CD Earn a one-time deposit of 500 AA miles for every $1,000 invested, up to $50,000. Earn 25 AA miles for every $1,000 over $50,000. 6 Month Mileage CD Earn a one-time deposit of 250 AA miles for every $1,000 invested, up to $50,000. Earn 25 AA miles for every $1,000 over $50,000. Refer a Friend Earn 1,000 AA miles for every friend you refer for a Mileage Checking or Mileage Money Market account. Your friend will also earn 1,000 AA miles. You can earn up to 10,000 AA miles for referrals. Business Checking Account - $300 Bonus Open a new Business Free Checking or Business Analysis Checking account with a minimum opening deposit of $50. A one-time $300 cash bonus will be credited to your new business checking account after verifying that your account has a minimum balance of $10,000 on the date your account has been opened for six months. The $300 will be credited to your account within 60 days after completing requirements. IRA Rollover - $300 Bonus Rollover an IRA of at least $50,000 and receive $300 bonus. The IRA must remain open for at least six consecutive months to receive the cash bonus. The bonus will be credited to your account within 10 days after the rollover account opening. If closed before the sixth month period, the entire cash bonus with be withdrawn from the proceeds. Internet banking may seem new, but First Internet Bank has offered it since the late 1990s. Does their experience in the industry make them the best option?... Read full review Interest Checking - 0.70% APY
- $100 Minimum Opening Deposit
- $10 monthly service fee, waived with $500 average daily balance
- Up to $10/month ATM fee reimbursement
- FDIC insured
Money Market Savings Account - 2.02% APY
- $100 Minimum Opening Deposit
- $5 monthly service fee, waived with $4,000 average daily balance
- Free ATM card
- Up to $10/month ATM fee reimbursement
- FDIC insured
Regular Savings - 0.75% APY
- $100 Minimum Opening Deposit
- $2 monthly service fee, waived with $1,000 average daily balance
- Free ATM card
- Up to $10/month ATM fee reimbursement
- FDIC insured
High Yield CD - Up to 3.09% APY
- Up to 5 years
- $1,000 Minimum Opening Deposit
- No monthly service fee
- FDIC insured
You can do just about anything online today, including all of your banking. If you can handle never going to the bank drive-up again, read on to see if MemoryBank is a good fit for you... Read full review EarnMore Checking Account - 1.6% APY Earn 1.60% APY on balances up to $250,000. There is a $50 minimum to open account. There is no minimum balance requirement and no monthly service fee. FDIC Insured. Money Market Account - 2.45% APY Earn up to 2.45% APY on balances from $0.01-1,000,000. There is a $50 minimum to open account. There is no minimum balance requirement and no monthly service fee. FDIC Insured. Tired of low interest rates at your local bank? Consider an online savings accounts with Popular Direct Bank. Read on to learn about the benefits and drawbacks before opening an account... Read full review Plus Savings Account - 2.36% APY
- $5,000 Minimum Opening Deposit
- $4 monthly service fee; waived with a daily minimum balance of $500
- Daily Compounding Interest
- FDIC Insured
Certificate of Deposit - Up to 3.00% APY
- Up to 5 years
- $10,000 Minimum Balance
- Daily Compounding Interest
- FDIC Insured
Are you tired of bank fees and meeting minimum balance requirements? Salem Five Direct may be the answer to your needs. They don't have minimum balance requirements on their checking and savings accounts and they offer high-yield APYs... Read full review eOne Savings Account - 2.30% APY
- $100 Minimum Opening Deposit
- No Minimum Balance Requirement
- No Fees to Open or Maintain Account
- FDIC Insured
eOne Certificate of Deposit - Up to 2.60% APY
- 12-month, 18-month, or 36-month
- $10,000 Minimum Balance (Max $500,000)
- No Fees to Open or Maintain Account
- FDIC Insured
eOne Checking - 0.25% APY
- $100 Minimum Opening Deposit
- No Minimum Balance Requirement
- No Fees to Open or Maintain Account
- Free debit card with cash back on all non pin-based purchases
- Up to $15/month ATM fee reimbursement
- FDIC Insured
Business Checking Account - $300 Cash Bonus Get your promo code by providing your business email. Use promo code to open a qualifying Columbia Bank business checking account. To get $300 cash bonus, make at least one deposit of $500 or more within 15 calendar days of account opening. Customer must maintain an average daily balance of $500 or more for the first 90 days after account opening. (Expires 6/30/2019) Personal Checking Account - $200 Bonus Open a Neighborhood Account, Relationship Account, or Foundation Account. To get $200 cash bonus, receive a qualifying direct deposit of $500 or more within 90 days of account opening. (Expires 6/30/2019) Pros:- High savings APY
- No account minimums
| Cons:- No checking account
- No ATMS
- Limited customer service hours
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Our Review: (3.9) Barclays offers savings accounts and CDs with high interest rates, no minimum opening deposit, and low fees. So what's the catch? Read this review to see if Barclays is a good bank... Read full review Online Savings Account - 2.20% APY 2.20% APY. No monthly maintenance fees. No minimum balances to open. Online CDs Up to 3.00% APY. No minimum balance, no account open fees, no maintenance fees.  Pros:- Easy to waive monthly fees
- High APY for CDs
- Free student checking
| Cons:- Low interest for Premier Plus Checking
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Our Review: (3.8) If you're in the Northeast, Santander Bank offers solid basic checking and savings options, as well as competitive rates for CDs. Read on to see if it fits your needs... Read full review Student Value Checking Account - $50 Bonus Get $50 when you open a new Student Value Checking account using promo code STUDENT19. Minimum opening deposit is $10. Make 10 debit card purchases that post to your account within 60 days of account opening. Student Value Checking is available to students 16 through 25 years of age. Legal guardian co-owner required for those between 16–18 years old. Offer is only available to residents of NH, MA, RI, CT, DE, NY, NJ, or PA. (Expires 9/30/2019) Business Checking Account - $250 Bonus Open a new Business Checking or Business Checking Plus account and keep it open for 90 days. Maintain an average daily ledger balance of $3,000 or more for the first 90 days after account opening. To receive $250 cash bonus, you must be a business with revenues up to but not exceeding $3,000,000, your business must not currently have, nor have had, any business checking account with Santander Bank in the last 12 months, and the business checking account must be open and in good standing at the time of fulfillment. You will receive the cash bonus within 30 days of meeting all offer requirements. Your promotion code BIZ250A5J19 must be entered during new account opening to receive this offer. (Expires 6/30/2019) Checking Account - $225 Bonus Open a new eligible Santander checking account using the promotion code or email you received by registering online. Have direct deposits totaling $1,000 or more within the first 90 days, starting the first business day after opening the account. Keep your account open for at least 90 days and open at the time of the bonus payment. $225 bonus will be deposited into your account within 30 days after the 90-day period. Eligible checking accounts are Simply Right Checking, Santander Basic Checking, Santander Premier Plus Checking, and Santader Select Checking. Offer is only available to residents of NH, MA, RI, CT, DE, NY, NJ, and PA. (Expires 6/30/2019) Savings Account - 0.01% APY
- Minimum deposit of $25 - $50, depending on account
- Monthly fees of $0 - $10, depending on account
- FDIC Insured
Certificate of Deposit - Up to 0.45% APY
- Terms ranging from 3 months - 120 months
- $500 minimum opening deposit
- FDIC Insured
Money Market Account - 0.01% APY
- $50 minimum opening deposit
- $10 monthly maintenance fee, unless you have $1500 minimum balance
- FDIC Insured
IRA CD - Up to 0.45% APY
- Terms ranging from 3 months -120 months
- $500 minimum opening deposit
- No monthly maintenance fee
- FDIC Insured
Articles on Bank PromotionsFebruary 6, 2019 - Reviews View list of best savings promos and bonus offers for new accounts. These banks now offer huge incentives. Look for cash bonuses and high interest rates. February 5, 2019 - Reviews View list of best checking offers for new accounts. These banks now offer huge incentives. July 26, 2018 - Reviews View list of the best bank bonuses available now without a direct deposit requirement. March 11, 2018 - News Banks are increasing their promotions, but is it enough? The team at CreditDonkey surveyed over 1,100 Americans to find out what it would take for them to switch to another bank. The answer may surprise you.
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