Bank Promotions for January 2021
Thinking about opening a new personal checking, savings, or business account? Here are the best banking promotions - all in one list. Be sure to read the details to understand the requirements and eligibility.
Bank Promotion Link | Offer | Review |
---|---|---|
HSBC Advance Checking | $200 | Review |
HSBC Advance Checking | Up to $240 | Review |
HSBC Premier Checking | $450 | Review |
HSBC Premier Checking | Up to $600 | Review |
Chase Total Checking® | $200 Bonus | Review |
Introducing Chase Business Complete Banking℠ | $300 | Review |
TD Beyond Checking | $300 Cash | Review |
TD Convenience Checking℠ | $150 Cash | Review |
CIT Savings Builder | 0.45% APY | Review |
Discover Bank Online Savings Account | 0.50% APY | Review |
What banks are having promotions? This list is updated monthly to bring you the best bank bonuses and deals. Bookmark it and check back often.
Top New Bank Account Promotions: January 2021
Many bank deals pay new customers to open an account. You get a cash bonus for opening an account and meeting certain deposit requirements. FDIC-insured bank accounts also protect your money safely.
Checking Account Bonuses
- Get a $200 Welcome Deposit for eligible new customers who open a new HSBC Advance checking account and complete the following qualifying activities.
- Open your new HSBC Advance checking account online by March 31, 2021; and
- Make recurring monthly Qualifying Direct Deposits totaling at least $500 from a third party to your HSBC Advance checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening
- You will automatically receive the $200 Welcome Deposit in your new HSBC Advance checking account approximately eight weeks after completing all qualifying activities. It's that simple.
- Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
- Direct Deposit Required: Yes
- Minimum Deposit Required: $500/Month for 3 Months
- Get up to $240 with a 3% Cash Bonus Checking Offer when you open a new HSBC Advance checking account and complete the following qualifying activities.
- Open your new HSBC Advance checking account online by March 31, 2021; and
- Set up Qualifying Direct Deposits into your new HSBC Advance checking account; and then
- Enjoy 3% Cash Bonus, up to $240, on Qualifying Direct Deposits up to $40 per month, during the first 6 calendar months after account opening
- You will automatically receive the 3% Cash Bonus in your new HSBC Advance checking account approximately eight weeks after completing that month's qualifying activities.
- Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
- Direct Deposit Required: Yes
HSBC Advance Checking - $200 Welcome Deposit
HSBC Advance Checking - Up to $240 Cash Bonus
- Get a $450 Welcome Deposit for eligible new customers who open a new HSBC Premier checking account and complete the following qualifying activities.
- Open your new HSBC Premier checking account online by March 31, 2021; and
- Make recurring monthly Qualifying Direct Deposits totaling at least $5,000 from a third party to your HSBC Premier checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening.
- You will automatically receive the $450 Welcome Deposit in your new HSBC Premier checking account approximately eight weeks after completing all qualifying activities. It's that simple.
- Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
- Direct Deposit Required: Yes
- Minimum Deposit Required: $5,000/Month for 3 Months
- Get up to $600 with a 3% Cash Bonus Checking Offer when you open a new HSBC Premier checking account and complete the following qualifying activities.
- Open your new HSBC Premier checking account online by March 31, 2021; and
- Set up Qualifying Direct Deposits into your new HSBC Premier checking account; and then
- Enjoy 3% Cash Bonus, up to $600, on Qualifying Direct Deposits up to $100 per month, during the first 6 calendar months after account opening
- You will automatically receive the 3% Cash Bonus in your new HSBC Premier checking account approximately eight weeks after completing that month's qualifying activities.
- Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
- Direct Deposit Required: Yes
- Enjoy a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit
- Access to 16,000 Chase ATMs and more than 4,700 branches
- Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
- Open your account online now
- Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
- Direct Deposit Required: Yes
- Minimum Deposit Required: None
- Earn $300 when you open a new Chase Business Complete Checking account. For new Chase business checking customers with qualifying activities.
- More ways to waive fees. Multiple options to waive the Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card
- Convenient access to payment processing. Accept card payments anytime, anywhere in the U.S., and get transparent pricing with Chase QuickAccept℠.
- Same-day deposits with QuickAccept℠. Free up the cash you need to keep your business moving forward with same-day deposits at no additional cost.
- Alerts to help you stay on top of your account activity.
- Easy account management through Chase Business online and the Chase Mobile® app.
- Unlimited electronic deposits, ACH and Chase Quick Deposit℠.
- Convenient access to 16,000 ATMs and more than 4,700 branches.
- Direct Deposit Required: No
- Minimum Deposit to Open: None
- Minimum Deposit Required: $2,000 within 20 business days
- Direct Deposit Required: No
- Minimum Deposit Required: $1,000
- New customers who apply online for a TD Beyond Checking account can earn a $300 cash bonus after receiving direct deposits of $2,500 or more within 60 days. To qualify for this offer, you must be a U.S. resident and apply for the offer online. Offer is available in these states: CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
- Earn $300 when you receive direct deposits totaling $2,500 or more within 60 days
- Get more from your checking account. With TD Beyond Checking with Payback Plus, you'll earn interest and get reimbursed for non-TD ATM transactions, Rush Bill Payments and more.
- Monthly maintenance fee waived when you receive monthly direct deposits of $5,000 or more, or maintain a minimum daily balance of $2,500, or a combined balance of $25,000 across eligible TD accounts.
- TD fees waived at any ATM and non-TD fees reimbursed when you keep at least a $2,500 daily balance
- Overdraft Payback - Get overdraft fees automatically reversed up to two times a year.
- Get your money where it needs to go —fast— with Rush Bill Payments, Send Money with Zelle®, incoming wires and a reimbursement for one outgoing wire (domestic or international) per statement cycle.
- TD checking accounts come with an instant-issue debit card. And, you can pay with confidence with Zero Liability protection and 24/7 fraud monitoring.
- Monthly maintenance fee waived on one TD Simple CheckingSM account and any Savings and Money Market accounts. Plus, get free standard check orders, money orders, official bank checks and stop payments.
- Direct Deposit Required: Yes
- Minimum Deposit Required: $2,500 within 60 days
- New customers who apply online for a TD Convenience Checking℠ account can earn a $150 cash bonus after receiving direct deposits of $500 or more within 60 days. To qualify for this offer, you must be a U.S. resident and apply for the offer online. Offer is available in these states: CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
- Earn $150 when you receive direct deposits totaling $500 or more within 60 days
- Low minimimum daily balance of $100 waives the $15 monthly fee.
- Students and young adults ages 17 through 23 get additional perks like no minimum balance requirements and no monthly maintenance fee.
- Instantly replace a lost or worn debit card by visiting a TD Bank location near you
- Access accounts via Online Banking with Bill Pay, Online Statements and TD Bank Mobile Deposit, with 24/7 cash access at TD ATMs in the U.S. and Canada – plus 24/7 Live Customer Service
- Get a 0.25% discount on TD Bank Home Equity and Personal Loans
- Direct Deposit Required: Yes
- Minimum Deposit Required: $500 within 60 days
HSBC Premier Checking - $450 Welcome Deposit
HSBC Premier Checking - Up to $600 Cash Bonus
Chase Total Checking® - $200 Bonus
Introducing Chase Business Complete Banking℠ - $300 Bonus
Basic Business Checking Account - $100 Bonus
Use promo code EARN100 on your application. Restrictions apply.
TD Beyond Checking - $300 Cash Bonus
TD Convenience Checking℠ - $150 Cash Bonus
High Yield Savings
- Minimum Deposit Required: $100
- No fees
- No minimum opening deposit
- No minimum balance required
- Minimum Deposit Required: $0
- 0.61% APY on all balance tiers
- No minimum balance requirements
- No fees to open or maintain account
- Free ATM card upon request
- FDIC Insured
- Minimum Deposit Required: $250
CIT Savings Builder - Earn 0.45% APY
Earn up to 0.45% APY. Here's how it works: Maintain a minimum balance of $25k OR make at least a $100 minimum deposit every month. Member FDIC
Online Savings Account - Earn 0.50% APY
High Yield Savings - 0.61% APY
- CIT Bank
- Discover Bank
- Synchrony Bank with ATM Card
- Ally Bank for Best Customer Service
Business Bank Account Bonuses
- Earn $300 when you open a new Chase Business Complete Checking account. For new Chase business checking customers with qualifying activities.
- More ways to waive fees. Multiple options to waive the Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card
- Convenient access to payment processing. Accept card payments anytime, anywhere in the U.S., and get transparent pricing with Chase QuickAccept℠.
- Same-day deposits with QuickAccept℠. Free up the cash you need to keep your business moving forward with same-day deposits at no additional cost.
- Alerts to help you stay on top of your account activity.
- Easy account management through Chase Business online and the Chase Mobile® app.
- Unlimited electronic deposits, ACH and Chase Quick Deposit℠.
- Convenient access to 16,000 ATMs and more than 4,700 branches.
- Direct Deposit Required: No
- Minimum Deposit to Open: None
- Minimum Deposit Required: $2,000 within 20 business days
Introducing Chase Business Complete Banking℠ - $300 Bonus
- Direct Deposit Required: No
- Minimum Deposit Required: $5,000 within 30 days
American Airlines Credit Union: Business Checking Account - $25 Bonus
Open a new American Airlines Federal Credit Union Business Checking account. Make at least $25 in qualifying debit card purchases within 60 days of account opening. Bonus will be credited within 60 days after final qualifying transaction.
First Horizon Bank: BizEssentials Basic Checking Account - $150 Bonus
Open a BizEssentials Basic checking account using promo code CKSMBS. Minimum opening deposit is $500. To receive bonus gift card, you must present a copy of the offer certificate at a branch.
PNC Bank: Business Checking Account - $200 Bonus
Open a new PNC Business Checking or PNC Business Checking Plus account. Maintain an average cycle balance of $5,000 in your new checking account for each of the first three statement cycles. Make at least 20 qualifying PNC Bank Visa Debit card transactions within the first three statement cycles.
This offer is only available to businesses with an annual revenue of less than $5 million. All existing business checking customers, including those who have closed an account in the past 90 days or has received a promotional premium in the past 12 months are not eligible for this offer. $200 bonus will be credited to your new business checking account within 90 days after all conditions have been met.
High Interest Rates
- FDIC insurance covering up to $1,000,000 at program banks
- Access cash in 1-2 business days
- No minimum balance
- No fees on balance
- Unlimited withdrawals
- Minimum Deposit Required: $10
- Minimum Deposit Required: $5,000 to earn $25
Betterment Cash Reserve - Earn up to 0.40% APY
High Yield Savings Account - Earn up to $125 Bonus
Earn $25 on your first $5,000 deposit and an additional bonus of $5 for each subsequent $5,000 that you deposit up to $125.
- Earn over 7x the national average
- New customers can apply online with a minimum of $100 to open an account
- Fund the account with electronic transfer, mail in check, or wire transfer
- No monthly service fees
- Deposit checks remotely and make transfers with the CIT Bank mobile app
- FDIC insured
- Minimum Deposit Required: $100
- 0.50% APY
- $100 minimum opening deposit
- No monthly maintenance fee
- FDIC insured
- Minimum Deposit Required: $100
- Earn 0.35% APY for balances under $100,000
- Earn 0.40% APY for balances $100,000 and over
- Minimum Deposit Required: $2,500
CIT Bank Money Market Account
CIT Bank Money Market Account - 0.50% APY
Money Market Account
What's the Best Bank for Me?
The best bank for you depends on what you want out of a bank. Do you want convenience, low fees, or high interest? Here are the different types of banks and why you may pick each one.
- National banks: best accessibility. These are the big traditional banks such as Bank of America, Wells Fargo, etc. These banks typically have physical locations and ATMs throughout the country. So you can get in-person help and do your banking no matter where you are. However, these banks usually offer very low interest and have fees and/or balance requirements.
- Regional or community banks: best local service. Regional banks are usually limited to one geographical area, whether it be several states or a single city. They usually offer higher interest and less fees. But you may need to switch banks if you move.
- Credit unions: best personalized service. These can be thought of mom-and-pop banks. The locations may be very limited (sometimes only one branch), but credit unions offer higher interest, competitive loan rates, and great personalized service.
- Online banks: best interest rates. If you're comfortable with doing your banking completely on the web or via mobile app, online banks will offer the highest interest rates (in exchange for no physical locations). Many online banks have no account fees and no balance requirements.
Credit unions generally offer higher interest rates, better loan rates, lower fees, and better personalized customer service than traditional banks. Credit unions are nonprofit, whereas banks are for-profit. Banks have more nationwide accessibility, but the interest rate is usually low and they charge more fees.
What Experts Say
CreditDonkey assembled a panel of industry experts to answer readers' most pressing questions. Here's what they said:
Top Banks with Promotions
- Bank of America: Over 5,000 locations and 16,000 ATMs; good customer service with extended hours.
- Wells Fargo: Widespread accessibility with over 5,800 locations and 13,000 ATMs; many checking options including Opportunity Checking for those who had financial troubles.
- Ally Bank: Online bank with wide array of services, high interest rates, no fees, and great 24/7 customer service.
- Discover Bank: Online bank with cashback checking and high interest savings & CDs.
- Capital One: Web bank with in-person support; all banking products have no monthly service fees or minimum opening deposits.
- CIT Bank: Online bank with one of the highest interest rates for online savings account.
- PNC Bank: Unique Virtual Wallet feature and financial tools that help you reach your goals; account fee is easily waived.
- TD Bank: Extended banking hours and 24/7 customer service; checking account fees waived with low account minimums.
- Alliant Credit Union: A credit union with high interest rates, ATM fee rebates, and large network of over 80,000 fee-free ATMs. Anyone can join with simple qualifications.
- Simple Bank: Millennial-focused banking and budgeting; offers high interest savings and a unique Safe-to-Spend feature; no monthly fee and no minimums.
- More than 4,700 branches
- New customer coupons
- Full service banking
- Low interest rates
- Not in all states
- Enjoy a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit
- Access to 16,000 Chase ATMs and more than 4,700 branches
- Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
- Open your account online now
- Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
- Earn $300 when you open a new Chase Business Complete Checking account. For new Chase business checking customers with qualifying activities.
- More ways to waive fees. Multiple options to waive the Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card
- Convenient access to payment processing. Accept card payments anytime, anywhere in the U.S., and get transparent pricing with Chase QuickAccept℠.
- Same-day deposits with QuickAccept℠. Free up the cash you need to keep your business moving forward with same-day deposits at no additional cost.
- Alerts to help you stay on top of your account activity.
- Easy account management through Chase Business online and the Chase Mobile® app.
- Unlimited electronic deposits, ACH and Chase Quick Deposit℠.
- Convenient access to 16,000 ATMs and more than 4,700 branches.
- National availability
- Extended customer service hours
- Full service bank
- No free checking option
- Low interest rates
- Many misc. banking fees
- High yield
- No monthly service fees
- Low opening deposits
- No physical locations
- No check writing
- Earn over 7x the national average
- New customers can apply online with a minimum of $100 to open an account
- Fund the account with electronic transfer, mail in check, or wire transfer
- No monthly service fees
- Deposit checks remotely and make transfers with the CIT Bank mobile app
- FDIC insured
- 0.50% APY
- $100 minimum opening deposit
- No monthly maintenance fee
- FDIC insured
- Up to 0.50% APY
- $1,000 minimum opening deposit
- No monthly maintenance fee
- FDIC insured
- 0.30% APY
- Option to withdraw full balance and interest after 7 days of CD funding date
- $1,000 minimum to open an account
- 11 months
- No monthly maintenance fee
- FDIC insured
- Up to 0.50% APY
- $100,000 minimum opening deposit
- No monthly maintenance fee
- FDIC insured
- Earn 0.25% APY with $25,000 minimum balance
- Earn 0.10% APY on balances under $25,000
- Deposit of $100 minimum to open an account
- Debit card
- Monthly ATM fee reimbursement (up to $15 per statement cycle)
- FDIC insured
- Virtual Wallet tools
- Relatively easy to waive fees
- Free student account
- Limited branches
- Low APY
- $0 minimum opening deposit.
- No fees to open or maintain account.
- Minimum balance to earn interest on your High Yield Savings account is $1.00
- Perks for high balance customers
- Many fee-free ATMs
- Global presence
- No free checking option
- Higher balance requirements
- Low savings APY
- Global presence
- High online savings APY
- Not in every state
- Get a $200 Welcome Deposit for eligible new customers who open a new HSBC Advance checking account and complete the following qualifying activities.
- Open your new HSBC Advance checking account online by March 31, 2021; and
- Make recurring monthly Qualifying Direct Deposits totaling at least $500 from a third party to your HSBC Advance checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening
- You will automatically receive the $200 Welcome Deposit in your new HSBC Advance checking account approximately eight weeks after completing all qualifying activities. It's that simple.
- Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
- Get up to $240 with a 3% Cash Bonus Checking Offer when you open a new HSBC Advance checking account and complete the following qualifying activities.
- Open your new HSBC Advance checking account online by March 31, 2021; and
- Set up Qualifying Direct Deposits into your new HSBC Advance checking account; and then
- Enjoy 3% Cash Bonus, up to $240, on Qualifying Direct Deposits up to $40 per month, during the first 6 calendar months after account opening
- You will automatically receive the 3% Cash Bonus in your new HSBC Advance checking account approximately eight weeks after completing that month's qualifying activities.
- Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
- Get a $450 Welcome Deposit for eligible new customers who open a new HSBC Premier checking account and complete the following qualifying activities.
- Open your new HSBC Premier checking account online by March 31, 2021; and
- Make recurring monthly Qualifying Direct Deposits totaling at least $5,000 from a third party to your HSBC Premier checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening.
- You will automatically receive the $450 Welcome Deposit in your new HSBC Premier checking account approximately eight weeks after completing all qualifying activities. It's that simple.
- Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
- Get up to $600 with a 3% Cash Bonus Checking Offer when you open a new HSBC Premier checking account and complete the following qualifying activities.
- Open your new HSBC Premier checking account online by March 31, 2021; and
- Set up Qualifying Direct Deposits into your new HSBC Premier checking account; and then
- Enjoy 3% Cash Bonus, up to $600, on Qualifying Direct Deposits up to $100 per month, during the first 6 calendar months after account opening
- You will automatically receive the 3% Cash Bonus in your new HSBC Premier checking account approximately eight weeks after completing that month's qualifying activities.
- Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
- Earn 0.15% APY on all balance tiers
- No monthly maintenance fee
- Minimum balance to open account is $1
- Member FDIC
- Overdraft protection options
- No account minimums
- 27 cafes for in-person support
- Lower savings APY compared to other online banks
- Up to 0.40% APY
- Up to 5 years
- $0 minimum opening deposit
- Daily Compounding Interest
- FDIC Insured
- Free Express Checking
- Free student checking
- Promo CD with high APY
- Higher balance requirements
- Low savings APY
- Limited branches
- $50 to open checking account
- Relationship Rewards program
- LifeGreen Savings annual bonus
- No free checking option
- Limited branches
- Low savings APY
- High yield
- Cashback checking
- 24/7 customer service
- No interest checking
- $2,500 minimum deposit for CDs
- No fees
- No minimum opening deposit
- No minimum balance required
- 0.50% APY for 12-month term
- 0.55% APY for 36-month term
- 0.60% APY for 5-year term
- 1% cash back on up to $3,000 in debit card purchases each month
- No fees
- Access to over 60,000 no-fee ATMs in the U.S.
- Earn 0.35% APY for balances under $100,000
- Earn 0.40% APY for balances $100,000 and over
- $2,500 minimum opening deposit
- No fees
- FDIC insured
- 0.50% APY for 12-month term
- 0.55% APY for 36-month term
- 0.60% APY for 5-year term
- Free checking option
- High APY for Promo CD
- Free savings with checking
- Fee heavy
- Subpar savings APY
- Limited branches
- Extended banking hours
- Low requirements to waive monthly fees
- No foreign transaction fees
- No free checking
- Low APY
- Only on East Coast
- New customers who apply online for a TD Beyond Checking account can earn a $300 cash bonus after receiving direct deposits of $2,500 or more within 60 days. To qualify for this offer, you must be a U.S. resident and apply for the offer online. Offer is available in these states: CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
- Earn $300 when you receive direct deposits totaling $2,500 or more within 60 days
- Get more from your checking account. With TD Beyond Checking with Payback Plus, you'll earn interest and get reimbursed for non-TD ATM transactions, Rush Bill Payments and more.
- Monthly maintenance fee waived when you receive monthly direct deposits of $5,000 or more, or maintain a minimum daily balance of $2,500, or a combined balance of $25,000 across eligible TD accounts.
- TD fees waived at any ATM and non-TD fees reimbursed when you keep at least a $2,500 daily balance
- Overdraft Payback - Get overdraft fees automatically reversed up to two times a year.
- Get your money where it needs to go —fast— with Rush Bill Payments, Send Money with Zelle®, incoming wires and a reimbursement for one outgoing wire (domestic or international) per statement cycle.
- TD checking accounts come with an instant-issue debit card. And, you can pay with confidence with Zero Liability protection and 24/7 fraud monitoring.
- Monthly maintenance fee waived on one TD Simple CheckingSM account and any Savings and Money Market accounts. Plus, get free standard check orders, money orders, official bank checks and stop payments.
- New customers who apply online for a TD Convenience Checking℠ account can earn a $150 cash bonus after receiving direct deposits of $500 or more within 60 days. To qualify for this offer, you must be a U.S. resident and apply for the offer online. Offer is available in these states: CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
- Earn $150 when you receive direct deposits totaling $500 or more within 60 days
- Low minimimum daily balance of $100 waives the $15 monthly fee.
- Students and young adults ages 17 through 23 get additional perks like no minimum balance requirements and no monthly maintenance fee.
- Instantly replace a lost or worn debit card by visiting a TD Bank location near you
- Access accounts via Online Banking with Bill Pay, Online Statements and TD Bank Mobile Deposit, with 24/7 cash access at TD ATMs in the U.S. and Canada – plus 24/7 Live Customer Service
- Get a 0.25% discount on TD Bank Home Equity and Personal Loans
- One Deposit Checking
- GoalTrack Savings
- 24/7 customer service
- Low APY
- Heavy overdraft fees
- Limited branches
- High APY for CDs
- Free student account
- Good customer service
- No free checking option
- Low savings APY
- Limited branches
- CD options
- No account minimums
- Good customer service
- Low Checking APY for lower balance customers
- 0.10% APY for daily balances less than $15,000
- 0.25% APY for daily balance over $15,000
- Be reimbursed $10/month for ATMs outside of Ally Network
- $0 Minimum Opening Deposit
- No Fees to Open or Maintain Account
- FDIC insured
- Daily Compounding Interest
- 0.50% APY
- Unlimited deposits and ATM withdrawals, and up to 6 additional transaction
- Be reimbursed $10/month for ATMs outside of Ally Network
- $0 Minimum Opening Deposit
- No Fees to Open or Maintain Account
- FDIC insured
- Daily Compounding Interest
- Up to 0.85% APY
- $0 Minimum Opening Deposit
- Up to 5 years
- No monthly maintenance fee
- FDIC insured
- Daily Compounding Interest
- 0.60% APY
- 2 or 4-Year Terms
- Opportunity to increase your rate once over the 2-year term or twice over the 4-year term
- $0 Minimum Opening Deposit
- No monthly maintenance fee
- FDIC insured
- Daily Compounding Interest
- Withdraw Full Balance and Interest After 6 Days of CD Funding Date Without Penalty
- 0.50% APY
- 11 Months
- No monthly maintenance fee
- FDIC insured
- Daily Compounding Interest
- Wide ATM network
- 24/7 customer service
- Special Term CD with high APY
- No free checking option
- High account fees
- Limited branches
- Free checking
- Lots of ATMs
- Excellent customer service
- Low savings APY
- Branches only in 7 states
- No monthly service charge
- Free online & mobile banking
- Member FDIC
- No monthly service charge
- No ATM fees on 55k+ ATMs worldwide
- Member FDIC
- $500 minimum opening deposit
- No maintenance fees
- FDIC insured
- Free checking with eStatements
- High APY for CDs
- Good financial tools
- Limited branches
- Low savings APY
- 0.80% APY for 45-month term
- 0.70% APY for 13-month term
- 0.60% APY for 6-month term
- 0.55% APY for 11-month term
- 0.50% APY for 3-month term
- Savings with ATM card
- High APY
- All balance tiers receive same rate
- No checking account
- $2,000 minimum deposit for CDs
- Limited customer service hours
- 0.50% APY
- $0 minimum opening deposit
- No minimum balance requirement
- No fees to open or maintain account
- ATM card
- Daily Compounding Interest
- FDIC Insured
- Up to 0.80% APY
- Up to 5 years
- $2,000 minimum opening deposit
- Daily Compounding Interest
- FDIC Insured
- Up to 0.80% APY
- Up to 5 years
- $2,000 minimum opening deposit
- Ability to open Roth or Traditional IRA
- Ability to add funds during 10-day grace period after CD maturity
- FDIC Insured
- 0.50% APY
- $250 minimum deposit to open account
- Ability to open Roth or traditional IRA account
- Make deposits at any time rather than waiting for a maturity date
- FDIC Insured
- High intro APY
- No monthly service fees
- Refund ATM fees
- Large minimum deposit
- Intro rate only for one year
- 1-year 0.40% intro APY on balances up to $250,000
- $5,000 Minimum Opening Deposit
- No monthly service fee
- U.S. ATM fees reimbursement (unlimited with minimum average daily balance of $5,000; otherwise up to $15/monthly)
- Top 5% yields always
- Daily Compounding Interest
- FDIC insured
- 1-year 0.45% intro APY on balances up to $250,000
- $500 Minimum Opening Deposit
- No monthly service fee
- Move money up to 6 times a month
- U.S. ATM fees reimbursement (unlimited with minimum average daily balance of $5,000; otherwise up to $15/monthly)
- Top 5% yields always
- Daily Compounding Interest
- FDIC Insured
- Up to 0.85% APY
- Up to 5 years
- $5,000 Minimum Opening Deposit
- No monthly service fee
- Top 5% yields always
- Daily Compounding Interest
- FDIC insured
- 0.55% APY
- 3.5-Year Term
- $1,500 Minimum Opening Deposit ($250,000 max)
- Opportunity to increase your rate once over the term
- No monthly maintenance fee
- Daily Compounding Interest
- FDIC insured
- Up to 1.25% APY
- No minimum balance requirements
- No fees to open or maintain account
- Overdraft Protection
- 0.61% APY on all balance tiers
- No minimum balance requirements
- No fees to open or maintain account
- Free ATM card upon request
- FDIC Insured
- Unlimited domestic ATM reimbursements
- No monthly maintenance fees
- No annual fee
- No overdraft or non-sufficient funds fee
- 0.60% APY on all balance tiers
- No minimum balance requirements
- No fees to open or maintain account
- Free Visa debit card
- Free online bill pay, free limited checks, and free limited online check images
- FDIC Insured
- Joint checking account for 13-17 year olds
- No fees
- Up to $12 domestic ATM fee reimbursements per month
- Interest-bearing checking account for age 55+
- No fees
- Free personal checks
- Up to 0.20% APY
- Up to 5 years
- $1,000 minimum opening deposit
- No monthly maintenance fee
- FDIC insured
- HelloWallet financial tools
- Free checking option
- 24/7 customer service
- Limited branches
- High account fees
- No account minimum
- No service fees
- Refund all ATM fees
- Only checking or savings
- Must do banking online
- 0.30% APY
- $100 Minimum Opening Deposit
- $10 monthly service fee, waived with $500 average daily balance
- Up to $10/month ATM fee reimbursement
- FDIC insured
- 0.50% APY
- $100 Minimum Opening Deposit
- $5 monthly service fee, waived with $4,000 average daily balance
- Free ATM card
- Up to $10/month ATM fee reimbursement
- FDIC insured
- 0.25% APY
- $25 Minimum Opening Deposit
- $5 monthly service fee, waived with $4,000 average daily balance
- Free ATM card
- Up to $10/month ATM fee reimbursement
- FDIC insured
- Up to 0.96% APY
- Up to 5 years
- $1,000 Minimum Opening Deposit
- No monthly service fee
- FDIC insured
- 0.55% APY
- $5,000 Minimum Opening Deposit
- $4 monthly service fee; waived with a daily minimum balance of $500
- Daily Compounding Interest
- FDIC Insured
- Up to 0.80% APY
- Up to 5 years
- $10,000 Minimum Balance
- Daily Compounding Interest
- FDIC Insured
- 0.50% APY
- $100 Minimum Opening Deposit
- No Minimum Balance Requirement
- No Fees to Open or Maintain Account
- FDIC Insured
- Up to 0.75% APY
- 12-month, 18-month, or 36-month
- $10,000 Minimum Balance (Max $500,000)
- No Fees to Open or Maintain Account
- FDIC Insured
- 0.10% APY
- $100 Minimum Opening Deposit
- No Minimum Balance Requirement
- No Fees to Open or Maintain Account
- Free debit card with cash back on all non pin-based purchases
- Up to $15/month ATM fee reimbursement
- FDIC Insured
- Earn 0.20% APY on balances of $10,000 and above
- Member FDIC
- Earn 0.20% APY on balances of $25,000 and above
- Member FDIC
- 0.50% APY For Balance Up to $50,000
- 0.25% APY For Balance More Than $50,000
- $500 Minimum Opening Deposit
- No Minimum Balance Requirement
- Open Online Only
- Receive Statements Online to Qualify for APY
- FDIC Insured
- 0.70% APY For Balance Up to $10,000
- 0.25% APY For Balance More Than $10,000
- $50 (In Person) and $500 (Online) Minimum Opening Deposit
- No Minimum Balance Requirement
- Receive Statements Online and Make 10 All America Bank VISA® Debit Card Transactions Per Monthly Statement Cycle to Qualify for APY
- FDIC Insured
- Free checking option
- 24-hr grace for overdrafts
- All day deposit
- 24-hr customer service
- Limited branches
- Low savings APY
- Up to 0.75% APY
- Up to 5 years
- $500 Minimum Balance
- FDIC insured
- Up to 0.60% APY
- No Monthly Maintenance Fee
- No Minimum Balance Requirement
- FDIC insured
- Earn 1.00% cash back on purchases when you use your Radius debit card.
- Earn 0.15% APY on balances of $100,000 & up.
- Earn 0.10% APY on balances of $2,500–$99,999.99.
- Easy to waive monthly fees
- High APY for CDs
- Free student checking
- Low interest for Premier Plus Checking
- Earn 0.40% APY
- No minimum to open
- No monthly maintenance fee
- Member FDIC
Chase
Pros: | Cons: |
Our Review: (4.1) Chase has new customer bonuses and a strong nationwide presence. But there are drawbacks. Read this review to see if Chase is a good bank for you...
Chase College Checking - $100 Bonus
Referral Program - Up to $500 Bonus
Bank of America
Pros: | Cons: |
Our Review: (3.2) Bank of America offers a nationwide network, many account options, and user-friendly online banking. But does this convenience come at a cost? Read on...
Advantage Plus Banking Checking Account - $100 Bonus
Advantage Relationship Banking Checking Account - $100 Bonus
Advantage SafeBalance Banking Checking Account - $100 Bonus
CIT Bank
Pros: | Cons: |
Our Review: (4.5) CIT Bank offers a high interest rate. But is CIT reliable and safe? Read this review to find out if what you heard is true...
CIT Bank Money Market Account - 0.50% APY
CIT Savings Builder - Earn 0.45% APY
Term | CD Rates |
---|---|
6 Month | 0.30% APY |
1 Year | 0.30% APY |
13 Month | 0.30% APY |
18 Month | 0.30% APY |
2 Year | 0.40% APY |
3 Year | 0.40% APY |
4 Year | 0.50% APY |
5 Year | 0.50% APY |
Term | CD Rates |
---|---|
2 Year | 0.40% APY |
3 Year | 0.40% APY |
4 Year | 0.50% APY |
5 Year | 0.50% APY |
PNC Bank
Pros: | Cons: |
Our Review: (3.5) PNC Bank has relatively low requirements to waive fees and offers many financial tools to help you meet savings goals. Read on to see if this East Coast bank is right for you...
High Yield Savings Account - 0.50% APY
Virtual Wallet with Performance Select Checking - $400 Cash Bonus
Performance Select Checking - $400 Cash Bonus
Virtual Wallet with Performance Spend Checking - $200 Cash Bonus
Performance Spend Checking - $200 Cash Bonus
Virtual Wallet Checking - $50 Cash Bonus
Business Checking Account - $200 Bonus
Business Checking Account - $500 Bonus
Refer a Co-Worker – $100 for Each Referral
Citibank
Pros: | Cons: |
Our Review: (3.5) Citibank offers credit cards and banking services. But service fees and balance requirements are on the high side. Is it the right bank for you? Read this review to find out...
Citi Accelerate Savings Account - 0.50% APY
Citi Account Packages - Up to $1,500 Bonus
Account Package | Minimum Deposit and Minimum Balance | Cash Bonus |
---|---|---|
Citigold Package | $200,000 | $1,500 |
Citi Priority Account Package | $50,000 | $700 |
Citibank Account Package | $15,000 | $300 |
Citi Savings Account - Up to $3,000 Bonus
Minimum Deposit and Minimum Balance | Cash Bonus |
---|---|
$25,000 - $49,999 | $75 |
$50,000 - $99,999 | $150 |
$100,000 - $249,999 | $300 |
$250,000 - $499,999 | $750 |
$500,000 - $999,999 | $1,500 |
$1,000,000+ | $3,000 |
Citi Personal Wealth Management Account - Up to $3,500 Bonus
New-to-Citi Funding | Cash Bonus |
---|---|
$50,000 - $199,999 | $500 |
$200,000 - $499,999 | $1,000 |
$500,000 - $999,999 | $1,500 |
$1,000,000 - $1,999,999 | $2,500 |
$2,000,000+ | $3,500 |
Citigold Package - $1,500 Bonus
Citi Savings Account - $3,000 Bonus
Citi Savings Account - $1,500 Bonus
Citi Savings Account - $750 Bonus
Citi Savings Account - $300 Bonus
Citi Savings Account - $150 Bonus
HSBC Bank
Pros: | Cons: |
Our Review: (4.7) HSBC Bank offers a full array of services for different needs, including a high-yield online savings and several checking options. But there are downsides. Read on for the pros and cons...
HSBC $200 Advance Checking Bonus
HSBC Advance Checking - Up to $240 Cash Bonus
HSBC $450 Premier Checking Bonus
HSBC Premier Checking - Up to $600 Cash Bonus
HSBC Direct Savings - 0.15% APY
Capital One
Pros: | Cons: |
Our Review: (4.3) Capital One 360 checking and savings accounts are free to open and offer higher-than-average APY rates. Does this popular web bank live up to its claims? Find out if it's right for you...
Personal Checking Account - $400 Bonus
Personal Checking Account - Up to $250 Bonus
Spend Requirement | Cash Bonus |
---|---|
$1,500+ | $250 |
$500.01-$1,500 | $150 |
Personal Checking Account - $250 Bonus
Personal Checking Account - $150 Bonus
Personal Checking Account - $100 Bonus
Fifth Third Bank
Pros: | Cons: |
Our Review: (3.3) Fifth Third Bank has higher balance requirements and high service fees if they're not met. But it offers some unique programs. Read on to see if Fifth Third Bank is a good fit for you...
Fifth Third Checking Account - Up to $250 Bonus
Regions Bank
Pros: | Cons: |
Our Review: (3.4) Regions Bank offers a variety of deposit products, easy account opening requirements, and special reward programs. Read on to see if this bank is right for you...
LifeGreen Savings Account – Up to $100 Annual Savings Bonus
Business Referral Program - $150 Bonus
Discover Bank
Pros: | Cons: |
Our Review: (4.8) Discover offers high interest rates on its online savings and CD accounts. But there are downsides. Here's what you need to know before you open an account...
Online Savings Account - Earn 0.50% APY
Online Checking Account - Earn Cash Back
Term | CD Rates |
---|---|
3 Months | 0.20% APY |
6 Months | 0.25% APY |
9 Months | 0.30% APY |
1 Year | 0.50% APY |
1.5 Years | 0.50% APY |
2 Years | 0.50% APY |
2.5 Years | 0.55% APY |
3 Years | 0.55% APY |
4 Years | 0.55% APY |
5 Years | 0.60% APY |
7 Years | 0.60% APY |
10 Years | 0.60% APY |
Discover Cashback Checking – Up to $30/Month Cashback
M&T Bank
Pros: | Cons: |
Our Review: (3.4) If you are on the upper East Coast, you probably see M&T Bank frequently. With a free checking option and a range of deposit accounts, does it meet your needs?...
Personal Checking Account - Up to $250 Bonus
M&T Tailored Business Checking Account - $400 Bonus
M&T Tailored Business Checking Account - $800 Bonus
TD Bank
Pros: | Cons: |
Our Review: (3.9) TD Bank offers extended customer hours and easy online banking. Are these perks worth it? Find out what makes TD Bank a great choice for you and some reasons to look elsewhere...
TD $150 Convenience Checking Bonus
Citizens Bank
Pros: | Cons: |
Our Review: (3.8) Are you looking for a bank that will not only keep your money, but also help push you to meet your financial goals? If so, you may want to consider Citizens Bank...
CollegeSaver Account - $1,000 Cash Bonus
SunTrust Bank
Pros: | Cons: |
Our Review: (3.7) If customer service ranks high on your list, SunTrust Bank may be one you want to check out. While they offer interest rates comparable to most "big banks," they do offer that warm, fuzzy feeling some people look for in a bank...
Personal Checking and Savings Account - $1,000 Bonus
Personal Checking and Savings Account - $800 Bonus
Personal Checking and Savings Account - $600 Bonus
Personal Checking and Savings Account - $400 Bonus
Personal Checking and Savings Account - $300 Bonus
SunTrust Business Checking Account - $200 Bonus
Ally Bank
Pros: | Cons: |
Our Review: (4.4) Ally Bank offers good interest rates and no account minimums. But is this popular online bank good for you? Learn the benefits (and drawbacks) here...
Online Savings Account - 0.50% APY
Associated Bank
Pros: | Cons: |
Our Review: (3.6) If you live in the Midwest, you've likely heard of Associated Bank. Its account offerings are basic with higher fees, but is it a good fit for you? Read on...
Personal Checking Account - $200 Bonus
Personal Checking Account - $300 Bonus
Personal Checking Account - $500 Bonus
Referral Program - Up to $500 Bonus
BBVA
Pros: | Cons: |
Our Review: (4.4) BBVA Bank offers checking, savings and second chance banking. Find out if the bank is any good before you sign up...
Term | CD Rates |
---|---|
11 month | 0.10% APY |
12 month | 0.10% APY |
18 month | 0.10% APY |
36 month | 0.10% APY |
BMO Harris Bank
Pros: | Cons: |
Our Review: (3.1) With almost a 200-year history, BMO Harris is a household name in the Midwest. They offer a large range of personal financial products to help consumers take control of their finances. But are their services worth it?...
Business Advantage Checking Account - $500 Bonus
Essential Business Checking Account - $200 Bonus
BMO Harris Premier Account - $350 Bonus
BMO Harris Smart Advantage Account - $200 Bonus
Savings Account - Up to $60 Bonus
Central Bank of Kansas City
High Yield Savings Account - Earn up to $125 Bonus
Continental Bank
High Yield CD - Earn up to 0.80%
No Penalty CD - Earn up to 0.55% APY
Synchrony Bank
Pros: | Cons: |
Our Review: (4.3) Synchrony offers some of the highest savings and CD rates. But there are downsides. Read this review before you open an account...
High Yield Savings - 0.60% APY
TIAA Bank
Pros: | Cons: |
Our Review: (4.3) If you have a large opening deposit, TIAA Bank provides a variety of options at high introductory rates. But there are downsides. Read on to see if it's right for you...
Axos Bank
Axos Bank offers full-service banking completely online with no fees. Find out below whether they can replace your traditional bank account...
Rewards Checking - Up to 1.25% APY
High Yield Savings - 0.61% APY
High Yield Money Market - 0.60% APY
Basic Business Checking Account - $100 Bonus
KeyBank
Pros: | Cons: |
Our Review: (3.3) Are you looking for a no-frills checking account or maybe a bank that offers relationship banking services/interest rates? You may have found your fit with KeyBank...
Referral Program - Up to $500 Bonus
Key Checking Account - $250 Bonus
Charles Schwab Bank
Pros: | Cons: |
Our Review: (4.3) Charles Schwab is more than a brokerage. It also offers high yield checking and savings interest rates that might far surpass your local bank. Read on to learn the pros and cons...
High Yield Investor Checking – Unlimited ATM Rebates
Columbia Bank (NJ)
Advantage Plus Checking Account - $200 Bonus
First Internet Bank
Internet banking may seem new, but First Internet Bank has offered it since the late 1990s. Does their experience in the industry make them the best option?...
First National Bank of Omaha
MemoryBank
You can do just about anything online today, including all of your banking. If you can handle never going to the bank drive-up again, read on to see if MemoryBank is a good fit for you...
EarnMore Checking Account - 0.02% APY
Money Market Account - 0.15% APY
Popular Direct
Tired of low interest rates at your local bank? Consider an online savings accounts with Popular Direct Bank. Read on to learn about the benefits and drawbacks before opening an account...
Salem Five Direct
Are you tired of bank fees and meeting minimum balance requirements? Salem Five Direct may be the answer to your needs. They don't have minimum balance requirements on their checking and savings accounts and they offer high-yield APYs...
UFB Direct
UFB High Yield Savings - Earn up to 0.20% APY
UFB Premium Money Market - Earn 0.20%
1st Financial Federal Credit Union
1st United Credit Union
A+ Federal Credit Union
Personal Checking Account - Up to $50 Bonus
Business Referral Program - $100 Bonus
Abbott Laboratories Employees Credit Union (ALEC)
Personal Checking Account - $150 Bonus
Personal Checking Account - $50 Bonus
Abington Bank
Personal Checking Account - Up to $200 Bonus
ACCESSBank
Achieva Credit Union
College Life Program - $100 Bonus
Teen Life Program - Up to $75 Bonus
Addition Financial
Fun Bucks Program - Up to $400 Bonus
Advantis Credit Union
Business Checking Account - $100 Bonus
Personal Checking Account - $100 Bonus
All America Bank
Allegius Credit Union
Personal Checking and Savings Account - $200 Bonus
Alliant Credit Union
Altra Federal Credit Union
Personal Checking Account - $100 Bonus
Money Market Account - $250 Bonus
Personal Checking Account - $100 Bonus
Personal Checking Account - $100 Bonus
Personal Checking Account - $100 Bonus
Amboy Direct
Money Market Account - $250 Bonus
America First Credit Union
Personal Checking and Savings Account - $100 Bonus
American Airlines Credit Union
Business Checking Account - $25 Bonus
Personal Checking Account - $25 Bonus
Referral Program - Up to $250 Bonus
Savings Account - Up to $25 Bonus
American Bank
Personal Checking Account - Up to $15 Bonus
Savings Account - Up to $15 Bonus
American Bank Center
American Eagle Financial Credit Union
Personal Checking Account - $150 Bonus
APG Federal Credit Union
Personal Checking and Savings Account - $200 Bonus
Arizona Central Credit Union
Personal Checking Account - $100 Bonus
Personal Checking Account - $200 Bonus
Arizona Federal Credit Union
Personal Checking Account - $100 Bonus
Arrha Credit Union
Personal Checking Account - Up to $150 Bonus
Switch It Up Program - $100 Bonus
Arvest Bank
Referral Program - Up to $250 Bonus
Ballston Spa National Bank
Business Referral Program - $100 Bonus
Personal Checking Account - $250 Bonus
Personal Checking Account - $250 Bonus
Bank Five Nine
Bank @ Work Program - $300 Bonus
Personal Checking Account - $150 Bonus (Targeted)
Bank Independent
Business Referral Program - $500 Bonus
Bank of Princeton
Personal Checking Account - $100 Bonus
Bank of Texas
QuickSave Program - Up to $250 Bonus
Bank of the Bluegrass
Personal Checking Account - $100 Bonus
Bank of the West
If you live in the West, you've likely heard of Bank of the West. Is it worth putting your money at this bank or is it just another "low interest" big bank that has little to offer unless you have a lot of money to deposit?...
Referral Program - Up to $1,000 Bonus
Personal Checking Account - $250 Bonus
Bankers Trust
Personal Checking Account - $100 Bonus
Personal Checking Account - $250 Bonus
Personal Checking Account - $250 Bonus
BankPlus
Bar Harbor Bank & Trust
Personal Checking Account - $100 Bonus
Bask Bank
Savings Account - 1,000 AAdvantage Bonus Miles
Beacon Credit Union
Referral Program - Up to $500 Bonus
Bellco Credit Union
Personal Checking Account - $100 Bonus
Personal Checking Account - $200 Bonus
BethPage Federal Credit Union
Personal Checking Account - $100 Bonus
Personal Checking Account - $25 Bonus
Beverly Bank & Trust
Personal Checking Account - $300 Bonus
BHCU
Personal Checking Account - Up to $150 Bonus
BMI Federal Credit Union
Free Checking Account - $150 Bonus
Preferred Employers - $50 Bonus
BrightStar Credit Union
Personal Checking Account - $100 Bonus
Personal Checking Account - $100 Bonus
Broadway Bank
Personal Checking Account - $200 Bonus
Referral Program - Up to $500 Bonus
California Credit Union
Personal Checking Account - $100 Bonus
Personal Checking Account - $100 Bonus
Personal Checking Account - $100 Bonus
Campus USA Credit Union
Personal Checking Account - $150 Bonus
Rising Star Checking Account - $100 Bonus
CapEd Credit Union
Personal Checking Account - $100 Bonus
Centier Bank
Central Bank of Boone County
Personal Checking Account - $150 Bonus
Referral Program - Up to $150 Bonus
Century Bank
Business Checking Account - $100 Bonus
Personal Checking Account - Up to $300 Bonus
Charter Oak Credit Union
Personal Checking Account - $150 Bonus
Chime
Chime Banking offers direct deposit and is FDIC-insured. But is it good (or bad)? Find out how you can get paid two days early and fees to look out for...
Christian Community Credit Union
Personal Checking Account - $200 Bonus
Cincinnatus Savings and Loan
Personal Checking Account - $225 Bonus
Citadel Bank
Personal Checking Account - $200 Bonus
Referral Program - Up to $500 Bonus
Citizens Equity First Credit Union
Business Referral Program - $50 Bonus
Personal Checking Account - Up to $125 Bonus
Personal Checking Account - Up to $175 Bonus
Citizens First Bank
Personal Checking Account - $100 Bonus
City National Bank
Personal Checking Account - $100 Bonus
Clearview Federal Credit Union
Personal Checking Account - $200 Bonus
Personal Checking Account - $300 Bonus
Personal Checking and Savings Account - Up to $500 Bonus
Comerica Bank
Personal Checking Account - $200 Bonus
Commerce Bank
Personal Checking Account - $200 Bonus
Personal Checking Account - $500 Bonus
Money Market Account - $200 Bonus
Referral Program - Up to $500 Bonus
Community Banks of Colorado
Referral Program - Up to $500 Bonus
Community Choice Credit Union
MyChoice Youth Account - Up to $25 Bonus
Personal Checking Account - Up to $100 Bonus
Community Credit Union Florida
Personal Checking Account - $100 Bonus
Personal Checking Account - $125 Bonus
Student Checking Account - $25 Bonus
Community First Credit Union
Personal Checking Account - Up to $200 Bonus
Referral Program - Up to $125 Bonus
CommunityAmerica Credit Union
Personal Checking and Savings Account - $150 Bonus
Consumers Credit Union
Business Checking Account - $200 Bonus
Credit Union of Texas
Personal Checking Account - $250 Bonus
Select Employee Group Program - $250 Bonus
Dearborn Savings Bank
Personal Checking Account - $128 Bonus
Personal Checking Account - $150 Bonus
Dedham Savings Bank
Personal Checking Account - $250 Bonus
Department of Labor Federal Credit Union
Personal Checking Account - $50 Bonus
Deseret First Credit Union
Personal Checking Account - $100 Bonus
Student Cheking Account - $75 Bonus
Desert Financial Credit Union
Referral Program - Up to $500 Bonus
Diversified Members Credit Union
Personal Checking Account - Up to $120 Bonus
Dobot
Referral Program - Up to $500 Bonus
Dollar Bank
Personal Checking Account - Up to $400 Bonus
Referral Program - Up to $500 Bonus
Dundee Bank
Personal Checking Account - $100 Bonus
East Wisconsin Savings Bank
Personal Checking Account - $200 Bonus
Easthampton Savings Bank
Personal Checking Account - $200 Bonus
Eastman Credit Union
Personal Checking Account - $100 Bonus
Elgin State Bank
Personal Checking Account - $300 Bonus
Personal Checking Account - $300 Bonus
Personal Checking Account - $300 Bonus
Emprise Bank
Referral Program - Up to $500 Bonus
Ent Credit Union
Equity Bank
Bank@Work Account - $100 Bonus
Exchange Bank
Personal Checking Account - $100 Bonus
FCB Banks
Money Market Account - $100 Bonus
Fidelity Bank (MA)
Personal Checking and Savings Account - $150 Bonus
Fidelity Co-operative Bank
Firefighters First Credit Union
Personal Checking Account - $100 Bonus
First Bank and Trust
Personal Checking Account - $300 Bonus
First Bank Virginia
Personal Checking Account - $100 Bonus
First Citrus Bank
Business Referral Program - $100 Bonus
First Community Credit Union
Personal Checking Account - $100 Bonus
First Federal Bank of Wisconsin
First Federal Credit Union
Personal Checking Account - $200 Bonus
First Financial Bank
Personal Checking Account - $100 Bonus
First Horizon Bank
BizEssentials Basic Checking Account - $150 Bonus
BizEssentials Business Checking and Savings Account - Up to $450 Bonus
BizEssentials Savings Account - $150 Bonus
Business Checking Account - $300 Bonus
First Merchants Bank
Personal Checking Account - $100 Bonus
Personal Checking Account - $200 Bonus
Personal Checking Account - $50 Bonus
Referral Program - Up to $500 Bonus
First National 1870
Personal Checking Account - $200 Bonus
Referral Program - Up to $500 Bonus
First Savings Bank of Hegewisch
First South Financial CU
First Southern Bank
First United Credit Union
Business Checking Account - $100 Bonus
FirstBank
Personal Checking Account - $300 Bonus
Personal Checking Account - $300 Bonus
Personal Checking Account - $300 Bonus
Firstrust Bank
Personal Checking Account - $150 Bonus
Personal Checking Account - $200 Bonus
Flagstar Bank
Business Checking Account - $500 Bonus
Flanagan State Bank
Kids Savings Account - Up to $25 Bonus
Florence Bank
Flushing Bank
Personal Checking Account - $200 Bonus
Personal Checking Account - $210 Bonus
Personal Checking Account - $250 Bonus
Personal Checking Account - $300 Bonus
Personal Checking Account - $350 Bonus
Personal Checking Account - $450 Bonus
Personal Checking Account - $700 Bonus
Focus Federal Credit Union
Fort Hood National Bank
Military Saves Account - Up to $100 Bonus
Fort Worth Community Credit Union
Personal Checking Account - $125 Bonus
Freedom Federal Credit Union
Business Checking Account - $100 Bonus
Personal Checking Account - $100 Bonus
Personal Checking Account - $100 Bonus
Fremont Bank
Personal Checking Account - $150 Bonus
Frontwave Credit Union
Gateway Metro Federal Credit Union
Personal Checking Account - $130 Bonus
General Electric Credit Union
Savings Account - Up to $350 Bonus
Gesa Credit Union
Personal Checking Account - $50 Bonus
Referral Program - Up to $550 Bonus
Great River Federal Credit Union
Referral Program - Up to $500 Bonus
Greater Nevada Credit Union
Greater Texas Federal Credit Union
Referral Program - Up to $500 Bonus
GTE Financial
Personal Checking Account - $100 Bonus
HarborOne Bank
Personal Checking and Savings Account - $200 Bonus
Harco Credit Union
Personal Checking Account - $100 Bonus
Hawthorn Bank
Referral Program - Up to $500 Bonus
Heartland State Bank
Heritage Credit Union
Personal Checking Account - $100 Bonus
Personal Checking Account - $100 Bonus
Holyoke Credit Union
Personal Checking Account - $100 Bonus
HomeStreet Bank
Personal Checking Account - $100 Bonus
Hometown Bank
Personal Checking Account - $100 Bonus
Personal Checking Account - $200 Bonus
Personal Checking Account - $200 Bonus
HomeTrust Bank
Referral Program - Up to $525 Bonus
Honor Credit Union
Personal Checking Account - $100 Bonus
Personal Checking Account - $250 Bonus
Huntington Bank
Pros: | Cons: |
Our Review: (3.9) Huntington Bank provides great accounts benefits like free Overdraft Protection Transfers and 24/7 customer service. Read on to see if this bank is right for you...
Huntington 5 Checking Account - $200 Bonus
Huntington Asterisk-Free Checking Account - $150 Bonus
Business Checking Account - $200 Bonus
Business Checking Account - $400 Bonus
Business Checking Account - $750 Bonus
Hyde Park Bank
Personal Checking Account - $300 Bonus
IC Federal Credit Union
Personal Checking Account - $250 Bonus
Illinois National Bank
Pocket Change Program - Up to $100 Bonus
Illinois State Credit Union
Personal Checking Account - $100 Bonus
Indiana Members Credit Union
Personal Checking Account - $200 Bonus
Inland Bank
Referral Program - Up to $150 Bonus
Investors Bank
Personal Checking Account - Up to $250 Bonus
Personal Checking Account - Up to $250 Bonus
Personal Checking Account - Up to $350 Bonus
Jackson County Bank
Personal Checking Account - $100 Bonus
Personal Checking Account - $100 Bonus
Jovia Financial Credit Union
Justice Federal Credit Union
Kentucky Bank
Personal Checking Account - $100 Bonus
Lafayette Federal Credit Union
Personal Checking and Savings Account - $100 Bonus
Personal Checking and Savings Account - $100 Bonus
Land of Lincoln Credit Union
Personal Checking Account - $200 Bonus
Landmark Credit Union
Personal Checking Account - $200 Bonus
Legacy Bank and Trust
Legacy Bank of Florida
Level One Bank
Business Checking Account - $100 Bonus
Personal Checking Account - $100 Bonus
Liberty Bank for Savings
Referral Program - Up to $150 Bonus
LM Federal Credit Union
Personal Checking Account - $50 Bonus
Local First Bank
First@Work Banking Program - $100 Bonus
Referral Program - Up to $500 Bonus
Macatawa Bank
Referral Program - Up to $550 Bonus
Personal Checking Account - $200 Bonus
Magnolia Federal Credit Union
Personal Checking Account - $100 Bonus
Marcus by Goldman Sachs
Marcus by Goldman Sachs offers savings accounts and CDs at high interest rates. But don't expect accounts with a lot of bells and whistles. Read on for the pros and cons...
Marcus Online Savings - Earn 0.50% APY
12-month High-Yield CD - Earn 0.55%
13-month No-Penalty CD - Earn 0.25%
Members Source Credit Union
Personal Checking Account - $100 Bonus
Michigan School and Government Credit Union
Referral Program - Up to $100 Bonus
Michigan State University FCU
Personal Checking Account - $100 Bonus
Mid-Hudson Valley Credit Union
Personal Checking Account - $200 Bonus
Kids Savings Account - Up to $10 Bonus
MidFirst Bank
iSave Savings Account - $25 Bonus
MIDFLORIDA Credit Union
Business Checking Account - $300 Bonus
Personal Checking Account - $200 Bonus
Personal Checking Account - $300 Bonus
Midwest One Bank
Personal Checking Account - $150 Bonus
MoneyLion
Mountain America Credit Union
MyStyle Checking Account - $100 Bonus
MyStyle Checking Account - $100 Bonus
MyStyle Checking Account - $100 Bonus
MyStyle Checking Account - $125 Bonus
MyStyle Checking Account - $150 Bonus
N26 Bank
Navy Federal Credit Union
Referral Program - Up to $500 Bonus
Neighborhood Credit Union
NESC Federal Credit Union
Personal Checking Account - $100 Bonus
Newtown Savings Bank
Personal Checking Account - $100 Bonus
North Shore Bank
Personal Checking Account - $300 Bonus
North State Bank
Business Checking Account - $450 Bonus
Business Checking Account - $50 Bonus
Personal Checking Account - $200 Bonus
Personal Checking Account - Up to $120 Bonus
Northwest Bank
Personal Checking Account - $100 Bonus
Notre Dame FCU
Personal Checking Account - $150 Bonus
Personal Checking Account - $150 Bonus
Novo
Personal Checking Account - $25 Bonus
Oakland University Credit Union
Personal Checking Account - Up to $125 Bonus
Old National Bank
Referral Program - Up to $500 Bonus
Old Second Bank
Personal Checking Account - $150 Bonus
Personal Checking and Savings Account - $200 Bonus
Orange County's Credit Union
Personal Checking Account - $100 Bonus
Orlando Credit Union
Personal Checking Account - $100 Bonus
Personal Checking Account - $200 Bonus
Personal Checking Account - $300 Bonus
Personal Checking Account - $50 Bonus
Our Credit Union
Personal Checking Account - $100 Bonus
Personal Checking Account - $100 Bonus
Oxygen Bank
Referral Program - Up to $500 Bonus
Palisades Federal Credit Union
Personal Checking Account - $100 Bonus
Personal Checking Account - $300 Bonus
Paradise Valley Credit Union
Personal Checking Account - $100 Bonus
Personal Checking Account - $150 Bonus
Patelco Credit Union
Personal Checking Account - $100 Bonus
Pennsylvania State Employees Credit Union
Personal Checking Account - $150 Bonus
People's United Bank
Personal Checking Account - $200 Bonus
Personal Checking Account - $300 Bonus
Personal Checking and Savings Account - $300 Bonus
Personal Checking and Savings Account - $400 Bonus
Referral Program - Up to $500 Bonus
Peoples Bancorp
Personal Checking Account - $150 Bonus
PeoplesBank
PeoplesBank-at-Work Program - $100 Bonus
Pinnacle Bank Financial Partners
Personal Checking Account - $200 Bonus
Pittsford Federal Credit Union
Personal Checking Account - Up to $100 Bonus
Preferred Credit Union
Personal Checking Account - $100 Bonus
Premier Members Credit Union
Referral Program - Up to $1,000 Bonus
Presidential Bank
Personal Checking Account - $50 Bonus
Prestige Community Credit Union
Referral Program - Up to $200 Bonus
Prime Alliance Bank
Provident Credit Union
Personal Checking Account - $300 Bonus
Business Checking Account - $150 Visa Reward Card
Personal Checking Account - $50 Visa Reward Card
PSE Credit Union
Personal Checking Account - $100 Bonus
Radius Bank
Radius Bank offers high yield savings and checking accounts. So what's the catch? Read on to see if this online bank is worth it...
Red Canoe Credit Union
Red Rocks Credit Union
Personal Checking Account - $150 Bonus
Reliant Bank
Personal Checking Account - $200 Bonus
Republic Bank
Ultimate Checking Account - Up to $150 Bonus
Republic Bank of Chicago
Resource One Credit Union
River Bank
Student Checking Account - Up to $200 Bonus
Riverview Bank
Personal Checking Account - $150 Bonus
Rosedale Federal Savings & Loan Association
Personal Checking Account - $100 Bonus
Santander Bank
Pros: | Cons: |
Our Review: (3.8) If you're in the Northeast, Santander Bank offers solid basic checking and savings options, as well as competitive rates for CDs. Read on to see if it fits your needs...
Individual Retirement Account (IRA) - $1,000 Bonus
Individual Retirement Account (IRA) - $200 Bonus
Individual Retirement Account (IRA) - $350 Bonus
Individual Retirement Account (IRA) - $700 Bonus
Personal Checking Account - $400 Bonus
Savings Bank of Danbury
Student Checking Account - Up to $100 Bonus
Student Checking Account - Up to $50 Bonus
Savings Bank of Walpole
SBW @ Work Program - $50 Bonus
Scient Federal Credit Union
Personal Checking Account - $100 Bonus
Personal Checking Account - $200 Bonus
Seacoast Bank
Business Referral Program - $50 Bonus
Service Federal Credit Union
Personal Checking Account - $100 Bonus
Sierra Pacific Federal Credit Union
Simplicity Credit Union
Personal Checking Account - $200 Bonus
SkyOne Federal Credit Union
Referral Program - Up to $500 Bonus
SmartyPig
South Carolina FCU
South East Bank
South State Bank
Personal Checking Account - $200 Bonus
Southland Credit Union
Personal Checking Account - Up to $175 Bonus
Spire Credit Union
Personal Checking Account - $100 Bonus
Personal Checking Account - $100 Bonus
Spokane Teachers Credit Union
Personal Checking Account - $200 Bonus
Referral Program - Up to $500 Bonus
Staley Credit Union
Student Checking Account - Up to $100 Bonus
Stanford Federal Credit Union
Personal Checking Account - $100 Bonus
Personal Checking Account - Up to $500 Bonus
Star Financial Bank
Star One Credit Union
Referral Program - Up to $240 Bonus
Starion Bank
Sterling National Bank
Personal Checking Account - Up to $225 Bonus
Personal Checking Account - Up to $450 Bonus
Stone Bank
Personal Checking Account - $100 Bonus
Stoneham Bank
Sunflower Bank
Personal Checking Account - $200 Bonus
Susquehanna Community Bank
Business Referral Program - $25 Bonus
Personal Checking Account - $150 Bonus
TBK Bank
Personal Checking Account - $125 Bonus
Personal Checking Account - $200 Bonus
Technology Credit Union
Personal Checking Account - Up to $150 Bonus
Telhio Credit Union
Texell Credit Union
The Cooperative Bank
The County Federal Credit Union
Personal Checking Account - $100 Bonus
Personal Checking Account - $50 Bonus
Thrivent Credit Union
Personal Checking Account - $100 Bonus
Personal Checking Account - $200 Bonus
Tower Federal Credit Union
Town Bank
Personal Checking Account - $300 Bonus
Tropical Financial Credit Union
Personal Checking Account - $100 Bonus
Personal Checking Account - $100 Bonus
Trustone Financial Federal Credit Union
Personal Checking Account - $100 Bonus
Personal Checking Account - $100 Bonus
U$X Federal Credit Union
Personal Checking Account - $100 Bonus
UBT Union Bank & Trust
Personal Savings Account - Up to $35 Bonus
Student Checking Account - $50 Bonus
UMB Bank
Unify Financial Credit Union
Personal Checking Account - Up to $150 Bonus
Referral Program - Up to $600 Bonus
United Federal Credit Union
Personal Checking Account - $100 Bonus
Univest
Personal Checking Account - $150 Bonus
US Federal Credit Union
Personal Checking Account - $100 Bonus
USE Credit Union
Student Checking Account - $100 Bonus
Valley National Bank
Personal Checking Account - $150 Bonus
Personal Checking Account - Up to $240 Bonus
Vantage West Credit Union
Personal Checking Account - $100 Bonus
Personal Checking Account - $200 Bonus
Varo Bank
Verity Credit Union
Personal Checking Account - $100 Bonus
Personal Checking Account - $150 Bonus
Waterstone Bank
Money Market Account - $100 Bonus
Personal Checking Account - $100 Bonus
Personal Checking Account - Up to $250 Bonus
Personal Checking Account - Up to $250 Bonus
Waukesha State Bank
Webster Bank
Referral Program - Up to $500 Bonus
Wescom Credit Union
Personal Checking Account - $250 Bonus
Western State Bank
Personal Checking Account - $100 Bonus
Personal Checking Account - $25 Bonus
Personal Checking Account - $50 Bonus
Westfield Bank (MA & CT)
Personal Checking Account - $300 Bonus
Wheaton Bank & Trust Company
Personal Checking Account - $300 Bonus
Widget Financial
Personal Checking Account - $100 Bonus
Referral Program - Up to $25 Bonus
William Penn Bank
Wings Financial Credit Union
Wintrust Bank
Personal Checking Account - $300 Bonus
Personal Checking Account - $300 Bonus
Personal Checking Account - $300 Bonus
Personal Checking and Savings Account - $500 Bonus