Bank Promotions for May 2018

Thinking about opening a new personal checking, savings, or business account? Here are the best banking promotions - all in one list. Be sure to read the details to understand the requirements and eligibility.

Here are the top 2018 bank account promotions you should not ignore:

• Bank of America Offer Code
  
• TD Bank Promotions
  
• US Bank Bonus
  
• PNC Bank Offers
  
• Ally Bank Promotion
  
• CIT Bank Promo Code

This list is updated monthly to bring you the best bank bonuses and deals. Bookmark it and check back often.

Top 10 Bank Account Promotions

Opening a new bank account can provide a lucrative bonus. FDIC-insured bank accounts also protect your money safely.

Money Market Account
Click Here to Get Deal
• 1.75% APY
• $100 Minimum Opening Deposit
• No monthly maintenance fee
• FDIC Insured

Premier High Yield Savings Account
• 1.55% APY
• $100 Minimum Opening Deposit
• No Fees to Open or Maintain Account
• Daily Compounding Interest
• No Minimum Daily Balance Requirement
• FDIC Insured
Get Deal

High Yield Savings
1.65% APY. $0 minimum opening deposit. No minimum balance requirement. No fees to open or maintain account.
• Great Rates + Safety = Peace of Mind
• Member FDIC
Get Deal

Checking Account Bonuses

Checking Account - $100 Online Offer
Get $100 when you open a new, eligible checking account with 2 qualifying direct deposits of $250 or more within 90 days. New customers only. Core checking has a $12 monthly maintenance fee (waived each statement cycle you have at least one qualifying direct deposit of $250 or more or maintain a minimum daily balance of $1,500 or more). Interest checking has a $25 monthly maintenance fee (waived each statement cycle you have at least a combined balance of $10,000 or more)
Click Here to Get Deal
Expires 5/31/2018

Citi Account Package - $400 Bonus
Open a new checking and savings account in the Citibank Account Package.
Within 30 days of opening your account deposit $15,000 New-to-Citibank funds into the checking and/or savings account.
Maintain a minimum balance of $15,000 in your eligible linked checking and/or savings account for 60 days.
Click Here to Get Deal
Expires 6/30/2018

TD Bank Convenience Checking - $150 Cash Bonus
New customers only. Apply online for a new TD Bank Convenience Checking account and get a $150 cash bonus after you direct deposit more than $500 within 60 days. There is a $15 monthly maintenance fee (waived if you keep a daily balance of at least $100).
You must be a US resident in the following states: CT, DE, DC, FL, ME, MD, MA, NH, NJ, NY, NC, PA, RI, SC, VT, VA
Click Here to Get Deal

Savings Account Bonuses

Capital One 360 Saving - $25 offer
Get $25 when you open an account with an initial deposit of at least $250. The $25 bonus will be automatically deposited into your account upon opening. The bonus will start earning interest right away, but you cannot withdraw for 30 days. Only available for new Capital One 360 customers.
Click Here to Get $25 Savings Bonus

GoalTrack Savings Program – up to $250 in Gift Cards
Add the GoalTrack Savings programs to any eligible Citizens Bank savings account and be rewarded for reaching your goals. Select a target timeframe and monthly savings goal amount. If you achieve your goal, you will receive a gift card. The amount varies based on your monthly savings and the timeframe. To get the minimum bonus, you must save at least $25/month for 8 months (above your existing balance). The most you can receive is a $250 gift card if you save $400/month for 36 months (above your existing balance). Only available to residents of CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, and VT.
Click Here to Get Deal

Business Bank Account Bonuses

SunTrust Business Checking - $200 Cash Bonus
Earn $200 when you open a SunTrust business checking account and receive at least $1,500 in qualifying deposits within 30 days of account opening. Account must stay open for at least 180 days. The accounts eligible for this promotion are: Simple Business Checking, Primary Business Checking, and Business Advantage Plus. Available to residents of AL, AR, GA, FL, MD, MS, NC, SC, TN, VA, WV and DC.
Click Here to Get Deal
Expires 7/31/2018

High Interest Rates

© CreditDonkey

Online Savings Account
1.50% APY on all balance tiers. $0 minimum opening deposit. No fees to open or maintain account. No minimum daily balance requirement.
• Consistently Competitive Rates
• 24/7 Customer Care
• Ally Bank, Member FDIC
Get Deal

Online Savings Account
1.50% APY. No monthly maintenance fees. No minimum balances to open.
• A rate that's 21x better than the national average
• No minimum balance and no hidden fees
• Link directly to any existing bank account
Get Deal

Exclusive Savings Account
• 2.00% APY
• $5,000 Minimum Opening Deposit
• $4 monthly service fee; waived with a daily minimum balance of $500
• Daily Compounding Interest
• FDIC Insured
Get Deal

Bank of America
Checking Account - $100 Online Offer
Get $100 when you open a new, eligible checking account with 2 qualifying direct deposits of $250 or more within 90 days. New customers only. Core checking has a $12 monthly maintenance fee (waived each statement cycle you have at least one qualifying direct deposit of $250 or more or maintain a minimum daily balance of $1,500 or more). Interest checking has a $25 monthly maintenance fee (waived each statement cycle you have at least a combined balance of $10,000 or more) (Expires 5/31/2018)
Free Merrill Edge trades
Get 30 free stock and ETF trades a month at Merrill Edge, if you have reached Platinum status by maintaining $50,000 combined balance in your Bank of America® banking and/or Merrill Edge® and Merrill Lynch® investment accounts.

Huntington Bank

TD Bank
TD Bank Convenience Checking - $150 Cash Bonus
New customers only. Apply online for a new TD Bank Convenience Checking account and get a $150 cash bonus after you direct deposit more than $500 within 60 days. There is a $15 monthly maintenance fee (waived if you keep a daily balance of at least $100). You must be a US resident in the following states: CT, DE, DC, FL, ME, MD, MA, NH, NJ, NY, NC, PA, RI, SC, VT, VA
TD Bank Premier Checking - $300 Cash Bonus
New customers only. Apply online for a new TD Bank Premier account and get a $300 cash bonus after you direct deposit more than $2,500 within 60 days. There is a $25 monthly maintenance fee (waived if you keep a daily balance of at least $2,500). You must be a U.S. resident of the following states: CT, DE, DC, FL, ME, MD, MA, NH, NJ, NY, NC, PA, RI, SC, VT, VA
Refer a Friend Program - $25 for Each Referral
Receive $25 for each friend you refer for TD Bank's personal checking account. Not only do you get $25, your friend also gets $25 when they either: receive a direct deposit OR make at least 15 debit card purchases within 60 days of new account opening. There is no limit to the number of referral bonuses you can earn.

US Bank
SMART Savings Program – up to $100 Cash Bonus
You must open a new personal Silver Checking Package AND open or be an existing user of Package Money Market Savings. Enroll in the SMART Savings Program within 90 days of account opening and make a qualifying transfer from your Silver Checking Package to the Package Money Market Savings account. You will earn 1% bonus on gas and grocery purchases made with your debit card associated with the Silver Checking Package, up to $50. PLUS you will earn another $50 bonus when you reach your savings goal. Minimum opening deposit is $25 for both accounts and both must remain open for 12 months after enrollment.

PNC Bank
Virtual Wallet with Performance Select Checking - $300 Cash Bonus
Earn $300 when you open a new Virtual Wallet with Performance Select checking account and do the following within 60 days of account opening: Make qualified direct deposits totaling $5,000 AND make at least 10 PNC Bank Visa® Debit card purchases. Bonus will be awarded within 60-90 days of meeting the requirements. Available to residents of AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV. (Expires 6/30/2018)
Performance Select Checking - $300 Cash Bonus
Earn $300 when you open a new Performance Select Checking account and do the following within 60 days of account opening: Make qualified direct deposits totaling $5,000 AND make at least 10 PNC Bank Visa® Debit card purchases. Bonus will be awarded within 60-90 days of meeting the requirements. Available to residents of AL, DE, FL, GA, IL, IN, KY, MD, MI, MO, NJ, NY, NC, OH, PA, SC, VA, WV, and WI. (Expires 6/30/2018)
Virtual Wallet with Performance Spend Checking - $200 Cash Bonus
Earn $200 when you open a new Virtual Wallet with Performance Spend Checking account and do the following within 60 days of account opening: Make qualified direct deposits totaling $2,000 AND make at least 10 PNC Bank Visa® Debit card purchases. Bonus will be awarded within 60 days of meeting the requirements. Available to residents of AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV.
Performance Checking - $200 Cash Bonus
Earn $200 when you open a new Performance Checking account and do the following within 60 days of account opening: Make qualified direct deposits totaling $2,000 AND make at least 10 PNC Bank Visa® Debit card purchases. Bonus will be awarded within 60-90 days of meeting the requirements. Available to residents of AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV. (Expires 6/30/2018)
Virtual Wallet Checking - $50 Cash Bonus
Earn $50 when you open a new Virtual Wallet checking account and do the following within 60 days of account opening: Make qualified direct deposits totaling $500 AND make at least 10 PNC Bank Visa® Debit card purchases. Bonus will be awarded within 60-90 days of meeting the requirements. Available to residents of AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV. (Expires 6/30/2018)
Business Checking - $100 Bonus
Earn $100 when you open a new Business Checking account by 6/30/18 and do the following: Maintain the minimum average cycle balance of $1,500 for each of the first 3 statement cycles and make at least 10 total qualifying PNC Bank Visa Debit Card transactions and/or PNC Bank Mobile Check Deposits within the first 3 statement cycles. Terms Apply (Expires 6/30/2018)
Business Checking Plus - $200 Bonus
Earn $200 when you open a new Business Checking Plus account by 6/30/18 and do the following: Maintain the minimum average cycle balance of $5,000 for each of the first 3 statement cycles and make at least 10 total qualifying PNC Bank Visa Debit Card transactions and/or PNC Bank Mobile Check Deposits within the first 3 statement cycles. Terms Apply (Expires 6/30/2018)
Business Checking Preferred - $300 Bonus
Earn $300 when you open a new Business Checking Preferred account by 6/30/18 and do the following: Maintain the minimum average cycle balance of $25,000 for each of the first 3 statement cycles and make at least 10 total qualifying PNC Bank Visa Debit Card transactions and/or PNC Bank Mobile Check Deposits within the first 3 statement cycles. Terms Apply (Expires 6/30/2018)
Refer a Co-worker – $100 for Each Referral
Available to existing participants of PNC WorkPlace Banking. Earn $100 for every co-worker who opens an eligible WorkPlace Banking checking account. Your friend also gets a reward. Your friends must use your referral coupon when they apply. You can earn this bonus for up to 10 referrals per year, for a total of up to $1,000.

Citibank
Citi Account Package - $400 Bonus
Open a new checking and savings account in the Citibank Account Package. Within 30 days of opening your account deposit $15,000 New-to-Citibank funds into the checking and/or savings account. Maintain a minimum balance of $15,000 in your eligible linked checking and/or savings account for 60 days. (Expires 6/30/2018)
Citi Priority Account Package - $600 Bonus
Open a new checking and savings account in the Citi Priority Account Package Within 30 days of opening your account deposit $50,000 New-to-Citibank funds into the checking and/or savings account Maintain a minimum balance of $50,000 in your eligible linked checking and/or savings account for 60 days (Expires 6/30/2018)


Discover Bank
Pros: 1% cashback checking High APYs 24/7 customer service

Cons: No interest checking $2,500 minimum deposit for CDs Overdraft fees
Our Review: (4.8) Discover offers high interest rates on its online savings and CD accounts. But there are some downsides. Here's what you need to know before you open an account... Read full review
Discover Cashback Checking – up to $30/month Cashback
Earn 1% cash back on up to $3,000 in debit card purchases each month, for a total of up to $30 cashback per month. Discover Cashback Checking has no minimum balance requirement, no monthly service fee, and free online bill pay.


Capital One
Pros: Overdraft protection options No account minimums 27 Capital One cafes for in-person support

Cons: Lower savings APY compared to other online banks
Our Review: (4.3) Capital One 360 checking and savings accounts are free to open and offer higher-than-average APY rates. Does this popular web bank live up to its claims? Find out if it's right for you... Read full review
Capital One 360 Checking - $25 offer
Get $25 when you open an account with an initial deposit of at least $250 AND do one of the following: make 3 debit card purchases or Person2Person payments within 45 days of account opening. The $25 bonus will be deposited into your account on Day 50. Only available for new Capital One 360 customers.
Capital One 360 Saving - $25 offer
Get $25 when you open an account with an initial deposit of at least $250. The $25 bonus will be automatically deposited into your account upon opening. The bonus will start earning interest right away, but you cannot withdraw for 30 days. Only available for new Capital One 360 customers.
Capital One 360 Money Market - $25
Get $25 if you make an initial deposit of $250 - $9,999.99. The bonus will be automatically deposited into your account upon opening. The bonus will start earning interest right away, but you cannot withdraw for 30 days. Only available for new Capital One 360 customers.
Capital One 360 Money Market - $100
Get $100 if you make an initial deposit of $10,000 or more. The bonus will be automatically deposited into your account upon opening. The bonus will start earning interest right away, but you cannot withdraw for 30 days. Only available for new Capital One 360 customers.
Online CDs
• Up to 2.75% APY
• Up to 5 years
• $0 minimum opening deposit
• Daily Compounding Interest
• FDIC Insured
Refer a Friend Program - $20 for Each Referral
Receive $20 for each friend who opens a Capital One 360 account using your referral link. Get your unique referral link by logging into your account and visiting the “Refer a Friend” section. The bonus is paid for the first 50 friends who open an account, for a total of up to $1,000. Those referred must open an account with at least $250 initial deposit.

Fifth Third Bank
Essential Checking Account - $250 Bonus
Earn $250 when you open a Fifth Third Essential Checking® account and deposit at least $500 within 45 days of account opening AND maintain a $500 minimum balance for 60 days. Bonus will be deposited to account within 10 days of completing qualifying activity requirements. Receive your offer code through email and apply in person at your local branch. Available to residents of FL, GA, IL, IN, KY, MI, NC, OH, TN, and WV. (Expires 6/30/2018)

Regions Bank
LifeGreen Savings Account – Up to $100 Annual Savings Bonus
Earn a 1% annual savings bonus (up to a maximum of $100) when you open a LifeGreen Savings Account AND have or open a Regions checking account. You must set up a monthly automatic transfer of at least $10 from your Regions checking account to LifeGreen Savings account. Your bonus is based on the average monthly balance for 12 months. The maximum bonus is $100. There is a minimum opening deposit of $50 if you apply online. Available to residents of AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN and TX.
Regions Refer a Friend - $50 Visa® Reward Card
Get a $50 Visa® Reward Card when a friend opens a new Regions personal LifeGreen® checking account or business checking account. Your referred friend cannot be an existing Regions checking customer, and must complete all requirements in order for you to receive the reward.

M&T Bank

Wells Fargo

Citizens Bank
GoalTrack Savings Program – up to $250 in Gift Cards
Add the GoalTrack Savings programs to any eligible Citizens Bank savings account and be rewarded for reaching your goals. Select a target timeframe and monthly savings goal amount. If you achieve your goal, you will receive a gift card. The amount varies based on your monthly savings and the timeframe. To get the minimum bonus, you must save at least $25/month for 8 months (above your existing balance). The most you can receive is a $250 gift card if you save $400/month for 36 months (above your existing balance). Only available to residents of CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, and VT.
Platinum Checking Account – $250 Cash Bonus
Earn $250 when you open a new Citizens Bank Platinum Checking™ account and make a single direct deposit of at least $500 within 60 days of account opening. Bonus will be awarded within 90 days after the direct deposit has been posted. There is a $25 monthly service fee that is waived if you maintain at least $25,000 in combined balances across all deposit and investment accounts. Only available to residents of CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, and VT. (Expires 6/30/2018)
One Deposit Checking Account – $150 Cash Bonus
Earn $150 when you open a new Citizens Bank One Deposit Checking account and make a single direct deposit of at least $500 within 60 days of account opening. Bonus will be awarded within 90 days after the direct deposit has been posted. The $9.99/month service fee is waived when you make a deposit of any amount each statement period. Only available to residents of CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, and VT. (Expires 6/30/2018)
CollegeSaver Account - $1,000 Cash Bonus
Available to parents with a child under 12. To open, you must make an initial minimum deposit of: $25 if your child is under 6 years old, $500 if your child is over 6 but under 12. You must save the required monthly minimum each year: $25/month if your child is under 6 years old at time of account opening, $50/month if your child is over 6 but under 12 at time of account opening. You are allowed to skip one deposit per year. If the requirements are met, you will receive $1,000 bonus (plus interest) when your child turns 18. Only available to residents of CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, and VT.

SunTrust Bank
Signature Advantage Checking - $500 Cash Bonus
Earn $500 when you open a SunTrust Signature Advantage Checking account and deposit at least $100 within 14 days of account opening. You must also receive at least $2,000 in direct deposits AND make at least 10 debit card purchases within 60 days of account opening. Account must stay open for at least 180 days. Available to residents of AL, AR, GA, FL, MD, MS, NC, SC, TN, VA, WV and DC.
Select Checking - $250 Cash Bonus
Earn $250 when you open a SunTrust Select Checking account and deposit at least $100 within 14 days of account opening. You must also receive at least $1,000 in direct deposits AND make at least 10 debit card purchases within 60 days of account opening. Account must stay open for at least 180 days. Available to residents of AL, AR, GA, FL, MD, MS, NC, SC, TN, VA, WV and DC. (Expires 7/31/2018)
SunTrust Business Checking - $200 Cash Bonus
Earn $200 when you open a SunTrust business checking account and receive at least $1,500 in qualifying deposits within 30 days of account opening. Account must stay open for at least 180 days. The accounts eligible for this promotion are: Simple Business Checking, Primary Business Checking, and Business Advantage Plus. Available to residents of AL, AR, GA, FL, MD, MS, NC, SC, TN, VA, WV and DC. (Expires 7/31/2018)
Select Savings – Up to $25 Annual Savings Bonus
Earn a 1% annual savings bonus (up to a maximum of $25) when you open a Select Savings Account and link it with a Select Checking or Signature Advantage Checking account. The monthly service fee is waived with a $25/mo automatic transfer from a SunTrust personal checking account OR by maintaining a $1,000 daily minimum balance. Your bonus is based on the average monthly balance for 12 months. The maximum bonus is $25. Available to residents of AL, AR, GA, FL, MD, MS, NC, SC, TN, VA, WV and DC.


Ally Bank
Pros: CD options No account minimums 24/7 customer service

Cons: Low Checking APY for lower balance customers
Our Review: (4.4) Ally Bank offers good interest rates and no account minimums. But is this popular online bank safe? Find out if Ally is good for you... Read full review
Online Savings Account
1.50% APY on all balance tiers. $0 minimum opening deposit. No fees to open or maintain account. No minimum daily balance requirement.
• Consistently Competitive Rates
• 24/7 Customer Care
• Ally Bank, Member FDIC
Interest Checking
• 0.10% APY for daily balances less than $15,000
• 0.60% APY for daily balance over $15,000
• Be reimbursed $10/month for ATMs outside of Ally Network
• $0 Minimum Opening Deposit
• No Fees to Open or Maintain Account
• FDIC insured
• Daily Compounding Interest
Money Market
• 0.90% APY for daily balances up to $25,000
• 1.00% APY for daily balance over $25,000
• Unlimited deposits and ATM withdrawals, and up to 6 additional transaction
• Be reimbursed $10/month for ATMs outside of Ally Network
• $0 Minimum Opening Deposit
• No Fees to Open or Maintain Account
• FDIC insured
• Daily Compounding Interest
Term CDs
• Up to 2.50% APY
• $0 Minimum Opening Deposit
• Up to 5 years
• No monthly maintenance fee
• FDIC insured
• Daily Compounding Interest
Raise Your Rate CDs
• 2.00% APY
• 2 or 4-Year Terms
• Opportunity to increase your rate once over the 2-year term or twice over the 4-year term
• $0 Minimum Opening Deposit
• No monthly maintenance fee
• FDIC insured
• Daily Compounding Interest
No Penalty CD
• Withdraw Full Balance and Interest After 6 Days of CD Funding Date Without Penalty
• $0 Minimum Opening Deposit
• Up to 1.50% APY
• 11 Months
• No monthly maintenance fee
• FDIC insured
• Daily Compounding Interest

Associated Bank
Milwaukee Film Checking Account – $150 Cash Bonus
Earn $150 when you open a Milwaukee Film checking account with a minimum deposit of $100, AND make at least 3 payments using online bill pay OR make one direct deposit of at least $300 to the account. These must be completed within 45 days of account opening. Bonus will be deposited within 75 days of account opening. Account must remain open for at least 12 months. (Expires 7/31/2018)
Associated Advantage Money Market Account – $100 Cash Bonus
Earn $100 when you open an Associated Advantage Money Market Account with a minimum deposit of $10,000. The amount must remain on deposit for at least 90 days in order to receive the bonus. The bonus will be deposited within 120 days of account opening. Account must remain open for at least 12 months. (Expires 7/31/2018)
Packers Checking Account - $175 Bonus
• Open your account with a minimum deposit of $100 from April 2, 2018 until March 31, 2019
• Make three payments using Associated Bank Online Bill Pay OR have at least one direct deposit of $300 or more within 45 days of account opening
• $175 will be deposited into your account within 75 days of account opening after meeting the qualifications
Expires 3/31/2019
Wild® Checking Account – $150 Cash Bonus
Open a Wild® checking account with a minimum deposit of $100, AND make at least 3 payments using online bill pay OR make one direct deposit of at least $300 to the account. These must be completed within 45 days of account opening. Bonus will be deposited within 75 days of account opening. Account must remain open for at least 12 months. Also with your Wild Debit Mastercard, receive 15% discount on purchases at The Hockey Lodge™. (Expires 6/30/2018)

BMO Harris Bank
BMO Harris Bank at Work - up to $250 Cash Bonus
If your employer is part of BMO Harris's Bank at Work or Group Banking Services, you can earn up to $250 cash bonus:
• Get $100 cash bonus when you open a new personal checking account and receive at least $600 in direct deposits within 60 days of account opening.
• Get $50 cash bonus when you also open a new Statement Savings account with an initial deposit of at least $1,000 and maintain it for 90 days. New Statement Savings account must be opened within 60 days of opening the new BMO Harris personal checking account.
• Get $50 cash bonus when you also open a new Health Savings account within 60 days of opening the new BMO Harris personal checking account.
• Get $50 cash bonus when you also sign up for electronic statements within 60 days of opening a new BMO Harris checking account.


CIT Bank
CIT Bank offers high interest rates on its online savings and CD accounts. But there are some downsides. Here's what you need to know before you open an account... Read full review
Premier High Yield Savings Account
• 1.55% APY
• $100 Minimum Opening Deposit
• No Fees to Open or Maintain Account
• Daily Compounding Interest
• No Minimum Daily Balance Requirement
• FDIC Insured
Open a CD with CIT
Money Market Account
• 1.75% APY
• $100 Minimum Opening Deposit
• No monthly maintenance fee
• FDIC Insured
Term CDs
• $1,000 Minimum Opening Deposit
• Up to 1.75% APY
• Up to 5 years
• No monthly maintenance fee
• FDIC insured
• Daily Compounding Interest
No-Penalty CD
• Option to Withdraw Full Balance and Interest After 7 Days of CD Funding Date
• $1,000 Minimum Opening Deposit
• Up to 1.85% APY
• 11 Months
• No monthly maintenance fee
• FDIC insured
• Daily Compounding Interest
RampUp Plus CDs
• $25,000 Minimum Opening Deposit
• Up to 1.27% APY
• 1 and 2-Year
• No monthly maintenance fee
• FDIC insured
• Daily Compounding Interest
RampUp CDs
• $25,000 Minimum Opening Deposit for 3-Year Term / $50,000 Minimum for 4-Year Term
• Up to 1.38% APY
• 3 and 4-Year
• No monthly maintenance fee
• FDIC insured
• Daily Compounding Interest
Jumbo CDs
• $100,000 Minimum Opening Deposit
• Up to 1.75% APY
• Up to 5 years
• No monthly maintenance fee
• FDIC insured
• Daily Compounding Interest


Synchrony Bank
Pros: Savings with ATM card High APY All balance tiers receive same rate

Cons: No checking account $2,000 minimum deposit for CDs Limited customer service hours
Our Review: (4.3) Synchrony offers some of the highest savings and CD rates. But there are downsides. Read this review before you open an account... Read full review
High Yield Savings
1.65% APY. $0 minimum opening deposit. No minimum balance requirement. No fees to open or maintain account.
• Great Rates + Safety = Peace of Mind
• Member FDIC
Money Market
• 1.05% APY
• $0 minimum opening deposit
• No minimum balance requirement
• No fees to open or maintain account
• ATM card
• Daily Compounding Interest
• FDIC Insured
Certificate of Deposit
• Up to 2.60% APY
• Up to 5 years
• $2,000 minimum opening deposit
• Daily Compounding Interest
• FDIC Insured
IRA CD
• Up to 2.60% APY
• Up to 5 years
• $2,000 minimum opening deposit
• Ability to open Roth or Traditional IRA
• Ability to add funds during 10-day grace period after CD maturity
• FDIC Insured
IRA Money Market Account
• 1.05% APY
• No minimum deposit to open account
• Ability to open Roth or traditional IRA account
• Make deposits at any time rather than waiting for a maturity date
• FDIC Insured

EverBank
Yield Pledge Checking
• 1-year 1.21% intro APY on balances up to $250,000
• $5,000 Minimum Opening Deposit
• No monthly service fee
• U.S. ATM fees reimbursement with minimum daily balance of $5,000
• Top 5% yields always
• Daily Compounding Interest
• FDIC insured
Yield Pledge Money Market
• 1-year 1.50% intro APY on balances up to $250,000
• $5,000 Minimum Opening Deposit
• No monthly service fee
• Move money up to 6 times a month
• U.S. ATM fees reimbursement with minimum daily balance of $5,000
• Top 5% yields always
• Daily Compounding Interest
• FDIC Insured
Yield Pledge CD
• Up to 2.70 APY
• Up to 5 years
• $5,000 Minimum Opening Deposit
• No monthly service fee
• Top 5% yields always
• Daily Compounding Interest
• FDIC insured
Bump Rate CD
• 2.50% APY
• 3.5-Year Term
• $1,500 Minimum Opening Deposit ($250,000 max)
• Opportunity to increase your rate once over the term
• No monthly maintenance fee
• Daily Compounding Interest
• FDIC insured

KeyBank
Key Gold Money Market Savings Account – 15,000 Reward Points
Earn 15,000 KeyBank Relationship Rewards® points when you open a new Key Gold Money Market Account. You must first have or open a checking account and enroll in KeyBank Relationship Rewards. Minimum opening deposit for the Money Market account is $25,000. The monthly service fee of $18/month is waived if you maintain a daily balance of $25,000 AND have a relationship package checking account. Available to residents of AK, CO, CT, FL, ID, ME, MA, MI, NY, OH, OR, PA, UT, VT, and WA.
Key Short Term CD Account – 10,000 Reward Points
Earn 10,000 KeyBank Relationship Rewards® points when you open a new Key Short Term CD Account. You must first have or open a checking account and enroll in KeyBank Relationship Rewards. Clients with Key Advantage Checking, Key Privilege Checking, or Key Privilege Select Checking are eligible for a higher Relationship Reward APY rate. Minimum balance for the Short Term CD account is $2,500. Terms go from 7 days to less than 6 months. Available to residents of AK, CO, CT, FL, ID, ME, MA, MI, NY, OH, OR, PA, UT, VT, and WA.
Key Tiered CD Account – 10,000 Reward Points
Earn 10,000 KeyBank Relationship Rewards® points when you open a new Key Tiered CD Account. You must first have or open a checking account and enroll in KeyBank Relationship Rewards. Clients with Key Advantage Checking, Key Privilege Checking, or Key Privilege Select Checking are eligible for a higher Relationship Reward APY rate. Minimum balance for the Tier CD account is $2,500. Terms go from 6 months to 10 years. Available to residents of AK, CO, CT, FL, ID, ME, MA, MI, NY, OH, OR, PA, UT, VT, and WA.
Key Jumbo CD Account – 10,000 Reward Points
Earn 10,000 KeyBank Relationship Rewards® points when you open a new Key Jumbo CD Account. You must first have or open a checking account and enroll in KeyBank Relationship Rewards. Clients with Key Advantage Checking, Key Privilege Checking, or Key Privilege Select Checking are eligible for a higher Relationship Reward APY rate. Minimum balance for the Jumbo CD account is $100,000. Terms go from 7 days to 10 years. Available to residents of AK, CO, CT, FL, ID, ME, MA, MI, NY, OH, OR, PA, UT, VT, and WA.

Bank of Internet USA
Rewards Checking
• Up to 1.25% APY
• No minimum balance requirements
• No fees to open or maintain account
• Overdraft Protection
• Daily Compounding Interest
• FDIC insured
Smart Savings Account
• 1.30% APY on all balance tiers
• No minimum balance requirements
• No fees to open or maintain account
• Free ATM card upon request
• Daily Compounding Interest
• FDIC Insured
Smart Money Market
• 1.05% APY on all balance tiers
• No minimum balance requirements
• No fees to open or maintain account
• Free Visa Debit Card
• Free online bill pay, free limited checks, and free limited online check images
• Daily Compounding Interest
• FDIC Insured
Certificate of Deposit
• Up to 2.25% APY
• Up to 5 years
• $1,000 Minimum Opening Deposit
• No monthly maintenance fee
• Daily Compounding Interest
• FDIC insured

BankDirect
Mileage Checking with Interest - Earn AAdvantage Miles
• Earn 1,000 AA miles for opening account. Earn 100 AA miles per month for each $1,000 of balance, up to $50,000. Earn 25 AA miles per month for every $1,000 of balance over $50,000.
• Earn a one-time 10,000 AA miles bonus for using direct deposit. You must make direct deposits totaling at least $2,000 a month for 6 consecutive statement cycles.
• Earn a one-time 5,000 AA miles bonus for using online bill pay. You must pay a minimum of 3 different payees totaling at least $500 a month for 6 consecutive statement cycles.
• Earn a one-time 5,000 AA miles bonus for using your new BankDirect Visa CheckCard. You must have a minimum of 12 transactions totaling at least $500 a month for 6 consecutive statement cycles.
Mileage Money Market - Earn AAdvantage Miles
Earn 1,000 AA miles for opening account. Earn 50 AA miles per month for each $1,000 of balance, up to $50,000. Earn 25 AA miles per month for every $1,000 of balance over $50,000.
24 Month Mileage CD
Earn a one-time deposit of 1,000 AA miles for every $1,000 invested, up to $50,000. Earn 25 AA miles for every $1,000 over $50,000.
12 Month Mileage CD
Earn a one-time deposit of 500 AA miles for every $1,000 invested, up to $50,000. Earn 25 AA miles for every $1,000 over $50,000.
6 Month Mileage CD
Earn a one-time deposit of 250 AA miles for every $1,000 invested, up to $50,000. Earn 25 AA miles for every $1,000 over $50,000.
Refer a Friend
Earn 1,000 AA miles for every friend you refer for a Mileage Checking or Mileage Money Market account. Your friend will also earn 1,000 AA miles. You can earn up to 10,000 AA miles for referrals.


Charles Schwab Bank
Charles Schwab is more than a brokerage. It also offers high yield checking and savings interest rates that might far surpass your local bank. Read on to learn the pros and cons... Read full review
High Yield Investor Checking – Unlimited ATM Rebates
Open a High Yield Investor Checking account and get unlimited ATM rebates worldwide. Charles Schwab will reimburse ATM fee at the end of every statement cycle. There is no minimum balance requirement and no service fees. You must open a Schwab brokerage account too, but you don't have to use it.

Columbia Bank (NJ)
Yield+Plus Checking Account – up to $200 Cash Bonus
Open a Yield+Plus Checking account and get the chance to earn up to $200 bonus. Earn $100 when you make your first qualifying direct deposit within 60 days of account opening. AND earn $100 when you make your first online banking bill payment within 60 days of account opening. Bonus will be deposited within 60 days of each transaction. Available to residents of New Jersey.
Free Business Checking Account – up to $110 Cash Bonus
Open a Free Business Checking account and get the chance to earn up to $110 bonus. Earn $50 when you pay bills using Columbia Business Online Banking within 60 days of account opening. AND earn $50 when you make 5 purchases with your Columbia Business Debit Card within 60 days of account opening. PLUS earn $10 when you bring in your unused business checks and/or debit card to a local branch. Columbia Bank's Free Business Checking has no account minimum, no service fee, and 1,000 free monthly transactions. Minimum $50 to open account. Available to residents of New Jersey.

First Internet Bank
Interest Checking
• 0.55% APY
• $100 Minimum Opening Deposit
• $10 monthly service fee, waived with $500 average daily balance
• Up to $10/month ATM fee reimbursement
• FDIC insured
High Yield Savings Account
• 0.60% APY
• $100 Minimum Opening Deposit
• $2 monthly service fee, waived with $1,000 average daily balance
• Free ATM card
• Up to $10/month ATM fee reimbursement
• FDIC insured
Money Market Savings Account
• 1.26% APY for balances $250,000 and less
• 1.51% APY for balances over $250,000
• $100 Minimum Opening Deposit
• $5 monthly service fee, waived with $4,000 average daily balance
• Free ATM card
• Up to $10/month ATM fee reimbursement
• FDIC insured
High Yield CD
• Up to 2.78% APY
• Up to 5 years
• $1,000 Minimum Opening Deposit
• No monthly service fee
• FDIC insured

First National Bank of Omaha

MemoryBank
EarnMore Checking Account - 1.6% APY
Earn 1.6% APY if you meet these requirements every statement cycle: Receive at least 1 electronic deposit, make at least 5 purchases with your debit card, AND get your statements online. There is a $50 minimum to open account. There is no minimum balance requirement and no monthly service fee. FDIC Insured.

Popular Direct
Exclusive Savings Account
• 2.00% APY
• $5,000 Minimum Opening Deposit
• $4 monthly service fee; waived with a daily minimum balance of $500
• Daily Compounding Interest
• FDIC Insured
Certificate of Deposit
• Up to 2.75% APY
• Up to 5 years
• $10,000 Minimum Balance
• Daily Compounding Interest
• FDIC Insured

Salem Five Direct
eOne Savings Account
• 1.85% APY
• $100 Minimum Opening Deposit
• No Minimum Balance Requirement
• No Fees to Open or Maintain Account
• FDIC Insured
eOne Certificate of Deposit
• 2.50% APY
• 18-month or 36-month
• $10,000 Minimum Balance (Max $500,000)
• No Fees to Open or Maintain Account
• FDIC Insured
eOne Checking
• 0.25% APY
• $100 Minimum Opening Deposit
• No Minimum Balance Requirement
• No Fees to Open or Maintain Account
• Free debit card with cash back on all non pin-based purchases
• Up to $15/month ATM fee reimbursement
• FDIC Insured

Columbia Bank (WA, OR, ID)
Personal Checking Account - $100 Cash Bonus
Get $100 when you open any personal checking account and receive a qualifying deposit of $500 or more within 90 days of account opening. To get this bonus, you must fill out the form to get your code, and bring it into your local branch. (Expires 5/31/2018)


Barclays
Pros: High savings APY No account minimums

Cons: No checking account No ATMS Limited customer service hours
Our Review: (3.9) Putting your money in a savings account doesn't mean you'll walk away with a great deal of interest. Barclays Bank set out to make a difference by offering higher interest rates on their savings and CDs. Do they do what they promised?... Read full review
Online Savings Account
1.50% APY. No monthly maintenance fees. No minimum balances to open.
• A rate that's 21x better than the national average
• No minimum balance and no hidden fees
• Link directly to any existing bank account
Online CDs
• INTRODUCING A NEW CD RATE
• No minimum balance, no account open fees, no maintenance fees
• Secure, 24/7 online access to your funds

Articles on Bank Promotions

Bank Promotions Survey
March 11, 2018 - News
Banks are increasing their promotions, but is it enough? The team at CreditDonkey surveyed over 1,100 Americans to find out what it would take for them to switch to another bank. The answer may surprise you.