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Bank Promotions for January 2019

View list of bank promo codes and bonus offers for new accounts. These banks now offer huge incentives and cash bonuses.

Thinking about opening a new personal checking, savings, or business account? Here are the best banking promotions - all in one list. Be sure to read the details to understand the requirements and eligibility.

Here are the top 2019 bank account promotions you should not ignore:

What banks are having promotions? This list is updated monthly to bring you the best bank bonuses and deals. Bookmark it and check back often.

Top 10 Bank Account Promotions

Many banks pay new customers to open an account. You get a cash bonus for opening an account and meeting certain deposit requirements. FDIC-insured bank accounts also protect your money safely.

Checking Account Bonuses

    HSBC Bank

    HSBC Premier Checking

    • Get a $750 Welcome Deposit for eligible new customers who open an HSBC Premier checking account with qualifying activities. Limited time only.
    • Open your new HSBC Premier checking account online by March 29, 2019; and
    • Deposit a minimum Qualifying Balance of $100,000 or more in New Money in combined checking, savings, and/or eligible investment accounts within 30 calendar days of account opening; and
    • Maintain at least the minimum Qualifying Balance for 90 calendar days from the date you deposited the minimum Qualifying Balance.
    • You will automatically receive the $750 Welcome Deposit in your new HSBC Premier checking account approximately eight weeks after completing all qualifying activities. It's that simple.
    • Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
    Expires 3/29/2019
    HSBC Bank

    HSBC Advance Checking

    • Get a $350 Welcome Deposit for eligible new customers who open an HSBC Advance checking account with qualifying activities. Limited time only.
    • Open your new HSBC Advance checking account online by March 29, 2019; and
    • Deposit a minimum Qualifying Balance of $10,000 or more in New Money in combined checking, savings, and/or eligible investment accounts within 30 calendar days of account opening; and
    • Maintain at least the minimum Qualifying Balance for 90 calendar days from the date you deposited the minimum Qualifying Balance.
    • You will automatically receive the $350 Welcome Deposit in your new HSBC Advance checking account approximately eight weeks after completing all qualifying activities. It's that simple.
    • Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
    Expires 3/29/2019

    Bank of America

    Advantage Plus Banking Checking Account - $100 Bonus

    Open a new Bank of America Advantage Plus Banking checking account by February 28, 2019. Account must be opened online using the link on the offer page. Minimum opening deposit is $100. Set up and receive at least 2 qualifying deposits of $250 or more each to your new checking account within 90 days of account opening. The $100 cash bonus will be deposited into your account within 60 days of completing all requirements.

    Expires 2/28/2019

    Citibank

    Citi Account Package - $400 Bonus

    Open a new checking and savings account in the Citibank Account Package.

    Within 30 days of opening your account deposit $15,000 New-to-Citibank funds into the checking and/or savings account.

    Maintain a minimum balance of $15,000 in your eligible linked checking and/or savings account for 60 days.

    Expires 3/31/2019

    TD Bank

    TD Bank Convenience Checking - $150 Cash Bonus

    New customers only. Apply online for a new TD Bank Convenience Checking account and get a $150 cash bonus after you direct deposit more than $500 within 60 days. There is a $15 monthly maintenance fee (waived if you keep a daily balance of at least $100).

    You must be a US resident in the following states: CT, DE, DC, FL, ME, MD, MA, NH, NJ, NY, NC, PA, RI, SC, VT, VA

Want free checking? These banks offer checking accounts with no opening fees and no monthly service fees.

High Yield Savings

    CIT Bank

    Open a CIT Bank 2.45% APY Savings Builder High Yield Savings Account

    HSBC Bank

    HSBC Direct Savings - 2.22% APY

    • Earn 2.22% APY on all balance tiers
    • No monthly maintenance fee
    • Minimum balance to earn APY is $1
    • Member FDIC
    CIT Bank

    Premier High Yield Savings Account

    • 1.55% APY
    • $100 Minimum Opening Deposit
    • No Fees to Open or Maintain Account
    • Daily Compounding Interest
    • No Minimum Daily Balance Requirement
    • FDIC Insured

Which bank is best to open a savings account? Check out some of these other top savings accounts.

ForBank
Best Interest RateCIT Bank
Best BonusDiscover Bank
Best Savings With ATM CardSynchrony Bank
Best Customer ServiceAlly Bank

Savings Account Bonuses

    Discover Bank

    Discover Online Savings - $150 Cash Bonus

    Apply for your first Discover Online Savings Account by 2/4/19, online or by phone. Enter offer code NPBB119 when applying. Deposit into your account at least $15,000 by 2/18/19. Bonus will be credited to the account by 3/14/19.

    Expires 2/4/2019

    Capital One

    Capital One 360 Saving - $25 Offer

    Get $25 when you open an account with an initial deposit of at least $250. The $25 bonus will be automatically deposited into your account upon opening. The bonus will start earning interest right away, but you cannot withdraw for 30 days. Only available for new Capital One 360 customers.

    Citizens Bank

    GoalTrack Savings Program – up to $250 in Gift Cards

    Add the GoalTrack Savings programs to any eligible Citizens Bank savings account and be rewarded for reaching your goals. Select a target timeframe and monthly savings goal amount. If you achieve your goal, you will receive a gift card. The amount varies based on your monthly savings and the timeframe. To get the minimum bonus, you must save at least $25/month for 8 months (above your existing balance). The most you can receive is a $250 gift card if you save $400/month for 36 months (above your existing balance). Only available to residents of CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, and VT.

Business Bank Account Bonuses

    PNC Bank

    Business Checking - $100 Bonus

    Earn $100 when you open a new Business Checking account and do the following: maintain the minimum average cycle balance of $1,500 for each of the first 3 statement cycles and make at least 10 total qualifying PNC Bank Visa Debit Card transactions within the first 3 statement cycles.

    Expires 3/31/2019

    SunTrust Bank

    SunTrust Business Checking - $200 Cash Bonus

    Earn $200 when you open a new SunTrust business checking account and receive at least $1,500 in qualifying deposits within 30 days of account opening. Account must stay open for at least 180 days. The accounts eligible for this promotion are: Simple Business Checking, Primary Business Checking, and Business Advantage Plus. Available to residents of AL, AR, GA, FL, MD, MS, NC, SC, TN, VA, WV and DC.

    Expires 4/1/2019

High Interest Rates

© CreditDonkey

    CIT Bank

    Money Market Account

    • 1.85% APY
    • $100 Minimum Opening Deposit
    • No monthly maintenance fee
    • FDIC Insured

    Synchrony Bank

    High Yield Savings

    2.20% APY. $0 minimum opening deposit. No minimum balance requirement. No fees to open or maintain account.
    • Great Rates + Safety = Peace of Mind
    • Member FDIC
    Ally Bank

    Online Savings Account

    2.20% APY on all balance tiers. $0 minimum opening deposit. No fees to open or maintain account. No minimum daily balance requirement.
    • Consistently Competitive Rates
    • 24/7 Customer Care
    • Ally Bank, Member FDIC
    Barclays

    Online Savings Account

    2.20% APY. No monthly maintenance fees. No minimum balances to open.

Note: Information including rates, fees, terms, and benefits may vary, be out of date, or not applicable to you. Please refer to bank website and application for the most current information.

What's the Best Bank for Me?

The best bank for you depends on what you want out of a bank. Do you want convenience, low fees, or high interest? Here are the different types of banks and why you may pick each one.

  • National banks: best accessibility. These are the big traditional banks such as Bank of America, Wells Fargo, etc. These banks typically have physical locations and ATMs throughout the country. So you can get in-person help and do your banking no matter where you are. However, these banks usually offer very low interest and have fees and/or balance requirements.

  • Regional or community banks: best local service. Regional banks are usually limited to one geographical area, whether it be several states or a single city. They usually offer higher interest and less fees. But you may need to switch banks if you move.

  • Credit unions: best personalized service. These can be thought of mom-and-pop banks. The locations may be very limited (sometimes only one branch), but credit unions offer higher interest, competitive loan rates, and great personalized service.

  • Online banks: best interest rates. If you're comfortable with doing your banking completely on the web or via mobile app, online banks will offer the highest interest rates (in exchange for no physical locations). Many online banks have no account fees and no balance requirements.

Is a credit union better than a bank?
Credit unions generally offer higher interest rates, better loan rates, lower fees, and better personalized customer service than traditional banks. Credit unions are nonprofit, whereas banks are for-profit. Banks have more nationwide accessibility, but the interest rate is usually low and they charge more fees.

Top 10 Banks

Here are the top 10 banks on CreditDonkey:

  • Wells Fargo: Widespread accessibility with over 5,800 locations and 13,000 ATMs; many checking options including Opportunity Checking for those who had financial troubles.
  • Bank of America: Over 5,000 locations and 16,000 ATMs; good customer service with extended hours.
  • Ally Bank: Online bank with wide array of services, high interest rates, no fees, and great 24/7 customer service.
  • Discover Bank: Online bank with cashback checking and high interest savings & CDs.
  • Capital One: Web bank with in-person support; all banking products have no monthly service fees or minimum opening deposits.
  • CIT Bank: Online bank with one of the highest interest rates for online savings account.
  • PNC Bank: Unique Virtual Wallet feature and financial tools that help you reach your goals; account fee is easily waived.
  • TD Bank: Extended banking hours and 24/7 customer service; checking account fees waived with low account minimums.
  • Alliant Credit Union: A credit union with high interest rates, ATM fee rebates, and large network of over 80,000 fee-free ATMs. Anyone can join with simple qualifications.
  • Simple Bank: Millennial-focused banking and budgeting; offers high interest savings and a unique Safe-to-Spend feature; no monthly fee and no minimums.

What Bank Has the Best Checking Account?


    Bank of America
    Read Review

    Bank of America

    Pros:
    • National availability
    • Extended customer service hours
    • Full service bank
    Cons:
    • No free checking option
    • Low interest rates
    • Many misc. banking fees

    Our Review: (3.2) Bank of America offers a nationwide network, many account options, and user-friendly online banking. But does this convenience come at a cost? Read on... Read full review

    Business Advantage - $350 Bonus

    Earn the initial $100 by opening a new Bank of America Business Fundamentals Checking or Business Advantage Checking account online or over the phone. Make at least $1,000 in qualifying deposits into the new small business checking account within 60 days of account opening. To earn an additional $50, set up online bill pay from the new small business checking account within 60 days. To earn an additional $200, open a new small business credit card account and make at least $500 in net purchases with your card that post to your checking account within 60 days from the credit card opening. (Expires 12/31/2019)

    Advantage Plus Banking Checking Account - $100 Bonus

    Open a new Bank of America Advantage Plus Banking checking account by February 28, 2019. Account must be opened online using the link on the offer page. Minimum opening deposit is $100. Set up and receive at least 2 qualifying deposits of $250 or more each to your new checking account within 90 days of account opening. The $100 cash bonus will be deposited into your account within 60 days of completing all requirements. (Expires 2/28/2019)

    Advantage Relationship Banking Checking Account - $100 Bonus

    Open a new Bank of America Advantage Relationship Banking checking account by February 28, 2019. Account must be opened online using the link on the offer page. Minimum opening deposit is $100. Set up and receive at least 2 qualifying direct deposits of $250 or more each to your new checking account within 90 days of account opening. The $100 cash bonus will be deposited into your account within 60 days of completing all requirements. (Expires 2/28/2019)

    Advantage SafeBalance Banking Checking Account - $100 Bonus

    Open a new Bank of America Advantage SafeBalance Banking checking account by February 28, 2019. Account must be opened online using link on the offer page. Minimum opening deposit is $25. Set up and receive at least 2 qualifying direct deposits of $250 or more each to your new checking account within 90 days of account opening. The $100 cash bonus will be deposited into your new account within 60 days of completing all requirements. (Expires 2/28/2019)

    Free Merrill Edge Trades

    Get 30 free stock and ETF trades a month at Merrill Edge, if you have reached Platinum status by maintaining $50,000 combined balance in your Bank of America® banking and/or Merrill Edge® and Merrill Lynch® investment accounts.
    Huntington Bank
    Read Review

    Huntington Bank

    Pros:
    • Free checking option
    • 24-hr grace for overdrafts
    • All day deposit
    • 24-hr customer service
    Cons:
    • Limited branches
    • low savings APY

    Our Review: (3.9) Though Huntington Bank doesn't offer the best interest rates, it provides great accounts benefits and 24/7 customer service. Read on to see if this Midwest bank is right for you... Read full review

    Huntington Accelerated Business Checking - $750 Bonus

    Open a new, qualifying Huntington Accelerated Business Checking account and make cumulative new money deposits of $25,000 or more and make at least 30 transactions within 60 days of account opening. Account must maintain an open account status for at least 90 days before it is eligible for the bonus payment. Your $750 bonus will be deposited into your new business checking account within 14 days of meeting all the requirements. This offer is only available to new business checking customers and to applicants residing in Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania, West Virginia or Wisconsin. (Expires 4/15/2019)

    Huntington Community Business Checking - $200 Bonus

    Open a new, qualifying Huntington Community Business Checking account and make cumulative new money deposits of $2,000 or more and make at least 10 transactions within 60 days of account opening. Account must maintain an open account status for at least 90 days before it is eligible for the bonus payment.Your $200 bonus will be deposited into your new business checking account within 14 days of meeting all the requirements. This offer is only available to new business checking customers and to applicants residing in Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania, West Virginia or Wisconsin. (Expires 4/15/2019)

    Huntington Fast Track Business Checking - $400 Bonus

    Open a new, qualifying Huntington Fast Track Business Checking account and make cumulative new money deposits into the checking account of $5,000 or more within 60 days of account opening. Account must maintain an open account status for at least 90 days before it is eligible for the bonus payment. Your $400 bonus will be deposited into your new business checking account within 14 days of meeting all the requirements. This offer is only available to new business checking customers and to applicants residing in Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania, West Virginia or Wisconsin. (Expires 4/15/2019)
    TD Bank
    Read Review

    TD Bank

    Pros:
    • Extended banking hours
    • Low requirements to waive monthly fees
    • No foreign transaction fees
    Cons:
    • No free checking
    • Low APY
    • Only on East Coast

    Our Review: (3.4) TD Bank offers extended customer hours and easy online banking. Are these perks worth it? Find out what makes TD Bank a great choice for you and some reasons to look elsewhere... Read full review

    TD Bank Convenience Checking - $150 Cash Bonus

    New customers only. Apply online for a new TD Bank Convenience Checking account and get a $150 cash bonus after you direct deposit more than $500 within 60 days. There is a $15 monthly maintenance fee (waived if you keep a daily balance of at least $100). You must be a US resident in the following states: CT, DE, DC, FL, ME, MD, MA, NH, NJ, NY, NC, PA, RI, SC, VT, VA

    TD Bank Premier Checking - $300 Cash Bonus

    New customers only. Apply online for a new TD Bank Premier account and get a $300 cash bonus after you direct deposit more than $2,500 within 60 days. There is a $25 monthly maintenance fee (waived if you keep a daily balance of at least $2,500). You must be a U.S. resident of the following states: CT, DE, DC, FL, ME, MD, MA, NH, NJ, NY, NC, PA, RI, SC, VT, VA

    Refer a Friend Program - $25 for Each Referral

    Receive $25 for each friend you refer for TD Bank's personal checking account. Not only do you get $25, your friend also gets $25 when they either: receive a direct deposit OR make at least 15 debit card purchases within 60 days of new account opening. There is no limit to the number of referral bonuses you can earn.
    US Bank
    Read Review

    US Bank

    Pros:
    • Promo CD with high APY
    • Free student account
    • 24/7 customer service
    Cons:
    • High minimums to waive fees
    • Low savings APY

    Our Review: (3.7) U.S. Bank is the country's fifth largest bank, but does that make them a bank that will suit your banking needs? Do you need one of the country's largest banks or is a smaller bank more your style?... Read full review

    SMART Savings Program – Up to $100 Cash Bonus

    You must open a new personal Silver Checking Package AND open or be an existing user of Package Money Market Savings. Enroll in the SMART Savings Program within 90 days of account opening and make a qualifying transfer from your Silver Checking Package to the Package Money Market Savings account. You will earn 1% bonus on gas and grocery purchases made with your debit card associated with the Silver Checking Package, up to $50. PLUS you will earn another $50 bonus when you reach your savings goal. Minimum opening deposit is $25 for both accounts and both must remain open for 12 months after enrollment.
    PNC Bank
    Read Review

    PNC Bank

    Pros:
    • Virtual Wallet tools
    • Relatively easy to waive fees
    • Free student account
    Cons:
    • Limited branches
    • Low APY

    Our Review: (3.5) PNC Bank has relatively low requirements to waive fees and offers many financial tools to help you meet savings goals. Read on to see if this East Coast bank is right for you... Read full review

    Virtual Wallet with Performance Select Checking - $300 Cash Bonus

    Earn $300 when you open a new Virtual Wallet with Performance Select checking account and do the following within 60 days of account opening: make qualified direct deposits totaling $5,000 AND make at least 10 PNC Bank Visa® Debit card purchases. Bonus will be awarded within 60-90 days of meeting the requirements. Available to residents of AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV. (Expires 3/31/2019)

    Performance Select Checking - $300 Cash Bonus

    Earn $300 when you open a new Performance Select Checking account and do the following within 60 days of account opening: make qualified direct deposits totaling $5,000 AND make at least 10 PNC Bank Visa® Debit card purchases. Bonus will be awarded within 60-90 days of meeting the requirements. Available to residents of AL, DE, FL, GA, IL, IN, KY, MD, MI, MO, NJ, NY, NC, OH, PA, SC, VA, WV, and WI. (Expires 3/31/2019)

    Virtual Wallet with Performance Spend Checking - $200 Cash Bonus

    Earn $200 when you open a new Virtual Wallet with Performance Spend Checking account and do the following within 60 days of account opening: make qualified direct deposits totaling $2,000 AND make at least 10 PNC Bank Visa® Debit card purchases. Bonus will be awarded within 60 days of meeting the requirements. Available to residents of AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV. (Expires 3/31/2019)

    Performance Spend Checking - $200 Cash Bonus

    Earn $200 when you open a new Performance Spend Checking account and do the following within 60 days of account opening: Make qualified direct deposits totaling $2,000 AND make at least 10 PNC Bank Visa® Debit card purchases. Bonus will be awarded within 60-90 days of meeting the requirements. Available to residents of AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV. (Expires 3/31/2019)

    Virtual Wallet Checking - $50 Cash Bonus

    Earn $50 when you open a new Virtual Wallet checking account and do the following within 60 days of account opening: make qualified direct deposits totaling $500 AND make at least 10 PNC Bank Visa® Debit card purchases. Bonus will be awarded within 60-90 days of meeting the requirements. Available to residents of AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV. (Expires 3/31/2019)

    Business Checking - $100 Bonus

    Earn $100 when you open a new Business Checking account and do the following: maintain the minimum average cycle balance of $1,500 for each of the first 3 statement cycles and make at least 10 total qualifying PNC Bank Visa Debit Card transactions within the first 3 statement cycles. (Expires 3/31/2019)

    Business Checking Plus - $200 Bonus

    Earn $200 when you open a new Business Checking Plus account and do the following: Maintain the minimum average cycle balance of $5,000 for each of the first 3 statement cycles and make at least 10 total qualifying PNC Bank Visa Debit Card transactions within the first 3 statement cycles. (Expires 3/31/2019)

    Refer a Co-Worker – $100 for Each Referral

    Available to existing participants of PNC WorkPlace Banking. Earn $100 for every co-worker who opens an eligible WorkPlace Banking checking account. Your friend also gets a reward. Your friends must use your referral coupon when they apply. You can earn this bonus for up to 10 referrals per year, for a total of up to $1,000.
    Citibank
    Read Review

    Citibank

    Pros:
    • Perks for high balance customers
    • Many fee-free ATMs
    • Global presence
    Cons:
    • No free checking option
    • Higher balance requirements
    • Low savings APY

    Our Review: (3.5) Citibank offers credit cards and banking services. But service fees and balance requirements are on the high side. Is it the right bank for you? Keep reading to find out... Read full review

    Citi Account Package - $400 Bonus

    Open a new checking and savings account in the Citibank Account Package. Within 30 days of opening your account deposit $15,000 New-to-Citibank funds into the checking and/or savings account. Maintain a minimum balance of $15,000 in your eligible linked checking and/or savings account for 60 days. (Expires 3/31/2019)

    Citi Account Package - $500 Bonus

    Eligible customers must enroll in the "$400/$500 Checking and Savings Offer" promotion. Open a new qualifying Checking AND Savings Accounts. To get the $500 bonus, customer must make a deposit of $15,000 (multiple deposits allowed) within 30 days of account opening. Account must maintain a minimum balance of $15,000 for 60 consecutive calendar days following the date the $15,000 deposit was made. Complete one qualifying direct deposit into the eligible Checking Account each month for two consecutive months within 60 days of account opening. (Expires 3/31/2019)

    Citi Account Package - $600 Bonus

    Open a new checking and savings account in the Citibank Account Package. Within 30 days of opening your account deposit $50,000 New-to-Citibank funds into the checking and/or savings account. Maintain a minimum balance of $50,000 in your eligible linked checking and/or savings account for 60 days. (Expires 3/31/2019)

    Citi Basic Banking Package - $200 Bonus

    Open a new checking account in the Basic Banking Package. Within 30 days of opening your account deposit $5,000 New-to-Citibank funds into the new checking account. Maintain a minimum balance of $5,000 for 60 days. (Expires 3/31/2019)
    Discover Bank
    Read Review

    Discover Bank

    Pros:
    • 1% cashback checking
    • High APYs
    • 24/7 customer service
    Cons:
    • No interest checking
    • $2,500 minimum deposit for CDs
    • Overdraft fees

    Our Review: (4.8) Discover offers high interest rates on its online savings and CD accounts. But there are downsides. Here's what you need to know before you open an account... Read full review

    Discover Online Savings - $150 Cash Bonus

    Apply for your first Discover Online Savings Account by 2/4/19, online or by phone. Enter offer code NPBB119 when applying. Deposit into your account at least $15,000 by 2/18/19. Bonus will be credited to the account by 3/14/19. (Expires 2/4/2019)

    Discover Online Savings - $200 Cash Bonus

    Apply for your first Discover Online Savings Account by 2/4/19, online or by phone. Enter offer code NPBB119 when applying. Deposit into your account at least $25,000, by 2/18/19. Bonus will be credited to the account by 3/14/19. (Expires 2/4/2019)

    Discover Cashback Checking – Up to $30/Month Cashback

    Earn 1% cash back on up to $3,000 in debit card purchases each month, for a total of up to $30 cashback per month. Discover Cashback Checking has no minimum balance requirement, no monthly service fee, and free online bill pay.
    Capital One
    Read Review

    Capital One

    Pros:
    • Overdraft protection options
    • No account minimums
    • 27 Capital One cafes for in-person support
    Cons:
    • Lower savings APY compared to other online banks

    Our Review: (4.3) Capital One 360 checking and savings accounts are free to open and offer higher-than-average APY rates. Does this popular web bank live up to its claims? Find out if it's right for you... Read full review

    Capital One 360 Checking - $25 Offer

    Get $25 when you open an account with an initial deposit of at least $250 AND do one of the following: make 3 debit card purchases or Zelle payments within 45 days of account opening. The $25 bonus will be deposited into your account on Day 50. Only available for new Capital One 360 customers.

    Capital One 360 Saving - $25 Offer

    Get $25 when you open an account with an initial deposit of at least $250. The $25 bonus will be automatically deposited into your account upon opening. The bonus will start earning interest right away, but you cannot withdraw for 30 days. Only available for new Capital One 360 customers.

    Capital One 360 Money Market - $25

    Get $25 if you make an initial deposit of $250 - $9,999.99. The bonus will be automatically deposited into your account upon opening. The bonus will start earning interest right away, but you cannot withdraw for 30 days. Only available for new Capital One 360 customers.

    Capital One 360 Money Market - $100

    Get $100 if you make an initial deposit of $10,000 or more. The bonus will be automatically deposited into your account upon opening. The bonus will start earning interest right away, but you cannot withdraw for 30 days. Only available for new Capital One 360 customers.

    Capital One 360 Money Market - $200

    Get $200 when you open a 360 Money Market account and deposit at least $10,000. Use promo code OFFER200. Capital One will deposit $200 bonus into your account within 60 days after depositng $10,000. (Expires 3/31/2019)

    Capital One 360 Money Market - $200 Bonus

    Open a Capital One 360 Money Market account and deposit at least $10,000 of new money within 10 days of account opening (Initial Funding Period). Use promo code CELEBRATE when opening your account. Earn $200 bonus when you maintain $10,000 - $49,999.99 for at least 90 days following the Initial Funding Period. The bonus will be deposited into your account within 60 days following the 90-day period. (Expires 2/28/2019)

    Capital One 360 Money Market - $500 Bonus

    Open a Capital One 360 Money Market account and deposit at least $10,000 of new money within 10 days of account opening (Initial Funding Period). Use promo code CELEBRATE when opening your account. Earn $500 bonus when you maintain $50,000 or more for at least 90 days following the Initial Funding Period. The bonus will be deposited into your account within 60 days following the 90-day period. (Expires 2/28/2019)

    Online CDs

    • Up to 3.10% APY
    • Up to 5 years
    • $0 minimum opening deposit
    • Daily Compounding Interest
    • FDIC Insured

    Refer a Friend Program - $20 for Each Referral

    Receive $20 for each friend who opens a Capital One 360 account using your referral link. Get your unique referral link by logging into your account and visiting the “Refer a Friend” section. The bonus is paid for the first 50 friends who open an account, for a total of up to $1,000. Those referred must open an account with at least $250 initial deposit.
    Fifth Third Bank
    Read Review

    Fifth Third Bank

    Pros:
    • Free Express Checking
    • Free student checking
    • Promo CD with high APY
    Cons:
    • Higher balance requirements
    • Low savings APY
    • Limited branches

    Our Review: (3.3) Fifth Third Bank has higher balance requirements and high service fees if they're not met. But it offers some unique programs. Read on to see if Fifth Third Bank is a good fit for you... Read full review

    Fifth Third Enhanced Checking Account - $250 Bonus

    Earn $250 when you open a Fifth Third Enhanced Checking account and deposit at least $500 within 45 days of account opening AND maintain a $500 minimum balance for 60 days. Bonus will be deposited to account within 10 days of completing qualifying activity requirements. Receive your offer code through email and apply in person at your local branch. Available to residents of FL, GA, IL, IN, KY, MI, NC, OH, TN, and WV. (Expires 3/31/2019)

    Fifth Third Essential Checking Account - $250 Bonus

    Earn $250 when you open a Fifth Third Essential Checking® account and deposit at least $500 within 45 days of account opening AND maintain a $500 minimum balance for 60 days. Bonus will be deposited to account within 10 days of completing qualifying activity requirements. Receive your offer code through email and apply in person at your local branch. Available to residents of FL, GA, IL, IN, KY, MI, NC, OH, TN, and WV. (Expires 3/31/2019)

    Fifth Third Free Checking Account - $250 Bonus

    Earn $250 when you open a Fifth Third Free Checking account and deposit at least $500 within 45 days of account opening AND maintain a $500 minimum balance for 60 days. Bonus will be deposited to account within 10 days of completing qualifying activity requirements. Receive your offer code through email and apply in person at your local branch. Available to residents of FL, GA, IL, IN, KY, MI, NC, OH, TN, and WV. (Expires 3/31/2019)

    Fifth Third Preferred Checking Account - $250 Bonus

    Earn $250 when you open a Fifth Third Preferred Checking account and deposit at least $500 within 45 days of account opening AND maintain a $500 minimum balance for 60 days. Bonus will be deposited to account within 10 days of completing qualifying activity requirements. Receive your offer code through email and apply in person at your local branch. Available to residents of FL, GA, IL, IN, KY, MI, NC, OH, TN, and WV. (Expires 3/31/2019)
    Regions Bank
    Read Review

    Regions Bank

    Pros:
    • $50 to open checking account
    • Relationship Rewards program
    • LifeGreen Savings annual bonus
    Cons:
    • No free checking option
    • Limited branches
    • Low savings APY

    Our Review: (3.4) Regions Bank offers a variety of deposit products, easy account opening requirements, and special reward programs. Read on to see if this bank is right for you... Read full review

    LifeGreen Savings Account – Up to $100 Annual Savings Bonus

    Earn a 1% annual savings bonus (up to a maximum of $100) when you open a LifeGreen Savings Account AND have or open a Regions checking account. You must set up a monthly automatic transfer of at least $10 from your Regions checking account to LifeGreen Savings account. Your bonus is based on the average monthly balance for 12 months. The maximum bonus is $100. There is a minimum opening deposit of $50 if you apply online. Available to residents of AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN and TX.

    LifeGreen® Checking Account - $200 Cash Bonus

    Open any LifeGreen® checking account online using promo code 200PD19Q1 or present a personalized voucher in branch. Minimum opening deposit is $25. To get $200 cash bonus, make 10 purchases with a Regions Visa CheckCard and make a qualifying ACH direct deposits of at least $500 within 60 days of account opening. Offer valid for new checking customers only. This offer is valid in AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN, and TX. (Expires 3/29/2019)

    Regions Refer a Business - $150 Visa Reward Card

    Referred business must open a new Regions business checking account within 90 days of receiving the invite. Opening deposit should be $500 or more. Within 60 days of account opening, complete at least one Visa Business CheckCard purchase that posts to the new account, and enroll in Online Statements through Regions Online Banking.

    Regions Refer a Friend - $50 Visa® Reward Card

    Get a $50 Visa® Reward Card when a friend opens a new Regions personal LifeGreen® checking account or business checking account. Your referred friend cannot be an existing Regions checking customer, and must complete all requirements in order for you to receive the reward.
    M&T Bank
    Read Review

    M&T Bank

    Pros:
    • Free checking option
    • High APY for Promo CD
    • Free savings with checking
    Cons:
    • Fee heavy
    • Subpar savings APY
    • Limited branches

    Our Review: (3.4) If you are on the upper East Coast, you probably see M&T Bank frequently. With a free checking option and a range of deposit accounts, does it meet your needs?... Read full review

    Wells Fargo
    Read Review

    Wells Fargo

    Wells Fargo offers nationwide access with thousands of ATMs and branch locations. But are their checkings and savings accounts right for you? Read on to see the best options... Read full review

    Consumer Checking Account - $200 Bonus

    Open a new eligible consumer checking account with a minimum deposit of $25. Set up and receive at least three consecutive monthly direct deposits of at least $500 each within 150 days of account opening OR make a minimum of 10 posted purchases/payments per month (at least $1 each) using Wells Fargo Debit Card for three consecutive months within 105 days of account opening. All consumer checking accounts except Teen Checking are eligible for the $200 bonus when opened in a Wells Fargo branch. Everyday Checking is the only eligible account for the $200 bonus when opened online. Offer available in Dallas, TX, Orlando, FL and Phoenix, AZ, and online. (Expires 2/28/2019)

    Everyday Checking Account - $250 Bonus

    Open a new Everyday Checking account online with a minimum opening deposit of $25. Receive qualifying direct deposits with a cumulative total of $500 or more into the new checking account within 60 calendar days from account opening. Continue receiving qualifying direct deposits of $500 or more every 30 days for an additional 150 days after the initial 60-day qualification period. This is an exclusive, online-only offer and is not valid for branch or phone account opens. (Expires 1/25/2019)
    Citizens Bank
    Read Review

    Citizens Bank

    Pros:
    • One Deposit Checking
    • GoalTrack Savings
    • 24/7 customer service
    Cons:
    • Low APY
    • Heavy overdraft fees
    • Limited branches

    Our Review: (3.8) Are you looking for a bank that will not only keep your money, but also help push you to meet your financial goals? If so, you may want to consider Citizens Bank... Read full review

    GoalTrack Savings Program – up to $250 in Gift Cards

    Add the GoalTrack Savings programs to any eligible Citizens Bank savings account and be rewarded for reaching your goals. Select a target timeframe and monthly savings goal amount. If you achieve your goal, you will receive a gift card. The amount varies based on your monthly savings and the timeframe. To get the minimum bonus, you must save at least $25/month for 8 months (above your existing balance). The most you can receive is a $250 gift card if you save $400/month for 36 months (above your existing balance). Only available to residents of CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, and VT.

    One Deposit Checking Account - Up to $300 Bonus

    To get $200 bonus, open your first One Deposit Checking account by January 24, 2019 and make at least one single direct deposit of $500 or more within 60 days of account opening. Open a new Green Savings account at the same time you open a checking account to qualify for an additional $100. Minimum opening deposit is $2,500. Minimum deposit should remain in account for at least 3 months. (Expires 1/24/2019)

    CollegeSaver Account - $1,000 Cash Bonus

    Available to parents with a child under 12. To open, you must make an initial minimum deposit of: $25 if your child is under 6 years old, $500 if your child is over 6 but under 12. You must save the required monthly minimum each year: $25/month if your child is under 6 years old at time of account opening, $50/month if your child is over 6 but under 12 at time of account opening. You are allowed to skip one deposit per year. If the requirements are met, you will receive $1,000 bonus (plus interest) when your child turns 18. Only available to residents of CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, and VT.
    SunTrust Bank
    Read Review

    SunTrust Bank

    Pros:
    • High APY for CDs
    • Free student account
    • Good customer service
    Cons:
    • No free checking option
    • Low savings APY
    • Limited branches

    Our Review: (3.7) If customer service ranks high on your list, SunTrust Bank may be one you want to check out. While they offer interest rates comparable to most "big banks," they do offer that warm, fuzzy feeling some people look for in a bank... Read full review

    SunTrust Business Checking - $200 Cash Bonus

    Earn $200 when you open a new SunTrust business checking account and receive at least $1,500 in qualifying deposits within 30 days of account opening. Account must stay open for at least 180 days. The accounts eligible for this promotion are: Simple Business Checking, Primary Business Checking, and Business Advantage Plus. Available to residents of AL, AR, GA, FL, MD, MS, NC, SC, TN, VA, WV and DC. (Expires 4/1/2019)

    SunTrust Advantage Checking Account - $250 Bonus

    Earn $250 when you open a new SunTrust Advantage checking account and complete qualifying activities. Deposit at least $100 within 14 days of account opening. Complete at least $3,000 in qualifying direct deposits and make at least 10 debit card purchases within 60 days of account opening. (Expires 4/30/2019)

    SunTrust Advantage Checking Account - $500 Bonus

    Earn $500 when you open a new SunTrust Advantage checking account and complete qualifying activities. Deposit at least $100 within 14 days of account opening. Complete at least $3,000 in qualifying direct deposits and make at least 10 debit card purchases within 60 days of account opening. Deposit at least $25,000 within 30 days of account opening and maintain said balance for at least 90 days of account opening to receive $500 bonus. (Expires 4/30/2019)

    SunTrust Advantage Checking Account - $750 Bonus

    Earn $750 when you open a new SunTrust Advantage checking account and complete qualifying activities. Deposit at least $100 within 14 days of account opening. Complete at least $3,000 in qualifying direct deposits and at least 10 debit card purchases within 60 days of account opening. Deposit at least $100,000 within 30 days of account opening and maintain said balance for at least 90 days of account opening to receive $750 bonus. (Expires 4/30/2019)

    Select Savings – Up to $25 Annual Savings Bonus

    Earn a 1% annual savings bonus (up to a maximum of $25) when you open a Select Savings Account and link it with a Select Checking or Signature Advantage Checking account. The monthly service fee is waived with a $25/mo automatic transfer from a SunTrust personal checking account OR by maintaining a $1,000 daily minimum balance. Your bonus is based on the average monthly balance for 12 months. The maximum bonus is $25. Available to residents of AL, AR, GA, FL, MD, MS, NC, SC, TN, VA, WV and DC.
    Ally Bank
    Read Review

    Ally Bank

    Pros:
    • CD options
    • No account minimums
    • 24/7 customer service
    Cons:
    • Low Checking APY for lower balance customers

    Our Review: (4.4) Ally Bank offers good interest rates and no account minimums. But is this popular online bank good for you? Learn the benefits (and drawbacks) here... Read full review

    Online Savings Account

    2.20% APY on all balance tiers. $0 minimum opening deposit. No fees to open or maintain account. No minimum daily balance requirement.
    • Consistently Competitive Rates
    • 24/7 Customer Care
    • Ally Bank, Member FDIC

    Interest Checking

    • 0.10% APY for daily balances less than $15,000
    • 0.60% APY for daily balance over $15,000
    • Be reimbursed $10/month for ATMs outside of Ally Network
    • $0 Minimum Opening Deposit
    • No Fees to Open or Maintain Account
    • FDIC insured
    • Daily Compounding Interest

    Money Market

    • 0.90% APY for daily balances up to $25,000
    • 1.00% APY for daily balance over $25,000
    • Unlimited deposits and ATM withdrawals, and up to 6 additional transaction
    • Be reimbursed $10/month for ATMs outside of Ally Network
    • $0 Minimum Opening Deposit
    • No Fees to Open or Maintain Account
    • FDIC insured
    • Daily Compounding Interest

    Term CDs

    • Up to 3.10% APY
    • $0 Minimum Opening Deposit
    • Up to 5 years
    • No monthly maintenance fee
    • FDIC insured
    • Daily Compounding Interest

    Raise Your Rate CDs

    • 2.60% APY
    • 2 or 4-Year Terms
    • Opportunity to increase your rate once over the 2-year term or twice over the 4-year term
    • $0 Minimum Opening Deposit
    • No monthly maintenance fee
    • FDIC insured
    • Daily Compounding Interest

    No Penalty CD

    • Withdraw Full Balance and Interest After 6 Days of CD Funding Date Without Penalty
    • 1.80% APY with less than $5,000 opening deposit
    • 2.15% APY with $5,000 minimum opening deposit
    • 2.30% APY with $25,000 minimum opening deposit
    • 11 Months
    • No monthly maintenance fee
    • FDIC insured
    • Daily Compounding Interest
    Associated Bank
    Read Review

    Associated Bank

    Pros:
    • Wide ATM network
    • 24/7 customer service
    • Special Term CD with high APY
    Cons:
    • No free checking option
    • High account fees
    • Limited branches

    Our Review: (3.6) If you live in the Midwest, you've likely heard of Associated Bank. Its account offerings are basic with higher fees, but is it a good fit for you? Read on... Read full review

    Milwaukee Film Checking Account – $175 Cash Bonus

    Earn $175 when you open a Milwaukee Film checking account with a minimum deposit of $100, AND make at least 3 payments using online bill pay OR make one direct deposit of at least $300 to the account. These must be completed within 45 days of account opening. Bonus will be deposited within 75 days of account opening. Account must remain open for at least 12 months. (Expires 7/31/2019)

    Associated Advantage Money Market Account – $100 Cash Bonus

    Earn $100 when you open an Associated Advantage Money Market Account with a minimum deposit of $10,000. The amount must remain on deposit for at least 90 days in order to receive the bonus. The bonus will be deposited within 120 days of account opening. Account must remain open for at least 12 months. (Expires 7/31/2019)

    Brewers Checking Account - $175 Bonus

    Open a new Brewers Checking Account with a minimum opening deposit of $100. Complete a minimum of three payments using online bill OR have one direct deposit of $300 or more to account within 45 days of account opening. Account must remain open for at least 12 months. (Expires 12/31/2019)

    Badgers Checking Account - $175 Bonus

    Open a Badgers checking account with a minimum deposit of $100 between July 1, 2018 to June 30, 2019. Complete three payments using Associated Bank Online Bill Pay or have at least one direct deposit of $300 or more within 45 days of account opening. $175 bonus will be deposited within 75 days of account opening. (Expires 6/30/2019)

    Wild® Checking Account – $175 Cash Bonus

    Open a Wild® checking account with a minimum deposit of $100 and make 3 payments using Associated Bank Online Bill Pay OR have at least one direct deposit of $300 or more within 45 days of account opening. $175 will be deposited into your account within 75 days of account opening after meeting the qualifications. Account must remain open for at least 12 months. (Expires 6/30/2019)

    Packers Checking Account - $175 Bonus

    • Open your account with a minimum deposit of $100 from April 2, 2018 until March 31, 2019
    • Make three payments using Associated Bank Online Bill Pay OR have at least one direct deposit of $300 or more within 45 days of account opening
    • $175 will be deposited into your account within 75 days of account opening after meeting the qualifications
    Expires 3/31/2019

    Brewers Checking Account - $175 Bonus Plus 2 Free Tickets

    Get $175 cash bonus and 2 Terrace Level tickets to the Milwaukee Brewers game on March 28, 2019 by completing required activities. Open a new Brewers Checking Account with a minimum opening deposit of $100. Complete a minimum of three payments using online bill pay OR have one direct deposit of $300 or more to account within 45 days of account opening. Account must remain open for at least 12 months. (Expires 3/1/2019)

    Bank at Work: $175 Bonus

    Earn $175 by opening a new checking account in Associated Bank. The minimum initial deposit to open a checking account is $100. To get the cash bonus, new customers must make three or more payments using Associated Bank Online Bill Pay OR complete a direct deposit of $300 or more within 45 days of account opening. To receive bonus, account must be open at the time the bonus is paid and must remain open for a minimum of 12 months.
    BMO Harris Bank
    Read Review

    BMO Harris Bank

    Pros:
    • Free checking with eStatements
    • High APY for CDs
    • Good financial tools
    Cons:
    • Limited branches
    • Low savings APY

    Our Review: (3.1) With almost a 200-year history, BMO Harris is a household name in the Midwest. They offer a large range of personal financial products to help consumers take control of their finances. But are their services worth it?... Read full review

    Checking Account - $200 Cash Bonus

    Earn $200 when you open a new checking account and receive at least 2 direct deposits of at least $500 each within 90 days of account opening. PLUS make at least 10 debit card purchases with your new BMO Harris Bank Debit Mastercard within 90 days of account opening. Offer applies for one of the following checking accounts:
    • BMO Harris Smart Money Account: no minimum balance requirement. No overdraft or NSF fees. Monthly service fees waived for those under 25.
    • BMO Harris Smart Advantage Account: no monthly service fee with eStatements.
    • BMO Harris Premier Account: $30 monthly service fee is waived if you have a $25,000 minimum daily balance. Get a rebate of $25/month on ATM fees charged by other banks.
    New customers only. Apply either online or in-person with a promo code. Available for residents in AZ, FL, IL, IN, KS, MO, MN, and WI. (Expires 1/31/2019)

    BMO Harris Bank at Work - up to $250 Cash Bonus

    If your employer is part of BMO Harris's Bank at Work or Group Banking Services, you can earn up to $250 cash bonus:
    • Get $100 cash bonus when you open a new personal checking account and receive at least $600 in direct deposits within 60 days of account opening.
    • Get $50 cash bonus when you also open a new Statement Savings account with an initial deposit of at least $1,000 and maintain it for 90 days. New Statement Savings account must be opened within 60 days of opening the new BMO Harris personal checking account.
    • Get $50 cash bonus when you also open a new Health Savings account within 60 days of opening the new BMO Harris personal checking account.
    • Get $50 cash bonus when you also sign up for electronic statements within 60 days of opening a new BMO Harris checking account.

    Business Advantage Checking Account - $500 Bonus

    Get promo code by entering your email address in the link. Present promo code in a BMO Harris branch upon opening a new Business Advantage Checking account. Minimum opening deposit required to get bonus is $5,000. Complete at least 10 electronic transactions post to the account within 90 days of account opening. To receive checking bonus, you must have a collected balance of $5,000 or more in the account following the 90 days from account opening. (Expires 10/31/2019)

    Essential Business Checking Account - $200 Bonus

    Get promo code by entering your email address in the link. Present promo code in a BMO Harris branch upon opening a new Essential Business Checking account. Minimum opening deposit required to get bonus is $1,500. Complete at least 10 electronic transactions post to the account within 90 days of account opening. To receive checking bonus, you must have a collected balance of $1,500 or more in the account following the 90 days from account opening. (Expires 10/31/2019)
    CIT Bank
    Read ReviewVisit Site

    CIT Bank

    Pros:
    • High APY
    • No minimum deposit for savings
    • No monthly service fees
    Cons:
    • No checking accounts
    • No ATM card

    Our Review: (4.5) CIT Bank offers high interest rates on its online savings and CD accounts. But there are downsides. Here's what you need to know before you open an account... Read full review

    Open a CIT Bank 2.45% APY Savings Builder High Yield Savings Account

    Premier High Yield Savings Account

    • 1.55% APY
    • $100 Minimum Opening Deposit
    • No Fees to Open or Maintain Account
    • Daily Compounding Interest
    • No Minimum Daily Balance Requirement
    • FDIC Insured

    Money Market Account

    • 1.85% APY
    • $100 Minimum Opening Deposit
    • No monthly maintenance fee
    • FDIC Insured

    Open a CD with CIT

    Term CDs

    • $1,000 Minimum Opening Deposit
    • Up to 2.50% APY
    • Up to 5 years
    • No monthly maintenance fee
    • FDIC insured
    • Daily Compounding Interest

    No-Penalty CD

    • Option to Withdraw Full Balance and Interest After 7 Days of CD Funding Date
    • $1,000 Minimum Opening Deposit
    • Up to 2.05% APY
    • 11 Months
    • No monthly maintenance fee
    • FDIC insured
    • Daily Compounding Interest

    Jumbo CDs

    • $100,000 Minimum Opening Deposit
    • Up to 1.75% APY
    • Up to 5 years
    • No monthly maintenance fee
    • FDIC insured
    • Daily Compounding Interest
    HSBC Bank
    Read ReviewVisit Site

    HSBC Bank

    Pros:
    • Global presence
    • High online savings APY
    Cons:
    • Not in every state

    Our Review: (4.7) HSBC Bank offers a full array of services for different needs, including a high-yield online savings and several checking options. But there are downsides. Read on for the pros and cons... Read full review

    HSBC Direct Savings - 2.22% APY

    • Earn 2.22% APY on all balance tiers
    • No monthly maintenance fee
    • Minimum balance to earn APY is $1
    • Member FDIC

    HSBC Premier Checking

    • Get a $750 Welcome Deposit for eligible new customers who open an HSBC Premier checking account with qualifying activities. Limited time only.
    • Open your new HSBC Premier checking account online by March 29, 2019; and
    • Deposit a minimum Qualifying Balance of $100,000 or more in New Money in combined checking, savings, and/or eligible investment accounts within 30 calendar days of account opening; and
    • Maintain at least the minimum Qualifying Balance for 90 calendar days from the date you deposited the minimum Qualifying Balance.
    • You will automatically receive the $750 Welcome Deposit in your new HSBC Premier checking account approximately eight weeks after completing all qualifying activities. It's that simple.
    • Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
    Expires 3/29/2019

    HSBC Advance Checking

    • Get a $350 Welcome Deposit for eligible new customers who open an HSBC Advance checking account with qualifying activities. Limited time only.
    • Open your new HSBC Advance checking account online by March 29, 2019; and
    • Deposit a minimum Qualifying Balance of $10,000 or more in New Money in combined checking, savings, and/or eligible investment accounts within 30 calendar days of account opening; and
    • Maintain at least the minimum Qualifying Balance for 90 calendar days from the date you deposited the minimum Qualifying Balance.
    • You will automatically receive the $350 Welcome Deposit in your new HSBC Advance checking account approximately eight weeks after completing all qualifying activities. It's that simple.
    • Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
    Expires 3/29/2019

    HSBC Choice Checking

    • Get a $200 Welcome Deposit for eligible new customers who open an HSBC Choice Checking account with qualifying activities. Limited time only.
    • Open your new HSBC Choice Checking account online by March 29, 2019; and
    • Deposit a minimum Qualifying Balance of $1,500 or more in New Money in combined checking and savings accounts within 30 calendar days of account opening; and
    • Maintain at least the minimum Qualifying Balance for 90 calendar days from the date you deposited the minimum Qualifying Balance.
    • You will automatically receive the $200 Welcome Deposit in your new HSBC Choice Checking account approximately eight weeks after completing all qualifying activities. It's that simple.
    • Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
    Expires 3/29/2019
    Synchrony Bank
    Read Review

    Synchrony Bank

    Pros:
    • Savings with ATM card
    • High APY
    • All balance tiers receive same rate
    Cons:
    • No checking account
    • $2,000 minimum deposit for CDs
    • Limited customer service hours

    Our Review: (4.3) Synchrony offers some of the highest savings and CD rates. But there are downsides. Read this review before you open an account... Read full review

    High Yield Savings

    2.20% APY. $0 minimum opening deposit. No minimum balance requirement. No fees to open or maintain account.
    • Great Rates + Safety = Peace of Mind
    • Member FDIC

    Money Market

    • 1.20% APY
    • $0 minimum opening deposit
    • No minimum balance requirement
    • No fees to open or maintain account
    • ATM card
    • Daily Compounding Interest
    • FDIC Insured

    Certificate of Deposit

    • Up to 3.10% APY
    • Up to 5 years
    • $2,000 minimum opening deposit
    • Daily Compounding Interest
    • FDIC Insured

    IRA CD

    • Up to 3.10% APY
    • Up to 5 years
    • $2,000 minimum opening deposit
    • Ability to open Roth or Traditional IRA
    • Ability to add funds during 10-day grace period after CD maturity
    • FDIC Insured

    IRA Money Market Account

    • 1.20% APY
    • No minimum deposit to open account
    • Ability to open Roth or traditional IRA account
    • Make deposits at any time rather than waiting for a maturity date
    • FDIC Insured
    TIAA Bank
    Read Review

    TIAA Bank

    Pros:
    • High intro APY
    • No monthly service fees
    • Refund ATM fees
    Cons:
    • Large minimum deposit
    • Intro rate only for one year

    Our Review: (4.3) If you have a large opening deposit, TIAA Bank provides a variety of options at high introductory rates. But there are downsides. Read on to see if it's right for you... Read full review

    Yield Pledge Checking

    • 1-year 1.21% intro APY on balances up to $250,000
    • $5,000 Minimum Opening Deposit
    • No monthly service fee
    • U.S. ATM fees reimbursement (unlimited with minimum average daily balance of $5,000; otherwise up to $15/monthly)
    • Top 5% yields always
    • Daily Compounding Interest
    • FDIC insured

    Yield Pledge Money Market

    • 1-year 2.15% intro APY on balances up to $250,000
    • $5,000 Minimum Opening Deposit
    • No monthly service fee
    • Move money up to 6 times a month
    • U.S. ATM fees reimbursement (unlimited with minimum average daily balance of $5,000; otherwise up to $15/monthly)
    • Top 5% yields always
    • Daily Compounding Interest
    • FDIC Insured

    Yield Pledge CD

    • Up to 3.05 APY
    • Up to 5 years
    • $5,000 Minimum Opening Deposit
    • No monthly service fee
    • Top 5% yields always
    • Daily Compounding Interest
    • FDIC insured

    Bump Rate CD

    • 3.00% APY
    • 3.5-Year Term
    • $1,500 Minimum Opening Deposit ($250,000 max)
    • Opportunity to increase your rate once over the term
    • No monthly maintenance fee
    • Daily Compounding Interest
    • FDIC insured
    KeyBank
    Read Review

    KeyBank

    Pros:
    • HelloWallet financial tools
    • Free checking option
    • 24/7 customer service
    Cons:
    • Limited branches
    • High account fees

    Our Review: (3.3) Are you looking for a no-frills checking account or maybe a bank that offers relationship banking services/interest rates? You may have found your fit with KeyBank... Read full review

    Key Gold Money Market Savings Account – 15,000 Reward Points

    Earn 15,000 KeyBank Relationship Rewards® points when you open a new Key Gold Money Market Account. You must first have or open a checking account and enroll in KeyBank Relationship Rewards. Minimum opening deposit for the Money Market account is $25,000. The monthly service fee of $18/month is waived if you maintain a daily balance of $25,000 AND have a relationship package checking account. Available to residents of AK, CO, CT, FL, ID, ME, MA, MI, NY, OH, OR, PA, UT, VT, and WA.

    Key Short Term CD Account – 10,000 Reward Points

    Earn 10,000 KeyBank Relationship Rewards® points when you open a new Key Short Term CD Account. You must first have or open a checking account and enroll in KeyBank Relationship Rewards. Clients with Key Advantage Checking, Key Privilege Checking, or Key Privilege Select Checking are eligible for a higher Relationship Reward APY rate. Minimum balance for the Short Term CD account is $2,500. Terms go from 7 days to less than 6 months. Available to residents of AK, CO, CT, FL, ID, ME, MA, MI, NY, OH, OR, PA, UT, VT, and WA.

    Key Tiered CD Account – 10,000 Reward Points

    Earn 10,000 KeyBank Relationship Rewards® points when you open a new Key Tiered CD Account. You must first have or open a checking account and enroll in KeyBank Relationship Rewards. Clients with Key Advantage Checking, Key Privilege Checking, or Key Privilege Select Checking are eligible for a higher Relationship Reward APY rate. Minimum balance for the Tier CD account is $2,500. Terms go from 6 months to 10 years. Available to residents of AK, CO, CT, FL, ID, ME, MA, MI, NY, OH, OR, PA, UT, VT, and WA.

    Key Jumbo CD Account – 10,000 Reward Points

    Earn 10,000 KeyBank Relationship Rewards® points when you open a new Key Jumbo CD Account. You must first have or open a checking account and enroll in KeyBank Relationship Rewards. Clients with Key Advantage Checking, Key Privilege Checking, or Key Privilege Select Checking are eligible for a higher Relationship Reward APY rate. Minimum balance for the Jumbo CD account is $100,000. Terms go from 7 days to 10 years. Available to residents of AK, CO, CT, FL, ID, ME, MA, MI, NY, OH, OR, PA, UT, VT, and WA.
    Axos Bank
    Read Review

    Axos Bank

    If the perfect checking account for you is one with no monthly fees while offering rewards, you may have found your match with Axos Bank... Read full review

    Rewards Checking

    • Up to 1.25% APY
    • No minimum balance requirements
    • No fees to open or maintain account
    • Overdraft Protection
    • Daily Compounding Interest
    • FDIC insured

    Smart Savings Account

    • 1.30% APY on all balance tiers
    • No minimum balance requirements
    • No fees to open or maintain account
    • Free ATM card upon request
    • Daily Compounding Interest
    • FDIC Insured

    Smart Money Market

    • 1.05% APY on all balance tiers
    • No minimum balance requirements
    • No fees to open or maintain account
    • Free Visa Debit Card
    • Free online bill pay, free limited checks, and free limited online check images
    • Daily Compounding Interest
    • FDIC Insured

    Certificate of Deposit

    • Up to 2.25% APY
    • Up to 5 years
    • $1,000 Minimum Opening Deposit
    • No monthly maintenance fee
    • Daily Compounding Interest
    • FDIC insured
    BankDirect
    Read Review

    BankDirect

    Think you can't earn airline miles from your bank account? Think again. BankDirect offers two accounts that allow you to earn American Airlines miles... Read full review

    Mileage Checking with Interest - Earn AAdvantage Miles

    • Earn 1,000 AA miles for opening account. Earn 100 AA miles per month for each $1,000 of balance, up to $50,000. Earn 25 AA miles per month for every $1,000 of balance over $50,000.
    • Earn a one-time 10,000 AA miles bonus for using direct deposit. You must make direct deposits totaling at least $2,000 a month for 6 consecutive statement cycles.
    • Earn a one-time 5,000 AA miles bonus for using online bill pay. You must pay a minimum of 3 different payees totaling at least $500 a month for 6 consecutive statement cycles.
    • Earn a one-time 5,000 AA miles bonus for using your new BankDirect Visa CheckCard. You must have a minimum of 12 transactions totaling at least $500 a month for 6 consecutive statement cycles.

    Mileage Money Market - Earn AAdvantage Miles

    Earn 1,000 AA miles for opening account. Earn 50 AA miles per month for each $1,000 of balance, up to $50,000. Earn 25 AA miles per month for every $1,000 of balance over $50,000.

    24 Month Mileage CD

    Earn a one-time deposit of 1,000 AA miles for every $1,000 invested, up to $50,000. Earn 25 AA miles for every $1,000 over $50,000.

    12 Month Mileage CD

    Earn a one-time deposit of 500 AA miles for every $1,000 invested, up to $50,000. Earn 25 AA miles for every $1,000 over $50,000.

    6 Month Mileage CD

    Earn a one-time deposit of 250 AA miles for every $1,000 invested, up to $50,000. Earn 25 AA miles for every $1,000 over $50,000.

    Refer a Friend

    Earn 1,000 AA miles for every friend you refer for a Mileage Checking or Mileage Money Market account. Your friend will also earn 1,000 AA miles. You can earn up to 10,000 AA miles for referrals.
    Charles Schwab Bank
    Read Review

    Charles Schwab Bank

    Pros:
    • No account minimum
    • No service fees
    • Refund all ATM fees
    Cons:
    • Only checking or savings
    • Must do banking online

    Our Review: (4.3) Charles Schwab is more than a brokerage. It also offers high yield checking and savings interest rates that might far surpass your local bank. Read on to learn the pros and cons... Read full review

    High Yield Investor Checking – Unlimited ATM Rebates

    Open a High Yield Investor Checking account and get unlimited ATM rebates worldwide. Charles Schwab will reimburse ATM fee at the end of every statement cycle. There is no minimum balance requirement and no service fees. You must open a Schwab brokerage account too, but you don't have to use it.
    Columbia Bank (NJ)

    Columbia Bank (NJ)

    Free Business Checking Account – Up to $110 Cash Bonus

    Open a Free Business Checking account and get the chance to earn up to $110 bonus. Earn $50 when you pay bills using Columbia Business Online Banking within 60 days of account opening. AND earn $50 when you make 5 purchases with your Columbia Business Debit Card within 60 days of account opening. PLUS earn $10 when you bring in your unused business checks and/or debit card to a local branch. Columbia Bank's Free Business Checking has no account minimum, no service fee, and 1,000 free monthly transactions. Minimum $50 to open account. Available to residents of New Jersey.
    First Internet Bank
    Read Review

    First Internet Bank

    Internet banking may seem new, but First Internet Bank has offered it since the late 1990s. Does their experience in the industry make them the best option?... Read full review

    Interest Checking

    • 0.70% APY
    • $100 Minimum Opening Deposit
    • $10 monthly service fee, waived with $500 average daily balance
    • Up to $10/month ATM fee reimbursement
    • FDIC insured

    High Yield Savings Account

    • 0.75% APY
    • $100 Minimum Opening Deposit
    • $2 monthly service fee, waived with $1,000 average daily balance
    • Free ATM card
    • Up to $10/month ATM fee reimbursement
    • FDIC insured

    Money Market Savings Account

    • 1.81% APY for balances $250,000 and less
    • 2.02% APY for balances over $250,000
    • $100 Minimum Opening Deposit
    • $5 monthly service fee, waived with $4,000 average daily balance
    • Free ATM card
    • Up to $10/month ATM fee reimbursement
    • FDIC insured

    High Yield CD

    • Up to 3.30% APY
    • Up to 5 years
    • $1,000 Minimum Opening Deposit
    • No monthly service fee
    • FDIC insured
    MemoryBank
    Read Review

    MemoryBank

    You can do just about anything online today, including all of your banking. If you can handle never going to the bank drive-up again, read on to see if MemoryBank is a good fit for you... Read full review

    EarnMore Checking Account - 1.6% APY

    Earn 1.60% APY on balances up to $250,000. There is a $50 minimum to open account. There is no minimum balance requirement and no monthly service fee. FDIC Insured.

    Money Market Account - 2.40% APY

    Earn up to 2.40% APY on balances from $0.01-1,000,000. There is a $50 minimum to open account. There is no minimum balance requirement and no monthly service fee. FDIC Insured.
    Popular Direct
    Read Review

    Popular Direct

    Tired of low interest rates at your local bank? Consider an online savings accounts with Popular Direct Bank. Read on to learn about the benefits and drawbacks before opening an account... Read full review

    Exclusive Savings Account

    • 2.36% APY
    • $5,000 Minimum Opening Deposit
    • $4 monthly service fee; waived with a daily minimum balance of $500
    • Daily Compounding Interest
    • FDIC Insured

    Certificate of Deposit

    • Up to 3.60% APY
    • Up to 5 years
    • $10,000 Minimum Balance
    • Daily Compounding Interest
    • FDIC Insured
    Salem Five Direct
    Read Review

    Salem Five Direct

    Are you tired of bank fees and meeting minimum balance requirements? Salem Five Direct may be the answer to your needs. They don't have minimum balance requirements on their checking and savings accounts and they offer high-yield APYs... Read full review

    eOne Savings Account

    • 2.30% APY
    • $100 Minimum Opening Deposit
    • No Minimum Balance Requirement
    • No Fees to Open or Maintain Account
    • FDIC Insured

    eOne Certificate of Deposit

    • Up to 3.00% APY
    • 18-month, 24-month, or 48-month
    • $10,000 Minimum Balance (Max $500,000)
    • No Fees to Open or Maintain Account
    • FDIC Insured

    eOne Checking

    • 0.25% APY
    • $100 Minimum Opening Deposit
    • No Minimum Balance Requirement
    • No Fees to Open or Maintain Account
    • Free debit card with cash back on all non pin-based purchases
    • Up to $15/month ATM fee reimbursement
    • FDIC Insured
    Columbia Bank (WA, OR, ID)

    Columbia Bank (WA, OR, ID)

    Business Checking Account - $300 Cash Bonus

    Get your promo code by providing your business email. Use promo code to open a qualifying Columbia Bank business checking account. To get $300 cash bonus, make at least one deposit of $500 or more within 15 calendar days of account opening. Customer must maintain an average daily balance of $500 or more for the first 90 days after account opening. (Expires 2/28/2019)

    Personal Checking Account - $200 Bonus

    Open a Neighborhood Account, Relationship Account, or Foundation Account. To get $200 cash bonus, receive a qualifying direct deposit of $500 or more within 90 days of account opening. (Expires 2/28/2019)
    Barclays
    Read Review

    Barclays

    Pros:
    • High savings APY
    • No account minimums
    Cons:
    • No checking account
    • No ATMS
    • Limited customer service hours

    Our Review: (3.9) Barclays offers savings accounts and CDs with high interest rates, no minimum opening deposit, and low fees. So what's the catch? Read this review to see if Barclays is a good bank... Read full review

    Online Savings Account

    2.20% APY. No monthly maintenance fees. No minimum balances to open.

    Online CDs

    Up to 3.10% APY. No minimum balance, no account open fees, no maintenance fees
    Santander Bank
    Read Review

    Santander Bank

    Pros:
    • Easy to waive monthly fees
    • High APY for CDs
    • Free student checking
    Cons:
    • Low interest for Premier Plus Checking

    Our Review: (3.8) If you're in the Northeast, Santander Bank offers solid basic checking and savings options, as well as competitive rates for CDs. Read on to see if it fits your needs... Read full review

    Business Checking Account - $250 Bonus

    Open a new Business Checking or Business Checking Plus account between 01/01/19 and 03/31/19 and keep it open for 90 days. Maintain an average daily ledger balance of $3,000 or more for the first 90 days after account opening. To receive $250 cash bonus, you must be a business with revenues up to but not exceeding $3,000,000, your business must not currently have, nor have had, any business checking account with Santander Bank in the last 12 months, and the business checking account must be open and in good standing at the time of fulfillment. You will receive the cash bonus within 30 days of meeting all offer requirements. Your promotion code BIZ25O1F3119 must be entered during new account opening to receive this offer. (Expires 3/31/2019)

    Student Value Checking Account - $25 Bonus

    Get $25 when you open a new Student Value Checking account with a minimum opening deposit of $10. Make 10 debit card purchases that post to your account within 60 days of account opening. Student Value Checking is available to students 16 through 25 years of age. Legal guardian co-owner required for those between 16–18 years old. Offer is only available to residents of NH, MA, RI, CT, DE, NY, NJ, or PA. (Expires 3/31/2019)

Articles on Bank Promotions

    Bank Promotions without Direct Deposit

    July 26, 2018 - Reviews
    View list of the best bank bonuses available now without a direct deposit requirement.

    Bank Promotions Survey

    March 11, 2018 - News
    Banks are increasing their promotions, but is it enough? The team at CreditDonkey surveyed over 1,100 Americans to find out what it would take for them to switch to another bank. The answer may surprise you.


About CreditDonkey®
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Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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