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Bank Promotions and Bonuses for January 2023

What banks are offering the best deals for new accounts? View current list of bonus offers and incentives. Earn a bonus for opening a new bank account.

Thinking about opening a new personal checking, savings, or business account? Here are the best banking promotions - all in one list. Be sure to read the details to understand the requirements and eligibility.

Bank Promotion LinkOfferReview
Chase Total Checking®$200 BonusReview
Chase Secure Banking℠$100 BonusReview
Chase College Checking℠$100 BonusReview
Chase Private Client$2,000Review
TD Beyond Checking$300 CashReview
TD Convenience Checking℠$200 CashReview
Discover Online Savings$200 BonusReview
Discover Online Savings$150 BonusReview
CIT Bank Savings Connect4.05% APYReview
Discover Bank Online Savings Account3.30% APYReview
CIT Bank Term CDsUp to 4.65% APYReview
CIT Bank No Penalty CD4.10% APYReview
BMO Harris Smart Advantage™ Account$200 Cash BonusReview
BMO Harris Smart Money™ Account$200 Cash BonusReview
BMO Harris Premier™ Account$350 Cash BonusReview

What banks are having promotions? This list is updated monthly to bring you the best bank bonuses and deals. Bookmark it and check back often.

Top New Bank Account Bonuses and Promotions

Many bank deals pay new customers to open an account. You get a cash bonus for opening an account and meeting certain deposit requirements. FDIC-insured bank accounts also protect your money safely.

Are bank bonuses for opening a new account worth it?

81% Yes
19% No
Source: CreditDonkey poll, December 18, 2021 to December 19, 2021

Checking Account Bonuses

High Yield Savings

Which bank is best to open a savings account?
Here are some of the top savings accounts:

Business Bank Account Bonuses

High Interest Rates

Which bank has the highest interest rates?

CreditDonkey Survey Results

Would you open a new bank account for a $100 bonus?

78% Yes
22% No
Source: CreditDonkey poll, December 18, 2021 to December 19, 2021

How much do you save a month?

23% $0 - $100
26% $100 - $500
19% $500 - $1000
32% Over $1000
Source: CreditDonkey poll, January 29, 2023

What are you saving money for?

11% Retirement
6% College
39% House
6% Vacation
2% Christmas
28% Car
7% Emergency Fund
Source: CreditDonkey poll of 6,531 respondents, January 29, 2023. Totals may not add to 100% due to rounding.

How do Bank Promotions Work?

Bank promotions are incentives for new customers to open a new checking or savings account. Typically, you'll have to make qualifying deposits and keep the account open for a certain amount of time to get the bonus.

Banks benefit by getting new customers. Because when you deposit money with them, they can earn profits by loaning out your cash. That's why banks will typically require some kind of deposit in order to earn a bonus.

You also benefit by getting free money for switching to a new bank. A win-win!

How Can I Qualify for a Bank Account Bonus?

Banks have criteria you must meet to earn an account bonus. To qualify, you usually need to deposit a certain amount of money (in either direct deposits or transfers) within a certain timeframe. You also must keep your account open for a few months or the bonus will be taken back.

Sometimes, the bank may also require that you complete some activities. This can range from making a certain number of debit card purchases, enrolling in mobile banking, or using online bill pay.

Depending on the bank promotion, they may have just one requirement or a combination of a few.

Also, to qualify, you need to be a new customer. Some banks are more strict and say that you cannot have ever received a bonus from them before. Some say that you just can't have closed an account or received a bonus in the past 1 or 2 years. This is to prevent people from opening and closing accounts just to get bonuses.

What's the Best Bank for Me?

The best bank for you depends on what you want out of a bank. Do you want convenience, low fees, or high interest? Here are the different types of banks and why you may pick each one.

  • National banks: best accessibility. These are the big traditional banks such as Bank of America, Wells Fargo, etc. These banks typically have physical locations and ATMs throughout the country. So you can get in-person help and do your banking no matter where you are. However, these banks usually offer very low interest and have fees and/or balance requirements.

  • Regional or community banks: best local service. Regional banks are usually limited to one geographical area, whether it be several states or a single city. They usually offer higher interest and less fees. But you may need to switch banks if you move.

  • Credit unions: best personalized service. These can be thought of mom-and-pop banks. The locations may be very limited (sometimes only one branch), but credit unions offer higher interest, competitive loan rates, and great personalized service.

  • Online banks: best interest rates. If you're comfortable with doing your banking completely on the web or via mobile app, online banks will offer the highest interest rates (in exchange for no physical locations). Many online banks have no account fees and no balance requirements.

Is a credit union better than a bank?
Credit unions generally offer higher interest rates, better loan rates, lower fees, and better personalized customer service than traditional banks. Credit unions are nonprofit, whereas banks are for-profit. Banks have more nationwide accessibility, but the interest rate is usually low and they charge more fees.

Bonus Promotions FAQs

What banks give instant bonuses for opening accounts?
Banks won't give instant bonuses just for opening a new account. They want you to use their account by depositing money, setting up direct deposit, or making purchases. After you complete the qualifying activities, you'll receive your bonus.

How are bank bonuses paid?
After you've met the requirements for the bonus, banks will deposit the cash into your account. Usually, it'll take several business days. The bonus offer should give a timeframe for when they will deposit the bonus.

Does a bank bonus count as income?
Yes, welcome cash bonuses for opening a bank account are considered income. You will get a 1099-INT from the bank and you'll need to report it as interest income on your taxes. It'll be taxed at your ordinary income tax rate.

Does switching banks hurt your credit?
No, switching banks will not hurt your credit. Opening a new bank account is only a soft pull, which doesn't impact your credit score. But, don't forget to switch over automated payments. If payments fail because they're still going to your old bank account, that will harm your credit.

Can you have 2 bank accounts?
There's no limit to how many bank accounts you can have legally. Many people find it helpful to have more than one bank account to stay organized (like a primary account and one for paying bills).

If you're in the market for a 2nd account, it's a great chance to take advantage of bank bonuses.

Methodology: How We Picked the Best Bank Bonuses

First, we picked larger banks that are offering at least $100 bonus. Most of the promotions on our list offer $200 or even more. We chose banks that serve a wide area, so they're available to more people.

We also picked offers that are available to apply for online, since that's more convenient for most people. And you can take advantage of the offer even if you don't live super close to a branch.

The requirements to earn the sign-up bonus offers must be reasonable and relatively easy to meet. There are also some larger bonuses targeted towards premium checking customers with higher criteria.

Finally, we picked bank accounts that we truly feel offer good features and benefits. So that even after you receive your bonus, you'll still find value in being a customer. Hopefully, the sign-up bonus is just an added perk over the long-term benefits.

What Experts Say

CreditDonkey assembled a panel of industry experts to answer readers' most pressing questions. Here's what they said:

Top Banks with Promotions

  • Chase: Only bank in the US with branches in all 48 contiguous states; over 4,700 branches and 16,000 ATMs; many checking options including free accounts for students and kids.
  • Bank of America: Approximately 4,200 locations and 17,000 ATMs; good customer service with extended hours.
  • Wells Fargo: Over 4,500 locations and 12,000 ATMs; many checking options including a second chance account for those who had financial troubles.
  • Ally Bank: Online bank with wide array of services, high interest rates, no fees, and great 24/7 customer service.
  • Discover Bank: Online bank with high interest savings & CDs.
  • Capital One: Hybrid brick-and-mortar and online bank; all banking products have no monthly service fees or minimum opening deposits.
  • CIT Bank Bonus Offers: Online bank with one of the highest interest rates for online savings account.
  • PNC Bank: Unique Virtual Wallet feature and financial tools that help you reach your goals; account fee is easily waived.
  • TD Bank: Extended banking hours and 24/7 customer service; checking account fees waived with low account minimums.
  • Alliant Credit Union: A credit union with high interest rates, ATM fee rebates, and large network of over 80,000 fee-free ATMs. Anyone can join with simple qualifications.


Chase

Pros:
  • More than 4,700 branches
  • New customer coupons
  • Full service banking
Cons:
  • Low interest rates
  • Not in all states

Our Review: StarStarStarStarStarEmpty Star (4.1) Chase has new customer bonuses and a strong nationwide presence. But there are drawbacks. Read this review to see if Chase is a good bank for you... Read full review

Chase Bank $200 Bonus

  • New Chase checking customers enjoy a $200 bonus when you open a Chase Total Checking® account and set up direct deposit
  • Access to more than 16,000 Chase ATMs and more than 4,700 branches
  • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
  • Open your account online now
  • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
  • Chase Overdraft Assist℠ - no overdraft fee if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*

*With Chase Overdraft Assist℠, we won't charge an Insufficient Funds Fee if you're overdrawn by $50 or less at the end of the business day OR if you're overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts.

(Expires 4/19/2023)

Chase Bank $100 Bonus

  • New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
  • Set up direct deposit and you may get your money up to two business days early - exclusively for Chase Secure Banking℠ customers.
  • No minimum deposit to open an account and get started.
  • No overdraft fees with a Chase debit card that helps you stay within your balance.
  • Get more for your money. Chase Secure Banking℠ customers told us they save an average of $50 a month on fees after opening their account.
  • No paper checks to track and no Chase fees on money orders or cashier's checks.
  • Pay bills, cash checks and send money with Zelle® all for a $4.95 monthly service fee.
  • Bank from anywhere with access to more than 16,000 Chase ATMs, more than 4,700 Chase branches, the Chase Mobile® app and Chase Online℠.
Expires 4/19/2023

Chase Business $300 Bonus

  • Earn $300 when you open a new Chase Business Complete Checking℠ account. For new Chase business checking customers with qualifying activities.
  • Multiple ways to waive the Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card.
  • Built-in card acceptance. Accept card payments anytime, anywhere in the U.S., and get transparent pricing with Chase QuickAccept℠.
  • Same-day deposits with QuickAccept. Free up the cash you need to keep your business moving forward with same-day deposits at no additional cost.
  • Alerts to help you stay on top of your account activity.
  • Easy account management through Chase Business Online and the Chase Mobile® app.
  • Unlimited electronic deposits, ACH and Chase QuickDeposit℠
  • Convenient access to more than 16,000 ATMs and more than 4,700 branches.
Expires 2/16/2023

Chase College Checking℠ - $100 Bonus

  • Enjoy $100 as a new Chase checking customer when you open a Chase College Checking℠ account and complete 10 qualifying transactions within 60 days of coupon enrollment.
  • No Monthly Service Fee for up to 5 years if you're a student between the ages of 17-24 at account opening with proof of student status.
  • Students ages 18-24 with a Social Security Number can open an account online or at a Chase branch. Students with no Social Security number and 17-year-olds can only open an account at a branch.
  • Manage your money, see your accounts, and pay your bills using the Chase Mobile® app.
  • Send and receive money in moments using Zelle®.
  • Access to more than 16,000 Chase ATMs and more than 4,700 branches.
  • Start planning for your future by using the budget tool in the Chase Mobile® app to set, track, and adjust your spending to help you save more.
  • Chase Overdraft Assist℠ - no overdraft fee if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*

*With Chase Overdraft Assist℠, we won't charge an Insufficient Funds Fee if you're overdrawn by $50 or less at the end of the business day OR if you're overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts.

(Expires 4/19/2023)

Chase Private Client - $2,000 Bonus

  • You're eligible for a $2,000 bonus when you open a new Chase Private Client Checking account with qualifying activities.
  • Within 45 days of coupon enrollment, transfer a total of $250,000 or more in new money or securities to a combination of eligible checking, savings and/or investment accounts and maintain the balance for at least 90 days from coupon enrollment.
  • Get $2,000 when you open a new Chase Private Client Checking account with qualifying activities. Enjoy your $2,000 bonus which will be deposited into your account within 40 days.
  • Speak with a Private Client Banker to open your Chase Private Client Checking account today. Schedule your meeting at your nearest branch or over the phone.
  • No ATM fees worldwide.
  • No Chase fee on incoming or outgoing wire transfers; can be completed online or over the phone.
  • Experience a financial relationship that brings you more.
  • Save time and money with better banking benefits and special services.
Expires 4/19/2023

J.P. Morgan Self-Directed Investing

  • Get up to $700 when you open and fund a J.P. Morgan Self-Directed Investing account with qualifying new money.
  • $700 when you fund with $250,000 or more
  • $325 when you fund with $100,000-$249,999
  • $150 when you fund with $25,000-$99,999
  • $50 when you fund with $10,000-$24,999
  • Get unlimited commission-free online stock, ETF, fixed income, and options trades when you open an account.
  • $0 Online Commission trades
  • Choose an account that's right for you: General Investing, Traditional IRA or Roth IRA.
  • Access our secure, easy-to-use trading experience online or through the Chase Mobile® app.
  • Our powerful tools and resources are built to help you take control of your investments.

INVESTMENT AND INSURANCE PRODUCTS ARE: NOT A DEPOSITNOT FDIC INSUREDNO BANK GUARANTEEMAY LOSE VALUE

(Expires 4/13/2023)

Chase First Banking℠

Chase First Banking is a debit card for kids age 6-17 with $0 monthly service fee. You must be an existing Chase checking customer to open a Chase First Banking account. The information for the Chase First Banking has been collected independently by CreditDonkey. The details on this page have not been reviewed or provided by the bank.

Referral Program - Up to $500 Bonus

Earn $50 for every referred client who successfully opens a new qualifying checking and/or savings account, and completes qualifying activities. Referred clients must be new Chase customers. Earn a maximum of $500 in referral bonus per calendar year. The information for the Chase Refer a Friend has been collected independently by CreditDonkey. The details on this page have not been reviewed or provided by the bank.

Bank of America

Pros:
  • Large branch network
  • Extended customer service hours
  • Full service banking
Cons:
  • No free checking option
  • Low interest rates
  • Many miscellaneous banking fees

Our Review: StarStarStarStarEmpty StarEmpty Star (3.2) Bank of America is a national bank with many account options and user-friendly online banking. But does this convenience come at a cost? Read on... Read full review

Bank of America Advantage Plus Banking® - $100 Bonus Offer

Open a new Bank of America Advantage Banking account. Use offer code DNE100CIS when opening the checking account. Set up and receive $1,000 or more within 90 days of account opening. Receive the $100 bonus within 60 days after completing all requirements. The $100 bonus offer is an online only offer and must be opened through the Bank of America promotional page. The offer is for new checking customers only. Additional terms and conditions apply. See offer page for more details. Member FDIC (Expires 6/30/2023)

Bank of America Advantage Relationship Banking® - $100 Bonus Offer

Open a new Bank of America Advantage Banking account. Use offer code DNE100CIS when opening the checking account. Set up and receive $1,000 or more within 90 days of account opening. Receive the $100 bonus within 60 days after completing all requirements. The $100 bonus offer is an online only offer and must be opened through the Bank of America promotional page. The offer is for new checking customers only. Additional terms and conditions apply. See offer page for more details. Member FDIC (Expires 6/30/2023)

Bank of America Advantage SafeBalance Banking® - $100 Bonus Offer

Open a new Bank of America Advantage Banking account. Use offer code DNE100CIS when opening the checking account. Set up and receive $1,000 or more within 90 days of account opening. Receive the $100 bonus within 60 days after completing all requirements. The $100 bonus offer is an online only offer and must be opened through the Bank of America promotional page. The offer is for new checking customers only. Additional terms and conditions apply. See offer page for more details. Member FDIC (Expires 6/30/2023)

Business Checking Account - $200 Bonus

Open a new Business Advantage Relationship Banking or Business Advantage Fundamentals™ Banking account. Complete qualifying deposits of $5,000 or more in new money within 30 days of account opening. Maintain an average balance of $5,000 or more beginning 31 calendar days after account opening until 90 calendar days after account opening. Offer is available online only and for new customers only. (Expires 6/30/2023)

Bank of America Advantage Plus Banking®

Business Advantage Fundamentals Banking

  • 200 free transactions per month
  • $7,500 in cash deposits per month
  • Waive the $16 monthly fee in a variety of ways

Business Advantage Relationship Banking

  • 500 free transactions per month
  • $20,000 in cash deposits per month
  • Waive the $29.95 monthly fee by maintaining a $15,000 combined average monthly balance

Featured CD

TermAPY
7 Month3.00%
10 Month0.05%
13 Month3.60%
25 Month3.20%
37 Month0.05%
Rates are for Pasadena, California, and may vary per location.

Fixed CD Term

TermAPY
28 - 179 Days0.03%
6 - 120 Months0.03%
Rates are for Pasadena, California, and may vary per location.

Free Museum Entry

Offer valid for all current Bank of America customers. Enjoy free museum admission on the first full weekend of every month, from more than 225 participating museums. Simply show your Bank of America or Merrill Lynch credit or debit card and an ID, and get one free general admission.

Wells Fargo

Wells Fargo offers nationwide access with thousands of ATMs and branch locations. But are their checkings and savings accounts right for you? Read on to see the best options... Read full review

Personal Checking Account - $200 Bonus

Open a new qualifying consumer checking account. Receive a total of $1,000 or more in qualifying direct deposits to the new checking account within 90 calendar days from account opening (qualification period). $200 bonus will be deposited to the account within 30 days after the qualification period. This offer is for new checking account customers only. (Expires 3/28/2023)

Personal Checking Account - $325 Bonus

Open a new qualifying consumer checking account. Receive a total of $1,000 or more in qualifying direct deposits to the new checking account within 90 calendar days from account opening (qualification period). Bonus will be deposited to the account within 30 days after the qualification period. This offer is for new checking account customers only. (Expires 2/27/2023)

Student Checking Account - $100 Bonus

Open a new consumer checking account. Complete 5 or more qualifying transactions within 60 days of account opening. (Expires 1/31/2023)

Everyday Checking

  • $25 minimum opening deposit
  • Waive the $10 monthly service fee by maintaining a $500 minimum daily balance or receiving $500 or more in qualifying direct deposits

Initiate Business Checking

  • 100 free transactions each fee period
  • $5,000 in cash deposits processed free each fee period
  • $25 minimum opening deposit
  • Waive the $10 monthly service fee by maintaining a $500 minimum daily balance or a $1,000 average ledger balance

Navigate Business Checking

  • 250 free transactions each fee period
  • $20,000 in cash deposits processed free each fee period
  • $0 for stop payments and incoming wires
  • $25 minimum opening deposit
  • Waive the $25 monthly service fee by maintaining a $10,000 minimum daily balance or a $15,000 average ledger balance

Optimize Business Checking

  • Access to treasury management services
  • 250 free transactions each fee period
  • Includes up to 5 linked Optimize Business Checking accounts
  • $25 minimum opening deposit
  • $75 monthly service fee; Can be offset with earnings allowance

Citibank

Pros:
  • Perks for high balance customers
  • Many fee-free ATMs
  • Global presence
Cons:
  • No free checking option
  • Higher balance requirements
  • Low savings APY

Our Review: Citibank, a CreditDonkey partner, offers banking services and credit cards. But service fees and balance requirements are on the high side. Is it the right bank for you?... Read full review

Citi Priority Account - Earn up to $2,000 Cash Bonus

  • Earn up to $2,000 cash bonus when you open a new eligible Citi Priority Checking Account with required activities
  • Within 20 days of opening, deposit the minimum amount of new-to-Citibank funds.
  • Maintain a minimum balance for 60 consecutive calendar days from the 21st day.
  • If your balance falls to a lower tier at any point during the maintenance period, the bonus changes.
  • Bonus will be paid within 30 days after you successfully complete all required activities.
Expires 4/4/2023

Citi Priority Account - Earn up to $2,000 Cash Bonus

Earn up to $2,000 cash bonus when you open a new eligible Citi Priority Checking Account with required activities. Within 20 days of opening, deposit the minimum amount of new-to-Citibank funds. Maintain a minimum balance for 60 consecutive calendar days from the 21st day. If your balance falls to a lower tier at any point during the maintenance period, the bonus changes. Bonus will be paid within 30 days after you successfully complete all required activities.
Balance LevelsMaximum Bonus
$10,000 - $29,999$200
$30,000 - $74,999$500
$75,000 - $199,999$1,000
$200,000 - $299,999$1,500
$300,000 and above$2,000
(Expires 4/4/2023)

Citi Savings Account - Up to $5,000 Bonus

Earn up to $5,000 cash bonus with required activities. Open a new eligible Citi Savings account. Client must enroll in this offer at the same time they open the eligible Citi Savings account. Deposit qualifying new-to-Citibank funds within 20 days of opening savings account. The balance on your 20th day will determine your maximum eligible cash bonus. Maintain the required minimum balance in the account for additional 60 days from 21st day. Offer available in NY, CT, NJ, DC, VA, MD, CA, NV or select markets in IL and FL.
Minimum Deposit and Minimum BalanceCash Bonus
$10,000 - $29,999$100
$30,000 - $49,999$150
$50,000 - $99,999$250
$100,000 - $199,999$500
$200,000 - $499,999$1,000
$500,000 - $999,999$2,500
$1,000,000+$5,000
(Expires 4/3/2023)

Citi Personal Wealth Management - Up to $5,000 Bonus

Earn up to $5,000 cash bonus with required activities. Open and enroll in a new eligible Citi Personal Wealth Management. Deposit qualifying new-to-Citibank funds within 2 months of account opening. Maintain the new funding through the end of the next month (or 3 months after the month of account enrollment). Enroll in e-delivery of statements within 2 months of account opening.
New-to-Citi FundingCash Bonus
$50,000 - $199,999$500
$200,000 - $499,999$1,000
$500,000 - $999,999$2,000
$1,000,000 - $1,999,999$3,000
$2,000,000+$5,000
(Expires 3/31/2023)

Citibank Business Checking - Up to $2,000 Bonus

Earn up to $2,000 cash bonus with required activities. Open a new CitiBusiness (Analyzed), Streamlined, or Flexible Checking account. Within 30 calendar days following account opening, make one or more deposits in new-to-Citibank funds to meet the Qualifying Balance. Maintain the required Qualifying Balance for 60 consecutive calendar days after the Qualifying Balance level is met during the initial 30 calendar day funding period.
Qualifying BalanceBonus
$5,000$200
$15,000$500
$25,000$700
$50,000$1,000
$100,000$1,500
$200,000$2,000
(Expires 7/12/2023)

PNC Bank

Pros:
  • Virtual Wallet tools
  • Relatively easy to waive fees
  • Free student account
Cons:
  • Limited branches
  • Low APY

Our Review: StarStarStarHalf StarEmpty Star (3.5) PNC Bank has relatively low requirements to waive fees and offers many financial tools to help you meet savings goals. Read on to see if this East Coast bank is right for you... Read full review

High Yield Savings Account - 4.00% APY

  • $0 minimum opening deposit.
  • No fees to open or maintain account.
  • Minimum balance to earn interest on your High Yield Savings account is $1.00

Business Checking Account - $200 Bonus

Open a new PNC Business Checking or PNC Business Checking Plus account. Maintain an average cycle balance of $5,000 in your new checking account for each of the first three statement cycles. Make at least 20 qualifying PNC Bank Visa Debit card transactions within the first three statement cycles. This offer is only available to businesses with an annual revenue of less than $5 million. All existing business checking customers, including those who have closed an account in the past 90 days or has been paid a promotional premium in the past 12 months are not eligible for this offer. $200 bonus will be credited to your new business checking account within 90 days after all conditions have been met. (Expires 3/31/2023)

Business Checking Account - $500 Bonus

Open a new PNC Treasury Enterprise Plan or Analysis Business Checking account. Maintain an average cycle balance of $30,000 in your new checking account for each of the first three statement cycles. This offer is only available to businesses with an annual revenue of less than $5 million. All existing business checking customers, including those who have closed an account in the past 90 days or has been paid a promotional premium in the past 12 months are not eligible for this offer. $500 bonus will be credited to your new business checking account within 90 days after all conditions have been met. (Expires 3/31/2023)

Virtual Wallet Checking - $50 Bonus

Open a new Virtual Wallet checking account and make qualified direct deposits totaling $500 or more within 60 days of account opening. Bonus will be awarded within 60-90 days of meeting the requirements. (Expires 3/31/2023)

Virtual Wallet with Performance Select Checking - $400 Bonus

Open a new Virtual Wallet with Performance Select checking account and make qualifying direct deposits totaling $5,000 or more within 60 days of account opening. Bonus will be awarded within 60-90 days of meeting the requirements. (Expires 3/31/2023)

Virtual Wallet with Performance Spend Checking - $200 Bonus

Open a new Virtual Wallet with Performance Spend checking account and make qualifying direct deposits totaling $2,000 or more within 60 days of account opening. Bonus will be awarded within 60-90 days of meeting the requirements. (Expires 3/31/2023)

Refer a Co-Worker – $100 for Each Referral

Available to existing participants of PNC WorkPlace Banking. Earn $100 for every co-worker who opens an eligible WorkPlace Banking checking account. Your friend also gets a reward. Your friends must use your referral coupon when they apply. You can earn this bonus for up to 10 referrals per year, for a total of up to $1,000.

CIT Bank

Pros:
  • High savings APY
  • No monthly fees
  • Low opening deposits
Cons:
  • No physical locations
  • No check writing

Our Review: StarStarStarStarStarEmpty Star (4.4) CIT Bank offers a high interest rate. But how reliable is this online bank? Read this review to find out if what you heard is true... Read full review

CIT Bank Savings Connect

  • Earn 12x the national average
  • $100 minimum opening deposit
  • No monthly maintenance fee

CIT Bank Term CDs - Up to 4.65% APY

  • Up to 4.65% APY
  • $1,000 minimum opening deposit
  • No monthly maintenance fee
TermCD Rates
6 Month4.15% APY
1 Year0.30% APY
13 Month4.65% APY
18 Month4.60% APY
2 Year0.40% APY
3 Year0.40% APY
4 Year0.50% APY
5 Year0.50% APY

CIT Bank No Penalty CD - 4.10% APY

  • 4.10% APY
  • Option to withdraw full balance and interest after 7 days of CD funding date
  • $1,000 minimum to open an account
  • 11 months
  • No monthly maintenance fee

CIT Bank Money Market Account

  • 1.55% APY
  • $100 minimum opening deposit
  • No monthly maintenance fee

CIT Savings Builder - 1.00% APY

Earn up to 1.00% APY. Here's how it works: Maintain a minimum balance of $25k OR make at least a $100 minimum deposit every month. Member FDIC

CIT Bank Jumbo CDs

  • Up to 0.50% APY
  • $100,000 minimum opening deposit
  • No monthly maintenance fee
TermCD Rates
2 Year0.40% APY
3 Year0.40% APY
4 Year0.50% APY
5 Year0.50% APY

CIT Bank Money Market Account

  • Earn over 3x the national average
  • New customers can apply online with a minimum of $100 to open an account
  • Fund the account with electronic transfer, mail in check, or wire transfer
  • No monthly service fees
  • Deposit checks remotely and make transfers with the CIT Bank mobile app

Earn 12x National Average

Save smart and earn 4.05% APY at CIT Bank, a CreditDonkey recommended partner.

Earn 3x National Average

Save smart and earn 1.55% APY at CIT Bank, a CreditDonkey recommended partner.

Discover Bank

Pros:
  • High yield
  • No fees
  • 24/7 customer service
Cons:
  • No interest checking
  • $2,500 minimum deposit for CDs

Our Review: StarStarStarStarStarEmpty Star (4.6) Discover offers high interest rates on its online savings and CD accounts. But there are downsides. Here's what you need to know before you open an account... Read full review

Discover Online Savings - $200 Cash Bonus

To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account, online, in the Discover App or by phone. Enter Offer Code CY323 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200. What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is interest and subject to reporting on Form 1099-INT. Offer ends 3/15/2023, 11:59 PM ET. Offer may be modified or withdrawn without notice. See advertiser website for full details. (Expires 3/15/2023)

Discover Online Savings - $150 Cash Bonus

To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account, online, in the Discover App or by phone. Enter Offer Code CY323 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200. What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is interest and subject to reporting on Form 1099-INT. Offer ends 3/15/2023, 11:59 PM ET. Offer may be modified or withdrawn without notice. See advertiser website for full details. (Expires 3/15/2023)

Online Savings Account - Earn 3.30% APY

  • No fees
  • No minimum opening deposit
  • No minimum balance required

Certificate of Deposit

  • 4.15% APY for 12-month term
  • 4.35% APY for 36-month term
  • 4.40% APY for 5-year term

Money Market Account

  • Earn 3.20% APY for balances under $100,000
  • Earn 3.25% APY for balances $100,000 and over

Discover CD Rates

  • $2,500 minimum opening deposit
  • No fees
  • FDIC insured
TermCD Rates
3 Months1.50% APY
6 Months2.75% APY
9 Months2.85% APY
1 Year4.15% APY
1.5 Years4.25% APY
2 Years4.30% APY
2.5 Years4.30% APY
3 Years4.35% APY
4 Years4.35% APY
5 Years4.40% APY
7 Years4.40% APY
10 Years4.40% APY

IRA Certificate of Deposit

  • 4.15% APY for 12-month term
  • 4.35% APY for 36-month term
  • 4.40% APY for 5-year term

Capital One

Pros:
  • Overdraft protection options
  • No account minimums
  • 27 cafes for in-person support
Cons:
  • Lower savings APY compared to other online banks

Our Review: StarStarStarStarStarEmpty Star (4.3) Capital One 360 checking and savings accounts are free to open and offer higher-than-average APY rates. Does this popular web bank live up to its claims? Find out if it's right for you... Read full review

360 Checking Account

  • $0 opening minimum
  • No monthly service fee
  • No minimum balance requirement
  • 0.10% APY
  • 40,000+ Allpoint ATMs

360 Performance Savings - 3.30% APY

  • 3.30% APY
  • $0 opening minimum
  • No monthly service fee
  • No minimum balance requirement

Basic Business Checking

  • Unlimited free transactions each month
  • $5,000 in free cash deposits each month
  • Waive the $15 monthly service fee by maintaining a prior 30- or 90-day average balance of $2,000 or more

Business Savings

  • 0.20% promotional APY, guaranteed for the first 12 months
  • $250 minimum opening deposit
  • $3 monthly service fee, waived with $300 average daily balance

Capital One 1 Year CD - 4.15% APY

Capital One 2 Year CD - 4.30% APY

Capital One 3 Year CD - 4.30% APY

Capital One 360 CDs

CD TermAPY
6 Months3.30%
9 Months3.30%
12 Months4.15%
18 Months4.25%
24 Months4.30%
30 Months4.30%
36 Months4.30%
48 Months4.20%
60 Months4.10%

Capital One 5 Year CD - 4.10% APY

MONEY Teen Checking Account

  • No monthly service fee
  • No minimum balance
  • Free debit card for kids
  • Parental controls

Regions Bank

Pros:
  • $50 to open checking account
  • Relationship Rewards program
  • LifeGreen Savings annual bonus
Cons:
  • No free checking option
  • Limited branches
  • Low savings APY

Our Review: StarStarStarStarEmpty StarEmpty Star (3.4) Regions Bank offers a variety of deposit products, easy account opening requirements, and special reward programs. Read on to see if this bank is right for you... Read full review

LifeGreen Savings Account – Up to $100 Annual Savings Bonus

Earn a 1% annual savings bonus (up to a maximum of $100) when you open a LifeGreen Savings Account AND have or open a Regions checking account. You must set up a monthly automatic transfer of at least $10 from your Regions checking account to LifeGreen Savings account. Your bonus is based on the average monthly balance for 12 months. The maximum bonus is $100. There is a minimum opening deposit of $50 if you apply online. Available to residents of AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN and TX.

Business Referral Program - $150 Bonus

Referred business must open a new Regions business checking account within 90 days of receiving the invite. Opening deposit should be $500 or more. Within 60 days of account opening, complete at least one Visa Business CheckCard purchase that posts to the new account, and enroll in Online Statements through Regions Online Banking.

Regions Now Savings Account – Up to $100 Annual Savings Bonus

Earn a 1% annual savings bonus (up to a maximum of $100) when you open a Now Savings Account. A deposit of at least $5 to your account each calendar month, beginning with the account opening month is required to earn a 1% annual savings bonus. Your bonus is based on the average monthly balance for 12 months.

Referral Program - $50 Bonus

Get a $50 Visa® Reward Card when a friend opens a new Regions personal LifeGreen® checking account or business checking account. Your referred friend cannot be an existing Regions checking customer, and must complete all requirements in order for you to receive the reward.

Bluevine

Pros:
  • High interest rate
  • $0 monthly fee
  • 2 free checkbooks
Cons:
  • Fees to deposit cash
  • No physical branches

Our Review: StarStarStarStarStarEmpty Star (4.4) Bluevine offers free business checking with a high interest rate. But what's the catch? Is it right for your business? Read on for the full review... Read full review

Business Checking - Up to 2.0% APY

  • 2.0% APY on your balance up to $100,000 for customers that meet monthly eligibility requirements
  • $0 minimum opening deposit
  • $0 monthly service fee
Banking services provided by Coastal Community Bank, Member FDIC

Open a Free Business Checking Account

  • 2.0% APY on your balance up to $100,000 for customers that meet monthly eligibility requirements
  • $0 minimum opening deposit
  • $0 monthly service fee
Banking services provided by Coastal Community Bank, Member FDIC

Business Checking - Up to 2.0% APY

  • 2.0% APY on balances up to $100,000 for eligible customers
  • Unlimited transactions
  • 5 free subaccounts with unique account numbers
  • 2 free checkbooks per year
  • $0 monthly service fee
Banking services provided by Coastal Community Bank, Member FDIC

M&T Bank

Pros:
  • Free checking option
  • High APY for Promo CD
  • Free savings with checking
Cons:
  • Fee heavy
  • Subpar savings APY
  • Limited branches

Our Review: StarStarStarStarEmpty StarEmpty Star (3.4) If you are on the upper East Coast, you probably see M&T Bank frequently. With a free checking option and a range of deposit accounts, does it meet your needs?... Read full review

M&T Tailored Business Checking Account - $500 Bonus

Open a new M&T Tailored Business checking account. Receive $500 if the Average Ledger Balance in the account is at least $5,000 for the third full calendar month after the account was opened. Bonus will be credited to your account within 45 days after the end of the third full calendar month after the account was opened. (Expires 3/31/2023)

Personal Checking Account - Up to $200 Bonus

Get up to $200 cash bonus by opening any M&T personal checking account (excluding MyWay Banking) online or at your local M&T Bank. Make a total of at least $500 in qualifying direct deposits within 90 days of account opening. Cash bonus will be rewarded within 90 days after direct deposit. (Expires 3/31/2023)

TD Bank

Pros:
  • Extended banking hours
  • Low requirements to waive monthly fees
  • No foreign transaction fees
Cons:
  • No free checking
  • Low APY
  • Only on East Coast

Our Review: StarStarStarStarEmpty StarEmpty Star (3.9) TD Bank offers extended customer hours and easy online banking. Are these perks worth it? Find out what makes TD Bank a great choice for you and some reasons to look elsewhere... Read full review

TD $300 Beyond Checking Bonus

  • Earn $300 when you receive direct deposits totaling $2,500 or more within 60 days
  • Get more from your checking account. With TD Beyond Checking with Payback Plus, you'll earn interest and get reimbursed for non-TD ATM transactions, Overdraft Payback and more.
  • Monthly maintenance fee waived when you receive monthly direct deposits of $5,000 or more within a statement cycle, or maintain a minimum daily balance of $2,500, or a combined balance of $25,000 across eligible TD accounts.
  • TD ATM fees waived at any ATM and non-TD fees reimbursed when you keep at least a $2,500 daily balance
  • Get overdraft fees automatically reversed up to two times a year.
  • Get your money where it needs to go —fast— with Rush Bill Payments, Send Money with Zelle®, incoming wires and a reimbursement for one outgoing wire (domestic or international) per statement cycle.
  • TD checking accounts come with an instant-issue debit card - and, you can pay with confidence with contactless technology Visa Zero Liability protection and 24/7 fraud monitoring.
  • Monthly maintenance fee waived on one TD Simple Checking℠ account and any Savings accounts. Plus, get free standard check orders, money orders, official bank checks and stop payments.
Expires 10/31/2023

TD $200 Convenience Checking Bonus

  • Earn $200 when you receive direct deposits totaling $500 or more within 60 days
  • Low minimum daily balance of $100 waives the $15 monthly fee.
  • Students and young adults ages 17 through 23 get additional perks like no minimum balance requirements and no monthly maintenance fee.
  • Instantly replace a lost, stolen, or damaged debit card by visiting a TD Bank location near you
  • Access accounts via Online Banking with Bill Pay, Online Statements, Send Money with Zelle and TD Bank Mobile Deposit. Plus, get 24/7 cash access at TD ATMs in the U.S. and Canada and around-the-clock Live Customer Service.
  • TD checking accounts come with an instant-issue debit card - and, you can pay with confidence with contactless technology Visa Zero Liability protection and 24/7 fraud monitoring.
  • Get a 0.25% discount on TD Bank Home Equity and Personal Loans.
Expires 10/31/2023

TD Beyond Savings - $200 Cash Bonus

For new Customers only. Earn $200 when you deposit $20,000 or more in new money within 20 days of account opening, then maintain a balance of at least $20,000 for 90 days from the date the deposit requirement is initially met. (Expires 10/31/2023)

TD Simple Savings - $200 Cash Bonus

For new Customers only. Earn $200 when you deposit $20,000 or more in new money within 20 days of account opening, then maintain a balance of at least $20,000 for 90 days from the date the deposit requirement is initially met. (Expires 10/31/2023)

TB Business Convenience Checking Plus

  • 500 free transactions each month
  • $5,000 in cash deposits processed free each month
  • Waive the $25 monthly service fee by maintaining a $1,500 combined minimum daily balance with one TD personal checking account

Citizens Bank

Pros:
  • One Deposit Checking
  • GoalTrack Savings
  • 24/7 customer service
Cons:
  • Low APY
  • Heavy overdraft fees
  • Limited branches

Our Review: StarStarStarStarEmpty StarEmpty Star (3.8) Are you looking for a bank that will not only keep your money, but also help push you to meet your financial goals? If so, you may want to consider Citizens Bank... Read full review

Personal Checking Account - $300 Bonus

Open a new qualifying checking account. Have at least one single direct deposit of $500 or more post to your new checking account within 60 days of account opening. (Expires 3/16/2023)

Personal Checking Account - $400 Bonus

Earn $300 when you open a new qualifying checking account and have at least one single direct deposit of $500 or more post to your new checking account within 60 days of account opening. Earn $2 for every completed qualified debit card transaction, up to $100, within the next 60 days of account opening. (Expires 3/16/2023)

Clearly Better Business Checking

  • $0 monthly fee
  • No minimum balance requirement
  • Up to 200 check transactions per statement period at no charge

Lili

Pros:
  • No monthly fees
  • Expense tracking
  • Save for taxes
Cons:
  • Best features only for Lili Pro
  • No checks
  • Fee to deposit cash

Our Review: StarStarStarStarStarEmpty Star (4.4) Lili offers a free business checking account with tax planning and expense tracking tools. Review the features to find out if Lili is worth it... Read full review

Free Checking Account for Sole Proprietors and Single-Member LLC

  • Sign up in 3 minutes; no credit check
  • No account fees - $0 monthly fee, overdraft fee, foreign transaction fee, or ATM fees at 38,000+ locations
  • Auto save for taxes
  • Track write-offs with a swipe
  • Prefilled annual Schedule C
Banking services provided by Choice Financial Group, Member FDIC

Free Checking Account for Sole Proprietors and Single-Member LLC

  • $0 monthly service fees
  • $0 minimum opening deposit
  • No minimum balance requirement
  • No foreign exchange fee
  • Get direct deposits up to 2 days earlier
Banking services provided by Choice Financial Group, Member FDIC

Free Checking Account for Sole Proprietors and Single-Member LLC

  • $0 monthly service fees
  • Categorize and track business expenses
  • Save for taxes automatically
  • Get direct deposits up to 2 days earlier
  • No foreign transaction fees
Banking services provided by Choice Financial Group, Member FDIC

Free Checking Account for Sole Proprietors and Single-Member LLC

  • $0 monthly fee
  • $0 minimum balance
  • No ATM fee at 38,000+ locations
  • Auto save for taxes
  • Track write-offs with a swipe
  • Prefilled annual Schedule C
  • No overdraft fees
  • No foreign transaction fees
Banking services provided by Choice Financial Group, Member FDIC

Lili Pro Business Checking

  • $9.00 monthly service fee
  • Emergency savings account with 1.50% APY
  • Create and send unlimited invoices
  • Up to $200 fee-free overdraft
  • Cashback with selected merchants
Banking services provided by Choice Financial Group, Member FDIC

Ally Bank

Pros:
  • CD options
  • No account minimums
  • Good customer service
Cons:
  • Low Checking APY for lower balance customers

Our Review: StarStarStarStarStarEmpty Star (4.4) Ally Bank offers good interest rates and no account minimums. But is this popular online bank good for you? Learn the benefits (and drawbacks) here... Read full review

Online Savings Account - 3.30% APY

$0 minimum opening deposit. No minimum balance requirement. No fees to open or maintain account.

Interest Checking

  • 0.10% APY for daily balances less than $15,000
  • 0.25% APY for daily balance over $15,000
  • Be reimbursed $10/month for ATMs outside of Ally Network
  • $0 Minimum Opening Deposit
  • No Fees to Open or Maintain Account
  • FDIC insured
  • Daily Compounding Interest

Money Market - 3.30% APY

  • 3.30% APY
  • Unlimited deposits and ATM withdrawals, and up to 6 additional transaction
  • Be reimbursed $10/month for ATMs outside of Ally Network
  • $0 Minimum Opening Deposit
  • No Fees to Open or Maintain Account
  • FDIC insured
  • Daily Compounding Interest

Term CDs

  • Up to 4.35% APY
  • $0 Minimum Opening Deposit
  • Up to 5 years
  • No monthly maintenance fee
  • FDIC insured
  • Daily Compounding Interest

Raise Your Rate CDs

  • 3.30% APY
  • 2 or 4-Year Terms
  • Opportunity to increase your rate once over the 2-year term or twice over the 4-year term
  • $0 Minimum Opening Deposit
  • No monthly maintenance fee
  • FDIC insured
  • Daily Compounding Interest

No Penalty CD

  • Withdraw Full Balance and Interest After 6 Days of CD Funding Date Without Penalty
  • 3.85% APY
  • 11 Months
  • No monthly maintenance fee
  • FDIC insured
  • Daily Compounding Interest

Ally Bank 1-Year CD - 4.25%

Ally Bank 3-Year CD - 4.35%

Ally Bank 5-Year CD - 4.35%

High Yield CDs

CD TermAPY
3 Months2.00%
6 Months3.40%
9 Months3.50%
12 Months4.25%
18 Months4.25%
3 Years4.35%
5 Years4.35%

Associated Bank

Pros:
  • Wide ATM network
  • 24/7 customer service
  • Special Term CD with high APY
Cons:
  • No free checking option
  • High account fees
  • Limited branches

Our Review: StarStarStarStarEmpty StarEmpty Star (3.6) If you live in the Midwest, you've likely heard of Associated Bank. Its account offerings are basic with higher fees, but is it a good fit for you? Read on... Read full review

Bank At Work - $200 Bonus

Open a new eligible Associated Bank checking account. Make direct deposits totaling to $500 or more within 90 days of account opening. Receive $200 when the sum of your daily average balance for all your open Associated Bank deposit accounts for 31-90 days is $1,000-$4,999.99. The sum of the average daily balance will be computed after 90 days of account opening. (Expires 12/31/2023)

Bank At Work - $300 Bonus

Open a new eligible Associated Bank checking account. Make direct deposits totaling to $500 or more within 90 days of account opening. Receive $300 when the sum of your daily average balance for all your open Associated Bank deposit accounts for 31-90 days is $5,000-$9,999.99. The sum of the average daily balance will be computed after 90 days of account opening. (Expires 12/31/2023)

Bank At Work - $400 Bonus

Open a new eligible Associated Bank checking account. Make direct deposits totaling to $500 or more within 90 days of account opening. Receive $400 when the sum of your daily average balance for all your open Associated Bank deposit accounts for 31-90 days is 10,000 or more. The sum of the average daily balance will be computed after 90 days of account opening. (Expires 12/31/2023)

Business Checking Account - Up to $300 Bonus

Open a new Associated Bank Business Foundation Checking, Business Core Checking, or Business Advanced Checking account. Complete 5 customer initiated transactions within 60 days of account opening. Enroll in Associated Connect® or Associated Bank Digital Banking within 60 days of account opening. (Expires 3/31/2023)

Brewers Checking Account - $200 Bonus

Open a new eligible Associated Bank checking account. Receive direct deposits totaling to $500 or more within 90 days of account opening. Receive $200 when the sum of your daily average balance for all your open Associated Bank deposit accounts for 31-90 days is $1,000-$4,999.99. The sum of the average daily balance will be computed after 90 days of account opening. (Expires 2/28/2023)

Brewers Checking Account - $300 Bonus

Open a new eligible Associated Bank checking account. Receive direct deposits totaling to $500 or more within 90 days of account opening. Receive $300 when the sum of your daily average balance for all your open Associated Bank deposit accounts for 31-90 days is $5,000-$9,999.99. The sum of the average daily balance will be computed after 90 days of account opening. (Expires 2/28/2023)

Brewers Checking Account - $400 Bonus

Open a new eligible Associated Bank checking account. Receive direct deposits totaling to $500 or more within 90 days of account opening. Receive $400 when the sum of your daily average balance for all your open Associated Bank deposit accounts for 31-90 days is 10,000 or more. The sum of the average daily balance will be computed after 90 days of account opening. (Expires 2/28/2023)

Business Foundation Checking

  • $0 monthly fee
  • No minimum balance requirement
  • No fee for first 50 transactions

Referral Program - Up to $500 Bonus

Earn $50 for every referred client who successfully opens a new qualifying account, and completes qualifying activities. Referred clients will get $50 bonus. Earn a maximum of $500 in referral bonus per calendar year.

goHenry

Pros:
  • App evolves with your child
  • Flexible parental controls
  • Game-like educational tools
Cons:
  • Accounts don't earn interest
  • Can't cancel through the app

Our Review: StarStarStarStarEmpty StarEmpty Star (3.8) GoHenry offers kids a debit card and fun money lessons. But is it worth the monthly fee? Find out the pros, cons, and whether it's safe for your child... Read full review

GoHenry Kids' Debit Card

  • Real-time spend notifications.
  • Block and unblock cards easily.
  • Teach financial independence safely.
GoHenry card is issued by Community Federal Savings Bank, member FDIC

Relay

Pros:
  • Up to 20 checking accounts
  • Up to 50 debit cards
  • $0 monthly fee
Cons:
  • No interest
  • No paper checks

Our Review: StarStarStarStarStarEmpty Star (4.6) Relay Financial offers online banking services for businesses. Yes, it is free. But, is it the right platform for you? Find out... Read full review

No-Fee Business Checking

  • $0 monthly service fee
  • $0 minimum opening deposit
  • Open up to 20 individual business checking accounts
  • Issue up to 50 Mastercard® debit cards to your team
Banking services provided by Evolve Bank & Trust; Member FDIC.

Synchrony Bank

Pros:
  • Savings with ATM card
  • High APY
  • All balance tiers receive same rate
Cons:
  • No checking account
  • Limited customer service hours

Our Review: StarStarStarStarStarEmpty Star (4.3) Synchrony offers some of the highest savings and CD rates. But there are downsides. Read this review before you open an account... Read full review

High Yield Savings - 3.75% APY

$0 minimum opening deposit. No minimum balance requirement. No fees to open or maintain account.

Money Market

  • 2.25% APY
  • $0 minimum opening deposit
  • No minimum balance requirement
  • No fees to open or maintain account
  • ATM card
  • Daily Compounding Interest
  • FDIC Insured

Certificate of Deposit

  • Up to 4.60% APY
  • Up to 5 years
  • $0 minimum opening deposit
  • Daily Compounding Interest
  • FDIC Insured

12-Month CD - 4.30% APY

24-Month CD - 4.30% APY

36-Month CD - 4.30% APY

60-Month CD - 4.30% APY

Certificate of Deposit

CD TermAPY
3 Months2.25%
6 Months3.90%
9 Months3.95%
12 Months4.30%
13 Months4.30%
14 Months4.60%
15 Months4.30%
16 Months4.30%
18 Months4.50%
19 Months4.50%
24 Months4.30%
36 Months4.30%
48 Months4.30%
60 Months4.30%

IRA CD

  • Up to 4.60% APY
  • Up to 5 years
  • $0 minimum opening deposit
  • Ability to open Roth or Traditional IRA
  • Ability to add funds during 10-day grace period after CD maturity
  • FDIC Insured

IRA Money Market Account

  • 2.25% APY
  • $250 minimum deposit to open account
  • Ability to open Roth or traditional IRA account
  • Make deposits at any time rather than waiting for a maturity date
  • FDIC Insured

TIAA Bank

Pros:
  • High APY
  • No monthly service fees
  • Refund ATM fees
Cons:
  • Large minimum deposit

Our Review: StarStarStarStarStarEmpty Star (4.2) If you have a large opening deposit, TIAA Bank provides a variety of options at high rates. But there are downsides. Read on to see if it's right for you... Read full review

Yield Pledge Checking

  • 0.25% APY on all balance tiers
  • $100 Minimum Opening Deposit
  • No monthly service fee
  • U.S. ATM fees reimbursement (unlimited with minimum average daily balance of $5,000; otherwise up to $15/monthly)
  • Top 5% yields always
  • Daily Compounding Interest
  • FDIC insured

Yield Pledge Money Market

  • Up to 3.35% APY
  • $500 Minimum Opening Deposit
  • No monthly service fee
  • Move money up to 6 times a month
  • U.S. ATM fees reimbursement (unlimited with minimum average daily balance of $5,000; otherwise up to $15/monthly)
  • Top 5% yields always
  • Daily Compounding Interest
  • FDIC Insured

Bump Rate CD

  • 3.80% APY
  • 3.5-Year Term
  • $1,500 Minimum Opening Deposit
  • Opportunity to increase your rate once over the term
  • No monthly maintenance fee
  • Daily Compounding Interest
  • FDIC insured

Basic CD

  • Up to 4.30% APY
  • Terms from 3 months to 5 years
  • $1,000 minimum opening deposit
  • No monthly service fee
  • Automatic renewal on maturity
  • FDIC insured

Small Business Checking

  • $0 monthly fees
  • $1,500 minimum to open
  • ATM fee reimbursements

Yield Pledge Checking Account - $150 Bonus

This offer is only available to current employees of an institution participating in TIAA Bank's Workplace Banking program who are opening their first TIAA Bank Yield Pledge checking account. Open a new Yield Pledge Checking account online from a participating institution's dedicated Workplace Banking webpage or by calling 833-880-8422. Use offer code 14627. Make one or more qualifying direct deposits totaling at least $1,000 that are credited to your new Yield Pledge Checking account within the first 90 days of the account opening. Bonus will be deposited to your account within 120 days of the account opening.

Yield Pledge Money Market Account - $300 Bonus

This offer is only available to current employees of an institution participating in TIAA Bank's Workplace Banking program who are opening their first Yield Pledge Money Market account. Open a new Yield Pledge Money Market account online from a participating institution's dedicated Workplace Banking webpage or by calling 833-880-8422. Use offer code 14627. Fund your account with at least $15,000 in new money (funds transferred from another financial institution). Bonus will be deposited to your account within 120 days of the account opening. Maintain at least a $15,000 minimum balance in the account as of the 20th day following your account opening date and every day for the next 70 days, including through that 70th day.

Greenlight

Pros:
  • Great parental controls
  • Teaches money management for kids
  • Excellent education and savings tools
Cons:
  • High fees
  • Can't deposit physical cash
  • Difficult to close account

Our Review: StarStarStarStarEmpty StarEmpty Star (3.8) Looking to teach your kids or tweens how banks and debit cards really work? Greenlight may be for you. Learn the pros, cons, fees, and more in this review... Read full review

Greenlight Debit Card for Kids

All Ages - Banking and Invest in One App

  • Flexible controls, spending notifications, in-app chore list
  • Age: No minimum age
  • Fees: Starts at $4.99/month, per family (up to 5 kids). $9.98/month for Greenlight Max. $14.98 per month for Greenlight Infinity.
Your funds will be held at Community Federal Savings Bank, an FDIC-insured institution.

Novo

Pros:
  • No monthly fees
  • Unlimited ATM refunds
  • Lots of software integrations
Cons:
  • No cash deposits
  • Can't send wires

Our Review: StarStarStarStarEmpty StarEmpty Star (3.3) Novo Bank provides digital banking services for entrepreneurs and small businesses. Explore Novo's features, business perks, and fees in this review... Read full review

Free Business Checking

  • $0 monthly service fee
  • $50 deposit to unlock all features
  • Unlimited ATM fee rebates
Banking services provided by Middlesex Federal Savings F.A., Member FDIC

Free Business Checking

  • $0 monthly service fee
  • Unlimited ATM fee rebates
  • Free ACHs, incoming wires, and mailed checks
  • Up to 10 Reserves to manage multiple budgets
  • Thousands of app integrations
Banking services provided by Middlesex Federal Savings F.A., Member FDIC

Novo Boost (available for payments processed via Stripe)

  • Get paid faster and speed up cash flow
  • Access funds in hours instead of days
  • Connect with 50+ tools to help grow your business

KeyBank

Pros:
  • HelloWallet financial tools
  • Free checking option
  • 24/7 customer service
Cons:
  • Limited branches
  • High account fees

Our Review: StarStarStarStarEmpty StarEmpty Star (3.3) Are you looking for a no-frills checking account or maybe a bank that offers relationship banking services/interest rates? You may have found your fit with KeyBank... Read full review

Personal Checking Account - $400 Bonus

Open a qualifying checking account using offer code RETK0123. Make at least one direct deposit of $500 or more within 60 days of account opening. $400 will be deposited to your account within 60 days after completing the requirements. Qualifying Key Checking accounts are Key Smart Checking, Key Advantage Checking, Key Privilege Checking, and Key Privilege Select Checking. (Expires 3/3/2023)

Personal Checking Account - $200 Bonus

Open a qualifying checking account using offer code ONAS0123. Make at least one direct deposit of $500 or more within 60 days of account opening. $200 will be deposited to your account within 90 days after completing the requirements. Qualifying Key Checking accounts are Key Smart Checking, Key Advantage Checking, Key Privilege Checking, and Key Privilege Select Checking. Offer available online only. (Expires 2/3/2023)

Referral Program - Up to $500 Bonus

You must be a current KeyBank consumer checking or savings client at the time of referral. Earn $100 for every referral who successfully opens a qualifying checking account, and completes all qualifying requirements. You can earn a maximum of $500 per calendar year. Referred clients will get $100 in bonus. (Expires 12/31/2023)

Axos Bank

Pros:
  • Checking with rewards
  • No monthly fee
  • Domestic ATM rebates
Cons:
  • Low CD rates
  • No physical branches

Our Review: StarStarStarStarEmpty Star (4.0) Axos Bank offers full-service banking completely online with no fees. Find out below whether they can replace your traditional bank account... Read full review

Rewards Checking - Up to 1.25% APY

  • Use the promo code RC100 when you apply for a Rewards Checking account by 3/31/2023. Then have qualifying direct deposit(s) to earn a $100 welcome bonus!
  • Up to 1.25% APY
  • Zero monthly maintenance fees
  • Zero overdraft or NSF fees
  • Zero minimum monthly balance reqs
  • Unlimited domestic ATM fee reimbursements
  • Online debit card management
  • Simple, 3-step process for direct deposit
  • Only $50 to open an account

Basic Business Checking - $200 Bonus

  • New business owners get a $200 welcome bonus!
  • Zero monthly maintenance fees
  • Unlimited Transactions
  • Unlimited domestic ATM fee reimbursements
  • $0 Minimum Opening Deposit requirement
  • 2 Free Domestic Wires, monthly
  • Cash Deposit capability via MoneyPass and AllPoint networks

Essential Checking

  • Unlimited domestic ATM reimbursements
  • No monthly maintenance fees
  • No annual fee
  • No overdraft or non-sufficient funds fee

High Yield Savings - Up to 0.61% APY

  • 0.61% APY on balance < $25,000
  • 0.25% APY on balance $25K-$100K
  • 0.15% APY on balance > $100K
  • No monthly maintenance fees
  • No minimum balance requirements
  • $250 minimum opening deposit
  • Free incoming wires
  • Zero minimum balance requirement

Business Interest Checking - 1.01% APY

  • New business owners get a $200 welcome bonus!
  • Earn up to 1.01% APY*
  • $100 minimum opening deposit
  • Pay no monthly maintenance fee with an average daily balance of at least $5,000
  • Unlimited domestic ATM fee reimbursements
  • Up to 100 free items per month, $0.50 per item thereafter (includes debits, credit, and deposited items)
  • Up to 60 items per month for Remote Deposit Anywhere (includes monthly per item processing limitation)

CashBack Checking - Earn up to 1.00% Cash Back

  • Earn up to 1.00% cash back on signature-based purchases
  • Unlimited domestic ATM fee reimbursement
  • No monthly maintenance fee
  • $50 minimum balance required to open account

Business Savings - $200 Bonus

  • New business owners get a $200 welcome bonus!
  • Earn 0.20% APY
  • $1,000 minimum opening deposit
  • No monthly maintenance fees with $2,500 minimum average daily balance

First Checking - 0.10% APY

  • Joint checking account for 13-17 year olds
  • No fees
  • Up to $12 domestic ATM fee reimbursements per month

Golden Checking - 0.10% APY

  • Interest-bearing checking account for age 55+
  • No fees
  • Free personal checks

High Yield Money Market - 0.25% APY

  • 0.25% APY on all balance tiers
  • No minimum balance requirements
  • No fees to open or maintain account
  • Free Visa debit card
  • Free online bill pay, free limited checks, and free limited online check images
  • FDIC Insured

Charles Schwab Bank

Pros:
  • No account minimum
  • No service fees
  • Refund all ATM fees
Cons:
  • Only checking or savings
  • Must do banking online

Our Review: StarStarStarStarStarEmpty Star (4.1) Charles Schwab is more than a brokerage. It also offers high yield checking and savings interest rates that might far surpass your local bank. Read on to learn the pros and cons... Read full review

High Yield Investor Checking – Unlimited ATM Rebates

Open a High Yield Investor Checking account and get unlimited ATM rebates worldwide. Charles Schwab will reimburse ATM fee at the end of every statement cycle. There is no minimum balance requirement and no service fees. You must open a Schwab brokerage account too, but you don't have to use it.

First Internet Bank

Interest Checking

  • 0.50% APY
  • $100 Minimum Opening Deposit
  • $10 monthly service fee, waived with $500 average daily balance
  • Up to $10/month ATM fee reimbursement
  • FDIC insured

Money Market Savings Account

  • 3.35% APY with a daily balance of $1,000,000 or less
  • 4.39% APY with a daily balance above $1,000,000
  • $100 Minimum Opening Deposit
  • $5 monthly service fee, waived with $4,000 average daily balance
  • Free ATM card
  • Up to $10/month ATM fee reimbursement
  • FDIC insured

Regular Savings

  • 0.80% APY
  • $25 Minimum Opening Deposit
  • $5 monthly service fee, waived with $4,000 average daily balance
  • Free ATM card
  • Up to $10/month ATM fee reimbursement
  • FDIC insured

High Yield CD

  • Up to 4.75% APY
  • Up to 5 years
  • $1,000 Minimum Opening Deposit
  • No monthly service fee
  • FDIC insured

Business Savings

  • 0.90% APY with a daily balance of $250,000 or less
  • $100 minimum opening deposit
  • $2 monthly service fee, waived with $1,000 average daily balance

Small Business Checking

  • $0 monthly fee
  • Earn 0.50% APY with an average daily balance of $10,000
  • No minimum balance required
  • No transaction fees

First National Bank of Omaha

Personal Checking Account - Up to $300 Bonus

Open a new qualifying checking account. Use promo code 700 at account opening. Set up and receive qualifying direct deposits totaling $500 for 3 consecutive 31-day periods for a total of $1,500. Direct deposits must be received within 124 days from opening the account. Offer valid only in FNBO branches in CO, IA, IL, KS, NE, SD, TX, and WY. Offer valid online in CO, IA, IL, KS, NE, SD, MO, and limited areas of TX, WI, and WY. (Expires 3/20/2023)

Personal Checking and Savings Account - Up to $500 Bonus

Open a new qualifying checking account. Use promo code 700 at account opening. Set up and receive qualifying direct deposits totaling $500 for 3 consecutive 31-day periods for a total of $1,500. Direct deposits must be received within 124 days from opening the account. Open a new Basic Savings, Savings, or Premier Savings account. Maintain an average balance of at least $3,000 in the savings account for 90 days after account opening. Offer valid only in FNBO branches in CO, IA, IL, KS, NE, SD, TX, and WY. Offer valid online in CO, IA, IL, KS, NE, SD, MO, and limited areas of TX, WI, and WY. (Expires 3/20/2023)

Free Business Checking

  • $0 monthly fee
  • No minimum balance requirement
  • 150 free transactions per month

MemoryBank

EarnMore Checking Account - 0.02% APY

Earn 0.02% APY on balances up to $250,000. There is a $50 minimum to open account. There is no minimum balance requirement and no monthly service fee. FDIC Insured.

Money Market Account - 0.15% APY

Earn up to 0.15% APY on balances from $0.01-1,000,000. There is a $50 minimum to open account. There is no minimum balance requirement and no monthly service fee. FDIC Insured.

Popular Direct

High-Rise Savings Account

  • 4.16% APY
  • $5,000 Minimum Opening Deposit
  • FDIC Insured

Certificate of Deposit

  • Up to 4.75% APY
  • Up to 5 years
  • $10,000 Minimum Balance
  • FDIC Insured

Salem Five Direct

eOne Savings Account

  • 4.10% APY
  • $10 Minimum Opening Deposit
  • No Minimum Balance Requirement
  • No Fees to Open or Maintain Account
  • FDIC Insured

eOne Certificate of Deposit

  • Up to 3.25% APY
  • 12-month, 18-month, or 24-month
  • $10,000 Minimum Balance (Max $500,000)
  • No Fees to Open or Maintain Account
  • FDIC Insured

eOne Checking

  • 0.01% APY
  • $10 Minimum Opening Deposit
  • No Minimum Balance Requirement
  • No Fees to Open or Maintain Account
  • Free debit card with cash back on all non pin-based purchases
  • Up to $15/month ATM fee reimbursement
  • FDIC Insured

First Citizens Bank

Pros:
  • Low opening deposit on some accounts
  • Monthly fees can be waived
  • Overdraft protection available
Cons:
  • Low APYs
  • Only available in 19 states

Our Review: StarStarStarEmpty StarEmpty StarEmpty Star (2.9) First Citizens Bank offers many account options with low opening deposits and fees. But there are downsides. Find out if First Citizens is a good bank for you... Read full review

Free Checking

  • $0 monthly fee when you enroll in paperless statements
  • $50 minimum opening deposit
  • No minimum balance

Online Savings

Basic Business Checking

  • $0 monthly fee
  • $100 opening deposit
  • 150 free transactions each month
  • $5,000 in cash deposits processed free each month

Premier Checking

Prestige Checking

Savings Account - $25 Bonus

Open a new Coverdell Education Savings account within 60 days of enrolling in Your Family First. Minimum opening deposit of $250 per account is required to obtain the reward.

CD

Money Market

Quontic

Pros:
  • No monthly service fee
  • High interest rate
  • Bitcoin rewards account
Cons:
  • Basic mobile app
  • $5/mo inactivity fee

Our Review: StarStarStarStarStarEmpty Star (4.3) Quontic Bank aims to provide a better experience (and rewards) for those underserved by traditional banks. Review the rates, fees, and customer reviews... Read full review

High Yield Savings - 3.50% APY

  • 3.50% APY
  • $100 minimum opening deposit
  • No monthly service fees

High Interest Checking - Up to 1.10% APY

  • Earn up to 1.10% APY
  • $100 minimum opening deposit
  • APY is based on the account balance and making at least 10 qualifying debit card point-of-sale transactions of $10.00 or more per statement cycle.

CD Rates - Up to 4.45% APY

  • $500 minimum opening deposit
  • FDIC insured
TermCD Rates
6 Months3.50% APY
1 Year4.25% APY
2 Years4.15% APY
3 Years4.30% APY
5 Years4.45% APY

Money Market Account - Up to 3.50% APY

  • Earn 3.50% Annual Percentage Yield
  • No monthly maintenance or overdraft fees
  • $100 minimum deposit required to open an account

Bitcoin Rewards Checking

  • Get 1.5% Bitcoin on All Eligible Debit Card Purchases
  • $500 minimum opening deposit

Cash Rewards Checking

  • Get 1.5% Cash Back on All Eligible Debit Card Purchases
  • $100 minimum opening deposit

Albert

Albert Cash Mobile Banking

  • $0 monthly fee
  • $0 minimum opening deposit
  • Get paid up to 2 days early
  • Up to $250 cash advance with no interest or late fees
Albert is not a bank. Banking services provided by Sutton Bank, Member FDIC. Albert Savings accounts are held for your benefit at FDIC-insured banks, including Coastal Community Bank, Axos Bank, and Wells Fargo, N.A.

Cash Advance up to $250

  • Up to $250 cash advance from your next paycheck
  • No interest
  • No late fees
  • No credit check

Albert Genius - Bank, Save, and Invest

  • $0 minimum opening deposit
  • Access to human financial experts for all your money questions
  • Automatically save with Smart Savings
  • Invest starting from $1
  • 30-day free trial
Albert is not a bank. Banking services provided by Sutton Bank, Member FDIC. Albert Savings accounts are held for your benefit at FDIC-insured banks, including Coastal Community Bank, Axos Bank, and Wells Fargo, N.A.

Albert Cash - $150 Bonus

To be eligible for bonus, receive a qualifying direct deposit of at least $500 within 45 days of sign up and every 30 days for 90 consecutive days. Spend at least $200 on qualifying goods and services with your Albert debit card every 30 days during the same 90-day period. All criteria must be fulfilled within 150 days of joining Albert. Terms apply. See app for details. Albert is not a bank. Banking services provided by Sutton Bank, Member FDIC. Albert Savings accounts are held for your benefit at FDIC-insured banks, including Coastal Community Bank, Axos Bank, and Wells Fargo, N.A.

Alliant Credit Union

Pros:
  • No monthly fee
  • Earns interest
  • 80,000+ in-network ATMs
Cons:
  • Few parental controls
  • Limited features
  • Low spending limits

Our Review: StarStarStarStarEmpty StarEmpty Star (3.8) Looking for a good checking account for teenagers? Find out if Alliant Teen Checking is safe and legit for your child... Read full review

Savings Account - $100 Bonus

Open a new Ultimate Opportunity Savings account online or by calling 800-328-1935. Enroll in offer by mentioning “Suze Orman's The Ultimate Opportunity Savings Account promotion” at account opening. Fund the account by transfers and/or deposits totaling $100 or more each month for 12 consecutive months. The first $100 must be transferred and/or deposited within 30 days of account opening. Transferred and/or deposited funds must post to the account by the last day of the month. Bonus will be deposited to the account within 4 weeks after completing the requirements. (Expires 12/31/2023)

Alliant Credit Union High-Rate Checking

  • 0.25% APY when you opt in to eStatements and have at least one monthly electronic deposit to your account
  • No monthly service fee
  • No minimum balance requirement
  • Up to $20/month in ATM fee rebates

High-Rate Savings

  • 2.70% APY when you maintain average daily balance of $100 or more
  • No monthly fee when you opt in to eStatements
  • $5 initial deposit

Aspiration

Pros:
  • High yield APY
  • No fees
  • Cash back on purchases
Cons:
  • Online only
  • Limited investment options
  • No ATM cash deposits

Our Review: StarStarStarStarEmpty StarEmpty Star (3.3) Aspiration offers socially-responsible banking services and investment products with a unique "Pay What Is Fair" approach. Is it too good to be true? Read on... Read full review

Spend and Save

  • $10 opening deposit
  • No minimum balance requirement
  • No monthly fee - pay what you think is fair
  • 55,000+ fee-free ATMs
  • Plant a tree with every deposit when you round up to nearest whole dollar
Aspiration is not a bank. Cash balances in the Aspiration Spend and Save Accounts are deposited at one or more FDIC-insured depository institutions (each a “Bank”) up to $250,000 per Bank. With eight Banks available, Deposits are FDIC-insured up to $2 million per depositor.

Aspiration Plus - Earn Up to 5% APY

  • 5.00% APY on the first $10,000 of your savings
  • $7.99/mo; $5.99/mo if you pay annually
  • Deposits won't fund fossil fuel exploration or production
  • Get paid up to 2 days early
  • $10 minimum opening deposit
  • 55,000 free in-network ATMs
  • Automatic offsets for the negative climate impact of driving your car with Planet Protection
  • One out-of-network ATM reimbursement monthly
Aspiration is not a bank. Cash balances in the Aspiration Spend and Save Accounts are deposited at one or more FDIC-insured depository institutions (each a “Bank”) up to $250,000 per Bank. With eight Banks available, Deposits are FDIC-insured up to $2 million per depositor.

Pay What Is Fair - Earn Up to 3% APY

  • 3.00% APY on the first $10,000 of your savings
  • Deposits won't fund fossil fuel exploration or production
  • Get paid up to 2 days early
  • $10 minimum opening deposit
  • 55,000 free in-network ATMs
Aspiration is not a bank. Cash balances in the Aspiration Spend and Save Accounts are deposited at one or more FDIC-insured depository institutions (each a “Bank”) up to $250,000 per Bank. With eight Banks available, Deposits are FDIC-insured up to $2 million per depositor.

Chime

Pros:
  • No account fees
  • Get paycheck 2 days early
  • Up to $200 overdraft coverage
Cons:
  • Hard to deposit cash

Our Review: StarStarStarStarHalf Star (4.5) Chime has no monthly fees, so what's the catch with the app? Find out how you can get paid two days early and grow your savings... Read full review

Get Started

Chime is a financial technology company, not a bank. Banking services provided by, and debit card issued by, The Bancorp Bank or Stride Bank, N.A.; Members FDIC.

Deposit a Check Using a Mobile App (No Monthly Fees)

Mobile check deposits allow you to deposit checks without going to the bank. Chime is a financial technology company, not a bank. Banking services provided by, and debit card issued by, The Bancorp Bank or Stride Bank, N.A.; Members FDIC.

Free Mobile Checking

Chime is a financial technology company, not a bank. Banking services provided by, and debit card issued by, The Bancorp Bank or Stride Bank, N.A.; Members FDIC.

Refer a Friend and Get $100

Comerica Bank

Do you look for a wide range of account options at banks? Do you want a bank that offers free savings accounts with any checking account? Comerica Bank may provide what you need... Read full review

Basic Business Checking

  • $0 monthly fee
  • No activity fee for the first 75 transactions (debits, deposited items, and credits) per month
  • No cash deposited fee for the first $2,500 deposited per month

Referral Program - Up to $500 Bonus

Earn $50 Mastercard Reward Card for every referral who successfully opens a qualifying account, and completes all qualifying requirements.

Current

Pros:
  • High savings rate
  • Up to 15x cash back at 14k stores
  • Ability to deposit cash
Cons:
  • No web platform
  • Email-based support only
  • Requires direct deposit to earn the boosted APY

Our Review: StarStarStarStarStarEmpty Star (4.4) Current offers banking features like savings, and debit card options — but is it legit? Find out the pros, cons, and how it compares to Chime... Read full review

Current Savings with Interest - Up to 4% APY

  • 4.00% APY on up to $6,000 balance if you receive and maintain a qualifying direct deposit of $200 or more in a rolling 35 day period. (Otherwise, 0.25% APY.)
  • Simply add money to your Savings Pods and enable the Interest feature.
  • Earn interest on up to 3 Savings Pods, up to $2,000 balance each.
  • Interest accumulates daily.
Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC

Banking for Modern Life

  • Get Paid Up to 2 Days Faster
  • Fee-Free Overdraft up to $200 with Overdrive
  • 40,000 fee-free Allpoint ATMs in the U.S.
  • No minimum balance or hidden fees
Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC

Convenient Teen Account With Debit Card

  • Easy transfers, set spending limits, automate allowances
  • Age: 13 years and older
  • Fees: No monthly or annual fee
Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC

Fee-Free Overdraft up to $200 with Overdrive

Get $50 When You Join Current

Current Bank will give you $50 when you join and open a Premium Checking account. Enter the Current Promo Code WELCOME50. Connect a Payroll Direct Deposit of $200 or more within the first 45 days of opening your account.

Get Paid 2 Days Faster

Dollar Bank

What do you look for in a bank? If it's more than the interest rates you earn and more about the service you receive, you might want to put Dollar Bank on your radar... Read full review

Referral Program - Up to $500 Bonus

Get $25 credited to your account for every referred client opening a new checking account and receiving cumulative direct deposits of $500 or more within 90 days of account opening. Limit 20 referral rewards per customer.

Empower

Pros:
  • No overdraft or insufficient funds fee
  • No minimum deposit
  • Cash advance features
Cons:
  • High monthly fee
  • Low APY
  • No mobile check or cash deposits

Our Review: StarStarStarEmpty StarEmpty Star (3.0) Find out how Empower, a new innovative banking platform, uses AI to help you better manage your finances and savings, and more... Read full review

Download Empower App

FirstBank

What do you look for in a bank account? Do you prefer simple, no-frills accounts or do you need all of the bells and whistles? If simple bank accounts are your cup of tea, you may find that FirstBank has just what you need... Read full review

Personal Checking Account - $300 Bonus

Open a new Bloom Package (Bloom Checking, Bloom Savings, Online Banking, eStatements, and FirstBank Visa Debit Card). Within 120 days of account opening, enroll in online banking and have at least one qualifying direct deposit of $500 or more per month for 3 consecutive months. The first required direct deposit must be made within 60 days of account opening. (Expires 12/31/2023)

Personal Checking Account - $300 Bonus

Open a new Bloom Package (Bloom Checking, Bloom Savings, Online Banking, eStatements, and FirstBank Visa Debit Card). Within 120 days of account opening, enroll in online banking and have at least one qualifying direct deposit of $500 or more per month for 3 consecutive months. The first required direct deposit must be made within 60 days of account opening. (Expires 12/31/2023)

Flagstar Bank

You might know Flagstar Bank as a mortgage lender, but they pack quite a punch when it comes to the banking side of things. If you live in Michigan, you may want to check out what Flagstar Bank has to offer... Read full review

Business Checking Account - $500 Bonus

Open a new qualifying business checking account with minimum opening deposit of $100. Have deposits of at least $5,000, and have at least 10 qualifying transactions within 90 days of account opening. Account must remain open for at least 90 days.

Standard Business Checking

  • $0 monthly fee
  • Conduct up to 200 transactions per month at no charge
  • Deposit up to $5,000 in cash per month with no cash deposit fee

Found

Free Business Banking for the Self-Employed

  • $0 monthly service fees or minimums
  • Automatically find tax write-offs and track expenses
  • Auto-save for taxes
  • Free unlimited custom invoices
  • Easy sign up; no credit check
Found is a financial technology company, not a bank. Banking services are provided by Piermont Bank, Member FDIC. The Found Mastercard® Debit Card is issued by Piermont Bank, Member FDIC

Found Plus Business Banking

  • $14.99/month, or $95.88/year
  • Automatically find tax write-offs and track expenses
  • Pay taxes directly from the app
  • Photo receipt capture
  • Free unlimited custom invoices
  • Custom bookkeeping categories
Found is a financial technology company, not a bank. Banking services are provided by Piermont Bank, Member FDIC. The Found Mastercard® Debit Card is issued by Piermont Bank, Member FDIC

Frost Bank

Is local customer service important to you when you bank? Do you live in Texas? If so, you may want to put Frost Bank on your list of possible banks. As one of the larger banks in Texas, Frost Bank offers "human" customer service and personal touches that you won't see anywhere else... Read full review

$0 Overdraft Fees

Meet qualifying conditions and get $0 fees when you overdraw $100 or less from your account. You are automatically enrolled in the overdraft grace feature if you have a Frost Personal or Plus Account, have not opted out of our standard overdraft courtesy program, and have at least $500 in direct deposits posting to your account within the past 33 days. See terms and conditions for more information.

Early Payday

Set up your direct deposits to go into your Frost Personal, Frost Plus or Frost Premium Account, and get your direct deposits up to 2 days earlier. See terms and conditions for more information.

LendingClub Bank

Pros:
  • No monthly service fee
  • Checking rewards
  • ATM fee rebates
  • Early direct deposit
Cons:
  • High minimum balance for rewards
  • Low savings APY

Our Review: StarStarStarStarEmpty Star (4.0) LendingClub Bank (formerly Radius Bank) offers high yield savings and checking accounts. So what's the catch? Read on to see if this online bank is worth it... Read full review

High-Yield Savings

  • No monthly service fee
  • $100 opening deposit
  • 3.60% APY

Rewards Checking

  • Earn 1.00% cash back on purchases when you use your LendingClub debit card.
  • Earn 0.15% APY on balances of $100,000 & up.
  • Earn 0.10% APY on balances of $2,500–$99,999.99.

Tailored Checking - Business Banking

  • $100 minimum opening deposit
  • No monthly service fee for balances over $500
  • Unlimited ATM fee rebates worldwide

Live Oak Bank

Business Savings - 3.50% APY

  • Earn 3.50% APY
  • No minimum balance requirement
  • No monthly service fee

Personal Savings - Earn 3.50% APY

  • Earn 3.50% APY
  • No minimum balance requirement
  • No monthly service fee

Small Business Checking

  • $0 monthly fee
  • $100 minimum to open account
  • No minimum balance requirement
  • Access over 55,000 free in-network ATMs

Marcus by Goldman Sachs

Marcus by Goldman Sachs offers savings accounts and CDs at high interest rates. But don't expect accounts with a lot of bells and whistles. Read on for the pros and cons... Read full review

Marcus Online Savings - Earn 3.30% APY

No minimum deposit

12-month High-Yield CD - Earn 4.30% APY

$500 Minimum Balance

13-month No-Penalty CD - Earn 3.50% APY

No early withdrawal penalty

2-Year High-Yield CD - Earn 4.35% APY

3-Year High-Yield CD - Earn 4.00% APY

5-Year High-Yield CD - Earn 3.80% APY

High Yield CDs

CD TermAPY
6 Months3.75%
9 Months3.80%
12 Months4.30%
18 Months4.40%
2 Years4.35%
3 Years4.00%
4 Years4.00%
5 Years3.80%
6 Years3.70%

Nationwide

Nationwide Business Premium Savings - Up to 3.75% APY

  • Earn up to 3.75% APY*
  • $25,000 minimum opening deposit
  • No monthly maintenance fee
  • No average daily balance requirement fee
  • Free image statements
  • Free online banking
  • Remote deposit from anywhere

Advantage Checking - Up to 0.90% APY

  • Up to 0.90% APY
  • $50 minimum opening deposit
  • No monthly service fee
  • No minimum balance requirement
  • 80,000+ fee-free ATMs

My Savings

  • Relationship pricing 0.20% / 0.30% (direct deposit of $1K)
  • $100 minimum opening deposit
  • No monthly service fee
  • No minimum balance requirement

NorthOne

Pros:
  • Unlimited envelopes
  • Invoice maker
  • App integrations
Cons:
  • $10 monthly fee
  • No APY
  • Cash deposit fee

Our Review: StarStarStarStarStarEmpty Star (4.3) NorthOne is a banking platform for small businesses. But is it right for you? Find out the unique features it offers and how it compares... Read full review

Get 3 months of free business banking

  • Unlimited envelopes for all your business budgets
  • Integrations with popular accounting and payment processing apps
  • Free invoice maker
NorthOne is a financial technology company, not a bank. Banking services provided by The Bancorp Bank; Member FDIC.

Get 1 month of free business banking

  • Unlimited envelopes for all your business budgets
  • Integrations with popular accounting and payment processing apps
  • Free invoice maker
NorthOne is a financial technology company, not a bank. Banking services provided by The Bancorp Bank; Member FDIC.

Business Referral Program - $75 Bonus

Earn $75 for every referral who successfully opens a qualifying business account, and completes all qualifying requirements. Referred clients will get $75 in bonus.

NorthOne Business Banking

  • Unlimited envelopes for all your business budgets
  • Integrations with popular accounting and payment processing apps
  • Free invoice maker
  • $50 minimum opening deposit
  • $10 monthly fee
NorthOne is a financial technology company, not a bank. Banking services provided by The Bancorp Bank; Member FDIC.

Till

Pros:
  • No monthly fees
  • Physical and virtual debit cards
  • Supports multiple family members
Cons:
  • Available on iOS only
  • No cash deposits
  • Limited parental control options

Our Review: StarStarStarStarEmpty StarEmpty Star (3.7) Is Till Financial legit and safe for kids? Find out how a Till debit card compares to competitors like Greenlight and GoHenry... Read full review

New User: $25 Bonus using the voucher code CREDITDONKEY

New users will get a $25 bonus credited to their account when the kid makes their first purchase using their Till card using the voucher code CREDITDONKEY

Free App and Debit Card for Kids

UFB Direct

UFB Best Money Market - Earn 4.21% APY

  • Earn up to 4.21% APY*
  • No monthly maintenance fees.
  • No minimum deposit required to open an account
  • Access your funds 24/7 with easy-to-use digital banking tools

UFB Best Savings - Earn 4.21% APY

  • Earn 4.21% APY*
  • No monthly maintenance fees
  • No minimum deposit required to open an account
  • Access your funds 24/7 with easy-to-use digital banking tools

Union Bank

If you are in the market for a simple bank account that allows you to pick and choose the features that you pay for, Union Bank may be the bank for you... Read full review

Bank Freely Business Checking

  • $0 monthly fee
  • Unlimited combined transactions at no cost
  • First $10,000 of cash deposited each statement period at no cost

Upgrade

Premier Savings - Up to 4.13% APY

  • 4.13% APY when you have at least $1,000 balance
  • No minimum opening deposit
  • No monthly service fees
Upgrade is a financial technology company, not a bank. Checking and savings accounts provided by Cross River Bank, Member FDIC.

Rewards Checking - Up to 2% Cash Back

  • 2% cash back on common everyday expenses (up to $500 in rewards per calendar year)
  • Unlimited 1% cash back on everything else
  • $0 monthly fee
  • No ATM fees
Upgrade is a financial technology company, not a bank. Checking and savings accounts provided by Cross River Bank, Member FDIC.

Bitcoin Rewards Card - $200 in BTC Bonus

  • Unlimited 1.5% back in Bitcoin when you make payments
  • No annual fee
  • $200 bonus when you also open a new Upgrade Rewards Checking account and make 3 debit card transactions within 60 days
Upgrade is a financial technology company, not a bank. Checking and savings accounts provided by Cross River Bank, Member FDIC. All Upgrade Cards are issued by Sutton Bank, Member FDIC.

Triple Cash Rewards Card - $200 Bonus

  • Unlimited 3% cash back on Home, Auto and Health categories; 1% on everything else
  • No annual fee, no late fees, no foreign transaction fee
  • $200 bonus when you also open a new Upgrade Rewards Checking account and make 3 debit card transactions within 60 days
Upgrade is a financial technology company, not a bank. Checking and savings accounts provided by Cross River Bank, Member FDIC. All Upgrade Cards are issued by Sutton Bank, Member FDIC.

Life Rewards Card - $200 Bonus

  • Unlimited 3% cash back on gas, grocery, health, streaming, and utilities; 1% on everything else
  • No annual fee
  • $200 bonus when you also open a new Upgrade Rewards Checking account and make 3 debit card transactions within 60 days
Upgrade is a financial technology company, not a bank. Checking and savings accounts provided by Cross River Bank, Member FDIC. All Upgrade Cards are issued by Sutton Bank, Member FDIC.

OneCard with Rewards Checking - $400 Bonus

  • 3% cash back on everyday expenses (up to $500 in rewards per calendar year); 2% on everything else
  • No annual fee, no late fees, no foreign transaction fee
  • Choose to Pay Now with no interest, or Pay Later
  • $400 bonus when you also open a new Upgrade Rewards Checking account and make 3 debit card transactions within 60 days
Upgrade is a financial technology company, not a bank. Checking and savings accounts provided by Cross River Bank, Member FDIC. All Upgrade Cards are issued by Sutton Bank, Member FDIC.

Upgrade Card - 1.5% Cash Back Rewards on Payments

  • Unlimited 1.5% cash back when you make payments
  • No annual fee, no late fees, no foreign transaction fee
  • $200 bonus when you also open a new Upgrade Rewards Checking account and make 3 debit card transactions within 60 days
Upgrade is a financial technology company, not a bank. Checking and savings accounts provided by Cross River Bank, Member FDIC. All Upgrade Cards are issued by Sutton Bank, Member FDIC.

Webster Bank

Webster Bank offers bank accounts for those just starting out as well as those looking for a "premier" bank account. Do their services live up to your needs? Keep reading to find out... Read full review

Personal Checking Account - Up to $1,000 Bonus

Deposit $500,000 or more of new money into a new or existing Private Banking Checking account. Establish qualifying direct deposits totaling $1,000 or more made to this account during the statement cycle. Maintain $500,000 or more in average daily balances during the statement cycle. Each statement cycle that you satisfy these conditions, you will receive a payout amount of $500 with a maximum payout of $1,000.

Personal Checking Account - Up to $300 Bonus

Deposit between $50,000 and $249,999 of new money into a new or existing Private Banking Checking account. Establish qualifying direct deposits totaling $1,000 or more made to this account during the statement cycle. Maintain $50,000 or more in average daily balances during the statement cycle. Each statement cycle that you satisfy these conditions, you will receive a payout amount of $150 with a maximum payout of $300.

Personal Checking Account - Up to $500 Bonus

Deposit between $250,000 and $499,999 of new money into a new or existing Private Banking Checking account. Establish qualifying direct deposits totaling $1,000 or more made to this account during the statement cycle. Maintain $250,000 or more in average daily balances during the statement cycle. Each statement cycle that you satisfy these conditions, you will receive a payout amount of $250 with a maximum payout of $500.

Referral Program - Up to $500 Bonus

Earn $50 Visa Reward Card for every successful referral. Referred clients must open a qualified personal checking or business checking account and complete required activities. Maximum of $500 referral bonus per calendar year.

Wise

Transfer Money Online

Compare Price

Send Money

Send Money Internationally

Send Money Internationally

  • You get a great exchange rate and a low, upfront fee every time.
  • You move your money as fast as the banks, and often faster – some currencies go through in minutes.
  • Your money is protected with bank-level security.
  • You join over 7 million customers who transfer in 47 currencies across 70 countries.

Wise for Business

US Bank

Pros:
  • Promo CD with high APY
  • Free student account
  • 24/7 customer service
Cons:
  • High minimums to waive fees
  • Low savings APY

Our Review: StarStarStarStarEmpty StarEmpty Star (3.7) U.S. Bank is the 5th largest bank in the US, but does that make them a good bank for you? Do you need a large national bank or is a smaller bank more your style?... Read full review

U.S. Bank Smartly™ Checking and Standard Savings - Up to $600 Bonus

Earn up to $600 when you open a new U.S. Bank Smartly™ checking account and a Standard savings account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through February 7, 2023. Member FDIC. Complete these steps within 90 days of opening your new Bank Smartly™ checking account online:
  • Enroll in online banking or the U.S. Bank Mobile App
  • Complete two or more direct deposits of $3,000 to $5,999.99 to earn $200 or $6,000 or more to earn $400.
  • Earn an additional $200 when you open a new Standard Savings account, complete deposit(s) of $25,000 or more February 28, 2023 and maintain a total account balance of $25,000 until May 31, 2023.
Applicant must reside in AZ, AR, CA, CO, ID, IL, IN, IA, KS, KY, MN, MO, MT, NE, NV, NM, NC, ND, OH, OR, SD, TN, UT, WA, WI, WY to be eligible for Checking account (Expires 2/7/2023)

Silver Business Checking Package - $400 Bonus

Earn a $400 bonus when you open a new, eligible U.S. Bank business checking account online with promo code AF49ZCB and complete qualifying activities1, subject to certain terms and limitations. Offer valid through January 30, 2023. Member FDIC. Complete these steps to earn the offer:
  • Enroll in online banking or U.S. Bank Mobile App within 60 days of account opening.
  • Complete $3,000 in new money deposits within 30 days of account opening and maintain for 60 days.
  • Make five qualifying transactions into your new business checking account. Qualifying transactions include: Debit card purchases, Merchant deposits, ACH credits, Wires credits/debits, Mobile Check Deposit or Bill Pay.
Applicant must reside in AZ, AR, CA, CO, ID, IL, IN, IA, KS, KY, MN, MO, MT, NE, NV, NM, NC, ND, OH, OR, SD, TN, UT, WA, WI, WY to be eligible for checking account. (Expires 1/30/2023)

Gold Business Checking Package - $400 Bonus

Earn a $400 bonus when you open a new, eligible U.S. Bank business checking account online with promo code AF49ZCB and complete qualifying activities1, subject to certain terms and limitations. Offer valid through January 30, 2023. Member FDIC. Complete these steps to earn the offer:
  • Enroll in online banking or U.S. Bank Mobile App within 60 days of account opening.
  • Complete $3,000 in new money deposits within 30 days of account opening and maintain for 60 days.
  • Make five qualifying transactions into your new business checking account. Qualifying transactions include: Debit card purchases, Merchant deposits, ACH credits, Wires credits/debits, Mobile Check Deposit or Bill Pay.
Applicant must reside in AZ, AR, CA, CO, ID, IL, IN, IA, KS, KY, MN, MO, MT, NE, NV, NM, NC, ND, OH, OR, SD, TN, UT, WA, WI, WY to be eligible for checking account. (Expires 1/30/2023)

Platinum Business Checking Package - $400 Bonus

Earn a $400 bonus when you open a new, eligible U.S. Bank business checking account online with promo code AF49ZCB and complete qualifying activities1, subject to certain terms and limitations. Offer valid through January 30, 2023. Member FDIC. Complete these steps to earn the offer:
  • Enroll in online banking or U.S. Bank Mobile App within 60 days of account opening.
  • Complete $3,000 in new money deposits within 30 days of account opening and maintain for 60 days.
  • Make five qualifying transactions into your new business checking account. Qualifying transactions include: Debit card purchases, Merchant deposits, ACH credits, Wires credits/debits, Mobile Check Deposit or Bill Pay.
Applicant must reside in AZ, AR, CA, CO, ID, IL, IN, IA, KS, KY, MN, MO, MT, NE, NV, NM, NC, ND, OH, OR, SD, TN, UT, WA, WI, WY to be eligible for checking account. (Expires 1/30/2023)

Silver Business Checking Account Package

  • $0 monthly service fee
  • 125 free transactions per statement cycle
  • 25 free cash deposits per statement cycle

Fifth Third Bank

Pros:
  • Free Express Checking
  • Free student checking
  • Promo CD with high APY
Cons:
  • Higher balance requirements
  • Low savings APY
  • Limited branches

Our Review: StarStarStarStarEmpty StarEmpty Star (3.3) Fifth Third Bank has higher balance requirements and high service fees if they're not met. But it offers some unique programs. Read on to see if Fifth Third Bank is a good fit for you... Read full review

Personal Checking Account - $325 Bonus

Open an eligible Fifth Third Checking account. Have direct deposits totaling $500 or more within 90 days of account opening to qualify for bonus. The cash bonus will be deposited into your new checking account within 10 business days of completing qualifying activity requirements. (Expires 3/31/2023)

BMO Harris Bank

Pros:
  • Free checking with eStatements
  • Large ATM network
  • Good financial tools
Cons:
  • Limited branches
  • Low savings APY

Our Review: StarStarStarHalf StarEmpty Star (3.5) BMO Harris offers low fees and a large ATM network. But savings rates are low. However, the strong features can still make it a good bank for you. Read on... Read full review

BMO Harris Smart Advantage™ Account - $200 Cash Bonus

Open a new BMO Harris Smart Advantage™ Account online and get a $200 cash bonus when you have a total of at least $4,000 in qualifying direct deposits within the first 90 days of account opening. Offer is limited to one per customer and is not available for existing BMO Harris personal checking customers (including signers on joint accounts) or those who have closed a BMO Harris personal checking account within the past 12 months. Conditions apply. (Expires 5/12/2023)

BMO Harris Smart Money™ Account - $200 Cash Bonus

Open a new BMO Harris Smart Money™ Account online and get a $200 cash bonus when you have a total of at least $4,000 in qualifying direct deposits within the first 90 days of account opening. Offer is limited to one per customer and is not available for existing BMO Harris personal checking customers (including signers on joint accounts) or those who have closed a BMO Harris personal checking account within the past 12 months. Conditions apply. (Expires 5/12/2023)

BMO Harris Premier™ Account - $350 Cash Bonus

Open a new BMO Harris Premier™ Account and get a $350 cash bonus when you have a total of at least $7,500 in qualifying direct deposits within the first 90 days of account opening. Offer is limited to one per customer and is not available for existing BMO Harris personal checking customers (including signers on joint accounts) or those who have closed a BMO Harris personal checking account within the past 12 months. Conditions apply. (Expires 5/12/2023)

Business Checking Account - $250 Bonus

Open a new BMO Digital Business Checking, BMO Simple Business Checking, BMO Premium Business Checking, or BMO Elite Business Checking account. Maintain an Average Collected Balance of $5,000 for 120 days. Complete 10 qualifying electronic transactions within 120 days of account opening. (Expires 1/31/2023)

Business Checking Account - $400 Bonus

Open a new BMO Digital Business Checking, BMO Simple Business Checking, BMO Premium Business Checking, or BMO Elite Business Checking account. Maintain an Average Collected Balance of $10,000 for 120 days. Complete 10 qualifying electronic transactions within 120 days of account opening. (Expires 1/31/2023)

BMO Harris Premier™ Account

  • Up to $25 rebated per statement period on ATM surcharge fees charged by other banks
  • $25 monthly fee may be waived if you meet any of the following requirements: minimum daily ledger balance of $10,000 or more for the previous calendar month, monthly combined balance of $25,000 for the previous calendar month, if you have a BMO Investment Services (BIS) account, or if you are a Best of BMO US client.

BMO Harris Smart Advantage™ Account

  • No minimum balance required
  • Unlimited transactions at 40,000+ ATMs nationwide
  • $2 monthly fee for paper statements and $3 monthly fee for check images are waived with paperless statements

BMO Harris Smart Money™ Account

  • No minimum balance required
  • Unlimited transactions at 40,000+ ATMs nationwide
  • $5 monthly maintenance fee ($0 if you're under 25 years old)

BMO Online Savings Account - 4.00% APY

  • No monthly maintenance fee
  • No minimum opening deposit
  • Not available if you reside in Arizona, Florida, Illinois, Indiana, Kansas, Minnesota, Missouri or Wisconsin

Savings Account - Up to $60 Bonus

Open a new Statement Savings account. Earn $5 every month when you save $200 or more per month. Your account is only eligible for 12 consecutive months beginning with the month your account is opened. See terms and conditions for more information.

Huntington Bank

Pros:
  • Free checking option
  • 24-Hour Grace
  • All day deposit
Cons:
  • Limited branches
  • Low savings APY

Our Review: StarStarStarStarEmpty StarEmpty Star (3.9) Huntington Bank provides great accounts benefits like free Overdraft Protection Transfers. Read on to see if this bank is right for you... Read full review

Personal Checking Account - $200 Bonus

Open a new Huntington Perks Checking account. Make a cumulative new money deposit into the checking account of at least $1,000 or more within 60 days of account opening. Account must remain open for at least 90 days. This offer is only available to applicants residing in Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia or Wisconsin. $200 will be deposited to your account within 14 business days after meeting requirements. (Expires 2/7/2023)

Personal Checking Account - $300 Bonus

Open a new Huntington Platinum Perks Checking account. Make a cumulative new money deposit into the checking account of at least $25,000 or more within 60 days of account opening. Account must remain open for at least 90 days. This offer is only available to applicants residing in Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia or Wisconsin. $300 will be deposited to your account within 14 business days after meeting requirements. (Expires 2/7/2023)

Business Checking Account - $1,000 Bonus

Open a new Huntington Unlimited Plus Business Checking, Business Analyzed Checking, or Non-Profit Analyzed Checking account using offer code. Make a minimum cumulative new money deposit into the new checking account of at least $20,000 within 60 days of account opening. Account must maintain an open status for at least 90 days to be eligible. This offer is only available to applicants residing in Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia, or Wisconsin. This offer is only available to new business checking customers. All current Huntington business checking customers, including those with business checking accounts closed within the last six months, are not eligible. $1,000 bonus will be deposited to your new checking account within 14 days after completing requirements. (Expires 2/5/2023)

Business Checking Account - $100 Bonus

Open a new Huntington Business Checking 100, Huntington Unlimited Business, Huntington Unlimited Plus, Business Analyzed, Non Profit Analyzed, or Non Profit Interest Checking account. Make a minimum cumulative new money deposit into the new checking account of at least $2,000 within 60 days of account opening. Account must maintain an open status for at least 90 days. This offer is only available to applicants residing in Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia, or Wisconsin. This offer is only available to new business checking customers. All current Huntington business checking customers, including those with business checking accounts closed within the last six months, are not eligible. $100 bonus will be deposited to your new checking account within 14 days after completing requirements. (Expires 2/5/2023)

Business Checking Account - $100 Bonus

Open a new Huntington Business Checking 100, Huntington Unlimited Business, Huntington Unlimited Plus, Business Analyzed, Non Profit Analyzed, or Non Profit Interest Checking account. Make a minimum cumulative new money deposit into the new checking account of at least $2,000 within 60 days of account opening. Account must maintain an open status for at least 90 days. This offer is only available to applicants residing in Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia, or Wisconsin. This offer is only available to new business checking customers. All current Huntington business checking customers, including those with business checking accounts closed within the last six months, are not eligible. $100 bonus will be deposited to your new checking account within 14 days after completing requirements. (Expires 2/5/2023)

Business Checking Account - $400 Bonus

Open a new Huntington Unlimited Business Checking, Unlimited Plus Business Checking, Business Analyzed Checking, Non-Profit Analyzed Checking, or Non-Profit Interest Checking account. Make a minimum cumulative new money deposit into the new checking account of at least $5,000 within 60 days of account opening. Account must maintain an open status for at least 90 days to be eligible. This offer is only available to applicants residing in Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia, or Wisconsin. This offer is only available to new business checking customers. All current Huntington business checking customers, including those with business checking accounts closed within the last six months, are not eligible. $400 bonus will be deposited to your new checking account within 14 days after completing requirements. (Expires 2/5/2023)

Business Checking Account - $400 Bonus

Open a new Huntington Unlimited Business Checking, Unlimited Plus Business Checking, Business Analyzed Checking, Non-Profit Analyzed Checking, or Non-Profit Interest Checking account. Make a minimum cumulative new money deposit into the new checking account of at least $5,000 within 60 days of account opening. Account must maintain an open status for at least 90 days to be eligible. This offer is only available to applicants residing in Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia, or Wisconsin. This offer is only available to new business checking customers. All current Huntington business checking customers, including those with business checking accounts closed within the last six months, are not eligible. $400 bonus will be deposited to your new checking account within 14 days after completing requirements. (Expires 2/5/2023)

Business Checking Account - $750 Bonus

Open a new Huntington Unlimited Plus Business Checking, Business Analyzed Checking, or Non-Profit Analyzed Checking account using offer code. Make a minimum cumulative new money deposit into the new checking account of at least $20,000 within 60 days of account opening. Account must maintain an open status for at least 90 days to be eligible. This offer is only available to applicants residing in Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia, or Wisconsin. This offer is only available to new business checking customers. All current Huntington business checking customers, including those with business checking accounts closed within the last six months, are not eligible. $750 bonus will be deposited to your new checking account within 14 days after completing requirements. (Expires 2/5/2023)

Huntington Bank Fixed Rate CDs

TermCD Rates
1 Month0.05% APY
3 Months0.05% APY
6 Months0.10% APY
9 Months0.10% APY
12 Months0.10% APY
18 Months0.10% APY
24 Months0.10% APY
36 Months0.10% APY
48 Months0.10% APY
60 Months0.10% APY
72 Months0.10% APY

Huntington Bank Jumbo Fixed Rate CDs

Term (Days)CD Rates
70.05% APY
14 0.05% APY
30 0.05% APY
60 0.05% APY
90 0.05% APY
180 0.10% APY
270 0.10% APY
365 0.10% APY
547 0.10% APY
730 0.10% APY
912 0.10% APY
1095 0.10% APY
14600.10% APY
1825 0.10% APY

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About CreditDonkey
CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

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