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Bank Promotions for November 2019
View list of bank promo codes and bonus offers for new accounts. These banks now offer huge incentives and cash bonuses.
Thinking about opening a new personal checking, savings, or business account? Here are the best banking promotions - all in one list. Be sure to read the details to understand the requirements and eligibility.
Here are the top 2019 bank account promotions you should not ignore:
- Chase Coupon (for Checking Account)
- Discover Bank Bonus (for Savings Bonus)
- CIT Bank Promo Code (for High Yield Savings)
What banks are having promotions? This list is updated monthly to bring you the best bank bonuses and deals. Bookmark it and check back often.
Top 10 Bank Account Promotions
Many bank deals pay new customers to open an account. You get a cash bonus for opening an account and meeting certain deposit requirements. FDIC-insured bank accounts also protect your money safely.
Checking Account Bonuses
- Enjoy a $1,000 welcome bonus when you join Sapphire℠ Banking. Within 45 days, transfer a total of $75,000 or more in qualifying new money or securities to a combination of eligible personal checking, savings and/or investment accounts, (excludes any J.P. Morgan retirement accounts and CDs) and maintain that balance for 90 days.
- Enjoy a new kind of banking experience
- No ATM fees worldwide - down the street or around the globe
- Perks that add up - relationship rates, special access and help when you need it
- Open online in minutes
- Email my upgrade code
- Available in: AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KY, LA, MA, MD, MI, MS, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, TN, TX, UT, VA, WA, WI, WV
- Get $200 as a new Chase business checking client, when you open a Chase Total Business Checking® account with qualifying activities
- Access to 16,000 ATMs and nearly 5,000 Chase branches
- Chase has business specialists at your local branch to help with your business needs
- Account Alerts are a great way to stay on top of your account's activity and enhance security
- Unlimited electronic deposits at no charge, including Chase QuickDeposit℠, ACH and ATM
- Enjoy $300 as a new Chase checking customer, when you open a Chase Premier Plus Checking℠ account and set up direct deposit.
- Enjoy $300, more benefits, and earn interest on your new Chase checking account.
- The $25 Monthly Service Fee is waived when you keep an average beginning day balance of $15,000 or more in any combination of this account and linked qualifying Chase checking, savings and other balances.
- No Chase fee on first four non-Chase ATM transactions per statement period.
- Earn interest on your checking account balance.
- Access to 16,000 Chase ATMs and nearly 5,000 branches
- Apply online in minutes. Open your account online now.
- Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
Chase Sapphire℠ Checking
Chase Total Business Checking®
Chase Premier Plus Checking℠
Want free checking? These banks offer checking accounts with no opening fees and no monthly service fees.
High Yield Savings
- No fees
- No minimum opening deposit
- No minimum balance required
Online Savings Account - Earn 1.80% APY
Which bank is best to open a savings account? Check out some of these other top savings accounts.
| For | Bank |
|---|---|
| Best Interest Rate | CIT Bank |
| Best Bonus | Discover Bank |
| Best Savings With ATM Card | Synchrony Bank |
| Best Customer Service | Ally Bank |
Savings Account Bonuses
- Enjoy up to $350 when you open a new Chase Total Checking® account with Direct Deposit and/or open a new Chase Savings℠ account, deposit $10,000 or more in new money and maintain a $10,000 balance for 90 days
- Enjoy a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit
- Enjoy a $150 bonus when you open a new Chase Savings℠ account, deposit a total of $10,000 or more in new money within 20 days, and maintain a $10,000 balance for 90 days
- Access to 16,000 Chase ATMs and nearly 5,000 branches
- Apply online in minutes. Open your account online now.
- Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
- Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
CIT Bank Savings Builder - $150 Bonus
Deposit $25,000 - $49,999 within 15 calendar days. Conditions Apply.
CIT Bank Savings Builder - $300 Bonus
Deposit $50,000 or more within 15 calendar days. Conditions Apply.
Chase Total Checking® + Chase Savings℠
Discover Online Savings - $150 Cash Bonus
To get your $150 or $200 Bonus offer: What to do: Apply for your first Discover Online Savings Account by 12/2/19, 11:59 PM ET, online or by phone. Enter Offer Code CY1119 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted by 12/16/19, 11:59 PM ET. Maximum bonus eligibility is $200.
What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded or affinity accounts provided by Discover. Account must be open when bonus is credited. Bonus will be credited to the account by 12/30/19. Bonus is considered interest and will be reported on IRS Form 1099-INT. Offer may be modified/withdrawn without notice. See advertiser website for full details.
Discover Online Savings - $200 Cash Bonus
To get your $150 or $200 Bonus offer: What to do: Apply for your first Discover Online Savings Account by 12/2/19, 11:59 PM ET, online or by phone. Enter Offer Code CY1119 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted by 12/16/19, 11:59 PM ET. Maximum bonus eligibility is $200.
What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded or affinity accounts provided by Discover. Account must be open when bonus is credited. Bonus will be credited to the account by 12/30/19. Bonus is considered interest and will be reported on IRS Form 1099-INT. Offer may be modified/withdrawn without notice. See advertiser website for full details.
Business Bank Account Bonuses
- Get $200 as a new Chase business checking client, when you open a Chase Total Business Checking® account with qualifying activities
- Access to 16,000 ATMs and nearly 5,000 Chase branches
- Chase has business specialists at your local branch to help with your business needs
- Account Alerts are a great way to stay on top of your account's activity and enhance security
- Unlimited electronic deposits at no charge, including Chase QuickDeposit℠, ACH and ATM
Chase Total Business Checking®
Business Checking 100 - $200 Bonus
Open a Huntington Business Checking 100 account online. Deposit at least $2,000 within 60 days of account opening. Your bonus of $200 will be deposited in your Business Checking 100 account after all requirements are met and your account is open for 90 days. This offer is available to applicants residing in Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania, and West Virginia.
Unlimited Business Checking - $400 Bonus
Open a Huntington Unlimited Business Checking account online. Make total deposits of at least $5,000 within 60 days of account opening. Your bonus of $400 will be deposited in your Unlimited Business Checking account after all requirements are met and your account is open for 90 days. This offer is available to applicants residing in Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania, and West Virginia.
Unlimited Plus Business Checking - $750 Bonus
Open a Huntington Unlimited Plus Business Checking account online. Make total deposits of at least $20,000 within 60 days of account opening. Your bonus of $750 will be deposited in your Unlimited Plus Business Checking account after all requirements are met and your account is open for 90 days. This offer is available to applicants residing in Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania, and West Virginia.
High Interest Rates
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| © CreditDonkey |
- FDIC insurance covering up to $1,000,000 at program banks
- Access cash in 1-2 business days
- No minimum balance
- No fees on balance
- Unlimited withdrawals
- Enjoy a $150 bonus when you open a new Chase Savings℠ account, deposit a total of $10,000 or more in new money within 20 business days, and maintain a $10,000 balance for 90 days
- Access to 16,000 Chase ATMs and nearly 5,000 branches
- Link this account to your Chase checking account for Overdraft Protection.
- Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
- Apply online in minutes. Open your account online now.
- Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
- Earn 2.00% APY on balances of $10,000 and above
- Member FDIC
Betterment Everyday - Earn up to 1.85% APY
Chase Savings℠
UFB High Yield Savings - Earn up to 2.00% APY
- Earn 2.00% (1.12% APY) guaranteed for 6 months when you open a new Relationship Money Market Account by January 5, 2020
- Minimum opening deposit of $25,000. Opening deposit must be money not currently deposited at Huntington.
- Available to applicants residing in Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania, and West Virginia.
- Earn 1.65% APY for balances under $100,000
- Earn 1.70% APY for balances $100,000 and over
- Earn 2.00% APY on balances of $25,000 and above
- Member FDIC
Relationship Money Market Account - Earn 2.00% (1.12% APY)
Money Market Account
UFB Premium Money Market - Earn 2.00%
Note: Information including rates, fees, terms, and benefits may vary, be out of date, or not applicable to you. Please refer to bank website and application for the most current information.
What's the Best Bank for Me?
The best bank for you depends on what you want out of a bank. Do you want convenience, low fees, or high interest? Here are the different types of banks and why you may pick each one.
- National banks: best accessibility. These are the big traditional banks such as Bank of America, Wells Fargo, etc. These banks typically have physical locations and ATMs throughout the country. So you can get in-person help and do your banking no matter where you are. However, these banks usually offer very low interest and have fees and/or balance requirements.
- Regional or community banks: best local service. Regional banks are usually limited to one geographical area, whether it be several states or a single city. They usually offer higher interest and less fees. But you may need to switch banks if you move.
- Credit unions: best personalized service. These can be thought of mom-and-pop banks. The locations may be very limited (sometimes only one branch), but credit unions offer higher interest, competitive loan rates, and great personalized service.
- Online banks: best interest rates. If you're comfortable with doing your banking completely on the web or via mobile app, online banks will offer the highest interest rates (in exchange for no physical locations). Many online banks have no account fees and no balance requirements.
Is a credit union better than a bank?
Credit unions generally offer higher interest rates, better loan rates, lower fees, and better personalized customer service than traditional banks. Credit unions are nonprofit, whereas banks are for-profit. Banks have more nationwide accessibility, but the interest rate is usually low and they charge more fees.
Credit unions generally offer higher interest rates, better loan rates, lower fees, and better personalized customer service than traditional banks. Credit unions are nonprofit, whereas banks are for-profit. Banks have more nationwide accessibility, but the interest rate is usually low and they charge more fees.
Top 10 Banks
Here are the top 10 banks on CreditDonkey:
- Wells Fargo: Widespread accessibility with over 5,800 locations and 13,000 ATMs; many checking options including Opportunity Checking for those who had financial troubles.
- Bank of America: Over 5,000 locations and 16,000 ATMs; good customer service with extended hours.
- Ally Bank: Online bank with wide array of services, high interest rates, no fees, and great 24/7 customer service.
- Discover Bank: Online bank with cashback checking and high interest savings & CDs.
- Capital One: Web bank with in-person support; all banking products have no monthly service fees or minimum opening deposits.
- CIT Bank: Online bank with one of the highest interest rates for online savings account.
- PNC Bank: Unique Virtual Wallet feature and financial tools that help you reach your goals; account fee is easily waived.
- TD Bank: Extended banking hours and 24/7 customer service; checking account fees waived with low account minimums.
- Alliant Credit Union: A credit union with high interest rates, ATM fee rebates, and large network of over 80,000 fee-free ATMs. Anyone can join with simple qualifications.
- Simple Bank: Millennial-focused banking and budgeting; offers high interest savings and a unique Safe-to-Spend feature; no monthly fee and no minimums.
What Bank Has the Best Checking Account?
- Best checking with interest: Memory Bank EarnMore Checking
- Best checking with cashback: Discover Cashback Checking
- Best checking for travelers: Charles Schwab High Yield Investor Checking
- Best checking for young adults: Capital One 360 Checking
- Best checking for accessibility: Wells Fargo Everyday Checking
- Nearly 5,000 branches
- New customer promotions
- Full service banking
- Low interest rates
- Not in all states
- Enjoy a $1,000 welcome bonus when you join Sapphire℠ Banking. Within 45 days, transfer a total of $75,000 or more in qualifying new money or securities to a combination of eligible personal checking, savings and/or investment accounts, (excludes any J.P. Morgan retirement accounts and CDs) and maintain that balance for 90 days.
- Enjoy a new kind of banking experience
- No ATM fees worldwide - down the street or around the globe
- Perks that add up - relationship rates, special access and help when you need it
- Open online in minutes
- Email my upgrade code
- Available in: AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KY, LA, MA, MD, MI, MS, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, TN, TX, UT, VA, WA, WI, WV
- Get $200 as a new Chase business checking client, when you open a Chase Total Business Checking® account with qualifying activities
- Access to 16,000 ATMs and nearly 5,000 Chase branches
- Chase has business specialists at your local branch to help with your business needs
- Account Alerts are a great way to stay on top of your account's activity and enhance security
- Unlimited electronic deposits at no charge, including Chase QuickDeposit℠, ACH and ATM
- Enjoy $300 as a new Chase checking customer, when you open a Chase Premier Plus Checking℠ account and set up direct deposit.
- Enjoy $300, more benefits, and earn interest on your new Chase checking account.
- The $25 Monthly Service Fee is waived when you keep an average beginning day balance of $15,000 or more in any combination of this account and linked qualifying Chase checking, savings and other balances.
- No Chase fee on first four non-Chase ATM transactions per statement period.
- Earn interest on your checking account balance.
- Access to 16,000 Chase ATMs and nearly 5,000 branches
- Apply online in minutes. Open your account online now.
- Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
- Enjoy up to $350 when you open a new Chase Total Checking® account with Direct Deposit and/or open a new Chase Savings℠ account, deposit $10,000 or more in new money and maintain a $10,000 balance for 90 days
- Enjoy a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit
- Enjoy a $150 bonus when you open a new Chase Savings℠ account, deposit a total of $10,000 or more in new money within 20 days, and maintain a $10,000 balance for 90 days
- Access to 16,000 Chase ATMs and nearly 5,000 branches
- Apply online in minutes. Open your account online now.
- Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
- Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
- Enjoy a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit
- Access to 16,000 Chase ATMs and nearly 5,000 branches
- Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
- Apply online in minutes
- Open your account online now
- Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
- Enjoy a $150 bonus when you open a new Chase Savings℠ account, deposit a total of $10,000 or more in new money within 20 business days, and maintain a $10,000 balance for 90 days
- Access to 16,000 Chase ATMs and nearly 5,000 branches
- Link this account to your Chase checking account for Overdraft Protection.
- Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
- Apply online in minutes. Open your account online now.
- Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
- Enjoy a $2,000 bonus when you join Chase Private Client. Within 45 days, transfer a total of $250,000 or more in qualifying new money or securities to a combination of eligible personal checking, savings and/or investment accounts, (excludes: any You Invest℠, J.P. Morgan retirement accounts and CDs) and maintain the balance for at least 90 days. Offer available to existing Chase customers only.
- Experience a banking relationship that brings you more
- A team dedicated to you
- Banking with fewer fees
- Visit your nearest CPC branch
- Email my upgrade code
- Available in: AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KY, LA, MA, MD, MI, MS, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, TN, TX, UT, VA, WA, WI, WV
- Enjoy $100 as a new Chase checking customer when you open a Chase College Checking℠ account, enroll in paperless statements and complete 10 qualifying transactions within 60 days of account opening.
- Access to 16,000 Chase ATMs and nearly 5,000 branches
- No Monthly Service Fee for up to 5 years if you're a student between the ages of 17-24 at account opening with proof of student status.
- Deposit checks from virtually anywhere, anytime, just by taking a photo with the Chase Mobile® app.
- Send and receive money in moments using Chase QuickPay® with Zelle®
- Enjoy up to $625 when you open and fund a new You Invest Trade account with $25,000 or more in new money. Find out how.
- Get 100+ commission free online stock and ETF trades when you open a new account. Fees and restrictions may apply.
- You Invest is an easy, smart and low-cost way to invest online.
- Choose an account that's right for you: Brokerage, Traditional IRA or Roth IRA
- Easily manage your Chase banking and J.P. Morgan investments all in one place.
- Get tools and expertise to make smarter investment decisions.
- Enjoy industry-low pricing, leaving you more money to invest.
- National availability
- Extended customer service hours
- Full service bank
- No free checking option
- Low interest rates
- Many misc. banking fees
- Free checking option
- 24-hr grace for overdrafts
- All day deposit
- 24-hr customer service
- Limited branches
- Low savings APY
- Earn 2.00% (1.12% APY) guaranteed for 6 months when you open a new Relationship Money Market Account by January 5, 2020
- Minimum opening deposit of $25,000. Opening deposit must be money not currently deposited at Huntington.
- Available to applicants residing in Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania, and West Virginia.
- Extended banking hours
- Low requirements to waive monthly fees
- No foreign transaction fees
- No free checking
- Low APY
- Only on East Coast
- Promo CD with high APY
- Free student account
- 24/7 customer service
- High minimums to waive fees
- Low savings APY
- Virtual Wallet tools
- Relatively easy to waive fees
- Free student account
- Limited branches
- Low APY
- Perks for high balance customers
- Many fee-free ATMs
- Global presence
- No free checking option
- Higher balance requirements
- Low savings APY
- Overdraft protection options
- No account minimums
- 27 Capital One cafes for in-person support
- Lower savings APY compared to other online banks
- Up to 2.20% APY
- Up to 5 years
- $0 minimum opening deposit
- Daily Compounding Interest
- FDIC Insured
- Free Express Checking
- Free student checking
- Promo CD with high APY
- Higher balance requirements
- Low savings APY
- Limited branches
- $50 to open checking account
- Relationship Rewards program
- LifeGreen Savings annual bonus
- No free checking option
- Limited branches
- Low savings APY
- High APY
- No minimum deposit for savings
- No monthly service fees
- No checking accounts
- No ATM card
- 1.85% APY
- $100 Minimum Opening Deposit
- No monthly maintenance fee
- FDIC Insured
- $1,000 Minimum Opening Deposit
- Up to 1.85% APY
- No monthly maintenance fee
- FDIC insured
- Daily Compounding Interest
- 1.80% APY
- Option to Withdraw Full Balance and Interest After 7 Days of CD Funding Date
- $1,000 Minimum Opening Deposit
- 11 Months
- No monthly maintenance fee
- FDIC insured
- Daily Compounding Interest
- $100,000 Minimum Opening Deposit
- Up to 1.75% APY
- Up to 5 years
- No monthly maintenance fee
- FDIC insured
- Daily Compounding Interest
- Free checking option
- High APY for Promo CD
- Free savings with checking
- Fee heavy
- Subpar savings APY
- Limited branches
- Global presence
- High online savings APY
- Not in every state
- Open your new HSBC Advance checking account online by December 31, 2019; and
- Deposit a minimum Qualifying Balance of $5,000 or more in New Money in combined checking and savings accounts within 30 calendar days of account opening, maintain at least the minimum Qualifying Balance for 90 calendar days from the date you deposited the minimum Qualifying Balance; and
- Set-up recurring Direct Deposits from a third party to an HSBC Advance checking account at least one per calendar month for 3 consecutive months following account opening month
- You will automatically receive the $350 Welcome Deposit in your new HSBC Advance checking account approximately eight weeks after completing all qualifying activities. It's that simple.
- Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
- Open your new HSBC Premier checking account online by December 31, 2019; and
- Make recurring Direct Deposits totaling at least $5,000 from a third party to your HSBC Premier checking account(s) per calendar month; and
- Receive monthly Direct Deposits totaling at least $5,000 into your checking account for 3 consecutive months from the second full calendar month after account opening
- You will automatically receive the $750 Welcome Deposit in your new HSBC Premier checking account approximately eight weeks after completing all qualifying activities. It's that simple.
- Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
- Earn 2.05% APY on all balance tiers
- No monthly maintenance fee
- Minimum balance to earn APY is $1
- Member FDIC
- High yield
- Cashback checking
- 24/7 customer service
- No interest checking
- $2,500 minimum deposit for CDs
- No fees
- No minimum opening deposit
- No minimum balance required
- 2.10% APY for 12-month term
- 2.15% APY for 24-month term
- 2.20% APY for 5-year term
- 1% cash back on up to $3,000 in debit card purchases each month
- No fees
- Access to over 60,000 no-fee ATMs in the U.S.
- Earn 1.65% APY for balances under $100,000
- Earn 1.70% APY for balances $100,000 and over
- 2.10% APY for 12-month term
- 2.15% APY for 24-month term
- 2.20% APY for 5-year term
- One Deposit Checking
- GoalTrack Savings
- 24/7 customer service
- Low APY
- Heavy overdraft fees
- Limited branches
- High APY for CDs
- Free student account
- Good customer service
- No free checking option
- Low savings APY
- Limited branches
- CD options
- No account minimums
- 24/7 customer service
- Low Checking APY for lower balance customers
- Consistently Competitive Rates
- 24/7 Customer Care
- Ally Bank, Member FDIC
- 0.10% APY for daily balances less than $15,000
- 0.50% APY for daily balance over $15,000
- Be reimbursed $10/month for ATMs outside of Ally Network
- $0 Minimum Opening Deposit
- No Fees to Open or Maintain Account
- FDIC insured
- Daily Compounding Interest
- 0.75% APY
- Unlimited deposits and ATM withdrawals, and up to 6 additional transaction
- Be reimbursed $10/month for ATMs outside of Ally Network
- $0 Minimum Opening Deposit
- No Fees to Open or Maintain Account
- FDIC insured
- Daily Compounding Interest
- Up to 2.25% APY
- $0 Minimum Opening Deposit
- Up to 5 years
- No monthly maintenance fee
- FDIC insured
- Daily Compounding Interest
- 2.05% APY
- 2 or 4-Year Terms
- Opportunity to increase your rate once over the 2-year term or twice over the 4-year term
- $0 Minimum Opening Deposit
- No monthly maintenance fee
- FDIC insured
- Daily Compounding Interest
- Withdraw Full Balance and Interest After 6 Days of CD Funding Date Without Penalty
- 1.65% APY with less than $5,000 opening deposit
- 1.70% APY with $5,000 minimum opening deposit
- 1.90% APY with $25,000 minimum opening deposit
- 11 Months
- No monthly maintenance fee
- FDIC insured
- Daily Compounding Interest
- Wide ATM network
- 24/7 customer service
- Special Term CD with high APY
- No free checking option
- High account fees
- Limited branches
- Free checking with eStatements
- High APY for CDs
- Good financial tools
- Limited branches
- Low savings APY
- Get $100 cash bonus when you open a new personal checking account and receive at least $600 in direct deposits within 60 days of account opening.
- Get $50 cash bonus when you also open a new Statement Savings account with an initial deposit of at least $1,000 and maintain it for 90 days. New Statement Savings account must be opened within 60 days of opening the new BMO Harris personal checking account.
- Get $50 cash bonus when you also open a new Health Savings account within 60 days of opening the new BMO Harris personal checking account.
- Get $50 cash bonus when you also sign up for electronic statements within 60 days of opening a new BMO Harris checking account.
- Savings with ATM card
- High APY
- All balance tiers receive same rate
- No checking account
- $2,000 minimum deposit for CDs
- Limited customer service hours
- Great Rates + Safety = Peace of Mind
- Member FDIC
- 1.20% APY
- $0 minimum opening deposit
- No minimum balance requirement
- No fees to open or maintain account
- ATM card
- Daily Compounding Interest
- FDIC Insured
- Up to 2.25% APY
- Up to 5 years
- $2,000 minimum opening deposit
- Daily Compounding Interest
- FDIC Insured
- Up to 2.25% APY
- Up to 5 years
- $2,000 minimum opening deposit
- Ability to open Roth or Traditional IRA
- Ability to add funds during 10-day grace period after CD maturity
- FDIC Insured
- 1.20% APY
- No minimum deposit to open account
- Ability to open Roth or traditional IRA account
- Make deposits at any time rather than waiting for a maturity date
- FDIC Insured
- High intro APY
- No monthly service fees
- Refund ATM fees
- Large minimum deposit
- Intro rate only for one year
- 1-year 1.01% intro APY on balances up to $250,000
- $5,000 Minimum Opening Deposit
- No monthly service fee
- U.S. ATM fees reimbursement (unlimited with minimum average daily balance of $5,000; otherwise up to $15/monthly)
- Top 5% yields always
- Daily Compounding Interest
- FDIC insured
- 1-year 2.00% intro APY on balances up to $250,000
- $5,000 Minimum Opening Deposit
- No monthly service fee
- Move money up to 6 times a month
- U.S. ATM fees reimbursement (unlimited with minimum average daily balance of $5,000; otherwise up to $15/monthly)
- Top 5% yields always
- Daily Compounding Interest
- FDIC Insured
- Up to 2.20% APY
- Up to 5 years
- $5,000 Minimum Opening Deposit
- No monthly service fee
- Top 5% yields always
- Daily Compounding Interest
- FDIC insured
- 2.15% APY
- 3.5-Year Term
- $1,500 Minimum Opening Deposit ($250,000 max)
- Opportunity to increase your rate once over the term
- No monthly maintenance fee
- Daily Compounding Interest
- FDIC insured
- Up to 1.25% APY
- No minimum balance requirements
- No fees to open or maintain account
- Overdraft Protection
- Daily Compounding Interest
- FDIC insured
- Unlimited domestic ATM reimbursements
- No monthly maintenance fees
- No annual fee
- No overdraft or non-sufficient funds fee
- 1.30% APY on all balance tiers
- No minimum balance requirements
- No fees to open or maintain account
- Free ATM card upon request
- Daily Compounding Interest
- FDIC Insured
- 1.05% APY on all balance tiers
- No minimum balance requirements
- No fees to open or maintain account
- Free Visa Debit Card
- Free online bill pay, free limited checks, and free limited online check images
- Daily Compounding Interest
- FDIC Insured
- Up to 2.25% APY
- Up to 5 years
- $1,000 Minimum Opening Deposit
- No monthly maintenance fee
- Daily Compounding Interest
- FDIC insured
- HelloWallet financial tools
- Free checking option
- 24/7 customer service
- Limited branches
- High account fees
- Earn 1,000 AA miles for opening account. Earn 100 AA miles per month for each $1,000 of balance, up to $50,000. Earn 25 AA miles per month for every $1,000 of balance over $50,000.
- Earn a one-time 10,000 AA miles bonus for using direct deposit. You must make direct deposits totaling at least $2,000 a month for 6 consecutive statement cycles.
- Earn a one-time 5,000 AA miles bonus for using online bill pay. You must pay a minimum of 3 different payees totaling at least $500 a month for 6 consecutive statement cycles.
- Earn a one-time 5,000 AA miles bonus for using your new BankDirect Visa CheckCard. You must have a minimum of 12 transactions totaling at least $500 a month for 6 consecutive statement cycles.
- No account minimum
- No service fees
- Refund all ATM fees
- Only checking or savings
- Must do banking online
- 0.70% APY
- $100 Minimum Opening Deposit
- $10 monthly service fee, waived with $500 average daily balance
- Up to $10/month ATM fee reimbursement
- FDIC insured
- 1.92% APY
- $100 Minimum Opening Deposit
- $5 monthly service fee, waived with $4,000 average daily balance
- Free ATM card
- Up to $10/month ATM fee reimbursement
- FDIC insured
- 0.75% APY
- $25 Minimum Opening Deposit
- $2 monthly service fee, waived with $1,000 average daily balance
- Free ATM card
- Up to $10/month ATM fee reimbursement
- FDIC insured
- Up to 2.27% APY
- Up to 5 years
- $1,000 Minimum Opening Deposit
- No monthly service fee
- FDIC insured
- 1.90% APY
- $5,000 Minimum Opening Deposit
- $4 monthly service fee; waived with a daily minimum balance of $500
- Daily Compounding Interest
- FDIC Insured
- Up to 2.15% APY
- Up to 5 years
- $10,000 Minimum Balance
- Daily Compounding Interest
- FDIC Insured
- 1.91% APY
- $100 Minimum Opening Deposit
- No Minimum Balance Requirement
- No Fees to Open or Maintain Account
- FDIC Insured
- Up to 1.90% APY
- 12-month, 18-month, or 36-month
- $10,000 Minimum Balance (Max $500,000)
- No Fees to Open or Maintain Account
- FDIC Insured
- 0.25% APY
- $100 Minimum Opening Deposit
- No Minimum Balance Requirement
- No Fees to Open or Maintain Account
- Free debit card with cash back on all non pin-based purchases
- Up to $15/month ATM fee reimbursement
- FDIC Insured
- Earn 2.00% APY on balances of $10,000 and above
- Member FDIC
- Earn 2.00% APY on balances of $25,000 and above
- Member FDIC
- Cash back on all debit card purchases
- Up to 1.00% APY on savings
- No ATM fees
- Easy to waive monthly fees
- High APY for CDs
- Free student checking
- Low interest for Premier Plus Checking
- 0.01% APY
- Minimum deposit of $25 - $50, depending on account
- Monthly fees of $0 - $10, depending on account
- FDIC Insured
- Up to 0.45% APY
- Terms ranging from 3 months - 120 months
- $500 minimum opening deposit
- FDIC Insured
- 0.01% APY
- $50 minimum opening deposit
- $10 monthly maintenance fee, unless you have $1500 minimum balance
- FDIC Insured
- Up to 0.45% APY
- Terms ranging from 3 months -120 months
- $500 minimum opening deposit
- No monthly maintenance fee
- FDIC Insured
Chase
| Pros: | Cons: |
Our Review: 
(4.1) Chase has new customer bonuses and a strong nationwide presence. But there are drawbacks. Read this review to see if Chase is a good bank for you...
Chase Total Business Checking®
Chase Total Checking® + Chase Savings℠
INVESTMENT PRODUCTS:
Bank of America
| Pros: | Cons: |
Our Review: (3.2) Bank of America offers a nationwide network, many account options, and user-friendly online banking. But does this convenience come at a cost? Read on...
Advantage Plus Banking Checking Account - $100 Bonus
Open a new Bank of America Advantage Plus Banking checking account by December 31, 2019. Account must be opened online using the link on the offer page. Minimum opening deposit is $100. Set up and receive at least 2 qualifying deposits of $250 or more each to your new checking account within 90 days of account opening. The $100 cash bonus will be deposited into your account within 60 days of completing all requirements. (Expires 12/31/2019)
Advantage Relationship Banking Checking Account - $100 Bonus
Open a new Bank of America Advantage Relationship Banking checking account by December 31, 2019. Account must be opened online using the link on the offer page. Minimum opening deposit is $100. Set up and receive at least 2 qualifying direct deposits of $250 or more each to your new checking account within 90 days of account opening. The $100 cash bonus will be deposited into your account within 60 days of completing all requirements. (Expires 12/31/2019)
Advantage SafeBalance Banking Checking Account - $100 Bonus
Open a new Bank of America Advantage SafeBalance Banking checking account by December 31, 2019. Account must be opened online using the link on the offer page. Minimum opening deposit is $25. Set up and receive at least 2 qualifying direct deposits of $250 or more each to your new checking account within 90 days of account opening. The $100 cash bonus will be deposited into your new account within 60 days of completing all requirements. (Expires 12/31/2019)
Get free stock and ETF trades a month at Merrill Edge if you have reached Gold, Platinum, or Platinum Honors status by maintaining the qualified combined balance in your Bank of America® banking and/or Merrill Edge® and Merrill Lynch® investment accounts.
Huntington Bank
| Pros: | Cons: |
Our Review: 
(3.9) Huntington Bank provides great accounts benefits like free Overdraft Protection Transfers and 24/7 customer service. Read on to see if this bank is right for you...
Relationship Money Market Account - Earn 2.00% (1.12% APY)
Business Checking 100 - $200 Bonus
Open a Huntington Business Checking 100 account online. Deposit at least $2,000 within 60 days of account opening. Your bonus of $200 will be deposited in your Business Checking 100 account after all requirements are met and your account is open for 90 days. This offer is available to applicants residing in Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania, and West Virginia. (Expires 12/31/2019)
Unlimited Business Checking - $400 Bonus
Open a Huntington Unlimited Business Checking account online. Make total deposits of at least $5,000 within 60 days of account opening. Your bonus of $400 will be deposited in your Unlimited Business Checking account after all requirements are met and your account is open for 90 days. This offer is available to applicants residing in Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania, and West Virginia. (Expires 12/31/2019)
Unlimited Plus Business Checking - $750 Bonus
Open a Huntington Unlimited Plus Business Checking account online. Make total deposits of at least $20,000 within 60 days of account opening. Your bonus of $750 will be deposited in your Unlimited Plus Business Checking account after all requirements are met and your account is open for 90 days. This offer is available to applicants residing in Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania, and West Virginia. (Expires 12/31/2019)
TD Bank
| Pros: | Cons: |
Our Review: (3.4) TD Bank offers extended customer hours and easy online banking. Are these perks worth it? Find out what makes TD Bank a great choice for you and some reasons to look elsewhere...
TD Bank Beyond Checking Account - $300 Cash Bonus
New customers only. Apply online for a new TD Bank Beyond Checking Account and get a $300 cash bonus after you direct deposit more than $2,500 within 60 days. There is a $25 monthly maintenance fee (waived if you keep a daily balance of at least $2,500, have $5,000 in monthly direct deposits, or maintain a $25,000 minimum daily combined balance across eligible TD accounts).
You must be a U.S. resident of the following states: CT, DE, DC, FL, ME, MD, MA, NH, NJ, NY, NC, PA, RI, SC, VT, VA
TD Bank Convenience Checking Account - $150 Cash Bonus
New customers only. Apply online for a new TD Bank Convenience Checking Account and get a $150 cash bonus after you direct deposit more than $500 within 60 days. There is a $15 monthly maintenance fee (waived if you keep a daily balance of at least $100).
You must be a US resident in the following states: CT, DE, DC, FL, ME, MD, MA, NH, NJ, NY, NC, PA, RI, SC, VT, VA
Refer a Friend Program - $50 for Each Referral
Receive $50 for each friend you refer for TD Bank's personal checking account. Not only do you get $50, your friend also gets $50 when they either: receive a direct deposit of at least $250 OR make at least 15 debit card purchases within 60 days of new account opening. There is no limit to the number of referral bonuses you can earn.
US Bank
| Pros: | Cons: |
Our Review: (3.7) U.S. Bank is the country's fifth largest bank, but does that make them a bank that will suit your banking needs? Do you need one of the country's largest banks or is a smaller bank more your style?...
Consumer Checking Account - $300 Bonus
Open a new U.S. Bank consumer checking account using promo code. Make at least two direct deposits that total $2,000 or more within 60 days of account opening and enroll in either U.S. Bank online banking or the U.S. Bank Mobile App by December 8, 2019. (Expires 12/8/2019)
PNC Bank
| Pros: | Cons: |
Our Review: (3.5) PNC Bank has relatively low requirements to waive fees and offers many financial tools to help you meet savings goals. Read on to see if this East Coast bank is right for you...
Virtual Wallet with Performance Select Checking - $300 Cash Bonus
Earn $300 when you open a new Virtual Wallet with Performance Select checking account and do the following within 60 days of account opening: make qualified direct deposits totaling $5,000 AND make at least 10 PNC Bank Visa® Debit card purchases. Bonus will be awarded within 60-90 days of meeting the requirements. Available to residents of AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV. (Expires 12/31/2019)
Performance Select Checking - $300 Cash Bonus
Earn $300 when you open a new Performance Select Checking account and do the following within 60 days of account opening: make qualified direct deposits totaling $5,000 AND make at least 10 PNC Bank Visa® Debit card purchases. Bonus will be awarded within 60-90 days of meeting the requirements. Available to residents of AL, DE, FL, GA, IL, IN, KY, MD, MI, MO, NJ, NY, NC, OH, PA, SC, VA, WV, and WI. (Expires 12/31/2019)
Virtual Wallet with Performance Spend Checking - $200 Cash Bonus
Earn $200 when you open a new Virtual Wallet with Performance Spend Checking account and do the following within 60 days of account opening: make qualified direct deposits totaling $2,000 AND make at least 10 PNC Bank Visa® Debit card purchases. Bonus will be awarded within 60 days of meeting the requirements. Available to residents of AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV. (Expires 12/31/2019)
Performance Spend Checking - $200 Cash Bonus
Earn $200 when you open a new Performance Spend Checking account and do the following within 60 days of account opening: Make qualified direct deposits totaling $2,000 AND make at least 10 PNC Bank Visa® Debit card purchases. Bonus will be awarded within 60-90 days of meeting the requirements. Available to residents of AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV. (Expires 12/31/2019)
Virtual Wallet Checking - $50 Cash Bonus
Earn $50 when you open a new Virtual Wallet checking account and do the following within 60 days of account opening: make qualified direct deposits totaling $500 AND make at least 10 PNC Bank Visa® Debit card purchases. Bonus will be awarded within 60-90 days of meeting the requirements. Available to residents of AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV. (Expires 12/31/2019)
Business Checking - $200 Bonus
Open a new PNC Business Checking, PNC Business Checking Plus, or Analysis Business (including Treasury Enterprise Plan) account. Maintain a balance an average cycle balance of $5,000 in your new checking account for each of the first three statement cycles. Make at least 20 qualifying PNC Bank Visa Debit card transactions within the first three statement cycles. $200 bonus will be credited to your new business checking account within 90 days after all conditions have been met. (Expires 12/31/2019)
Refer a Co-Worker – $100 for Each Referral
Available to existing participants of PNC WorkPlace Banking. Earn $100 for every co-worker who opens an eligible WorkPlace Banking checking account. Your friend also gets a reward. Your friends must use your referral coupon when they apply. You can earn this bonus for up to 10 referrals per year, for a total of up to $1,000.
Citibank
| Pros: | Cons: |
Our Review: (3.5) Citibank offers credit cards and banking services. But service fees and balance requirements are on the high side. Is it the right bank for you? Keep reading to find out...
Citi Priority Package - $700 Bonus
Open a new eligible checking and savings account in the Citi Priority Account Package.
Within 30 days of opening your account, deposit $50,000 New-to-Citibank funds into the checking and savings account.
Maintain a minimum balance of $50,000 between the checking and savings accounts for 60 consecutive calendar days. (Expires 12/31/2019)
Citi Account Package - $400 Bonus
Open a new eligible checking and savings account in the Citibank Account Package.
Within 30 days of opening your account, deposit $15,000 New-to-Citibank funds into the checking and savings account.
Maintain a minimum balance of $15,000 between the checking and savings account for 60 consecutive calendar days. (Expires 12/31/2019)
Citi Basic Banking Package - $200 Bonus
Open a new eligible checking account in the Basic Banking Package.
Within 30 days of opening your account, deposit $5,000 New-to-Citibank funds into the new checking account.
Maintain a minimum balance of $5,000 for 60 consecutive calendar days. (Expires 12/31/2019)
Citi Savings Account - $1,500 Bonus
Deposit $250,000 or more new-to-Citibank funds to a new or an existing eligible savings account (multiple deposits allowed) by January 6, 2020. Maintain a daily balance of at least $250,000 in the eligible savings account through March 31, 2020. To qualify for this offer, customer must have an eligible checking account and must enroll in this offer. If customer does not have an eligible checking account, he or she can open the account at the time of enrollment. This offer is valid for customers who reside in NY, CT, MD, VA, DC, CA, NV, IL, NJ, or select markets in FL. (Expires 1/6/2020)
Citi Savings Account - $750 Bonus
Deposit $100,000 - $249,000 new-to-Citibank funds to a new or an existing eligible savings account (multiple deposits allowed) by January 6, 2020. Maintain a daily balance of at least $100,000 in the eligible savings account through March 31, 2020. To qualify for this offer, customer must have an eligible checking account and must enroll in this offer. If customer does not have an eligible checking account, he or she can open the account at the time of enrollment. This offer is valid for customers who reside in NY, CT, MD, VA, DC, CA, NV, IL, NJ, or select markets in FL. (Expires 1/6/2020)
Citi Savings Account - $400 Bonus
Deposit $50,000 - $99,000 new-to-Citibank funds to a new or an existing eligible savings account (multiple deposits allowed) by January 6, 2020. Maintain a daily balance of at least $50,000 in the eligible savings account through March 31, 2020. To qualify for this offer, customer must have an eligible checking account and must enroll in this offer. If customer does not have an eligible checking account, he or she can open the account at the time of enrollment. This offer is valid for customers who reside in NY, CT, MD, VA, DC, CA, NV, IL, NJ, or select markets in FL. (Expires 1/6/2020)
Citi Savings Account - $200 Bonus
Deposit $25,000 - $49,000 new-to-Citibank funds to a new or an existing eligible savings account (multiple deposits allowed) by January 6, 2020. Maintain a daily balance of at least $25,000 in the eligible savings account through March 31, 2020. To qualify for this offer, customer must have an eligible checking account and must enroll in this offer. If customer does not have an eligible checking account, he or she can open the account at the time of enrollment. This offer is valid for customers who reside in NY, CT, MD, VA, DC, CA, NV, IL, NJ, or select markets in FL. (Expires 1/6/2020)
Capital One
| Pros: | Cons: |
Our Review: (4.3) Capital One 360 checking and savings accounts are free to open and offer higher-than-average APY rates. Does this popular web bank live up to its claims? Find out if it's right for you...
Capital One 360 Checking - $25 Offer
Get $25 when you open an account with an initial deposit of at least $250 AND do one of the following: make 3 debit card purchases or Zelle payments within 45 days of account opening. The $25 bonus will be deposited into your account on Day 50. Only available for new Capital One 360 customers. Terms apply.
Capital One 360 Savings - $25 Offer
Get $25 when you open an account with an initial deposit of at least $250-9,999.99. The $25 bonus will be automatically deposited into your account. The bonus will start earning interest right away, but you cannot withdraw for 30 days. Only available for new Capital One 360 customers. Terms apply.
Capital One 360 Savings - $100 Offer
Get $100 when you open an account with an initial deposit of at least $10,000. The $100 bonus will be automatically deposited into your account. The bonus will start earning interest right away, but you cannot withdraw for 30 days. Only available for new Capital One 360 customers. Terms apply.
360 Performance Savings Account - $1,000 Bonus
Open a 360 Performance Savings Account using promo code SAVE1000. Deposit $10,000 or more of new money from an external bank within the first 10 days of account opening (Initial Funding Period). Maintain a daily balance of $150,000 or more for 90 days following the Initial Funding Period to receive $1,000. Bonus will be deposited to your account within 60 days after you have completed all the requirements. (Expires 12/31/2019)
360 Performance Savings Account - $200 Bonus
Open a 360 Performance Savings Account using promo code SAVE1000. Deposit $10,000 or more of new money from an external bank within the first 10 days of account opening (Initial Funding Period). Maintain a daily balance of $10,000 - $149,999 for 90 days following the Initial Funding Period to receive $200. Bonus will be deposited to your account within 60 days after you have completed all the requirements. (Expires 12/31/2019)
Refer a Friend Program - $20 for Each Referral
Receive $20 for each friend who opens a Capital One 360 account using your referral link. Get your unique referral link by logging into your account and visiting the “Refer a Friend” section. The bonus is paid for the first 50 friends who open an account, for a total of up to $1,000. Those referred must open an account with at least $250 initial deposit.
Fifth Third Bank
| Pros: | Cons: |
Our Review: (3.3) Fifth Third Bank has higher balance requirements and high service fees if they're not met. But it offers some unique programs. Read on to see if Fifth Third Bank is a good fit for you...
Fifth Third Business Checking Account - $500 Bonus
Open a Fifth Third Business Standard, Premium, or Elite Checking Account in branch or thru phone. Use unique offer code when opening account. Reach a balance of $1,000 within 10 calendar days of account opening, and maintain a $1,000 minimum daily balance thereafter for 60 calendar days. $500 bonus will be deposited into the checking account within 10 business days after qualifying activities are met. Offer is valid only in Chicago, IL, Grand Rapids, MI, Detroit, MI, Tampa, FL, and Orlando, FL. (Expires 12/31/2019)
Fifth Third Checking Account - $250 Bonus
Open an eligible Fifth Third Checking Account using offer code. Reach a balance of $500 within 45 days and maintain a minimum daily balance of $500 thereafter for 60 days to qualify for the checking bonus. The cash bonus will be deposited into your new checking account within 10 business days of completing qualifying activity requirements. Eligible checking accounts are Fifth Third Essential, Enhanced, Preferred, Free and Free Checking plus Extra TimeSM (where available). (Expires 12/31/2019)
Fifth Third Checking Account - Up to $500 Bonus
Get $250 when you open an eligible Fifth Third Checking Account using offer code. Reach a balance of $500 within 45 days and maintain a minimum daily balance of $500 thereafter for 60 days to qualify for the checking bonus. Get an additional $250 when you meet the initial requirements and increase your total deposit balances by $20,000 within 45 days of account opening. Maintain that increased balance for 90 days from the date the balance requirement is reached. The cash bonus will be deposited into your new checking account within 10 business days of completing qualifying activity requirements. Eligible checking accounts are Fifth Third Essential, Enhanced, Preferred, Free and Free Checking plus Extra TimeSM (where available). (Expires 12/31/2019)
Regions Bank
| Pros: | Cons: |
Our Review: (3.4) Regions Bank offers a variety of deposit products, easy account opening requirements, and special reward programs. Read on to see if this bank is right for you...
LifeGreen Savings Account – Up to $100 Annual Savings Bonus
Earn a 1% annual savings bonus (up to a maximum of $100) when you open a LifeGreen Savings Account AND have or open a Regions checking account. You must set up a monthly automatic transfer of at least $10 from your Regions checking account to LifeGreen Savings account. Your bonus is based on the average monthly balance for 12 months. The maximum bonus is $100. There is a minimum opening deposit of $50 if you apply online. Available to residents of AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN and TX.
LifeGreen® Checking Account - $200 Cash Bonus
Open any LifeGreen® checking account online using promo code 200PD19Q4 or present a personalized voucher in branch. Minimum opening deposit is $25. To get $200 cash bonus, make 10 purchases with a Regions Visa CheckCard and make a qualifying ACH direct deposits of at least $500 within 60 days of account opening. Offer valid for new checking customers only. This offer is valid in AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN, and TX. (Expires 12/29/2019)
Regions Refer a Business - $150 Visa Reward Card
Referred business must open a new Regions business checking account within 90 days of receiving the invite. Opening deposit should be $500 or more. Within 60 days of account opening, complete at least one Visa Business CheckCard purchase that posts to the new account, and enroll in Online Statements through Regions Online Banking.
Regions Refer a Friend - $50 Visa® Reward Card
Get a $50 Visa® Reward Card when a friend opens a new Regions personal LifeGreen® checking account or business checking account. Your referred friend cannot be an existing Regions checking customer, and must complete all requirements in order for you to receive the reward.
CIT Bank
| Pros: | Cons: |
Our Review: (4.5) Want a higher interest rate at a good FDIC insured bank? CIT is tempting, but there are downsides you should not ignore. Read this review before you open an account...
Open a CIT Bank 1.85% APY Savings Builder High Yield Savings Account
CIT Bank Savings Builder - Up to $300 Bonus
Conditions Apply (Expires 12/31/2019)
CIT Bank Savings Builder - $150 Bonus
Deposit $25,000 - $49,999 within 15 calendar days. Conditions Apply. (Expires 12/31/2019)
CIT Bank Savings Builder - $300 Bonus
Deposit $50,000 or more within 15 calendar days. Conditions Apply. (Expires 12/31/2019)
Money Market Account - 1.85% APY
M&T Bank
| Pros: | Cons: |
Our Review: (3.4) If you are on the upper East Coast, you probably see M&T Bank frequently. With a free checking option and a range of deposit accounts, does it meet your needs?...
Personal Checking Account - Up to $250 Bonus
Get up to $250 cash bonus by opening any M&T personal checking account online or at your local M&T Bank. Make a total of at least $500 in qualifying direct deposits within 90 days of account opening. Cash bonus will be rewarded within 90 days after direct deposit. (Expires 1/6/2020)
Wells Fargo
Wells Fargo offers nationwide access with thousands of ATMs and branch locations. But are their checkings and savings accounts right for you? Read on to see the best options...
Checking and Savings Account - $650 Bonus
Get $400 when you open a new eligible Wells Fargo checking account with a minimum opening deposit of $25. Use offer code when opening account. Within 150 days of account opening, you must have a total of at least $3,000 each month in qualifying direct deposits for three consecutive months. Get $250 when you open a new eligible Wells Fargo savings account in branch with a minimum opening deposit of $25. Use offer code when opening account. Deposit at least $15,000 in new money within 10 days of account opening. Maintain a minimum daily balance of at least $15,000 for 90 days from account opening. Bonus will be deposited to your new accounts within 45 days after meeting all offer requirements. (Expires 12/31/2019)
Consumer Checking Account - $400 Bonus
Open an Everyday Checking account online or bring a bonus offer code to a participating Wells Fargo branch and open an eligible consumer checking account. Minimum deposit of $25. To qualify for the bonus, within 150 days of account opening, receive a cumulative monthly total of $3,000 or more in qualifying direct deposits each month to the checking account opened for this bonus offer for three consecutive months. (Expires 12/31/2019)
Open a new eligible Wells Fargo savings account in branch with a minimum opening deposit of $25. Use offer code when opening account. Deposit at least $15,000 in new money within 10 days of account opening. Maintain a minimum daily balance of at least $15,000 for 90 days from account opening. Bonus will be deposited to your new savings account within 45 days after meeting all offer requirements. (Expires 12/31/2019)
HSBC Bank
| Pros: | Cons: |
Our Review: (4.7) HSBC Bank offers a full array of services for different needs, including a high-yield online savings and several checking options. But there are downsides. Read on for the pros and cons...
HSBC Advance Checking - $350 Bonus
- Get a $350 Welcome Deposit for eligible new customers who open an HSBC Advance checking account with qualifying activities.
HSBC Premier Checking - $750 Bonus
- Get a $750 Welcome Deposit for eligible new customers who open an HSBC Premier checking account with qualifying activities.
HSBC Direct Savings - 2.05% APY
Discover Bank
| Pros: | Cons: |
Our Review: (4.8) Discover offers high interest rates on its online savings and CD accounts. But there are downsides. Here's what you need to know before you open an account...
Online Savings Account - Earn 1.80% APY
Discover Online Savings - $150 Cash Bonus
To get your $150 or $200 Bonus offer: What to do: Apply for your first Discover Online Savings Account by 12/2/19, 11:59 PM ET, online or by phone. Enter Offer Code CY1119 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted by 12/16/19, 11:59 PM ET. Maximum bonus eligibility is $200.
What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded or affinity accounts provided by Discover. Account must be open when bonus is credited. Bonus will be credited to the account by 12/30/19. Bonus is considered interest and will be reported on IRS Form 1099-INT. Offer may be modified/withdrawn without notice. See advertiser website for full details. (Expires 12/2/2019)
Discover Online Savings - $200 Cash Bonus
To get your $150 or $200 Bonus offer: What to do: Apply for your first Discover Online Savings Account by 12/2/19, 11:59 PM ET, online or by phone. Enter Offer Code CY1119 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted by 12/16/19, 11:59 PM ET. Maximum bonus eligibility is $200.
What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded or affinity accounts provided by Discover. Account must be open when bonus is credited. Bonus will be credited to the account by 12/30/19. Bonus is considered interest and will be reported on IRS Form 1099-INT. Offer may be modified/withdrawn without notice. See advertiser website for full details. (Expires 12/2/2019)
Online Checking Account - Earn Cash Back
Discover Cashback Checking – Up to $30/Month Cashback
Earn 1% cash back on up to $3,000 in debit card purchases each month, for a total of up to $30 cashback per month. Discover Cashback Checking has no minimum balance requirement, no fees, and free online bill pay.
Citizens Bank
| Pros: | Cons: |
Our Review: (3.8) Are you looking for a bank that will not only keep your money, but also help push you to meet your financial goals? If so, you may want to consider Citizens Bank...
GoalTrack Savings Program – up to $250 in Gift Cards
Add the GoalTrack Savings programs to any eligible Citizens Bank savings account and be rewarded for reaching your goals. Select a target timeframe and monthly savings goal amount. If you achieve your goal, you will receive a gift card. The amount varies based on your monthly savings and the timeframe. To get the minimum bonus, you must save at least $25/month for 8 months (above your existing balance). The most you can receive is a $250 gift card if you save $400/month for 36 months (above your existing balance). Only available to residents of CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, and VT.
Open a new One Deposit Checking or Citizens Bank Platinum Checking account and make a direct deposit of $500 or more within 60 days of account opening. (Expires 12/26/2019)
Checking and Savings Account - $600 Bonus
Get $300 when you open a new One Deposit Checking or Citizens Bank Platinum Checking account and make a direct deposit of $500 or more within 60 days of account opening. Get an additional $200 bonus when you add a savings account with a minimum of $15,000 not currently on deposit with Citizens Bank and maintain that balance for 3 months. Earn an additional $100 when you qualify for both the $300 and $200 bonuses. (Expires 12/26/2019)
CollegeSaver Account - $1,000 Cash Bonus
Available to parents with a child under 12. To open, you must make an initial minimum deposit of: $25 if your child is under 6 years old, $500 if your child is over 6 but under 12. You must save the required monthly minimum each year: $25/month if your child is under 6 years old at time of account opening, $50/month if your child is over 6 but under 12 at time of account opening. You are allowed to skip one deposit per year. If the requirements are met, you will receive $1,000 bonus (plus interest) when your child turns 18. Only available to residents of CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, and VT.
SunTrust Bank
| Pros: | Cons: |
Our Review: (3.7) If customer service ranks high on your list, SunTrust Bank may be one you want to check out. While they offer interest rates comparable to most "big banks," they do offer that warm, fuzzy feeling some people look for in a bank...
SunTrust Advantage Checking Account - $300 Bonus
Earn $300 when you open a new SunTrust Advantage Checking account using promo code Q419ADVCHKOL. Complete at least $3,000 in qualifying direct deposits into the new checking account, per statement cycle, for two consecutive cycles within the first three full monthly statement cycles. Bonus will be deposited into your new account up to 8 weeks after all qualifications have been verified. (Expires 1/2/2020)
SunTrust Business Checking Account - $200 Bonus
Earn $200 when you open a new eligible SunTrust business checking account using offer code SB19Q4CHECKING and receive at least $1,500 in qualifying cumulative deposits within 30 days of account opening. Account must stay open for at least 180 days. The accounts eligible for this promotion are Simple Business Checking, Primary Business Checking, and Business Advantage Plus. The business must be registered within the U.S. with the business's physical street address located in AL, AR, GA, FL, MD, MS, NC, SC, TN, VA, and DC. (Expires 12/31/2019)
Select Savings – Up to $25 Annual Savings Bonus
Earn a 1% annual savings bonus (up to a maximum of $25) when you open a Select Savings Account and link it with a Select Checking or Signature Advantage Checking account. The monthly service fee is waived with a $25/mo automatic transfer from a SunTrust personal checking account OR by maintaining a $1,000 daily minimum balance. Your bonus is based on the average monthly balance for 12 months. The maximum bonus is $25. Available to residents of AL, AR, GA, FL, MD, MS, NC, SC, TN, VA, WV and DC.
Ally Bank
| Pros: | Cons: |
Our Review: (4.4) Ally Bank offers good interest rates and no account minimums. But is this popular online bank good for you? Learn the benefits (and drawbacks) here...
1.70% APY on all balance tiers. $0 minimum opening deposit. No fees to open or maintain account. No minimum daily balance requirement.
Associated Bank
| Pros: | Cons: |
Our Review: (3.6) If you live in the Midwest, you've likely heard of Associated Bank. Its account offerings are basic with higher fees, but is it a good fit for you? Read on...
Milwaukee Film - Up to $500 Bonus
Open an Associated Choice Checking account with a minimum opening deposit of $100. Make a minimum of three payments using Associated Bank Online Bill Pay or have at least one direct deposit of $300 or more within 45 days of account opening. Open an Associated Relationship Savings account with a minimum deposit of $25,000. Maintain a minimum combined balance in the accounts of $25,000 for 90 days. All accounts must be opened with the same primary account holder within 10 days. $400 bonus will be deposited into the Associated Choice Checking account within 120 days of account opening. Get 10,000 bonus reward points (worth $100 cash back) when you use your new American Express Premier Rewards Credit Card to spend $1,000 in the first three months after first purchase. (Expires 8/31/2020)
Milwaukee Film - Up to $300 Bonus
Earn $175 when you open an Associated Balanced Checking account with a minimum deposit of $100. Make at least 3 payments using Associated Bank Online Bill Pay OR have at least one direct deposit of $300 or more within 45 days of account opening. Earn $100 when you open and maintain an Associated Select Money Market Account with a minimum deposit of $10,000. Minimum deposit must remain in account for at least 90 days to get bonus. Get $25 cash back in the form of 2,500 points on your first purchase when you use your new Visa Real Rewards Credit Card. Offer subject to credit approval. (Expires 8/31/2020)
Milwaukee Film - Up to $75 Bonus
Earn $50 when you open an Associated Access Checking account using offer code. Minimum opening deposit is $25. Have at least one direct deposit of $300 or more OR make three payments using Associated Bank Online Bill Pay within 45 days of account opening. Get $25 cash back on your first purchase, awarded as 2,500 bonus rewards points, when you use your new Visa Real Rewards Credit Card then earn 1.5 points for every $1 you spend on eligible net purchases. (Expires 8/31/2020)
Open an Associated Choice Checking account with a minimum opening deposit of $100. Make a minimum of three payments using Associated Bank Online Bill Pay or have at least one direct deposit of $300 or more within 45 days of account opening. Open an Associated Relationship Savings account with a minimum deposit of $25,000. Maintain a minimum combined balance in the accounts of $25,000 for 90 days. All accounts must be opened with the same primary account holder within 10 days. $400 bonus will be deposited into the Associated Choice Checking account within 120 days of account opening. Get 10,000 bonus reward points (worth $100 cash back) when you use your new American Express Premier Rewards Credit Card to spend $1,000 in the first three months after first purchase. (Expires 8/31/2020)
Earn $175 when you open an Associated Balanced Checking account with a minimum deposit of $100. Make at least 3 payments using Associated Bank Online Bill Pay OR have at least one direct deposit of $300 or more within 45 days of account opening. Earn $100 when you open and maintain an Associated Select Money Market account with a minimum deposit of $10,000. Minimum deposit must remain in account for at least 90 days to get bonus. Get $25 cash back in the form of 2,500 points on your first purchase when you use your new Visa Real Rewards Credit Card. Offer subject to credit approval. (Expires 8/31/2020)
Earn $50 when you open an Associated Access Checking account using offer code. Minimum opening deposit is $25. Have at least one direct deposit of $300 or more OR make three payments using Associated Bank Online Bill Pay within 45 days of account opening. Get $25 cash back on your first purchase, awarded as 2,500 bonus rewards points, when you use your new Visa Real Rewards Credit Card then earn 1.5 points for every $1 you spend on eligible net purchases. (Expires 8/31/2020)
Open an Associated Choice Checking account with a minimum opening deposit of $100. Make a minimum of three payments using Associated Bank Online Bill Pay or have at least one direct deposit of $300 or more within 45 days of account opening. Open an Associated Relationship Savings account with a minimum deposit of $25,000. Maintain a minimum combined balance in the accounts of $25,000 for 90 days. All accounts must be opened with the same primary account holder within 10 days. $400 bonus will be deposited into the Associated Choice Checking account within 120 days of account opening. Get 10,000 bonus reward points (worth $100 cash back) when you use your new American Express Premier Rewards Credit Card to spend $1,000 in the first three months after first purchase. (Expires 7/31/2020)
Earn $175 when you open an Associated Balanced Checking account with a minimum deposit of $100. Make at least 3 payments using Associated Bank Online Bill Pay OR have at least one direct deposit of $300 or more within 45 days of account opening. Earn $100 when you open and maintain an Associated Select Money Market account with a minimum deposit of $10,000. Minimum deposit must remain in account for at least 90 days to get bonus. Get $25 cash back in the form of 2,500 points on your first purchase when you use your new Visa Real Rewards Credit Card. Offer subject to credit approval. (Expires 7/31/2020)
Earn $50 when you open an Associated Access Checking account using offer code. Minimum opening deposit is $25. Have at least one direct deposit of $300 or more OR make three payments using Associated Bank Online Bill Pay within 45 days of account opening. Get $25 cash back on your first purchase, awarded as 2,500 bonus rewards points, when you use your new Visa Real Rewards Credit Card then earn 1.5 points for every $1 you spend on eligible net purchases. (Expires 7/31/2020)
Open an Associated Choice Checking account with a minimum opening deposit of $100. Make a minimum of three payments using Associated Bank Online Bill Pay or have at least one direct deposit of $300 or more within 45 days of account opening. Open an Associated Relationship Savings account with a minimum deposit of $25,000. Maintain a minimum combined balance in the accounts of $25,000 for 90 days. All accounts must be opened with the same primary account holder within 10 days. $400 bonus will be deposited into the Associated Choice Checking account within 120 days of account opening. (Expires 6/30/2020)
BMO Harris Bank
| Pros: | Cons: |
Our Review: (3.1) With almost a 200-year history, BMO Harris is a household name in the Midwest. They offer a large range of personal financial products to help consumers take control of their finances. But are their services worth it?...
BMO Harris Bank at Work - up to $250 Cash Bonus
If your employer is part of BMO Harris's Bank at Work or Group Banking Services, you can earn up to $250 cash bonus:
Business Advantage Checking Account - $500 Bonus
Get promo code by entering your email address in the link. Present promo code in a BMO Harris branch upon opening a new Business Advantage Checking account. Minimum opening deposit required to get bonus is $5,000. Maintain a minimum daily balance of at least $5,000 in the account for 90 days following account opening. Complete at least 10 electronic transactions post to the account within 90 days of account opening. To receive checking bonus, you must have a collected balance of $5,000 or more in the account following the 90 days from account opening. (Expires 1/31/2020)
Essential Business Checking Account - $200 Bonus
Get promo code by entering your email address in the link. Present promo code in a BMO Harris branch upon opening a new Essential Business Checking account. Minimum opening deposit required to get bonus is $1,500. Maintain a minimum daily balance of at least $1,500 in the account for 90 days following account opening. Complete at least 10 electronic transactions post to the account within 90 days of account opening. To receive checking bonus, you must have a collected balance of $1,500 or more in the account following the 90 days from account opening. (Expires 1/31/2020)
Open a new BMO Harris Smart Money, Smart Advantage, or Premier Checking account using offer code. To get $200 bonus, you must have a cumulative total of $6,000 in eligible direct deposits, and enroll in BMO Digital Banking and set up paperless statements within 120 days of account opening. You must also complete at least 20 debit card purchases made with your BMO Harris Bank Debit Mastercard post to your account within 90 days of account opening. This offer is valid to residents of Illinois, Wisconsin, Minnesota, Indiana, Arizona, Florida, Kansas, or Missouri. (Expires 1/30/2020)
Synchrony Bank
| Pros: | Cons: |
Our Review: (4.3) Synchrony offers some of the highest savings and CD rates. But there are downsides. Read this review before you open an account...
1.90% APY. $0 minimum opening deposit. No minimum balance requirement. No fees to open or maintain account.
TIAA Bank
| Pros: | Cons: |
Our Review: (4.3) If you have a large opening deposit, TIAA Bank provides a variety of options at high introductory rates. But there are downsides. Read on to see if it's right for you...
Axos Bank
If the perfect checking account for you is one with no monthly fees while offering rewards, you may have found your match with Axos Bank...
KeyBank
| Pros: | Cons: |
Our Review: (3.3) Are you looking for a no-frills checking account or maybe a bank that offers relationship banking services/interest rates? You may have found your fit with KeyBank...
Key Checking Account - $300 Bonus
This offer is exclusive to Key@Work program members. Enroll in the Key@Work program and enter ONKW1019 when applying on key.com. Open a Key Advantage, Key Privilege, or Key Privilege Select Checking account and make a total of $1,000 or more in direct deposits within 60 days from account opening. Bonus will be deposited to your account within 90 days of meeting requirements. (Expires 1/3/2020)
BankDirect
Think you can't earn airline miles from your bank account? Think again. BankDirect offers two accounts that allow you to earn American Airlines miles...
Mileage Checking with Interest - Earn AAdvantage Miles
Mileage Money Market - Earn AAdvantage Miles
Earn 1,000 AA miles for opening account. Earn 50 AA miles per month for each $1,000 of balance, up to $50,000. Earn 25 AA miles per month for every $1,000 of balance over $50,000.
Earn a one-time deposit of 1,000 AA miles for every $1,000 invested, up to $50,000. Earn 25 AA miles for every $1,000 over $50,000.
Earn a one-time deposit of 500 AA miles for every $1,000 invested, up to $50,000. Earn 25 AA miles for every $1,000 over $50,000.
Earn a one-time deposit of 250 AA miles for every $1,000 invested, up to $50,000. Earn 25 AA miles for every $1,000 over $50,000.
Earn 1,000 AA miles for every friend you refer for a Mileage Checking or Mileage Money Market account. Your friend will also earn 1,000 AA miles. You can earn up to 10,000 AA miles for referrals.
Charles Schwab Bank
| Pros: | Cons: |
Our Review: (4.3) Charles Schwab is more than a brokerage. It also offers high yield checking and savings interest rates that might far surpass your local bank. Read on to learn the pros and cons...
High Yield Investor Checking – Unlimited ATM Rebates
Open a High Yield Investor Checking account and get unlimited ATM rebates worldwide. Charles Schwab will reimburse ATM fee at the end of every statement cycle. There is no minimum balance requirement and no service fees. You must open a Schwab brokerage account too, but you don't have to use it.
Columbia Bank (NJ)
Advantage Plus Checking Account - $250 Bonus
Earn $200 when you open a new Advantage Plus Checking Account and set up qualifying direct deposits that total to at least $1,000 posted to your Advantage Plus Checking Account within 60 days of account opening. Earn $50 by completing 10 qualifying debit card purchases using your Advantage Plus Columbia Bank debit card within 60 days of account opening.
First Internet Bank
Internet banking may seem new, but First Internet Bank has offered it since the late 1990s. Does their experience in the industry make them the best option?...
MemoryBank
You can do just about anything online today, including all of your banking. If you can handle never going to the bank drive-up again, read on to see if MemoryBank is a good fit for you...
EarnMore Checking Account - 0.90% APY
Earn 0.90% APY on balances up to $250,000. There is a $50 minimum to open account. There is no minimum balance requirement and no monthly service fee. FDIC Insured.
Money Market Account - 2.00% APY
Earn up to 2.00% APY on balances from $0.01-1,000,000. There is a $50 minimum to open account. There is no minimum balance requirement and no monthly service fee. FDIC Insured.
Popular Direct
Tired of low interest rates at your local bank? Consider an online savings accounts with Popular Direct Bank. Read on to learn about the benefits and drawbacks before opening an account...
Salem Five Direct
Are you tired of bank fees and meeting minimum balance requirements? Salem Five Direct may be the answer to your needs. They don't have minimum balance requirements on their checking and savings accounts and they offer high-yield APYs...
Columbia Bank (WA, OR, ID)
Business Checking Account - $300 Cash Bonus
Get your promo code by providing your business email. Use promo code to open a qualifying Columbia Bank business checking account. To get $300 cash bonus, make at least one deposit of $500 or more within 15 calendar days of account opening. Customer must maintain an average daily balance of $500 or more for the first 90 days after account opening. (Expires 12/31/2019)
Personal Checking Account - $200 Bonus
Open a Neighborhood Account, Relationship Account, or Foundation Account. To get $200 cash bonus, receive a qualifying direct deposit of $500 or more within 90 days of account opening. (Expires 12/31/2019)
UFB Direct
UFB High Yield Savings - Earn up to 2.00% APY
UFB Premium Money Market - Earn 2.00%
Aspiration
Aspiration offers socially-responsible banking services and investment products with a unique "Pay What Is Fair" approach. Is it too good to be true? Read on...
Open Spend and Save Account - Earn up to 1.00% APY
Chime
Chime Banking offers direct deposit and is FDIC-insured. But is it good (or bad)? Find out how you can get paid two days early and fees to look out for...
Marcus by Goldman Sachs
Marcus by Goldman Sachs offers savings accounts and CDs at high interest rates. But don't expect accounts with a lot of bells and whistles. Read on for the pros and cons...
Marcus Online Savings - Earn 1.90% APY
No minimum deposit
12-month High-Yield CD - Earn 2.10%
$500 Minimum Balance
13-month No-Penalty CD - Earn 1.85%
No early withdrawal penalty
Santander Bank
| Pros: | Cons: |
Our Review: (3.8) If you're in the Northeast, Santander Bank offers solid basic checking and savings options, as well as competitive rates for CDs. Read on to see if it fits your needs...
Business Checking Account - $250 Bonus
Open a new Business Checking or Business Checking Plus account and keep it open for 90 days. Maintain an average daily ledger balance of $3,000 or more for the first 90 days after account opening. To receive $250 cash bonus, you must be a business with revenues up to but not exceeding $3,000,000, your business must not currently have, nor have had, any business checking account with Santander Bank in the last 12 months, and the business checking account must be open and in good standing at the time of fulfillment. You will receive the cash bonus within 30 days of meeting all offer requirements. Your promotion code BIZ25010ND must be entered during new account opening to receive this offer. (Expires 12/31/2019)
Open a new eligible Santander checking account using the promotion code or email you received by registering online. Have direct deposits totaling $1,000 or more within the first 90 days, starting the first business day after opening the account. Keep your account open for at least 90 days and open at the time of the bonus payment. $225 bonus will be deposited into your account within 30 days after the 90-day period. Eligible checking accounts are Simply Right Checking, Santander Basic Checking, Santander Premier Plus Checking, and Santander Select Checking. Offer is only available to residents of NH, MA, RI, CT, DE, NY, NJ, and PA. (Expires 12/31/2019)
TCF Bank
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