Raisin Promotions
Read our in-depth review of Raisin to see why Raisin scored 4.1 stars out of 5. We like their multiple savings accounts in one place, no monthly fee, and $1 minimum.
If you're looking for bank promotions, you must check out these offers.
High Yield Savings
- FDIC or NCUA insured
- No fees
- $1 minimum deposit
- 24/7 online access to funds
Compare CD Promotion:
Explore Competitive Savings and CD Rates
Compare Promotions
CIT Bank No Penalty CD - 3.90% APY
- Option to withdraw full balance and interest after 7 days of CD funding date
- $1,000 minimum to open an account
- 11 months
- No monthly maintenance fee
- Member FDIC
Disclosures
CIT Bank Platinum Savings - 4.10% APY Boost
With 6 month boost, you earn:
| Tier | Boost APY |
|---|---|
| Balance over $5,000 | 4.10%* |
| Balance less than $5,000 | 0.60%* |
After boost is completed, you will continue to earn our best standard rates:
| Tier | APY |
|---|---|
| Balance over $5,000 | 3.75%1 |
| Balance less than $5,000 | 0.25%1 |
- Needs to use promo code to qualify: CITBoost
- Boost lasts 6 months over standard APY
- Tiered account
- $100 minimum account opening
- Member FDIC
- No Monthly Service fees
- No account opening fees
Disclosures
CIT Bank Savings Connect - 3.65% APY
- $100 minimum opening deposit
- No monthly maintenance fee
- Member FDIC
Disclosures
High Yield Savings - 3.20% APY
- 3.20% APY
- $100 minimum opening deposit
- No monthly service fees
Raisin Offers You May Have Missed
Don't miss another hot deal. Check back often at CreditDonkey.
$1,200
High-Yield Savings Account - Up to $1,200 Bonus
New customers only. Earn up to a $1,200 bonus.
- Enter promo code SUMMER26 at sign-up and deposit a total of $10,000 or more within 14 days to secure your base cash bonus and unlock the optional recurring deposit reward.
- To earn an additional reward, schedule two or more recurring deposits within your first 90 days. You are eligible for a maximum additional bonus based on your deposit tier, allowing you to choose your matching recurring bonus tier or any tier below it.
- Maintain your balance for 90 days. Once all promotional requirements are met, your total combined cash bonus will be credited to your account within 30 days.
| Qualifying Deposit | Welcome Bonus | Bonus Boost | Total Bonus |
|---|---|---|---|
| $10,000 - $24,999 | $50 | +$10 | $60 |
| $25,000 - $49,999 | $125 | +$25 | $150 |
| $50,000 - $99,999 | $250 | +$50 | $300 |
| $100,000 - $199,999 | $500 | +100 | $600 |
| $200,000 or more | $1,000 | +200 | $1,200 |
$1,200
No-Penalty CD - Up to $1,200 Bonus
New customers only. Earn up to a $1,200 bonus.
- Enter promo code SUMMER26 at sign-up and deposit a total of $10,000 or more within 14 days to secure your base cash bonus and unlock the optional recurring deposit reward.
- To earn an additional reward, schedule two or more recurring deposits within your first 90 days. You are eligible for a maximum additional bonus based on your deposit tier, allowing you to choose your matching recurring bonus tier or any tier below it.
- Maintain your balance for 90 days. Once all promotional requirements are met, your total combined cash bonus will be credited to your account within 30 days.
| Qualifying Deposit | Welcome Bonus | Bonus Boost | Total Bonus |
|---|---|---|---|
| $10,000 - $24,999 | $50 | +$10 | $60 |
| $25,000 - $49,999 | $125 | +$25 | $150 |
| $50,000 - $99,999 | $250 | +$50 | $300 |
| $100,000 - $199,999 | $500 | +100 | $600 |
| $200,000 or more | $1,000 | +200 | $1,200 |
$1,200
High-Yield CD - Up to $1,200 Bonus
New customers only. Earn up to a $1,200 bonus.
- Enter promo code SUMMER26 at sign-up and deposit a total of $10,000 or more within 14 days to secure your base cash bonus and unlock the optional recurring deposit reward.
- To earn an additional reward, schedule two or more recurring deposits within your first 90 days. You are eligible for a maximum additional bonus based on your deposit tier, allowing you to choose your matching recurring bonus tier or any tier below it.
- Maintain your balance for 90 days. Once all promotional requirements are met, your total combined cash bonus will be credited to your account within 30 days.
| Qualifying Deposit | Welcome Bonus | Bonus Boost | Total Bonus |
|---|---|---|---|
| $10,000 - $24,999 | $50 | +$10 | $60 |
| $25,000 - $49,999 | $125 | +$25 | $150 |
| $50,000 - $99,999 | $250 | +$50 | $300 |
| $100,000 - $199,999 | $500 | +100 | $600 |
| $200,000 or more | $1,000 | +200 | $1,200 |
$1,500
High-Yield Savings Account - Up to $1,500 Bonus
New customers only. Earn up to a $1,500 bonus.
- Select a savings offer and sign up: Choose and fund at least one high-yield savings account or CD on the Raisin platform to get started. Be sure to enter bonus code FRESHSTART during sign-up to be eligible for a cash bonus.
- Deposit funds: The more you save, the more you can earn. Make a qualifying deposit(s) within 14 days of opening your account to set your bonus tier.
- Maintain your deposit(s): Maintain your deposit(s) for 90 days from your first deposit date to earn your bonus.
| Deposit | Cash Bonus |
|---|---|
| $10,000 - $24,999 | $70 |
| $25,000 - $49,999 | $175 |
| $50,000 - $99,999 | $350 |
| $100,000 - $199,999 | $750 |
| $200,000 or more | $1,500 |
$1,500
No-Penalty CD - Up to $1,500 Bonus
New customers only. Earn up to a $1,500 bonus.
- Select a savings offer and sign up: Choose and fund at least one high-yield savings account or CD on the Raisin platform to get started. Be sure to enter bonus code FRESHSTART during sign-up to be eligible for a cash bonus.
- Deposit funds: The more you save, the more you can earn. Make a qualifying deposit(s) within 14 days of opening your account to set your bonus tier.
- Maintain your deposit(s): Maintain your deposit(s) for 90 days from your first deposit date to earn your bonus.
| Deposit | Cash Bonus |
|---|---|
| $10,000 - $24,999 | $70 |
| $25,000 - $49,999 | $175 |
| $50,000 - $99,999 | $350 |
| $100,000 - $199,999 | $750 |
| $200,000 or more | $1,500 |
$1,500
High-Yield CD - Up to $1,500 Bonus
New customers only. Earn up to a $1,500 bonus.
- Select a savings offer and sign up: Choose and fund at least one high-yield savings account or CD on the Raisin platform to get started. Be sure to enter bonus code FRESHSTART during sign-up to be eligible for a cash bonus.
- Deposit funds: The more you save, the more you can earn. Make a qualifying deposit(s) within 14 days of opening your account to set your bonus tier.
- Maintain your deposit(s): Maintain your deposit(s) for 90 days from your first deposit date to earn your bonus.
| Deposit | Cash Bonus |
|---|---|
| $10,000 - $24,999 | $70 |
| $25,000 - $49,999 | $175 |
| $50,000 - $99,999 | $350 |
| $100,000 - $199,999 | $750 |
| $200,000 or more | $1,500 |
$1,500
High-Yield Savings Account - Up to $1,500 Bonus
New customers only. Earn up to a $1,500 bonus.
- Select a savings offer and sign up: Choose and fund at least one high-yield savings account or CD on the Raisin platform to get started. Be sure to enter bonus code HEADSTART during sign-up to be eligible for a cash bonus.
- Deposit funds: The more you save, the more you can earn. Make a qualifying deposit(s) within 14 days of opening your account to set your bonus tier.
- Maintain your deposit(s): Maintain your deposit(s) for 90 days from your first deposit date to earn your bonus.
| Deposit | Cash Bonus |
|---|---|
| $10,000 - $24,999 | $70 |
| $25,000 - $49,999 | $175 |
| $50,000 - $99,999 | $350 |
| $100,000 - $199,999 | $750 |
| $200,000 or more | $1,500 |
$1,500
No-Penalty CD - Up to $1,500 Bonus
New customers only. Earn up to a $1,500 bonus.
- Select a savings offer and sign up: Choose and fund at least one high-yield savings account or CD on the Raisin platform to get started. Be sure to enter bonus code HEADSTART during sign-up to be eligible for a cash bonus.
- Deposit funds: The more you save, the more you can earn. Make a qualifying deposit(s) within 14 days of opening your account to set your bonus tier.
- Maintain your deposit(s): Maintain your deposit(s) for 90 days from your first deposit date to earn your bonus.
| Deposit | Cash Bonus |
|---|---|
| $10,000 - $24,999 | $70 |
| $25,000 - $49,999 | $175 |
| $50,000 - $99,999 | $350 |
| $100,000 - $199,999 | $750 |
| $200,000 or more | $1,500 |
$2,000
High-Yield Savings Account - Up to $2,000 Bonus
New customers only. Earn up to $2,000 in cash bonuses.
- Open your first account through Raisin by January 14, 2026 using promo code GIFT.
- Make your qualifying deposit before January 14th to be eligible for the first quarter's bonus.
- Maintain your balance through the end of each quarter to earn cash payouts every three months.
- Add more funds anytime before the next bonus deadline to move up a tier and earn even more.
| Deposit | Quarterly Bonus | Total Potential (Year) |
|---|---|---|
| $10,000 | $20 | $80 |
| $25,000 | $50 | $200 |
| $50,000 | $100 | $400 |
| $100,000 | $200 | $800 |
| $250,000 | $500 | $2,000 |
Compare Savings Promotions:
$1,600
High-Yield Savings Account - Up to $1,600 Bonus
New customers only. Earn up to $1,600 in cash bonuses.
- Open your first account through Raisin by December 31, 2025 using promo code GIFT.
- Make your qualifying deposit before January 14th to be eligible for the first quarter's bonus.
- Maintain your balance through the end of each quarter to earn cash payouts every three months.
- Add more funds anytime before the next bonus deadline to move up a tier and earn even more.
| Deposit | Quarterly Bonus | Total Potential (Year) |
|---|---|---|
| $10,000 | $15 | $60 |
| $25,000 | $38 | $150 |
| $50,000 | $75 | $300 |
| $100,000 | $150 | $600 |
| $250,000 | $400 | $1,600 |
- Where are my funds held? Your account is opened through Raisin, an online savings marketplace partnering with over 40 federally insured US banks and credit unions. However, your funds are held in a custodial account with the bank or credit union that is providing your savings account.
- Are my deposits insured? Yes. all banks and credit unions on the Raisin platform is FDIC or NCUA insured. For each institution, your funds are insured up to $250,000 per depositor.
- Are there any fees? No, there are no monthly service fees, account opening fees, or account closing fees.
- How long do deposits and withdrawals take? All deposits and withdrawals are completed within one to three (1-3) business days.
- How do I access my money? You have 24/7 online access. To withdraw money, just transfer it back to your linked bank account.
Highlights
FAQ
Locations
Online only
Online only
Raisin Alternatives
HSBC Premier - Up to $5,000
Earn a cash bonus when you open an HSBC Premier checking account and complete qualifying activities.
- Get $1,500: Deposit or invest $150,000 to $249,999
- Get $2,500: Deposit or invest $250,000 to $499,999
- Get $3,500: Deposit or invest $500,000 to $999,999
- Get $5,000: Deposit or invest $1,000,000+
How the offer works
- Open a Premier checking account by August 31, 2026
- Add your preferred amount of deposits and/or eligible investments within 20 days
- Maintain your balances for 3 full consecutive months
- Remain opted-in to receive HSBC marketing emails
If all offer requirements are met, the bonus will be paid within 8 weeks.
Discover what Premier gives you access to
- Premier Relationship Savings: Earn our best savings rate with a Premier Relationship Savings account for an introductory period and thereafter if you qualify.
- HSBC Global Money Transfers: Send money internationally, securely, quickly and fee-free in the mobile app, with our award-winning5 HSBC Global Money Transfers
- Credit cards: Enjoy a competitive range of rewards and benefits that complement your lifestyle
- Wealth management: Get a personalized financial plan, global opportunities and a Wealth Relationship Manager for investment support via HSBC Securities (USA) Inc.
No-Fee Business Checking
- $0 monthly service fee
- $0 minimum opening deposit
- Open up to 20 individual business checking accounts
- Earn up to 3.00% APY with automated savings
- Issue up to 50 Visa® debit cards to your team
Free Checking Account for Small Business Owners
- Sign up in 3 minutes; no credit check
- No account fees - $0 monthly fee, overdraft fee, foreign transaction fee, or ATM fees at approximately 40,000 locations
- Automatic Savings
- Get paid up to 2 days early
- Savings with up to 4.00% APY
Free Business Checking - Earn $500 Bonus
To earn the $500 bonus, customers must apply for a Bluevine Business Checking account anytime between now and 09/30/2026 using the referral code CD500.
After opening your account, deposit a total of $5,000 within the first 30 days. After 30 days, maintain a minimum daily balance of $5,000 while also completing at least one of the following eligibility requirements every 30 days for 90 days:
- Deposit at least $5,000 from eligible merchant services to your Bluevine account OR
- Make at least $5,000 of outbound payroll payments from your Bluevine account using eligible payroll providers OR
- Spend at least $2,000 on eligible transactions with your Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard®
Banking services provided by Coastal Community Bank, Member FDIC
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