Raisin Promotions
By Charles Tran
Updated April 28, 2026
Updated April 28, 2026
Raisin is currently offering eight promotions. Read our in-depth review of Raisin to see why Raisin scored 4.1 stars out of 5. We like their multiple savings accounts in one place, no monthly fee, and $1 minimum.
$1,500
High-Yield Savings Account - Up to $1,500 Bonus
New customers only. Earn up to a $1,500 bonus.
- Select a savings offer and sign up: Choose and fund at least one high-yield savings account or CD on the Raisin platform to get started. Be sure to enter bonus code FRESHSTART during sign-up to be eligible for a cash bonus.
- Deposit funds: The more you save, the more you can earn. Make a qualifying deposit(s) within 14 days of opening your account to set your bonus tier.
- Maintain your deposit(s): Maintain your deposit(s) for 90 days from your first deposit date to earn your bonus.
| Deposit | Cash Bonus |
|---|---|
| $10,000 - $24,999 | $70 |
| $25,000 - $49,999 | $175 |
| $50,000 - $99,999 | $350 |
| $100,000 - $199,999 | $750 |
| $200,000 or more | $1,500 |
$1,500
High-Yield CD - Up to $1,500 Bonus
New customers only. Earn up to a $1,500 bonus.
- Select a savings offer and sign up: Choose and fund at least one high-yield savings account or CD on the Raisin platform to get started. Be sure to enter bonus code FRESHSTART during sign-up to be eligible for a cash bonus.
- Deposit funds: The more you save, the more you can earn. Make a qualifying deposit(s) within 14 days of opening your account to set your bonus tier.
- Maintain your deposit(s): Maintain your deposit(s) for 90 days from your first deposit date to earn your bonus.
| Deposit | Cash Bonus |
|---|---|
| $10,000 - $24,999 | $70 |
| $25,000 - $49,999 | $175 |
| $50,000 - $99,999 | $350 |
| $100,000 - $199,999 | $750 |
| $200,000 or more | $1,500 |
$1,500
No-Penalty CD - Up to $1,500 Bonus
New customers only. Earn up to a $1,500 bonus.
- Select a savings offer and sign up: Choose and fund at least one high-yield savings account or CD on the Raisin platform to get started. Be sure to enter bonus code FRESHSTART during sign-up to be eligible for a cash bonus.
- Deposit funds: The more you save, the more you can earn. Make a qualifying deposit(s) within 14 days of opening your account to set your bonus tier.
- Maintain your deposit(s): Maintain your deposit(s) for 90 days from your first deposit date to earn your bonus.
| Deposit | Cash Bonus |
|---|---|
| $10,000 - $24,999 | $70 |
| $25,000 - $49,999 | $175 |
| $50,000 - $99,999 | $350 |
| $100,000 - $199,999 | $750 |
| $200,000 or more | $1,500 |
Raisin Trending Offers
| 4 hours ago | High-Yield Savings Account - Up to $1,500 Bonus selected by a visitor from Arizona |
| 6 days ago | No-Penalty CD - Up to $1,500 Bonus selected by a visitor from District of Columbia |
| 11 days ago | Explore Competitive Savings and CD Rates selected by a visitor from Texas |
| 28 days ago | High Yield CDs selected by a visitor from Oregon |
| 29 days ago | High Yield Savings selected by a visitor from Illinois |
Compare Promotions
CIT Bank Platinum Savings - 4.10% APY Boost
With 6 month boost, you earn:
| Tier | Boost APY |
|---|---|
| Balance over $5,000 | 4.10%* |
| Balance less than $5,000 | 0.60%* |
After boost is completed, you will continue to earn our best standard rates:
| Tier | APY |
|---|---|
| Balance over $5,000 | 3.75%1 |
| Balance less than $5,000 | 0.25%1 |
- Needs to use promo code to qualify: CITBoost
- Boost lasts 6 months over standard APY
- Tiered account
- $100 minimum account opening
- Member FDIC
- No Monthly Service fees
- No account opening fees
Disclosures
Bank of America Advantage Banking - Up to $500 Cash Offer
- The cash offer up to $500 is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new checking customers only.
- Offer expires 05/31/2026.
- To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* into that new eligible account within 90 days of account opening. Your cash bonus amount will be based on the total amount of your Qualifying Direct Deposits received in the first 90 days.
Cash Bonus Total Qualifying Direct Deposits $100 $2,000 $300 $5,000 $500 $10,000+ - If all requirements are met 90 days after account opening, Bank of America will attempt to deposit your bonus into your new eligible account within 60 days.
- Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
- Additional terms and conditions apply. See offer page for more details.
- *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
- Bank of America, N.A. Member FDIC.
CIT Bank Platinum Savings - 3.75% APY
- 3.75% APY with a balance of $5,000 or more
- 0.25% APY with a balance of less than $5,000
- $100 minimum opening deposit
- No monthly maintenance fee
- Member FDIC
Disclosures
UFB Portfolio Savings - Earn up to 3.26% APY
- Earn up to 3.26% APY.*
- No monthly maintenance fees.
- No minimum deposit required to open an account.
- Access your funds 24/7 with easy-to-use digital banking tools.
- Enjoy peace of mind with FDIC insurance up to the maximum allowance limit – Certificate #35546.
CIT Bank No Penalty CD - 3.75% APY
- Option to withdraw full balance and interest after 7 days of CD funding date
- $1,000 minimum to open an account
- 11 months
- No monthly maintenance fee
- Member FDIC
Disclosures
Raisin Offers You May Have Missed
Don't miss another hot deal. Check back often at CreditDonkey.
$1,500
No-Penalty CD - Up to $1,500 Bonus
New customers only. Earn up to a $1,500 bonus.
- Select a savings offer and sign up: Choose and fund at least one high-yield savings account or CD on the Raisin platform to get started. Be sure to enter bonus code HEADSTART during sign-up to be eligible for a cash bonus.
- Deposit funds: The more you save, the more you can earn. Make a qualifying deposit(s) within 14 days of opening your account to set your bonus tier.
- Maintain your deposit(s): Maintain your deposit(s) for 90 days from your first deposit date to earn your bonus.
| Deposit | Cash Bonus |
|---|---|
| $10,000 - $24,999 | $70 |
| $25,000 - $49,999 | $175 |
| $50,000 - $99,999 | $350 |
| $100,000 - $199,999 | $750 |
| $200,000 or more | $1,500 |
$1,500
High-Yield Savings Account - Up to $1,500 Bonus
New customers only. Earn up to a $1,500 bonus.
- Select a savings offer and sign up: Choose and fund at least one high-yield savings account or CD on the Raisin platform to get started. Be sure to enter bonus code HEADSTART during sign-up to be eligible for a cash bonus.
- Deposit funds: The more you save, the more you can earn. Make a qualifying deposit(s) within 14 days of opening your account to set your bonus tier.
- Maintain your deposit(s): Maintain your deposit(s) for 90 days from your first deposit date to earn your bonus.
| Deposit | Cash Bonus |
|---|---|
| $10,000 - $24,999 | $70 |
| $25,000 - $49,999 | $175 |
| $50,000 - $99,999 | $350 |
| $100,000 - $199,999 | $750 |
| $200,000 or more | $1,500 |
$1,500
High-Yield CD - Up to $1,500 Bonus
New customers only. Earn up to a $1,500 bonus.
- Select a savings offer and sign up: Choose and fund at least one high-yield savings account or CD on the Raisin platform to get started. Be sure to enter bonus code HEADSTART during sign-up to be eligible for a cash bonus.
- Deposit funds: The more you save, the more you can earn. Make a qualifying deposit(s) within 14 days of opening your account to set your bonus tier.
- Maintain your deposit(s): Maintain your deposit(s) for 90 days from your first deposit date to earn your bonus.
| Deposit | Cash Bonus |
|---|---|
| $10,000 - $24,999 | $70 |
| $25,000 - $49,999 | $175 |
| $50,000 - $99,999 | $350 |
| $100,000 - $199,999 | $750 |
| $200,000 or more | $1,500 |
$2,000
High-Yield Savings Account - Up to $2,000 Bonus
New customers only. Earn up to $2,000 in cash bonuses.
- Open your first account through Raisin by January 14, 2026 using promo code GIFT.
- Make your qualifying deposit before January 14th to be eligible for the first quarter's bonus.
- Maintain your balance through the end of each quarter to earn cash payouts every three months.
- Add more funds anytime before the next bonus deadline to move up a tier and earn even more.
| Deposit | Quarterly Bonus | Total Potential (Year) |
|---|---|---|
| $10,000 | $20 | $80 |
| $25,000 | $50 | $200 |
| $50,000 | $100 | $400 |
| $100,000 | $200 | $800 |
| $250,000 | $500 | $2,000 |
$1,600
High-Yield Savings Account - Up to $1,600 Bonus
New customers only. Earn up to $1,600 in cash bonuses.
- Open your first account through Raisin by December 31, 2025 using promo code GIFT.
- Make your qualifying deposit before January 14th to be eligible for the first quarter's bonus.
- Maintain your balance through the end of each quarter to earn cash payouts every three months.
- Add more funds anytime before the next bonus deadline to move up a tier and earn even more.
| Deposit | Quarterly Bonus | Total Potential (Year) |
|---|---|---|
| $10,000 | $15 | $60 |
| $25,000 | $38 | $150 |
| $50,000 | $75 | $300 |
| $100,000 | $150 | $600 |
| $250,000 | $400 | $1,600 |
$2,000
High-Yield CD - Up to $2,000 Bonus
New customers only. Earn up to $2,000 in cash bonuses.
- Open your first account through Raisin by January 14, 2026 using promo code GIFT.
- Make your qualifying deposit before January 14th to be eligible for the first quarter's bonus.
- Maintain your balance through the end of each quarter to earn cash payouts every three months.
- Add more funds anytime before the next bonus deadline to move up a tier and earn even more.
| Deposit | Quarterly Bonus | Total Potential (Year) |
|---|---|---|
| $10,000 | $20 | $80 |
| $25,000 | $50 | $200 |
| $50,000 | $100 | $400 |
| $100,000 | $200 | $800 |
| $250,000 | $500 | $2,000 |
$2,000
No-Penalty CD - Up to $2,000 Bonus
New customers only. Earn up to $2,000 in cash bonuses.
- Open your first account through Raisin by January 14, 2026 using promo code GIFT.
- Make your qualifying deposit before January 14th to be eligible for the first quarter's bonus.
- Maintain your balance through the end of each quarter to earn cash payouts every three months.
- Add more funds anytime before the next bonus deadline to move up a tier and earn even more.
| Deposit | Quarterly Bonus | Total Potential (Year) |
|---|---|---|
| $10,000 | $20 | $80 |
| $25,000 | $50 | $200 |
| $50,000 | $100 | $400 |
| $100,000 | $200 | $800 |
| $250,000 | $500 | $2,000 |
$1,600
High-Yield CD - Up to $1,600 Bonus
New customers only. Earn up to $1,600 in cash bonuses.
- Open your first account through Raisin by December 31, 2025 using promo code GIFT.
- Make your qualifying deposit before January 14th to be eligible for the first quarter's bonus.
- Maintain your balance through the end of each quarter to earn cash payouts every three months.
- Add more funds anytime before the next bonus deadline to move up a tier and earn even more.
| Deposit | Quarterly Bonus | Total Potential (Year) |
|---|---|---|
| $10,000 | $15 | $60 |
| $25,000 | $38 | $150 |
| $50,000 | $75 | $300 |
| $100,000 | $150 | $600 |
| $250,000 | $400 | $1,600 |
$1,600
No-Penalty CD - Up to $1,600 Bonus
New customers only. Earn up to $1,600 in cash bonuses.
- Open your first account through Raisin by December 31, 2025 using promo code GIFT.
- Make your qualifying deposit before January 14th to be eligible for the first quarter's bonus.
- Maintain your balance through the end of each quarter to earn cash payouts every three months.
- Add more funds anytime before the next bonus deadline to move up a tier and earn even more.
| Deposit | Quarterly Bonus | Total Potential (Year) |
|---|---|---|
| $10,000 | $15 | $60 |
| $25,000 | $38 | $150 |
| $50,000 | $75 | $300 |
| $100,000 | $150 | $600 |
| $250,000 | $400 | $1,600 |
$1,000
High-Yield Savings Account - $1,000 Bonus
New customers only. Earn $1,000 for a minimum of $100,000 deposited on the Raisin platform within 14 days of your first deposit date and maintained over 90 days. To qualify for the bonus, the first deposit must be initiated by November 30, 2025, by 11:59 PM ET, and the customer must input code EASY at the time of sign-up.
- Where are my funds held? Your account is opened through Raisin, an online savings marketplace partnering with over 40 federally insured US banks and credit unions. However, your funds are held in a custodial account with the bank or credit union that is providing your savings account.
- Are my deposits insured? Yes. all banks and credit unions on the Raisin platform is FDIC or NCUA insured. For each institution, your funds are insured up to $250,000 per depositor.
- Are there any fees? No, there are no monthly service fees, account opening fees, or account closing fees.
- How long do deposits and withdrawals take? All deposits and withdrawals are completed within one to three (1-3) business days.
- How do I access my money? You have 24/7 online access. To withdraw money, just transfer it back to your linked bank account.
Highlights
FAQ
Locations
Online only
Online only
- For the complete terms and conditions, view the merchant's website. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the merchant's website.
More Information
More Deals to Save Money at Raisin
Raisin
Raisin Alternatives
CIT Bank Savings Connect - 3.65% APY
- $100 minimum opening deposit
- No monthly maintenance fee
- Member FDIC
Disclosures
HSBC Premier - Up to $5,000
It's easy. The more you fund, the more you earn.
Discover all that Premier can do for you
- Earn our best savings rate with a Premier Relationship Savings account for an introductory period and thereafter if you qualify
- Send money internationally, securely, quickly and fee-free in the HSBC mobile app with our award-winning HSBC Global Money Transfers
- Enjoy peace of mind with unique travel benefits available through our credit cards
Here's how the offer works
- Open a Premier checking account by June 30, 2026
- Add your desired level of deposits and/or eligible investments within 20 days
- Get $1,500: Deposit or invest $150,000 to $249,999
- Get $2,500: Deposit or invest $250,000 to $499,999
- Get $3,500: Deposit or invest $500,000 to $999,999
- Get $5,000: Deposit or invest $1,000,000+
- Maintain your balances for 3 full consecutive months
- Remain opted-in to receive HSBC marketing emails
If all offer requirements are met, the bonus will be paid within 8 weeks.
No-Fee Business Checking
- $0 monthly service fee
- $0 minimum opening deposit
- Open up to 20 individual business checking accounts
- Earn up to 2.68% APY with automated savings
- Issue up to 50 Visa® debit cards to your team
Free Checking Account for Small Business Owners
- Sign up in 3 minutes; no credit check
- No account fees - $0 monthly fee, overdraft fee, foreign transaction fee, or ATM fees at approximately 40,000 locations
- Automatic Savings
- Get paid up to 2 days early
- Savings with up to 4.00% APY
Free Business Checking - Earn $500 Bonus
To earn the $500 bonus, customers must apply for a Bluevine Business Checking account anytime between now and 09/30/2026 using the referral code CD500.
After opening your account, deposit a total of $5,000 within the first 30 days. After 30 days, maintain a minimum daily balance of $5,000 while also completing at least one of the following eligibility requirements every 30 days for 90 days:
- Deposit at least $5,000 from eligible merchant services to your Bluevine account OR
- Make at least $5,000 of outbound payroll payments from your Bluevine account using eligible payroll providers OR
- Spend at least $2,000 on eligible transactions with your Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard®
Banking services provided by Coastal Community Bank, Member FDIC
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