Marcus by Goldman Sachs Promotions

Read our in-depth review of Marcus.

If you're looking for bank promotions, you must check out these offers.

Marcus Online Savings - Earn 2.00% APY

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No minimum deposit

12-month High-Yield CD - Earn 2.25%

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$500 Minimum Balance

13-month No-Penalty CD - Earn 2.00%

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No early withdrawal penalty

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Open a CIT Bank 2.20% APY Savings Builder High Yield Savings Account

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Certificate of Deposit

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2.40% APY for 12-month term
2.45% APY for 24-month term
2.50% APY for 5-year term

Rewards Checking

Up to 1.25% APY
No minimum balance requirements
No fees to open or maintain account
Overdraft Protection
Daily Compounding Interest
FDIC insured

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NBKC Checking Account - 1.01% APY

Earn 1.01% APY
No monthly account fees
No minimum balance
No ATM fees at 32,000+ Moneypass ATMs and up to $12/month refund for any other ATM fees

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UFB High Yield Savings - Earn up to 2.15% APY

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Earn 2.15% APY on balances of $10,000 and above
Member FDIC

About Marcus by Goldman Sachs

Marcus is the online bank offered by the investment giant, Goldman Sachs. It offers savings products with very competitive rates and no minimum deposit and no services fees.

Marcus by Goldman Sachs offers online savings and CDs. There are no maintenance fees on any of the deposit accounts.

What to Open at Marcus

Online Savings Account. Marcus offers a high competitive rate on their online savings account. There is no minimum to open and you only need $1 to earn the stated APY. There are no service fees.
Term CDs. The 12-month term CD offers one of the best rates on the market. Longer terms offer higher APYs. The minimum to open is $500. But you can continue to add funds into it for 30 days after account opening.
No-Penalty CD. If you're not sure about tying up your funds, Marcus offers a 13-month no-penalty CD with an excellent rate. You get the flexibility to withdraw your balance and interest earned without being penalized. The minimum to open is $500.

What You Need to Know About Marcus

In exchange for high rates, Marcus does away with a lot of features. Note that there are:

No mobile deposits. If you want to make a deposit, you'll have to do so either by mail or by depositing into an external account and then make a transfer online.
No checking accounts
No ATM card or ATM network
No physical branches
No mobile app

Related: Best Online Savings Account

In-Depth Review

Highlights

Savings
2.00% APY. $0 to open; $1 to earn stated APY. No fees to open or maintain account. No minimum daily balance requirement.

Compare: Marcus vs CIT Bank

CD
0.60% to 2.50% APY. Terms of 6 months to 6 years. 12-month CD APY of 2.25%. $500 minimum to open. No monthly service fee.

Compare: Marcus vs Discover Bank

Customer Service
Monday - Friday: 8:00 am - 10:00 pm (ET)
Saturday - Sunday: 9:00 am - 7:00 pm (ET)

Compare: Marcus vs Chase

Mobile App
None

ATMs
None

Locations
Online Only

Information including rates, fees, terms, and benefits was obtained on September 19, 2019 from published websites and is believed to be accurate, but not guaranteed.

	Marcus by Goldman Sachs	Ally Bank


	Benefits and Features
Savings	2.00% APY. $0 to open; $1 to earn stated APY. No fees to open or maintain account. No minimum daily balance requirement.	1.90% APY. No monthly service fee and no minimum deposit.
CD	0.60% to 2.50% APY. Terms of 6 months to 6 years. 12-month CD APY of 2.25%. $500 minimum to open. No monthly service fee.	0.75% to 2.45% APY. Terms of 3 months to 5 years. 12-month CD APY of 2.35%. No minimum deposit to open.
Checking		0.10% APY under $15,000; 0.60% APY $15,000 or more. No monthly service fee and no minimum deposit. Ally will refund ATM fees for other banks up to $10 per statement cycle.
Money Market		0.90% APY under $25,000; 1.00% APY $25,000 or more. No monthly service fee and no minimum deposit.
Customer Service	Monday - Friday: 8:00 am - 10:00 pm (ET) Saturday - Sunday: 9:00 am - 7:00 pm (ET)	24/7
Mobile App	None
ATMs	None	Over 43,000 no-fee Allpoint ATMs
Locations	Online Only	Online Only
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Marcus: Information including rates, fees, terms, and benefits was obtained on September 19, 2019 from published websites and is believed to be accurate, but not guaranteed. Ally Bank: Pricing information from published website as of 9/20/2019.

Marcus Alternatives

Open a CIT Bank 2.20% APY Savings Builder High Yield Savings Account

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Online Savings Account - Earn 1.90% APY

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No fees
No minimum opening deposit
No minimum balance required

Chase Total Checking® + Chase Savings℠

Enjoy up to $350 when you open a new Chase Total Checking® account with Direct Deposit and/or open a new Chase Savings℠ account, deposit $10,000 or more in new money and maintain a $10,000 balance for 90 days
Enjoy a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit
Enjoy a $150 bonus when you open a new Chase Savings℠ account, deposit a total of $10,000 or more in new money within 20 days, and maintain a $10,000 balance for 90 days
Access to 16,000 Chase ATMs and nearly 5,000 branches
Apply online in minutes. Open your account online now.
Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.

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Rewards Checking

Up to 1.25% APY
No minimum balance requirements
No fees to open or maintain account
Overdraft Protection
Daily Compounding Interest
FDIC insured

Get Deal

NBKC Checking Account - 1.01% APY

Earn 1.01% APY
No monthly account fees
No minimum balance
No ATM fees at 32,000+ Moneypass ATMs and up to $12/month refund for any other ATM fees

Get Deal

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November 24, 2018 - Reviews for Marcus

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