Marcus by Goldman Sachs Promotions

Read our in-depth review of Marcus.

If you're looking for bank promotions, you must check out these offers.

Marcus Online Savings - Earn 0.50% APY

Get Deal

No minimum deposit

12-month High-Yield CD - Earn 0.55%

Get Deal

$500 Minimum Balance

13-month No-Penalty CD - Earn 0.25%

Get Deal

No early withdrawal penalty

Compare CD Promotions:

Compare Promotions

Member FDIC

CIT Bank Savings Connect - 0.50% APY

Learn More

Earn a competitive high yield savings rate with access and convenience features of an eChecking account.
Earn up to 0.50% APY on Savings Connect and 0.25% APY on eChecking.
Savings Connect is a tiered interest rate account dependent on the account holder opening a linked qualifying eChecking concurrently and makes periodic qualifying deposits.
- Base Tier: (0.42% APY, 0.399% Interest Rate) A minimum qualifying deposit of $200 is not deposited each month into the linked eChecking or the eChecking account is closed.
- Upper Tier: (0.50% APY, 0.499% Interest Rate) A qualifying deposit of $200 or more is deposited into the linked eChecking account each month.
- APY assumes a qualifying deposit of $200 or more is made to the linked eChecking account each month.
Minimum of $100 for both the Savings Connect and eChecking to open ($200 total).

Member FDIC

CIT Bank Term CDs

Get Deal

Up to 0.50% APY
$1,000 minimum opening deposit
No monthly maintenance fee
FDIC insured

Term	CD Rates
6 Month	0.30% APY
1 Year	0.30% APY
13 Month	0.30% APY
18 Month	0.30% APY
2 Year	0.40% APY
3 Year	0.40% APY
4 Year	0.50% APY
5 Year	0.50% APY

Member FDIC

CIT Bank Money Market Account - 0.45% APY

Get Deal

0.45% APY
$100 minimum opening deposit
No monthly maintenance fee
FDIC insured

Member FDIC

HSBC Premier Checking - $450 Welcome Deposit

Get $450 Welcome Deposit

Expires 6/30/2021

Get a $450 Welcome Deposit for eligible new customers who open a new HSBC Premier checking account and complete the following qualifying activities.
Open your new HSBC Premier checking account online by June 30, 2021; and
Make recurring monthly Qualifying Direct Deposits totaling at least $5,000 from a third party to your HSBC Premier checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening.
You will automatically receive the $450 Welcome Deposit in your new HSBC Premier checking account approximately eight weeks after completing all qualifying activities. It's that simple.
Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

Member FDIC

Online Savings Account - Earn 0.40% APY

Get Deal

No fees
No minimum opening deposit
No minimum balance required

About Marcus by Goldman Sachs

Marcus is the online bank offered by the investment giant, Goldman Sachs. It offers savings products with very competitive rates and no minimum deposit and no services fees.

Marcus by Goldman Sachs offers online savings and CDs. There are no maintenance fees on any of the deposit accounts.

What to Open at Marcus

Online Savings Account. Marcus offers a high competitive rate on their online savings account. There is no minimum to open and you only need $1 to earn the stated APY. There are no service fees.
Term CDs. The 12-month term CD offers one of the best rates on the market. Longer terms offer higher APYs. The minimum to open is $500. But you can continue to add funds into it for 30 days after account opening.
No-Penalty CD. If you're not sure about tying up your funds, Marcus offers a 13-month no-penalty CD with an excellent rate. You get the flexibility to withdraw your balance and interest earned without being penalized. The minimum to open is $500.

What You Need to Know About Marcus

In exchange for high rates, Marcus does away with a lot of features. Note that there are:

No mobile deposits. If you want to make a deposit, you'll have to do so either by mail or by depositing into an external account and then make a transfer online.
No checking accounts
No ATM card or ATM network
No physical branches
No mobile app

Related: Best Online Savings Account

In-Depth Review

Highlights

Savings
0.50% APY. $0 to open; $1 to earn stated APY. No fees to open or maintain account. No minimum daily balance requirement.

Compare: Marcus vs CIT Bank

CD
0.15% to 0.60% APY. Terms of 6 months to 6 years. 12-month CD APY of 0.55%. $500 minimum to open. No monthly service fee.

Customer Service
Monday - Saturday: 8:00 am - 10:00 pm (ET)
Saturday - Sunday: 9:00 am - 7:00 pm ET

Compare: Marcus vs Discover Bank

Mobile App
None

ATMs
None

Locations
Online Only

Compare: Marcus vs Chase

Information including rates, fees, terms, and benefits was obtained on April 10, 2021 from published websites and is believed to be accurate, but not guaranteed.

	Marcus by Goldman Sachs	Ally Bank


	Benefits and Features
Savings	0.50% APY. $0 to open; $1 to earn stated APY. No fees to open or maintain account. No minimum daily balance requirement.	0.50% APY
CD	0.15% to 0.60% APY. Terms of 6 months to 6 years. 12-month CD APY of 0.55%. $500 minimum to open. No monthly service fee.	0.20% to 0.80% APY. Terms of 3 months to 5 years. 12-month CD APY of 0.55%
Checking		0.10% APY under $15,000; 0.25% APY $15,000 or more
Money Market		0.50% APY
Customer Service	Monday - Saturday: 8:00 am - 10:00 pm (ET) Saturday - Sunday: 9:00 am - 7:00 pm ET	24/7
Mobile App	None
ATMs	None	Over 43,000 no-fee Allpoint ATMs
Locations	Online Only	Online Only
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Marcus: Information including rates, fees, terms, and benefits was obtained on April 10, 2021 from published websites and is believed to be accurate, but not guaranteed. Ally Bank: Pricing information from published website as of 4/10/2021.

Marcus Alternatives

Member FDIC

CIT Bank Money Market Account - 0.45% APY

Get Deal

0.45% APY
$100 minimum opening deposit
No monthly maintenance fee
FDIC insured

Member FDIC

Online Savings Account - Earn 0.40% APY

Get Deal

No fees
No minimum opening deposit
No minimum balance required

Member FDIC

Introducing Chase Business Complete Banking℠ - $300 Bonus

Get $300 Coupon

Expires 7/23/2021

Earn $300 when you open a new Chase Business Complete Checking account. For new Chase business checking customers with qualifying activities.
More ways to waive fees. Multiple options to waive the Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card
Convenient access to payment processing. Accept card payments anytime, anywhere in the U.S., and get transparent pricing with Chase QuickAccept℠.
Same-day deposits with QuickAccept℠. Free up the cash you need to keep your business moving forward with same-day deposits at no additional cost.
Alerts to help you stay on top of your account activity.
Easy account management through Chase Business online and the Chase Mobile® app.
Unlimited electronic deposits, ACH and Chase Quick Deposit℠.
Convenient access to 16,000 ATMs and more than 4,700 branches.

Member FDIC

HSBC Premier Checking - $450 Welcome Deposit

Get $450 Welcome Deposit

Expires 6/30/2021

Get a $450 Welcome Deposit for eligible new customers who open a new HSBC Premier checking account and complete the following qualifying activities.
Open your new HSBC Premier checking account online by June 30, 2021; and
Make recurring monthly Qualifying Direct Deposits totaling at least $5,000 from a third party to your HSBC Premier checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening.
You will automatically receive the $450 Welcome Deposit in your new HSBC Premier checking account approximately eight weeks after completing all qualifying activities. It's that simple.
Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

Member FDIC

TD Beyond Checking - $300 Cash Bonus

Get Deal

New customers who apply online for a TD Beyond Checking account can earn a $300 cash bonus after receiving direct deposits of $2,500 or more within 60 days. To qualify for this offer, you must be a U.S. resident and apply for the offer online. Offer is available in these states: CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
Earn $300 when you receive direct deposits totaling $2,500 or more within 60 days
Get more from your checking account. With TD Beyond Checking with Payback Plus, you'll earn interest and get reimbursed for non-TD ATM transactions, Rush Bill Payments and more.
Monthly maintenance fee waived when you receive monthly direct deposits of $5,000 or more, or maintain a minimum daily balance of $2,500, or a combined balance of $25,000 across eligible TD accounts.
TD fees waived at any ATM and non-TD fees reimbursed when you keep at least a $2,500 daily balance
Overdraft Payback - Get overdraft fees automatically reversed up to two times a year.
Get your money where it needs to go —fast— with Rush Bill Payments, Send Money with Zelle®, incoming wires and a reimbursement for one outgoing wire (domestic or international) per statement cycle.
TD checking accounts come with an instant-issue debit card. And, you can pay with confidence with Zero Liability protection and 24/7 fraud monitoring.
Monthly maintenance fee waived on one TD Simple CheckingSM account and any Savings and Money Market accounts. Plus, get free standard check orders, money orders, official bank checks and stop payments.

Articles on Marcus by Goldman Sachs

GS Bank Review

Marcus by Goldman Sachs offers savings accounts and CDs at high interest rates. But don't expect accounts with a lot of bells and whistles. Read on for the pros and cons.