Updated October 24, 2021

Bank Promotions Without Direct Deposit

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Looking for a new checking, savings or business bank account? Check out these promotions with no direct deposit needed.

Direct deposit requirements are one of the biggest obstacles when signing up for bank bonus. For checking accounts, you might even need a certain minimum balance or direct deposit to waive the monthly fee.

And now, a few banks and credit unions are offering generous promotions with no direct deposit required.

Read this review to compare the best deals for checking/savings and money market accounts, and even business checking accounts.

Check back frequently for the updated list of bonus offers. Be sure to read the details for the eligibility requirements.

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Getting Paid Without Direct Deposit

Direct deposit makes it easy to receive payments. But there are other ways to get paid too if you don't want to set up direct deposit.

  • Paper checks: With mobile check deposits, it's easy to snap a photo of a check and deposit it into your bank account, right from the app.

  • Electronic transfers: Platforms like PayPal allows businesses to send money to an employee's personal account.

  • Payroll cards: This is a prepaid card (by Visa or Mastercard) where the employer can load the employee's wages. You can use it just like a debit card.

Bottom Line

These are some of the best bank promotions without direct deposit. Whether it's bonus money for opening a new account, lower fees or a higher interest, you're sure to find something in this list. More even more bank promotions, check out this page.

Write to Kevin L at feedback@creditdonkey.com. Follow us on Twitter and Facebook for our latest posts.

Note: This website is made possible through financial relationships with some of the products and services mentioned on this site. We may receive compensation if you shop through links in our content. You do not have to use our links, but you help support CreditDonkey if you do.

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About CreditDonkey
CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

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