Bank Promotions without Direct Deposit
View list of the best bank bonuses available now without a direct deposit requirement.
Looking for a new checking, savings or business bank account? Check out these promotions with no direct deposit needed.
Check back frequently for the updated list of bonus offers. Be sure to read the details for the eligibility requirements.
Bank Promotions Without Direct Deposit for April 2019
- Open your new HSBC Advance checking account online by June 2, 2019; and
- Deposit a minimum Qualifying Balance of $10,000 or more in New Money in combined checking and savings accounts within 30 calendar days of account opening; and
- Maintain at least the minimum Qualifying Balance for 90 calendar days from the date you deposited the minimum Qualifying Balance.
- You will automatically receive the $350 Welcome Deposit in your new HSBC Advance checking account approximately eight weeks after completing all qualifying activities. It's that simple.
- Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
HSBC Advance Checking - $350 Bonus
- Get a $350 Welcome Deposit for eligible new customers who open an HSBC Advance checking account with qualifying activities.
- Open your new HSBC Premier checking account online by June 2, 2019; and
- Deposit a minimum Qualifying Balance of $100,000 or more in New Money in combined checking, savings, and/or eligible investment accounts within 30 calendar days of account opening; and
- Maintain at least the minimum Qualifying Balance for 90 calendar days from the date you deposited the minimum Qualifying Balance.
- You will automatically receive the $750 Welcome Deposit in your new HSBC Premier checking account approximately eight weeks after completing all qualifying activities. It's that simple.
- Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
HSBC Premier Checking - $750 Bonus
- Get a $750 Welcome Deposit for eligible new customers who open an HSBC Premier checking account with qualifying activities.
- Earn 2.25% APY on all balance tiers
- No monthly maintenance fee
- Minimum balance to earn APY is $1
- Member FDIC
- Great Rates + Safety = Peace of Mind
- Member FDIC
- 1.85% APY
- $100 Minimum Opening Deposit
- No monthly maintenance fee
- FDIC Insured
- 1.55% APY
- $100 Minimum Opening Deposit
- No Fees to Open or Maintain Account
- Daily Compounding Interest
- No Minimum Daily Balance Requirement
- FDIC Insured
HSBC Direct Savings - 2.25% APY
High Yield Savings
Money Market Account - 1.85% APY
Premier High Yield Savings Account - 1.55% APY
More Bank Promotions with No Direct Deposit Requirement
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- Consistently Competitive Rates
- 24/7 Customer Care
- Ally Bank, Member FDIC
- Up to 1.25% APY
- No minimum balance requirements
- No fees to open or maintain account
- Overdraft Protection
- Daily Compounding Interest
- FDIC insured
- 1-year 1.21% intro APY on balances up to $250,000
- $5,000 Minimum Opening Deposit
- No monthly service fee
- U.S. ATM fees reimbursement (unlimited with minimum average daily balance of $5,000; otherwise up to $15/monthly)
- Top 5% yields always
- Daily Compounding Interest
- FDIC insured
- 2.36% APY
- $5,000 Minimum Opening Deposit
- $4 monthly service fee; waived with a daily minimum balance of $500
- Daily Compounding Interest
- FDIC Insured
Online Savings Account
Online Savings Account - 2.20% APY
2.20% APY. No monthly maintenance fees. No minimum balances to open.
Capital One 360 Checking - $25 Offer
Get $25 when you open an account with an initial deposit of at least $250 AND do one of the following: make 3 debit card purchases or Zelle payments within 45 days of account opening. The $25 bonus will be deposited into your account on Day 50. Only available for new Capital One 360 customers.
GoalTrack Savings Program – up to $250 in Gift Cards
Add the GoalTrack Savings programs to any eligible Citizens Bank savings account and be rewarded for reaching your goals. Select a target timeframe and monthly savings goal amount. If you achieve your goal, you will receive a gift card. The amount varies based on your monthly savings and the timeframe. To get the minimum bonus, you must save at least $25/month for 8 months (above your existing balance). The most you can receive is a $250 gift card if you save $400/month for 36 months (above your existing balance). Only available to residents of CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, and VT.
Rewards Checking
Yield Pledge Checking
Capital One 360 Saving - $25 Offer
Get $25 when you open an account with an initial deposit of at least $250. The $25 bonus will be automatically deposited into your account upon opening. The bonus will start earning interest right away, but you cannot withdraw for 30 days. Only available for new Capital One 360 customers.
Plus Savings Account
SunTrust Business Checking - $200 Cash Bonus
Earn $200 when you open a new SunTrust business checking account using offer code SB19Q2CHECKING and receive at least $1,500 in qualifying deposits within 30 days of account opening. Account must stay open for at least 180 days. The accounts eligible for this promotion are: Simple Business Checking, Primary Business Checking, and Business Advantage Plus. Available to residents of AL, AR, GA, FL, MD, MS, NC, SC, TN, VA, WV and DC.
Capital One 360 Money Market - $25
Get $25 if you make an initial deposit of $250 - $9,999.99. The bonus will be automatically deposited into your account upon opening. The bonus will start earning interest right away, but you cannot withdraw for 30 days. Only available for new Capital One 360 customers.
LifeGreen Savings Account – Up to $100 Annual Savings Bonus
Earn a 1% annual savings bonus (up to a maximum of $100) when you open a LifeGreen Savings Account AND have or open a Regions checking account. You must set up a monthly automatic transfer of at least $10 from your Regions checking account to LifeGreen Savings account. Your bonus is based on the average monthly balance for 12 months. The maximum bonus is $100. There is a minimum opening deposit of $50 if you apply online. Available to residents of AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN and TX.
Capital One 360 Money Market - $100
Get $100 if you make an initial deposit of $10,000 or more. The bonus will be automatically deposited into your account upon opening. The bonus will start earning interest right away, but you cannot withdraw for 30 days. Only available for new Capital One 360 customers.
Associated Advantage Money Market Account – $100 Cash Bonus
Earn $100 when you open an Associated Advantage Money Market Account with a minimum deposit of $10,000. The amount must remain on deposit for at least 90 days in order to receive the bonus. The bonus will be deposited within 120 days of account opening. Account must remain open for at least 12 months.
Student Value Checking Account - $50 Bonus
Get $50 when you open a new Student Value Checking account using promo code STUDENT19. Minimum opening deposit is $10. Make 10 debit card purchases that post to your account within 60 days of account opening. Student Value Checking is available to students 16 through 25 years of age. Legal guardian co-owner required for those between 16–18 years old. Offer is only available to residents of NH, MA, RI, CT, DE, NY, NJ, or PA.
Asterisk-Free Checking Account - $150 Bonus
Open a new Asterisk-Free checking account online or bring your code to a branch. Make total deposits of at least $1,000 within 60 days of account opening. Your bonus of $150 will be deposited in your Asterisk-Free checking account after all requirements are met and your account is open for 90 days. This offer is available to applicants residing in Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania, and West Virginia.
Citi Account Package - $400 Bonus
Open a new checking and savings account in the Citibank Account Package.
Within 30 days of opening your account deposit $15,000 New-to-Citibank funds into the checking and/or savings account.
Maintain a minimum balance of $15,000 in your eligible linked checking and/or savings account for 60 days.
Citi Account Package - $500 Bonus
Eligible customers must enroll in the "$400/$500 Checking and Savings Offer" promotion. Open a new qualifying Checking AND Savings Accounts. To get the $500 bonus, customer must make a deposit of $15,000 (multiple deposits allowed) within 30 days of account opening. Account must maintain a minimum balance of $15,000 for 60 consecutive calendar days following the date the $15,000 deposit was made. Complete one qualifying direct deposit into the eligible Checking Account each month for two consecutive months within 60 days of account opening.
Citi Account Package - $600 Bonus
Open a new checking and savings account in the Citibank Account Package.
Within 30 days of opening your account deposit $50,000 New-to-Citibank funds into the checking and/or savings account.
Maintain a minimum balance of $50,000 in your eligible linked checking and/or savings account for 60 days.
Citi Basic Banking Package - $200 Bonus
Open a new checking account in the Basic Banking Package.
Within 30 days of opening your account deposit $5,000 New-to-Citibank funds into the new checking account.
Maintain a minimum balance of $5,000 for 60 days.
Fifth Third Checking Account - $250 Bonus
Open an eligible Fifth Third Checking Account using offer code. Reach a balance of $500 within 45 days and maintain a minimum daily balance of $500 thereafter for 60 days to qualify for the checking bonus. The cash bonus will be deposited into your new checking account within 10 business days of completing qualifying activity requirements. Eligible checking accounts are Fifth Third Essential, Enhanced, Preferred, Free (GA and select markets in IN, KY) and Free Checking plus Extra TimeSM (FL only).
Huntington 25 Checking Account - $200 Bonus
Open a new qualifying Huntington 25 checking account. Make a cumulative new money deposits into the checking account of at least $1,000 within 60 days of account opening. Account must maintain an open status for at least 90 days for it to be eligible for the bonus payment.
Huntington 5 Checking Account - $200 Bonus
Open a Huntington 5 Checking Account. Make total deposits of at least $1,000 within 60 days of account opening. $200 will be deposited in your Huntington 5 Checking account after all requirements are met and your account is open for 90 days.
HSBC Choice Checking - $200 Bonus
Get a $200 Welcome Deposit for eligible new customers who open a new HSBC Choice Checking account with qualifying activities. Open a new HSBC Choice Checking account online and deposit a minimum Qualifying Balance of $1,500 or more in New Money in combined checking and savings accounts within 30 calendar days of account opening; and maintain at least the minimum Qualifying Balance for 90 calendar days from the date you deposited the minimum Qualifying Balance. You will receive the $200 Welcome Deposit in your new HSBC Choice Checking account approximately eight weeks after completing all qualifying activities.
Discover Online Savings - $150 Cash Bonus
Apply for your first Discover Online Savings Account by 5/6/19, online or by phone. Enter Offer Code NPBB419 when applying. Deposit into your account at least $15,000 by 5/20/19 to earn $150 bonus. Bonus will be credited to your account by 6/3/19.
Discover Online Savings - $200 Cash Bonus
Apply for your first Discover Online Savings Account by 5/6/19, online or by phone. Enter offer code NPBB419 when applying. Deposit into your account at least $25,000 by 5/20/19. Bonus will be credited to the account by 6/3/19.
Fifth Third Enhanced Checking Account - $250 Bonus
Earn $250 when you open a Fifth Third Enhanced Checking account and deposit at least $500 within 45 days of account opening AND maintain a $500 minimum balance for 60 days. Bonus will be deposited to account within 10 days of completing qualifying activity requirements. Receive your offer code through email and apply in person at your local branch. Available to residents of FL, GA, IL, IN, KY, MI, NC, OH, TN, and WV.
Fifth Third Essential Checking Account - $250 Bonus
Earn $250 when you open a Fifth Third Essential Checking® account and deposit at least $500 within 45 days of account opening AND maintain a $500 minimum balance for 60 days. Bonus will be deposited to account within 10 days of completing qualifying activity requirements. Receive your offer code through email and apply in person at your local branch. Available to residents of FL, GA, IL, IN, KY, MI, NC, OH, TN, and WV.
Fifth Third Free Checking Account - $250 Bonus
Earn $250 when you open a Fifth Third Free Checking account and deposit at least $500 within 45 days of account opening AND maintain a $500 minimum balance for 60 days. Bonus will be deposited to account within 10 days of completing qualifying activity requirements. Receive your offer code through email and apply in person at your local branch. Available to residents of FL, GA, IL, IN, KY, MI, NC, OH, TN, and WV.
Fifth Third Preferred Checking Account - $250 Bonus
Earn $250 when you open a Fifth Third Preferred Checking account and deposit at least $500 within 45 days of account opening AND maintain a $500 minimum balance for 60 days. Bonus will be deposited to account within 10 days of completing qualifying activity requirements. Receive your offer code through email and apply in person at your local branch. Available to residents of FL, GA, IL, IN, KY, MI, NC, OH, TN, and WV.
Asterisk-Free Checking Account - $200 Bonus
Open a new Asterisk-Free Checking Account and make cumulative new money deposits into the checking account of at least $1,000 within 60 days of account opening. Account must remain open for at least 90 days to be eligible for the bonus. $200 bonus will be deposited into your new checking account within 14 days of meeting the above requirements. This offer is available to applicants residing in Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania, or West Virginia.
CollegeSaver Account - $1,000 Cash Bonus
Available to parents with a child under 12. To open, you must make an initial minimum deposit of: $25 if your child is under 6 years old, $500 if your child is over 6 but under 12. You must save the required monthly minimum each year: $25/month if your child is under 6 years old at time of account opening, $50/month if your child is over 6 but under 12 at time of account opening. You are allowed to skip one deposit per year. If the requirements are met, you will receive $1,000 bonus (plus interest) when your child turns 18. Only available to residents of CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, and VT.
Select Savings – Up to $25 Annual Savings Bonus
Earn a 1% annual savings bonus (up to a maximum of $25) when you open a Select Savings Account and link it with a Select Checking or Signature Advantage Checking account. The monthly service fee is waived with a $25/mo automatic transfer from a SunTrust personal checking account OR by maintaining a $1,000 daily minimum balance. Your bonus is based on the average monthly balance for 12 months. The maximum bonus is $25. Available to residents of AL, AR, GA, FL, MD, MS, NC, SC, TN, VA, WV and DC.
Free Merrill Edge Trades
Get 30 free stock and ETF trades a month at Merrill Edge, if you have reached Platinum status by maintaining $50,000 combined balance in your Bank of America® banking and/or Merrill Edge® and Merrill Lynch® investment accounts.
Refer a Co-Worker – $100 for Each Referral
Available to existing participants of PNC WorkPlace Banking. Earn $100 for every co-worker who opens an eligible WorkPlace Banking checking account. Your friend also gets a reward. Your friends must use your referral coupon when they apply. You can earn this bonus for up to 10 referrals per year, for a total of up to $1,000.
Refer a Friend Program - $20 for Each Referral
Receive $20 for each friend who opens a Capital One 360 account using your referral link. Get your unique referral link by logging into your account and visiting the “Refer a Friend” section. The bonus is paid for the first 50 friends who open an account, for a total of up to $1,000. Those referred must open an account with at least $250 initial deposit.
Regions Refer a Friend - $50 Visa® Reward Card
Get a $50 Visa® Reward Card when a friend opens a new Regions personal LifeGreen® checking account or business checking account. Your referred friend cannot be an existing Regions checking customer, and must complete all requirements in order for you to receive the reward.
Savings Account - $200 Bonus
Qualify for a $200 bonus when you open a new or have an existing eligible savings account (excluded in this promotion are CDs, IRAs, Minor/Student Savings Account). Then make qualifying deposits of $20,000-$49,999 in new money into your eligible savings account within 30 days of enrolling in this offer. Maintain qualifying deposits in your eligible savings account for 90 days following enrollment in this offer. Your $200 bonus will be deposited to your account within 60 days of satisfying offer requirements. This offer is valid only to select Bank of America customers who receive this offer via direct communication from Bank of America.
Free Business Checking Account - $300 Bonus
This offer is valid to Columbia Bank (NJ) Newark branch only. Open a Free Business Checking Account and reach a balance of $10,000 or more within 6 months of account opening. The $300 will be credited to your account within 60 days after we have determined that you satisfied the qualifying requirements.
Disclaimer: Opinions expressed here are author's alone. Please support CreditDonkey on our mission to help you make savvy decisions. Our free online service is made possible through financial relationships with some of the products and services mentioned on this site. We may receive compensation if you shop through links in our content.
Disclaimer: This content was first published on July 26, 2018. Information including rates, fees, terms and benefits may vary, be out of date, or not applicable to you. Information is provided without warranty. Please check the bank's website for updated information.
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