Credit Card Deals and Promotions: December 2021

Hot Deals 2021!

Applying for a card with a bonus or an introductory offer can be a great way to get a head start on earning rewards or to get a handle on your debt.

Here is the complete GIANT list of credit card promotions and bonus offers on CreditDonkey.

Check out the credit card bonuses below to find the one that's right for your spending habits.

Credit Card Deals for Miles

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How does everyone else seem to get enough miles and points to score free hotel stays and flights? The smartest deal seekers know that applying for a new credit card promo is a smart way to make leeway on their mileage balance.

Lean in. Credit card companies are now offering new deals and lucrative bonus promotions for new customers.

In one short list, we're going to tell you the featured credit card bonus on CreditDonkey - but it's only available for those with excellent credit.

• 
  Like to travel? If you spend over $1,334 per month on your credit card, this promotion is for you: Chase Sapphire Preferred. You'll earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®. There is a $95 annual fee.

  And there's more. Frequent travelers know airline miles are the key to saving money, and the Chase Sapphire Preferred lets you transfer the rewards points to participating frequent travel programs — at full 1:1 value.

  This card was made for international traveling. There's no foreign transaction fee. Plus, you get premium travel perks, such as trip cancellation and trip interruption insurance -- and purchase protection benefits such as extended warranty.

  To learn more, read our Chase Sapphire Preferred Review. We'll discuss the reasons why we like the card (and the reasons you may want to skip it).

• Airline / Delta: If you like to fly Delta, consider the Delta SkyMiles Gold from American Express, a CreditDonkey partner. Earn 40,000 Bonus Miles after you spend $1,000 in purchases on your new Card in your first 3 months.
  Plus, earn up to $50 back in statement credits for eligible purchases at U.S. restaurants with your card within the first 3 months of membership.

  You can redeem the miles toward award travel. Domestic one way award tickets start at 10,000 miles (plus taxes and fees) for travel within and between the Continental U.S., Alaska and Canada.

  You'll earn 2x miles on Delta purchases, at restaurants worldwide and at U.S. supermarkets and 1x mile on other eligible purchases. Additional benefits include: check your first bag free on Delta flights; Main Cabin 1 priority boarding; and no foreign transaction fees (See Rates & Fees).

  There is a $99 annual fee ($0 introductory annual fee for the first year) (See Rates & Fees). For some travelers, the $99 annual fee is worth it. For example, the ability to check your first bag free on every Delta flight is a potential savings of up to $240 per round trip for a family of four. To learn more, read our Delta SkyMiles Gold review.

Cashback Deals

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One of the biggest mistakes you can make when in the market for a new cashback credit card is applying for the first credit card bonus offer that comes along. You could be missing out on a lucrative bonus offers that could put cash in your pocket for using the new card frequently within the first few months of owning it. Don't miss out.

Take a look at our list of the featured cashback promotions:

• 
  Cash Back Deal: Chase Freedom Unlimited lets you earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening. You earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year. Earn 5% on travel purchased through Chase Ultimate Rewards®, 3% on dining and drugstores, and 1.5% on all other purchases. There is also a 0% intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 14.99-24.74%. The cash back rewards will not expire as long as your card account remains open. There is no annual fee.

• Supermarket & Gas: If you spend over $333 per month on your credit card, consider the Blue Cash Preferred from American Express, a CreditDonkey partner. Earn a $300 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months..

  And grocery shoppers should pay attention, because this credit card earns 6% cash back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%) and 3% at U.S. gas stations. That means if you spend $100 a week on groceries at your local U.S. supermarket, you would earn back $312 a year.

  But what's the catch? The card comes with a $0 introductory annual fee for one year, then $95 (See Rates & Fees).

  Otherwise, you might want to consider the Blue Cash Everyday, the no annual fee sibling. Instead of the 6% cash back at U.S. supermarkets, the Blue Cash Everyday earns 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%) and 2% at U.S. gas stations.

  And the Blue Cash Everyday has a 0% intro APR on purchases for 15 months. After that, a variable APR, currently 13.99% - 23.99% Variable (See Rates & Fees).

  Can't decide which American Express promotion to apply for? Read our in-depth Blue Cash Review here.

Tip: How to Meet Minimum Credit Card Spending Requirements

Balance Transfer Deals

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• Low Interest: Do you have credit card debt? HSBC Gold offers a 0% Intro APR on purchases and balance transfers for the first 18 months from Account opening. Then a variable APR of 13.99% - 22.99% will apply. There is no penalty APR, no foreign transaction fees and no annual fee.

Tip: How to Save Money with Balance Transfers
Related: See Credit Cards for Balance Transfers Comparison

Rewards Point Promos

• If you spend over $667 per month and pay off your card in full each month, consider the American Express Gold Card. American Express Gold earns 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months. This card earns 4x points at restaurants, including takeout and delivery. 4x points at U.S. supermarkets (on up to $25,000/calendar year in purchases, then 1x). 3x points on flights booked directly with airlines or on amextravel.com. You can earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub, Seamless, The Cheesecake Factory, Ruth's Chris Steak House, Boxed, and participating Shake Shack locations (enrollment required). There is a $250 annual fee (See Rates & Fees). Terms apply. To learn more, read our American Express Gold review.

• If you spend over $1,667 per month and pay off your card in full each month, consider the Platinum Card from American Express, a CreditDonkey partner. You'll earn 100,000 points after you use the card to make $6,000 in purchases within the first 6 months. Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year. You can also get up to a $200 airline fee credit per year toward baggage fees and more at one airline (you need to enroll and select a qualifying airline in advance).

  Additional benefits include: Up to $200 for Uber rides annually; Platinum Card Concierge; access to 5 airport lounge networks including complimentary access to Delta Sky Club lounge and Priority Pass Select (requires enrollment at no additional cost); and up to a $100 credit toward Global Entry or TSA Pre application fee every 4 years.

  But this card is not for anybody. There is a $695 annual fee (See Rates & Fees). To learn more, read our Platinum Card review.

  Do you own a small business? Even being an independent contractor makes you a small business. For business owners, consider the American Express Business Platinum Card instead.

  While the business card has a higher minimum spending threshold to qualify for the bonus, you'll enjoy some benefits that the personal Platinum Card does not offer. When you use Membership Rewards Pay with Points for flights with your selected qualifying airline on amextravel.com, you'll get 35% of the points back (for up to 500,000 bonus points per calendar year).

  To learn more, read our Business Platinum Card review to see if it makes sense for your business.

Related: American Express Promotions

Small Business Deals

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These small-business credit card promotions are not just limited to businesses with lots of employees.

If you do freelance work or have a side business selling stuff on eBay, you, my friend, are an entrepreneur and a business owner. If you do business in your own name, you are usually a sole proprietor. In that case, you would enter your name as your business name on the application and your Social Security number as the tax ID.

• Ink Business Cash lets you earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening. Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other card purchases. There is no annual fee.

  Plus, there is a 0% introductory APR on purchases for 12 months. After the intro period, a variable APR applies, currently 13.24% - 19.24%.

• Blue Business Plus offers 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership. This card earns 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. There is a 0% intro APR on purchases for 12 months, then a variable rate, currently 13.24% - 19.24%. There is no annual fee. Terms apply.

Other people seem to have a pulse on the latest credit card bonuses. Now you can be in-the-know with our list of current promotional bonus offers on CreditDonkey. Here you can find the bonus promos, so you can get rewarded with miles, points, or even cash just for using your new card.

Terms and conditions apply.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. This site may be compensated through the Advertiser's affiliate programs.

For rates and fees of the Blue Cash Everyday card, please click here.
For rates and fees of the American Express Platinum card, please click here.
For rates and fees of the Blue Cash Preferred card, please click here.
For rates and fees of the Delta SkyMiles Gold card, please click here.
For rates and fees of the American Express Gold card, please click here.

Disclaimer: The information for the The Business Platinum Card® from American Express, The Blue Business® Plus Credit Card from American Express, HSBC Gold Mastercard® credit card, and Hilton Honors American Express Surpass® Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.