Updated October 24, 2020

Checking Account Promotions: November 2020

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View list of best checking offers for new accounts. These banks now offer huge incentives.

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Checking Account Offers for November 2020

Looking for a new checking account? Check out these current bonuses for new applicants including coupons from Chase, HSBC checking account bonus and Discover checking offers.

    HSBC

    HSBC Advance Checking - Up to $240 Cash Bonus

    Expires 1/7/2021
    • Get up to $240 with a 3% Cash Bonus Checking Offer when you open a new HSBC Advance checking account and complete the following qualifying activities.
    • Open your new HSBC Advance checking account online by January 7, 2021; and
    • Set up Qualifying Direct Deposits into your new HSBC Advance checking account; and then
    • Enjoy 3% Cash Bonus, up to $240, on Qualifying Direct Deposits up to $40 per month, during the first 6 calendar months after account opening
    • You will automatically receive the 3% Cash Bonus in your new HSBC Advance checking account approximately eight weeks after completing that month's qualifying activities.
    • Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
    HSBC

    HSBC Advance Checking - $200 Welcome Deposit

    Expires 1/7/2021
    • Get a $200 Welcome Deposit for eligible new customers who open a new HSBC Advance checking account and complete the following qualifying activities.
    • Open your new HSBC Advance checking account online by January 7, 2021; and
    • Make recurring monthly Qualifying Direct Deposits totaling at least $500 from a third party to your HSBC Advance checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening
    • You will automatically receive the $200 Welcome Deposit in your new HSBC Advance checking account approximately eight weeks after completing all qualifying activities. It's that simple.
    • Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
    HSBC

    HSBC Premier Checking - Up to $600 Cash Bonus

    Expires 1/7/2021
    • Get up to $600 with a 3% Cash Bonus Checking Offer when you open a new HSBC Premier checking account and complete the following qualifying activities.
    • Open your new HSBC Premier checking account online by January 7, 2021; and
    • Set up Qualifying Direct Deposits into your new HSBC Premier checking account; and then
    • Enjoy 3% Cash Bonus, up to $600, on Qualifying Direct Deposits up to $100 per month, during the first 6 calendar months after account opening
    • You will automatically receive the 3% Cash Bonus in your new HSBC Premier checking account approximately eight weeks after completing that month's qualifying activities.
    • Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
    HSBC

    HSBC Premier Checking - $450 Welcome Deposit

    Expires 1/7/2021
    • Get a $450 Welcome Deposit for eligible new customers who open a new HSBC Premier checking account and complete the following qualifying activities.
    • Open your new HSBC Premier checking account online by January 7, 2021; and
    • Make recurring monthly Qualifying Direct Deposits totaling at least $5,000 from a third party to your HSBC Premier checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening.
    • You will automatically receive the $450 Welcome Deposit in your new HSBC Premier checking account approximately eight weeks after completing all qualifying activities. It's that simple.
    • Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
    Chase

    Chase Total Checking®

    • Enjoy a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit
    • Access to 16,000 Chase ATMs and nearly 4,900 branches
    • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
    • Open your account online now.
    • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
    Chase

    Introducing Chase Business Complete Banking℠

    • Earn $300 when you open a new Chase Business Complete Checking account. For new Chase business checking customers with qualifying activities.
    • More ways to waive fees. Multiple options to waive the Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card
    • Convenient access to payment processing. Accept card payments virtually anytime and anywhere, with QuickAccept.
    • Same-day deposits with QuickAccept. Free up the cash you need to keep your business moving forward at no additional cost.
    • Alerts to help you stay on top of your account activity.
    • Easy account management through Chase Business online and the Chase Mobile® app.
    • Unlimited electronic deposits, ACH and Chase Quick Deposit℠.
    • Convenient access to 16,000 ATMs and more than 4,700 branches.
    BBVA

    Checking and Savings Account - $250 Bonus

    You could get a $200 bonus by opening an Online Checking account and receiving a qualifying direct deposit of $500 by January 15, 2021. Increase your bonus to $250 by adding an Online Savings account and having a savings balance of at least $1000 on December 31, 2020. Member FDIC.

    Expires in 2 days
    Betterment

    Betterment Checking

    • ATM and foreign fees reimbursed
    • No monthly maintenance fees
    • No minimum balances
    • FDIC-insured account up to $250,000
    BBVA

    Free Checking

    • No monthly service charge
    • Free online & mobile banking
    • Member FDIC
    BBVA

    Online Checking

    • No monthly service charge
    • No ATM fees on 55k+ ATMs worldwide
    • Member FDIC
    Acorns

    Acorns Spend: Checking Account

    Get a checking account that saves, earns and invests for you.

    Axos Bank

    Rewards Checking

    • Up to 1.25% APY
    • No minimum balance requirements
    • No fees to open or maintain account
    • Overdraft Protection
    Axos Bank

    Essential Checking

    • Unlimited domestic ATM reimbursements
    • No monthly maintenance fees
    • No annual fee
    • No overdraft or non-sufficient funds fee
    Axos Bank

    Basic Business Checking Account - $100 Bonus

    Expires 3/31/2021

    Use promo code EARN100 on your application. Restrictions apply.

    Axos Bank

    First Checking - 0.25% APY

    • Joint checking account for 13-17 year olds
    • No fees
    • Up to $12 domestic ATM fee reimbursements per month
    Axos Bank

    Golden Checking - 0.20% APY

    • Interest-bearing checking account for age 55+
    • No fees
    • Free personal checks
    TD Bank

    TD Beyond Checking - $300 Cash Bonus

    • New customers who apply online for a TD Beyond Checking account can earn a $300 cash bonus after receiving direct deposits of $2,500 or more within 60 days. To qualify for this offer, you must be a U.S. resident and apply for the offer online. Offer is available in these states: CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
    • Earn $300 when you receive direct deposits totaling $2,500 or more within 60 days
    • Get more from your checking account. With TD Beyond Checking with Payback Plus, you'll earn interest and get reimbursed for non-TD ATM transactions, Rush Bill Payments and more.
    • Monthly maintenance fee waived when you receive monthly direct deposits of $5,000 or more, or maintain a minimum daily balance of $2,500, or a combined balance of $25,000 across eligible TD accounts.
    • TD fees waived at any ATM and non-TD fees reimbursed when you keep at least a $2,500 daily balance
    • Overdraft Payback - Get overdraft fees automatically reversed up to two times a year.
    • Get your money where it needs to go —fast— with Rush Bill Payments, Send Money with Zelle®, incoming wires and a reimbursement for one outgoing wire (domestic or international) per statement cycle.
    • TD checking accounts come with an instant-issue debit card. And, you can pay with confidence with Zero Liability protection and 24/7 fraud monitoring.
    • Monthly maintenance fee waived on one TD Simple CheckingSM account and any Savings and Money Market accounts. Plus, get free standard check orders, money orders, official bank checks and stop payments.
    TD Bank

    TD Convenience Checking℠ - $150 Cash Bonus

    • New customers who apply online for a TD Convenience Checking℠ account can earn a $150 cash bonus after receiving direct deposits of $500 or more within 60 days. To qualify for this offer, you must be a U.S. resident and apply for the offer online. Offer is available in these states: CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
    • Earn $150 when you receive direct deposits totaling $500 or more within 60 days
    • Low minimimum daily balance of $100 waives the $15 monthly fee.
    • Students and young adults ages 17 through 23 get additional perks like no minimum balance requirements and no monthly maintenance fee.
    • Instantly replace a lost or worn debit card by visiting a TD Bank location near you
    • Access accounts via Online Banking with Bill Pay, Online Statements and TD Bank Mobile Deposit, with 24/7 cash access at TD ATMs in the U.S. and Canada – plus 24/7 Live Customer Service
    • Get a 0.25% discount on TD Bank Home Equity and Personal Loans

Also check out our top online checking accounts.

Checking Account Bonus Offers

    Citibank: Citigold Package - $1,500 Bonus

    Open a new eligible checking and savings account in the Citigold Account Package.

    Within 30 days of opening your account, deposit $200,000 New-to-Citibank funds into the checking and/or savings account.

    Maintain a minimum balance of $200,000 between the checking and/or savings accounts for 60 consecutive calendar days.

    Expires 1/5/2021

    Citibank: Citi Priority Package - $700 Bonus

    Open a new eligible checking and savings account in the Citi Priority Account Package.

    Within 30 days of opening your account, deposit $50,000 New-to-Citibank funds into the checking and savings account.

    Maintain a minimum balance of $50,000 between the checking and savings accounts for 60 consecutive calendar days.

    Expires 1/5/2021

    PNC Bank: Virtual Wallet with Performance Select Checking - $400 Cash Bonus

    Earn $300 when you open a new Virtual Wallet with Performance Select checking account and make qualified direct deposits totaling $5,000 or more within 60 days of account opening. Bonus will be awarded within 60-90 days of meeting the requirements.

    Expires in 5 days

    PNC Bank: Virtual Wallet with Performance Spend Checking - $300 Cash Bonus

    Earn $200 when you open a new Virtual Wallet with Performance Spend Checking account and make qualified direct deposits totaling $2,000 or more within 60 days of account opening. Bonus will be awarded within 60 days of meeting the requirements.

    Expires in 5 days

    Citibank: Citi Account Package - $400 Bonus

    Open a new eligible checking and savings account in the Citibank Account Package.

    Within 30 days of opening your account, deposit $15,000 New-to-Citibank funds into the checking and savings account.

    Maintain a minimum balance of $15,000 between the checking and savings account for 60 consecutive calendar days.

    Expires 1/5/2021

    PNC Bank: Virtual Wallet Checking - $50 Cash Bonus

    Earn $50 when you open a new Virtual Wallet checking account and make qualified direct deposits totaling $500 or more within 60 days of account opening. Bonus will be awarded within 60-90 days of meeting the requirements.

    Expires in 5 days

    Citibank: Citi Basic Banking Package - $200 Bonus

    Open a new eligible checking account in the Basic Banking Package.

    Within 30 days of opening your account, deposit $5,000 New-to-Citibank funds into the new checking account.

    Maintain a minimum balance of $5,000 for 60 consecutive calendar days.

    Expires 1/5/2021

    Unify Financial Credit Union: Personal Checking Account - Up to $150 Bonus

    Earn $50 when you open a new qualifying checking account with a Visa debit card. Earn $50 when you establish a qualifying monthly direct deposit of at least $500 within 60 days of account opening. Get an additional bonus up to $50 by earning $1 bonus for each debit card transaction that exceeds $5 made with your Visa debit card within the first 60 days of account opening. This offer is available only to customers who reside in Collin County, TX.

    Our Credit Union: Personal Checking Account - $100 Bonus

    Open a new Premium Checking account. Within 60 days of account opening, enroll in e-Statements, sign up and qualify for a Debit Mastercard and have at least 1 transaction per month, and set up and receive qualifying direct deposits totaling $500 or more.

    Orange County's Credit Union: Personal Checking Account - $100 Bonus

    Open a new qualifying checking account using promo code BEST100. Within 60 days of account opening, enroll in e-Statements, sign up and qualify for a Debit Mastercard, and set up and receive qualifying direct deposits. Account must remain open and in good standing for at least 90 days to receive bonus.

    Expires 9/1/2021

    Orlando Credit Union: Personal Checking Account - $100 Bonus

    Open a Checking Your Way account. Set up and receive monthly recurring deposit of $1,000 and make 10 qualifying debit card transactions within 120 days of account opening.

    Expires 8/31/2021

    Orlando Credit Union: Personal Checking Account - $200 Bonus

    Open a Checking Your Way account. Set up and receive monthly recurring deposit of $2,000 and make 10 qualifying debit card transactions within 120 days of account opening.

    Expires 8/31/2021

    Orlando Credit Union: Personal Checking Account - $300 Bonus

    Open a Dividend Checking account. Set up and receive monthly recurring deposit of $1,500 and make 10 qualifying debit card transactions within 120 days of account opening.

    Expires 8/31/2021

    Orlando Credit Union: Personal Checking Account - $50 Bonus

    Open a Checking Your Way account. Set up and receive monthly recurring deposit of $500 and make 10 qualifying debit card transactions within 120 days of account opening.

    Expires 8/31/2021

    Michigan State University FCU: Personal Checking Account - $100 Bonus

    Open a new checking account. Have direct deposits of at least $550 within 6 weeks of account opening. Client must qualify for membership at MSUFCU through employment at the State of Michigan.

    Expires 6/30/2021

    Associated Bank: Badgers - $200 Bonus

    Open a new eligible Associated Bank checking account. Make direct deposits totaling to $500 or more within 90 days of account opening. Receive $200 when the sum of your daily average balance for all your open Associated Bank deposit accounts for 61-90 days is $1,000-$4,999.99. The sum of the average daily balance will be computed after 90 days of account opening.

    Expires 5/31/2021

    Associated Bank: Badgers - $300 Bonus

    Open a new eligible Associated Bank checking account. Make direct deposits totaling to $500 or more within 90 days of account opening. Receive $300 when the sum of your daily average balance for all your open Associated Bank deposit accounts for 61-90 days is $5,000-$9,999.99. The sum of the average daily balance will be computed after 90 days of account opening.

    Expires 5/31/2021

    Associated Bank: Badgers - $500 Bonus

    Open a new eligible Associated Bank checking account. Make direct deposits totaling to $500 or more within 90 days of account opening. Receive $500 when the sum of your daily average balance for all your open Associated Bank deposit accounts for 61-90 days is 10,000 or more. The sum of the average daily balance will be computed after 90 days of account opening.

    Expires 5/31/2021

    Associated Bank: Bank At Work - $200 Bonus

    Open a new eligible Associated Bank checking account. Make direct deposits totaling to $500 or more within 90 days of account opening. Receive $200 when the sum of your daily average balance for all your open Associated Bank deposit accounts for 61-90 days is $1,000-$4,999.99. The sum of the average daily balance will be computed after 90 days of account opening.

    Expires 5/31/2021

    Associated Bank: Bank At Work - $300 Bonus

    Open a new eligible Associated Bank checking account. Make direct deposits totaling to $500 or more within 90 days of account opening. Receive $300 when the sum of your daily average balance for all your open Associated Bank deposit accounts for 61-90 days is $5,000-$9,999.99. The sum of the average daily balance will be computed after 90 days of account opening.

    Expires 5/31/2021

Want free checking? These banks offer checking accounts with no opening fees and no monthly service fees.

Interest Checking Accounts

    TIAA Bank: Yield Pledge Checking

    • 1-year 0.40% intro APY on balances up to $250,000
    • $5,000 Minimum Opening Deposit
    • No monthly service fee
    • U.S. ATM fees reimbursement (unlimited with minimum average daily balance of $5,000; otherwise up to $15/monthly)
    • Top 5% yields always
    • Daily Compounding Interest
    • FDIC insured

    MemoryBank: EarnMore Checking Account - 0.05% APY

    Earn 0.05% APY on balances up to $250,000. There is a $50 minimum to open account. There is no minimum balance requirement and no monthly service fee. FDIC Insured.

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