Charles Schwab Promotions
Read our in-depth review of Charles Schwab Bank to see why Charles Schwab Bank scored 4.1 stars out of 5. We like their no account minimum, no service fees, and refund all atm fees.
High Yield Investor Checking – Unlimited ATM Rebates
Open a High Yield Investor Checking account and get unlimited ATM rebates worldwide. Charles Schwab will reimburse ATM fee at the end of every statement cycle. There is no minimum balance requirement and no service fees. You must open a Schwab brokerage account too, but you don't have to use it.
Compare Promotions
Citi Priority Account - Earn up to $2,000 Cash Bonus
- Earn up to $2,000 cash bonus when you open a new eligible Citi Priority Checking Account with required activities
- Within 20 days of opening, deposit the minimum amount of new-to-Citibank funds.
- Maintain a minimum balance for 60 consecutive calendar days from the 21st day.
- If your balance falls to a lower tier at any point during the maintenance period, the bonus changes.
- Bonus will be paid within 30 days after you successfully complete all required activities.
Discover Online Savings - $200 Cash Bonus
To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account, online, in the Discover App or by phone. Enter Offer Code CY223 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200.
What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is interest and subject to reporting on Form 1099-INT. Offer ends 6/15/2023, 11:59 PM ET. Offer may be modified or withdrawn without notice. See advertiser website for full details.
Money Market Deposit Account - 4.40% APY
- $1 minimum deposit
- No fees
- 24/7 online access to funds
- NCUA insured
Chase Total Checking® - $200 Bonus
- New Chase checking customers enjoy a $200 bonus when you open a Chase Total Checking® account and set up direct deposit
- Access to more than 16,000 Chase ATMs and more than 4,700 branches
- Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
- Open your account online now
- Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
- Chase Overdraft Assist℠ - no overdraft fee if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
*With Chase Overdraft Assist℠, we won't charge an Insufficient Funds Fee if you're overdrawn by $50 or less at the end of the business day OR if you're overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts.
CIT Bank Money Market Account - 1.55% APY
- 1.55% APY
- $100 minimum opening deposit
- No monthly maintenance fee
- Member FDIC
Charles Schwab Bank Offers You May Have Missed
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0.250% Off on Interest Rate on 15-Year Fixed-Rate Jumbo Loan
Borrowers who applied for the 15-Year Fixed-Rate Jumbo Loan through Quicken Loans, Schwab Bank's home lending program, can get the 0.250% discount on interest rate. This offer is not valid on Home Equity Lines of Credit.
Get $500 Closing Credit on Conforming, High Balance Mortgages
Borrower will receive $500 promotional closing cost credit on Conforming, High Balance Mortgages upon closing a Mortgage First purchase loan. Only participants who close on a Mortgage First purchase loan offered by Quicken Loans, Schwab Bank's home lending provider, can receive this promotional closing credit offer. Application date must be between March 15, 2019 and September 15, 2019 to qualify.
Get $750 Closing Credit on Jumbo Mortgages
Borrower will receive a $750 promotional closing credit on Jumbo Mortgages upon closing a Mortgage First purchase loan. Only participants who close on a Mortgage First purchase loan offered by Quicken Loans, Schwab Bank's home lending provider, can receive this promotional closing credit offer. Application date must be between April 4, 2018 to June 30, 2019 to qualify.
Highlights
0.48% APY
Offers brokered CDs from other banks. Terms range from 1 month to 20 years. Minimum deposit of $1,000.
0.45% APY, $0.01 account minimum
24/7 Live Customer Service (Telephone and Chat)
Unlimited ATM fee rebates when used with ATMs with the Visa, Interlink logo. Available worldwide.
345 branches across the country. You may also open an account online.
Pricing information from published website as of 03/23/2023.
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Charles Schwab Bank | Chase | |
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Benefits and Features | ||
Savings |
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CD | Offers brokered CDs from other banks. Terms range from 1 month to 20 years. Minimum deposit of $1,000. | Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee. |
Checking | 0.45% APY, $0.01 account minimum |
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Customer Service | 24/7 Live Customer Service (Telephone and Chat) | |
ATMs | Unlimited ATM fee rebates when used with ATMs with the Visa, Interlink logo. Available worldwide. | |
Locations | 345 branches across the country. You may also open an account online. | |
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Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Charles Schwab Bank: Pricing information from published website as of 03/23/2023. Chase: Pricing information and data points from published website as of 12/17/2020 |
Charles Schwab Bank Alternatives
Chase Secure Banking℠ - $100 Bonus
- New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
- Set up direct deposit and you may get your money up to two business days early - exclusively for Chase Secure Banking℠ customers.
- No minimum deposit to open an account and get started.
- No overdraft fees with a Chase debit card that helps you stay within your balance.
- Get more for your money. Chase Secure Banking℠ customers told us they save an average of $50 a month on fees after opening their account.
- No paper checks to track and no Chase fees on money orders or cashier's checks.
- Pay bills, cash checks and send money with Zelle® all for a $4.95 monthly service fee.
- Bank from anywhere with access to more than 16,000 Chase ATMs, more than 4,700 Chase branches, the Chase Mobile® app and Chase Online℠.
Citi Priority Account - Earn up to $2,000 Cash Bonus
Earn up to $2,000 cash bonus when you open a new eligible Citi Priority Checking Account with required activities. Within 20 days of opening, deposit the minimum amount of new-to-Citibank funds. Maintain a minimum balance for 60 consecutive calendar days from the 21st day. If your balance falls to a lower tier at any point during the maintenance period, the bonus changes. Bonus will be paid within 30 days after you successfully complete all required activities.
Balance Levels | Maximum Bonus |
---|---|
$10,000 - $29,999 | $200 |
$30,000 - $74,999 | $500 |
$75,000 - $199,999 | $1,000 |
$200,000 - $299,999 | $1,500 |
$300,000 and above | $2,000 |
CIT Bank Savings Connect - 4.20% APY
- Earn 12x the national average
- $100 minimum opening deposit
- No monthly maintenance fee
- Member FDIC
Discover Online Savings - $150 Cash Bonus
To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account, online, in the Discover App or by phone. Enter Offer Code CY223 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200.
What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is interest and subject to reporting on Form 1099-INT. Offer ends 6/15/2023, 11:59 PM ET. Offer may be modified or withdrawn without notice. See advertiser website for full details.
Business Checking - Up to 2.0% APY
- 2.0% APY on your balance up to $100,000 for customers that meet monthly eligibility requirements
- $0 minimum opening deposit
- $0 monthly service fee