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TD Bank

TD Bank Promotions

Read our in-depth review of TD Bank to see why TD Bank scored 3.9 stars out of 5. We like their extended banking hours, low requirements to waive monthly fees, and no foreign transaction fees.

$300

TD Beyond Checking - $300 Cash Bonus

  • New customers who apply online for a TD Beyond Checking account can earn a $300 cash bonus after receiving direct deposits of $2,500 or more within 60 days. To qualify for this offer, you must be a U.S. resident and apply for the offer online. Offer is available in these states: CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
  • Three ways to go monthly maintenance fee-free: Monthly Maintenance fee waived when you set up direct deposits of $5,000 or more within a statement cycle, maintain a $2,500 minimum daily balance, or have a $25,000 combined balance across eligible TD accounts.
  • ATM perks: TD fees waived at any ATM and non-TD fees reimbursed when you keep at least a $2,500 daily balance
  • A little extra time. A lot of extra relief: Avoid fees with Grace Period, which gives you until 11 PM ET the next business day to fix an overdraft. Make sure your available balance is at least $0 by depositing enough to cover the overdrawn balance plus any additional transactions and TD will refund the overdraft fee to your checking account.
  • Fast and secure payments: TD Bank debit cards are backed by the Zero Liability guarantee and 24/7 fraud monitoring
  • Convenient locations with the longest hours around: We have over 1,100 locations from Maine to Florida that's open early, late, and weekends.
  • Get reimbursed for fees including two overdraft fees per year, all Rush Bill Payments, and one outgoing wire per statement cycle (domestic or international).
  • Additional TD Bank checking account perks worth talking about: Get 24/7 access to all your TD accounts with Online & Mobile Banking, plus Bill Pay, Send Money with Zelle®, Mobile Deposit and Online Statements.
  • Direct Deposit Required: Yes
  • Minimum Deposit Required: $2,500 within 60 days
$200

TD Convenience Checking℠ - $200 Cash Bonus

  • New customers who apply online for a TD Convenience Checking℠ account can earn a $200 cash bonus after receiving direct deposits of $500 or more within 60 days. To qualify for this offer, you must be a U.S. resident and apply for the offer online. Offer is available in these states: CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
  • Waive the $15 monthly maintenance fee with a low minimum daily balance of $100.
  • Student perks: No monthly maintenance fee or minimum balance requirements if you're ages 17–23
  • A little extra time. A lot of extra relief: Avoid fees with Grace Period, which gives you until 11 PM ET the next business day to fix an overdraft. Make sure your available balance is at least $0 by depositing enough to cover the overdrawn balance plus any additional transactions and TD will refund the overdraft fee to your checking account.
  • Convenient locations with the longest hours around: We have over 1,100 locations from Maine to Florida that's open early, late, and weekends.
  • Instant-issue debit card replacement: Instantly replace a lost or worn contactless debit card by visiting a TD Bank location near you
  • Fast and secure payments: TD Bank debit cards are backed by the Zero Liability guarantee and 24/7 fraud monitoring
  • Additional TD Bank checking account perks worth talking about: Get 24/7 access to all your TD accounts with Online & Mobile Banking, plus Bill Pay, Send Money with Zelle®, Mobile Deposit and Online Statements.
  • Direct Deposit Required: Yes
  • Minimum Deposit Required: $500 within 60 days
$500

Referral Program - Up to $500 Bonus

Earn $50 for every referred client who opens a qualifying account using your referral form, and completes qualifying requirements. You can earn up to $500 per calendar year.

$100

Student Checking Account - $100 Bonus

Open a new TD Convenience Checking℠ account. Make a minimum of 15 TD Visa Debit Card purchases within 60 calendar days of account opening date. This offer is available to new customers only.

  • Minimum Deposit to Open: $0
1.00%

TD Choice 12 Month CD - 1.00% APY

1.00%

TD Choice 24 Month CD - 1.00% APY

1.00%

TD Choice 3 Month CD - 1.00% APY

1.00%

TD Choice 3 Year CD - 1.00% APY

1.00%

TD Choice 5 Year CD - 1.00% APY

TB Business Convenience Checking Plus

  • 500 free transactions each month
  • $5,000 in cash deposits processed free each month
  • Waive the $25 monthly service fee by maintaining a $1,500 combined minimum daily balance with one TD personal checking account
  • Minimum Deposit to Open: $100

TD Choice Promotional CD

TermStandard APY
3 Month1.00%
6 Month1.00%
9 Month1.00%
12 Month1.00%
18 Month1.00%
24 Month1.00%
3 Year1.00%
5 Year1.00%

Rates are for Cherry Hill, New Jersey, and may vary per location.

TD Choice Promotional CD with Relationship Bump Rate

TermBump Rate APY
3 Month3.00%
6 Month5.00%
9 Month4.00%
12 Month4.00%
18 Month4.00%
24 Month4.00%
3 Year3.51%
5 Year2.50%

Customers must own an eligible TD Bank personal checking account to qualify for Bump Rate APY. Rates are for Cherry Hill, New Jersey, and may vary per location.

$200

TD Signature Savings - $200 Cash Bonus

Expires 4/30/2024

For new customers only. Earn $200 when you deposit $10,000 or more in new money within 20 days of account opening, then maintain a balance of at least $10,000 for 90 days from the date the deposit requirement is initially met.

$200

TD Simple Savings - $200 Cash Bonus

Expires 4/30/2024

For new customers only. Earn $200 when you deposit $10,000 or more in new money within 20 days of account opening, then maintain a balance of at least $10,000 for 90 days from the date the deposit requirement is initially met.

TD Bank Trending Offers
YesterdayReferral Program - Up to $500 Bonus selected by a visitor from New York
2 days agoTD Beyond Checking - $300 Cash Bonus selected by a visitor from Alabama
4 days agoTD Convenience Checking℠ - $200 Cash Bonus selected by a visitor from Florida
9 days agoTD Choice Promotional CD with Relationship Bump Rate selected by a visitor from New Jersey
15 days agoTD Simple Savings - $200 Cash Bonus selected by a visitor from New York
Citibank
Member FDIC

Enhanced Direct Deposit - Earn $300 Cash Bonus

Earn $300 cash bonus when you open a new eligible checking account with Enhanced Direct Deposit and complete required activities. Member FDIC

  • Open a new eligible Citi Checking account with Enhanced Direct Deposits
  • Deposit at least two Enhanced Direct Deposits directly into your new checking account within 90 calendar days from account opening.
  • Your total combined Enhanced Direct Deposit must equal $1,500 or more.
  • Earn a $300 cash bonus. Your cash bonus will be deposited to your open, eligible checking account within 30 calendar days after required activities have been completed.
High-Yield Savings Premier - 5.36% APY

High-Yield Savings Premier - 5.36% APY

  • No account activity or maintenance fees
  • $500 minimum opening deposit
  • FDIC insured
5.36% annual percentage yield (APY) is accurate as of 1/17/2024 and subject to change at the Bank's discretion. Minimum deposit required to open an account is $500 and a minimum balance of $0.01 is required to earn the advertised APY. Member FDIC
  • Minimum Deposit to Open: $500
Chase
Member FDIC

Chase College Checking℠ - $100 Bonus

Expires 4/17/2024
  • Enjoy $100 as a new Chase checking customer when you open a Chase College Checking℠ account and complete 10 qualifying transactions within 60 days of coupon enrollment.
  • No Monthly Service Fee while in school up to the graduation date provided at account opening (five years maximum) for students 17-24 years old.
  • Students ages 18-24 with a Social Security Number can open an account online or at a Chase branch. Students with no Social Security number or who are 17-year-olds can only open an account at a branch.
  • Keep track of your money in the Chase Mobile® app. The app helps you manage your money.
  • Zelle® is available in more than 1,000 banking apps in the U.S. So you can send and receive money from almost anyone you know and trust who has a bank account in the U.S.
  • Access to more than 15,000 Chase ATMs and more than 4,700 branches.
  • JPMorgan Chase Bank, N.A. Member FDIC
  • Chase Overdraft Assist℠ - no overdraft fee if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
  • Minimum Deposit to Open: $0
  • Direct Deposit Required: No
  • Minimum Deposit Required: None
Chase
Member FDIC

Chase Total Checking® - $300 Bonus

Expires 4/17/2024
  • New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities
  • Access to more than 15,000 Chase ATMs and more than 4,700 branches
  • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
  • JPMorgan Chase Bank, N.A. Member FDIC
  • Open your account online now
  • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
  • Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
  • Minimum Deposit to Open: $0
  • Direct Deposit Required: Yes
  • Minimum Deposit Required: None
Bank of America
Member FDIC

Bank of America Advantage Banking - $200 Bonus Offer

Expires 5/31/2024
  • The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
  • The offer is for new checking customers only.
  • Offer expires 5/31/2024.
  • To qualify, open a Bank of America Advantage Banking account through the promotional page and set up and receive qualifying direct deposits totaling $2,000 or more into that new account within 90 days of opening.
  • Bank of America will attempt to pay bonus within 60 days.
  • Additional terms and conditions apply. See offer page for more details.
  • Bank of America, N.A. Member FDIC.

TD Bank has 2,800 locations on the East Coast. Known as "America's most convenient bank," it offers extended banking hours and 24/7 customer service by phone. Monthly service fees can be waived with somewhat low minimum balance requirements.

Checking Account Bonuses

TD Bank frequently offers cash bonuses for new checking customers. Some deals are only available for residents of select States, so make sure you read the fine print carefully.

TD Bank Bonus:
  1. TD Beyond Checking: $300 Cash Bonus
  2. TD Convenience Checking℠: $200 Cash Bonus

All TD Bank checking accounts offer free online banking, bill pay, mobile deposits, and 24/7 live customer service by phone.

TD Promotions for Opening a Bank Account

Find the most current TD Bank promotions, offers and sign up bonuses. View TD Bank offers for new accounts below.

Special Checking Account Features

All TD Bank checking accounts come with these perks:

  • Savings Overdraft Protection. If you link a savings or money market account, funds from those accounts will be automatically transferred to cover an overdraft. A transfer fee may apply (waived on some accounts), but you'll save on overdraft fees. This is an optional service that requires enrollment.

    To avoid overdrafts, you can set up custom email alerts to alert you when you reach different balance levels ($500, $300, and $100).

  • Instant debit card replacement. If you lose your debit card, just stop by a TD Bank and you'll get a new card right on the spot.

  • Loan rate discounts. All TD Bank checking customers can get a 0.25% discount when you apply for a Personal Loan or a Home Equity loan. You must enroll in autopay from a personal TD Bank checking or savings account.

  • No foreign transaction fees. When you travel abroad, you will pay no foreign transaction fees when you use your TD Bank debit card.

  • Send money with Zelle. Easily send money to anyone with just a U.S. phone number or U.S. email address.

What Experts Say

CreditDonkey reached out to an industry expert to answer one of our reader's most pressing questions:

  • Should people look past a bank's promotions when they are considering opening a checking account?

Here's what he said:

How to Avoid TD Bank Checking Account Fees

  • TD Simple Checking. This account has no minimum balance requirements, but the $5.99 monthly fee cannot be waived.

  • TD Convenience Checking. The $15 monthly service fee can be waived if you maintain a minimum daily balance of $100 or if the Primary account holder is age 17 through 23.

  • TD Beyond Checking. The $25 monthly service fee can be waived if you received $5,000 monthly in direct deposits or $2,500 minimum daily balance or $25,000 combined balance across eligible TD accounts.

  • TD Relationship Checking. The $25 monthly service fee can be waived if you maintain a combined balance of $20,000 between TD deposit accounts, loans, and/or mortgage balances.

  • TD 60 Plus Checking. The $10 monthly service fee can be waived if you maintain a minimum daily balance of $250.

  • TD Student Checking. This account has no monthly service fee and no minimum balance requirements if you're a full-time student under 24.

    Highlights

    Savings
    0.02% APY. No minimum deposit. $5.00 monthly fee waived if 1) minimum $300 balance or 2) waived for the first 12 months if with recurring transfer of $25 or more from a TD Bank account or if you're under 18 or 62 and older.
    CD
    1.00% APY (up to 5.00% for Bump Rate APY). Terms of 3 months to 5 years. Minimum deposit of $250. Allows one penalty-free withdrawal (depending on account).
    Checking
    TD Simple Checking℠, TD Beyond Checking, TD Convenience Checking℠
    ATMs
    Approximately 700 ATMs throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida
    Customer Service
    24/7 Live Customer Service (Telephone)
    IRA CD
    1.00% APY (up to 5.00% for Bump Rate APY). Terms of 3 months to 5 years. Minimum deposit of $250. Additional contributions and penalty-free withdrawal available (depending on account).
    Locations
    1100 locations along the east coast.

Pricing information from published website as of 01/29/2024 based on 08034 zip code.

 TD Bank
Member FDIC
Chase
Member FDIC
 Learn MoreVisit Site
 

TD Bank

Chase

 

Benefits and Features

Savings0.02% APY. No minimum deposit. $5.00 monthly fee waived if 1) minimum $300 balance or 2) waived for the first 12 months if with recurring transfer of $25 or more from a TD Bank account or if you're under 18 or 62 and older.
  • Chase Savings: $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account, OR a linked Chase College Checking for Overdraft Protection, OR a linked qualifying Chase checking account, OR for owners under 18. $0 to open.
  • Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account.
CD1.00% APY (up to 5.00% for Bump Rate APY). Terms of 3 months to 5 years. Minimum deposit of $250. Allows one penalty-free withdrawal (depending on account).Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee.
CheckingTD Simple Checking℠, TD Beyond Checking, TD Convenience Checking℠
  • Chase Total Checking®
  • Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open.
  • Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open.
  • Chase College Checking: No monthly service fee for college students age 17-24 at account opening with proof of student status, for up to 5 years. $0 to open.
  • Chase Private Client Checking: For high net worth individuals who have $250,000 on deposit with Chase.
Mobile App 
iOS & Android
ATMsApproximately 700 ATMs throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida
15,000+ Chase ATMs
Customer Service24/7 Live Customer Service (Telephone)Automated service available 24 hours a day,
7 days a week
IRA CD1.00% APY (up to 5.00% for Bump Rate APY). Terms of 3 months to 5 years. Minimum deposit of $250. Additional contributions and penalty-free withdrawal available (depending on account). 
Locations1100 locations along the east coast.
Over 4,700
 Learn MoreVisit Site

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

TD Bank: Pricing information from published website as of 01/29/2024 based on 08034 zip code.

Chase: Pricing information and data points from published website as of 02/26/2024.


TD Bank Alternatives

Chase
Member FDIC

Chase Secure Banking℠ - $100 Bonus

Expires 4/17/2024
  • New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
  • Set up direct deposit and you may get your money up to two business days early-exclusively for Chase Secure Banking℠ customers.
  • No minimum deposit to open an account and get started plus no overdraft fees with a Chase debit card that helps you stay within your balance.
  • Track your credit score, get a personalized action plan provided by Experian™ to help improve your score and receive identity monitoring for free through Chase Credit Journey®.
  • Chase Secure Banking℠ customers told us they save an average of $50 a month on fees after opening their account.
  • JPMorgan Chase Bank, N.A. Member FDIC.
  • Pay bills, cash checks and send or receive money with Zelle® all for a $4.95 monthly service fee.
  • Bank from anywhere with access to more than 15,000 Chase ATMs, more than 4,700 Chase branches, the Chase Mobile® app and Chase.com.
  • Minimum Deposit to Open: $0
  • Direct Deposit Required: No
  • Minimum Deposit Required: None
Bank of America
Member FDIC

Bank of America Business Advantage Checking Account - $200 Bonus Offer

Expires 6/30/2024
Earn a cash bonus in three steps:
  1. Open a new eligible business checking account by June 30, 2024
  2. Make Qualifying Deposits* of $5,000 or more in new money within 30 days of opening the new eligible business checking account
  3. Maintain an average balance of $5,000 for the next 60 days (day 31-90) during the maintenance period**
*Qualifying Deposits are deposits of new money, which is money not currently or previously held in any account at Bank of America or Merrill
**The maintenance period begins thirty-one (31) days after account opening and ends ninety (90) calendar days after account opening.
Member FDIC
Citibank
Member FDIC

Enhanced Direct Deposit - Earn $300 Cash Bonus

Earn $300 cash bonus when you open a new eligible checking account with Enhanced Direct Deposit and complete required activities. Member FDIC

  • Open a new eligible Citi Checking account with Enhanced Direct Deposits
  • Deposit at least two Enhanced Direct Deposits directly into your new checking account within 90 calendar days from account opening.
  • Your total combined Enhanced Direct Deposit must equal $1,500 or more.
  • Earn a $300 cash bonus. Your cash bonus will be deposited to your open, eligible checking account within 30 calendar days after required activities have been completed.
Discover Bank
Member FDIC

Online Savings Account - Earn 4.30% APY

  • No fees
  • No minimum opening deposit
  • No minimum balance required
  • Minimum Deposit to Open: $0
CIT Bank
Member FDIC

CIT Bank Platinum Savings - 5.05% APY

  • 5.05% APY with a balance of $5,000 or more
  • 0.25% APY with a balance of less than $5,000
  • $100 minimum opening deposit
  • No monthly maintenance fee
  • Member FDIC
  • Minimum Deposit to Open: $100
  • Direct Deposit Required: No

Articles on TD Bank

TD Bank

TD Bank offers extended customer hours and easy online banking. Are these perks worth it? Find out what makes TD Bank a great choice for you and some reasons to look elsewhere.

TD Beyond Checking Bonus

TD Bank is offering $300 to open a Beyond Checking account. Find out how to earn the bonus.

TD Convenience Checking Bonus

TD Bank is offering a $200 sign-up bonus for opening a Convenience Checking ℠ account. Learn more about this promotion below.

TD Bank Hours

TD Bank is open 7 days a week, depending on the location. Here's when you can visit a branch near you.

Open a TD Account

Open your TD Bank account with ease. All details in this comprehensive guide. Don't miss the bonus.

TD Routing Number

Find your TD Bank routing number by state. Get the correct number with and without a check.

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More Bank Promotions

Chase
Member FDIC

Chase Coupon

Chase Bank $300 Bonus
Bank of America
Member FDIC

Bank of America Promotions

Bank of America Advantage Banking - $200 Bonus Offer

Wells Fargo Promotions

Personal Checking Account - $2,500 Bonus
Citibank
Member FDIC

Citibank Promotions

Enhanced Direct Deposit - Earn $300 Cash Bonus

Citizens Bank Promotions

Personal Checking Account - $400 Bonus

Capital One 360 Promo Code

360 Performance Savings - 4.35% APY

PNC Bank Promotions

Virtual Wallet with Performance Select Checking - $400 Bonus

Ally Bank Promotions

Online Savings Account - 4.35% APY

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About CreditDonkey
CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

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