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TD Bank

TD Bank Promotions

TD Bank is currently offering twelve promotions. Read our in-depth review of TD Bank to see why TD Bank scored 3.9 stars out of 5. We like their extended banking hours, low requirements to waive monthly fees, and no foreign transaction fees.

$300

TD Beyond Checking - $300 Cash Bonus

Expires 10/31/2023
  • New customers who apply online for a TD Beyond Checking account can earn a $300 cash bonus after receiving direct deposits of $2,500 or more within 60 days. To qualify for this offer, you must be a U.S. resident and apply for the offer online. Offer is available in these states: CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
  • Three ways to go monthly maintenance fee-free: Monthly Maintenance fee waived when you set up direct deposits of $5,000 or more within a statement cycle, maintain a $2,500 minimum daily balance, or have a $25,000 combined balance across eligible TD accounts.
  • ATM perks: TD fees waived at any ATM and non-TD fees reimbursed when you keep at least a $2,500 daily balance
  • A little extra time. A lot of extra relief: Avoid fees with Grace Period, which gives you until 11 PM ET the next business day to fix an overdraft. Make sure your available balance is at least $0 by depositing enough to cover the overdrawn balance plus any additional transactions and TD will refund the overdraft fee to your checking account.
  • Fast and secure payments: TD Bank debit cards are backed by the Zero Liability guarantee and 24/7 fraud monitoring
  • Convenient locations with the longest hours around: We have over 1,100 locations from Maine to Florida that's open early, late, and weekends.
  • Get reimbursed for fees including two overdraft fees per year, all Rush Bill Payments, and one outgoing wire per statement cycle (domestic or international).
  • Additional TD Bank checking account perks worth talking about: Get 24/7 access to all your TD accounts with Online & Mobile Banking, plus Bill Pay, Send
  • Money with Zelle®, Mobile Deposit and Online Statements.
  • Direct Deposit Required: Yes
  • Minimum Deposit Required: $2,500 within 60 days
$200

TD Convenience Checking℠ - $200 Cash Bonus

Expires 10/31/2023
  • New customers who apply online for a TD Convenience Checking℠ account can earn a $200 cash bonus after receiving direct deposits of $500 or more within 60 days. To qualify for this offer, you must be a U.S. resident and apply for the offer online. Offer is available in these states: CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
  • Waive the $15 monthly maintenance fee with a low minimum daily balance of $100.
  • Student perks: No monthly maintenance fee or minimum balance requirements if you're ages 17–23
  • A little extra time. A lot of extra relief: Avoid fees with Grace Period, which gives you until 11 PM ET the next business day to fix an overdraft. Make sure your available balance is at least $0 by depositing enough to cover the overdrawn balance plus any additional transactions and TD will refund the overdraft fee to your checking account.
  • Convenient locations with the longest hours around: We have over 1,100 locations from Maine to Florida that's open early, late, and weekends.
  • Instant-issue debit card replacement: Instantly replace a lost or worn contactless debit card by visiting a TD Bank location near you
  • Fast and secure payments: TD Bank debit cards are backed by the Zero Liability guarantee and 24/7 fraud monitoring
  • Additional TD Bank checking account perks worth talking about: Get 24/7 access to all your TD accounts with Online & Mobile Banking, plus Bill Pay, Send Money with Zelle®, Mobile Deposit and Online Statements.
  • Direct Deposit Required: Yes
  • Minimum Deposit Required: $500 within 60 days

TB Business Convenience Checking Plus

  • 500 free transactions each month
  • $5,000 in cash deposits processed free each month
  • Waive the $25 monthly service fee by maintaining a $1,500 combined minimum daily balance with one TD personal checking account
  • Minimum Deposit to Open: $100

TD Choice Promotional CD

TermStandard APY
3 Month1.00%
6 Month1.00%
9 Month1.00%
12 Month1.00%
18 Month1.00%
24 Month1.00%
3 Year1.00%
5 Year1.00%

Rates are for Cherry Hill, New Jersey, and may vary per location.

TD Choice Promotional CD with Relationship Bump Rate

TermBump Rate APY
3 Month3.00%
6 Month5.00%
9 Month4.00%
12 Month5.00%
18 Month4.50%
24 Month4.00%
3 Year3.51%
5 Year2.50%

Customers must own an eligible TD Bank personal checking account to qualify for Bump Rate APY. Rates are for Cherry Hill, New Jersey, and may vary per location.

1.00%

TD Choice 12 Month CD - 1.00% APY

1.00%

TD Choice 24 Month CD - 1.00% APY

1.00%

TD Choice 3 Month CD - 1.00% APY

1.00%

TD Choice 3 Year CD - 1.00% APY

1.00%

TD Choice 5 Year CD - 1.00% APY

$200

TD Signature Savings - $200 Cash Bonus

Expires 10/31/2023

For new customers only. Earn $200 when you deposit $10,000 or more in new money within 20 days of account opening, then maintain a balance of at least $10,000 for 90 days from the date the deposit requirement is initially met.

$200

TD Simple Savings - $200 Cash Bonus

Expires 10/31/2023

For new customers only. Earn $200 when you deposit $10,000 or more in new money within 20 days of account opening, then maintain a balance of at least $10,000 for 90 days from the date the deposit requirement is initially met.

TD Bank Trending Offers
Last hourTD Convenience Checking℠ - $200 Cash Bonus selected by a visitor from New York
2 days agoTD Beyond Checking - $300 Cash Bonus selected by a visitor from Pennsylvania
7 days agoTD Choice 12 Month CD - 1.00% APY selected by a visitor from New York
25 days agoTD Choice Promotional CD with Relationship Bump Rate selected by a visitor
30 days agoTD Simple Savings - $200 Cash Bonus selected by a visitor
Citibank

Citi Priority - Earn up to $2,000 Cash Bonus

  • Earn up to $2,000 when you open a new eligible Citi checking account and enroll in the offer the same day
  • New to Relationship customers can choose their Relationship Tier.
  • Within 20 days of opening, deposit the minimum amount of new-to-Citibank funds.
  • Maintain a minimum balance for 60 consecutive calendar days from the 21st day.
  • If your balance falls to a lower Balance Level at any point during the maintenance period, the bonus changes.
  • Bonus will be paid within 30 days after you successfully complete all required activities.
  • Restrictions apply.
Expires 1/9/2024
  • Minimum Deposit to Open: $30k
Discover Bank
Member FDIC

Discover Online Savings - $200 Cash Bonus

To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account, online, in the Discover App or by phone. Enter Offer Code CY923 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200.

What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is interest and subject to reporting on Form 1099-INT. Offer ends 12/14/2023, 11:59 PM ET. Offer may be modified or withdrawn without notice. See advertiser website for full details.

Expires 12/14/2023
Chase
Member FDIC

Chase Business Complete Banking® - $300 Bonus

  • Earn $300 when you open a new Chase Business Complete Checking® account. For new Chase business checking customers with qualifying activities.
  • Multiple ways to waive the Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card.
  • Full-service business banking. Convenient access to all your business banking services in one place -- lending, checking, credit card and payment solutions.
  • Your choice of payment types. Choose from a full range of options for accepting payments and making deposits that include Zelle®, Online Bill Pay, wire transfers and ACH payments.
  • Convenient access to payment processing. Process all major debit and credit cards with QuickAccept®. It's a built-in feature with your Business Complete Checking account.
  • Helping you save money. Multiple ways to waive service fees and unlimited digital transactions helps you keep more of your money.
  • Full-featured banking online and on-the-go. Manage your business' finances on your terms with the latest online and mobile banking technology.
  • Trusted and secure financial partner. We're committed to helping you grow and protect your business.
Expires 10/19/2023
  • Minimum Deposit to Open: $0
  • Direct Deposit Required: No
Chase
Member FDIC

Chase Total Checking® - $200 Bonus

  • New Chase checking customers enjoy a $200 bonus when you open a Chase Total Checking® account and set up direct deposit
  • Access to more than 15,000 Chase ATMs and more than 4,700 branches
  • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
  • JPMorgan Chase Bank, N.A. Member FDIC
  • Open your account online now
  • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
  • Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
Expires 10/18/2023
  • Minimum Deposit to Open: $0
  • Direct Deposit Required: Yes
  • Minimum Deposit Required: None
Bank of America
Member FDIC

Bank of America Business Advantage Checking Account - $200 Bonus Offer

Earn a cash bonus in three steps:
  1. Open a new eligible business checking account by December 31, 2023
  2. Make Qualifying Deposits* of $5,000 or more in new money within 30 days of opening the new eligible business checking account
  3. Maintain an average balance of $5,000 for the next 60 days (day 31-90) during the maintenance period**
*Qualifying Deposits are deposits of new money, which is money not currently or previously held in any account at Bank of America or Merrill
**The maintenance period begins thirty-one (31) days after account opening and ends ninety (90) calendar days after account opening.
Member FDIC
Expires 12/31/2023

TD Bank has 2,800 locations on the East Coast. Known as "America's most convenient bank," it offers extended banking hours and 24/7 customer service by phone. Monthly service fees can be waived with somewhat low minimum balance requirements.

Checking Account Bonuses

TD Bank frequently offers cash bonuses for new checking customers. Some deals are only available for residents of select States, so make sure you read the fine print carefully.

TD Bank Bonus:
  1. TD Beyond Checking: $300 Cash Bonus
  2. TD Convenience Checking℠: $200 Cash Bonus

All TD Bank checking accounts offer free online banking, bill pay, mobile deposits, and 24/7 live customer service by phone.

TD Promotions for Opening a Bank Account

Find the most current TD Bank promotions, offers and sign up bonuses. View TD Bank offers for new accounts below.

Special Checking Account Features

All TD Bank checking accounts come with these perks:

  • Savings Overdraft Protection. If you link a savings or money market account, funds from those accounts will be automatically transferred to cover an overdraft. A transfer fee may apply (waived on some accounts), but you'll save on overdraft fees. This is an optional service that requires enrollment.

    To avoid overdrafts, you can set up custom email alerts to alert you when you reach different balance levels ($500, $300, and $100).

  • Instant debit card replacement. If you lose your debit card, just stop by a TD Bank and you'll get a new card right on the spot.

  • Loan rate discounts. All TD Bank checking customers can get a 0.25% discount when you apply for a Personal Loan or a Home Equity loan. You must enroll in autopay from a personal TD Bank checking or savings account.

  • No foreign transaction fees. When you travel abroad, you will pay no foreign transaction fees when you use your TD Bank debit card.

  • Send money with Zelle. Easily send money to anyone with just a U.S. phone number or U.S. email address.

What Experts Say

CreditDonkey reached out to an industry expert to answer one of our reader's most pressing questions:

  • Should people look past a bank's promotions when they are considering opening a checking account?

Here's what he said:

How to Avoid TD Bank Checking Account Fees

  • TD Simple Checking. This account has no minimum balance requirements, but the $5.99 monthly fee cannot be waived.

  • TD Convenience Checking. The $15 monthly service fee can be waived if you maintain a minimum daily balance of $100 or if the Primary account holder is age 17 through 23.

  • TD Beyond Checking. The $25 monthly service fee can be waived if you received $5,000 monthly in direct deposits or $2,500 minimum daily balance or $25,000 combined balance across eligible TD accounts.

  • TD Relationship Checking. The $25 monthly service fee can be waived if you maintain a combined balance of $20,000 between TD deposit accounts, loans, and/or mortgage balances.

  • TD 60 Plus Checking. The $10 monthly service fee can be waived if you maintain a minimum daily balance of $250.

  • TD Student Checking. This account has no monthly service fee and no minimum balance requirements if you're a full-time student under 24.

    Highlights

    Savings
    0.02% APY. No minimum deposit. $5.00 monthly fee waived if 1) minimum $300 balance or 2) waived for the first 12 months if with recurring transfer of $25 or more from a TD Bank account or if you're under 18 or 62 and older.
    CD
    1.00% APY (up to 5.00% for Bump Rate APY). Terms of 3 months to 5 years. Minimum deposit of $250. Allows one penalty-free withdrawal (depending on account).
    Checking
    TD Simple Checking℠, TD Beyond Checking, TD Convenience Checking℠
    Customer Service
    24/7 Live Customer Service (Telephone)
    ATMs
    Approximately 700 ATMs throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida
    IRA CD
    1.00% APY (up to 5.00% for Bump Rate APY). Terms of 3 months to 5 years. Minimum deposit of $250. Additional contributions and penalty-free withdrawal available (depending on account).
    Locations
    1100 locations along the east coast.

    More Information

  • Pricing information from published website as of 09/25/2023 based on 08034 zip code.
  • For the complete terms and conditions, view the merchant's website. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the merchant's website.
 TD BankChase
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TD Bank

Chase

 

Benefits and Features

Savings0.02% APY. No minimum deposit. $5.00 monthly fee waived if 1) minimum $300 balance or 2) waived for the first 12 months if with recurring transfer of $25 or more from a TD Bank account or if you're under 18 or 62 and older.
  • Chase Savings: $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account OR for owners under 18. $0 to open.
  • Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account.
CD1.00% APY (up to 5.00% for Bump Rate APY). Terms of 3 months to 5 years. Minimum deposit of $250. Allows one penalty-free withdrawal (depending on account).Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee.
CheckingTD Simple Checking℠, TD Beyond Checking, TD Convenience Checking℠
  • Chase Total Checking®
  • Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open.
  • Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open.
  • Chase College Checking: No monthly service fee for college students age 17-24 at account opening with proof of student status, for up to 5 years. $0 to open.
  • Chase Private Client Checking: For high net worth individuals who have $250,000 on deposit with Chase.
Customer Service24/7 Live Customer Service (Telephone) 
ATMsApproximately 700 ATMs throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida
15,000+ Chase ATMs
IRA CD1.00% APY (up to 5.00% for Bump Rate APY). Terms of 3 months to 5 years. Minimum deposit of $250. Additional contributions and penalty-free withdrawal available (depending on account). 
Locations1100 locations along the east coast.
Over 4,700
 Visit SiteVisit Site

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

TD Bank: Pricing information from published website as of 09/25/2023 based on 08034 zip code.

Chase: Pricing information and data points from published website as of 09/01/2023.

Refer a Friend Program - $50 for Each Referral

Receive $50 for each friend you refer for TD Bank's personal checking account. Not only do you get $50, your friend also gets $50 when they either: receive a direct deposit of at least $250 OR make at least 15 debit card purchases within 60 days of new account opening. There is no limit to the number of referral bonuses you can earn.


TD Bank Alternatives

Chase
Member FDIC

Chase Secure Banking℠ - $100 Bonus

Expires 10/18/2023
  • New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
  • Set up direct deposit and you may get your money up to two business days early-exclusively for Chase Secure Banking℠ customers.
  • No minimum deposit to open an account and get started.
  • No overdraft fees with a Chase debit card that helps you stay within your balance.
  • Chase Secure Banking℠ customers told us they save an average of $50 a month on fees after opening their account.
  • JPMorgan Chase Bank, N.A. Member FDIC.
  • Pay bills, cash checks and send money with Zelle® all for a $4.95 monthly service fee.
  • Bank from anywhere with access to more than 15,000 Chase ATMs, more than 4,700 Chase branches, the Chase Mobile® app and Chase Online℠.
  • Minimum Deposit to Open: $0
  • Direct Deposit Required: No
  • Minimum Deposit Required: None
Bank of America
Member FDIC

Business Advantage Fundamentals™ Banking

  • No fee for first 200 transactions per statement cycle
  • No fee for first $7,500 in cash deposited per statement cycle
  • Waive the $16 monthly fee in a variety of ways
  • Minimum Deposit to Open: $100
Citibank

Citi Priority - Earn up to $2,000 Cash Bonus

Expires 1/9/2024

Earn up to $2,000 when you open a new eligible Citi checking account and enroll in the offer the same day. New To Relationship customers can choose their Relationship Tier. Within 20 days of opening, deposit the minimum amount of new-to-Citibank funds. Maintain a minimum balance for 60 consecutive calendar days from the 21st day. If your balance falls to a lower Balance Level at any point during the maintenance period, the bonus changes. Bonus will be paid within 30 days after you successfully complete all required activities. Restrictions apply.

Balance LevelsMaximum Bonus
$10,000 - $29,999$200
$30,000 - $74,999$500
$75,000 - $199,999$1,000
$200,000 - $299,999$1,500
$300,000 and above$2,000

  • Minimum Deposit to Open: $30k
Discover Bank
Member FDIC

Discover Online Savings - $150 Cash Bonus

To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account, online, in the Discover App or by phone. Enter Offer Code CY923 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200.

What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is interest and subject to reporting on Form 1099-INT. Offer ends 12/14/2023, 11:59 PM ET. Offer may be modified or withdrawn without notice. See advertiser website for full details.

Expires 12/14/2023
CIT Bank
Member FDIC

CIT Bank Platinum Savings - 5.05% APY

  • 5.05% APY with a balance of $5,000 or more
  • 0.25% APY with a balance of less than $5,000
  • $100 minimum opening deposit
  • No monthly maintenance fee
  • Member FDIC
  • Minimum Deposit to Open: $100
  • Direct Deposit Required: No

Articles on TD Bank

TD Bank

TD Bank offers extended customer hours and easy online banking. Are these perks worth it? Find out what makes TD Bank a great choice for you and some reasons to look elsewhere.

TD Beyond Checking Bonus

TD Bank is offering $300 to open a Beyond Checking account. Find out how to earn the bonus.

TD Convenience Checking Bonus

TD Bank is offering a $200 sign-up bonus for opening a Convenience Checking ℠ account. Learn more about this promotion below.

TD Bank Hours

TD Bank is open 7 days a week, depending on the location. Here's when you can visit a branch near you.

Open a TD Account

Open your TD Bank account with ease. All details in this comprehensive guide. Don't miss the bonus.

TD Routing Number

Find your TD Bank routing number by state. Get the correct number with and without a check.

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Member FDIC

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Bank of America Business Advantage Checking Account - $200 Bonus Offer
Citibank
Member FDIC

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Citi Priority - Earn up to $2,000 Cash Bonus

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About CreditDonkey
CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

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