TD Bank Promotions
Read our in-depth review of TD Bank to see why TD Bank scored 3.9 stars out of 5. We like their extended banking hours, low requirements to waive monthly fees, and no foreign transaction fees.
TD Beyond Checking - $300 Cash Bonus
Earn $300 when you have $2,500 in qualifying direct deposits within 60 days.
- Direct Deposit Required: Yes
- Minimum Deposit Required: $2,500 within 60 days
- When Do You Get It: Bonus will be paid on or before 180 days after account opening.
TD Complete Checking - $200 Cash Bonus
Earn $200 when you have $500 in qualifying direct deposits within 60 days.
- Direct Deposit Required: Yes
- Minimum Deposit Required: $500 within 60 days
- When Do You Get It: Bonus will be paid on or before 180 days after account opening.
Referral Program - Up to $500 Bonus
Earn $50 for every referred client who opens a qualifying account using your referral form, and completes qualifying requirements. You can earn up to $500 per calendar year.
Student Checking Account - $100 Bonus
Open a new TD Convenience Checking℠ account. Make a minimum of 15 TD Visa Debit Card purchases within 60 calendar days of account opening date. This offer is available to new customers only.
- Minimum Deposit to Open: $0
TD Choice Promotional CD with Relationship APY
Term | Relationship APY |
---|---|
3 Month | 3.00% |
6 Month | 4.50% |
9 Month | 4.25% |
12 Month | 4.00% |
18 Month | 3.51% |
24 Month | 3.51% |
3 Year | 3.51% |
5 Year | 2.50% |
Customers must own an eligible TD Bank personal checking account to qualify for Relationship APY. Rates are for Cherry Hill, New Jersey, and may vary per location.
TD Choice Promotional CD
Term | Standard APY |
---|---|
3 Month | 1.00% |
6 Month | 1.00% |
9 Month | 1.00% |
12 Month | 1.00% |
18 Month | 1.00% |
24 Month | 1.00% |
3 Year | 1.00% |
5 Year | 1.00% |
Rates are for Cherry Hill, New Jersey, and may vary per location.
TB Business Convenience Checking Plus
- 500 free transactions each month
- $5,000 in cash deposits processed free each month
- Waive the $25 monthly service fee by maintaining a $1,500 combined minimum daily balance with one TD personal checking account
- Minimum Deposit to Open: $100
TD Investment Services Account - Up to $3,000 Bonus
Open a new TD Investment Services account. Fund your account with at least $100,000 within 30 calendar days of account opening. Maintain a net amount of $100,000 or more in the account for 90 calendar days. Offer is available for new TDIS (US) individual cash accounts, Traditional IRA accounts or Roth IRA accounts. Call 1-800-893-9041 to be connected with a TD Wealth Financial Advisor® to learn more about TD Investment Services (US).
Net Deposit Amount | Bonus Amount |
---|---|
$100,000 - $199,999 | $1,000 |
$200,000 - $499,999 | $2,000 |
$500,000 - $749,999 | $3,000 |
Compare Promotions
High-Yield Savings Premier - 5.01% APY
- No account activity or maintenance fees
- $500 minimum opening deposit
- FDIC insured
- Minimum Deposit to Open: $500
Chase College Checking℠ - $100 Bonus
- Enjoy $100 as a new Chase checking customer when you open a Chase College Checking℠ account and complete 10 qualifying transactions within 60 days of coupon enrollment.
- $0 Monthly Service Fee while in school up to the graduation date provided at account opening (five years maximum) for students 17-24 years old.
- Wire funds internationally using the Chase Mobile® app or chase.com. Send money to recipients around the world with multiple currency options. Fees apply.
- Keep track of your money with confidence and control in the Chase Mobile® app. The Chase Mobile app helps you bank securely and conveniently from anywhere.
- Zelle® is available in more than 1,000 banking apps in the U.S. So, you can send and receive money from almost anyone you know and trust who has a bank account in the U.S.
- With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs.
- With Fraud Monitoring, Chase may notify you of unusual debit card purchases and with Zero Liability Protection you won't be held responsible for unauthorized debit card purchases when reported promptly.
- JPMorgan Chase Bank, N.A. Member FDIC
- Minimum Deposit to Open: $0
- Direct Deposit Required: No
- Minimum Deposit Required: None
- When Do You Get It: Within 15 days after meeting requirements
Chase Total Checking® - $300 Bonus
- New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities
- With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs.
- Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
- JPMorgan Chase Bank, N.A. Member FDIC
- Open your account online now
- Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
- Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
- Minimum Deposit to Open: $0
- Direct Deposit Required: Yes
- Minimum Deposit Required: None
- When Do You Get It: Within 15 days after meeting requirements
Bank of America Advantage Banking - $300 Bonus Offer
- The $300 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new checking customers only.
- Offer expires 01/31/2025.
- To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* totaling $2,000 or more into that new eligible account within 90 days of account opening. Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
- Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
- Additional terms and conditions apply. See offer page for more details.
- *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
- Bank of America, N.A. Member FDIC.
Online Checking Account - Earn Cash Back
- 1% cash back on up to $3,000 in debit card purchases each month. See website for details
- No fees
- Early Pay - Get your paycheck up to two days early with no charge
- No credit impact - You can apply without affecting your credit score.
- Access to over 60,000 no-fee ATMs in the U.S.
- Minimum Deposit to Open: $0
- Minimum Deposit Required: $0
TD Bank has 2,800 locations on the East Coast. Known as "America's most convenient bank," it offers extended banking hours and 24/7 customer service by phone. Monthly service fees can be waived with somewhat low minimum balance requirements.
Checking Account Bonuses
TD Bank frequently offers cash bonuses for new checking customers. Some deals are only available for residents of select States, so make sure you read the fine print carefully.
- TD Beyond Checking:
$300 Cash Bonus - TD Complete Checking:
$200 Cash Bonus
All TD Bank checking accounts offer free online banking, bill pay, mobile deposits, and 24/7 live customer service by phone.
TD Promotions for Opening a Bank Account
Find the most current TD Bank promotions, offers and sign up bonuses. View TD Bank offers for new accounts below.
TD Beyond Checking - $300 Cash Bonus
Earn $300 when you have $2,500 in qualifying direct deposits within 60 days.
TD Complete Checking - $200 Cash Bonus
Earn $200 when you have $500 in qualifying direct deposits within 60 days.
TB Business Convenience Checking Plus
- 500 free transactions each month
- $5,000 in cash deposits processed free each month
- Waive the $25 monthly service fee by maintaining a $1,500 combined minimum daily balance with one TD personal checking account
Special Checking Account Features
All TD Bank checking accounts come with these perks:
- Savings Overdraft Protection. If you link a savings or money market account, funds from those accounts will be automatically transferred to cover an overdraft. A transfer fee may apply (waived on some accounts), but you'll save on overdraft fees. This is an optional service that requires enrollment.
To avoid overdrafts, you can set up custom email alerts to alert you when you reach different balance levels ($500, $300, and $100).
- Instant debit card replacement. If you lose your debit card, just stop by a TD Bank and you'll get a new card right on the spot.
- Loan rate discounts. All TD Bank checking customers can get a 0.25% discount when you apply for a Personal Loan or a Home Equity loan. You must enroll in autopay from a personal TD Bank checking or savings account.
- No foreign transaction fees. When you travel abroad, you will pay no foreign transaction fees when you use your TD Bank debit card.
- Send money with Zelle. Easily send money to anyone with just a U.S. phone number or U.S. email address.
What Experts Say
CreditDonkey reached out to an industry expert to answer one of our reader's most pressing questions:
- Should people look past a bank's promotions when they are considering opening a checking account?
Here's what he said:
How to Avoid TD Bank Checking Account Fees
- TD Simple Checking. This account has no minimum balance requirements, but the $5.99 monthly maintenance fee cannot be waived.
- TD Complete Checking. The $15 monthly maintenance fee can be waived if you have $500 or more in direct deposits within a statement cycle or maintain a minimum daily balance of $500 or have $5,000 minimum daily combined balance of all deposit
accounts that you choose to link or when the Primary account holder is 17 through 23 years of age. - TD Beyond Checking. The $25 monthly maintenance fee can be waived if you received $5,000 monthly in direct deposits or $2,500 minimum daily balance or $25,000 combined balance across eligible TD accounts.
- TD Relationship Checking. The $25 monthly maintenance fee can be waived if you maintain a combined balance of $20,000 between TD deposit accounts, loans, and/or mortgage balances.
- TD 60 Plus Checking. The $10 monthly maintenance fee can be waived if you maintain a minimum daily balance of $250.
- TD Student Checking. This account has no monthly maintenance fee and no minimum balance requirements if you're a full-time student under 24.
Highlights
0.02% APY. No minimum deposit. $5.00 monthly fee waived if 1) minimum $300 balance or 2) waived for the first 12 months if with recurring transfer of $25 or more from a TD Bank account or if you're under 18 or 62 and older.
1.00% APY (up to 4.50% for Relationship APY). Terms of 3 to 60 months. Minimum deposit of $250. Allows one penalty-free withdrawal (depending on account).
TD Complete Checking, TD Beyond Checking, TD Essential Banking
iOS & Android
2,600 ATMs throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida
24/7 Live Customer Service (Telephone)
1.00% APY (up to 4.50% for Bump Rate APY). Terms of 3 months to 5 years. Minimum deposit of $250. Additional contributions and penalty-free withdrawal available (depending on account).
over 1,100 locations
Pricing information from published website as of 09/27/2024 based on 08034 zip code.
Learn More | Visit Site | |
TD Bank | Chase | |
---|---|---|
Benefits and Features | ||
Savings | 0.02% APY. No minimum deposit. $5.00 monthly fee waived if 1) minimum $300 balance or 2) waived for the first 12 months if with recurring transfer of $25 or more from a TD Bank account or if you're under 18 or 62 and older. |
|
CD | 1.00% APY (up to 4.50% for Relationship APY). Terms of 3 to 60 months. Minimum deposit of $250. Allows one penalty-free withdrawal (depending on account). | Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee. |
Checking | TD Complete Checking, TD Beyond Checking, TD Essential Banking |
|
Mobile App | ||
ATMs | 2,600 ATMs throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida | |
Customer Service | 24/7 Live Customer Service (Telephone) | Automated service available 24/7 |
IRA CD | 1.00% APY (up to 4.50% for Bump Rate APY). Terms of 3 months to 5 years. Minimum deposit of $250. Additional contributions and penalty-free withdrawal available (depending on account). | |
Locations | ||
Learn More | Visit Site | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. TD Bank: Pricing information from published website as of 09/27/2024 based on 08034 zip code. Chase: Pricing information and data points from published website as of 09/27/2024. |
6-Month - 4.50% APY (Relationship)
APY is for Cherry Hill, New Jersey, and for balances below $10,000. APY may differ depending on location, and balance.
- Minimum Deposit to Open: $250
6-Month CD - 4.50% APY (Relationship)
APY is for Salem, Massachusetts, and for balances below $10,000. APY may differ depending on location, and balance.
- Minimum Deposit to Open: $250
9-Month - 4.25% APY (Relationship)
APY is for Cherry Hill, New Jersey, and for balances below $10,000. APY may differ depending on location, and balance.
- Minimum Deposit to Open: $250
12-Month - 4.00% APY (Relationship)
APY is for Cherry Hill, New Jersey, and for balances below $10,000. APY may differ depending on location, and balance.
- Minimum Deposit to Open: $250
12-Month CD - 4.00% APY (Relationship)
APY is for Salem, Massachusetts, and for balances below $10,000. APY may differ depending on location, and balance.
- Minimum Deposit to Open: $250
18-Month - 3.51% APY (Relationship)
APY is for Cherry Hill, New Jersey, and for balances below $10,000. APY may differ depending on location, and balance.
- Minimum Deposit to Open: $250
24-Month - 3.51% APY (Relationship)
APY is for Cherry Hill, New Jersey, and for balances below $10,000. APY may differ depending on location, and balance.
- Minimum Deposit to Open: $250
3-Year - 3.51% APY (Relationship)
APY is for Cherry Hill, New Jersey, and for balances below $10,000. APY may differ depending on location, and balance.
- Minimum Deposit to Open: $250
3-Month - 3.00% APY (Relationship)
APY is for Cherry Hill, New Jersey, and for balances below $10,000. APY may differ depending on location, and balance.
3-Month CD - 3.00% APY (Relationship)
APY is for Salem, Massachusetts, and for balances below $10,000. APY may differ depending on location, and balance.
- Minimum Deposit to Open: $250
5-Year - 2.50% APY (Relationship)
APY is for Cherry Hill, New Jersey, and for balances below $10,000. APY may differ depending on location, and balance.
- Minimum Deposit to Open: $250
5-Year CD - 2.50% APY (Relationship)
APY is for Salem, Massachusetts, and for balances below $10,000. APY may differ depending on location, and balance.
- Minimum Deposit to Open: $250
TD Bank Alternatives
Chase Secure Banking℠ - $100 Bonus
- New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
- Set up direct deposit and you may get your money up to two business days early-exclusively for Chase Secure Banking℠ customers.
- No minimum deposit to open an account and get started plus no overdraft fees with a Chase debit card that helps you stay within your balance.
- No need to worry about overdraft fees - Chase Secure Banking℠ allows you to spend only the money you have available.
- Chase Secure Banking℠ customers told us they save an average of more than $40 per month on fees after opening their account.
- Pay bills, cash checks and send or receive money with Zelle® with a Chase Secure Banking℠ account.
- Bank from anywhere with access to more than 15,000 Chase ATMs, more than 4,700 Chase branches, the Chase Mobile® app and Chase.com.
- JPMorgan Chase Bank, N.A. Member FDIC.
- Minimum Deposit to Open: $0
- Direct Deposit Required: No
- Minimum Deposit Required: None
- When Do You Get It: Within 15 days after completing qualifying activities
Bank of America® Business Advantage Banking Checking Account - $200 Bonus Offer
- The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new eligible business checking customers only.
- Offer expires 12/31/2024.
- To qualify, deposit $5,000 or more in New Money* directly into a new eligible Bank of America Business Advantage Banking account within thirty (30) days of account opening.
- Maintain an average balance of $5,000 in that new Business Advantage Banking account during the Maintenance Period**.
- Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
- Additional terms and conditions apply. See offer page for more details.
- *New Money is new funds deposited into your business checking account that are not transfers from other Bank of America deposit accounts or
Merrill investment accounts.
- ** The Maintenance Period begins thirty-one (31) calendar days after account opening and ends ninety (90) calendar days after account opening.
- Bank of America, N.A. Member FDIC
Discover® Online Savings - $200 Cash Bonus
To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code CY924 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200.
What to know: Offer not valid for existing or prior Discover savings customers, including co-branded, or affinity accounts. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 03/13/2025, 11:59 PM ET. Offer may be modified or withdrawn without notice. Due to new customer funding limits, you may wish to initiate fund transfers at your other institution. For information on funding your Account, see FAQs on Discover.com/Bank. See advertiser website for full details.
CIT Bank Platinum Savings - 4.70% APY
- 4.70% APY with a balance of $5,000 or more
- 0.25% APY with a balance of less than $5,000
- $100 minimum opening deposit
- No monthly maintenance fee
- Member FDIC
- Minimum Deposit to Open: $100
- Direct Deposit Required: No
Free Business Checking - Earn $300 Bonus
To earn the $300 bonus, customers must apply for a Bluevine Business Checking account anytime between now and 12/31/2024 using the referral code CD300.
After opening the account, customers must add funds within 30 days, then meet at least one of the following eligibility requirements every 30 days for the next 90 days from account funding:
- Deposit at least $5,000 from eligible merchant services to your Bluevine account OR
- Make at least $5,000 of outbound payroll payments from your Bluevine account using eligible payroll providers OR
- Spend at least $2,000 with your Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard®
Banking services provided by Coastal Community Bank, Member FDIC
- Minimum Deposit to Open: $0