Bank of America Promotions
Read our in-depth review of Bank of America to see why Bank of America scored 3.2 stars out of 5. We like their national availability, extended customer service hours, and full service bank.
Advantage Plus Banking Checking Account - $100 Bonus
Open a new Bank of America Advantage Plus Banking checking account by June 30, 2020. Account must be opened online using the link on the offer page. Minimum opening deposit is $100. Set up and receive at least 2 qualifying deposits of $250 or more each to your new checking account within 90 days of account opening. The $100 cash bonus will be deposited into your account within 60 days of completing all requirements.
Advantage Relationship Banking Checking Account - $100 Bonus
Open a new Bank of America Advantage Relationship Banking checking account by June 30, 2020. Account must be opened online using the link on the offer page. Minimum opening deposit is $100. Set up and receive at least 2 qualifying direct deposits of $250 or more each to your new checking account within 90 days of account opening. The $100 cash bonus will be deposited into your account within 60 days of completing all requirements.
Advantage SafeBalance Banking Checking Account - $100 Bonus
Open a new Bank of America Advantage SafeBalance Banking checking account by June 30, 2020. Account must be opened online using the link on the offer page. Minimum opening deposit is $25. Set up and receive at least 2 qualifying direct deposits of $250 or more each to your new checking account within 90 days of account opening. The $100 cash bonus will be deposited into your new account within 60 days of completing all requirements.
Free Merrill Edge Trades
Get free stock and ETF trades a month at Merrill Edge if you have reached Gold, Platinum, or Platinum Honors status by maintaining the qualified combined balance in your Bank of America® banking and/or Merrill Edge® and Merrill Lynch® investment accounts.
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- Enjoy $300 as a new Chase checking customer, when you open a Chase Premier Plus Checking℠ account and set up direct deposit.
- Enjoy $300, more benefits, and earn interest on your new Chase checking account.
- The $25 Monthly Service Fee is waived when you keep an average beginning day balance of $15,000 or more in any combination of this account and linked qualifying Chase checking, savings and other balances.
- No Chase fee on first four non-Chase ATM transactions per statement period.
- Earn interest on your checking account balance.
- Access to 16,000 Chase ATMs and nearly 4,900 branches
- Open your account online now.
- Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
- Open your new HSBC Advance checking account by March 29, 2020; and
- Set up Qualifying Direct Deposits into your new HSBC Advance checking account; and then
- Enjoy 2% Cash Back on Qualifying Direct Deposits into your new HSBC Advance checking account, up to $30 per month, during the first 12 calendar months after account opening — up to $350
- You will automatically receive the 2% Cash Back in your new HSBC Advance checking account approximately eight weeks after completing that month's qualifying activities.
- Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
Chase Premier Plus Checking℠
CIT Bank Bonus Offer: $300 for New and Existing Customers
CIT Bank now offers up to $300 cash bonus for new and existing CIT Savings Builder customers. This limited time promotion expires May 30, 2020. Conditions apply.
Discover Online Savings - $200 Cash Bonus
To get your $150 or $200 Bonus offer: What to do: Apply for your first Discover Online Savings Account by 3/2/20, 11:59 PM ET, online or by phone. Enter Offer Code CY220 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted by 3/16/20, 11:59 PM ET. Maximum bonus eligibility is $200.
What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded or affinity accounts provided by Discover. Account must be open when bonus is credited. Bonus will be credited to the account by 3/30/20. Bonus is considered interest and will be reported on IRS Form 1099-INT. Offer may be modified/withdrawn without notice. See advertiser website for full details.
HSBC Advance Checking - Up to $350 Cash Back
- Get up to $350 with a 2% Cash Back Checking Offer when you open a new HSBC Advance checking account and complete the following qualifying activities.
Bank of America Offers You May Have Missed
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Advantage Banking Checking Account - $350 Bonus
Open a Bank of America Advantage Banking account through the link. Set up and receive qualifying direct deposits totaling $4,000 or more within 90 days of opening new checking account This offer is only available in the following markets (by county or parish (LA only)): Idaho: Ada, Boise, Canyon, Gem, Owyhee; Kentucky: Bourbon, Clark, Fayette, Jessamine, Scott, Woodford; Louisiana: Jefferson, Orleans, Plaquemines, St. Bernard, St. Charles, St. James, St. John the Baptist, St. Tammany; Wisconsin: Columbia, Dane, Green, Iowa.
Business Advantage Checking Account - $450 Bonus
Earn the initial $100 by opening a new Bank of America Business Fundamentals Checking or Business Advantage Checking account online or over the phone. Make at least $1,000 in qualifying deposits into the new small business checking account within 60 days of account opening. To earn an additional $50, set up online bill pay from the new small business checking account within 60 days. To earn an additional $300, open a new small business credit card account and make at least $3000 in net purchases with your card that post to your checking account within 90 days from the credit card opening.
Bank of America Savings Account - $200 Bonus
This offer is valid to new and existing Bank of America savings account customers. Enroll in this limited-time special cash offer in your local Bank of America center by December 31, 2018. Within 30 days of enrolling, make qualifying deposits of $20,000 - $49,999. Maintain the qualifying deposits in your savings account for 90 days following enrollment in this offer to receive $200 bonus.
Bank of America Savings Account - $300 Bonus
This offer is valid to new and existing Bank of America savings account customers. Enroll in this limited-time special cash offer on your local Bank of America center. Within 30 days of enrolling, make qualifying deposits of $50,000 - $99,999. Maintain the qualifying deposits in your savings account for 90 days following enrollment in this offer to receive $300 bonus.
Bank of America Savings Account - $500 Bonus
This offer is valid to new and existing Bank of America savings account customers. Enroll in this limited-time special cash offer in your local Bank of America center. Within 40 days of enrolling, make qualifying deposits of $100,000 or more. Maintain the qualifying deposits in your savings account for 90 days following enrollment in this offer to receive $500 bonus.
Business Checking Account - $200 Bonus (Targeted)
Open a new Business Fundamentals Checking or Business Advantage Checking account. Make qualifying deposits of at least $5,000 and at least 5 qualifying electronic payments within 60 days of account opening date. Offer only available to customers who receive offer via a direct communication from a Bank of America® small business specialist or from a Bank of America communication.
Business Checking Account - $500 Bonus (Targeted)
Open a new Business Fundamentals Checking or Business Advantage Checking account. Make qualifying deposits of at least $20,000 and at least 10 qualifying electronic payments within 60 days of account opening date. Offer only available to customers who receive offer via a direct communication from a Bank of America® small business specialist or from a Bank of America communication.
Personal Savings Account - $150 Bonus
Open or maintain an eligible Bank of America savings account and enroll in this offer. Make qualifying new deposits of $10,000 to $19,999 to your eligible savings account within 30 days of enrolling in this offer. Maintain the qualifying deposits in your savings account for 90 days following enrollment in this offer. Bonus will be deposited into the eligible savings account within 60 days after meeting requirements. This offer is only available to select Bank of America customers who receive this offer via a direct communication from Bank of America.
Personal Savings Account - $200 Bonus
Open or maintain an eligible Bank of America savings account and enroll in this offer. Make qualifying new deposits of $20,000 to $49,999 to your eligible savings account within 30 days of enrolling in this offer. Maintain the qualifying deposits in your savings account for 90 days following enrollment in this offer. Bonus will be deposited into the eligible savings account within 60 days after meeting requirements. This offer is only available to select Bank of America customers who receive this offer via a direct communication from Bank of America.
Personal Savings Account - $300 Bonus
Open or maintain an eligible Bank of America savings account and enroll in this offer. Make qualifying new deposits of $50,000 to $99,999 to your eligible savings account within 30 days of enrolling in this offer. Maintain the qualifying deposits in your savings account for 90 days following enrollment in this offer. Bonus will be deposited into the eligible savings account within 60 days after meeting requirements. This offer is only available to select Bank of America customers who receive this offer via a direct communication from Bank of America.
Bank of America Personal Checking Accounts
Bank of America offers one checking account with 3 settings. If your financial situation changes, you can switch to the setting that works best for you.
- Advantage SafeBalance: This setting has no overdraft fees - you can only spend what you have. There are no paper checks. The $4.95 monthly fee can be waived if you are a student under 24, or if you are enrolled in Preferred Rewards. The minimum opening deposit is $25.
- Advantage Plus Banking: The $12 monthly service fee can be waived if you: maintain a balance of $1,500, OR have one direct deposit of at least $250 each month, OR be a student under 24. This account allows you to enroll in overdraft protection. The minimum opening deposit for this setting is $100.
- Advantage Relationship Banking: The $25 monthly service fee can be waived if you maintain an average balance of $10,000 in your combined Bank of America deposit accounts and Merrill Edge/Merrill Lynch investment accounts. The minimum opening deposit is $100.
Both accounts come with free mobile banking, mobile check deposit, and alert. They also come with a debit lock/unlock feature. If you've misplaced your debit card and need time to find it, you can just lock it on the mobile app. And then unlock it after you've found your card.
Bank of America Business Checking Accounts
Bank of America also offers 2 different business accounts:
- Business Fundamentals®: This is the basic business account ideal for small businesses just starting out. There is a monthly maintenance fee, but you can get it waived if you do ONE of the following: spend at least $250 in purchases on your business debit or credit card, maintain an average monthly balance of $5,000, maintain a daily balance of $3000, OR maintain a combined balance of $15,000 across all your linked BofA accounts, OR qualify and enroll in the Business Advantage Relationship Rewards program.
- Business Advantage: This account is better for more established small businesses able to maintain a higher balance. The monthly maintenance fee is $29.95/mo, but you can get it waived if you do ONE of the following: spend at least $2,500 in purchases on your business credit card, maintain a monthly balance of $15,000, maintain a combined balance of $35,000 across all your linked BofA accounts, OR actively use BofA Merchant Services and Payroll Services.
You also get a second Business Advantage checking account for no maintenance fee. And you get free domestic and international incoming wire transfers.
Get the Most Out of Your Bank of America Checking Accounts
- Get more benefits with Bank of America Preferred Rewards: This program rewards you more as you maintain a higher balance in your combined BofA checking account and/or Merrill Edge® and Merrill Lynch® investment accounts. Here are the different tiers and benefits you get:
- Gold level: Need a combined balance of $20,000. You get a 5% interest rate booster on a Rewards Money Market Savings account, and a 25% bonus on eligible credit cards rewards.
- Platinum level: Need a combined balance of $50,000. You get a 10% interest rate booster on a Rewards Money Market Savings account, a 50% bonus on eligible credit cards rewards, 1 free ATM transaction per month from non-BofA ATMs, and 30 free stock and ETF trades per month with a Merrill Edge investment account.
- Platinum Honors level: Need a combined balance of $100,000. You get a 20% interest rate booster on a Rewards Money Market Savings account, a 75% bonus on eligible credit cards rewards, unlimited free ATM transactions from non-BofA ATMs, and 100 free stock and ETF trades per month with a Merrill Edge investment account.
- Look for cash back deals: Bank of America has BankAmeriDeals that can earn you extra cash back at stores, restaurants, and hotels. All you have to do is sign in to your mobile or online banking, search through the deals, and activate the ones you like. Then when you make a purchase there, use your eligible BofA credit or debit card. You'll automatically get the cash back activated at the end of the next month.
Highlights
0.03% APY (up to 0.06% if enrolled in Preferred Rewards). $8 monthly maintenance fee, unless you have 1) daily balance of $500, 2) are a Bank of America Preferred Rewards Client, or 3) link your Rewards Savings Account to your Interest Checking Account. Minimum deposit of $100.
Standard Term CD: 0.03% - 0.75% APY. Terms of 28 days to 10 years. Minimum deposit of $1,000. Featured CD: 1.00% - 1.45% APY. Terms of 7,13, 25, and 37 months. Minimum deposit of $10,000.
Mon-Fri: 8am - 9pm(ET)
Sat: 8am - 8pm (ET)
Sun: 8am-5pm (ET)
Approximately 15,900 ATMs around the country.
Standard Term CD: 0.03% - 0.75% APY. Terms of 28 days to 10 years. Minimum deposit of $1,000. Featured CD: 0.07% - 1.45% APY. Terms of 12, 13, 25, and 37 months. Minimum deposit of $2,000.
4600 retail financial centres around the country and brances in more than 40 other countries.
Pricing information from published website as of 2/29/2020 based on 91107 zip code.
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Bank of America | Chase | |
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Benefits and Features | ||
| Savings | 0.03% APY (up to 0.06% if enrolled in Preferred Rewards). $8 monthly maintenance fee, unless you have 1) daily balance of $500, 2) are a Bank of America Preferred Rewards Client, or 3) link your Rewards Savings Account to your Interest Checking Account. Minimum deposit of $100. | Chase Savings: $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account OR for owners under 18. $0 to open. Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account. |
| CD | Standard Term CD: 0.03% - 0.75% APY. Terms of 28 days to 10 years. Minimum deposit of $1,000. Featured CD: 1.00% - 1.45% APY. Terms of 7,13, 25, and 37 months. Minimum deposit of $10,000. | Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee. |
| Checking | Chase Total Checking: Basic checking account. $12 service fee waived with an average beginning day balance of $1,500 OR direct deposits of at least $500 each month. $0 minimum balance to open. Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open. Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open. Chase College Checking: No monthly service fee for college students age 17-24 at account opening with proof of student status, for up to 5 years. $0 to open. Chase Private Client Checking: For high net worth individuals who have $250,000 on deposit with Chase. | |
| Customer Service | Mon-Fri: 8am - 9pm(ET) Sat: 8am - 8pm (ET) Sun: 8am-5pm (ET) | |
| ATMs | Approximately 15,900 ATMs around the country. | Over 16,000 Chase ATMs nationwide |
| IRA CD | Standard Term CD: 0.03% - 0.75% APY. Terms of 28 days to 10 years. Minimum deposit of $1,000. Featured CD: 0.07% - 1.45% APY. Terms of 12, 13, 25, and 37 months. Minimum deposit of $2,000. | |
| Locations | 4600 retail financial centres around the country and brances in more than 40 other countries. | |
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Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Bank of America: Pricing information from published website as of 2/29/2020 based on 91107 zip code. Chase: Pricing information from published website as of 7/17/2019 | ||
Business Checking Account - $300 Bonus (Targeted)
Open a new Business Fundamentals Checking or Business Advantage Checking account. Deposit at least $5,000 in new money within 90 days of account opening date. Offer only available to customers who receive offer via a direct communication from a Bank of America® small business specialist or from a Bank of America communication.
Free Museum Entry
Offer valid for all current Bank of America customers. Enjoy free museum admission on the first full weekend of every month, from more than 150 participating museums. Simply show your Bank of America or Merrill Lynch credit or debit card and an ID, and get one free general admission.
Free McAfee for 12 Months
Offer valid for all current Bank of America customers. As a thank you, Bank of America is giving away a full year of free McAfee Internet Security software.
Bank of America Alternatives
- Enjoy $300 as a new Chase checking customer, when you open a Chase Premier Plus Checking℠ account and set up direct deposit.
- Enjoy $300, more benefits, and earn interest on your new Chase checking account.
- The $25 Monthly Service Fee is waived when you keep an average beginning day balance of $15,000 or more in any combination of this account and linked qualifying Chase checking, savings and other balances.
- No Chase fee on first four non-Chase ATM transactions per statement period.
- Earn interest on your checking account balance.
- Access to 16,000 Chase ATMs and nearly 4,900 branches
- Open your account online now.
- Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
- Earn $300 when you receive direct deposits totaling $2,500 or more within 60 days
- Get more from your checking account. With TD Beyond Checking with Payback Plus, you'll earn interest and get reimbursed for non-TD ATM transactions, Rush Bill Payments and more.
- Monthly maintenance fee waived when you receive monthly direct deposits of $5,000 or more, or maintain a minimum daily balance of $2,500, or a combined balance of $25,000 across eligible TD accounts.
- TD fees waived at any ATM and non-TD fees reimbursed when you keep at least a $2,500 daily balance
- Overdraft Payback - Get overdraft fees automatically reversed up to two times a year.
- Get your money where it needs to go —fast— with Rush Bill Payments, Send Money with Zelle®, incoming wires and a reimbursement for one outgoing wire (domestic or international) per statement cycle.
- TD checking accounts come with an instant-issue debit card. And, you can pay with confidence with Zero Liability protection and 24/7 fraud monitoring.
- Monthly maintenance fee waived on one TD Simple CheckingSM account and any Savings and Money Market accounts. Plus, get free standard check orders, money orders, official bank checks and stop payments.
- Open your new HSBC Advance checking account by March 29, 2020; and
- Set up Qualifying Direct Deposits into your new HSBC Advance checking account; and then
- Enjoy 2% Cash Back on Qualifying Direct Deposits into your new HSBC Advance checking account, up to $30 per month, during the first 12 calendar months after account opening — up to $350
- You will automatically receive the 2% Cash Back in your new HSBC Advance checking account approximately eight weeks after completing that month's qualifying activities.
- Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
Chase Premier Plus Checking℠
Discover Online Savings - $200 Cash Bonus
To get your $150 or $200 Bonus offer: What to do: Apply for your first Discover Online Savings Account by 3/2/20, 11:59 PM ET, online or by phone. Enter Offer Code CY220 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted by 3/16/20, 11:59 PM ET. Maximum bonus eligibility is $200.
What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded or affinity accounts provided by Discover. Account must be open when bonus is credited. Bonus will be credited to the account by 3/30/20. Bonus is considered interest and will be reported on IRS Form 1099-INT. Offer may be modified/withdrawn without notice. See advertiser website for full details.
CIT Bank Bonus Offer: $300 for New and Existing Customers
CIT Bank now offers up to $300 cash bonus for new and existing CIT Savings Builder customers. This limited time promotion expires May 30, 2020. Conditions apply.
TD Beyond Checking
- New customers who apply online for a TD Beyond Checking account can earn a $300 cash bonus after receiving direct deposits of $2,500 or more within 60 days. To qualify for this offer, you must be a U.S. resident and apply for the offer online. Offer is available in these states: CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
HSBC Advance Checking - Up to $350 Cash Back
- Get up to $350 with a 2% Cash Back Checking Offer when you open a new HSBC Advance checking account and complete the following qualifying activities.
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