Bank of America Promotions
Read our in-depth review of Bank of America to see why Bank of America scored 3.2 stars out of 5. We like their national availability, extended customer service hours, and full service bank.
Advantage Plus Banking Checking Account - $100 Bonus
Open a new Advantage Plus Banking Checking account. Use offer code DOC100CIS when opening the checking account. Set up and receive at least 2 qualifying direct deposits of $250 or more each within 90 days of account opening. Receive the $100 cash bonus within 60 days after completing all requirements.
This offer is available online only. You must be a new personal checking customer and not a co-owner of a Bank of America personal checking account within the last 12 months.
- Direct Deposit Required: Yes
- When Do You Get It: Within 60 days after completing requirements
- Where to Open: Offer is available online nationwide.
- Monthly Fee: $12 Monthly Service Fee OR waived with:
- At least one qualifying direct deposit of $250 or more,
- OR minimum daily balance of $1,500 or more,
- OR enrollment in Preferred Rewards,
- OR a student waiver
Advantage Relationship Banking Checking Account - $100 Bonus
Open a new Advantage Relationship Banking Checking account. Use offer code DOC100CIS when opening the checking account. Set up and receive at least 2 qualifying direct deposits of $250 or more each within 90 days of account opening. Receive the $100 cash bonus within 60 days after completing all requirements.
This offer is available online only. You must be a new personal checking customer and not a co-owner of a Bank of America personal checking account within the last 12 months.
- Direct Deposit Required: Yes
- When Do You Get It: Within 60 days after completing requirements
- Where to Open: Offer is available online nationwide.
- Monthly Fee: $25 Monthly Service Fee OR waived with:
- A combined balance of $10,000 in eligible linked accounts
- OR enrollment in Preferred Rewards
Advantage SafeBalance Banking Checking Account - $100 Bonus
Open a new Advantage SafeBalance Banking Checking account. Use offer code DOC100CIS when opening the checking account. Set up and receive at least 2 qualifying direct deposits of $250 or more each within 90 days of account opening. Receive the $100 cash bonus within 60 days after completing all requirements.
This offer is available online only. You must be a new personal checking customer and not a co-owner of a Bank of America personal checking account within the last 12 months.
- Direct Deposit Required: Yes
- When Do You Get It: Within 60 days after completing requirements
- Where to Open: Offer is available online nationwide.
- Monthly Fee: $4.95 Monthly Service Fee OR waived with:
- Enrollment in Preferred Rewards,
- OR a student waiver
Advantage Plus Banking
- Access to 16,000 BofA ATMs and 4,600 branches
- Interactive Spending and Budgeting tool
- 24/7 financial virtual assistant
- Minimum Deposit Required: $100
- Monthly Fee: $12. Can be waived with one of the following:
- Have at least one qualifying direct deposit of $250+
- Maintain a $1,500 minimum daily balance
- Are enrolled in Preferred Rewards
- Are a student under 24 enrolled in school
Free Merrill Edge Trades
Get free stock and ETF trades a month at Merrill Edge if you have reached Gold, Platinum, or Platinum Honors status by maintaining the qualified combined balance in your Bank of America® banking and/or Merrill Edge® and Merrill Lynch® investment accounts.
Free Museum Entry
Offer valid for all current Bank of America customers. Enjoy free museum admission on the first full weekend of every month, from more than 150 participating museums. Simply show your Bank of America or Merrill Lynch credit or debit card and an ID, and get one free general admission.
Free McAfee for 12 Months
Offer valid for all current Bank of America customers. As a thank you, Bank of America is giving away a full year of free McAfee Internet Security software.
Compare Promotions
CIT Bank Savings Connect - 0.50% APY
- Earn a competitive high yield savings rate with access and convenience features of an eChecking account.
- Earn up to 0.50% APY on Savings Connect and 0.25% APY on eChecking.
- Savings Connect is a tiered interest rate account dependent on the account holder opening a linked qualifying eChecking concurrently and makes periodic qualifying deposits.
- Base Tier: (0.42% APY, 0.399% Interest Rate) A minimum qualifying deposit of $200 is not deposited each month into the linked eChecking or the eChecking account is closed.
- Upper Tier: (0.50% APY, 0.499% Interest Rate) A qualifying deposit of $200 or more is deposited into the linked eChecking account each month.
- APY assumes a qualifying deposit of $200 or more is made to the linked eChecking account each month.
- Minimum of $100 for both the Savings Connect and eChecking to open ($200 total).
- Direct Deposit Required: Yes
- Minimum Deposit Required: $200
- Monthly Fee: $0
CIT Bank Money Market Account - 0.45% APY
- 0.45% APY
- $100 minimum opening deposit
- No monthly maintenance fee
- FDIC insured
- Minimum Deposit Required: $100
- Monthly Fee: $0
HSBC Premier Checking - $450 Welcome Deposit
- Get a $450 Welcome Deposit for eligible new customers who open a new HSBC Premier checking account and complete the following qualifying activities.
- Open your new HSBC Premier checking account online by June 30, 2021; and
- Make recurring monthly Qualifying Direct Deposits totaling at least $5,000 from a third party to your HSBC Premier checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening.
- You will automatically receive the $450 Welcome Deposit in your new HSBC Premier checking account approximately eight weeks after completing all qualifying activities. It's that simple.
- Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
- Direct Deposit Required: Yes
- Minimum Deposit Required: $5,000/Month for 3 Months
Online Savings Account - Earn 0.40% APY
- No fees
- No minimum opening deposit
- No minimum balance required
- Minimum Deposit Required: $0
- Monthly Fee: $0
HSBC Premier Checking - Up to $600 Cash Bonus
- Get up to $600 with a 3% Cash Bonus Checking Offer when you open a new HSBC Premier checking account and complete the following qualifying activities.
- Open your new HSBC Premier checking account online by June 30, 2021; and
- Set up Qualifying Direct Deposits into your new HSBC Premier checking account; and then
- Enjoy 3% Cash Bonus, up to $600, on Qualifying Direct Deposits up to $100 per month, during the first 6 calendar months after account opening
- You will automatically receive the 3% Cash Bonus in your new HSBC Premier checking account approximately eight weeks after completing that month's qualifying activities.
- Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
- Direct Deposit Required: Yes
Bank of America Offers You May Have Missed
Don't miss another hot deal. Check back often at CreditDonkey.
Advantage Banking Checking Account - $350 Bonus
Open a Bank of America Advantage Banking account through the link. Set up and receive qualifying direct deposits totaling $4,000 or more within 90 days of opening new checking account This offer is only available in the following markets (by county or parish (LA only)): Idaho: Ada, Boise, Canyon, Gem, Owyhee; Kentucky: Bourbon, Clark, Fayette, Jessamine, Scott, Woodford; Louisiana: Jefferson, Orleans, Plaquemines, St. Bernard, St. Charles, St. James, St. John the Baptist, St. Tammany; Wisconsin: Columbia, Dane, Green, Iowa.
Business Advantage Checking Account - $450 Bonus
Earn the initial $100 by opening a new Bank of America Business Fundamentals Checking or Business Advantage Checking account online or over the phone. Make at least $1,000 in qualifying deposits into the new small business checking account within 60 days of account opening. To earn an additional $50, set up online bill pay from the new small business checking account within 60 days. To earn an additional $300, open a new small business credit card account and make at least $3000 in net purchases with your card that post to your checking account within 90 days from the credit card opening.
Bank of America Savings Account - $200 Bonus
This offer is valid to new and existing Bank of America savings account customers. Enroll in this limited-time special cash offer in your local Bank of America center by December 31, 2018. Within 30 days of enrolling, make qualifying deposits of $20,000 - $49,999. Maintain the qualifying deposits in your savings account for 90 days following enrollment in this offer to receive $200 bonus.
Bank of America Savings Account - $300 Bonus
This offer is valid to new and existing Bank of America savings account customers. Enroll in this limited-time special cash offer on your local Bank of America center. Within 30 days of enrolling, make qualifying deposits of $50,000 - $99,999. Maintain the qualifying deposits in your savings account for 90 days following enrollment in this offer to receive $300 bonus.
Bank of America Savings Account - $500 Bonus
This offer is valid to new and existing Bank of America savings account customers. Enroll in this limited-time special cash offer in your local Bank of America center. Within 40 days of enrolling, make qualifying deposits of $100,000 or more. Maintain the qualifying deposits in your savings account for 90 days following enrollment in this offer to receive $500 bonus.
Business Checking Account - $500 Bonus (Targeted)
Open a new Business Advantage Checking or Business Fundamentals Checking account and make qualifying deposits of $20,000 or more in new money within 15 days of account opening. Maintain an average daily balance of $20,000 during the maintenance period and make five qualifying electronic payments that are posted to the new checking account by the end of the maintenance period. The maintenance period begins 16 calendar days after account opening and ends 75 calendar days after account opening. Offer only available to customers who receive offer via a direct communication from a Bank of America® small business specialist or from a Bank of America communication.
Business Checking Account - $750 Bonus (Targeted)
Open a new Business Advantage Checking or Business Fundamentals Checking account and make qualifying deposits of $50,000 or more in new money within 15 days of account opening. Maintain an average daily balance of $50,000 during the maintenance period and make five qualifying electronic payments that are posted to the new checking account by the end of the maintenance period. The maintenance period begins 16 calendar days after account opening and ends 75 calendar days after account opening. Offer only available to customers who receive offer via a direct communication from a Bank of America® small business specialist or from a Bank of America communication.
Personal Savings Account - $250 Bonus (Targeted)
Open or maintain an eligible Bank of America personal savings account. Make deposits of new money of at least $20,000 directly into that eligible personal savings account within 30 days of enrolling. This offer is limited to those individuals who receive the offer via a direct communication from Bank of America.
Business Checking Account - $200 Bonus (Targeted)
Open a new Business Advantage Checking or Business Fundamentals Checking account and make qualifying deposits of $5,000 or more in new money within 15 days of account opening. Maintain an average daily balance of $5,000 during the maintenance period and make five qualifying electronic payments that are posted to the new checking account by the end of the maintenance period. The maintenance period begins 16 calendar days after account opening and ends 75 calendar days after account opening. Offer only available to customers who receive offer via a direct communication from a Bank of America® small business specialist or from a Bank of America communication.
Business Checking Account - $500 Bonus (Targeted)
Open a new Business Advantage Checking or Business Fundamentals Checking account and make qualifying deposits of $20,000 or more in new money within 15 days of account opening. Maintain an average daily balance of $20,000 during the maintenance period and make five qualifying electronic payments that are posted to the new checking account by the end of the maintenance period. The maintenance period begins 16 calendar days after account opening and ends 75 calendar days after account opening. Offer only available to customers who receive offer via a direct communication from a Bank of America® small business specialist or from a Bank of America communication.
Bank of America Personal Checking Accounts
Bank of America offers one checking account with 3 settings. If your financial situation changes, you can switch to the setting that works best for you.
- Advantage SafeBalance: This setting has no overdraft fees - you can only spend what you have. There are no paper checks. The $4.95 monthly fee can be waived if you are a student under 24, or if you are enrolled in Preferred Rewards. The minimum opening deposit is $25.
- Advantage Plus Banking: The $12 monthly service fee can be waived if you: maintain a balance of $1,500, OR have one direct deposit of at least $250 each month, OR be a student under 24. This account allows you to enroll in overdraft protection. The minimum opening deposit for this setting is $100.
- Advantage Relationship Banking: The $25 monthly service fee can be waived if you maintain an average balance of $10,000 in your combined Bank of America deposit accounts and Merrill Edge/Merrill Lynch investment accounts. The minimum opening deposit is $100.
Both accounts come with free mobile banking, mobile check deposit, and alert. They also come with a debit lock/unlock feature. If you've misplaced your debit card and need time to find it, you can just lock it on the mobile app. And then unlock it after you've found your card.
Bank of America Business Checking Accounts
Bank of America also offers 2 different business accounts:
- Business Fundamentals®: This is the basic business account ideal for small businesses just starting out. There is a monthly maintenance fee, but you can get it waived if you do ONE of the following: spend at least $250 in purchases on your business debit or credit card, maintain an average monthly balance of $5,000, maintain a daily balance of $3000, OR maintain a combined balance of $15,000 across all your linked BofA accounts, OR qualify and enroll in the Business Advantage Relationship Rewards program.
- Business Advantage: This account is better for more established small businesses able to maintain a higher balance. The monthly maintenance fee is $29.95/mo, but you can get it waived if you do ONE of the following: spend at least $2,500 in purchases on your business credit card, maintain a monthly balance of $15,000, maintain a combined balance of $35,000 across all your linked BofA accounts, OR actively use BofA Merchant Services and Payroll Services.
You also get a second Business Advantage checking account for no maintenance fee. And you get free domestic and international incoming wire transfers.
Get the Most Out of Your Bank of America Checking Accounts
- Get more benefits with Bank of America Preferred Rewards: This program rewards you more as you maintain a higher balance in your combined BofA checking account and/or Merrill Edge® and Merrill Lynch® investment accounts. Here are the different tiers and benefits you get:
- Gold level: Need a combined balance of $20,000. You get a 5% interest rate booster on a Rewards Money Market Savings account, and a 25% bonus on eligible credit cards rewards.
- Platinum level: Need a combined balance of $50,000. You get a 10% interest rate booster on a Rewards Money Market Savings account, a 50% bonus on eligible credit cards rewards, 1 free ATM transaction per month from non-BofA ATMs, and 30 free stock and ETF trades per month with a Merrill Edge investment account.
- Platinum Honors level: Need a combined balance of $100,000. You get a 20% interest rate booster on a Rewards Money Market Savings account, a 75% bonus on eligible credit cards rewards, unlimited free ATM transactions from non-BofA ATMs, and 100 free stock and ETF trades per month with a Merrill Edge investment account.
- Look for cash back deals: Bank of America has BankAmeriDeals that can earn you extra cash back at stores, restaurants, and hotels. All you have to do is sign in to your mobile or online banking, search through the deals, and activate the ones you like. Then when you make a purchase there, use your eligible BofA credit or debit card. You'll automatically get the cash back activated at the end of the next month.
Highlights
0.01% APY (up to 0.05% if enrolled in Preferred Rewards). $8 monthly maintenance fee, unless you have 1) daily balance of $500, 2) are a Bank of America Preferred Rewards Client, or 3) link your Rewards Savings Account to your Interest Checking Account. Minimum deposit of $100.
Standard Term CD: 0.03% APY. Terms of 28 days to 10 years. Minimum deposit of $1,000. Featured CD: 0.05% APY. Terms of 7, 10, 13, 25, and 37 months. Minimum deposit of $10,000.
Mon-Fri: 8am - 9pm (ET)
Sat: 8am - 8pm (ET)
Sun: 8am - 5pm (ET)
Over 16,000 ATMs around the country.
Standard Term CD: 0.03% APY. Terms of 6 month to 10 years. Minimum deposit of $1,000. Featured CD: 0.05% APY. Terms of 7, 10, 13, 25, and 37 months. Minimum deposit of $2,000.
4600 retail financial centres around the country and brances in more than 40 other countries.
Pricing information from published website as of 04/17/2021. based on 91107 zip code.
 | ||
 |  | |
Bank of America | Chase | |
|---|---|---|
Benefits and Features | ||
| Savings | 0.01% APY (up to 0.05% if enrolled in Preferred Rewards). $8 monthly maintenance fee, unless you have 1) daily balance of $500, 2) are a Bank of America Preferred Rewards Client, or 3) link your Rewards Savings Account to your Interest Checking Account. Minimum deposit of $100. | Chase Savings: $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account OR for owners under 18. $0 to open. Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account. |
| CD | Standard Term CD: 0.03% APY. Terms of 28 days to 10 years. Minimum deposit of $1,000. Featured CD: 0.05% APY. Terms of 7, 10, 13, 25, and 37 months. Minimum deposit of $10,000. | Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee. |
| Checking | Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open. Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open. Chase College Checking: No monthly service fee for college students age 17-24 at account opening with proof of student status, for up to 5 years. $0 to open. Chase Private Client Checking: For high net worth individuals who have $250,000 on deposit with Chase. | |
| Customer Service | Mon-Fri: 8am - 9pm (ET) Sat: 8am - 8pm (ET) Sun: 8am - 5pm (ET) | |
| ATMs | Over 16,000 ATMs around the country. | |
| IRA CD | Standard Term CD: 0.03% APY. Terms of 6 month to 10 years. Minimum deposit of $1,000. Featured CD: 0.05% APY. Terms of 7, 10, 13, 25, and 37 months. Minimum deposit of $2,000. | |
| Locations | 4600 retail financial centres around the country and brances in more than 40 other countries. | |
| | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Bank of America: Pricing information from published website as of 04/17/2021. based on 91107 zip code. Chase: Pricing information and data points from published website as of 12/17/2020 | ||
Personal Checking Account - $300 Bonus (Targeted)
Offer is limited to those individuals who receive the offer via a direct communication from Bank of America. Open a new qualifying Bank of America Advantage checking account. Set up and receive qualifying direct deposits totaling $4,000 within 90 days of account opening.
Bank of America Alternatives
Introducing Chase Business Complete Banking℠ - $300 Bonus
- Earn $300 when you open a new Chase Business Complete Checking account. For new Chase business checking customers with qualifying activities.
- More ways to waive fees. Multiple options to waive the Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card
- Convenient access to payment processing. Accept card payments anytime, anywhere in the U.S., and get transparent pricing with Chase QuickAccept℠.
- Same-day deposits with QuickAccept℠. Free up the cash you need to keep your business moving forward with same-day deposits at no additional cost.
- Alerts to help you stay on top of your account activity.
- Easy account management through Chase Business online and the Chase Mobile® app.
- Unlimited electronic deposits, ACH and Chase Quick Deposit℠.
- Convenient access to 16,000 ATMs and more than 4,700 branches.
- Minimum Deposit to Open: None
- Direct Deposit Required: No
- Minimum Deposit Required: $2,000 within 30 business days
- When Do You Get It: Within 15 days after meeting requirements
Online Savings Account - Earn 0.40% APY
- No fees
- No minimum opening deposit
- No minimum balance required
- Minimum Deposit Required: $0
- Monthly Fee: $0
CIT Bank Money Market Account - 0.45% APY
- 0.45% APY
- $100 minimum opening deposit
- No monthly maintenance fee
- FDIC insured
- Minimum Deposit Required: $100
- Monthly Fee: $0
HSBC Premier Checking - $450 Welcome Deposit
- Get a $450 Welcome Deposit for eligible new customers who open a new HSBC Premier checking account and complete the following qualifying activities.
- Open your new HSBC Premier checking account online by June 30, 2021; and
- Make recurring monthly Qualifying Direct Deposits totaling at least $5,000 from a third party to your HSBC Premier checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening.
- You will automatically receive the $450 Welcome Deposit in your new HSBC Premier checking account approximately eight weeks after completing all qualifying activities. It's that simple.
- Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
- Direct Deposit Required: Yes
- Minimum Deposit Required: $5,000/Month for 3 Months
TD Beyond Checking - $300 Cash Bonus
- New customers who apply online for a TD Beyond Checking account can earn a $300 cash bonus after receiving direct deposits of $2,500 or more within 60 days. To qualify for this offer, you must be a U.S. resident and apply for the offer online. Offer is available in these states: CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
- Earn $300 when you receive direct deposits totaling $2,500 or more within 60 days
- Get more from your checking account. With TD Beyond Checking with Payback Plus, you'll earn interest and get reimbursed for non-TD ATM transactions, Rush Bill Payments and more.
- Monthly maintenance fee waived when you receive monthly direct deposits of $5,000 or more, or maintain a minimum daily balance of $2,500, or a combined balance of $25,000 across eligible TD accounts.
- TD fees waived at any ATM and non-TD fees reimbursed when you keep at least a $2,500 daily balance
- Overdraft Payback - Get overdraft fees automatically reversed up to two times a year.
- Get your money where it needs to go —fast— with Rush Bill Payments, Send Money with Zelle®, incoming wires and a reimbursement for one outgoing wire (domestic or international) per statement cycle.
- TD checking accounts come with an instant-issue debit card. And, you can pay with confidence with Zero Liability protection and 24/7 fraud monitoring.
- Monthly maintenance fee waived on one TD Simple CheckingSM account and any Savings and Money Market accounts. Plus, get free standard check orders, money orders, official bank checks and stop payments.
- Direct Deposit Required: Yes
- Minimum Deposit Required: $2,500 within 60 days
Articles on Bank of America
Bank of America Review
Bank of America Hours
Bank of America Routing Number
Recent Mentions
Best Free Checking Accounts
Best Free Checking Accounts for Small Businesses
Chase
More Bank Promotions
Chase Coupon
Wells Fargo Promotions
Citibank Promotion
US Bank Promotions
Bank of the West Promotion
Capital One 360 Promo Code
