Bank of America Promotions
Read our in-depth review of Bank of America to see why Bank of America scored 3.2 stars out of 5. We like their large branch network, extended customer service hours, and full service banking.
Bank of America Advantage Plus Banking® - $100 Bonus Offer
Open a new Bank of America Advantage Banking account. Use offer code DNL100CIS when opening the checking account. Set up and receive $1,000 or more within 90 days of account opening. Receive the $100 bonus within 60 days after completing all requirements.
The $100 bonus offer is an online only offer and must be opened through the Bank of America promotional page. The offer is for new checking customers only. Additional terms and conditions apply. See offer page for more details. Member FDIC
- Minimum Deposit to Open: $100
- Direct Deposit Required: Yes
- When Do You Get It: Within 60 days after completing requirements
- Where to Open: Offer is available online nationwide.
- Monthly Fee: $12 Monthly Maintenance Fee OR waived with:
- At least one qualifying direct deposit of $250 or more,
- OR minimum daily balance of $1,500 or more,
- OR enrollment in Preferred Rewards,
- OR a waiver for eligible students under 24
Bank of America Advantage Relationship Banking® - $100 Bonus Offer
Open a new Bank of America Advantage Banking account. Use offer code DNL100CIS when opening the checking account. Set up and receive $1,000 or more within 90 days of account opening. Receive the $100 bonus within 60 days after completing all requirements.
The $100 bonus offer is an online only offer and must be opened through the Bank of America promotional page. The offer is for new checking customers only. Additional terms and conditions apply. See offer page for more details. Member FDIC
- Minimum Deposit to Open: $100
- Direct Deposit Required: Yes
- When Do You Get It: Within 60 days after completing requirements
- Where to Open: Offer is available online nationwide.
- Monthly Fee: $25 Monthly Maintenance Fee OR waived with:
- A combined balance of $10,000 in eligible linked accounts
- OR enrollment in Preferred Rewards
Bank of America Advantage SafeBalance Banking® - $100 Bonus Offer
Open a new Bank of America Advantage Banking account. Use offer code DNL100CIS when opening the checking account. Set up and receive $1,000 or more within 90 days of account opening. Receive the $100 bonus within 60 days after completing all requirements.
The $100 bonus offer is an online only offer and must be opened through the Bank of America promotional page. The offer is for new checking customers only. Additional terms and conditions apply. See offer page for more details. Member FDIC
- Minimum Deposit to Open: $25
- Direct Deposit Required: Yes
- When Do You Get It: Within 60 days after completing requirements
- Where to Open: Offer is available online nationwide.
- Monthly Fee: $4.95 Monthly Maintenance Fee OR waived with:
- Enrollment in Preferred Rewards,
- OR a waiver for eligible students under 24
Bank of America Advantage Plus Banking®
Member FDIC
- Minimum Deposit Required: $100
- Monthly Fee: $12 Monthly Maintenance Fee OR waived with:
- At least one qualifying direct deposit of $250 or more,
- OR minimum daily balance of $1,500 or more,
- OR enrollment in Preferred Rewards,
- OR a waiver for eligible students under 24
Business Advantage Fundamentals Banking
- 200 free transactions per month
- $7,500 in cash deposits per month
- Waive the $16 monthly fee in a variety of ways
- Minimum Deposit to Open: $100
- Monthly Fee: $16 (can be waived by spending $250 in new net qualified debit card purchases each month)
Business Advantage Relationship Banking
- 500 free transactions per month
- $20,000 in cash deposits per month
- Waive the $29.95 monthly fee by maintaining a $15,000 combined average monthly balance
- Minimum Deposit to Open: $100
- Monthly Fee: $29.95 (can be waived)
Free Museum Entry
Offer valid for all current Bank of America customers. Enjoy free museum admission on the first full weekend of every month, from more than 225 participating museums. Simply show your Bank of America or Merrill Lynch credit or debit card and an ID, and get one free general admission.
Compare Promotions
Citi Priority Account - Up to $1,500 Cash Bonus
- Earn up to $1,500 cash bonus when you open a new account with required activities
- Open a new eligible checking account in the Citi Priority Account during the offer period 10/5/21-1/4/22
- Within 20 days of opening, deposit $50,000 in New-To Citibank funds between the new checking and savings accounts
- Maintain a minimum balance of $50,000 in the checking account for an additional 60 consecutive calendar days from the 21st day
- After all required activities are met, the cash bonus will be deposited to your account within 90 calendar days
- Minimum Deposit to Open: $50,000
- Monthly Fee: $30 Monthly Fee can be waived if combined average monthly balance of $50,000 or more is maintained
Discover Online Savings - $200 Cash Bonus
To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account, online or by phone. Enter Offer Code CY21 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200.
What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 30 days of the account qualifying for the bonus. Bonus is interest and subject to reporting on Form 1099-INT. Offer ends 12/15/21, 11:59 PM ET. Offer may be modified or withdrawn without notice. See advertiser website for full details.
Chase Total Checking® - $225 Bonus
- New Chase checking customers enjoy a $225 bonus when you open a new Chase Total Checking® account and set up direct deposit
- Access to 16,000 Chase ATMs and more than 4,700 branches
- Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
- Open your account online now
- Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
- Overdraft Services - no fee if you're overdrawn by $50 or less at the end of the business day*
- *We charge a $34 Insufficient Funds Fee per item during our nightly processing beginning with the first item that overdraws your account balance by more than $50 (maximum of 3 fees per business day, up to $102).
- Minimum Deposit to Open: $0
- Direct Deposit Required: Yes
- Minimum Deposit Required: None
- When Do You Get It: Within 15 days after meeting requirements
- Monthly Fee: $12 Monthly Service Fee OR $0 with one of the following, each monthly statement period:
- Qualifying electronic deposits made into this account totaling $500 or more,
- OR a balance at the beginning of each day of $1,500 or more in this account,
- OR an average beginning day balance of $5,000 or more in any combination of this account and linked qualifying Chase checking, savings, and other balances
CIT Bank Money Market Account - 0.45% APY
- 0.45% APY
- $100 minimum opening deposit
- No monthly maintenance fee
- Minimum Deposit Required: $100
- Monthly Fee: $0
HSBC Premier Checking - $450 Welcome Deposit
- Get a $450 Welcome Deposit for eligible new customers who open a new HSBC Premier checking account and complete the following qualifying activities.
- Open your new HSBC Premier checking account online by January 5, 2022; and
- Make recurring monthly Qualifying Direct Deposits totaling at least $5,000 from a third party to your HSBC Premier checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening.
- You will automatically receive the $450 Welcome Deposit in your new HSBC Premier checking account approximately eight weeks after completing all qualifying activities. It's that simple.
- Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
- Direct Deposit Required: Yes
- Minimum Deposit Required: $5,000/Month for 3 Months
Bank of America Offers You May Have Missed
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Advantage Banking Checking Account - $350 Bonus
Open a Bank of America Advantage Banking account through the link. Set up and receive qualifying direct deposits totaling $4,000 or more within 90 days of opening new checking account This offer is only available in the following markets (by county or parish (LA only)): Idaho: Ada, Boise, Canyon, Gem, Owyhee; Kentucky: Bourbon, Clark, Fayette, Jessamine, Scott, Woodford; Louisiana: Jefferson, Orleans, Plaquemines, St. Bernard, St. Charles, St. James, St. John the Baptist, St. Tammany; Wisconsin: Columbia, Dane, Green, Iowa.
Business Advantage Checking Account - $450 Bonus
Earn the initial $100 by opening a new Bank of America Business Fundamentals Checking or Business Advantage Checking account online or over the phone. Make at least $1,000 in qualifying deposits into the new small business checking account within 60 days of account opening. To earn an additional $50, set up online bill pay from the new small business checking account within 60 days. To earn an additional $300, open a new small business credit card account and make at least $3000 in net purchases with your card that post to your checking account within 90 days from the credit card opening.
Bank of America Savings Account - $200 Bonus
This offer is valid to new and existing Bank of America savings account customers. Enroll in this limited-time special cash offer in your local Bank of America center by December 31, 2018. Within 30 days of enrolling, make qualifying deposits of $20,000 - $49,999. Maintain the qualifying deposits in your savings account for 90 days following enrollment in this offer to receive $200 bonus.
Bank of America Savings Account - $300 Bonus
This offer is valid to new and existing Bank of America savings account customers. Enroll in this limited-time special cash offer on your local Bank of America center. Within 30 days of enrolling, make qualifying deposits of $50,000 - $99,999. Maintain the qualifying deposits in your savings account for 90 days following enrollment in this offer to receive $300 bonus.
Bank of America Savings Account - $500 Bonus
This offer is valid to new and existing Bank of America savings account customers. Enroll in this limited-time special cash offer in your local Bank of America center. Within 40 days of enrolling, make qualifying deposits of $100,000 or more. Maintain the qualifying deposits in your savings account for 90 days following enrollment in this offer to receive $500 bonus.
Free McAfee for 12 Months
Offer valid for all current Bank of America customers. As a thank you, Bank of America is giving away a full year of free McAfee Internet Security software.
Personal Checking Account - $300 Bonus (Targeted)
Offer is limited to those individuals who receive the offer via a direct communication from Bank of America. Open a new qualifying Bank of America Advantage checking account. Set up and receive qualifying direct deposits totaling $4,000 within 90 days of account opening.
Personal Savings Account - $250 Bonus (Targeted)
Open or maintain an eligible Bank of America personal savings account. Make deposits of new money of at least $20,000 directly into that eligible personal savings account within 30 days of enrolling. This offer is limited to those individuals who receive the offer via a direct communication from Bank of America.
Business Checking Account - $200 Bonus (Targeted)
Open a new Business Advantage Checking or Business Fundamentals Checking account and make qualifying deposits of $5,000 or more in new money within 15 days of account opening. Maintain an average daily balance of $5,000 during the maintenance period and make five qualifying electronic payments that are posted to the new checking account by the end of the maintenance period. The maintenance period begins 16 calendar days after account opening and ends 75 calendar days after account opening. Offer only available to customers who receive offer via a direct communication from a Bank of America® small business specialist or from a Bank of America communication.
Business Checking Account - $500 Bonus (Targeted)
Open a new Business Advantage Checking or Business Fundamentals Checking account and make qualifying deposits of $20,000 or more in new money within 15 days of account opening. Maintain an average daily balance of $20,000 during the maintenance period and make five qualifying electronic payments that are posted to the new checking account by the end of the maintenance period. The maintenance period begins 16 calendar days after account opening and ends 75 calendar days after account opening. Offer only available to customers who receive offer via a direct communication from a Bank of America® small business specialist or from a Bank of America communication.
Bank of America Personal Checking Accounts
Bank of America offers one checking account with 3 settings. If your financial situation changes, you can switch to the setting that works best for you.
- Advantage SafeBalance: This setting has no overdraft fees - you can only spend what you have. There are no paper checks. The $4.95 monthly maintenance fee can be waived if you are an eligible student under 24, or if you are enrolled in Preferred Rewards. The minimum opening deposit is $25.
- Advantage Plus Banking: The $12 monthly maintenance fee can be waived if you: maintain a minimum daily balance of $1,500, OR have one qualifying direct deposit of at least $250 each month, OR be an eligible student under 24. This account allows you to enroll in optional overdraft protection. The minimum opening deposit for this setting is $100.
- Advantage Relationship Banking: The $25 monthly service fee can be waived if you maintain a combined balance of at least $10,000 in eligible linked accounts or if you are enrolled in Preferred Rewards. The minimum opening deposit is $100.
All 3 accounts come with free mobile banking, mobile check deposit, and alert. They also come with a debit lock/unlock feature. If you've misplaced your debit card and need time to find it, you can just lock it on the mobile app. And then unlock it after you've found your card.
Bank of America Business Checking Accounts
Bank of America also offers 2 different business accounts:
- Business Advantage Fundamentals® Banking: This is the basic business account ideal for small businesses just starting out. There is a $16 monthly maintenance fee, but you can get it waived if you do ONE of the following: spend at least $250 in new net qualified debit card purchases, OR maintain a combined average monthly balance of $5,000, OR become a Preferred Rewards Business member.
- Business Advantage Relationship Banking: This account is better for more established small businesses able to maintain a higher balance. The monthly maintenance fee is $29.95/mo, but you can get it waived if you do ONE of the following: maintain a combined average monthly balance of $15,000, OR become a Preferred Rewards Business member.
You also get a second Business Advantage checking account for no maintenance fee. And you get free domestic and international incoming wire transfers.
Get the Most Out of Your Bank of America Checking Accounts
- Get more benefits with Bank of America Preferred Rewards: This program rewards you more as you maintain a higher balance in your combined BofA checking account and/or Merrill Edge® and Merrill Lynch® investment accounts. Here are the different tiers and benefits you get:
- Gold level: Need a combined balance of $20,000. You get a 5% interest rate booster on a Bank of America Advantage Savings account, and a 25% bonus on eligible credit cards rewards.
- Platinum level: Need a combined balance of $50,000. You get a 10% interest rate booster on a Bank of America Advantage Savings account, a 50% bonus on eligible credit cards rewards, 1 free ATM transaction per month from non-BofA ATMs in the U.S.
- Platinum Honors level: Need a combined balance of $100,000. You get a 20% interest rate booster on a Bank of America Advantage Savings account, a 75% bonus on eligible credit cards rewards, unlimited free ATM transactions from non-BofA ATMs in the U.S.
- Look for cash back deals: Bank of America has BankAmeriDeals® that can earn you extra cash back at stores, restaurants, and hotels. All you have to do is sign in to your mobile or online banking, search through the deals, and activate the ones you like. Then when you make a purchase there, use your eligible BofA credit or debit card. You'll automatically get the cash back credited to the account of your choice.
- Mon-Fri: 8am - 9pm (ET)
- Sat: 8am - 8pm (ET)
- Sun: 8am - 5pm (ET)
Highlights
Approximately 17,000 ATMs
Approximately 4,300 retail financial centers
Pricing information from published website as of 11/26/2021 based on 91107 zip code.
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Bank of America | Chase | |
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Benefits and Features | ||
| Savings |  |
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| CD | | Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee. |
| Checking | |
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| Customer Service |
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| ATMs | ||
| IRA CD | | |
| Locations | Approximately 4,300 retail financial centers | |
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Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Bank of America: Pricing information from published website as of 11/26/2021 based on 91107 zip code. Chase: Pricing information and data points from published website as of 12/17/2020 | ||
Bank of America Alternatives
Chase Business Complete Banking℠ - $300 Bonus
- Earn $300 when you open a new Chase Business Complete Checking account. For new Chase business checking customers with qualifying activities.
- More ways to waive fees. Multiple options to waive the Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card
- Built-in card acceptance. Accept card payments anytime, anywhere in the U.S., and get transparent pricing with Chase QuickAccept℠.
- Same-day deposits with QuickAccept℠. Free up the cash you need to keep your business moving forward with same-day deposits at no additional cost.
- Alerts to help you stay on top of your account activity.
- Easy account management through Chase Business online and the Chase Mobile® app.
- Unlimited electronic deposits, ACH and Chase Quick Deposit℠.
- Convenient access to 16,000 ATMs and more than 4,700 branches.
- Minimum Deposit to Open: None
- Direct Deposit Required: No
- Minimum Deposit Required: $2,000 within 30 business days
- When Do You Get It: Within 15 days after meeting requirements
Citi Priority Account - Up to $1,500 Cash Bonus
- Earn up to $1,500 cash bonus when you open a new account with required activities
- Open a new eligible checking account in the Citi Priority Account during the offer period 10/5/21-1/4/22
- Within 20 days of opening, deposit $50,000 in New-To Citibank funds between the new checking and savings accounts
- Maintain a minimum balance of $50,000 in the checking account for an additional 60 consecutive calendar days from the 21st day
- After all required activities are met, the cash bonus will be deposited to your account within 90 calendar days
- Minimum Deposit to Open: $50,000
- Monthly Fee: $30 Monthly Fee can be waived if combined average monthly balance of $50,000 or more is maintained
Discover Online Savings - $150 Cash Bonus
To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account, online or by phone. Enter Offer Code CY21 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200.
What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 30 days of the account qualifying for the bonus. Bonus is interest and subject to reporting on Form 1099-INT. Offer ends 12/15/21, 11:59 PM ET. Offer may be modified or withdrawn without notice. See advertiser website for full details.
CIT Savings Builder - 0.40% APY
Earn up to 0.40% APY. Here's how it works: Maintain a minimum balance of $25k OR make at least a $100 minimum deposit every month. Member FDIC
- Minimum Deposit Required: $100
- Monthly Fee: $0
TD Beyond Checking - $300 Cash Bonus
- New customers who apply online for a TD Beyond Checking account can earn a $300 cash bonus after receiving direct deposits of $2,500 or more within 60 days. To qualify for this offer, you must be a U.S. resident and apply for the offer online. Offer is available in these states: CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
- Earn $300 when you receive direct deposits totaling $2,500 or more within 60 days
- Get more from your checking account. With TD Beyond Checking with Payback Plus, you'll earn interest and get reimbursed for non-TD ATM transactions, Rush Bill Payments and more.
- Monthly maintenance fee waived when you receive monthly direct deposits of $5,000 or more, or maintain a minimum daily balance of $2,500, or a combined balance of $25,000 across eligible TD accounts.
- TD fees waived at any ATM and non-TD fees reimbursed when you keep at least a $2,500 daily balance
- Overdraft Payback - Get overdraft fees automatically reversed up to two times a year.
- Get your money where it needs to go —fast— with Rush Bill Payments, Send Money with Zelle®, incoming wires and a reimbursement for one outgoing wire (domestic or international) per statement cycle.
- TD checking accounts come with an instant-issue debit card. And, you can pay with confidence with Zero Liability protection and 24/7 fraud monitoring.
- Monthly maintenance fee waived on one TD Simple Checking℠ account and any Savings and Money Market accounts. Plus, get free standard check orders, money orders, official bank checks and stop payments.
- Direct Deposit Required: Yes
- Minimum Deposit Required: $2,500 within 60 days
- Monthly Fee: $25 monthly maintenance fee waived with monthly direct deposits of $5,000 or more, or maintain a minimum daily balance of $2,500, or maintain a combined balance of $25,000 across eligible TD accounts.
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