Bank of America Promotions

Expires 12/31/2023

Earn a cash bonus in three steps:

Open a new eligible business checking account by December 31, 2023
Make Qualifying Deposits* of $5,000 or more in new money within 30 days of opening the new eligible business checking account
Maintain an average balance of $5,000 for the next 60 days (day 31-90) during the maintenance period**

*Qualifying Deposits are deposits of new money, which is money not currently or previously held in any account at Bank of America or Merrill
**The maintenance period begins thirty-one (31) days after account opening and ends ninety (90) calendar days after account opening.
Member FDIC

$200

Bank of America Advantage Plus Banking® - $200 Bonus Offer

Open a new Bank of America Advantage Banking account. Use offer code TWA200CIS when opening the checking account. To qualify, open a personal checking account through the promotional page and set up and receive qualifying direct deposits totaling $2,000 or more into that new account within 90 days of opening. Bank of America will attempt to pay bonus within 60 days.

The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page. The offer is for new checking customers only. Additional terms and conditions apply. See offer page for more details. Member FDIC

Expires 1/31/2024

Minimum Deposit to Open: $100
Direct Deposit Required: Yes
When Do You Get It: Within 60 days after completing requirements
Monthly Fee: $12 Monthly Maintenance Fee or $0 – fee may be waived when enrolled in Preferred Rewards or have at least one qualifying direct deposit of $250 or more, or maintain a minimum daily balance of at least $1,500 each statement cycle

$200

Bank of America Advantage SafeBalance Banking® - $200 Bonus Offer

Expires 1/31/2024

Minimum Deposit to Open: $25
Direct Deposit Required: Yes
When Do You Get It: Within 60 days after completing requirements
Monthly Fee: $4.95 Monthly Maintenance Fee or $0 – fee may be waived for Students under 25 or enrolled in Preferred Rewards

$200

Bank of America Advantage Relationship Banking® - $200 Bonus Offer

Expires 1/31/2024

Minimum Deposit to Open: $100
Direct Deposit Required: Yes
When Do You Get It: Within 60 days after completing requirements
Monthly Fee: $25 Monthly Maintenance Fee or $0 – fee may be waived when you maintain a combined balance of at least $10,000 during each statement cycle in eligible linked accounts or when you are enrolled in Preferred Rewards

Bank of America Advantage Plus Banking®

Minimum Deposit Required: $100
Monthly Fee: $12 Monthly Maintenance Fee or $0 – fee may be waived when enrolled in Preferred Rewards or have at least one qualifying direct deposit of $250 or more, or maintain a minimum daily balance of at least $1,500 each statement cycle

Bank of America SafeBalance®

No monthly fee for Students under 25
No overdraft fees
Sole ownership for ages 16+

Minimum Deposit to Open: $25
Monthly Fee: $4.95 monthly maintenance fee or $0 – fee may be waived if you're under age 25 and qualify as a Student, or are under age 18, or when enrolled in Preferred Rewards

Business Advantage Fundamentals™ Banking

No fee for first 200 transactions per statement cycle
No fee for first $7,500 in cash deposited per statement cycle
Waive the $16 monthly fee in a variety of ways

Minimum Deposit to Open: $100
Monthly Fee: $16 (can be waived by maintaining a $5,000 combined average monthly balance or using your Bank of America business debit card to make at least $250 in new net qualified purchases each month)

Business Advantage Relationship Banking

No fee for first 500 transactions per statement cycle
No fee for first $20,000 in cash deposited per statement cycle
Waive the $29.95 monthly fee by maintaining a $15,000 combined average monthly balance

Minimum Deposit to Open: $100
Monthly Fee: $29.95 (can be waived by maintaining a $15,000 combined average monthly balance)

Featured CD

Term	APY
7 Month	5.00%
10 Month	0.05%
13 Month	5.00%
25 Month	3.20%
37 Month	0.05%

Rates are for Pasadena, California, and may vary per location. Rates are for opening deposits of less than $10,000. Annual Percentage Yield (APY) is accurate as of September 20, 2023.

Fixed CD Term

Term	APY
28 - 89 Days	0.03%
90 - 179 Days	4.00%
6 - 120 Months	0.03%

Rates are for Pasadena, California, and may vary per location.

0.03%

120-Month CD - 0.03% APY

Minimum Deposit to Open: $1,000

Free Museum Entry

Offer valid for all current Bank of America customers. Enjoy free museum admission on the first full weekend of every month, from more than 225 participating museums. Simply show your Bank of America or Merrill Lynch credit or debit card and an ID, and get one free general admission.

Bank of America Trending Offers

Just now	Bank of America Advantage Plus Banking® - $200 Bonus Offer selected by a visitor from New York
3 hours ago	Bank of America Business Advantage Checking Account - $200 Bonus Offer selected by a visitor from California
5 hours ago	Bank of America Advantage Relationship Banking® - $200 Bonus Offer selected by a visitor from Illinois
5 days ago	Bank of America Advantage Plus Banking® selected by a visitor from Indiana
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Compare Promotions

Citi Priority - Earn up to $2,000 Cash Bonus

Earn up to $2,000 when you open a new eligible Citi checking account and enroll in the offer the same day
New to Relationship customers can choose their Relationship Tier.
Within 20 days of opening, deposit the minimum amount of new-to-Citibank funds.
Maintain a minimum balance for 60 consecutive calendar days from the 21st day.
If your balance falls to a lower Balance Level at any point during the maintenance period, the bonus changes.
Bonus will be paid within 30 days after you successfully complete all required activities.
Restrictions apply.

Expires 1/9/2024

Minimum Deposit to Open: $30k
Monthly Fee: Monthly Service Fee waived by maintaining $30k

Member FDIC

Discover Online Savings - $200 Cash Bonus

To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account, online, in the Discover App or by phone. Enter Offer Code CY923 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200.

What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is interest and subject to reporting on Form 1099-INT. Offer ends 12/14/2023, 11:59 PM ET. Offer may be modified or withdrawn without notice. See advertiser website for full details.

Expires 12/14/2023

Member FDIC

Chase Business Complete Banking® - $300 Bonus

Earn $300 when you open a new Chase Business Complete Checking^® account. For new Chase business checking customers with qualifying activities.
Multiple ways to waive the Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink^® Business credit card.
Full-service business banking. Convenient access to all your business banking services in one place -- lending, checking, credit card and payment solutions.
Your choice of payment types. Choose from a full range of options for accepting payments and making deposits that include Zelle^®, Online Bill Pay, wire transfers and ACH payments.
Convenient access to payment processing. Process all major debit and credit cards with QuickAccept^®. It's a built-in feature with your Business Complete Checking account.
Helping you save money. Multiple ways to waive service fees and unlimited digital transactions helps you keep more of your money.
Full-featured banking online and on-the-go. Manage your business' finances on your terms with the latest online and mobile banking technology.
Trusted and secure financial partner. We're committed to helping you grow and protect your business.

Get Coupon

Expires 10/19/2023

Minimum Deposit to Open: $0
Direct Deposit Required: No
Monthly Fee: $15 with ways to waive

Member FDIC

Chase Total Checking® - $200 Bonus

New Chase checking customers enjoy a $200 bonus when you open a Chase Total Checking^® account and set up direct deposit
Access to more than 15,000 Chase ATMs and more than 4,700 branches
Chase Mobile^® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
JPMorgan Chase Bank, N.A. Member FDIC
Open your account online now
Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*

Open an Account

Expires 10/18/2023

Minimum Deposit to Open: $0
Direct Deposit Required: Yes
Minimum Deposit Required: None
When Do You Get It: Within 15 days after meeting requirements
Monthly Fee:
$12 Monthly Service Fee OR $0 with one of the following, each monthly statement period:
- Qualifying electronic deposits made into this account totaling $500 or more,
- OR a balance at the beginning of each day of $1,500 or more in this account,
- OR an average beginning day balance of $5,000 or more in any combination of this account and linked qualifying Chase checking, savings, and other balances

Member FDIC

U.S. Bank Smartly® Checking and Standard Savings - Up to $1,000 Bonus

Earn up to $1,000 when you open a new U.S. Bank Smartly® Checking account and a Standard Savings account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through October 31 2023. Member FDIC.

Earn up to $500 with a new Bank Smartly Checking account. Complete the following within 90 days of account opening:

Enroll in online banking or the U.S. Bank Mobile App
Make two or more direct deposit(s)* totaling $5,000 to $9,999.99 to earn $300 or $10,000 or more to earn $500

Earn up to $400 with a new Standard Savings account.

Make new money deposit(s) totaling $25,000 to $49,999.99 to earn $200 or $50,000 or more to earn $400 by November 30, 2023
Maintain that balance until May 31, 2024

Earn an additional $100 for opening both!

Applicant must reside in AZ, AR, CA, CO, ID, IL, IN, IA, KS, KY, MN, MO, MT, NE, NV, NM, NC, ND, OH, OR, SD, TN, UT, WA, WI, WY to be eligible for Checking account

Expires 10/31/2023

Minimum Deposit to Open: $25
Monthly Fee:
Waive the $6.95 Monthly Maintenance Fee with one of the following:
- Are 24 and under, 65 and over or a member of the military (must self-disclose), OR
- Have combined monthly direct deposits totaling $1,000+, OR
- Keep average account balance of $1,500+, OR
- Hold an eligible U.S. Bank credit card, OR
- Qualify for one of the four Smart Rewards™ tiers (Primary, Plus, Premium or Pinnacle)

Bank of America Offers You May Have Missed

Don't miss another hot deal. Check back often at CreditDonkey.

$100

Bank of America Advantage Relationship Banking® - $100 Bonus Offer

Open a new Bank of America Advantage Banking account. Use offer code DNE100CIS when opening the checking account. To qualify, open a personal checking account through the promotional page and set up and receive qualifying direct deposits totaling $1000 or more into that new account within 90 days of opening. Bank of America will attempt to pay bonus within 60 days.

The $100 bonus offer is an online only offer and must be opened through the Bank of America promotional page. The offer is for new checking customers only. Additional terms and conditions apply. See offer page for more details. Member FDIC

Expired 8/31/2023

$100

Bank of America Advantage SafeBalance Banking® - $100 Bonus Offer

Expired 8/31/2023

$100

Bank of America Advantage Plus Banking® - $100 Bonus Offer

Expired 8/31/2023

$500

Business Checking Account - $500 Bonus

Open a new Business Advantage Relationship Banking or Business Advantage Fundamentals™ Banking account. Make qualifying deposits totaling $20,000 in new money into the new business account within 30 days of account opening. Maintain an average balance of $20,000 or more beginning 31 calendar days after account opening until 90 calendar days after account opening.

Expired 3/31/2023

$500

Business Advantage Fundamentals™ Banking - $500 Bonus

Open a new Business Advantage Fundamentals™ Banking account. Make qualifying deposits totaling $20,000 in new money into the new business account within 30 days of account opening. Maintain an average balance of $20,000 or more beginning 31 calendar days after account opening until 90 calendar days after account opening.

Expired 12/31/2022

$50

Student Checking Account - $50 Bonus

Open a new Bank of America Advantage SafeBalance Banking® account online. Use offer code STADDACIS at account opening. Make at least 10 qualifying debit card transactions within 60 days of account opening. This offer is limited to new customers opening SafeBalance Banking with a student waiver only.

Expired 10/31/2022

$350

Advantage Banking Checking Account - $350 Bonus

Open a Bank of America Advantage Banking account through the link. Set up and receive qualifying direct deposits totaling $4,000 or more within 90 days of opening new checking account This offer is only available in the following markets (by county or parish (LA only)): Idaho: Ada, Boise, Canyon, Gem, Owyhee; Kentucky: Bourbon, Clark, Fayette, Jessamine, Scott, Woodford; Louisiana: Jefferson, Orleans, Plaquemines, St. Bernard, St. Charles, St. James, St. John the Baptist, St. Tammany; Wisconsin: Columbia, Dane, Green, Iowa.

Expired 9/15/2019

$450

Business Advantage Checking Account - $450 Bonus

Earn the initial $100 by opening a new Bank of America Business Fundamentals Checking or Business Advantage Checking account online or over the phone. Make at least $1,000 in qualifying deposits into the new small business checking account within 60 days of account opening. To earn an additional $50, set up online bill pay from the new small business checking account within 60 days. To earn an additional $300, open a new small business credit card account and make at least $3000 in net purchases with your card that post to your checking account within 90 days from the credit card opening.

Expired 7/31/2019

$500

Bank of America Savings Account - $500 Bonus

This offer is valid to new and existing Bank of America savings account customers. Enroll in this limited-time special cash offer in your local Bank of America center. Within 40 days of enrolling, make qualifying deposits of $100,000 or more. Maintain the qualifying deposits in your savings account for 90 days following enrollment in this offer to receive $500 bonus.

Expired 12/31/2018

$300

Bank of America Savings Account - $300 Bonus

This offer is valid to new and existing Bank of America savings account customers. Enroll in this limited-time special cash offer on your local Bank of America center. Within 30 days of enrolling, make qualifying deposits of $50,000 - $99,999. Maintain the qualifying deposits in your savings account for 90 days following enrollment in this offer to receive $300 bonus.

Expired 12/31/2018

Frequently Asked Questions

Bank of America Checking Account Bonus:

Bank of America Business Advantage Checking Account: $200 Bonus Offer
Bank of America Advantage Plus Banking®: $200 Bonus Offer
Bank of America Advantage SafeBalance Banking®: $200 Bonus Offer
Bank of America Advantage Relationship Banking®: $200 Bonus Offer

Bank of America Personal Checking Accounts

Bank of America offers one checking account with 3 settings. If your financial situation changes, you can switch to the setting that works best for you.

Advantage SafeBalance: This setting has no overdraft fees - you can only spend what you have. There are no paper checks. The $4.95 monthly maintenance fee can be waived if you are an eligible student under 25, or if you are enrolled in Preferred Rewards. The minimum opening deposit is $25.
Advantage Plus Banking: The $12 monthly maintenance fee can be waived if you: maintain a minimum daily balance of $1,500, OR have one qualifying direct deposit of at least $250 each month, OR if you are enrolled in Preferred Rewards. This account allows you to enroll in optional overdraft protection. The minimum opening deposit for this setting is $100.
Advantage Relationship Banking: The $25 monthly service fee can be waived if you maintain a combined balance of at least $10,000 in eligible linked accounts or if you are enrolled in Preferred Rewards. The minimum opening deposit is $100.

All 3 accounts come with mobile banking, mobile check deposit, and alert. They also come with a debit lock/unlock feature. If you've misplaced your debit card and need time to find it, you can just lock it on the mobile app. And then unlock it after you've found your card.

Bank of America Business Checking Accounts

Bank of America also offers 2 different business accounts:

Business Advantage Fundamentals™ Banking: This is the basic business account ideal for small businesses just starting out. There is a $16 monthly maintenance fee, but you can get it waived if you do ONE of the following: spend at least $250 in new net qualified debit card purchases, OR maintain a combined average monthly balance of $5,000, OR become a Preferred Rewards Business member.
Business Advantage Relationship Banking: This account is better for more established small businesses able to maintain a higher balance. The monthly maintenance fee is $29.95/mo, but you can get it waived if you do ONE of the following: maintain a combined average monthly balance of $15,000, OR become a Preferred Rewards Business member.

You also get a second Business Advantage checking account for no maintenance fee. And you'll pay no fees for domestic and international incoming wire transfers.

Bank of America Business Checking Account Promotions

Bank of America Business Advantage Checking Account - $200 Bonus Offer
Earn a cash bonus in three steps:
1. Open a new eligible business checking account by December 31, 2023
2. Make Qualifying Deposits* of $5,000 or more in new money within 30 days of opening the new eligible business checking account
3. Maintain an average balance of $5,000 for the next 60 days (day 31-90) during the maintenance period**
*Qualifying Deposits are deposits of new money, which is money not currently or previously held in any account at Bank of America or Merrill
**The maintenance period begins thirty-one (31) days after account opening and ends ninety (90) calendar days after account opening.
Member FDIC

Get the Most Out of Your Bank of America Checking Accounts

Get more benefits with Bank of America Preferred Rewards: This program rewards you more as you maintain a higher balance in your combined BofA checking account and/or Merrill Edge® and Merrill Lynch® investment accounts. Here are the different tiers and benefits you get:
- Gold level: Need a 3-month average combined balance of $20,000. You get a 5% interest rate booster on a Bank of America Advantage Savings account, and a 25% bonus on eligible credit cards rewards.
- Platinum level: Need a 3-month average combined balance of $50,000. You get a 10% interest rate booster on a Bank of America Advantage Savings account, a 50% bonus on eligible credit cards rewards, 1 free ATM transaction per month from non-BofA ATMs in the U.S.
- Platinum Honors level: Need a 3-month average combined balance of $100,000. You get a 20% interest rate booster on a Bank of America Advantage Savings account, a 75% bonus on eligible credit cards rewards, unlimited free ATM transactions from non-BofA ATMs in the U.S.
- Diamond Tier: Need a 3-month average combined balance of $1 million (up to $10 million). This tier offers access to unique lifestyle experiences and premium offers.
Each tier also gives you discounts on mortgage fees, auto loan interest rate, and home equity line of credit interest rate. The higher your tier, the larger your discount.
Look for cash back deals: Bank of America has BankAmeriDeals® that can earn you extra cash back at stores, restaurants, and hotels. All you have to do is sign in to your mobile or online banking, search through the deals, and activate the ones you like. Then when you make a purchase there, use your eligible BofA credit or debit card. You'll automatically get the cash back credited to the account of your choice.

Did you know: Bank of America credit and debit cardholders get free general admission to over 225 cultural institutions across the U.S. during the first full weekend of every month via the Museums on Us program.

In-Depth Review

Highlights

Customer Service

Mon-Fri: 8am - 9pm (ET)
Sat: 8am - 8pm (ET)
Sun: 8am - 5pm (ET)

ATMs
Approximately 16,000+ ATMs

Compare: Bank of America vs Citibank

Locations
Approximately 3,800+ retail financial centers

Compare: Bank of America vs Chase

More Information

Pricing information from published website as of 09/20/2023 based on 91107 zip code.
For the complete terms and conditions, view the merchant's website. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the merchant's website.

	Bank of America	Chase

	Visit Site	Visit Site
	Benefits and Features
Savings		Chase Savings: $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account OR for owners under 18. $0 to open. Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account.
CD		Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee.
Checking		Chase Total Checking® Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open. Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open. Chase College Checking: No monthly service fee for college students age 17-24 at account opening with proof of student status, for up to 5 years. $0 to open. Chase Private Client Checking: For high net worth individuals who have $250,000 on deposit with Chase.
Customer Service	Mon-Fri: 8am - 9pm (ET) Sat: 8am - 8pm (ET) Sun: 8am - 5pm (ET)
ATMs	Approximately 16,000+ ATMs	15,000+ Chase ATMs
IRA CD
Locations	Approximately 3,800+ retail financial centers	Over 4,700
	Visit Site	Visit Site
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Bank of America: Pricing information from published website as of 09/20/2023 based on 91107 zip code. Chase: Pricing information and data points from published website as of 09/01/2023.

Bank of America Alternatives

Member FDIC

Chase Secure Banking℠ - $100 Bonus

Get $100 Coupon

Expires 10/18/2023

New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
Set up direct deposit and you may get your money up to two business days early-exclusively for Chase Secure Banking℠ customers.
No minimum deposit to open an account and get started.
No overdraft fees with a Chase debit card that helps you stay within your balance.
Chase Secure Banking℠ customers told us they save an average of $50 a month on fees after opening their account.
JPMorgan Chase Bank, N.A. Member FDIC.
Pay bills, cash checks and send money with Zelle^® all for a $4.95 monthly service fee.
Bank from anywhere with access to more than 15,000 Chase ATMs, more than 4,700 Chase branches, the Chase Mobile^® app and Chase Online℠.

Minimum Deposit to Open: $0
Direct Deposit Required: No
Minimum Deposit Required: None
When Do You Get It: Within 15 days after completing qualifying activities
Monthly Fee: $4.95

Citi Priority - Earn up to $2,000 Cash Bonus

Expires 1/9/2024

Earn up to $2,000 when you open a new eligible Citi checking account and enroll in the offer the same day. New To Relationship customers can choose their Relationship Tier. Within 20 days of opening, deposit the minimum amount of new-to-Citibank funds. Maintain a minimum balance for 60 consecutive calendar days from the 21st day. If your balance falls to a lower Balance Level at any point during the maintenance period, the bonus changes. Bonus will be paid within 30 days after you successfully complete all required activities. Restrictions apply.

Balance Levels	Maximum Bonus
$10,000 - $29,999	$200
$30,000 - $74,999	$500
$75,000 - $199,999	$1,000
$200,000 - $299,999	$1,500
$300,000 and above	$2,000

Minimum Deposit to Open: $30k
Monthly Fee: Monthly Service Fee waived by maintaining $30k

Member FDIC

Silver Business Checking Package - Up to $800 Bonus

Earn up to an $800 bonus when you open a new, eligible U.S. Bank business checking account online with promo code Q3AFL23 and complete qualifying activities, subject to certain terms and limitations. Offer valid through January 8, 2024. Member FDIC. Complete these steps to earn the offer:

Earn your $350.

Complete $5,000 in new money deposits within 30 days of account opening and maintain for 60 days after account opening.

Earn your $800.

Complete $25,000 in new money deposits within 30 days of account opening and maintain for 60 days after account opening.

Expires 1/8/2024

Minimum Deposit to Open: $100
Monthly Fee: $0 monthly maintenance fee

Member FDIC

Discover Online Savings - $150 Cash Bonus

To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account, online, in the Discover App or by phone. Enter Offer Code CY923 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200.