Citibank Promotions
Read our in-depth review of Citibank to see why Citibank scored 3.5 stars out of 5. We like their perks for high balance customers, many fee-free atms, and global presence .
Citi Accelerate Savings Account - 0.50% APY
Citi Account Packages - Up to $1,500 Bonus
Open a new eligible checking account and savings account in the same account package for Citigold, Citi Priority, and Citi Account Package. Within 30 days of account opening, fund your new checking and/or savings account with the required minimum deposit. Maintain the required minimum balance in the account/s for 60 consecutive calendar days to earn corresponding cash bonus.
| Account Package | Minimum Deposit and Minimum Balance | Cash Bonus |
|---|---|---|
| Citigold Package | $200,000 | $1,500 |
| Citi Priority Account Package | $50,000 | $700 |
| Citibank Account Package | $15,000 | $300 |
Citi Savings Account - Up to $3,000 Bonus
Open a new eligible Citi Savings account. If you open a Citi Priority Account Package, Citigold Account Package or Citigold Private Client, you must have or open a checking account in the same package. Client must enroll in this offer at the same time they open the eligible Citi Savings account. You may enroll online or by contacting a Citibank representative by phone or in a branch and asking them to enroll you in this offer. Deposit qualifying new-to-Citibank funds within 30 days of opening savings account. Multiple deposits allowed. Maintain the qualifying balance in the account for 60 consecutive days from the date the minimum deposit is reached to receive corresponding cash bonus. Offer available in NY, CT, MD, VA, DC, CA, NV, NJ, or select markets in FL or IL.
| Minimum Deposit and Minimum Balance | Cash Bonus |
|---|---|
| $25,000 - $49,999 | $75 |
| $50,000 - $99,999 | $150 |
| $100,000 - $249,999 | $300 |
| $250,000 - $499,999 | $750 |
| $500,000 - $999,999 | $1,500 |
| $1,000,000+ | $3,000 |
Citi Personal Wealth Management Account - Up to $3,500 Bonus
Open and enroll in a new eligible Citi Personal Wealth Management. Deposit qualifying new-to-Citibank funds within 2 months of account opening. Maintain the new funding through the end of the next month (or 3 months after the month of account enrollment). Enroll in e-delivery of statements within 2 months of account opening.
| New-to-Citi Funding | Cash Bonus |
|---|---|
| $50,000 - $199,999 | $500 |
| $200,000 - $499,999 | $1,000 |
| $500,000 - $999,999 | $1,500 |
| $1,000,000 - $1,999,999 | $2,500 |
| $2,000,000+ | $3,500 |
Citigold Package - $1,500 Bonus
Open a new eligible checking and savings account in the Citigold Account Package.
Within 30 days of opening your account, deposit $200,000 New-to-Citibank funds into the checking and/or savings account.
Maintain a minimum balance of $200,000 between the checking and/or savings accounts for 60 consecutive calendar days.
Citi Savings Account - $3,000 Bonus
Open a new eligible Citi Savings account. If you open a Citi Priority Account Package, Citigold Account Package or Citigold Private Client, you must have or open a checking account in the same package. Client must enroll in this offer at the same time they open the eligible Citi Savings account. You may enroll online or by contacting a Citibank representative by phone or in a branch and asking them to enroll you in this offer. Deposit $1,000,000 or more new-to-Citibank funds within 30 days of opening savings account. Multiple deposits allowed. Maintain $1,000,000 or more in account for 60 consecutive days from the date the minimum deposit is reached to receive $3,000 bonus. Offer available in NY, CT, MD, VA, DC, CA, NV, NJ, or select markets in FL or IL.
Citi Savings Account - $1,500 Bonus
Open a new eligible Citi Savings account. If you open a Citi Priority Account Package, Citigold Account Package or Citigold Private Client, you must have or open a checking account in the same package. Client must enroll in this offer at the same time they open the eligible Citi Savings account. You may enroll online or by contacting a Citibank representative by phone or in a branch and asking them to enroll you in this offer. Deposit $500,000 to $999,999 new-to-Citibank funds within 30 days of opening savings account. Multiple deposits allowed. Maintain $500,000 to $999,999 in account for 60 consecutive days from the date the minimum deposit is reached to receive $1,500 bonus. Offer available in NY, CT, MD, VA, DC, CA, NV, NJ, or select markets in FL or IL.
Citi Savings Account - $750 Bonus
Open a new eligible Citi Savings account. If you open a Citi Priority Account Package, Citigold Account Package or Citigold Private Client, you must have or open a checking account in the same package. Client must enroll in this offer at the same time they open the eligible Citi Savings account. You may enroll online or by contacting a Citibank representative by phone or in a branch and asking them to enroll you in this offer. Deposit $250,000 to $499,999 new-to-Citibank funds within 30 days of opening savings account. Multiple deposits allowed. Maintain $250,000 to $499,999 in account for 60 consecutive days from the date the minimum deposit is reached to receive $750 bonus. Offer available in NY, CT, MD, VA, DC, CA, NV, NJ, or select markets in FL or IL.
Citi Savings Account - $300 Bonus
Open a new eligible Citi Savings account. If you open a Citi Priority Account Package, Citigold Account Package or Citigold Private Client, you must have or open a checking account in the same package. Client must enroll in this offer at the same time they open the eligible Citi Savings account. You may enroll online or by contacting a Citibank representative by phone or in a branch and asking them to enroll you in this offer. Deposit $100,000 to $249,999 new-to-Citibank funds within 30 days of opening savings account. Multiple deposits allowed. Maintain $100,000 to $249,999 in account for 60 consecutive days from the date the minimum deposit is reached to receive $300 bonus. Offer available in NY, CT, MD, VA, DC, CA, NV, NJ, or select markets in FL or IL.
Citi Savings Account - $150 Bonus
Open a new eligible Citi Savings account. If you open a Citi Priority Account Package, Citigold Account Package or Citigold Private Client, you must have or open a checking account in the same package. Client must enroll in this offer at the same time they open the eligible Citi Savings account. You may enroll online or by contacting a Citibank representative by phone or in a branch and asking them to enroll you in this offer. Deposit $50,000 to $99,999 new-to-Citibank funds within 30 days of opening savings account. Multiple deposits allowed. Maintain $50,000 to $99,999 in account for 60 consecutive days from the date the minimum deposit is reached to receive $150 bonus. Offer available in NY, CT, MD, VA, DC, CA, NV, NJ, or select markets in FL or IL.
Citi Savings Account - $75 Bonus
Open a new eligible Citi Savings account. If you open a Citi Priority Account Package, Citigold Account Package or Citigold Private Client, you must have or open a checking account in the same package. Client must enroll in this offer at the same time they open the eligible Citi Savings account. You may enroll online or by contacting a Citibank representative by phone or in a branch and asking them to enroll you in this offer. Deposit $25,000 to $49,999 new-to-Citibank funds within 30 days of opening savings account. Multiple deposits allowed. Maintain $25,000 to $49,999 in account for 60 consecutive days from the date the minimum deposit is reached to receive $75 bonus. Offer available in NY, CT, MD, VA, DC, CA, NV, NJ, or select markets in FL or IL.
Citi Personal Wealth Management Account - $3,500 Bonus
Open and enroll in a new eligible Citi Personal Wealth Management. Deposit $2,000,000 or more new-to-Citibank funds within 2 months of account opening. Maintain the new funding through the end of the next month (or 3 months after the month of account enrollment). Enroll in e-delivery of statements within 2 months of account opening.
Citi Personal Wealth Management Account - $2,500 Bonus
Open and enroll in a new eligible Citi Personal Wealth Management. Deposit $1,000,000 - $1,999,999 new-to-Citibank funds within 2 months of account opening. Maintain the new funding through the end of the next month (or 3 months after the month of account enrollment). Enroll in e-delivery of statements within 2 months of account opening.
Citi Personal Wealth Management Account - $1,500 Bonus
Open and enroll in a new eligible Citi Personal Wealth Management. Deposit $500,000 - $999,999 new-to-Citibank funds within 2 months of account opening. Maintain the new funding through the end of the next month (or 3 months after the month of account enrollment). Enroll in e-delivery of statements within 2 months of account opening.
Citi Personal Wealth Management Account - $1,000 Bonus
Open and enroll in a new eligible Citi Personal Wealth Management. Deposit $200,000 - $499,999 new-to-Citibank funds within 2 months of account opening. Maintain the new funding through the end of the next month (or 3 months after the month of account enrollment). Enroll in e-delivery of statements within 2 months of account opening.
Citi Personal Wealth Management Account - $500 Bonus
Open and enroll in a new eligible Citi Personal Wealth Management. Deposit $50,000 - $199,999 new-to-Citibank funds within 2 months of account opening. Maintain the new funding through the end of the next month (or 3 months after the month of account enrollment). Enroll in e-delivery of statements within 2 months of account opening.
Compare Promotions
- Get a $200 Welcome Deposit for eligible new customers who open a new HSBC Advance checking account and complete the following qualifying activities.
- Open your new HSBC Advance checking account online by March 31, 2021; and
- Make recurring monthly Qualifying Direct Deposits totaling at least $500 from a third party to your HSBC Advance checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening
- You will automatically receive the $200 Welcome Deposit in your new HSBC Advance checking account approximately eight weeks after completing all qualifying activities. It's that simple.
- Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
- 0.50% APY
- $100 minimum opening deposit
- No monthly maintenance fee
- FDIC insured
- Earn over 7x the national average
- New customers can apply online with a minimum of $100 to open an account
- Fund the account with electronic transfer, mail in check, or wire transfer
- No monthly service fees
- Deposit checks remotely and make transfers with the CIT Bank mobile app
- FDIC insured
- No fees
- No minimum opening deposit
- No minimum balance required
CIT Savings Builder - Earn 0.45% APY
Earn up to 0.45% APY. Here's how it works: Maintain a minimum balance of $25k OR make at least a $100 minimum deposit every month. Member FDIC
HSBC Advance Checking - $200 Welcome Deposit
CIT Bank Money Market Account - 0.50% APY
CIT Bank Money Market Account
Online Savings Account - Earn 0.50% APY
Citibank Offers You May Have Missed
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Citi Priority Package - $700 Bonus
Open a new eligible checking and savings account in the Citi Priority Account Package.
Within 30 days of opening your account, deposit $50,000 New-to-Citibank funds into the checking and savings account.
Maintain a minimum balance of $50,000 between the checking and savings accounts for 60 consecutive calendar days.
Citi Account Package - $500 Bonus
Open a new eligible checking and savings account in the Citibank Account Package.
Within 30 days of opening your account, deposit $15,000 New-to-Citibank funds into the checking and savings account.
Maintain a minimum balance of $15,000 between the checking and savings account for 60 consecutive calendar days. Complete one qualifying direct deposit each month for two consecutive months within 60 days of account opening.
Citi Account Package - $300 Bonus
Open a new eligible checking and savings account in the Citibank Account Package.
Within 30 days of opening your account, deposit $15,000 New-to-Citibank funds into the checking and savings account.
Maintain a minimum balance of $15,000 between the checking and savings account for 60 consecutive calendar days.
Citi Basic Banking Package - $200 Bonus
Open a new eligible checking account in the Basic Banking Package.
Within 30 days of opening your account, deposit $5,000 New-to-Citibank funds into the new checking account.
Maintain a minimum balance of $5,000 for 60 consecutive calendar days.
Citi Savings Account - $1,500 Bonus
Deposit $250,000 or more new-to-Citibank funds to a new or an existing eligible savings account (multiple deposits allowed) by January 6, 2020. Maintain a daily balance of at least $250,000 in the eligible savings account through March 31, 2020. To qualify for this offer, customer must have an eligible checking account and must enroll in this offer. If customer does not have an eligible checking account, he or she can open the account at the time of enrollment. This offer is valid for customers who reside in NY, CT, MD, VA, DC, CA, NV, IL, NJ, or select markets in FL.
Citi Savings Account - $750 Bonus
Deposit $100,000 - $249,999 new-to-Citibank funds to a new or an existing eligible savings account (multiple deposits allowed) by January 6, 2020. Maintain a daily balance of at least $100,000 in the eligible savings account through March 31, 2020. To qualify for this offer, customer must have an eligible checking account and must enroll in this offer. If customer does not have an eligible checking account, he or she can open the account at the time of enrollment. This offer is valid for customers who reside in NY, CT, MD, VA, DC, CA, NV, IL, NJ, or select markets in FL.
Citi Savings Account - $400 Bonus
Deposit $50,000 - $99,999 new-to-Citibank funds to a new or an existing eligible savings account (multiple deposits allowed) by January 6, 2020. Maintain a daily balance of at least $50,000 in the eligible savings account through March 31, 2020. To qualify for this offer, the customer must have an eligible checking account and must enroll in this offer. If customer does not have an eligible checking account, he or she can open the account at the time of enrollment. This offer is valid for customers who reside in NY, CT, MD, VA, DC, CA, NV, IL, NJ, or select markets in FL.
Citi Savings Account - $200 Bonus
Deposit $25,000 - $49,999 new-to-Citibank funds to a new or an existing eligible savings account (multiple deposits allowed) by January 6, 2020. Maintain a daily balance of at least $25,000 in the eligible savings account through March 31, 2020. To qualify for this offer, customer must have an eligible checking account and must enroll in this offer. If customer does not have an eligible checking account, he or she can open the account at the time of enrollment. This offer is valid for customers who reside in NY, CT, MD, VA, DC, CA, NV, IL, NJ, or select markets in FL.
Citi Account Package - $500 Bonus
Eligible customers must enroll in the "$400/$500 Checking and Savings Offer" promotion. Open a new qualifying Checking AND Savings Accounts. To get the $500 bonus, customer must make a deposit of $15,000 (multiple deposits allowed) within 30 days of account opening. Account must maintain a minimum balance of $15,000 for 60 consecutive calendar days following the date the $15,000 deposit was made. Complete one qualifying direct deposit into the eligible Checking Account each month for two consecutive months within 60 days of account opening.
Citi Account Package - $600 Bonus
Open a new checking and savings account in the Citibank Account Package.
Within 30 days of opening your account deposit $50,000 New-to-Citibank funds into the checking and/or savings account.
Maintain a minimum balance of $50,000 in your eligible linked checking and/or savings account for 60 days.
Citibank has 700 branches across the U.S. Accounts must be opened as a checking & savings package. Service fees and ways to waive are on the high side. Best for high-balance customers.
Checking Account Bonuses
Citibank often offers cash bonuses for new banking customers. Some deals are for opening a checking plus savings account package. Offers are usually available for residents nationwide.
All CitiBank checking accounts offer free online banking, bill pay, and mobile deposits.
How to Avoid Citibank Account Fees
- Access Account Package. The $10 monthly fee can be waived if you: make a direct deposit or a bill payment per statement cycle, OR maintain a combined average monthly balance of at least $1,500 in linked Citibank accounts. This account has no check writing or overdraft fees.
- Basic Banking Package. The $12 monthly fee can be waived if you: make a direct deposit or a bill payment per statement cycle, OR maintain a combined average monthly balance of at least $1,500 in linked Citibank accounts, OR are 62 or older.
- Citibank Account Package. The $25 monthly fee can be waived if you maintain a combined average monthly balance of at least $10,000 in linked deposit, retirement, and investment accounts.
- Citi Priority Package. The $30 monthly fee can be waived if you maintain a combined average monthly balance of at least $50,000 in linked deposit, retirement, and investment accounts.
- Citigold Package. There is no monthly service fee if you maintain a combined average monthly balance of at least $200,000 in linked deposit, retirement, and investment accounts.
How to Get the Best Deal at Citibank
Citibank is best for high-balance customers who can open one of the elite accounts to earn reward points, get preferred rates, and other perks.
If you can keep enough on deposit to open one of the Citibank Account Package and above accounts (which requires at least $10,000 in combined balance), you get perks such as:
- Opportunity to earn Citi ThankYou Rewards
- Free checkbook orders (how many free orders depends on which account you have)
- Option to earn interest on checking balance
- No Citi fee when using non-Citi ATMs
- Potential for higher interest rates on savings products
- Waived annual fee for Citi Personal Wealth Management investment account (for Citi Priority and Citigold customers)
Highlights
0.04% - 0.15% APY. No minimum deposit. $4.50 monthly fee unless you maintain an average monthly balance of $500.
0.05% - 0.25% APY. Terms ranging from 3 months to 5 years. Minimum opening deposit is $1,000 in CA, and NV, $2,500 in MD, DC, VA, and FL, $500 in all other markets.
A.k.a 'Savings Plus' Account. 0.01% - 0.10% APY. Minimum opening deposit $100.
24/7 Live Customer Service (Telephone)
2400 ATMs across the country. Citibank also works at all MoneyPass ATMs, which means access to over 60,000 no-fee ATMs.
Can convert an IRA to a regular CD account. 0.05% - 0.25% APY. Terms ranging from 3 months to 5 years. Minimum opening deposit is $1,000 in CA, and NV, $2,500 in MD, DC, VA, and FL, $500 in all other markets.
Can convert an IRA account to a regular Money Market account. 0.01% - 0.10% APY. Minimum opening deposit $100.
700 Citibank branches across 13 states (mostly in California and New York)
Pricing information from published website as of 1/16/2021.
 | ||
 |  | |
Citibank | Chase | |
|---|---|---|
Benefits and Features | ||
| Savings | 0.04% - 0.15% APY. No minimum deposit. $4.50 monthly fee unless you maintain an average monthly balance of $500. | Chase Savings: $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account OR for owners under 18. $0 to open. Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account. |
| CD | 0.05% - 0.25% APY. Terms ranging from 3 months to 5 years. Minimum opening deposit is $1,000 in CA, and NV, $2,500 in MD, DC, VA, and FL, $500 in all other markets. | Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee. |
| Checking | Chase Total Checking: Basic checking account. $12 service fee waived with an average beginning day balance of $1,500 OR direct deposits of at least $500 each month. $0 minimum balance to open. Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open. Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open. Chase College Checking: No monthly service fee for college students age 17-24 at account opening with proof of student status, for up to 5 years. $0 to open. Chase Private Client Checking: For high net worth individuals who have $250,000 on deposit with Chase. | |
| Money Market | A.k.a 'Savings Plus' Account. 0.01% - 0.10% APY. Minimum opening deposit $100. | |
| Customer Service | 24/7 Live Customer Service (Telephone) | |
| ATMs | 2400 ATMs across the country. Citibank also works at all MoneyPass ATMs, which means access to over 60,000 no-fee ATMs. | |
| IRA CD | Can convert an IRA to a regular CD account. 0.05% - 0.25% APY. Terms ranging from 3 months to 5 years. Minimum opening deposit is $1,000 in CA, and NV, $2,500 in MD, DC, VA, and FL, $500 in all other markets. | |
| IRA Money Market | Can convert an IRA account to a regular Money Market account. 0.01% - 0.10% APY. Minimum opening deposit $100. | |
| Locations | 700 Citibank branches across 13 states (mostly in California and New York) | |
| | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Citibank: Pricing information from published website as of 1/16/2021. Chase: Pricing information and data points from published website as of 12/17/2020 | ||
Citibank Alternatives
- Enjoy a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit
- Access to 16,000 Chase ATMs and more than 4,700 branches
- Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
- Open your account online now
- Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
- Get a $200 Welcome Deposit for eligible new customers who open a new HSBC Advance checking account and complete the following qualifying activities.
- Open your new HSBC Advance checking account online by March 31, 2021; and
- Make recurring monthly Qualifying Direct Deposits totaling at least $500 from a third party to your HSBC Advance checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening
- You will automatically receive the $200 Welcome Deposit in your new HSBC Advance checking account approximately eight weeks after completing all qualifying activities. It's that simple.
- Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
- Earn over 7x the national average
- New customers can apply online with a minimum of $100 to open an account
- Fund the account with electronic transfer, mail in check, or wire transfer
- No monthly service fees
- Deposit checks remotely and make transfers with the CIT Bank mobile app
- FDIC insured
- No fees
- No minimum opening deposit
- No minimum balance required
- New customers who apply online for a TD Beyond Checking account can earn a $300 cash bonus after receiving direct deposits of $2,500 or more within 60 days. To qualify for this offer, you must be a U.S. resident and apply for the offer online. Offer is available in these states: CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
- Earn $300 when you receive direct deposits totaling $2,500 or more within 60 days
- Get more from your checking account. With TD Beyond Checking with Payback Plus, you'll earn interest and get reimbursed for non-TD ATM transactions, Rush Bill Payments and more.
- Monthly maintenance fee waived when you receive monthly direct deposits of $5,000 or more, or maintain a minimum daily balance of $2,500, or a combined balance of $25,000 across eligible TD accounts.
- TD fees waived at any ATM and non-TD fees reimbursed when you keep at least a $2,500 daily balance
- Overdraft Payback - Get overdraft fees automatically reversed up to two times a year.
- Get your money where it needs to go —fast— with Rush Bill Payments, Send Money with Zelle®, incoming wires and a reimbursement for one outgoing wire (domestic or international) per statement cycle.
- TD checking accounts come with an instant-issue debit card. And, you can pay with confidence with Zero Liability protection and 24/7 fraud monitoring.
- Monthly maintenance fee waived on one TD Simple CheckingSM account and any Savings and Money Market accounts. Plus, get free standard check orders, money orders, official bank checks and stop payments.
Chase Total Checking® - $200 Bonus
HSBC Advance Checking - $200 Welcome Deposit
CIT Bank Money Market Account
Online Savings Account - Earn 0.50% APY
TD Beyond Checking - $300 Cash Bonus
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