Savings Account Promotions: February 2021

Read more about Bank Promotions

View list of best savings promos and bonus offers for new accounts. Look for cash bonuses and high interest rates.

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Savings Promotions for February 2021

Looking for a new place to save money? Check out these current promotions for new applicants.

CIT Bank
Member FDIC

CIT Bank Savings Connect (Savings + Checking)

  • Earn a competitive high yield savings rate with access and convenience features of an eChecking account.
  • Earn up to 0.50% APY on Savings Connect and 0.25% APY on eChecking.
  • Savings Connect is a tiered interest rate account dependent on the account holder opening a linked qualifying eChecking concurrently and makes periodic qualifying deposits.
    • Base Tier: (0.40% APY, 0.399% Interest Rate) A minimum qualifying deposit of $200 is not deposited each month into the linked eChecking or the eChecking account is closed.
    • Upper Tier: (0.50% APY, 0.499% Interest Rate) A qualifying deposit of $200 or more is deposited into the linked eChecking account each month.
    • Both accounts will earn an interest rate of 0.499% for the first month as a special introductory rate.
    • APY assumes a qualifying deposit of $200 or more is made to the linked eChecking account each month.
  • Minimum of $100 for both the Savings Connect and eChecking to open ($200 total).
  • Minimum Deposit Required: $200
CIT Bank
Member FDIC

CIT Savings Builder - Earn 0.40% APY

Earn up to 0.40% APY. Here's how it works: Maintain a minimum balance of $25k OR make at least a $100 minimum deposit every month. Member FDIC

  • Minimum Deposit Required: $100
Discover Bank
Member FDIC

Online Savings Account - Earn 0.40% APY

  • No fees
  • No minimum opening deposit
  • No minimum balance required
  • Minimum Deposit Required: $0
Axos Bank
Member FDIC

High Yield Savings - 0.61% APY

  • 0.61% APY on all balance tiers
  • No minimum balance requirements
  • No fees to open or maintain account
  • Free ATM card upon request
  • FDIC Insured
  • Minimum Deposit Required: $250
Betterment

Betterment Cash Reserve - Earn up to 0.40% APY

  • FDIC insurance covering up to $1,000,000 at program banks
  • Access cash in 1-2 business days
  • No minimum balance
  • No fees on balance
  • Unlimited withdrawals
  • Minimum Deposit Required: $10
Central Bank of Kansas City

High Yield Savings Account - Earn up to $125 Bonus

Earn $25 on your first $5,000 deposit and an additional bonus of $5 for each subsequent $5,000 that you deposit up to $125.

  • Minimum Deposit Required: $5,000 to earn $25
Ponce Bank
Member FDIC

High-Yield Savings Account - Earn $150 Bonus

Deposit $75,000+ to receive a $150 bonus

  • Minimum Deposit Required: $75,000 to earn $150
Ponce Bank
Member FDIC

High-Yield Savings Account - Earn $100 Bonus

Deposit $50,000+ to receive a $100 bonus

  • Minimum Deposit Required: $50,000 to earn $100
Ponce Bank
Member FDIC

High-Yield Savings Account - Earn $50 Bonus

Deposit $25,000+ to receive a $50 bonus

  • Minimum Deposit Required: $25,000 to earn $50
UFB Direct

UFB High Yield Savings - Earn up to 0.20% APY

  • Earn 0.20% APY on balances of $10,000 and above
  • Member FDIC
Ponce Bank
Member FDIC

More Savings Account Offers

Ally Bank

Ally Bank: Online Savings Account - 0.50% APY

$0 minimum opening deposit. No minimum balance requirement. No fees to open or maintain account.

  • Minimum Deposit Required: $0

Synchrony Bank: High Yield Savings - 0.55% APY

$0 minimum opening deposit. No minimum balance requirement. No fees to open or maintain account.

  • Minimum Deposit Required: $0

Citibank: Citi Account Packages - Up to $1,500 Bonus

Open a new eligible checking account and savings account in the same account package for Citigold, Citi Priority, and Citi Account Package. Within 30 days of account opening, fund your new checking and/or savings account with the required minimum deposit. Maintain the required minimum balance in the account/s for 60 consecutive calendar days to earn corresponding cash bonus.

Account PackageMinimum Deposit and Minimum BalanceCash Bonus
Citigold Package$200,000$1,500
Citi Priority Account Package$50,000$700
Citibank Account Package$15,000
$300

Expires 4/1/2021

Citibank: Citi Savings Account - Up to $3,000 Bonus

Open a new eligible Citi Savings account. If you open a Citi Priority Account Package, Citigold Account Package or Citigold Private Client, you must have or open a checking account in the same package. Client must enroll in this offer at the same time they open the eligible Citi Savings account. You may enroll online or by contacting a Citibank representative by phone or in a branch and asking them to enroll you in this offer. Deposit qualifying new-to-Citibank funds within 30 days of opening savings account. Multiple deposits allowed. Maintain the qualifying balance in the account for 60 consecutive days from the date the minimum deposit is reached to receive corresponding cash bonus. Offer available in NY, CT, MD, VA, DC, CA, NV, NJ, or select markets in FL or IL.

Minimum Deposit and Minimum BalanceCash Bonus
$25,000 - $49,999$75
$50,000 - $99,999$150
$100,000 - $249,999$300
$250,000 - $499,999$750
$500,000 - $999,999$1,500
$1,000,000+$3,000

Expires 3/31/2021

Citibank: Citigold Package - $1,500 Bonus

Open a new eligible checking and savings account in the Citigold Account Package.

Within 30 days of opening your account, deposit $200,000 New-to-Citibank funds into the checking and/or savings account.

Maintain a minimum balance of $200,000 between the checking and/or savings accounts for 60 consecutive calendar days.

Expires 4/1/2021

Salem Five Direct: eOne Savings Account

  • 0.50% APY
  • $100 Minimum Opening Deposit
  • No Minimum Balance Requirement
  • No Fees to Open or Maintain Account
  • FDIC Insured
HSBC
Member FDIC

HSBC Direct Savings - 0.15% APY

  • Earn 0.15% APY on all balance tiers
  • No monthly maintenance fee
  • Minimum balance to open account is $1
  • Member FDIC
  • Minimum Deposit Required: $1

Popular Direct: Plus Savings Account

  • 0.55% APY
  • $5,000 Minimum Opening Deposit
  • $4 monthly service fee; waived with a daily minimum balance of $500
  • Daily Compounding Interest
  • FDIC Insured
  • Minimum Deposit Required: $5,000

Citibank: Citi Savings Account - $3,000 Bonus

Open a new eligible Citi Savings account. If you open a Citi Priority Account Package, Citigold Account Package or Citigold Private Client, you must have or open a checking account in the same package. Client must enroll in this offer at the same time they open the eligible Citi Savings account. You may enroll online or by contacting a Citibank representative by phone or in a branch and asking them to enroll you in this offer. Deposit $1,000,000 or more new-to-Citibank funds within 30 days of opening savings account. Multiple deposits allowed. Maintain $1,000,000 or more in account for 60 consecutive days from the date the minimum deposit is reached to receive $3,000 bonus. Offer available in NY, CT, MD, VA, DC, CA, NV, NJ, or select markets in FL or IL.

Expires 3/31/2021

Citibank: Citi Savings Account - $1,500 Bonus

Open a new eligible Citi Savings account. If you open a Citi Priority Account Package, Citigold Account Package or Citigold Private Client, you must have or open a checking account in the same package. Client must enroll in this offer at the same time they open the eligible Citi Savings account. You may enroll online or by contacting a Citibank representative by phone or in a branch and asking them to enroll you in this offer. Deposit $500,000 to $999,999 new-to-Citibank funds within 30 days of opening savings account. Multiple deposits allowed. Maintain $500,000 to $999,999 in account for 60 consecutive days from the date the minimum deposit is reached to receive $1,500 bonus. Offer available in NY, CT, MD, VA, DC, CA, NV, NJ, or select markets in FL or IL.

Expires 3/31/2021

Citibank: Citi Savings Account - $750 Bonus

Open a new eligible Citi Savings account. If you open a Citi Priority Account Package, Citigold Account Package or Citigold Private Client, you must have or open a checking account in the same package. Client must enroll in this offer at the same time they open the eligible Citi Savings account. You may enroll online or by contacting a Citibank representative by phone or in a branch and asking them to enroll you in this offer. Deposit $250,000 to $499,999 new-to-Citibank funds within 30 days of opening savings account. Multiple deposits allowed. Maintain $250,000 to $499,999 in account for 60 consecutive days from the date the minimum deposit is reached to receive $750 bonus. Offer available in NY, CT, MD, VA, DC, CA, NV, NJ, or select markets in FL or IL.

Expires 3/31/2021

Citibank: Citi Savings Account - $300 Bonus

Open a new eligible Citi Savings account. If you open a Citi Priority Account Package, Citigold Account Package or Citigold Private Client, you must have or open a checking account in the same package. Client must enroll in this offer at the same time they open the eligible Citi Savings account. You may enroll online or by contacting a Citibank representative by phone or in a branch and asking them to enroll you in this offer. Deposit $100,000 to $249,999 new-to-Citibank funds within 30 days of opening savings account. Multiple deposits allowed. Maintain $100,000 to $249,999 in account for 60 consecutive days from the date the minimum deposit is reached to receive $300 bonus. Offer available in NY, CT, MD, VA, DC, CA, NV, NJ, or select markets in FL or IL.

Expires 3/31/2021

Citibank: Citi Savings Account - $150 Bonus

Open a new eligible Citi Savings account. If you open a Citi Priority Account Package, Citigold Account Package or Citigold Private Client, you must have or open a checking account in the same package. Client must enroll in this offer at the same time they open the eligible Citi Savings account. You may enroll online or by contacting a Citibank representative by phone or in a branch and asking them to enroll you in this offer. Deposit $50,000 to $99,999 new-to-Citibank funds within 30 days of opening savings account. Multiple deposits allowed. Maintain $50,000 to $99,999 in account for 60 consecutive days from the date the minimum deposit is reached to receive $150 bonus. Offer available in NY, CT, MD, VA, DC, CA, NV, NJ, or select markets in FL or IL.

Expires 3/31/2021

Citibank: Citi Savings Account - $75 Bonus

Open a new eligible Citi Savings account. If you open a Citi Priority Account Package, Citigold Account Package or Citigold Private Client, you must have or open a checking account in the same package. Client must enroll in this offer at the same time they open the eligible Citi Savings account. You may enroll online or by contacting a Citibank representative by phone or in a branch and asking them to enroll you in this offer. Deposit $25,000 to $49,999 new-to-Citibank funds within 30 days of opening savings account. Multiple deposits allowed. Maintain $25,000 to $49,999 in account for 60 consecutive days from the date the minimum deposit is reached to receive $75 bonus. Offer available in NY, CT, MD, VA, DC, CA, NV, NJ, or select markets in FL or IL.

Expires 3/31/2021

SunTrust Bank: Personal Checking and Savings Account - $1,000 Bonus

Open a new qualifying SunTrust checking account, and savings or money market account on the same day. Use promo code CHKSAVQ121 at accounts opening. Have qualifying direct deposits totaling $500 or more post to your new checking account within 90 days of account opening. Deposit at least $100,000 into the new savings or MMA within 30 days of account opening. Maintain at least $100,000 balance in the savings or MMA for 90 days or more.

Expires 3/31/2021

Regions Bank: LifeGreen Savings Account – Up to $100 Annual Savings Bonus

Earn a 1% annual savings bonus (up to a maximum of $100) when you open a LifeGreen Savings Account AND have or open a Regions checking account. You must set up a monthly automatic transfer of at least $10 from your Regions checking account to LifeGreen Savings account. Your bonus is based on the average monthly balance for 12 months. The maximum bonus is $100. There is a minimum opening deposit of $50 if you apply online. Available to residents of AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN and TX.

SunTrust Bank: Personal Checking and Savings Account - $800 Bonus

Open a new qualifying SunTrust checking account, and savings or money market account on the same day. Use promo code CHKSAVQ121 at accounts opening. Have qualifying direct deposits totaling $500 or more post to your new checking account within 90 days of account opening. Deposit at least $50,000 into the new savings or MMA within 30 days of account opening. Maintain at least $50,000 balance in the savings or MMA for 90 days or more.

Expires 3/31/2021

SunTrust Bank: Personal Checking and Savings Account - $600 Bonus

Open a new qualifying SunTrust checking account, and savings or money market account on the same day. Use promo code CHKSAVQ121 at accounts opening. Have qualifying direct deposits totaling $500 or more post to your new checking account within 90 days of account opening. Deposit at least $25,000 into the new savings or MMA within 30 days of account opening. Maintain at least $25,000 balance in the savings or MMA for 90 days or more.

Expires 3/31/2021

First Internet Bank: Regular Savings

  • 0.25% APY
  • $25 Minimum Opening Deposit
  • $5 monthly service fee, waived with $4,000 average daily balance
  • Free ATM card
  • Up to $10/month ATM fee reimbursement
  • FDIC insured

SunTrust Bank: Personal Checking and Savings Account - $400 Bonus

Open a new qualifying SunTrust checking account, and savings or money market account on the same day. Use promo code CHKSAVQ121 at accounts opening. Have qualifying direct deposits totaling $500 or more post to your new checking account within 90 days of account opening. Deposit at least $10,000 into the new savings or MMA within 30 days of account opening. Maintain at least $10,000 balance in the savings or MMA for 90 days or more.

Expires 3/31/2021

SunTrust Bank: Personal Checking and Savings Account - $300 Bonus

Open a new qualifying SunTrust checking account, and savings or money market account on the same day. Use promo code CHKSAVQ121 at accounts opening. Have qualifying direct deposits totaling $500 or more post to your new checking account within 90 days of account opening. Deposit $0.01 - $9,999.99 into the new savings or MMA within 30 days of account opening. Maintain $0.01 - $9,999.99 balance in the savings or MMA for 90 days or more.

Expires 3/31/2021

Marcus Online Savings - Earn 0.50% APY

No minimum deposit

  • Minimum Deposit Required: $0

Wintrust Bank: Personal Checking and Savings Account - $500 Bonus

Open a new Total Access Checking account. Use promo code WFC00DMTA300 at account opening. Have monthly occurring direct deposits totaling $500 or more each month made to your new account for 2 consecutive calendar months after the calendar month your new account was opened. Enroll in eStatements and Online Banking. Open a new Statement Savings account. Use promo code WFC00DMSA200 at account opening. Deposit $15,000 or more of new money, and maintain a minimum balance of at least $15,000 on the last business day of each of the 3 consecutive calendar months following the calendar month your new account is opened

Expires 12/31/2021

Old Second Bank: Personal Checking and Savings Account - $200 Bonus

Open a new qualifying checking account with promo code EM2. Within 90 days of account opening, complete at least 2 qualifying direct deposits totaling $500 or more, enroll in e-Statements, and get a debit card tied to your new personal checking account. After meeting the requirements for the checking account, open a new Money Builder Savings account. Deposit at least $5,000 in your savings account within 90 days from the date you opened your checking account.

Expires 6/30/2021

Tower Federal Credit Union: Savings Account - $100 Bonus

Open a new Prime Share account using promo code 100FBA21. The minimum balance to open and maintain a Prime Share account is $5. $100 deposit will be deposited in a qualified Prime Share account within 6-8 weeks from account opening.

Expires 6/30/2021

Tower Federal Credit Union: Savings Account - $100 Bonus

Open a new Prime Share account using promo code 100GPS21. The minimum balance to open and maintain a Prime Share account is $5. $100 deposit will be deposited in a qualified Prime Share account within 6-8 weeks from account opening.

Expires 6/30/2021

Tower Federal Credit Union: Savings Account - $100 Bonus

Open a new Prime Share account using promo code 100GDA21. The minimum balance to open and maintain a Prime Share account is $5. $100 deposit will be deposited in a qualified Prime Share account within 6-8 weeks from account opening.

Expires 6/30/2021

Bask Bank: Savings Account - 1,000 AAdvantage Bonus Miles

Open a new Bask Savings account. Maintain a minimum account balance of $5,000 for 90 consecutive days within 120 days of account opening.

Expires 6/30/2021

American Airlines Credit Union: Savings Account - Up to $25 Bonus

Open a new Emergency Fund Secondary Savings Share account. Set up qualifying recurring deposit (direct deposit or or On-Us transfer form within the same membership number; online transfers are not eligible) within 60 days of account opening. American Airlines Credit Union will match the balance of your account, up to a maximum of $25. Bonus will be awarded within 90 days after account opening.

Expires 4/30/2021

BMO Harris Bank: Savings Account - Up to $60 Bonus

Open a new Statement Savings account. Earn $5 every month when you save $200 or more per month. Your account is only eligible for 12 consecutive months beginning with the month your account is opened.

Expires 4/30/2021

First Horizon Bank: BizEssentials Savings Account - $150 Bonus

Open a BizEssentials savings account using promo code SMBSSV. Minimum opening deposit is $2,500. To receive bonus gift card, you must present a copy of the offer certificate at a branch.

Expires 3/31/2021

Alliant Credit Union: Savings Account - $100 Bonus

Open a new Ultimate Opportunity Savings account online or by calling 800-328-1935. Enroll in offer by mentioning “Suze Orman's The Ultimate Opportunity Savings Account promotion” at account opening. Fund the account by transfers and/or deposits totaling $100 or more each month for 12 consecutive months. The first $100 must be transferred and/or deposited within 30 days of account opening. Transferred and/or deposited funds must post to the account by the last day of the month. Bonus will be deposited to the account within 4 weeks after completing the requirements.

Expires 3/31/2021

People's United Bank: Personal Checking and Savings Account - $300 Bonus

Earn $200 when you open an Advantage or Advantage Plus Checking account using promo code BONUS21. Receive qualifying direct deposits in the account totaling $1,500 or more within 60 days of account opening. Earn $100 when you open a qualifying savings or money market account using promo code BONUS21. Savings or money market account should be opened within 5 business days of opening a new checking account and must be linked to the checking account. Maintain a minimum daily balance of at least $10,000 in the savings account for 60 consecutive days following account opening.

Expires 3/19/2021

People's United Bank: Personal Checking and Savings Account - $400 Bonus

Earn $300 when you open a Premier Advantage Checking account using promo code BONUS21. Receive qualifying direct deposits in the account totaling $1,500 or more within 60 days of account opening. Earn $100 when you open a qualifying savings or money market account using promo code BONUS21. Savings or money market account should be opened within 5 business days of opening a new checking account and must be linked to the checking account. Maintain a minimum daily balance of at least $10,000 in the savings account for 60 consecutive days following account opening.

Expires 3/19/2021

Fidelity Co-operative Bank: Bank@Work - Up to $150 Bonus

Open a new qualifying checking and savings account. Accounts must be opened within two weeks of the scheduled LifeDesign@Work visit to be eligible for this offer. Earn $50 when you make monthly deposits totaling at least $500 per month for the first 3 full calendar months following account opening. Earn $50 when you make at least 15 debit card transactions of more than $5 each or at least two BillPay transactions per month for the first 6 full calendar months following account opening. Earn $50 when you make at least one deposit per month into your savings account for the first 6 full calendar months and achieve a total balance of at least $400 at the end of the 6 month period.

Addition Financial: Fun Bucks Program - Up to $400 Bonus

Open a new Origin Savings account or a Vibrant Savings and Checking account. Enroll in the Fun Bucks Program. Have at least one deposit of $10 or more into the savings account per quarter. Earn 5% of the total quarterly deposit in Fun Bucks (maximum $100 per quarter).

MidFirst Bank: iSave Savings Account - $25 Bonus

Open a new iSave savings account with minimum opening deposit of $25. Make 12 consecutive monthly deposits to your iSave account and MidFirst will match 50% (up to $25) of the average of your highest single deposit each month. iSave savings account is for anyone under age 17.

Mid-Hudson Valley Credit Union: Kids Savings Account - Up to $10 Bonus

Open a new Cub account. MHV will match your initial deposit up to $10. Membership should be in good standing to qualify for bonus.

Flanagan State Bank: Kids Savings Account - Up to $25 Bonus

Open a Flanagan Youth Achievement Savings account. Get $5 for each A, up to $25 for every semester.

Nationwide: My Savings

  • Up to 0.70% APY
  • $100 minimum opening deposit
  • No monthly service fee
  • No minimum balance requirement
  • Minimum Deposit Required: $100

SkyOne Federal Credit Union: New Membership - $25 Bonus

Open a new account online using promo code JOIN. Deposit your par share value of $5 into a Primary Savings account, and deposit the minimum opening balance amount of $5.

Sierra Pacific Federal Credit Union: New Membership - $5 Bonus

Apply for a new membership online. Sierra Pacific Federal Credit Union will provide the $5 initial deposit into your new Regular Share Savings account. This is the minimum balance to maintain membership.

Varo Bank: Online Savings Account

  • Earn 0.40% APY
  • No minimum to open
  • No monthly maintenance fee
  • Member FDIC
  • Minimum Deposit Required: $0

Stanford Federal Credit Union: Personal Checking Account - Up to $500 Bonus

$100: Open a Stanford FCU Basic or Premier Checking account with a minimum opening deposit of $5. Have a minimum of $500 monthly direct deposit posted to your account within 60 days of account opening.

$100: Open a rewards credit card and make at least $500/month in purchases or maintain a minimum of $2,500 balance for three months.

$100: Make at least 20 debit card purchases/month for three months.

$200: Open a savings or money market account with a minimum of $25,000. Maintain at least $25,000 in your account for 3 months.

Use promo code NEWMB for all activities.

Lafayette Federal Credit Union: Personal Checking and Savings Account - $100 Bonus

Start your membership by opening qualifying savings and checking accounts using promo code DD2021. Set up and receive qualifying direct deposits of $500 or more within 45 days of account opening.

America First Credit Union: Personal Checking and Savings Account - $100 Bonus

Open a qualifying savings account with a $1 deposit. Open a qualifying checking account and a Visa debit card. Sign up for free online statements and enroll in direct deposit. Offer valid for active and retired members of any branch of the U.S. military, as well as veterans who are new to America First Credit Union.

Lafayette Federal Credit Union: Personal Checking and Savings Account - $100 Bonus

Opening new qualifying savings and checking accounts. Set up and receive qualifying direct deposits of $500 or more within 45 days of account opening. Membership is required.

CommunityAmerica Credit Union: Personal Checking and Savings Account - $150 Bonus

To earn $100, open a qualifying checking account and maintain the 'qualifications for cash back' for 31 consecutive days. To earn $50, open a High Yield Savings account at the same time as your checking account, reach a balance of $1,000 within 60 days of account opening, and maintain the ‘qualifications for cash back' requirements for 31 consecutive days.

The membership account number tied to the savings/checking account must complete the following (qualifications for cash back): enroll in eStatements, have monthly direct deposit of at least $250 posted to one deposit-suffix, and have15 posted point-of-sale debit card transactions per month to a single checking-suffix OR enroll in eStatements, and have 25 posted point-of-sale debit card transactions per month to a single checking-suffix.

Fidelity Bank (MA): Personal Checking and Savings Account - $150 Bonus

Open a new qualifying Care Checking and CareCompanion Savings accounts. Earn $50 when you make monthly deposits totaling at least $500 per month for the first 3 full calendar months following account opening. Earn $50 when you have at least 15 posted debit card transactions of more than $5 each or at least two posted BillPay transactions per month for the first 6 full calendar months following account opening. Earn $50 when you make at least one deposit per month for the first 6 full calendar months and achieve a total balance of at least $400 at the end of the 6 month period.

APG Federal Credit Union: Personal Checking and Savings Account - $200 Bonus

Enroll in U Educate Member Rewards Program. Open a new APGFCU savings account and personal checking account. Receive into your checking account qualifying reccurring direct deposit totaling at least $200 within 60 days of opening checking account. Enroll in eStatements and sign up for online banking.

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