Savings Account Promotions: January 2020

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View list of best savings promos and bonus offers for new accounts. These banks now offer huge incentives. Look for cash bonuses and high interest rates.

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Savings Promotions for January 2020

Looking for a new place to save money? Check out these current promotions for new applicants.

    CIT

    Savings Builder High Yield Savings - 1.80% APY

    Earn up to 1.80% APY. Here's how it works: Maintain a minimum balance of $25k OR make at least a $100 minimum deposit every month.

    Discover

    Online Savings Account - Earn 1.70% APY

    • No fees
    • No minimum opening deposit
    • No minimum balance required
    CIT

    CIT Savings Builder - $200 Cash Bonus

    Open a Savings Builder account with a minimum of $100 and enter the promo code, Bonus20. Fund your new account within 15 calendar days of the open date and meet one of the minimum balance requirements. Deposit $25,000 to $49,999 for $100 bonus or $50,000+ for $200 bonus. Maintain the minimum balance for 90 calendar days. See advertiser website for full details.

    Expires 4/16/2020
    Discover

    Discover Online Savings - $150 Cash Bonus

    To get your $150 or $200 Bonus offer: What to do: Apply for your first Discover Online Savings Account by 2/3/20, 11:59 PM ET, online or by phone. Enter Offer Code CY120 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted by 2/17/20, 11:59 PM ET. Maximum bonus eligibility is $200.

    What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded or affinity accounts provided by Discover. Account must be open when bonus is credited. Bonus will be credited to the account by 3/2/20. Bonus is considered interest and will be reported on IRS Form 1099-INT. Offer may be modified/withdrawn without notice. See advertiser website for full details.

    Expires 2/3/2020
    Discover

    Discover Online Savings - $200 Cash Bonus

    To get your $150 or $200 Bonus offer: What to do: Apply for your first Discover Online Savings Account by 2/3/20, 11:59 PM ET, online or by phone. Enter Offer Code CY120 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted by 2/17/20, 11:59 PM ET. Maximum bonus eligibility is $200.

    What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded or affinity accounts provided by Discover. Account must be open when bonus is credited. Bonus will be credited to the account by 3/2/20. Bonus is considered interest and will be reported on IRS Form 1099-INT. Offer may be modified/withdrawn without notice. See advertiser website for full details.

    Expires 2/3/2020
    Chase

    Chase Total Checking® + Chase Savings℠

    • Enjoy up to $350 when you open a new Chase Total Checking® account with Direct Deposit and/or open a new Chase Savings℠ account, deposit $10,000 or more in new money and maintain a $10,000 balance for 90 days
    • Enjoy a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit
    • Enjoy a $150 bonus when you open a new Chase Savings℠ account, deposit a total of $10,000 or more in new money within 20 days, and maintain a $10,000 balance for 90 days
    • Access to 16,000 Chase ATMs and nearly 4,900 branches
    • Open your account online now.
    • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
    • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
    CIT

    CIT Savings Builder - $100 Cash Bonus

    Open a Savings Builder account with a minimum of $100 and enter the promo code, Bonus20. Fund your new account within 15 calendar days of the open date and meet one of the minimum balance requirements. Deposit $25,000 to $49,999 for $100 bonus or $50,000+ for $200 bonus. Maintain the minimum balance for 90 calendar days. See advertiser website for full details.

    Expires 4/16/2020
    CIT

    $200 Cash Bonus for Existing CIT Customers

    Enroll in the promotion. Add funds within 15 calendar days with new money. Deposit $25,000 to $49,999 for $100 bonus or $50,000+ for $200 bonus. Maintain the minimum balance requirement for the desired bonus for 30 calendar days.

    Expires 4/16/2020
    Betterment

    Betterment Everyday - Earn up to 1.83% APY

    • FDIC insurance covering up to $1,000,000 at program banks
    • Access cash in 1-2 business days
    • No minimum balance
    • No fees on balance
    • Unlimited withdrawals
    Chase

    Chase Savings℠

    • Enjoy a $150 bonus when you open a new Chase Savings℠ account, deposit a total of $10,000 or more in new money within 20 business days, and maintain a $10,000 balance for 90 days
    • Access to 16,000 Chase ATMs and nearly 4,900 branches
    • Link this account to your Chase checking account for Overdraft Protection.
    • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
    • Open your account online now.
    • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
    CIT

    $100 Cash Bonus for Existing CIT Customers

    Enroll in the promotion. Add funds within 15 calendar days with new money. Deposit $25,000 to $49,999 for $100 bonus or $50,000+ for $200 bonus. Maintain the minimum balance requirement for the desired bonus for 30 calendar days.

    Expires 4/16/2020
    UFB Direct

    UFB High Yield Savings - Earn up to 1.90% APY

    • Earn 1.90% APY on balances of $10,000 and above
    • Member FDIC

More Savings Account Offers

    Ally Bank: Online Savings Account - 1.60% APY

    $0 minimum opening deposit. No minimum balance requirement. No fees to open or maintain account.

    Synchrony Bank: High Yield Savings - 1.70% APY

    $0 minimum opening deposit. No minimum balance requirement. No fees to open or maintain account.

    Associated Bank: Milwaukee Film - Up to $500 Bonus

    Open an Associated Choice Checking account with a minimum opening deposit of $100. Make a minimum of three payments using Associated Bank Online Bill Pay or have at least one direct deposit of $300 or more within 45 days of account opening. Open an Associated Relationship Savings account with a minimum deposit of $25,000. Maintain a minimum combined balance in the accounts of $25,000 for 90 days. All accounts must be opened with the same primary account holder within 10 days. $400 bonus will be deposited into the Associated Choice Checking account within 120 days of account opening. Get 10,000 bonus reward points (worth $100 cash back) when you use your new American Express Premier Rewards Credit Card to spend $1,000 in the first three months after first purchase.

    Expires 8/31/2020

    Citizens Bank: GoalTrack Savings Program – up to $250 in Gift Cards

    Add the GoalTrack Savings programs to any eligible Citizens Bank savings account and be rewarded for reaching your goals. Select a target timeframe and monthly savings goal amount. If you achieve your goal, you will receive a gift card. The amount varies based on your monthly savings and the timeframe. To get the minimum bonus, you must save at least $25/month for 8 months (above your existing balance). The most you can receive is a $250 gift card if you save $400/month for 36 months (above your existing balance). Only available to residents of CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, and VT.

    Associated Bank: Wild - Up to $500 Bonus

    Open an Associated Choice Checking account with a minimum opening deposit of $100. Make a minimum of three payments using Associated Bank Online Bill Pay or have at least one direct deposit of $300 or more within 45 days of account opening. Open an Associated Relationship Savings account with a minimum deposit of $25,000. Maintain a minimum combined balance in the accounts of $25,000 for 90 days. All accounts must be opened with the same primary account holder within 10 days. $400 bonus will be deposited into the Associated Choice Checking account within 120 days of account opening. Get 10,000 bonus reward points (worth $100 cash back) when you use your new American Express Premier Rewards Credit Card to spend $1,000 in the first three months after first purchase.

    Expires 8/31/2020

    Citibank: Citigold Package - $1,500 Bonus

    Open a new eligible checking and savings account in the Citigold Account Package.

    Within 30 days of opening your account, deposit $200,000 New-to-Citibank funds into the checking and/or savings account.

    Maintain a minimum balance of $200,000 between the checking and/or savings accounts for 60 consecutive calendar days.

    Expires 3/31/2020

    Associated Bank: Badgers - Up to $500 Bonus

    Open an Associated Choice Checking account with a minimum opening deposit of $100. Make a minimum of three payments using Associated Bank Online Bill Pay or have at least one direct deposit of $300 or more within 45 days of account opening. Open an Associated Relationship Savings account with a minimum deposit of $25,000. Maintain a minimum combined balance in the accounts of $25,000 for 90 days. All accounts must be opened with the same primary account holder within 10 days. $400 bonus will be deposited into the Associated Choice Checking account within 120 days of account opening. Get 10,000 bonus reward points (worth $100 cash back) when you use your new American Express Premier Rewards Credit Card to spend $1,000 in the first three months after first purchase.

    Expires 7/31/2020

    Citibank: Citi Priority Package - $700 Bonus

    Open a new eligible checking and savings account in the Citi Priority Account Package.

    Within 30 days of opening your account, deposit $50,000 New-to-Citibank funds into the checking and savings account.

    Maintain a minimum balance of $50,000 between the checking and savings accounts for 60 consecutive calendar days.

    Expires 3/31/2020

    Capital One 360 Savings - $25 Refer a Friend Offer

    Get $25 when you open an account with an initial deposit of at least $250-9,999.99. The $25 bonus will be automatically deposited into your account. The bonus will start earning interest right away, but you cannot withdraw for 30 days. Only available for new Capital One 360 customers using the unique link sent from their friend. Terms apply.

    Salem Five Direct: eOne Savings Account

    • 1.91% APY
    • $100 Minimum Opening Deposit
    • No Minimum Balance Requirement
    • No Fees to Open or Maintain Account
    • FDIC Insured

    Popular Direct: Plus Savings Account

    • 1.90% APY
    • $5,000 Minimum Opening Deposit
    • $4 monthly service fee; waived with a daily minimum balance of $500
    • Daily Compounding Interest
    • FDIC Insured

    First Internet Bank: Regular Savings

    • 0.75% APY
    • $25 Minimum Opening Deposit
    • $2 monthly service fee, waived with $1,000 average daily balance
    • Free ATM card
    • Up to $10/month ATM fee reimbursement
    • FDIC insured

    Citibank: Citi Account Package - $500 Bonus

    Open a new eligible checking and savings account in the Citibank Account Package.

    Within 30 days of opening your account, deposit $15,000 New-to-Citibank funds into the checking and savings account.

    Maintain a minimum balance of $15,000 between the checking and savings account for 60 consecutive calendar days. Complete one qualifying direct deposit each month for two consecutive months within 60 days of account opening.

    Expires 3/31/2020

    Capital One 360 Savings - $100 Refer a Friend Offer

    Get $100 when you open an account with an initial deposit of at least $10,000. The $100 bonus will be automatically deposited into your account. The bonus will start earning interest right away, but you cannot withdraw for 30 days. Only available for new Capital One 360 customers using the unique link sent from their friend. Terms apply.

    Associated Bank: Packers - $400 Bonus

    Open an Associated Choice Checking account with a minimum opening deposit of $100. Make a minimum of three payments using Associated Bank Online Bill Pay or have at least one direct deposit of $300 or more within 45 days of account opening. Open an Associated Relationship Savings account with a minimum deposit of $25,000. Maintain a minimum combined balance in the accounts of $25,000 for 90 days. All accounts must be opened with the same primary account holder within 10 days. $400 bonus will be deposited into the Associated Choice Checking account within 120 days of account opening.

    Expires 6/30/2020

    Citibank: Citi Account Package - $400 Bonus

    Open a new eligible checking and savings account in the Citibank Account Package.

    Within 30 days of opening your account, deposit $15,000 New-to-Citibank funds into the checking and savings account.

    Maintain a minimum balance of $15,000 between the checking and savings account for 60 consecutive calendar days.

    Expires 3/31/2020
    Axos Bank

    Axos Bank: High Yield Savings

    • 1.30% APY on all balance tiers
    • No minimum balance requirements
    • No fees to open or maintain account
    • Free ATM card upon request
    • Daily Compounding Interest
    • FDIC Insured

    Associated Bank: Brewers - Up to $500 Bonus

    Open an Associated Choice Checking account with a minimum opening deposit of $100. Make a minimum of three payments using Associated Bank Online Bill Pay or have at least one direct deposit of $300 or more within 45 days of account opening. Open an Associated Relationship Savings account with a minimum deposit of $25,000. Maintain a minimum combined balance in the accounts of $25,000 for 90 days. All accounts must be opened with the same primary account holder within 10 days. $400 bonus will be deposited into the Associated Choice Checking account within 120 days of account opening. Get 10,000 bonus reward points (worth $100 cash back) when you use your new American Express Premier Rewards Credit Card to spend $1,000 in the first three months after first purchase.

    Expires 12/31/2020

    BMO Harris Bank at Work - up to $200 Cash Bonus

    If your employer is part of BMO Harris's Bank at Work or Group Banking Services, you can earn up to $200 cash bonus:
    • Get $100 cash bonus when you open a new personal checking account and receive at least $600 in direct deposits within 60 days of account opening.
    • Get $50 cash bonus when you also open a new Statement Savings account with an initial deposit of at least $1,000 and maintain it for 90 days. New Statement Savings account must be opened within 60 days of opening the new BMO Harris personal checking account.
    • Get $50 cash bonus when you also open a new Health Savings account within 60 days of opening the new BMO Harris personal checking account.

    Regions Bank: LifeGreen Savings Account – Up to $100 Annual Savings Bonus

    Earn a 1% annual savings bonus (up to a maximum of $100) when you open a LifeGreen Savings Account AND have or open a Regions checking account. You must set up a monthly automatic transfer of at least $10 from your Regions checking account to LifeGreen Savings account. Your bonus is based on the average monthly balance for 12 months. The maximum bonus is $100. There is a minimum opening deposit of $50 if you apply online. Available to residents of AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN and TX.

    Marcus Online Savings - Earn 1.70% APY

    No minimum deposit

    HSBC

    HSBC Direct Savings - 2.00% APY

    • Earn 2.00% APY on all balance tiers
    • No monthly maintenance fee
    • Minimum balance to earn APY is $1
    • Member FDIC

    Citizens Bank: Checking and Savings Account - $600 Bonus

    Get $300 when you open a new One Deposit Checking or Citizens Bank Platinum Checking account and make a direct deposit of $500 or more within 60 days of account opening. Get an additional $200 bonus when you add a savings account with a minimum of $15,000 not currently on deposit with Citizens Bank and maintain that balance for 3 months. Earn an additional $100 when you qualify for both the $300 and $200 bonuses.

    Expires 2/20/2020

    SunTrust Bank: Select Savings – Up to $25 Annual Savings Bonus

    Earn a 1% annual savings bonus (up to a maximum of $25) when you open a Select Savings Account and link it with a Select Checking or Signature Advantage Checking account. The monthly service fee is waived with a $25/mo automatic transfer from a SunTrust personal checking account OR by maintaining a $1,000 daily minimum balance. Your bonus is based on the average monthly balance for 12 months. The maximum bonus is $25. Available to residents of AL, AR, GA, FL, MD, MS, NC, SC, TN, VA, WV and DC.

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Checking Account Promotions

View list of best checking offers for new accounts. These banks now offer huge incentives.







About CreditDonkey®
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CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.