Savings Account Promotions: November 2020

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View list of best savings promos and bonus offers for new accounts. These banks now offer huge incentives. Look for cash bonuses and high interest rates.

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Savings Promotions for November 2020

Looking for a new place to save money? Check out these current promotions for new applicants.

    CIT Bank

    CIT Savings Builder - Earn 0.45% APY

    Earn up to 0.45% APY. Here's how it works: Maintain a minimum balance of $25k OR make at least a $100 minimum deposit every month. Member FDIC

    Betterment

    Betterment Cash Reserve - Earn up to 0.40% APY

    • FDIC insurance covering up to $1,000,000 at program banks
    • Access cash in 1-2 business days
    • No minimum balance
    • No fees on balance
    • Unlimited withdrawals
    Chase

    Chase Savings℠

    • Enjoy a $150 bonus when you open a new Chase Savings℠ account, deposit a total of $10,000 or more in new money within 20 business days, and maintain a $10,000 balance for 90 days
    • Access to 16,000 Chase ATMs and nearly 4,900 branches
    • Link this account to your Chase checking account for Overdraft Protection.
    • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
    • Open your account online now.
    • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
    Discover Bank

    Online Savings Account - Earn 0.50% APY

    • No fees
    • No minimum opening deposit
    • No minimum balance required
    BBVA

    Checking and Savings Account - $250 Bonus

    You could get a $200 bonus by opening an Online Checking account and receiving a qualifying direct deposit of $500 by January 15, 2021. Increase your bonus to $250 by adding an Online Savings account and having a savings balance of at least $1000 on December 31, 2020. Member FDIC.

    Expires Tomorrow
    Axos Bank

    High Yield Savings - 0.61% APY

    • 0.61% APY on all balance tiers
    • No minimum balance requirements
    • No fees to open or maintain account
    • Free ATM card upon request
    • FDIC Insured
    UFB Direct

    UFB High Yield Savings - Earn up to 0.40% APY

    • Earn 0.40% APY on balances of $10,000 and above
    • Member FDIC

More Savings Account Offers

    Ally Bank

    Ally Bank: Online Savings Account - 0.60% APY

    $0 minimum opening deposit. No minimum balance requirement. No fees to open or maintain account.

    Synchrony Bank: High Yield Savings - 0.60% APY

    $0 minimum opening deposit. No minimum balance requirement. No fees to open or maintain account.

    Citibank: Citigold Package - $1,500 Bonus

    Open a new eligible checking and savings account in the Citigold Account Package.

    Within 30 days of opening your account, deposit $200,000 New-to-Citibank funds into the checking and/or savings account.

    Maintain a minimum balance of $200,000 between the checking and/or savings accounts for 60 consecutive calendar days.

    Expires 1/5/2021

    Citibank: Citi Priority Package - $700 Bonus

    Open a new eligible checking and savings account in the Citi Priority Account Package.

    Within 30 days of opening your account, deposit $50,000 New-to-Citibank funds into the checking and savings account.

    Maintain a minimum balance of $50,000 between the checking and savings accounts for 60 consecutive calendar days.

    Expires 1/5/2021

    Salem Five Direct: eOne Savings Account

    • 0.61% APY
    • $100 Minimum Opening Deposit
    • No Minimum Balance Requirement
    • No Fees to Open or Maintain Account
    • FDIC Insured
    HSBC

    HSBC Direct Savings - 0.15% APY

    • Earn 0.30% APY on all balance tiers
    • No monthly maintenance fee
    • Minimum balance to open account is $1
    • Member FDIC

    Popular Direct: Plus Savings Account

    • 0.65% APY
    • $5,000 Minimum Opening Deposit
    • $4 monthly service fee; waived with a daily minimum balance of $500
    • Daily Compounding Interest
    • FDIC Insured

    Citibank: Citi Account Package - $400 Bonus

    Open a new eligible checking and savings account in the Citibank Account Package.

    Within 30 days of opening your account, deposit $15,000 New-to-Citibank funds into the checking and savings account.

    Maintain a minimum balance of $15,000 between the checking and savings account for 60 consecutive calendar days.

    Expires 1/5/2021

    Regions Bank: LifeGreen Savings Account – Up to $100 Annual Savings Bonus

    Earn a 1% annual savings bonus (up to a maximum of $100) when you open a LifeGreen Savings Account AND have or open a Regions checking account. You must set up a monthly automatic transfer of at least $10 from your Regions checking account to LifeGreen Savings account. Your bonus is based on the average monthly balance for 12 months. The maximum bonus is $100. There is a minimum opening deposit of $50 if you apply online. Available to residents of AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN and TX.

    Citibank: Citi Savings Account - $3,000 Bonus

    Open a new eligible Citi Savings account. If you open a Citi Priority Account Package, Citigold Account Package or Citigold Private Client, you must have or open a checking account in the same package. Client must enroll in this offer at the same time they open the eligible Citi Savings account. You may enroll online or by contacting a Citibank representative by phone or in a branch and asking them to enroll you in this offer. Deposit $1,000,000 or more new-to-Citibank funds within 30 days of opening savings account. Multiple deposits allowed. Maintain $1,000,000 or more in account for 60 consecutive days from the date the minimum deposit is reached to receive $3,000 bonus. Offer available in NY, CT, MD, VA, DC, CA, NV, NJ, or select markets in FL or IL.

    Expires 1/5/2021

    Citibank: Citi Savings Account - $1,500 Bonus

    Open a new eligible Citi Savings account. If you open a Citi Priority Account Package, Citigold Account Package or Citigold Private Client, you must have or open a checking account in the same package. Client must enroll in this offer at the same time they open the eligible Citi Savings account. You may enroll online or by contacting a Citibank representative by phone or in a branch and asking them to enroll you in this offer. Deposit $500,000 to $999,999 new-to-Citibank funds within 30 days of opening savings account. Multiple deposits allowed. Maintain $500,000 to $999,999 in account for 60 consecutive days from the date the minimum deposit is reached to receive $1,500 bonus. Offer available in NY, CT, MD, VA, DC, CA, NV, NJ, or select markets in FL or IL.

    Expires 1/5/2021

    First Internet Bank: Regular Savings

    • 0.35% APY
    • $25 Minimum Opening Deposit
    • $5 monthly service fee, waived with $4,000 average daily balance
    • Free ATM card
    • Up to $10/month ATM fee reimbursement
    • FDIC insured

    Citibank: Citi Savings Account - $750 Bonus

    Open a new eligible Citi Savings account. If you open a Citi Priority Account Package, Citigold Account Package or Citigold Private Client, you must have or open a checking account in the same package. Client must enroll in this offer at the same time they open the eligible Citi Savings account. You may enroll online or by contacting a Citibank representative by phone or in a branch and asking them to enroll you in this offer. Deposit $250,000 to $499,999 new-to-Citibank funds within 30 days of opening savings account. Multiple deposits allowed. Maintain $250,000 to $499,999 in account for 60 consecutive days from the date the minimum deposit is reached to receive $750 bonus. Offer available in NY, CT, MD, VA, DC, CA, NV, NJ, or select markets in FL or IL.

    Expires 1/5/2021

    Citibank: Citi Savings Account - $300 Bonus

    Open a new eligible Citi Savings account. If you open a Citi Priority Account Package, Citigold Account Package or Citigold Private Client, you must have or open a checking account in the same package. Client must enroll in this offer at the same time they open the eligible Citi Savings account. You may enroll online or by contacting a Citibank representative by phone or in a branch and asking them to enroll you in this offer. Deposit $100,000 to $249,999 new-to-Citibank funds within 30 days of opening savings account. Multiple deposits allowed. Maintain $100,000 to $249,999 in account for 60 consecutive days from the date the minimum deposit is reached to receive $300 bonus. Offer available in NY, CT, MD, VA, DC, CA, NV, NJ, or select markets in FL or IL.

    Expires 1/5/2021

    Citibank: Citi Savings Account - $150 Bonus

    Open a new eligible Citi Savings account. If you open a Citi Priority Account Package, Citigold Account Package or Citigold Private Client, you must have or open a checking account in the same package. Client must enroll in this offer at the same time they open the eligible Citi Savings account. You may enroll online or by contacting a Citibank representative by phone or in a branch and asking them to enroll you in this offer. Deposit $50,000 to $99,999 new-to-Citibank funds within 30 days of opening savings account. Multiple deposits allowed. Maintain $50,000 to $99,999 in account for 60 consecutive days from the date the minimum deposit is reached to receive $150 bonus. Offer available in NY, CT, MD, VA, DC, CA, NV, NJ, or select markets in FL or IL.

    Expires 1/5/2021

    Marcus Online Savings - Earn 0.50% APY

    No minimum deposit

    Citibank: Citi Savings Account - $75 Bonus

    Open a new eligible Citi Savings account. If you open a Citi Priority Account Package, Citigold Account Package or Citigold Private Client, you must have or open a checking account in the same package. Client must enroll in this offer at the same time they open the eligible Citi Savings account. You may enroll online or by contacting a Citibank representative by phone or in a branch and asking them to enroll you in this offer. Deposit $25,000 to $49,999 new-to-Citibank funds within 30 days of opening savings account. Multiple deposits allowed. Maintain $25,000 to $49,999 in account for 60 consecutive days from the date the minimum deposit is reached to receive $75 bonus. Offer available in NY, CT, MD, VA, DC, CA, NV, NJ, or select markets in FL or IL.

    Expires 1/5/2021

    Westfield Bank (OH): Personal Checking and Savings Account - $100 Bonus

    Open a new Dream Big Checking with a Savings account online. Make a minimum of $250 in initial deposit into the new account. Establish qualifying monthly direct deposits. Account must remain open for at least 180 days.

    Expires 12/31/2020

    First Financial Northwest Bank: Personal Checking and Savings Account - $150 Bonus

    Open a new First Checking account. Minimum opening deposit is $100. Open a new First Enhanced Savings account. Have direct deposits totaling $250 posted to the account. This offer is available only at Two Pierce County branch locations.

    Expires 12/31/2020

    Old Second Bank: Personal Checking and Savings Account - $200 Bonus

    Open a new qualifying checking account with promo code EM2. Within 90 days of account opening, complete at least 2 qualifying direct deposits totaling $500 or more, enroll in e-Statements, and get a debit card tied to your new personal checking account. After meeting the requirements for the checking account, open a new Money Builder Savings account. Deposit at least $5,000 in your savings account within 90 days from the date you opened your checking account.

    Expires 12/31/2020

    First Financial Northwest Bank: Personal Checking and Savings Account - $250 Bonus

    Open a new First Checking account, First Enhanced Savings account, and a Premium Money Market account. Have direct deposits totaling $250 posted to the account. This offer is available only at Two Pierce County branch locations.

    Expires 12/31/2020

    First Financial Northwest Bank: Personal Checking and Savings Account - $300 Bonus

    Open a new First Checking account, First Enhanced Savings account, Premium Money Market account, and a Certificate of Deposit. Have direct deposits totaling $250 posted to the account. This offer is available only at Two Pierce County branch locations.

    Expires 12/31/2020

    Wintrust Bank: Personal Checking and Savings Account - $500 Bonus

    Open a new Total Access Checking account. Use promo code WFC00DMTA300 at account opening. Have monthly occurring direct deposits totaling $500 or more each month made to your new account for 2 consecutive calendar months after the calendar month your new account was opened. Enroll in eStatements and Online Banking. Open a new Statement Savings account. Use promo code WFC00DMSA200 at account opening. Deposit $15,000 or more of new money, and maintain a minimum balance of at least $15,000 on the last business day of each of the 3 consecutive calendar months following the calendar month your new account is opened

    Expires 12/31/2020

    Clearview Federal Credit Union: Personal Checking and Savings Account - Up to $500 Bonus

    $200/$300: Open a Basic, Simple, or Absolute Checking account, and make a recurring electronic deposit of $500 or more within the first 60 days of account opening and sign up for eStatements.

    $100: Open a savings account, money market account, or a certificate with a 12 month or greater term within 7 business days of checking account opening. Deposit a total of $15,000 or more in new money and maintain a $15,000 average daily balance for 90 days.

    $100: Get an automatic additional $100 bonus on the anniversary date of your checking account opening, as long as you maintain a recurring electronic deposit of at least $500 or more.

    Use the promo code switch to get your bonus.

    Expires 12/31/2020

    Tower Federal Credit Union: Savings Account - $100 Bonus

    Open a new Prime Share account using promo code 100GDA20. The minimum balance to open and maintain a Prime Share account is $5. $100 deposit will be deposited in a qualified Prime Share account within 6-8 weeks from account opening.

    Expires 12/31/2020

    Tower Federal Credit Union: Savings Account - $100 Bonus

    Open a new Prime Share account using promo code CVD2020. The minimum balance to open and maintain a Prime Share account is $5. $100 deposit will be deposited in a qualified Prime Share account within 6-8 weeks from account opening.

    Expires 12/31/2020

    Tower Federal Credit Union: Savings Account - $100 Bonus

    Open a new Prime Share account using promo code 100FBA20. The minimum balance to open and maintain a Prime Share account is $5. $100 deposit will be deposited in a qualified Prime Share account within 6-8 weeks from account opening.

    Expires 12/31/2020

    Tower Federal Credit Union: Savings Account - $100 Bonus

    Open a new Prime Share account using promo code 100GPS20. The minimum balance to open and maintain a Prime Share account is $5. $100 deposit will be deposited in a qualified Prime Share account within 6-8 weeks from account opening.

    Expires 12/31/2020

    UBT Union Bank & Trust: Savings Account - $50 Bonus

    Expires 12/31/2020

    Open a new qualifying Union Savings account. Maintain a minimum balance of $2,500 for 90 calendar days of account opening.

    GTE Financial: Savings Account - $85 Bonus

    Expires 12/31/2020

    Open a new membership and savings account using promo code GTE85. Fund account and enroll in online banking.

    Bask Bank: Savings Account - 1,000 AAdvantage Bonus Miles

    Open a new Bask Savings account. Maintain a minimum account balance of $5,000 for 90 consecutive days within 120 days of account opening.

    Expires 12/31/2020

    US Bank: Savings Account - $100 Bonus

    Open a new U.S. Bank Standard Savings account. Make a total deposit of $2,500 to $4,999.99 by December 21, 2020. Maintain a minimum balance of $2,500 in the account through June 21, 2021.

    Expires 12/14/2020

    US Bank: Savings Account - $50 Bonus

    Open a new U.S. Bank Standard Savings account. Make a total deposit of $2,500 to $4,999.99 by December 21, 2020. Maintain a minimum balance of $2,500 in the account through June 21, 2021.

    Expires 12/14/2020

    People's United Bank: Savings Account - $100 Bonus

    Open a qualifying savings or money market account using promo code SEPT20NE. Savings or money market account should be opened within 5 business days of opening a new checking account and must be linked to the checking account. Maintain a minimum daily balance of at least $10,000 in the savings account for 60 consecutive days following account opening.

    Expires in 4 days

    Fulton Bank: Savings Account - $125 Bonus

    Expires in 4 days

    Open a new Statement Savings account. Deposit and maintain a total of $1,000 or more within 60 days.

    Fidelity Co-operative Bank: Bank@Work - Up to $150 Bonus

    Open a new qualifying checking and savings account. Accounts must be opened within two weeks of the scheduled LifeDesign@Work visit to be eligible for this offer. Earn $50 when you make monthly deposits totaling at least $500 per month for the first 3 full calendar months following account opening. Earn $50 when you make at least 15 debit card transactions of more than $5 each or at least two BillPay transactions per month for the first 6 full calendar months following account opening. Earn $50 when you make at least one deposit per month into your savings account for the first 6 full calendar months and achieve a total balance of at least $400 at the end of the 6 month period.

    Addition Financial: Fun Bucks Program - Up to $400 Bonus

    Open a new Origin Savings account or a Vibrant Savings and Checking account. Enroll in the Fun Bucks Program. Have at least one deposit of $10 or more into the savings account per quarter. Earn 5% of the total quarterly deposit in Fun Bucks (maximum $100 per quarter).

    MidFirst Bank: iSave Savings Account - $25 Bonus

    Open a new iSave savings account with minimum opening deposit of $25. Make 12 consecutive monthly deposits to your iSave account and MidFirst will match 50% (up to $25) of the average of your highest single deposit each month. iSave savings account is for anyone under age 17.

    Campus USA Credit Union: Kids Savings Account - $5 Bonus

    Get $5 bonus when you open a CAMPUS Kids Savings Account using promo code S5. This savings account is for kids 17 years old and under. Joint owner must be 18 years or older.

    Mid-Hudson Valley Credit Union: Kids Savings Account - Up to $10 Bonus

    Open a new Cub account. MHV will match your initial deposit up to $10. Membership should be in good standing to qualify for bonus.

    Flanagan State Bank: Kids Savings Account - Up to $25 Bonus

    Open a Flanagan Youth Achievement Savings account. Get $5 for each A, up to $25 for every semester.

    SkyOne Federal Credit Union: New Membership - $25 Bonus

    Open a new account online using promo code JOIN. Deposit your par share value of $5 into a Primary Savings account, and deposit the minimum opening balance amount of $5.

    Sierra Pacific Federal Credit Union: New Membership - $5 Bonus

    Apply for a new membership online. Sierra Pacific Federal Credit Union will provide the $5 initial deposit into your new Regular Share Savings account. This is the minimum balance to maintain membership.

    My eBanc: Personal Checking Account - $100 Bonus

    This offer is only available to existing customers with a Time Deposit (Online Time Deposit, Jumbo Online Time Deposit, or Flex Time Deposit) or customers who open a Time Deposit. Earn $100 when you open a eRelationship Savings account and an Advantage Checking account (eAdvantage Combo). $100 bonus will be deposited into your Advantage Checking account within 5 days after it has been opened.

    Stanford Federal Credit Union: Personal Checking Account - Up to $500 Bonus

    $100: Open a Stanford FCU Basic or Premier Checking account with a minimum opening deposit of $5. Have a minimum of $500 monthly direct deposit posted to your account within 60 days of account opening.

    $100: Open a rewards credit card and make at least $500/month in purchases or maintain a minimum of $2,500 balance for three months.

    $100: Make at least 20 debit card purchases/month for three months.

    $200: Open a savings or money market account with a minimum of $25,000. Maintain at least $25,000 in your account for 3 months.

    Use promo code NEWMB for all activities.

    America First Credit Union: Personal Checking and Savings Account - $100 Bonus

    Open a qualifying savings account with a $1 deposit. Open a qualifying checking account and a Visa debit card. Sign up for free online statements and enroll in direct deposit. Offer valid for active and retired members of any branch of the U.S. military, as well as veterans who are new to America First Credit Union.

    Lafayette Federal Credit Union: Personal Checking and Savings Account - $100 Bonus

    Start your membership by opening qualifying savings and checking accounts using promo code DD2020. Set up and receive qualifying direct deposits of $500 or more within 45 days of account opening.

    RIA Federal Credit Union: Personal Checking and Savings Account - $100 Bonus

    This offer is available only to active and veteran military personnel who qualify for a new membership. Download the app, confirm military status (active military can use their military IDs, veterans need to contact Military Cost Cutters by emailing Military Cost Cutters), and bring your smart phone into one of R.I.A. Federal Credit Union branches when opening a new membership. Open a new regular share savings and checking accounts and get $100 bonus.

    Lafayette Federal Credit Union: Personal Checking and Savings Account - $100 Bonus

    Opening new qualifying savings and checking accounts. Set up and receive qualifying direct deposits of $500 or more within 45 days of account opening. Membership is required.

    CommunityAmerica Credit Union: Personal Checking and Savings Account - $150 Bonus

    To earn $100, Cash in when you open a checking account and activate direct deposit. Choose from Cashback Free Checking or Chiefs Checking and you'll receive 1% cash back on the first $500 of your monthly purchases. That's up to $60 per year. To earn $50, After you've opened a checking account, you're eligible for this special $50 bonus. With High Interest Savings, you can earn 4.00% APY3 on balances up to $1,500 a month, which is potentially $58 a year.

    Profit Payout
    By banking with us, you could get a share of our Profit Payout, where we return our profit to our members. Last year we gave back $8,000,000 which is $100* per qualifying household.

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Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

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