Savings Account Promotions: September 2023
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View list of best savings promos and bonus offers for new accounts. Look for cash bonuses and high interest rates.
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Savings Promotions for September 2023
Looking for a new place to save money? Check out these current promotions for new applicants.
Discover Online Savings - $200 Cash Bonus
To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account, online, in the Discover App or by phone. Enter Offer Code CY923 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200.
What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is interest and subject to reporting on Form 1099-INT. Offer ends 12/14/2023, 11:59 PM ET. Offer may be modified or withdrawn without notice. See advertiser website for full details.
Discover Online Savings - $150 Cash Bonus
To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account, online, in the Discover App or by phone. Enter Offer Code CY923 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200.
What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is interest and subject to reporting on Form 1099-INT. Offer ends 12/14/2023, 11:59 PM ET. Offer may be modified or withdrawn without notice. See advertiser website for full details.
- APY: 4.30%
U.S. Bank Smartly® Checking and Standard Savings - Up to $1,000 Bonus
Earn up to $500 with a new Bank Smartly Checking account. Complete the following within 90 days of account opening:
- Enroll in online banking or the U.S. Bank Mobile App
- Make two or more direct deposit(s)* totaling $5,000 to $9,999.99 to earn $300 or $10,000 or more to earn $500
Earn up to $400 with a new Standard Savings account.
- Make new money deposit(s) totaling $25,000 to $49,999.99 to earn $200 or $50,000 or more to earn $400 by November 30, 2023
- Maintain that balance until May 31, 2024
Earn an additional $100 for opening both!
Applicant must reside in AZ, AR, CA, CO, ID, IL, IN, IA, KS, KY, MN, MO, MT, NE, NV, NM, NC, ND, OH, OR, SD, TN, UT, WA, WI, WY to be eligible for Checking account
- Minimum Deposit to Open: $25
UFB High Yield Savings - Earn up to 5.25% APY
- Earn up to 5.25% APY*
- No monthly maintenance fees
- No minimum deposit required to open an account
- Access your funds 24/7 with easy-to-use digital banking tools
- Minimum Deposit to Open: $0
Online Savings Account - Earn 4.30% APY
- No fees
- No minimum opening deposit
- No minimum balance required
- Minimum Deposit to Open: $0
CIT Bank Platinum Savings - 5.05% APY
- 5.05% APY with a balance of $5,000 or more
- 0.25% APY with a balance of less than $5,000
- $100 minimum opening deposit
- No monthly maintenance fee
- Member FDIC
- Minimum Deposit to Open: $100
- Direct Deposit Required: No
High Yield Savings - 4.50% APY
- 4.50% APY
- $100 minimum opening deposit
- No monthly service fees
- Minimum Deposit to Open: $100
High Yield Savings Account - 5.26% APY
- $1 minimum deposit
- No fees
- 24/7 online access to funds
- Deposits are FDIC insured through Third Coast Bank SSB
- Minimum Deposit to Open: $1
High-Yield Savings Account - 5.16% APY
- $1 minimum deposit
- No fees
- 24/7 online access to funds
- NCUA insured
- Minimum Deposit to Open: $1
High Yield Savings Account - 5.15% APY
- $1 minimum deposit
- No fees
- 24/7 online access to funds
- Deposits are FDIC insured through Bank34
- Minimum Deposit to Open: $1
High Yield Savings Account - 4.80% APY
- $1 minimum deposit
- No fees
- 24/7 online access to funds
- FDIC insured
- Minimum Deposit to Open: $1
CIT Bank Savings Connect - 4.65% APY
- Earn 11x the national average
- $100 minimum opening deposit
- No monthly maintenance fee
- Member FDIC
- Minimum Deposit to Open: $100
- Direct Deposit Required: No
Premier Savings - Up to 5.07% APY
- 5.07% APY when you have at least $1,000 balance.
- No minimum opening deposit
- No monthly account fees
- Minimum Deposit to Open: $0
CIT Savings Builder - 1.00% APY
Earn up to 1.00% APY. Here's how it works: Maintain a minimum balance of $25k OR make at least a $100 minimum deposit every month. Member FDIC
- Minimum Deposit to Open: $100
Business Savings - 4.00% APY
- Earn 4.00% APY
- No minimum balance requirement
- No monthly service fee
- Minimum Deposit to Open: $0
Business Premium Savings - Up to 4.01% APY
- Business owners get up to $300 welcome bonus!*
- Choose smarter business banking by Sep. 30 and enjoy 4.01% APY* and a bonus of up to $300 when you maintain a minimum average daily balance of $50,000.† Just use promo code NEWBPS on your application.
- Earn 4.01% APY*
- No monthly maintenance fee
- No average daily balance requirement fee
- Free image statements
- Free online banking
- Remote deposit from anywhere
- $5,000 minimum opening deposit
- Minimum Deposit Required: $5,000
High Yield Savings - Up to 0.61% APY
- 0.61% APY on balance < $25,000
- 0.25% APY on balance $25K-$100K
- 0.15% APY on balance > $100K
- No monthly maintenance fees
- No minimum balance requirements
- $250 minimum opening deposit
- Free incoming wires
- Zero minimum balance requirement
- Minimum Deposit to Open: $250
Current Savings with Interest - Up to 4% APY
- 4.00% APY on up to $6,000 balance if you receive and maintain a qualifying direct deposit of $200 or more in a rolling 35 day period. (Otherwise, 0.25% APY.)
- Simply add money to your Savings Pods and enable the Interest feature.
- Earn interest on up to 3 Savings Pods, up to $2,000 balance each.
- Interest accumulates daily.
Personal Savings - Earn 4.15% APY
- Earn 4.15% APY
- No minimum balance requirement
- No monthly service fee
- Minimum Deposit to Open: $0
Empower Personal Cash
- 4.70% APY
- $0 monthly fee
- Withdraw up to $100k per day
- Minimum Deposit to Open: $0
Earn 11x National Average
Save smart and earn 4.65% APY at CIT Bank, a CreditDonkey recommended partner.
- Minimum Deposit to Open: $100
Business Savings - $200 Bonus
- New business owners get a $200 welcome bonus!
- Earn 0.20% APY
- $1,000 minimum opening deposit
- No monthly maintenance fees with $2,500 minimum average daily balance
- Minimum Deposit Required: $1,000
High Yield Savings Account - 5.15% APY
- $1 minimum deposit
- No fees
- 24/7 online access to funds
- FDIC insured
- Minimum Deposit to Open: $1
High Yield Savings Account - 5.12% APY
- $1 minimum deposit
- No fees
- 24/7 online access to funds
- FDIC insured
- Minimum Deposit to Open: $1
Here are some of the best checking account offers to compare:
- Citi Priority:
Earn up to $2,000 Cash Bonus - Chase Total Checking®:
$200 Bonus - Axos Bank:
Rewards Checking - Up to 3.30% APY - Upgrade:
OneCard with Rewards Checking - $200 Bonus - U.S. Bank Smartly® Checking and Standard Savings:
Up to $1,000 Bonus
CreditDonkey Survey Results
More Savings Account Offers
My Savings
- Relationship pricing 0.20% / 0.30% (direct deposit of $1K)
- $100 minimum opening deposit
- No monthly service fee
- No minimum balance requirement
- Minimum Deposit to Open: $100
Ally Bank: Online Savings Account - 4.25% APY
$0 minimum opening deposit. No minimum balance requirement. No fees to open or maintain account.
- Minimum Deposit to Open: $0
Synchrony Bank: High Yield Savings - 4.75% APY
$0 minimum opening deposit. No minimum balance requirement. No fees to open or maintain account.
- Minimum Deposit to Open: $0
Salem Five Direct: eOne Savings Account
- 5.01% APY
- $10 Minimum Opening Deposit
- No Minimum Balance Requirement
- No Fees to Open or Maintain Account
- FDIC Insured
Popular Direct Savings Account - 5.20% APY
- 5.20% APY
- $100 Minimum Opening Deposit
- FDIC Insured
- Minimum Deposit to Open: $100
Regions Bank: LifeGreen Savings Account – Up to $100 Annual Savings Bonus
Earn a 1% annual savings bonus (up to a maximum of $100) when you open a LifeGreen Savings Account AND have or open a Regions checking account. You must set up a monthly automatic transfer of at least $10 from your Regions checking account to LifeGreen Savings account. Your bonus is based on the average monthly balance for 12 months. The maximum bonus is $100. There is a minimum opening deposit of $50 if you apply online. Available to residents of AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN and TX.
PNC Bank: High Yield Savings Account - 4.65% APY
- $0 opening deposit
- No fees to open or maintain account
- $1 minimum balance to earn interest
- Minimum Deposit to Open: $0
First Internet Bank: Regular Savings
- 0.80% APY
- $25 Minimum Opening Deposit
- $5 monthly service fee, waived with $4,000 average daily balance
- Free ATM card
- Up to $10/month ATM fee reimbursement
- FDIC insured
Betterment Cash Reserve - Earn 4.50% APY**
- FDIC insurance covering up to $2,000,000 at program banks†
- Access cash in 1-2 business days
- No minimum balance
- No fees on balance
- Unlimited withdrawals
- Minimum Deposit to Open: $10
PNC Virtual Wallet Student
- No monthly fees for students
- $0 opening deposit
- Includes Spend, Reserve, and Growth accounts
- $5 reimbursement of non-PNC ATM surcharge fee per statement period
- Minimum Deposit to Open: $0
Capital One: 360 Performance Savings - 4.30% APY
- 4.30% APY
- $0 opening minimum
- No monthly service fee
- No minimum balance requirement
- Minimum Deposit Required: $0
TD Signature Savings - $200 Cash Bonus
For new customers only. Earn $200 when you deposit $10,000 or more in new money within 20 days of account opening, then maintain a balance of at least $10,000 for 90 days from the date the deposit requirement is initially met.
TD Simple Savings - $200 Cash Bonus
For new customers only. Earn $200 when you deposit $10,000 or more in new money within 20 days of account opening, then maintain a balance of at least $10,000 for 90 days from the date the deposit requirement is initially met.
BMO Bank: Savings Account - Up to $60 Bonus
Open a new Statement Savings account. Earn $5 every month when you save $200 or more per month. Your account is only eligible for 12 consecutive months beginning with the month your account is opened. See terms and conditions for more information.
BMO Alto Online Savings Account - 5.10% APY
- No fees
- $0 minimum opening deposit
- No minimum balance requirements
- Unlimited transfers and withdrawals
- Minimum Deposit to Open: $0
Huntington: Relationship Savings Account
Minimum balance to earn interest is $0.01
APY | |
---|---|
Non-Relationship | 0.01% |
With Huntington Perks Checking Account | 0.02% |
With Huntington Platinum Perks Checking Account | 0.02% |
With Private Client Account | 0.06% |
Rates are for Columbus, Ohio and may vary per location.
Huntington: Premier Savings Account - Earn 0.01% APY
Earn $0.01% APY with minimum balance of $0.01. Minimum opening deposit is $50.
Sofi Checking and Savings
- Up to 4.50% APY with direct deposit
- $0 monthly fees
- No minimum balance
- Get paid 2 days early
- Minimum Deposit to Open: $0
Aspiration Plus - Earn Up to 3% APY
- 3.00% APY on the first $10,000 of your savings
- $7.99/mo; $5.99/mo if you pay annually
- Deposits won't fund fossil fuel exploration or production
- Get paid up to 2 days early
- $10 minimum opening deposit
- 55,000 free in-network ATMs
- Automatic offsets for the negative climate impact of driving your car with Planet Protection
- One out-of-network ATM reimbursement monthly
- Minimum Deposit Required: $10
Aspiration: Pay What Is Fair - Earn Up to 1% APY
- 1.00% APY on the first $10,000 of your savings
- Deposits won't fund fossil fuel exploration or production
- Get paid up to 2 days early
- $10 minimum opening deposit
- 55,000 free in-network ATMs
- Minimum Deposit Required: $10
SoFi Checking and Savings Account - $250 Bonus
Set up at least one eligible direct deposit of $5,000 or more in your new or existing SoFi Checking and Savings account. Direct deposit must be received before the end of the promotion period. This offer is valid for new or existing customers who do not have any history of direct deposit transactions into their SoFi Checking and Savings account.
SoFi Checking and Savings Account - $50 Bonus
Set up at least one eligible direct deposit of $1,000 - $4,999 in your new or existing SoFi Checking and Savings account. Direct deposit must be received before the end of the promotion period. This offer is valid for new or existing customers who do not have any history of direct deposit transactions into their SoFi Checking and Savings account.
Capital One: Business Savings
- 0.20% promotional APY, guaranteed for the first 12 months
- $250 minimum opening deposit
- $3 monthly service fee, waived with $300 average daily balance
- Minimum Deposit to Open: $250
Regions Now Savings Account – Up to $100 Annual Savings Bonus
Earn a 1% annual savings bonus (up to a maximum of $100) when you open a Now Savings Account. A deposit of at least $5 to your account each calendar month, beginning with the account opening month is required to earn a 1% annual savings bonus. Your bonus is based on the average monthly balance for 12 months.
Citizens Bank High Yield Online Savings - 4.50% APY
- No opening fee
- No service fee
- $0.01 minimum opening deposit
- Minimum Deposit to Open: $0.01
First Internet Bank: Business Savings
- 0.90% APY with a daily balance of $250,000 or less
- $100 minimum opening deposit
- $2 monthly service fee, waived with $1,000 average daily balance
- Minimum Deposit to Open: $100
Financial Resources Federal Credit Union: Business Purple Savings
- Tiered interest rates up to 2.27% APY
- $25 minimum opening deposit
- No monthly fees with $250 average balance
- Minimum Deposit to Open: $25
Prime Alliance Bank: Business Savings
- Earn up to 4.25% APY
- No minimum opening deposit
- No monthly service fee
- Minimum Deposit to Open: $0
Fidelity: Cash Management Account
- $0 monthly fees
- No minimum balance
- Unlimited ATM rebates in the US
- FDIC coverage up to $1.25 million
- Minimum Deposit to Open: $0
GO2bank Online & Mobile Banking
- 4.50% APY on up to a $5,000 balance
- 7% cashback on eGift Cards from 100+ popular merchants
- $0 monthly fees with eligible direct deposit
- No minimum balance
- Minimum Deposit to Open: $0
Alliant Credit Union: High-Rate Savings
- 3.10% APY when you maintain average daily balance of $100 or more
- No monthly fee when you opt in to eStatements
- $5 initial deposit
- Minimum Deposit to Open: $5
LendingClub Bank: High-Yield Savings
- No monthly service fee
- $100 opening deposit
- 4.50% APY
- Minimum Deposit to Open: $100
Majority Account
- No minimum deposit or hidden fees
- No overdraft fees
- Pays up to 2 days early on direct deposits
- Competitive exchange rates on money transfers
- SSN not required
- FDIC-insured
Varo Bank: Online Savings Account
- Earn 3.00% up to 5.00% APY
- No minimum to open
- No monthly maintenance fee
- Member FDIC
- Minimum Deposit to Open: $0
Prime Alliance Bank: Personal Savings Account
- Up to 4.50% APY
- No Monthly Maintenance Fee
- No Minimum Balance Requirement
- FDIC insured
Pentagon Federal Credit Union: Premium Online Savings Account
- 3.00% APY
- $5 minimum to open
- No monthly maintenance fee
- Free online transfers
- NCUA insured
- Minimum Deposit to Open: $5
Revolut Standard
- No monthly fee, no minimum deposit
- Earn 3.25% APY with Savings Vaults
- Get your salary up to two days early
- Send money globally without hidden fees
- Discounts and cashback offers from select brands
- Manage money with smart budgeting and analytics tools
Wealthfront Cash Account
- 2.00% APY on all your cash
- $0 monthly fees
- No overdraft fees
- $1 million in FDIC insurance
- Minimum Deposit to Open: $0
EverBank: Yield Pledge Online Savings
- Up to 5.00% APY
- $0 minimum opening deposit
- No monthly service fee
- FDIC insured
- Minimum Deposit to Open: $0
Yotta Online Banking Account
- Monthly prizes and daily draws
- $0 monthly fees as long as you have more than $5 in your account
- No minimum balance
- Minimum Deposit to Open: $0
Clearview Federal Credit Union: Personal Checking and Savings Account - Up to $500 Bonus
$200/$300: Open a Basic, Simple, or Absolute Checking account, and make a recurring electronic deposit of $500 or more within the first 60 days of account opening and sign up for eStatements.
$100: Open a savings account, money market account, or a certificate with a 12 month or greater term within 7 business days of checking account opening. Deposit a total of $15,000 or more in new money and maintain a $15,000 average daily balance for 90 days.
$100: Get an automatic additional $100 bonus on the anniversary date of your checking account opening, as long as you maintain a recurring electronic deposit of at least $500 or more.
Addition Financial: Fun Bucks Program - Up to $400 Bonus
Open a new Origin Savings account or a Vibrant Savings and Checking account. Enroll in the Fun Bucks Program. Have at least one deposit of $10 or more into the savings account per quarter. Earn 5% of the total quarterly deposit in Fun Bucks (maximum $100 per quarter).
General Electric Credit Union: Savings Account - Up to $350 Bonus
Sign up for the Round-Up Program. Every time you use your GECU debit card, your purchase will be rounded up to the nearest whole dollar and transfer that amount from your checking account to the GECU savings account of your choice. At the end of each month, GECU will match 5% of those rounded-up funds. Maximum of $350 bonus per year. Round-Up is only available for Simply Free, Choice, and Amplified High-Yield Checking accounts.
First Basin Credit Union: Personal Checking and Savings Account - Up to $250 Bonus
Earn $125 when you open a savings account and a free checking account. Complete at least 2 direct deposits of $500 or more. Earn an additional $125 when you enroll in online banking, use online bill pay, and apply for an FBCU credit card, FBCU loan, or open a certificate of deposit.
Bank of Texas: QuickSave Program - Up to $250 Bonus
Enroll in QuickSave automatic savings program. For every qualifying debit card purchase, $0.25 or $0.50 will automatically be transferred to your savings account. Bank of Texas will match 100% of your total savings or up to $250 per year for the first 3 months.
APG Federal Credit Union: Personal Checking and Savings Account - $200 Bonus
Enroll in U Educate Member Rewards Program. Open a new APGFCU savings account and personal checking account. Receive into your checking account qualifying reccurring direct deposit totaling at least $200 within 90 days of opening checking account. Enroll in eStatements and sign up for online banking.
America First Credit Union: Personal Checking and Savings Account - $150 Bonus
Open a free savings and checking account. Enroll in free direct deposit, and switch to free online statements. Offer valid to SEG employees. Promotion must be mentioned at account opening to receive bonus.
CommunityAmerica Credit Union: Personal Checking and Savings Account - $150 Bonus
To earn $100, open a qualifying checking account and maintain the 'qualifications for cash back' for 31 consecutive days. To earn $50, open a High Yield Savings account at the same time as your checking account, reach a balance of $1,000 within 60 days of account opening, and maintain the ‘qualifications for cash back' requirements for 31 consecutive days.
The membership account number tied to the savings/checking account must complete the following (qualifications for cash back): enroll in eStatements, have monthly direct deposit of at least $250 posted to one deposit-suffix, and have15 posted point-of-sale debit card transactions per month to a single checking-suffix OR enroll in eStatements, and have 25 posted point-of-sale debit card transactions per month to a single checking-suffix.
HarborOne Bank: Personal Checking and Savings Account - $100 Bonus
Open a new HarborOne Checkit Checking account and a Savings Builder CD (SBCD). $100 bonus will be deposited into the SBCD within 10 days of account opening.
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