Savings Account Promotions: September 2020

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View list of best savings promos and bonus offers for new accounts. These banks now offer huge incentives. Look for cash bonuses and high interest rates.

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Savings Promotions for September 2020

Looking for a new place to save money? Check out these current promotions for new applicants.

    CIT Bank

    CIT Savings Builder - Earn 0.55% APY

    Earn up to 0.55% APY. Here's how it works: Maintain a minimum balance of $25k OR make at least a $100 minimum deposit every month. Member FDIC

    Betterment

    Betterment Cash Reserve - Earn up to 0.40% APY

    • FDIC insurance covering up to $1,000,000 at program banks
    • Access cash in 1-2 business days
    • No minimum balance
    • No fees on balance
    • Unlimited withdrawals
    Chase

    Chase Savings℠

    • Enjoy a $150 bonus when you open a new Chase Savings℠ account, deposit a total of $10,000 or more in new money within 20 business days, and maintain a $10,000 balance for 90 days
    • Access to 16,000 Chase ATMs and nearly 4,900 branches
    • Link this account to your Chase checking account for Overdraft Protection.
    • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
    • Open your account online now.
    • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
    Discover Bank

    Online Savings Account - Earn 0.60% APY

    • No fees
    • No minimum opening deposit
    • No minimum balance required
    Axos Bank

    High Yield Savings - 0.90% APY

    • 0.90% APY on all balance tiers
    • No minimum balance requirements
    • No fees to open or maintain account
    • Free ATM card upon request
    • FDIC Insured
    UFB Direct

    UFB High Yield Savings - Earn up to 0.40% APY

    • Earn 0.40% APY on balances of $10,000 and above
    • Member FDIC

More Savings Account Offers

    Ally Bank

    Ally Bank: Online Savings Account - 0.80% APY

    $0 minimum opening deposit. No minimum balance requirement. No fees to open or maintain account.

    Synchrony Bank: High Yield Savings - 0.75% APY

    $0 minimum opening deposit. No minimum balance requirement. No fees to open or maintain account.

    Citibank: Citigold Package - $1,500 Bonus

    Open a new eligible checking and savings account in the Citigold Account Package.

    Within 30 days of opening your account, deposit $200,000 New-to-Citibank funds into the checking and/or savings account.

    Maintain a minimum balance of $200,000 between the checking and/or savings accounts for 60 consecutive calendar days.

    Expires 1/5/2021

    Citibank: Citi Priority Package - $700 Bonus

    Open a new eligible checking and savings account in the Citi Priority Account Package.

    Within 30 days of opening your account, deposit $50,000 New-to-Citibank funds into the checking and savings account.

    Maintain a minimum balance of $50,000 between the checking and savings accounts for 60 consecutive calendar days.

    Expires 1/5/2021

    Salem Five Direct: eOne Savings Account

    • 0.80% APY
    • $100 Minimum Opening Deposit
    • No Minimum Balance Requirement
    • No Fees to Open or Maintain Account
    • FDIC Insured
    HSBC

    HSBC Direct Savings - 0.50% APY

    • Earn 0.50% APY on all balance tiers
    • No monthly maintenance fee
    • Minimum balance to open account is $1
    • Member FDIC

    Popular Direct: Plus Savings Account

    • 0.75% APY
    • $5,000 Minimum Opening Deposit
    • $4 monthly service fee; waived with a daily minimum balance of $500
    • Daily Compounding Interest
    • FDIC Insured

    Citibank: Citi Account Package - $400 Bonus

    Open a new eligible checking and savings account in the Citibank Account Package.

    Within 30 days of opening your account, deposit $15,000 New-to-Citibank funds into the checking and savings account.

    Maintain a minimum balance of $15,000 between the checking and savings account for 60 consecutive calendar days.

    Expires 1/5/2021

    BMO Harris Bank at Work - Up to $450 Cash Bonus

    If your employer is part of BMO Harris's Bank at Work or Group Banking Services, you can earn up to $450 cash bonus:
    • Get $100 cash bonus when you open a new personal checking account and receive at least $1,200 in direct deposits within 60 days of account opening.
    • Get $50 cash bonus when you also open a new Statement Savings account with an initial deposit of at least $1,000 and maintain it for 90 days. New Statement Savings account must be opened within 60 days of opening the new BMO Harris personal checking account.
    • Get $50 cash bonus when you also open a new Health Savings account within 120 days of opening the new BMO Harris personal checking account.
    • Get 25,000 bonus points (redeemable for $250 in cash back as a statement credit) when you are approved for a BMO Harris Bank Platinum Rewards Mastercard® Credit Card and spend $2,000 within first 3 months of account opening.

    Regions Bank: LifeGreen Savings Account – Up to $100 Annual Savings Bonus

    Earn a 1% annual savings bonus (up to a maximum of $100) when you open a LifeGreen Savings Account AND have or open a Regions checking account. You must set up a monthly automatic transfer of at least $10 from your Regions checking account to LifeGreen Savings account. Your bonus is based on the average monthly balance for 12 months. The maximum bonus is $100. There is a minimum opening deposit of $50 if you apply online. Available to residents of AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN and TX.

    Citibank: Citi Savings Account - $3,500 Bonus

    Open a new eligible Citi Savings account. If you open a Citi Priority Account Package, Citigold Account Package or Citigold Private Client, you must have or open a checking account in the same package. Client must enroll in this offer at the same time they open the eligible Citi Savings account. You may enroll online or by contacting a Citibank representative by phone or in a branch and asking them to enroll you in this offer. Deposit $1,000,000 or more new-to-Citibank funds within 30 days of opening savings account. Multiple deposits allowed. Maintain $1,000,000 or more in account for 60 consecutive days from the date the minimum deposit is reached to receive $3,500 bonus. Offer available in NY, CT, MD, VA, DC, CA, NV, NJ, or select markets in FL or IL.

    Expires 9/30/2020

    Citibank: Citi Savings Account - $1,750 Bonus

    Open a new eligible Citi Savings account. If you open a Citi Priority Account Package, Citigold Account Package or Citigold Private Client, you must have or open a checking account in the same package. Client must enroll in this offer at the same time they open the eligible Citi Savings account. You may enroll online or by contacting a Citibank representative by phone or in a branch and asking them to enroll you in this offer. Deposit $500,000 to $999,999 new-to-Citibank funds within 30 days of opening savings account. Multiple deposits allowed. Maintain $500,000 to $999,999 in account for 60 consecutive days from the date the minimum deposit is reached to receive $1,750 bonus. Offer available in NY, CT, MD, VA, DC, CA, NV, NJ, or select markets in FL or IL.

    Expires 9/30/2020

    First Internet Bank: Regular Savings

    • 0.35% APY
    • $25 Minimum Opening Deposit
    • $2 monthly service fee, waived with $1,000 average daily balance
    • Free ATM card
    • Up to $10/month ATM fee reimbursement
    • FDIC insured

    Citibank: Citi Savings Account - $1,000 Bonus

    Open a new eligible Citi Savings account. If you open a Citi Priority Account Package, Citigold Account Package or Citigold Private Client, you must have or open a checking account in the same package. Client must enroll in this offer at the same time they open the eligible Citi Savings account. You may enroll online or by contacting a Citibank representative by phone or in a branch and asking them to enroll you in this offer. Deposit $250,000 to $499,999 new-to-Citibank funds within 30 days of opening savings account. Multiple deposits allowed. Maintain $250,000 to $499,999 in account for 60 consecutive days from the date the minimum deposit is reached to receive $1,000 bonus. Offer available in NY, CT, MD, VA, DC, CA, NV, NJ, or select markets in FL or IL.

    Expires 9/30/2020

    Citibank: Citi Savings Account - $400 Bonus

    Open a new eligible Citi Savings account. If you open a Citi Priority Account Package, Citigold Account Package or Citigold Private Client, you must have or open a checking account in the same package. Client must enroll in this offer at the same time they open the eligible Citi Savings account. You may enroll online or by contacting a Citibank representative by phone or in a branch and asking them to enroll you in this offer. Deposit $100,000 to $249,999 new-to-Citibank funds within 30 days of opening savings account. Multiple deposits allowed. Maintain $100,000 to $249,999 in account for 60 consecutive days from the date the minimum deposit is reached to receive $400 bonus. Offer available in NY, CT, MD, VA, DC, CA, NV, NJ, or select markets in FL or IL.

    Expires 9/30/2020

    Citibank: Citi Savings Account - $200 Bonus

    Open a new eligible Citi Savings account. If you open a Citi Priority Account Package, Citigold Account Package or Citigold Private Client, you must have or open a checking account in the same package. Client must enroll in this offer at the same time they open the eligible Citi Savings account. You may enroll online or by contacting a Citibank representative by phone or in a branch and asking them to enroll you in this offer. Deposit $50,000 to $99,999 new-to-Citibank funds within 30 days of opening savings account. Multiple deposits allowed. Maintain $50,000 to $99,999 in account for 60 consecutive days from the date the minimum deposit is reached to receive $200 bonus. Offer available in NY, CT, MD, VA, DC, CA, NV, NJ, or select markets in FL or IL.

    Expires 9/30/2020

    Marcus Online Savings - Earn 0.60% APY

    No minimum deposit

    Citibank: Citi Savings Account - $100 Bonus

    Open a new eligible Citi Savings account. If you open a Citi Priority Account Package, Citigold Account Package or Citigold Private Client, you must have or open a checking account in the same package. Client must enroll in this offer at the same time they open the eligible Citi Savings account. You may enroll online or by contacting a Citibank representative by phone or in a branch and asking them to enroll you in this offer. Deposit $25,000 to $49,999 new-to-Citibank funds within 30 days of opening savings account. Multiple deposits allowed. Maintain $25,000 to $49,999 in account for 60 consecutive days from the date the minimum deposit is reached to receive $100 bonus. Offer available in NY, CT, MD, VA, DC, CA, NV, NJ, or select markets in FL or IL.

    Expires 9/30/2020

    Old Second Bank: Personal Checking and Savings Account - $200 Bonus

    Open a new qualifying checking account with promo code EM2. Within 90 days of account opening, complete at least 2 qualifying direct deposits totaling $500 or more, enroll in e-Statements, and get a debit card tied to your new personal checking account. After meeting the requirements for the checking account, open a new Money Builder Savings account. Deposit at least $5,000 in your savings account within 90 days from the date you opened your checking account.

    Expires 12/31/2020

    Bask Bank: Savings Account - 1,000 AAdvantage Bonus Miles

    Open a new Bask Savings account. Maintain a minimum account balance of $5,000 for 90 consecutive days within 120 days of account opening.

    Expires 12/31/2020

    Sandy Spring Bank: Personal Checking and Savings Account - $150 Bonus

    Open a new qualifying checking account. Establish a qualifying direct deposit of at least $500 within 45 days of account opening and continue for a minimum of 4 months. Open a new savings or money market savings account at the same time the checking account is opened. Minimum opening deposit for savings and money market savings account is $300.

    Expires 10/31/2020

    Clearview Federal Credit Union: Personal Checking and Savings Account - Up to $500 Bonus

    $200/$300: Open a Basic, Simple, or Absolute Checking account, and make a recurring electronic deposit of $500 or more within the first 60 days of account opening and sign up for eStatements.

    $100: Open a savings account, money market account, or a certificate with a 12 month or greater term within 7 business days of checking account opening. Deposit a total of $15,000 or more in new money and maintain a $15,000 average daily balance for 90 days.

    $100: Get an automatic additional $100 bonus on the anniversary date of your checking account opening, as long as you maintain a recurring electronic deposit of at least $500 or more.

    Use the promo code switch to get your bonus.

    Expires 10/31/2020

    Bank of the West: Personal Checking and Money Market Savings Account - $600 Bonus

    Open a new Premier Checking account. Make a minimum of $15,000 or more in total deposits in your new checking account by the last day of the month of account opening. Maintain an average monthly account balance of at least $15,000 for 3 full calendar months immediately following the month of account opening. Open a Choice Money Market Savings account and maintain it with your new Premier Checking account. Deposit a minimum of $10,000 by the last day of the account opening month and maintain an average monthly balance of at least $10,000 for 3 full calendar months after the month of account opening.

    Expires 10/16/2020

    Citizens Bank: Checking and Savings Account - Up to $600 Bonus

    Get $300 when you open a new One Deposit Checking or Citizens Bank Platinum Checking account and make a direct deposit of $500 or more within 60 days of account opening. Get an additional $200 bonus when you add a savings account with a minimum of $15,000 not currently on deposit with Citizens Bank and maintain that balance for 3 months. Earn an additional $100 when you qualify for both the $300 and $200 bonuses.

    Expires 10/1/2020

    Fidelity Co-operative Bank: Bank@Work - Up to $150 Bonus

    Open a new qualifying checking and savings account. Accounts must be opened within two weeks of the scheduled LifeDesign@Work visit to be eligible for this offer. Earn $50 when you make monthly deposits totaling at least $500 per month for the first 3 full calendar months following account opening. Earn $50 when you make at least 15 debit card transactions of more than $5 each or at least two BillPay transactions per month for the first 6 full calendar months following account opening. Earn $50 when you make at least one deposit per month into your savings account for the first 6 full calendar months and achieve a total balance of at least $400 at the end of the 6 month period.

    MidFirst Bank: iSave Savings Account - $25 Bonus

    Open a new iSave savings account with minimum opening deposit of $25. Make 12 consecutive monthly deposits to your iSave account and MidFirst will match 50% (up to $25) of the average of your highest single deposit each month. iSave savings account is for anyone under age 17.

    Campus USA Credit Union: Kids Savings Account - $5 Bonus

    Get $5 bonus when you open a CAMPUS Kids Savings Account using promo code S5. This savings account is for kids 17 years old and under. Joint owner must be 18 years or older.

    Mid-Hudson Valley Credit Union: Kids Savings Account - Up to $10 Bonus

    Open a new Cub account. MHV will match your initial deposit up to $10. Membership should be in good standing to qualify for bonus.

    SkyOne Federal Credit Union: New Membership - $25 Bonus

    Open a new account online using promo code JOIN. Deposit your par share value of $5 into a Primary Savings account, and deposit the minimum opening balance amount of $5.

    Sierra Pacific Federal Credit Union: New Membership - $5 Bonus

    Apply for a new membership online. Sierra Pacific Federal Credit Union will provide the $5 initial deposit into your new Regular Share Savings account. This is the minimum balance to maintain membership.

    My eBanc: Personal Checking Account - $100 Bonus

    This offer is only available to existing customers with a Time Deposit (Online Time Deposit, Jumbo Online Time Deposit, or Flex Time Deposit) or customers who open a Time Deposit. Earn $100 when you open a eRelationship Savings account and an Advantage Checking account (eAdvantage Combo). $100 bonus will be deposited into your Advantage Checking account within 5 days after it has been opened.

    Stanford Federal Credit Union: Personal Checking Account - Up to $500 Bonus

    $100: Open a Stanford FCU Basic or Premier Checking account with a minimum opening deposit of $5. Have a minimum of $500 monthly direct deposit posted to your account within 60 days of account opening.

    $100: Open a rewards credit card and make at least $500/month in purchases or maintain a minimum of $2,500 balance for three months.

    $100: Make at least 20 debit card purchases/month for three months.

    $200: Open a savings or money market account with a minimum of $25,000. Maintain at least $25,000 in your account for 3 months.

    Use promo code NEWMB for all activities.

    Lafayette Federal Credit Union: Personal Checking and Savings Account - $100 Bonus

    Start your membership by opening qualifying savings and checking accounts using promo code DD2020. Set up and receive qualifying direct deposits of $500 or more within 45 days of account opening.

    America First Credit Union: Personal Checking and Savings Account - $100 Bonus

    Open a qualifying savings account with a $1 deposit. Open a qualifying checking account and a Visa debit card. Sign up for free online statements and enroll in direct deposit. Offer valid for active and retired members of any branch of the U.S. military, as well as veterans who are new to America First Credit Union.

    APG Federal Credit Union: Personal Checking and Savings Account - $200 Bonus

    Enroll in U Educate Member Rewards Program. Open a new APGFCU savings account and personal checking account. Receive into your checking account qualifying reccurring direct deposit totaling at least $200 within 60 days of opening checking account. Enroll in eStatements and sign up for online banking.

    Allegius Credit Union: Personal Checking and Savings Account - $200 Bonus

    Earn $100 with your new membership by opening a savings account. Earn $100 when you open a new checking account. Have a $50/month in automatic deposit into each account ($50 in savings and $50 in checking) to be eligible for the bonus. Use promo code BTS.

    HarborOne Bank: Personal Checking and Savings Account - $200 Bonus

    Earn $100 when you open a new qualifying checking account and make direct deposits of at least $2,500 or more within 60 days of account opening. Earn $100 when you open a new qualifying savings or money market account and make deposits totaling $500 within 60 days of the checking account opening. Offer available only to residents of MA, NH, and RI.

    Horizon Credit Union: Personal Checking and Savings Account - $400 Bonus

    Open both the Tether savings and checking accounts. Set up and receive direct deposit, sign up for eStatements, and complete 15 debit card transactions within 90 days of account opening. Both accounts must be open and in good standing for 90 days or more to qualify for bonus.

    Fidelity Bank: Personal Checking and Savings Account - $500 Bonus

    Open a new personal checking and savings account. Within 120 days of account opening, you must complete the following requirements to receive $500 bonus: have recurring direct deposit of $2,500 per month for a minimum of 3 consecutive months, enroll in EZ Statements, and have 5 point-of-sale debit card transactions per month.

    Prime Alliance Bank: Personal Savings Account

    • Up to 0.75% APY
    • No Monthly Maintenance Fee
    • No Minimum Balance Requirement
    • FDIC insured

    Illinois National Bank: Pocket Change Program - Up to $100 Bonus

    Sign up for Pocket Change with your INB checking account and a You Name It Savings account. INB will round up your Visa debit card purchases based on your enrollment choice and transfer the difference from your checking account to your savings account. INB will match 100% of your Pocket Change transfers for the first 90 days of enrollment, up to $100. Matching funds will be paid at the end of the 90 day period on accounts that remain open and enrolled.

    Bank of Texas: QuickSave Program - Up to $250 Bonus

    Enroll in QuickSave automatic savings program. For every qualifying debit card purchase, $0.25 or $0.50 will automatically be transferred to your savings account. Bank of Texas will match 100% of your total savings or up to $250 per year for the first 3 months.

    Wings Financial Credit Union: Savings Account - $100 Bonus

    Members aged 13-22 who enroll and complete all listed classes and score at least 70% on their post test will receive a $100 reward. $100 will be deposited to their Share Savings account.

    First Southern Bank: Savings Account - $100 Bonus

    Open a Christmas Club or Vacation Club Savings account with minimum opening deposit of $10. First Southern Bank will match the last scheduled weekly deposit made into your Christmas Club or Vacation Club Account when deposits are scheduled at account opening and made as scheduled.

    US Federal Credit Union: Savings Account - $50 Bonus

    Receive $50 for signing up for direct deposit to your savings account. Account must be receiving direct deposit and e-statements for six months to get bonus.

    General Electric Credit Union: Savings Account - Up to $350 Bonus

    Sign up for the Round-Up Program. Every time you use your GECU debit card, your purchase will be rounded up to the nearest whole dollar and transfer that amount from your checking account to the GECU savings account of your choice. At the end of each month, GECU will match 5% of those rounded-up funds. Maximum of $350 bonus per year. Round-Up is only available for Simply Free, Choice, and Amplified High-Yield Checking accounts.

    Bank of America: Personal Savings Account - $250 Bonus (Targeted)

    Open or maintain an eligible Bank of America personal savings account. Make deposits of new money of at least $20,000 directly into that eligible personal savings account within 30 days of enrolling. This offer is limited to those individuals who receive the offer via a direct communication from Bank of America.

    Expires 9/30/2020

    RIA Federal Credit Union: Personal Checking and Savings Account - $100 Bonus

    This offer is available only to active and veteran military personnel who qualify for a new membership. Download the app, confirm military status (active military can use their military IDs, veterans need to contact Military Cost Cutters by emailing Military Cost Cutters), and bring your smart phone into one of R.I.A. Federal Credit Union branches when opening a new membership. Open a new regular share savings and checking accounts and get $100 bonus.

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