SoFi Promotions

Read our in-depth review of SoFi to see why SoFi scored 3.8 stars out of 5. We like their competitive, fixed rates, low fees, and no collateral.

Personal Loans: Borrow Between $5k-$100k

Find Your Rate

Active Investing with SoFi

Get Deal

Compare Stock Trading Promotions:

$10

SoFi Crypto: Collect $10 BTC

Open a new SoFi Digital Assets LLC account. Buy any cryptocurrency worth $10 or more within 7 days of account opening. Receive $10 in Bitcoin (BTC) within 7 days after completing promotion requirements. Offer is valid to new accounts only.

Get Deal

Expires 12/31/2021

$100

SoFi Money - $100 Bonus

Have qualifying direct deposits totaling $1,000 or more made to your account within any consecutive 30-day window during the promotion period. New members who join SoFi Money, and all existing SoFi Members without a prior history of direct deposit transactions to their SoFi Money account are eligible to for the bonus.

Get Deal

Expires in 3 days

Download App and Get 100 SoFi Points

Download the app to get 100 SoFi points. Redeem points for cash, crypto, fractional shares, eligible SoFi loan payments, or SoFi credit card statement credits.

Get Deal

Compare Promotions

Get a Free Stock (worth between $2.50 and $225)

Get a Free Stock

Get 1 Month Managed Free

View Terms

Deposit $15,000 - $99,999 within 45 days and get 1 month managed free

Get Started

	SoFi Student Loans


Variable APR	2.25% to 6.43% APR (with AutoPay)
Fixed APR	2.99% to 6.88% APR (with AutoPay)
Minimum Amount	$5,000 (may be higher depending on state)
Maximum Amount	No maximum
Loan Term	5 to 20 years
State Residency	All states eligible
Degree Requirements	Associates or higher
Income Requirements	None
Employment Requirements	Must be employed or have an offer to start within 90 days
Interest Only Payments	No
Origination Fees	None
Prepayment Penalty	None
Can Use a Cosigner	Yes
Can Release a Cosigner	No
Auto-Pay Interest Rate Reduction	Yes
Soft Credit Check	Yes
Unemployment Protection	Yes
Customer Service
Loan Term
Ease of Use
Interest Rates
Payment Flexibility

	Terms Apply. SoFi Disclaimers
SoFi: Pricing information from published website as of 2/22/2021

SoFi Invest

SoFi Wealth Management

Articles on SoFi

SoFi Personal Loan Review

SoFi offers unsecured personal loans if you need to borrow money ASAP. But is it legit (or not)? Learn how SoFi personal loans actually work.

SoFi Mortgage Review

Thinking about buying a home or refinancing your existing mortgage? Is SoFi a good online lender or should you stick with a traditional bank? Read on for the pros and cons.