Capital One 360 Promotions
Read our in-depth review of Capital One to see why Capital One scored 4.3 stars out of 5. We like their overdraft protection options, no account minimums, and 27 cafes for in-person support.
Personal Checking Account - $250 Bonus
Open a new 360 Checking account. Use promo code REWARD250 at account opening. Set up and receive 2 qualifying direct deposits of $500 or more within 75 days of account opening.
360 Performance Savings - 4.35% APY
- 4.35% APY
- $0 opening minimum
- No monthly service fee
- No minimum balance requirement
- Minimum Deposit Required: $0
- Monthly Fee: $0
360 Checking Account
- $0 opening minimum
- No monthly service fee
- No minimum balance requirement
- 0.10% APY
- 40,000+ Allpoint ATMs
- Minimum Deposit Required: $0
- Monthly Fee: $0
Capital One 360 CDs
CD Term | APY |
---|---|
6 Months | 4.35% |
9 Months | 4.35% |
10 Months | 5.10% |
12 Months | 4.90% |
18 Months | 4.50% |
24 Months | 4.20% |
30 Months | 4.10% |
36 Months | 4.10% |
48 Months | 4.05% |
60 Months | 4.00% |
Basic Business Checking
- Unlimited free transactions each month
- $5,000 in free cash deposits each month
- Waive the $15 monthly service fee by maintaining a prior 30- or 90-day average balance of $2,000 or more
- Minimum Deposit to Open: $250
- Monthly Fee: $15 (can be waived)
MONEY Teen Checking Account
- No monthly service fee
- No minimum balance
- Free debit card for kids
- Parental controls
- Minimum Deposit to Open: $0
- Monthly Fee: $0
Online CDs
- Up to 5.10% APY
- Up to 5 years
- $0 minimum opening deposit
- Daily Compounding Interest
- FDIC Insured
Compare Promotions
High-Yield Savings Premier - 5.36% APY
- No account activity or maintenance fees
- $500 minimum opening deposit
- FDIC insured
- Minimum Deposit to Open: $500
- Monthly Fee: $0
U.S. Bank Smartly® Checking - Up to $400 Bonus
Complete the following within 90 days of account opening:
- Enroll in online banking or the U.S. Bank Mobile App
- Make two or more direct deposit(s) totaling $3,000 to $4,999.99 to earn $200 or $5,000 or more to earn $400
Offer may not be available if you live outside of the U.S. Bank footprint or are not an existing client of U.S. Bank or State Farm.
- Minimum Deposit to Open: $25
- Monthly Fee: Waive the $6.95 Monthly Maintenance Fee with one of the following:
- Are 24 and under, 65 and over or a member of the military (must self-disclose), OR
- Have combined monthly direct deposits totaling $1,000+, OR
- Keep average account balance of $1,500+, OR
- Hold an eligible U.S. Bank credit card, OR
- Qualify for one of the four Smart Rewards™ tiers (Primary, Plus, Premium or Pinnacle)
Chase Total Checking® - $300 Bonus
- New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities
- Access to more than 15,000 Chase ATMs and more than 4,700 branches
- Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
- JPMorgan Chase Bank, N.A. Member FDIC
- Open your account online now
- Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
- Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
- Minimum Deposit to Open: $0
- Direct Deposit Required: Yes
- Minimum Deposit Required: None
- When Do You Get It: Within 15 days after meeting requirements
- Monthly Fee: $12 Monthly Service Fee OR $0 with one of the following, each monthly statement period:
- Qualifying electronic deposits made into this account totaling $500 or more,
- OR a balance at the beginning of each day of $1,500 or more in this account,
- OR an average beginning day balance of $5,000 or more in any combination of this account and linked qualifying Chase checking, savings, and other balances
Online Savings Account - Earn 4.25% APY
- No fees
- No minimum opening deposit
- No minimum balance required
- Minimum Deposit to Open: $0
- Monthly Fee: $0
Bank of America Advantage Banking - $200 Bonus Offer
- The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new checking customers only.
- Offer expires 5/31/2024.
- To qualify, open a Bank of America Advantage Banking account through the promotional page and set up and receive qualifying direct deposits totaling $2,000 or more into that new account within 90 days of opening.
- Bank of America will attempt to pay bonus within 60 days.
- Additional terms and conditions apply. See offer page for more details.
- Bank of America, N.A. Member FDIC.
Capital One Trending Offers
Last hour | 360 Checking Account selected by a visitor from Florida |
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2 hours ago | Online CDs selected by a visitor from Texas |
10 hours ago | Capital One 360 CDs selected by a visitor from Delaware |
19 hours ago | Personal Checking Account - $250 Bonus selected by a visitor from California |
Capital One Offers You May Have Missed
Don't miss another hot deal. Check back often at CreditDonkey.
Personal Savings Account - $300 Bonus
Open a new 360 Performance Savings account. Use promo code FALL23 at account opening. Deposit at least $20,000 of external funds within 15 days of account opening. Maintain at least $20,000 in the account for 90 days more after the initial 15 days after account opening.
Personal Savings Account - $750 Bonus
Open a new 360 Performance Savings account. Use promo code FALL23 at account opening. Deposit at least $50,000 of external funds within 15 days of account opening. Maintain at least $50,000 in the account for 90 days more after the initial 15 days after account opening.
Personal Savings Account - $1,500 Bonus
Open a new 360 Performance Savings account. Use promo code FALL23 at account opening. Deposit at least $100,000 of external funds within 15 days of account opening. Maintain at least $100,000 in the account for 90 days more after the initial 15 days after account opening.
Capital One 360 Checking - $25 Refer a Friend Offer
Get $25 when you open an account with an initial deposit of at least $250 AND do one of the following: make 3 debit card purchases or Zelle payments within 45 days of account opening. The $25 bonus will be deposited into your account on Day 50. Only available for new Capital One 360 customers using the unique link sent from their friend. Terms apply.
Personal Checking Account - $400 Bonus
Open a qualifying 360 Checking account using promo code BONUS400. Receive at least 2 direct deposits totaling $1,000 or more within 60 days of account opening.
Capital One 360 Savings - $25 Refer a Friend Offer
Get $25 when you open an account with an initial deposit of at least $250-9,999.99. The $25 bonus will be automatically deposited into your account. The bonus will start earning interest right away, but you cannot withdraw for 30 days. Only available for new Capital One 360 customers using the unique link sent from their friend. Terms apply.
Capital One 360 Savings - $100 Refer a Friend Offer
Get $100 when you open an account with an initial deposit of at least $10,000. The $100 bonus will be automatically deposited into your account. The bonus will start earning interest right away, but you cannot withdraw for 30 days. Only available for new Capital One 360 customers using the unique link sent from their friend. Terms apply.
Personal Checking Account - Up to $250 Bonus
Open a new 360 Checking account using promo code UPTO250. Make the qualifying spending requirement using your debit card within 90 days of account opening.
Spend Requirement | Cash Bonus |
---|---|
$1,500+ | $250 |
$500.01-$1,500 | $150 |
Personal Checking Account - $250 Bonus
Open a qualifying 360 Checking account using UPTO250. Spend $1,500.00 or more using your Capital One debit card within 90 days of account opening.
Personal Checking Account - $150 Bonus
Open a qualifying 360 Checking account using UPTO250. Spend $500.01–$1,500.00 using your Capital One debit card within 90 days of account opening.
Capital One Bank offers competitive rates on their savings account. Their interest checking has several overdraft options in cases of accidental overdraw. There are no minimum deposits or service fees.
Capital One 360 Promotions
Capital One frequently offers cash bonuses for new banking customers. Keep your eye out on our page for coupons. If you see one, be aware of when the offer expires and act on it quick.
Capital One promotions are available to all residents nationwide.
Capital One 360 Checking
Capital One's top-rated checking account has no balance requirements or service fees. Here are some special features:
- Overdraft protections. Capital One offers several overdraft protection options. The Next Day Grace gives you one business day to replace the overdrawn amount before you're charged. You can also auto decline charges you don't have the funds to cover. Or you can link a savings account for a free automatic transfer of funds. Lastly, you can apply for an Overdraft Line of Credit, but you'll be charged interest until you pay back the funds.
- First checks free. Your first set of checks are free.
- No foreign transaction fee. There is no foreign transaction fee when you use your debit card abroad.
What to Open at Capital One
- 360 Savings (for balances under $10,000). If you have less than $10k to save, you'll get the best interest rate with the 360 Savings account. There are no service fees or minimum balance requirements.
- Money Market (for balances $10,000+). If you have at least $10,000 to deposit, Capital One's money market account offers the best APY with no monthly service fee.
- 12-month CD. Capital One 360 offers one of the best APYs for a 12-month CD. There is no minimum opening deposit. If you can commit to not touching your money for longer, then you can get a slightly higher APY for a longer term CD (up to 5 years).
- MONEY Teen Checking. This is a great checking account to teach teens money management. You and your teen will be joint account holders. Teens can make their own money decisions, and you can monitor their account online. There is no minimum deposit requirement and no service fees.
What NOT to Open at Capital One
- Short term CDs. For CD terms less than 12 months, the interest rate isn't great. In this case, it's much better to just save your money into the Capital One 360 Savings Account.
Highlights
4.35% APY
4.00% to 5.10% APY. Terms of 6 months to 5 years. 12-month CD APY of 4.90%
Over 70,000 no-fee Capital One & Allpoint ATMs
Mon-Sun: 8am - 11pm (ET)
Online Only
Pricing information from published website as of 03/15/2024.
Learn More | Visit Site | |
Capital One | Chase | |
---|---|---|
Benefits and Features | ||
Savings |
| |
CD | 4.00% to 5.10% APY. Terms of 6 months to 5 years. 12-month CD APY of 4.90% | Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee. |
Checking |
| |
Mobile App | ||
ATMs | Over 70,000 no-fee Capital One & Allpoint ATMs | |
Customer Service | Automated service available 24 hours a day, 7 days a week | |
Locations | ||
Learn More | Visit Site | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Capital One: Pricing information from published website as of 03/15/2024. Chase: Pricing information and data points from published website as of 03/14/2024. |
1 Year CD - 5.00% APY
18 Month CD - 4.70% APY
2 Year CD - 4.30% APY
3 Year CD - 4.10% APY
48-Month CD - 4.05% APY
5 Year CD - 4.00% APY
9-Month CD - 4.35% APY
Business Savings
- up to 4.10% promotional interest rate guaranteed for the first 6 months
- $250 minimum opening deposit
- $3 monthly service fee, waived with $300 average daily balance
- Minimum Deposit to Open: $250
- Monthly Fee: $3 (waived with $300 average balance)
Capital One Alternatives
Chase Secure Banking℠ - $100 Bonus
- New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
- Set up direct deposit and you may get your money up to two business days early-exclusively for Chase Secure Banking℠ customers.
- No minimum deposit to open an account and get started plus no overdraft fees with a Chase debit card that helps you stay within your balance.
- Track your credit score, get a personalized action plan provided by Experian™ to help improve your score and receive identity monitoring for free through Chase Credit Journey®.
- Chase Secure Banking℠ customers told us they save an average of more than $40 per month on fees after opening their account.
- JPMorgan Chase Bank, N.A. Member FDIC.
- Pay bills, cash checks and send or receive money with Zelle® with a Chase Secure Banking℠ account.
- Bank from anywhere with access to more than 15,000 Chase ATMs, more than 4,700 Chase branches, the Chase Mobile® app and Chase.com.
- Minimum Deposit to Open: $0
- Direct Deposit Required: No
- Minimum Deposit Required: None
- When Do You Get It: Within 15 days after completing qualifying activities
- Monthly Fee: $4.95
Online Checking Account - Earn Cash Back
- 1% cash back on up to $3,000 in debit card purchases each month. See website for details
- No fees
- Early Pay - Get your paycheck up to two days early with no charge
- No credit impact - You can apply without affecting your credit score.
- Access to over 60,000 no-fee ATMs in the U.S.
- Minimum Deposit to Open: $0
- Minimum Deposit Required: $0
- Monthly Fee: $0
Bank of America Business Advantage Checking Account - $200 Bonus Offer
- Open a new eligible business checking account by June 30, 2024
- Make Qualifying Deposits* of $5,000 or more in new money within 30 days of opening the new eligible business checking account
- Maintain an average balance of $5,000 for the next 60 days (day 31-90) during the maintenance period**
**The maintenance period begins thirty-one (31) days after account opening and ends ninety (90) calendar days after account opening.
Member FDIC
TD Beyond Checking - $300 Cash Bonus
- New customers who apply online for a TD Beyond Checking account can earn a $300 cash bonus after receiving direct deposits of $2,500 or more within 60 days. To qualify for this offer, you must be a U.S. resident and apply for the offer online. Offer is available in these states: CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
- Three ways to go monthly maintenance fee-free: Monthly Maintenance fee waived when you set up direct deposits of $5,000 or more within a statement cycle, maintain a $2,500 minimum daily balance, or have a $25,000 combined balance across eligible TD accounts.
- ATM perks: TD fees waived at any ATM and non-TD fees reimbursed when you keep at least a $2,500 daily balance
- A little extra time. A lot of extra relief: Avoid fees with Grace Period, which gives you until 11 PM ET the next business day to fix an overdraft. Make sure your available balance is at least $0 by depositing enough to cover the overdrawn balance plus any additional transactions and TD will refund the overdraft fee to your checking account.
- Fast and secure payments: TD Bank debit cards are backed by the Zero Liability guarantee and 24/7 fraud monitoring
- Convenient locations with the longest hours around: We have over 1,100 locations from Maine to Florida that's open early, late, and weekends.
- Get reimbursed for fees including two overdraft fees per year, all Rush Bill Payments, and one outgoing wire per statement cycle (domestic or international).
- Additional TD Bank checking account perks worth talking about: Get 24/7 access to all your TD accounts with Online & Mobile Banking, plus Bill Pay, Send Money with Zelle®, Mobile Deposit and Online Statements.
- Direct Deposit Required: Yes
- Minimum Deposit Required: $2,500 within 60 days
- Monthly Fee: $25 Monthly Maintenance fee waived when you set up direct deposits of $5,000 or more within a statement cycle, maintain a $2,500 minimum daily balance, or have a $25,000 combined balance across eligible TD accounts.
Enhanced Direct Deposit - Earn $300 Cash Bonus
- Open a new eligible Citi Checking account with Enhanced Direct Deposits
- Deposit at least two Enhanced Direct Deposits directly into your new checking account within 90 calendar days from account opening.
- Your total combined Enhanced Direct Deposit must equal $1,500 or more.
- Earn a $300 cash bonus. Your cash bonus will be deposited to your open, eligible checking account within 30 calendar days after required activities have been completed.
- Monthly Fee: Waived Monthly Service Fees when you have $250+ in Enhanced Direct Deposits