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Capital One 360 Promotions

Capital One is currently offering eleven promotions. Read our in-depth review of Capital One to see why Capital One scored 4.3 stars out of 5. We like their overdraft protection options, no account minimums, and 27 capital one cafes for in-person support.

If you're looking for bank promotions, you must check out these offers.

    Capital One MMA

    $25

    Capital One 360 Checking - $25 Offer

    Get $25 when you open an account with an initial deposit of at least $250 AND do one of the following: make 3 debit card purchases or Zelle payments within 45 days of account opening. The $25 bonus will be deposited into your account on Day 50. Only available for new Capital One 360 customers.

    $25

    Capital One 360 Saving - $25 Offer

    Get $25 when you open an account with an initial deposit of at least $250. The $25 bonus will be automatically deposited into your account upon opening. The bonus will start earning interest right away, but you cannot withdraw for 30 days. Only available for new Capital One 360 customers.

    $25

    Capital One 360 Money Market - $25

    Get $25 if you make an initial deposit of $250 - $9,999.99. The bonus will be automatically deposited into your account upon opening. The bonus will start earning interest right away, but you cannot withdraw for 30 days. Only available for new Capital One 360 customers.

    $100

    Capital One 360 Money Market - $100

    Get $100 if you make an initial deposit of $10,000 or more. The bonus will be automatically deposited into your account upon opening. The bonus will start earning interest right away, but you cannot withdraw for 30 days. Only available for new Capital One 360 customers.

    Capital One 360 Money Market - $200 Bonus

    Open a Capital One 360 Money Market account and deposit at least $10,000 of new money within 10 days of account opening (Initial Funding Period). Use promo code OPEN200 when opening your account. Earn $200 bonus when you maintain $10,000 or more for the first 90 days following the Initial Funding Period. The bonus will be deposited into your account within 60 days following the 90-day period.

    Expires 7/31/2019

    Capital One 360 Money Market - $200 Bonus

    This offer is exclusive to Quicken customers. Open your first 360 Money Market account online using the instructions from the email you received from Quicken. To earn $200 bonus, deposit $10,000 to $49,999 to your account within 10 days of account opening (Initial Funding Period). You must maintain at least $10,000 in your account for the first 90 days following the Initial Funding Period. $200 bonus will be deposited to your account in approximately 60 days following the 90-day balance maintenance period.

    Expires 7/31/2019

    Capital One 360 Money Market - $400 Bonus

    This offer is exclusive to Quicken customers. Open your first 360 Money Market account online using the instructions from the email you received from Quicken. To earn $400 bonus, deposit $50,000 to $99,999 to your account within 10 days of account opening (Initial Funding Period). You must maintain at least $50,000 in your account for the first 90 days following the Initial Funding Period. $400 bonus will be deposited to your account in approximately 60 days following the 90-day balance maintenance period.

    Expires 7/31/2019

    Capital One 360 Money Market - $600 Bonus

    This offer is exclusive to Quicken customers. Open your first 360 Money Market account online using the instructions from the email you received from Quicken. To earn $600 bonus, deposit $100,000 or more into your account within 10 days of account opening (Initial Funding Period). You must maintain at least $100,000 in your account for the first 90 days following the Initial Funding Period. $600 bonus will be deposited to your account in approximately 60 days following the 90-day balance maintenance period.

    Expires 7/31/2019

    Online CDs

    • Up to 3.00% APY
    • Up to 5 years
    • $0 minimum opening deposit
    • Daily Compounding Interest
    • FDIC Insured
    $20

    Refer a Friend Program - $20 for Each Referral

    Receive $20 for each friend who opens a Capital One 360 account using your referral link. Get your unique referral link by logging into your account and visiting the “Refer a Friend” section. The bonus is paid for the first 50 friends who open an account, for a total of up to $1,000. Those referred must open an account with at least $250 initial deposit.

Compare Promotions

    HSBC Bank

    HSBC Advance Checking - $350 Bonus

      Get a $350 Welcome Deposit for eligible new customers who open an HSBC Advance checking account with qualifying activities.
    • Open your new HSBC Advance checking account online by June 2, 2019; and
    • Deposit a minimum Qualifying Balance of $10,000 or more in New Money in combined checking and savings accounts within 30 calendar days of account opening; and
    • Maintain at least the minimum Qualifying Balance for 90 calendar days from the date you deposited the minimum Qualifying Balance.
    • You will automatically receive the $350 Welcome Deposit in your new HSBC Advance checking account approximately eight weeks after completing all qualifying activities. It's that simple.
    • Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
    Expires 6/2/2019
    HSBC Bank

    HSBC Direct Savings - 2.30% APY

    • Earn 2.30% APY on all balance tiers
    • No monthly maintenance fee
    • Minimum balance to earn APY is $1
    • Member FDIC
    CIT Bank

    Money Market Account - 1.85% APY

    • 1.85% APY
    • $100 Minimum Opening Deposit
    • No monthly maintenance fee
    • FDIC Insured
    NBKC Bank

    NBKC Checking Account - 1.01% APY

    • Earn 1.01% APY
    • No monthly account fees
    • No minimum balance
    • No ATM fees at 32,000+ Moneypass ATMs and up to $12/month refund for any other ATM fees
    Aspiration

    Open Spend and Save Account - Earn up to 2.00% APY

Capital One Offers You May Have Missed

Don't miss another hot deal. Check back often at CreditDonkey.

    Capital One 360 Money Market - $150 Bonus

    Earn a $150 bonus when you deposit $20,000 to $49,999.99 into your 360 Money Market account from another bank by May 22, 2019. Maintain a daily balance of the new amount deposited in the account until August 20, 2019 to get the bonus. Bonus will be deposited into your account within 60 days following August 20, 2019.

    Expired 5/22/2019

    Capital One 360 Money Market - $450 Bonus

    Earn a $450 bonus when you deposit $50,000 or more into your 360 Money Market account from another bank by May 22, 2019. Maintain a daily balance of the new amount deposited in the account until August 20, 2019 to get the bonus. Bonus will be deposited into your account within 60 days following August 20, 2019.

    Expired 5/22/2019

    Capital One 360 Money Market - $200 Bonus

    Open a Capital One 360 Money Market account and deposit at least $10,000 of new money within 10 days of account opening (Initial Funding Period). Use promo code EARN500 when opening your account. Earn $200 bonus when you maintain $10,000 - $49,999.99 for at least 90 days following the Initial Funding Period. The bonus will be deposited into your account within 60 days following the 90-day period.

    Expired 5/19/2019

    Capital One 360 Money Market - $500 Bonus

    Open a Capital One 360 Money Market account and deposit at least $50,000 of new money within 10 days of account opening (Initial Funding Period). Use promo code EARN500 when opening your account. Earn $500 bonus when you maintain $50,000 or more for at least 90 days following the Initial Funding Period. The bonus will be deposited into your account within 60 days following the 90-day period.

    Expired 5/19/2019

    Capital One 360 Money Market - $200

    Get $200 when you open a 360 Money Market account and deposit at least $10,000. Use promo code OFFER200. Capital One will deposit $200 bonus into your account within 60 days after depositng $10,000.

    Expired 3/28/2019

    Capital One 360 Money Market - $200 Bonus

    Open a Capital One 360 Money Market account and deposit at least $10,000 of new money within 10 days of account opening (Initial Funding Period). Use promo code CELEBRATE when opening your account. Earn $200 bonus when you maintain $10,000 - $49,999.99 for at least 90 days following the Initial Funding Period. The bonus will be deposited into your account within 60 days following the 90-day period.

    Expired 2/28/2019

    Capital One 360 Money Market - $500 Bonus

    Open a Capital One 360 Money Market account and deposit at least $10,000 of new money within 10 days of account opening (Initial Funding Period). Use promo code CELEBRATE when opening your account. Earn $500 bonus when you maintain $50,000 or more for at least 90 days following the Initial Funding Period. The bonus will be deposited into your account within 60 days following the 90-day period.

    Expired 2/28/2019

    Capital One 360 Money Market - $1,000 Bonus

    Open a Capital One 360 Money Market by December 31, 2018. Use promo code VALUE2018. Deposit $150,000 or more within 10 days of account opening (Initial Funding Period) to earn $1,000 bonus. Bonus will be deposited to your account within 60 days after the end of the Initial Funding Period.

    Expired 12/31/2018

    Capital One 360 Money Market - $200 Bonus

    Open a Capital One 360 Money Market by December 31, 2018. Use promo code VALUE2018. Deposit $10,000 to $149,999 within 10 days of account opening (Initial Funding Period) to earn $200 bonus. Bonus will be deposited to your account within 60 days after the end of the Initial Funding Period.

    Expired 12/31/2018

    Capital One 360 Money Market - $500

    Get $500 when you open a 360 Money Market account and deposit at least $50,000. Use promo code OFFER500. Capital One will deposit $500 into your account within 60 days after depositing $50,000.

    Expired 10/31/2018

Capital One Bank offers competitive rates on their savings account. Their interest checking has several overdraft options in cases of accidental overdraw. There are no minimum deposits or service fees.

Capital One 360 Promotions

Capital One frequently offers cash bonuses for new banking customers. Keep your eye out on our page for coupons. If you see one, be aware of when the offer expires and act on it quick.

Capital One promotions are available to all residents nationwide.

Capital One 360 Checking

Capital One's top-rated checking account has no balance requirements or service fees. Here are some special features:

  • Overdraft protections. Capital One offers several overdraft protection options. The Next Day Grace gives you one business day to replace the overdrawn amount before you're charged. You can also auto decline charges you don't have the funds to cover. Or you can link a savings account for a free automatic transfer of funds. Lastly, you can apply for an Overdraft Line of Credit, but you'll be charged interest until you pay back the funds.

  • First checks free. Your first set of checks are free.

  • No foreign transaction fee. There is no foreign transaction fee when you use your debit card abroad.

What to Open at Capital One

  • 360 Savings (for balances under $10,000). If you have less than $10k to save, you'll get the best interest rate with the 360 Savings account. There are no service fees or minimum balance requirements.

  • Money Market (for balances $10,000+). If you have at least $10,000 to deposit, Capital One's money market account offers the best APY with no monthly service fee.

  • 12-month CD. Capital One 360 offers one of the best APYs for a 12-month CD. There is no minimum opening deposit. If you can commit to not touching your money for longer, then you can get a slightly higher APY for a longer term CD (up to 5 years).

  • MONEY Teen Checking. This is a great checking account to teach teens money management. You and your teen will be joint account holders. Teens can make their own money decisions, and you can monitor their account online. There is no minimum deposit requirement and no service fees.

What NOT to Open at Capital One

  • Short term CDs. For CD terms less than 12 months, the interest rate isn't great. In this case, it's much better to just save your money into the Capital One 360 Savings Account.

    Highlights

    Savings
    1% APY. No monthly service fee and no minimum deposit.
    CD
    0.60% to 3.00% APY. Terms of 6 months to 5 years. 12-month CD APY of 2.70%. No deposit to open.
    Compare: Capital One vs Discover Bank
    Checking
    0.20% APY under $50,000; 0.75% APY $50,000 or more; 1.00% APY $100,000 or more. No monthly service fee and no minimum deposit. Overdraft options prevent you from being charged when you accidentally overdraw
    Money Market
    0.85% APY up to $9,999.99; 2.00% APY $10,000 or more. No monthly service fee and no minimum deposit.
    Customer Service
    Mon-Sun: 8am - 11pm (ET)
    ATMs
    Over 39,000 no-fee Capital One & Allpoint ATMs
    Locations
    Online Only

Pricing information from published website as of 5/23/2019.

 Capital OneCitibank
 Learn MoreLearn More
 

Capital One

Citibank

 

Benefits and Features

Savings1% APY. No monthly service fee and no minimum deposit.0.04% APY. No minimum deposit. $4.50 monthly fee unless you maintain an average monthly balance of $500.
CD0.60% to 3.00% APY. Terms of 6 months to 5 years. 12-month CD APY of 2.70%. No deposit to open.0.05% - 2.50% APY. Terms ranging from 3 months to 5 years. Minimum opening deposit is $1,000 in CA, and NV, $2,500 in MD, DC, VA, and FL, $500 in all other markets.
Checking0.20% APY under $50,000; 0.75% APY $50,000 or more; 1.00% APY $100,000 or more. No monthly service fee and no minimum deposit. Overdraft options prevent you from being charged when you accidentally overdraw 
Money Market0.85% APY up to $9,999.99; 2.00% APY $10,000 or more. No monthly service fee and no minimum deposit.A.k.a 'Savings Plus' Account. 0.01% - 0.10% APY. Minimum opening deposit $100.
Customer Service
Mon-Sun: 8am - 11pm (ET)
24/7 Live Customer Service (Telephone)
ATMsOver 39,000 no-fee Capital One & Allpoint ATMs2400 ATMs across the country. Citibank also works at all MoneyPass ATMs, which means access to over 60,000 no-fee ATMs.
IRA CD Can convert an IRA to a regular CD account. 0.05% - 2.50% APY. Terms ranging from 3 months to 5 years. Minimum opening deposit is $1,000 in CA, and NV, $2,500 in MD, DC, VA, and FL, $500 in all other markets.
IRA Money Market Can convert an IRA account to a regular Money Market account. 0.01% - 0.10% APY. Minimum opening deposit $100.
Locations
Online Only
700 Citibank branches across 13 states (mostly in California and New York)

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Capital One: Pricing information from published website as of 5/23/2019.

Citibank: Pricing information from published website as of 5/23/2019.

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