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Capital One 360 Promotions

Capital One is currently offering thirteen promotions. Read our in-depth review of Capital One to see why Capital One scored 4.3 stars out of 5. We like their overdraft protection options, no account minimums, and 27 capital one cafes for in-person support.

If you're looking for bank promotions, you must check out these offers.

    Capital One MMA

    $25

    Capital One 360 Checking - $25 Offer

    Get $25 when you open an account with an initial deposit of at least $250 AND do one of the following: make 3 debit card purchases or Person2Person payments within 45 days of account opening. The $25 bonus will be deposited into your account on Day 50. Only available for new Capital One 360 customers.

    $25

    Capital One 360 Saving - $25 Offer

    Get $25 when you open an account with an initial deposit of at least $250. The $25 bonus will be automatically deposited into your account upon opening. The bonus will start earning interest right away, but you cannot withdraw for 30 days. Only available for new Capital One 360 customers.

    $25

    Capital One 360 Money Market - $25

    Get $25 if you make an initial deposit of $250 - $9,999.99. The bonus will be automatically deposited into your account upon opening. The bonus will start earning interest right away, but you cannot withdraw for 30 days. Only available for new Capital One 360 customers.

    $100

    Capital One 360 Money Market - $100

    Get $100 if you make an initial deposit of $10,000 or more. The bonus will be automatically deposited into your account upon opening. The bonus will start earning interest right away, but you cannot withdraw for 30 days. Only available for new Capital One 360 customers.

    Capital One 360 Money Market - $1,000 Bonus

    Open a Capital One 360 Money Market by December 31, 2018. Use promo code VALUE2018. Deposit $150,000 or more within 10 days of account opening (Initial Funding Period) to earn $1,000 bonus. Bonus will be deposited to your account within 60 days after the end of the Initial Funding Period.

    Expires 12/31/2018

    Capital One 360 Money Market - $200 Bonus

    Open a Capital One 360 Money Market by December 31, 2018. Use promo code VALUE2018. Deposit $10,000 to $149,999 within 10 days of account opening (Initial Funding Period) to earn $200 bonus. Bonus will be deposited to your account within 60 days after the end of the Initial Funding Period.

    Expires 12/31/2018

    Capital One 360 Money Market - $200

    Get $200 when you open a 360 Money Market account and deposit at least $10,000. Use promo code OFFER200. Capital One will deposit $200 bonus into your account within 60 days after depositng $10,000.

    Expires 12/14/2018

    Capital One 360 Money Market - $200 Bonus

    This offer is exclusive to Quicken customers. Open your first 360 Money Market account online using the instructions from the email you received from Quicken. To earn $200 bonus, deposit $10,000 to $49,999 to your account within 10 days of account opening (Initial Funding Period). You must maintain at least $10,000 in your account for the first 90 days following the Initial Funding Period. $200 bonus will be deposited to your account in approximately 60 days following the 90-day balance maintenance period.

    Expires 12/14/2018

    Capital One 360 Money Market - $400 Bonus

    This offer is exclusive to Quicken customers. Open your first 360 Money Market account online using the instructions from the email you received from Quicken. To earn $400 bonus, deposit $50,000 to $99,999 to your account within 10 days of account opening (Initial Funding Period). You must maintain at least $50,000 in your account for the first 90 days following the Initial Funding Period. $400 bonus will be deposited to your account in approximately 60 days following the 90-day balance maintenance period.

    Expires 12/14/2018

    Capital One 360 Money Market - $600 Bonus

    This offer is exclusive to Quicken customers. Open your first 360 Money Market account online using the instructions from the email you received from Quicken. To earn $600 bonus, deposit $100,000 or more into your account within 10 days of account opening (Initial Funding Period). You must maintain at least $100,000 in your account for the first 90 days following the Initial Funding Period. $600 bonus will be deposited to your account in approximately 60 days following the 90-day balance maintenance period.

    Expires 12/14/2018

    Online CDs

    • Up to 3.10% APY
    • Up to 5 years
    • $0 minimum opening deposit
    • Daily Compounding Interest
    • FDIC Insured
    $20

    Refer a Friend Program - $20 for Each Referral

    Receive $20 for each friend who opens a Capital One 360 account using your referral link. Get your unique referral link by logging into your account and visiting the “Refer a Friend” section. The bonus is paid for the first 50 friends who open an account, for a total of up to $1,000. Those referred must open an account with at least $250 initial deposit.

Capital One Offers You May Have Missed

Don't miss another hot deal. Check back often at CreditDonkey.

    Capital One 360 Money Market - $500

    Get $500 when you open a 360 Money Market account and deposit at least $50,000. Use promo code OFFER500. Capital One will deposit $500 into your account within 60 days after depositing $50,000.

    Expired 10/31/2018

Capital One Bank offers competitive rates on their savings account. Their interest checking has several overdraft options in cases of accidental overdraw. There are no minimum deposits or service fees.

Capital One 360 Promotions

Capital One frequently offers cash bonuses for new banking customers. Keep your eye out on our page for coupons. If you see one, be aware of when the offer expires and act on it quick.

Capital One promotions are available to all residents nationwide.

Capital One 360 Checking

Capital One's top-rated checking account has no balance requirements or service fees. Here are some special features:

  • Overdraft protections. Capital One offers several overdraft protection options. The Next Day Grace gives you one business day to replace the overdrawn amount before you're charged. You can also auto decline charges you don't have the funds to cover. Or you can link a savings account for a free automatic transfer of funds. Lastly, you can apply for an Overdraft Line of Credit, but you'll be charged interest until you pay back the funds.

  • First checks free. Your first set of checks are free.

  • No foreign transaction fee. There is no foreign transaction fee when you use your debit card abroad.

What to Open at Capital One

  • 360 Savings (for balances under $10,000). If you have less than $10k to save, you'll get the best interest rate with the 360 Savings account. There are no service fees or minimum balance requirements.

  • Money Market (for balances $10,000+). If you have at least $10,000 to deposit, Capital One's money market account offers the best APY with no monthly service fee.

  • 12-month CD. Capital One 360 offers one of the best APYs for a 12-month CD. There is no minimum opening deposit. If you can commit to not touching your money for longer, then you can get a slightly higher APY for a longer term CD (up to 5 years).

  • MONEY Teen Checking. This is a great checking account to teach teens money management. You and your teen will be joint account holders. Teens can make their own money decisions, and you can monitor their account online. There is no minimum deposit requirement and no service fees.

What NOT to Open at Capital One

  • Short term CDs. For CD terms less than 12 months, the interest rate isn't great. In this case, it's much better to just save your money into the Capital One 360 Savings Account.

    Highlights

    Savings
    1% APY. No monthly service fee and no minimum deposit.
    CD
    0.60% to 3.10% APY. Terms of 6 months to 5 years. 12-month CD APY of 2.60%. No deposit to open.
    Checking
    0.20% APY under $50,000; 0.75% APY $50,000 or more; 1.00% APY $100,000 or more. No monthly service fee and no minimum deposit. Overdraft options prevent you from being charged when you accidentally overdraw
    Money Market
    0.85% APY up to $10,000; 2.00% APY $10,000 or more. No monthly service fee and no minimum deposit.
    Customer Service
    Mon-Sun 8am - 11pm (ET)
    ATMs
    Over 39,000 no-fee Capital One & Allpoint ATMs
    Locations
    Online Only

Pricing information from published website as of 11/15/2018

 Capital OneCitibank
 Learn MoreLearn More
 

Capital One

Citibank

 

Benefits and Features

Savings1% APY. No monthly service fee and no minimum deposit.0.04% APY. No minimum deposit. 4$ monthly fee unless you maintain an average monthly balance of $500.
CD0.60% to 3.10% APY. Terms of 6 months to 5 years. 12-month CD APY of 2.60%. No deposit to open.0.05% - 0.8% APY. Terms ranging from 3 months - 5 years. Minimum opening deposit $1,000.
Checking0.20% APY under $50,000; 0.75% APY $50,000 or more; 1.00% APY $100,000 or more. No monthly service fee and no minimum deposit. Overdraft options prevent you from being charged when you accidentally overdraw 
Money Market0.85% APY up to $10,000; 2.00% APY $10,000 or more. No monthly service fee and no minimum deposit.A.k.a 'Savings Plus' Account. 0.01% - 0.10% APY. Minimum opening deposit $100.
Customer Service
Mon-Sun 8am - 11pm (ET)
24/7 Live Customer Service (Telephone)
ATMsOver 39,000 no-fee Capital One & Allpoint ATMs2400 ATMs across the country. Citibank also works at all Allpoint Network ATMs, which means access to over 30,000 no-fee ATMs.
IRA CD Can convert an IRA account to a regular CD account. 0.05% - 0.8% APY. Terms ranging from 3 months - 5 years. Minimum opening deposit $1,000.
IRA Money Market Can convert an IRA account to a regular Money Market account. 0.01% - 0.10% APY. Minimum opening deposit $100.
Locations
Online Only
700 Citibank branches across the country

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Capital One: Pricing information from published website as of 11/15/2018

Citibank: Pricing information from published website as of 9/22/18

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