Capital One 360 Promotions
Read our in-depth review of Capital One to see why Capital One scored 4.5 stars out of 5. We like their overdraft protection options, no account minimums, and over 50 cafes for in-person support.
Personal Savings Account - $1,500 Bonus
Open a new 360 Performance Savings account. Use promo code BONUS1500 at account opening. Deposit at least $100,000 of external funds within 15 days of account opening. Maintain at least $100,000 in the account for 90 days more after the initial 15 days after account opening.
- When Do You Get It: Within 60 days after meeting all the requirements.
- Who Can Qualify: Customers who have not had a 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now, or Confidence Savings account on or after January 1, 2022.
- Where to Open: Online
Personal Savings Account - $750 Bonus
Open a new 360 Performance Savings account. Use promo code BONUS1500 at account opening. Deposit at least $50,000 of external funds within 15 days of account opening. Maintain at least $50,000 in the account for 90 days more after the initial 15 days after account opening.
- When Do You Get It: Within 60 days after meeting all the requirements.
- Who Can Qualify: Customers who have not had a 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now, or Confidence Savings account on or after January 1, 2022.
- Where to Open: Online
Personal Checking Account - $300 Bonus
Open a new 360 Checking account. Use promo code OFFER300 at account opening. Set up and receive 2 qualifying direct deposits of $500 or more within 75 days of account opening.
Personal Savings Account - $300 Bonus
Open a new 360 Performance Savings account. Use promo code BONUS1500 at account opening. Deposit at least $20,000 of external funds within 15 days of account opening. Maintain at least $20,000 in the account for 90 days more after the initial 15 days after account opening.
- When Do You Get It: Within 60 days after meeting all the requirements.
- Who Can Qualify: Customers who have not had a 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now, or Confidence Savings account on or after January 1, 2022.
- Where to Open: Online
Personal Checking Account - $250 Bonus
Open a new 360 Checking account. Use promo code CHECKING250 at account opening. Set up and receive 2 qualifying direct deposits of $500 or more each within 75 days of account opening.
360 Performance Savings - 3.60% APY
- 3.60% APY
- $0 opening minimum
- No monthly service fee
- No minimum balance requirement
- Minimum Deposit Required: $0
- Monthly Fee: $0
Capital One 360 CDs
| CD Term | APY |
|---|---|
| 6 Months | 3.80% |
| 9 Months | 3.80% |
| 12 Months | 4.00% |
| 18 Months | 3.70% |
| 24 Months | 3.50% |
| 30 Months | 3.50% |
| 36 Months | 3.50% |
| 48 Months | 3.50% |
| 60 Months | 3.50% |
360 Checking Account
- $0 opening minimum
- No monthly service fee
- No minimum balance requirement
- 0.10% APY
- 70,000+ Capital One, MoneyPass, and Allpoint ATMs
- Minimum Deposit Required: $0
- Monthly Fee: $0
Basic Business Checking
- Unlimited free transactions each month
- $5,000 in free cash deposits each month
- Waive the $15 monthly service fee by maintaining a prior 30- or 90-day average balance of $2,000 or more
- Minimum Deposit to Open: $0
- Monthly Fee: $15 (can be waived)
MONEY Teen Checking Account
- No monthly service fee
- No minimum balance
- Free debit card for kids
- Parental controls
- Minimum Deposit to Open: $0
- Monthly Fee: $0
Online CDs
- Up to 4.00% APY
- Up to 5 years
- $0 minimum opening deposit
- Daily Compounding Interest
- FDIC Insured
Compare Promotions
High-Yield Savings Account - 4.35% APY
- $1 minimum deposit
- No fees
- 24/7 online access to funds
- FDIC insured
- Minimum Deposit to Open: $1
- Monthly Fee: $0
Bank of America Advantage Banking - $300 Bonus Offer
- The $300 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new checking customers only.
- Offer expires 05/31/2025.
- To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* totaling $2,000 or more into that new eligible account within 90 days of account opening. Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
- Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
- Additional terms and conditions apply. See offer page for more details.
- *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
- Bank of America, N.A. Member FDIC.
Discover® Online Savings - $200 Cash Bonus
To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code CY325 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200.
What to know: Offer not valid for existing or prior Discover savings customers. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 09/11/2025, 11:59 PM ET. Offer may be modified or withdrawn without notice. Due to new customer funding limits, you may wish to initiate fund transfers at your other institution. For information on funding, see FAQs on Discover.com/Bank. See advertiser website for full details.
Chase Total Checking® - $300 Bonus
- New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities
- Chase Mobile® app - Manage accounts, pay bills, send money to friends with Zelle® and deposit checks from almost anywhere.
- Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
- Help keep your money protected with features like Zero Liability Protection, fraud monitoring and card lock.
- Chase Total Checking includes FDIC insurance up to the maximum amount allowed by law.
- With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs.
- Open your account online now
- Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
- Minimum Deposit to Open: $0
- Direct Deposit Required: Yes
- Minimum Deposit Required: None
- When Do You Get It: Within 15 days after meeting requirements
- Monthly Fee: $12 or $0 with one of the following, each monthly statement period:
- Electronic deposits made into this account totaling $500 or more, such as payments from payroll providers or government benefit providers, by using (i) the ACH network, (ii) the Real Time Payment or FedNow℠ network, (iii) third party services that facilitate payments to your debit card using the Visa® or Mastercard® network,
- OR a balance at the beginning of each day of $1,500 or more in this account,
- OR an average beginning day balance of $5,000 or more in any combination of this account and linked qualifying Chase checking, savings, and other balances.
Wells Fargo Everyday Checking Account - $325 Bonus
- Get a $325 new checking customer bonus when you open an Everyday Checking account and receive $1,000 or more in qualifying direct deposits.
- Wells Fargo Bank, N.A.
Member FDIC
Capital One Trending Offers
| Just now | Personal Checking Account - $250 Bonus selected by a visitor from Pennsylvania |
| 2 hours ago | Personal Savings Account - $1,500 Bonus selected by a visitor from Indiana |
| 5 hours ago | Personal Savings Account - $300 Bonus selected by a visitor from Utah |
| 6 hours ago | Personal Checking Account - $300 Bonus selected by a visitor from Texas |
| 7 hours ago | 360 Performance Savings - 3.60% APY selected by a visitor from Oklahoma |
Capital One Offers You May Have Missed
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Capital One 360 Checking - $25 Refer a Friend Offer
Get $25 when you open an account with an initial deposit of at least $250 AND do one of the following: make 3 debit card purchases or Zelle payments within 45 days of account opening. The $25 bonus will be deposited into your account on Day 50. Only available for new Capital One 360 customers using the unique link sent from their friend. Terms apply.
Personal Checking Account - $400 Bonus
Open a qualifying 360 Checking account using promo code BONUS400. Receive at least 2 direct deposits totaling $1,000 or more within 60 days of account opening.
Capital One 360 Savings - $25 Refer a Friend Offer
Get $25 when you open an account with an initial deposit of at least $250-9,999.99. The $25 bonus will be automatically deposited into your account. The bonus will start earning interest right away, but you cannot withdraw for 30 days. Only available for new Capital One 360 customers using the unique link sent from their friend. Terms apply.
Capital One 360 Savings - $100 Refer a Friend Offer
Get $100 when you open an account with an initial deposit of at least $10,000. The $100 bonus will be automatically deposited into your account. The bonus will start earning interest right away, but you cannot withdraw for 30 days. Only available for new Capital One 360 customers using the unique link sent from their friend. Terms apply.
Personal Checking Account - Up to $250 Bonus
Open a new 360 Checking account using promo code UPTO250. Make the qualifying spending requirement using your debit card within 90 days of account opening.
| Spend Requirement | Cash Bonus |
|---|---|
| $1,500+ | $250 |
| $500.01-$1,500 | $150 |
Personal Checking Account - $250 Bonus
Open a qualifying 360 Checking account using UPTO250. Spend $1,500.00 or more using your Capital One debit card within 90 days of account opening.
Personal Checking Account - $150 Bonus
Open a qualifying 360 Checking account using UPTO250. Spend $500.01–$1,500.00 using your Capital One debit card within 90 days of account opening.
Capital One 360 Money Market - $25
Get $25 if you make an initial deposit of $250 - $9,999.99. The bonus will be automatically deposited into your account upon opening. The bonus will start earning interest right away, but you cannot withdraw for 30 days. Only available for new Capital One 360 customers.
Capital One 360 Money Market - $100
Get $100 if you make an initial deposit of $10,000 or more. The bonus will be automatically deposited into your account upon opening. The bonus will start earning interest right away, but you cannot withdraw for 30 days. Only available for new Capital One 360 customers.
Personal Checking Account - $250 Bonus
Open a new 360 Checking account. Use promo code REWARD250 at account opening. Set up and receive 2 qualifying direct deposits of $500 or more within 75 days of account opening.
Capital One Bank offers competitive rates on their savings account. Their interest checking has several overdraft options in cases of accidental overdraw. There are no minimum deposits or service fees.
Capital One 360 Promotions
Capital One frequently offers cash bonuses for new banking customers. Keep your eye out on our page for coupons. If you see one, be aware of when the offer expires and act on it quick.
Capital One promotions are available to all residents nationwide.
Capital One 360 Checking
Capital One's top-rated checking account has no balance requirements or service fees. Here are some special features:
- Overdraft protections. Capital One offers several overdraft protection options. There are no overdraft fees on approved transactions that put your balance below $0. You can also auto decline charges you don't have the funds to cover. Or you can link a savings account for a free automatic transfer of funds.
- First checks free. Your first set of checks are free.
- No foreign transaction fee. There is no foreign transaction fee when you use your debit card abroad.
What to Open at Capital One
- 360 Performance Savings. Online savings account with competitive Annual Percent Yield. There are no service fees or minimum balance requirements.
- 12-month CD. Capital One 360 offers one of the best APYs for a 12-month CD. There is no minimum opening deposit. If you can commit to not touching your money for longer, then you can get a slightly higher APY for a longer term CD (up to 5 years).
- MONEY Teen Checking. This is a great checking account to teach teens money management. You and your teen will be joint account holders. Teens can make their own money decisions, and you can monitor their account online. There is no minimum deposit requirement and no service fees.
What NOT to Open at Capital One
- Short term CDs. For CD terms less than 12 months, the interest rate isn't great. In this case, it's much better to just save your money into the Capital One 360 Performance Savings Account.
Highlights
3.60% APY
3.50% to 4.00% APY. Terms of 6 months to 5 years. 12-month CD APY of 4.00%
iOS & Android
over 70,000 no-fee Capital One, MoneyPass, and Allpoint ATMs
Phone: 800-655-2265
Monday - Sunday: 8AM - 11PM (ET)
263 branches
Pricing information from published website as of 05/13/2025.
| ||
| Learn More | Visit Site | |
Capital One | Chase | |
|---|---|---|
Benefits and Features | ||
| Savings |
| |
| CD | 3.50% to 4.00% APY. Terms of 6 months to 5 years. 12-month CD APY of 4.00% | Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee. |
| Checking |
| |
| Mobile App | ||
| ATMs | over 70,000 no-fee Capital One, MoneyPass, and Allpoint ATMs | |
| Customer Service | Phone: 800-655-2265 Monday - Sunday: 8AM - 11PM (ET) | Automated service available 24/7 |
| Locations | ||
| Learn More | Visit Site | |
Capital One: Pricing information from published website as of 05/13/2025. Chase: Pricing information and data points from published website as of 05/08/2025. | ||
1-Year CD - 4.00% APY
6-Month CD - 3.80% APY
9-Month CD - 3.80% APY
18-Month CD - 3.70% APY
2-Year CD - 3.50% APY
30-Month CD - 3.50% APY
3-Year CD - 3.50% APY
48-Month CD - 3.50% APY
5-Year CD - 3.50% APY
Business Savings
- Up to 3.70% promotional interest rate guaranteed for the first 3 months
- $250 minimum opening deposit
- $3 monthly service fee, waived with $300 average daily balance
Capital One Alternatives
Chase Secure Banking℠ - $100 Bonus
- New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
- Set up direct deposit and you may get your money up to two business days early-exclusively for Chase Secure Banking℠ customers.
- No minimum deposit to open an account and get started plus no overdraft fees with a Chase debit card that helps you stay within your balance.
- No need to worry about overdraft fees - Chase Secure Banking℠ allows you to spend only the money you have available.
- Chase Secure Banking℠ customers told us they save an average of more than $60 per month on fees after opening their account.
- Pay bills, cash checks and send or receive money with Zelle® with a Chase Secure Banking℠ account.
- Bank from anywhere with access to more than 15,000 Chase ATMs, more than 4,700 Chase branches, the Chase Mobile® app and Chase.com.
- JPMorgan Chase Bank, N.A. Member FDIC.
- Minimum Deposit to Open: $0
- Direct Deposit Required: No
- Minimum Deposit Required: None
- When Do You Get It: Within 15 days after completing qualifying activities
- Monthly Fee: $4.95 or $0; Avoid the monthly service fee when you have electronic deposits made into the account totaling $250 or more during each monthly statement period.
Discover® Online Savings - $150 Cash Bonus
To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code CY325 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200.
What to know: Offer not valid for existing or prior Discover savings customers. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 09/11/2025, 11:59 PM ET. Offer may be modified or withdrawn without notice. Due to new customer funding limits, you may wish to initiate fund transfers at your other institution. For information on funding, see FAQs on Discover.com/Bank. See advertiser website for full details.
Bank of America® Business Advantage Banking Checking Account - $200 Bonus Offer
- The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new eligible business checking customers only.
- Offer expires 12/31/2025.
- To qualify, deposit $5,000 or more in New Money* directly into a new eligible Bank of America Business Advantage Banking account within thirty (30) days of account opening.
- Maintain an average balance of $5,000 in that new Business Advantage Banking account during the Maintenance Period**.
- Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
- Additional terms and conditions apply. See offer page for more details.
- *New Money is new funds deposited into your business checking account that are not transfers from other Bank of America deposit accounts or
Merrill investment accounts.
- ** The Maintenance Period begins thirty-one (31) calendar days after account opening and ends ninety (90) calendar days after account opening.
- Bank of America, N.A. Member FDIC
Wells Fargo Everyday Checking Account - $325 Bonus
- Get a $325 new checking customer bonus when you open an Everyday Checking account and receive $1,000 or more in qualifying direct deposits.
- Wells Fargo Bank, N.A.
Member FDIC
U.S. Bank Business Essentials - $500 Bonus
Promo code Q2AFL25 MUST be used when opening a U.S. Bank Business Essentials, Silver, or Platinum Business Checking account. Limit of one bonus per business. A $100 minimum deposit is required to open one of the referenced accounts.
Earn your $500 Business Checking bonus by opening a new U.S. Bank Business Essentials or Silver Business Checking account between 4/3/2025 and 6/30/2025. You must make deposit(s) of at least $5,000 in new money within 30 days of account opening and thereafter maintain a daily balance of at least $5,000 until the 60th day after account opening. You must also complete 5 qualifying transactions within 60 days of account opening.
Qualifying transactions include debit card purchases, ACH credits, Wire Transfer credits and debits, Zelle credits and debits, U.S. Bank Mobile Check Deposit or Bill Pay. Other transactions such as (but not limited to) other Person to Person payments, transfers to credit card or transfers between U.S. Bank accounts are not eligible.
New money is considered money that is new to U.S. Bank. Funds must come from outside U.S. Bank and cannot be transferred from another U.S. Bank product or a U.S. Bank Affiliate. For accounts opened on non-business days, weekends or federal holidays, the open date is considered the next business day. Account fees (e.g., monthly maintenance, paper statement fee, etc.) could reduce the qualifying daily balance, therefore you must make deposit(s) to cover the fees to maintain the daily balance during the qualifying period to be awarded the bonus. Refer to the Business Pricing Information or Business Essentials® Pricing Information Document for a list of fees.
Bonus will be deposited into your new eligible U.S. Bank Business Checking account within 30 days following the last calendar day of the month you complete all of the offer requirements, as long as the account is open and has a positive available balance.
Offer may not be combined with any other business checking account bonus offers. Existing customers (businesses) with a business checking account or customers (businesses) who had an account in the last 12 months, do not qualify.
All regular account-opening procedures apply. For a comprehensive list of checking account pricing, terms and policies, reference your Business Pricing Information or Business Essentials® Pricing Information and YDAA disclosure. These documents can be obtained by contacting a U.S. Bank branch or calling 800.872.2657.
Bonus will be reported as interest earned on IRS Form 1099-INT and recipient is responsible for any applicable taxes. Current U.S. Bank employees are not eligible. U.S. Bank reserves the right to withdraw this offer at any time without notice. Member FDIC
- Minimum Deposit to Open: $100
- Monthly Fee: $0 monthly maintenance fee
Articles on Capital One
Capital One 360 Review
Capital One Money Teen Checking Account Review
Capital One Savings Account Bonus
Capital One CD Rates
Capital One High Yield Savings
Capital One Checking Account Bonus
Capital One Bank Hours
Capital One Routing Number
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