Ally Bank Promotions

Read our in-depth review of Ally Bank to see why Ally Bank scored 4.4 stars out of 5. We like their cd options, no account minimums, and good customer service.

If you're looking for bank promotions, you must check out these offers.

4.25%

Online Savings Account - 4.25% APY

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$0 minimum opening deposit. No minimum balance requirement. No fees to open or maintain account.

4.40%

Money Market - 4.40% APY

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4.40% APY
Unlimited deposits and ATM withdrawals, and up to 6 additional transactions
$10/month rebate for ATMs outside of Ally Network
$0 minimum opening deposit
$0 monthly fee
FDIC insured
Daily compounding interest

Interest Checking

0.10% APY for daily balances less than $15,000
0.25% APY for daily balance over $15,000
$10/month rebate for ATMs outside of Ally Network
$0 minimum opening deposit
No fees to open or maintain account
FDIC insured
Daily compounding interest

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Term CDs

Up to 5.15% APY
$0 Minimum Opening Deposit
Up to 5 years
No monthly maintenance fee
FDIC insured
Daily Compounding Interest

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Compare CD Promotions:

No Penalty CD

Withdraw full balance and interest after 6 days of CD funding date without penalty
4.55% APY
11-month term
No monthly maintenance fee
FDIC insured
Daily compounding interest

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Raise Your Rate CDs

3.75% APY
2 or 4-Year Terms
Opportunity to increase your rate once over the 2-year term or twice over the 4-year term
$0 minimum opening deposit
$0 monthly maintenance fee
FDIC insured
Daily compounding interest

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5.15%

Ally Bank 18-Month CD - 5.15% APY

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High Yield CDs

CD Term	APY
3 Months	3.00%
6 Months	3.50%
9 Months	5.00%
12 Months	4.85%
18 Months	5.15%
3 Years	4.25%
5 Years	4.10%

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5.15%

IRA High Yield CD - Up to 5.15% APY

CD Term	APY
3 Months	3.00%
6 Months	3.50%
9 Months	5.00%
12 Months	4.85%
18 Months	5.15%
3 Years	4.25%
5 Years	4.10%

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4.85%

Ally Bank 1-Year CD - 4.85% APY

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4.25%

Ally Bank 3-Year CD - 4.25% APY

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4.10%

Ally Bank 5-Year CD - 4.10% APY

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$200

Personal Checking Account - $200 Bonus

Open a new Ally Bank Spending Account. Use promo code GET200 at account opening. Set up and receive qualifying direct deposit of at least $1,500 within 90 days of account opening.

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Expires 11/30/2023

Compare Checking Promotions:

Compare Promotions

Member FDIC

Discover Online Savings - $200 Cash Bonus

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Expires 12/14/2023

To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account, online, in the Discover App or by phone. Enter Offer Code CY923 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200.

What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is interest and subject to reporting on Form 1099-INT. Offer ends 12/14/2023, 11:59 PM ET. Offer may be modified or withdrawn without notice. See advertiser website for full details.

Citi Priority - Earn up to $2,000 Cash Bonus

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Expires 1/9/2024

Earn up to $2,000 when you open a new eligible Citi checking account and enroll in the offer the same day
New to Relationship customers can choose their Relationship Tier.
Within 20 days of opening, deposit the minimum amount of new-to-Citibank funds.
Maintain a minimum balance for 60 consecutive calendar days from the 21st day.
If your balance falls to a lower Balance Level at any point during the maintenance period, the bonus changes.
Bonus will be paid within 30 days after you successfully complete all required activities.
Restrictions apply.

Member FDIC

UFB High Yield Money Market - Earn up to 5.25% APY

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Earn up to 5.25% APY*
No monthly maintenance fees with a $5,000.00 balance, otherwise fee is $10.00 per month.
Access your funds 24/7 with easy-to-use digital banking tools
Enjoy peace of mind with FDIC insurance up to the maximum allowable limit – Certificate #35546.

Member FDIC

CIT Bank No Penalty CD - 4.90% APY

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4.90% APY
Option to withdraw full balance and interest after 7 days of CD funding date
$1,000 minimum to open an account
11 months
No monthly maintenance fee
Member FDIC

Member FDIC

Chase Total Checking® - $200 Bonus

Open an Account

Expires 10/18/2023

New Chase checking customers enjoy a $200 bonus when you open a Chase Total Checking^® account and set up direct deposit
Access to more than 15,000 Chase ATMs and more than 4,700 branches
Chase Mobile^® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
JPMorgan Chase Bank, N.A. Member FDIC
Open your account online now
Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*

Ally Bank Trending Offers

Yesterday	Online Savings Account - 4.25% APY selected by a visitor from Indiana
3 days ago	Personal Checking Account - $200 Bonus selected by a visitor from New York
3 days ago	Money Market - 4.40% APY selected by a visitor from Arizona
4 days ago	Ally Bank 5-Year CD - 4.10% APY selected by a visitor from Georgia
5 days ago	Term CDs selected by a visitor from Nebraska

Ally Bank Offers You May Have Missed

Don't miss another hot deal. Check back often at CreditDonkey.

$500

Online Savings Account - Up to $500 Bonus

Open a new account using offer code GETPAID. Fund the account with at least $1,000 by 11/4/2022. Keep the money in the account through 1/15/2023. Earn 1% on the balance in the savings account, up to $500.

Go to Ally Bank Website

Expired 10/26/2022

Ally Bank Payback: Earn Up to $1,000

Offer valid to new and existing customer. Deposit money to new or existing eligible Ally Bank account and get 1% back, up to $1,000. Eligible accounts are Online Savings, Money Market, Interest Checking, or CD account. Deposited amount must remain in account until 1/15/19. Get 1% cashback by 2/15/19.

Go to Ally Bank Website

Expired 10/21/2018

In-Depth Review

Highlights

Savings
4.25% APY

Compare: Ally Bank vs Discover Bank

CD
3.00% to 5.15% APY. Terms of 3 months to 5 years. 12-month CD APY of 4.85%

Read: Ally Bank CD Rates

Compare: Ally Bank vs Capital One

Checking
0.10% APY for daily balances less than $15,000. 0.25% APY for daily balances over $15,000

Read: Best Free Checking Accounts

Compare: Ally Bank vs Chase

Money Market
4.40% APY

Customer Service
24/7

Mobile App
iOS & Android

Compare: Ally Bank vs CIT Bank

ATMs
Over 43,000 no-fee Allpoint ATMs

Locations
Online Only

Pricing information from published website as of 09/22/2023.

	Ally Bank	Chime
	Benefits and Features
Savings	4.25% APY	2.00% Annual Percentage Yield (APY). The Annual Percentage Yield ("APY") for the Chime Savings Account is variable and may change at any time. The disclosed APY is effective as of November 17, 2022. No minimum balance required. Must have $0.01 in savings to earn interest.
CD	3.00% to 5.15% APY. Terms of 3 months to 5 years. 12-month CD APY of 4.85%
Checking	0.10% APY for daily balances less than $15,000. 0.25% APY for daily balances over $15,000	No monthly service fee; no minimum balance; no overdraft fees; no foreign transaction fees
Money Market	4.40% APY
Customer Service	24/7	24/7
Minimum Deposit to Open		$0
Mobile App	iOS & Android	iOS & Android
ATMs	Over 43,000 no-fee Allpoint ATMs	Over 60,000 fee-free MoneyPass, Allpoint, and Visa Plus Alliance ATMs
Locations	Online Only	Online only
Monthly Fee		$0
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Ally Bank: Pricing information from published website as of 09/22/2023. Chime: Chime is a financial technology company, not a bank. Banking services provided by, and debit card issued by, The Bancorp Bank or Stride Bank, N.A.; Members FDIC.

Ally Bank Alternatives

Member FDIC

Discover Online Savings - $150 Cash Bonus

To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account, online, in the Discover App or by phone. Enter Offer Code CY923 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200.

Get Deal

Expires 12/14/2023

Member FDIC

Chase Secure Banking℠ - $100 Bonus

Get $100 Coupon

Expires 10/18/2023

New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
Set up direct deposit and you may get your money up to two business days early-exclusively for Chase Secure Banking℠ customers.
No minimum deposit to open an account and get started.
No overdraft fees with a Chase debit card that helps you stay within your balance.
Chase Secure Banking℠ customers told us they save an average of $50 a month on fees after opening their account.
JPMorgan Chase Bank, N.A. Member FDIC.
Pay bills, cash checks and send money with Zelle^® all for a $4.95 monthly service fee.
Bank from anywhere with access to more than 15,000 Chase ATMs, more than 4,700 Chase branches, the Chase Mobile^® app and Chase Online℠.

Member FDIC

Bank of America Business Advantage Checking Account - $200 Bonus Offer

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Expires 12/31/2023

Earn a cash bonus in three steps:

Open a new eligible business checking account by December 31, 2023
Make Qualifying Deposits* of $5,000 or more in new money within 30 days of opening the new eligible business checking account
Maintain an average balance of $5,000 for the next 60 days (day 31-90) during the maintenance period**

*Qualifying Deposits are deposits of new money, which is money not currently or previously held in any account at Bank of America or Merrill
**The maintenance period begins thirty-one (31) days after account opening and ends ninety (90) calendar days after account opening.
Member FDIC

Member FDIC

CIT Bank Platinum Savings - 5.05% APY

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5.05% APY with a balance of $5,000 or more
0.25% APY with a balance of less than $5,000
$100 minimum opening deposit
No monthly maintenance fee
Member FDIC

Member FDIC

Rewards Checking - Up to 3.30% APY

Get Deal

Use promo code SUNNYBONUS and apply by December 31st, to earn up to a $300 bonus!
Up to 3.30% APY
Zero monthly maintenance fees
Zero overdraft or NSF fees
Zero minimum monthly balance reqs
Unlimited domestic ATM fee reimbursements
Online debit card management
Simple, 3-step process for direct deposit
Only $50 to open an account

Articles on Ally Bank

Ally Bank Review

Ally Bank offers good interest rates and no account minimums. But is this popular online bank good for you? Learn the benefits (and drawbacks) here.

Ally Bank CD Rates

Ally Bank CD accounts offer high APYs and require no minimum deposit. But what is the catch? Learn more about Ally CD rates in this review.

Ally Bank Routing Number

Looking to transfer money in or out of your Ally account? You'll need the right routing number. Find your Ally routing number and learn more about money transfers in our guide.

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