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HSBC Bank Promotions

HSBC Bank is currently offering four promotions. Read our in-depth review of HSBC Bank to see why HSBC Bank scored 4.7 stars out of 5. We like their global presence and high online savings apy.

    HSBC Direct Savings - 2.01% APY

    • Earn 2.01% APY on all balance tiers
    • No monthly maintenance fee
    • Minimum balance to earn APY is $1
    • Member FDIC

    HSBC Premier Checking

    • Get a $750 Welcome Deposit for eligible new customers who open an HSBC Premier checking account with qualifying activities.
    • Open your new HSBC Premier checking account online by December 28, 2018; and
    • Deposit a minimum Qualifying Balance of $100,000 or more in New Money in combined checking, savings, and/or eligible investment accounts within 30 calendar days of account opening; and
    • Maintain at least the minimum Qualifying Balance for 90 calendar days from the date you deposited the minimum Qualifying Balance.
    • You will automatically receive the $750 Welcome Deposit in your new HSBC Premier checking account approximately eight weeks after completing all qualifying activities. It's that simple.
    • Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
    Expires 12/28/2018

    HSBC Advance Checking

    • Get a $350 Welcome Deposit for eligible new customers who open an HSBC Advance checking account with qualifying activities.
    • Open your new HSBC Advance checking account online by December 28, 2018; and
    • Deposit a minimum Qualifying Balance of $10,000 or more in New Money in combined checking, savings, and/or eligible investment accounts within 30 calendar days of account opening; and
    • Maintain at least the minimum Qualifying Balance for 90 calendar days from the date you deposited the minimum Qualifying Balance.
    • You will automatically receive the $350 Welcome Deposit in your new HSBC Advance checking account approximately eight weeks after completing all qualifying activities. It's that simple.
    • Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
    Expires 12/28/2018
    $200

    HSBC Choice Checking - $200 Welcome Deposit

    Open an HSBC Choice Checking account online and deposit a minimum qualifying balance of $1,500 or more in new money in combined checking and savings account within 30 days of account opening. Maintain at least the minimum qualifying balance for 90 days from the date of the minimum qualifying balance has been deposited.

    Expires 12/28/2018

About HSBC Bank

HSBC is one of the largest banks in the world, with physical branches all over the globe. It offers a full array of services for different needs, including a high-yield online savings and several checking options.

HSBC Checking Account Promotion Requirements

HSBC frequently offers cash bonuses for new checking customers. To qualify for the promotion, you must:

  • Be at least 18 years old
  • Have a Social Security Number
  • Have a current U.S. residential address
  • Have had U.S. residency for the past 3 years
  • Have a valid U.S. ID, passport, or Permanent Residential Card/Green Card
  • Have account information to fund your new HSBC account

Note that HSBC will conduct a soft pull on your credit to open the account. This does not affect your credit score.

How to Waive HSBC Checking Account Monthly Fees

HSBC checking accounts offer free online & mobile banking, HSBC Debit Mastercard, access to HSBC ATMs worldwide, and optional overdraft protection.

HSBC Checking accounts do have monthly service fees. However, you can waive them by doing the following:

  • HSBC Choice Checking Account. The $15 monthly service fee can be waived if you: set up at least one direct deposit per month, OR maintain a combined balance of $1,500 in deposit & investment accounts.
  • HSBC Advance Checking Account. The $25 monthly service fee can be waived if you: maintain a combined balance of $10,000 in deposit and investment accounts, OR have a combined balance of at least $5,000 with at least one recurring direct deposit every month.
  • HSBC Premier Checking Account. The $50 monthly service fee can be waived if you maintain a combined balance of $100,000 in deposit and investment accounts.

HSBC Locations in the U.S.

HSBC has 230 physical branches, however, they are only located in certain states. They're mostly on the East Coast, with some on the West Coast. Here are the states with HSBC branches and the rough number.

  • California: 35
  • Connecticut: 3
  • District of Columbia: 2
  • Delaware: 1
  • Florida: 17
  • Maryland: 3
  • New Jersey: 9
  • New York: 146
  • Virginia: 8
  • Washington: 4

Residents of other states can apply for an HSBC account online as long as you meet the above requirements. Just note that you may not have ATM access.

    Highlights

    Savings
    HSBC Direct Savings: 2.01% APY. $1 minimum opening deposit and no monthly service fee. Deposit checks easily by taking a picture with your phone using HSBC Mobile Banking.
    CD
    0.75% to 1.30% APY. Terms of 6 months, 1 year, or 2 years. 12-month CD APY of 0.95%. Minimum deposit of $1,000 to open.
    Checking
    Basic Banking: no minimum requirements; $3 monthly service fee
    Choice Checking: $15 monthly service fee waived if you set up direct deposit OR maintain a minimum monthly balance of $1,500
    Advance Checking: $25 monthly service fee waived if you set up recurring direct deposits of at least $5,000 monthly OR maintain a minimum monthly balance of $10,000.
    Premier Checking: $50 monthly service fee waived if you maintain a minimum monthly balance of $100,000 in combined HSBC deposit and investment accounts.
    Customer Service
    7am - 12 midnight (ET), 7 days a week
    ATMs
    Any HSBC ATMs in the U.S.; HSBC ATMs abroad may incur additional fees and foreign conversion rates.
    Locations
    HSBC - 220+ branches, mostly on the West and East coasts
    HSBC Direct - online only

    More Information

  • Information including rates, fees, terms, and benefits was obtained on September 10, 2018 from published websites and is believed to be accurate, but not guaranteed.
  • For the complete terms and conditions, view the merchant's website. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the merchant's website.
 HSBC BankBarclays
 Visit SiteLearn More
 

HSBC Bank

Barclays

 

Benefits and Features

SavingsHSBC Direct Savings: 2.01% APY. $1 minimum opening deposit and no monthly service fee. Deposit checks easily by taking a picture with your phone using HSBC Mobile Banking.1.90% APY. No monthly service fee and no minimum deposit.
CD0.75% to 1.30% APY. Terms of 6 months, 1 year, or 2 years. 12-month CD APY of 0.95%. Minimum deposit of $1,000 to open.0.35% to 3.10% APY. Terms of 3 months to 5 years. 12-month CD APY of 2.55% APY. No minimum deposit to open.
CheckingBasic Banking: no minimum requirements; $3 monthly service fee
Choice Checking: $15 monthly service fee waived if you set up direct deposit OR maintain a minimum monthly balance of $1,500
Advance Checking: $25 monthly service fee waived if you set up recurring direct deposits of at least $5,000 monthly OR maintain a minimum monthly balance of $10,000.
Premier Checking: $50 monthly service fee waived if you maintain a minimum monthly balance of $100,000 in combined HSBC deposit and investment accounts.
 
Customer Service7am - 12 midnight (ET), 7 days a week
Mon-Sun 8am - 8pm (ET)
ATMsAny HSBC ATMs in the U.S.; HSBC ATMs abroad may incur additional fees and foreign conversion rates. 
LocationsHSBC - 220+ branches, mostly on the West and East coasts
HSBC Direct - online only
Online Only
 Visit SiteLearn More

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

HSBC Bank: Information including rates, fees, terms, and benefits was obtained on September 10, 2018 from published websites and is believed to be accurate, but not guaranteed.

Barclays: Pricing information from published website as of 8/1/2018.

More Deals to Save Money at HSBC Bank

    HSBC Advance Checking Account - $250 Bonus

    Referred clients can get a one-time bonus of $250 if they open an HSBC Advance Checking Account using a referral code given by their friends who are existing HSBC clients. Referred clients must maintain a combined balance of at least $10,000 in US dollar personal deposit accounts and investments OR at least $5,000 with a recurring direct deposit from a third party to an HSBC Advance Checking Account at least once per calendar month within 6 months of account opening. Qualifying account must be opened only in a US HSBC branch or over the phone.

    Expires 12/31/2018

    HSBC Choice Checking Account - $100 Bonus

    Referred clients can get a one-time bonus of $100 if they open an HSBC Choice Checking Account using a referral code given by their friends who are existing HSBC clients. Referred clients must maintain a combined balance of at least $1,500 in US dollar personal deposit accounts and investments OR maintain a recurring direct deposit from a third party to an HSBC Choice Checking account at least once per calendar month within 6 months of account opening. Qualifying account must be opened only in a US HSBC branch or over the phone.

    Expires 12/31/2018

    HSBC Premier Checking Account - $500 Bonus

    Referred clients can get a one-time bonus of $500 if they open an HSBC Premier Checking Account using a referral code given by their friends who are existing HSBC clients. Referred clients must maintain a combined balance of at least $100,000 in US dollar personal deposit accounts and investments within 6 months of account opening. Qualifying account must be opened only in a US HSBC branch or over the phone.

    Expires 12/31/2018

    Referral Bonus: Get up to $2,000 Per Year on Referrals

    You must be an HSBC Premier, Advance or Choice Checking customer to refer clients. Use your personalized referral code and earn after each referred client opens a qualifying HSBC Premier, Advance, or Choice checking account in a branch or over the phone. Get $100 for the first two referrals, and $200 for succeeding referrals. Maximum of $2,000 referral bonus per calendar year. Referred clients also get a one-time bonus depending on which checking account they have successfully opened between September 1 to December 31, 2018.

    Expires 12/31/2018

Articles on HSBC Bank

    HSBC Bank Review

    September 26, 2018 - Reviews for HSBC Bank
    HSBC Bank offers a full array of services for different needs, including a high-yield online savings and several checking options. But there are downsides. Read on for the pros and cons.

    HSBC Online Savings

    August 14, 2018 - Reviews for HSBC Bank
    Are you tired of abysmal interest rates on your savings accounts? Maybe you've even abandoned the thought of a savings account because it just doesn't seem worth it anymore.

    HSBC Advance Checking

    August 13, 2018 - Reviews for HSBC Bank
    Are you tired of not earning interest on your checking account? Maybe you want more than just check writing privileges in exchange for depositing your money. HSBC Advance Checking may make you look at banks in a different light.

    HSBC Premier Checking

    July 31, 2018 - Reviews for HSBC Bank
    Are you looking for a checking account that does more than allow you to write checks? If you are a high net worth individual, the HSBC Premier Checking account may be what you need. This top-of-the-line checking account offers access to a personal Relationship Manager.

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CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.