HSBC Bank Promotions

HSBC Bank is currently offering four promotions. Read our in-depth review of HSBC Bank to see why HSBC Bank scored 4.7 stars out of 5. We like their global presence and high online savings apy.

HSBC Direct Savings - 2.22% APY

• Earn 2.22% APY on all balance tiers
• No monthly maintenance fee
• Minimum balance to earn APY is $1
• Member FDIC

Get Deal

HSBC Premier Checking

• Get a $750 Welcome Deposit for eligible new customers who open an HSBC Premier checking account with qualifying activities. Limited time only.
• Open your new HSBC Premier checking account online by March 29, 2019; and
• Deposit a minimum Qualifying Balance of $100,000 or more in New Money in combined checking, savings, and/or eligible investment accounts within 30 calendar days of account opening; and
• Maintain at least the minimum Qualifying Balance for 90 calendar days from the date you deposited the minimum Qualifying Balance.
• You will automatically receive the $750 Welcome Deposit in your new HSBC Premier checking account approximately eight weeks after completing all qualifying activities. It's that simple.
• Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

Get Deal

Expires 3/29/2019

HSBC Advance Checking

• Get a $350 Welcome Deposit for eligible new customers who open an HSBC Advance checking account with qualifying activities. Limited time only.
• Open your new HSBC Advance checking account online by March 29, 2019; and
• Deposit a minimum Qualifying Balance of $10,000 or more in New Money in combined checking, savings, and/or eligible investment accounts within 30 calendar days of account opening; and
• Maintain at least the minimum Qualifying Balance for 90 calendar days from the date you deposited the minimum Qualifying Balance.
• You will automatically receive the $350 Welcome Deposit in your new HSBC Advance checking account approximately eight weeks after completing all qualifying activities. It's that simple.
• Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

Get Deal

Expires 3/29/2019

HSBC Choice Checking

• Get a $200 Welcome Deposit for eligible new customers who open an HSBC Choice Checking account with qualifying activities. Limited time only.
• Open your new HSBC Choice Checking account online by March 29, 2019; and
• Deposit a minimum Qualifying Balance of $1,500 or more in New Money in combined checking and savings accounts within 30 calendar days of account opening; and
• Maintain at least the minimum Qualifying Balance for 90 calendar days from the date you deposited the minimum Qualifying Balance.
• You will automatically receive the $200 Welcome Deposit in your new HSBC Choice Checking account approximately eight weeks after completing all qualifying activities. It's that simple.
• Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

Get Deal

Expires 3/29/2019

HSBC Bank Offers You May Have Missed

Don't miss another hot deal. Check back often at CreditDonkey.

HSBC Advance Checking Account - $250 Bonus

Referred clients can get a one-time bonus of $250 if they open an HSBC Advance Checking Account using a referral code given by their friends who are existing HSBC clients. Referred clients must maintain a combined balance of at least $10,000 in US dollar personal deposit accounts and investments OR at least $5,000 with a recurring direct deposit from a third party to an HSBC Advance Checking Account at least once per calendar month within 6 months of account opening. Qualifying account must be opened only in a US HSBC branch or over the phone.

Go to HSBC Bank Website

Expired 12/31/2018

HSBC Choice Checking Account - $100 Bonus

Referred clients can get a one-time bonus of $100 if they open an HSBC Choice Checking Account using a referral code given by their friends who are existing HSBC clients. Referred clients must maintain a combined balance of at least $1,500 in US dollar personal deposit accounts and investments OR maintain a recurring direct deposit from a third party to an HSBC Choice Checking account at least once per calendar month within 6 months of account opening. Qualifying account must be opened only in a US HSBC branch or over the phone.

Go to HSBC Bank Website

Expired 12/31/2018

HSBC Premier Checking Account - $500 Bonus

Referred clients can get a one-time bonus of $500 if they open an HSBC Premier Checking Account using a referral code given by their friends who are existing HSBC clients. Referred clients must maintain a combined balance of at least $100,000 in US dollar personal deposit accounts and investments within 6 months of account opening. Qualifying account must be opened only in a US HSBC branch or over the phone.

Go to HSBC Bank Website

Expired 12/31/2018

Referral Bonus: Get up to $2,000 Per Year on Referrals

You must be an HSBC Premier, Advance or Choice Checking customer to refer clients. Use your personalized referral code and earn after each referred client opens a qualifying HSBC Premier, Advance, or Choice checking account in a branch or over the phone. Get $100 for the first two referrals, and $200 for succeeding referrals. Maximum of $2,000 referral bonus per calendar year. Referred clients also get a one-time bonus depending on which checking account they have successfully opened between September 1 to December 31, 2018.

Go to HSBC Bank Website

Expired 12/31/2018

How to Open a HSBC Account

HSBC is one of the largest banks in the world, with physical branches all over the globe. It offers a full array of services for different needs, including a high-yield online savings and several checking options.

HSBC Checking Account Promotion Requirements

What You Need to Apply: HSBC frequently offers cash bonuses for new checking customers. To qualify for the promotion, you must:

• Be at least 18 years old
  
• Have a Social Security Number
  
• Have a current U.S. residential address
  
• Have had U.S. residency for the past 3 years
  
• Have a valid U.S. ID, passport, or Permanent Residential Card/Green Card
  
• Have account information to fund your new HSBC account

Note: HSBC will conduct a soft pull on your credit to open the account. This does not affect your credit score.

How to Waive HSBC Checking Account Monthly Fees

HSBC checking accounts offer free online & mobile banking, HSBC Debit Mastercard, access to HSBC ATMs worldwide, and optional overdraft protection.

HSBC Checking accounts do have monthly service fees. However, you can waive them by doing the following:

• HSBC Choice Checking Account. The $15 monthly service fee can be waived if you: set up at least one direct deposit per month, OR maintain a combined balance of $1,500 in deposit & investment accounts.
  
• HSBC Advance Checking Account. The $25 monthly service fee can be waived if you: maintain a combined balance of $10,000 in deposit and investment accounts, OR have a combined balance of at least $5,000 with at least one recurring direct deposit every month.
  
• HSBC Premier Checking Account. The $50 monthly service fee can be waived if you maintain a combined balance of $100,000 in deposit and investment accounts.

HSBC Locations in the U.S.

HSBC has 230 physical branches, however, they are only located in certain states. They're mostly on the East Coast, with some on the West Coast. Here are the states with HSBC branches and the rough number.

• California: 35
  
• Connecticut: 3
  
• District of Columbia: 2
  
• Delaware: 1
  
• Florida: 17
  
• Maryland: 3
  
• New Jersey: 9
  
• New York: 146
  
• Virginia: 8
  
• Washington: 4

Residents of other states can apply for an HSBC account online as long as you meet the above requirements. Just note that you may not have ATM access.

HSBC Credit Cards

At HSBC's Secure Site HSBC Cash Rewards Mastercard® credit card Earn unlimited 1.5% cash rewards on all purchases. Earn a $150 cash rewards intro bonus after spending $2,500 in the first 3 months. 10% Anniversary Bonus on all Cash Rewards earned once a year. No Annual Fee. 0% Intro APR for 15 months on balance transfers, then a 15.24%, 19.24% or 25.24% variable APR. No Foreign Transaction Fees. $0 liability for unauthorized purchases. Terms Apply. See Rates & Fees Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A 0% Intro APR for 15 months Variable APR of 15.24%, 19.24% or 25.24% will be applied $0

At HSBC's Secure Site HSBC Gold Mastercard® credit card 0% Intro APR on purchases and balance transfers for the first 18 months from account opening. Then a variable APR of 13.24%, 17.24% or 21.24% will apply. No Penalty APR. Late Fee Waiver. No Foreign Transaction Fees. $0 Annual Fee. $0 liability for unauthorized purchases. Terms Apply. See Rates & Fees Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0% Intro APR for 18 months 0% Intro APR for 18 months Variable APR of 13.24%, 17.24% or 21.24% will apply after the Introductory Period $0

• Overview
• Compared to Barclays
In-Depth Review

Highlights

Savings
HSBC Direct Savings: 2.22% APY. $1 minimum opening deposit and no monthly service fee. Deposit checks easily by taking a picture with your phone using HSBC Mobile Banking.
CD
0.75% to 1.30% APY. Terms of 6 months, 1 year, or 2 years. 12-month CD APY of 0.95%. Minimum deposit of $1,000 to open.
Checking
Basic Banking: no minimum requirements; $3 monthly service fee
Choice Checking: $15 monthly service fee waived if you set up direct deposit OR maintain a minimum monthly balance of $1,500
Advance Checking: $25 monthly service fee waived if you set up recurring direct deposits of at least $5,000 monthly OR maintain a minimum monthly balance of $10,000.
Premier Checking: $50 monthly service fee waived if you maintain a minimum monthly balance of $100,000 in combined HSBC deposit and investment accounts.
Customer Service
7am - 12 midnight (ET), 7 days a week
ATMs
Any HSBC ATMs in the U.S.; HSBC ATMs abroad may incur additional fees and foreign conversion rates.
Locations
HSBC - 220+ branches, mostly on the West and East coasts
HSBC Direct - online only

More Information

• Information including rates, fees, terms, and benefits was obtained on September 10, 2018 from published websites and is believed to be accurate, but not guaranteed.
• For the complete terms and conditions, view the merchant's website. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the merchant's website.

	HSBC Bank	Barclays
	Benefits and Features
Savings	HSBC Direct Savings: 2.22% APY. $1 minimum opening deposit and no monthly service fee. Deposit checks easily by taking a picture with your phone using HSBC Mobile Banking.	2.20% APY. No monthly service fee and no minimum deposit.
CD	0.75% to 1.30% APY. Terms of 6 months, 1 year, or 2 years. 12-month CD APY of 0.95%. Minimum deposit of $1,000 to open.	0.35% to 3.10% APY. Terms of 3 months to 5 years. 12-month CD APY of 2.65% APY. No minimum deposit to open.
Checking	Basic Banking: no minimum requirements; $3 monthly service fee Choice Checking: $15 monthly service fee waived if you set up direct deposit OR maintain a minimum monthly balance of $1,500 Advance Checking: $25 monthly service fee waived if you set up recurring direct deposits of at least $5,000 monthly OR maintain a minimum monthly balance of $10,000. Premier Checking: $50 monthly service fee waived if you maintain a minimum monthly balance of $100,000 in combined HSBC deposit and investment accounts.
Customer Service	7am - 12 midnight (ET), 7 days a week	Mon-Sun 8am - 8pm (ET)
ATMs	Any HSBC ATMs in the U.S.; HSBC ATMs abroad may incur additional fees and foreign conversion rates.
Locations	HSBC - 220+ branches, mostly on the West and East coasts HSBC Direct - online only	Online Only
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. HSBC Bank: Information including rates, fees, terms, and benefits was obtained on September 10, 2018 from published websites and is believed to be accurate, but not guaranteed. Barclays: Pricing information from published website as of 12/27/2018.

Articles on HSBC Bank

HSBC Bank Review
September 26, 2018 - Reviews for HSBC Bank
HSBC Bank offers a full array of services for different needs, including a high-yield online savings and several checking options. But there are downsides. Read on for the pros and cons.

HSBC Online Savings
August 14, 2018 - Reviews for HSBC Bank
Are you tired of abysmal interest rates on your savings accounts? Maybe you've even abandoned the thought of a savings account because it just doesn't seem worth it anymore.

HSBC Advance Checking
August 13, 2018 - Reviews for HSBC Bank
Are you tired of not earning interest on your checking account? Maybe you want more than just check writing privileges in exchange for depositing your money. HSBC Advance Checking may make you look at banks in a different light.

HSBC Premier Checking
July 31, 2018 - Reviews for HSBC Bank
Are you looking for a checking account that does more than allow you to write checks? If you are a high net worth individual, the HSBC Premier Checking account may be what you need. This top-of-the-line checking account offers access to a personal Relationship Manager.

Recent Mentions

Bank Promotions without Direct Deposit
July 26, 2018 - Reviews for Bank Promotions
View list of the best bank bonuses available now without a direct deposit requirement.

Top 5 Best Online Savings Account
October 23, 2016 - Reviews for Average American Savings Statistics
The best online savings accounts pay a good interest rate, are fully secured, and allow for flexibility. Find the best high interest savings accounts to consider.

Add Your Comment

More Bank Promotions

Bank of America Promotions
Business Advantage - $350 Bonus

Citibank Promotion
Citi Account Package - $400 Bonus

Wells Fargo Promotions
Consumer Checking Account - $200 Bonus

More Deals from CreditDonkey

Credit Cards for International Travel
The best credit cards for international travel have no foreign transaction fees, chip technology and worldwide acceptance. But what's the right travel card for you?

Credit Cards for Excellent Credit Only
If you have excellent credit, now is the time to take advantage of it.

Credit Card Bonus Offers
Looking for a new credit card? Earn extra cash, reward points, and airline miles with these bonus offers for new customers.