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HSBC Bank Promotions
HSBC Bank is currently offering four promotions. Read our in-depth review of HSBC Bank to see why HSBC Bank scored 4.7 stars out of 5. We like their global presence and high online savings apy.
- Earn 2.01% APY on all balance tiers
- No monthly maintenance fee
- Minimum balance to earn APY is $1
- Member FDIC
HSBC Direct Savings - 2.01% APY
- Get a $750 Welcome Deposit for eligible new customers who open an HSBC Premier checking account with qualifying activities.
- Open your new HSBC Premier checking account online by December 28, 2018; and
- Deposit a minimum Qualifying Balance of $100,000 or more in New Money in combined checking, savings, and/or eligible investment accounts within 30 calendar days of account opening; and
- Maintain at least the minimum Qualifying Balance for 90 calendar days from the date you deposited the minimum Qualifying Balance.
- You will automatically receive the $750 Welcome Deposit in your new HSBC Premier checking account approximately eight weeks after completing all qualifying activities. It's that simple.
- Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
- Get a $350 Welcome Deposit for eligible new customers who open an HSBC Advance checking account with qualifying activities.
- Open your new HSBC Advance checking account online by December 28, 2018; and
- Deposit a minimum Qualifying Balance of $10,000 or more in New Money in combined checking, savings, and/or eligible investment accounts within 30 calendar days of account opening; and
- Maintain at least the minimum Qualifying Balance for 90 calendar days from the date you deposited the minimum Qualifying Balance.
- You will automatically receive the $350 Welcome Deposit in your new HSBC Advance checking account approximately eight weeks after completing all qualifying activities. It's that simple.
- Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
HSBC Premier Checking
HSBC Advance Checking
HSBC Choice Checking - $200 Welcome Deposit
Open an HSBC Choice Checking account online and deposit a minimum qualifying balance of $1,500 or more in new money in combined checking and savings account within 30 days of account opening. Maintain at least the minimum qualifying balance for 90 days from the date of the minimum qualifying balance has been deposited.
About HSBC Bank
HSBC is one of the largest banks in the world, with physical branches all over the globe. It offers a full array of services for different needs, including a high-yield online savings and several checking options.
HSBC Checking Account Promotion Requirements
HSBC frequently offers cash bonuses for new checking customers. To qualify for the promotion, you must:
- Be at least 18 years old
- Have a Social Security Number
- Have a current U.S. residential address
- Have had U.S. residency for the past 3 years
- Have a valid U.S. ID, passport, or Permanent Residential Card/Green Card
- Have account information to fund your new HSBC account
Note that HSBC will conduct a soft pull on your credit to open the account. This does not affect your credit score.
How to Waive HSBC Checking Account Monthly Fees
HSBC checking accounts offer free online & mobile banking, HSBC Debit Mastercard, access to HSBC ATMs worldwide, and optional overdraft protection.
HSBC Checking accounts do have monthly service fees. However, you can waive them by doing the following:
- HSBC Choice Checking Account. The $15 monthly service fee can be waived if you: set up at least one direct deposit per month, OR maintain a combined balance of $1,500 in deposit & investment accounts.
- HSBC Advance Checking Account. The $25 monthly service fee can be waived if you: maintain a combined balance of $10,000 in deposit and investment accounts, OR have a combined balance of at least $5,000 with at least one recurring direct deposit every month.
- HSBC Premier Checking Account. The $50 monthly service fee can be waived if you maintain a combined balance of $100,000 in deposit and investment accounts.
HSBC Locations in the U.S.
HSBC has 230 physical branches, however, they are only located in certain states. They're mostly on the East Coast, with some on the West Coast. Here are the states with HSBC branches and the rough number.
- California: 35
- Connecticut: 3
- District of Columbia: 2
- Delaware: 1
- Florida: 17
- Maryland: 3
- New Jersey: 9
- New York: 146
- Virginia: 8
- Washington: 4
Residents of other states can apply for an HSBC account online as long as you meet the above requirements. Just note that you may not have ATM access.
Highlights
HSBC Direct Savings: 2.01% APY. $1 minimum opening deposit and no monthly service fee. Deposit checks easily by taking a picture with your phone using HSBC Mobile Banking.
0.75% to 1.30% APY. Terms of 6 months, 1 year, or 2 years. 12-month CD APY of 0.95%. Minimum deposit of $1,000 to open.
Basic Banking: no minimum requirements; $3 monthly service fee
Choice Checking: $15 monthly service fee waived if you set up direct deposit OR maintain a minimum monthly balance of $1,500
Advance Checking: $25 monthly service fee waived if you set up recurring direct deposits of at least $5,000 monthly OR maintain a minimum monthly balance of $10,000.
Premier Checking: $50 monthly service fee waived if you maintain a minimum monthly balance of $100,000 in combined HSBC deposit and investment accounts.
7am - 12 midnight (ET), 7 days a week
Any HSBC ATMs in the U.S.; HSBC ATMs abroad may incur additional fees and foreign conversion rates.
HSBC - 220+ branches, mostly on the West and East coasts
HSBC Direct - online only
- Information including rates, fees, terms, and benefits was obtained on September 10, 2018 from published websites and is believed to be accurate, but not guaranteed.
- For the complete terms and conditions, view the merchant's website. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the merchant's website.
More Information
|  | |
 |  | |
HSBC Bank | Barclays | |
|---|---|---|
Benefits and Features | ||
| Savings | HSBC Direct Savings: 2.01% APY. $1 minimum opening deposit and no monthly service fee. Deposit checks easily by taking a picture with your phone using HSBC Mobile Banking. | 1.90% APY. No monthly service fee and no minimum deposit. |
| CD | 0.75% to 1.30% APY. Terms of 6 months, 1 year, or 2 years. 12-month CD APY of 0.95%. Minimum deposit of $1,000 to open. | 0.35% to 3.10% APY. Terms of 3 months to 5 years. 12-month CD APY of 2.55% APY. No minimum deposit to open. |
| Checking | Basic Banking: no minimum requirements; $3 monthly service fee Choice Checking: $15 monthly service fee waived if you set up direct deposit OR maintain a minimum monthly balance of $1,500 Advance Checking: $25 monthly service fee waived if you set up recurring direct deposits of at least $5,000 monthly OR maintain a minimum monthly balance of $10,000. Premier Checking: $50 monthly service fee waived if you maintain a minimum monthly balance of $100,000 in combined HSBC deposit and investment accounts. | |
| Customer Service | 7am - 12 midnight (ET), 7 days a week | |
| ATMs | Any HSBC ATMs in the U.S.; HSBC ATMs abroad may incur additional fees and foreign conversion rates. | |
| Locations | HSBC - 220+ branches, mostly on the West and East coasts HSBC Direct - online only | |
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Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. HSBC Bank: Information including rates, fees, terms, and benefits was obtained on September 10, 2018 from published websites and is believed to be accurate, but not guaranteed. Barclays: Pricing information from published website as of 8/1/2018. | ||
More Deals to Save Money at HSBC Bank
HSBC Advance Checking Account - $250 Bonus
Referred clients can get a one-time bonus of $250 if they open an HSBC Advance Checking Account using a referral code given by their friends who are existing HSBC clients. Referred clients must maintain a combined balance of at least $10,000 in US dollar personal deposit accounts and investments OR at least $5,000 with a recurring direct deposit from a third party to an HSBC Advance Checking Account at least once per calendar month within 6 months of account opening. Qualifying account must be opened only in a US HSBC branch or over the phone.
HSBC Choice Checking Account - $100 Bonus
Referred clients can get a one-time bonus of $100 if they open an HSBC Choice Checking Account using a referral code given by their friends who are existing HSBC clients. Referred clients must maintain a combined balance of at least $1,500 in US dollar personal deposit accounts and investments OR maintain a recurring direct deposit from a third party to an HSBC Choice Checking account at least once per calendar month within 6 months of account opening. Qualifying account must be opened only in a US HSBC branch or over the phone.
HSBC Premier Checking Account - $500 Bonus
Referred clients can get a one-time bonus of $500 if they open an HSBC Premier Checking Account using a referral code given by their friends who are existing HSBC clients. Referred clients must maintain a combined balance of at least $100,000 in US dollar personal deposit accounts and investments within 6 months of account opening. Qualifying account must be opened only in a US HSBC branch or over the phone.
Referral Bonus: Get up to $2,000 Per Year on Referrals
You must be an HSBC Premier, Advance or Choice Checking customer to refer clients. Use your personalized referral code and earn after each referred client opens a qualifying HSBC Premier, Advance, or Choice checking account in a branch or over the phone. Get $100 for the first two referrals, and $200 for succeeding referrals. Maximum of $2,000 referral bonus per calendar year. Referred clients also get a one-time bonus depending on which checking account they have successfully opened between September 1 to December 31, 2018.
Articles on HSBC Bank
HSBC Bank Review
HSBC Online Savings
HSBC Advance Checking
HSBC Premier Checking
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