Bluevine
Bluevine is currently offering four promotions. Read our in-depth review of Bluevine to see why Bluevine scored 4.4 stars out of 5. We like their high interest rate, $0 monthly fee, and 2 free checkbooks.
4.25%
Premier Business Checking - Up to 4.25% APY
- 4.25% APY on balances up to $3,000,000
- $0 minimum opening deposit
- 50% off most Standard payment fees
- Priority customer support
- Waive the $95 monthly service fee with $100k average daily balance and $5k debit card spend
2.0%
Free Business Checking - Up to 2.0% APY
- 2.0% APY on your balance up to $250,000 for customers that meet monthly eligibility requirements
- $0 minimum opening deposit
- $0 monthly service fee
Open a Free Business Checking Account
- 2.0% APY on your balance up to $250,000 for customers that meet monthly eligibility requirements
- $0 minimum opening deposit
- $0 monthly service fee
2.0%
Free Business Checking - Up to 2.0% APY
- 2.0% APY on balances up to $250,000 for eligible customers
- Unlimited transactions
- 5 free subaccounts with unique account numbers
- 2 free checkbooks per year
- $0 monthly service fee
Compare Promotions
Free Business Checking
- $0 monthly service fee
- $50 deposit to unlock all features
- Unlimited ATM fee rebates
Free Checking Account for Sole Proprietors and Single-Member LLC
- Sign up in 3 minutes; no credit check
- No account fees - $0 monthly fee, overdraft fee, foreign transaction fee, or ATM fees at 38,000+ locations
- Automatic Savings
- Get paid up to 2 days early
Free Checking Account for Sole Proprietors and Single-Member LLC
- $0 monthly service fees
- $0 minimum opening deposit
- No minimum balance requirement
- No foreign exchange fee
- Get direct deposits up to 2 days earlier
No-Fee Business Checking
- $0 monthly service fee
- $0 minimum opening deposit
- Open up to 20 individual business checking accounts
- Earn up to 3% APY with automated savings
- Issue up to 50 Visa® debit cards to your team
Highlights
Savings
No savings account, but you add 5 free sub accounts
No savings account, but you add 5 free sub accounts
Compare: Bluevine vs Citibank
Checking
4.25% APY for Premier customers, 2.0% APY for Bluevine Standard tier customers. No monthly fees, no balance requirements, and no overdraft fees for Bluevine Standard
4.25% APY for Premier customers, 2.0% APY for Bluevine Standard tier customers. No monthly fees, no balance requirements, and no overdraft fees for Bluevine Standard
Read: Free Checking
Compare: Bluevine vs Chase
APY
4.25% APY on balances up to $3M for Premier customers; 2.0% APY on balances up to $250,000 for Standard tier customers that meet monthly eligibility requirements
4.25% APY on balances up to $3M for Premier customers; 2.0% APY on balances up to $250,000 for Standard tier customers that meet monthly eligibility requirements
Compare: Bluevine vs Novo
Customer Service
Phone and email: Monday - Friday. 8 am to 8 pm EST
Phone and email: Monday - Friday. 8 am to 8 pm EST
Compare: Bluevine vs US Bank
Minimum Deposit to Open
$0
$0
Compare: Bluevine vs Lili
ACH Transfer Fee
$0
$0
Compare: Bluevine vs Relay
ATMs
38,000+ MoneyPass ATMs
38,000+ MoneyPass ATMs
Compare: Bluevine vs Fifth Third Bank
Balance Requirement
None
None
Compare: Bluevine vs Found
Cash Deposit Fee
$4.95
$4.95
Compare: Bluevine vs NorthOne
Incoming Wire Transfer Fee
$0
$0
Locations
Online only
Online only
Compare: Bluevine vs Bank of America
Out of Network ATM Fee
$2.50
$2.50
Outgoing Wire Transfer Fee
$15 ($7.50 for Premier)
$15 ($7.50 for Premier)
Overdraft Fee
$0
$0
Monthly Fee
Standard tier: $0 per month
Premier tier: $95 per month (can be waived with $100k average daily balance and $5k debit card spend)
Standard tier: $0 per month
Premier tier: $95 per month (can be waived with $100k average daily balance and $5k debit card spend)
Compare: Bluevine vs Square
- For the complete terms and conditions, view the merchant's website. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the merchant's website.
More Information
| | |
| Visit Site | Visit Site | |
Bluevine | Novo | |
|---|---|---|
Benefits and Features | ||
| Savings | No savings account, but you add 5 free sub accounts | No savings account, but you add up to 10 Reserves |
| Checking | 4.25% APY for Premier customers, 2.0% APY for Bluevine Standard tier customers. No monthly fees, no balance requirements, and no overdraft fees for Bluevine Standard | No monthly fees; no balance requirements |
| APY | 4.25% APY on balances up to $3M for Premier customers; 2.0% APY on balances up to $250,000 for Standard tier customers that meet monthly eligibility requirements | |
| Customer Service | Phone and email: Monday - Friday. 8 am to 8 pm EST | Phone, email, or in-app messaging: Monday - Friday, 9 am - 6 pm EST |
| Minimum Deposit to Open | $50 to access all Novo's features | |
| ACH Transfer Fee | ||
| ATMs | Unlimited reimbursement of all ATM fees worldwide | |
| Balance Requirement | ||
| Cash Deposit Fee | ||
| Incoming Wire Transfer Fee | ||
| Locations | ||
| Out of Network ATM Fee | ||
| Outgoing Wire Transfer Fee | ||
| Overdraft Fee | ||
| Monthly Fee | Standard tier: $0 per month Premier tier: $95 per month (can be waived with $100k average daily balance and $5k debit card spend) | |
| Visit Site | Visit Site | |
Novo: Pricing information from published website as of 10/10/2023. | ||
Bluevine Alternatives
Free Business Checking
- $0 monthly service fee
- Unlimited ATM fee rebates
- Free ACHs, incoming wires, and mailed checks
- Up to 10 Reserves to manage multiple budgets
- Thousands of app integrations
Articles on Bluevine
Bluevine Business Checking Review
Bluevine offers free business checking with a high interest rate. But what's the catch? Is it right for your business? Read on for the full review.
Is Bluevine Safe
Bluevine provides banking products for small business owners in the digital age. But is it safe and legit? Read on to find out.
Bluevine Alternatives
Bluevine offers a high APY and no monthly fees. But it has limitations. Find out if one of these business checking alternatives is better for you instead.
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