Save money and be informed. CreditDonkey is a bank comparison and reviews website. This website is made possible through financial relationships with card issuers and some of the products and services mentioned on this site. Advertiser Disclosure†

Santander Bank Promotions

Read our in-depth review of Santander Bank to see why Santander Bank scored 3.8 stars out of 5. We like their easy to waive monthly fees, high apy for cds, and free student checking.

If you're looking for bank promotions, you must check out these offers.

5.00%

10-Month CD - 5.00% APY

4.75%

6-Month CD - 4.75% APY

$400

Personal Checking Account - $400 Bonus

Open a new Santander Select® Checking, Simply Right® Checking, or Santander® Private Client Checking account. Use promo code at account opening. Promo code can be obtained by filling out the form on the promotion page. Set up and receive qualifying direct deposits totaling $5,000 or more within 90 days of account opening.

Expires in 6 days
High-Yield Savings Premier - 5.36% APY

High-Yield Savings Premier - 5.36% APY

  • No account activity or maintenance fees
  • $500 minimum opening deposit
  • FDIC insured
5.36% annual percentage yield (APY) is accurate as of 1/17/2024 and subject to change at the Bank's discretion. Minimum deposit required to open an account is $500 and a minimum balance of $0.01 is required to earn the advertised APY. Member FDIC
US Bank
Member FDIC

U.S. Bank Smartly® Checking and Standard Savings - Up to $450 Bonus

Expires 7/15/2024
Earn up to $450 when you open a new U.S. Bank Smartly® Checking account and a Standard Savings account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through July 15, 2024. Member FDIC.

Earn up to $350 with a new Bank Smartly Checking account. Complete the following within 90 days of account opening:

  • Enroll in online banking or the U.S. Bank Mobile App
  • Make two or more direct deposit(s) totaling $7,500 or more

Earn up to $100 with a new Standard Savings account.

  • Make new money deposit(s) totaling $15,000 or more by July 31, 2024
  • Maintain the minimum total account balance of $15,000 or more through October 31, 2024

Offer may not be available if you live outside of the U.S. Bank footprint or are not an existing client of U.S. Bank or State Farm.

Bank of America
Member FDIC

Bank of America Advantage Banking - $200 Bonus Offer

Expires 9/30/2024
  • The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
  • The offer is for new checking customers only.
  • Offer expires 9/30/2024.
  • To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive qualifying direct deposits totaling $2,000 or more into that new eligible account within 90 days of account opening. Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
  • Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
  • Additional terms and conditions apply. See offer page for more details.
  • Bank of America, N.A. Member FDIC.
Chase
Member FDIC

Chase Total Checking® - $300 Bonus

Expires 7/24/2024
  • New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities
  • Access to more than 15,000 Chase ATMs and more than 4,700 branches
  • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
  • JPMorgan Chase Bank, N.A. Member FDIC
  • Open your account online now
  • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
  • Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
Discover Bank
Member FDIC

Online Checking Account - Earn Cash Back

  • 1% cash back on up to $3,000 in debit card purchases each month. See website for details
  • No fees
  • Early Pay - Get your paycheck up to two days early with no charge
  • No credit impact - You can apply without affecting your credit score.
  • Access to over 60,000 no-fee ATMs in the U.S.

Santander Bank Trending Offers

YesterdayPersonal Checking Account - $400 Bonus selected by a visitor from Ohio
1 days ago10-Month CD - 5.00% APY selected by a visitor from Pennsylvania
12 days ago6-Month CD - 4.75% APY selected by a visitor from New York

Don't miss another hot deal. Check back often at CreditDonkey.

$500

Personal Checking Account - $500 Bonus

Open a new Santander Private Client Checking, Santander Select Checking, Simply Right Checking, or Santander Basic Checking account. Use the promotion code shown on page after providing your name and email address. Have direct deposits totaling $8,000 that post to the account within 90 days of account opening. Account must remain open and in good standing for 90 days to receive bonus.

Expired 7/6/2022
$400

Personal Checking Account - $400 Bonus

Open a new Santander Private Client Checking, Santander Select Checking, Simply Right Checking, or Santander Basic Checking account. Use the promotion code shown on page after providing your name and email address. Have direct deposits totaling $6,000 that post to the account within 90 days of account opening. Account must remain open and in good standing for 90 days to receive bonus.

Expired 7/6/2022
$300

Personal Checking Account - $300 Bonus

Open a new Santander Private Client Checking, Santander Select Checking, Simply Right Checking, or Santander Basic Checking account. Use the promotion code shown on page after providing your name and email address. Have direct deposits totaling $4,000 that post to the account within 90 days of account opening. Account must remain open and in good standing for 90 days to receive bonus.

Expired 7/6/2022
$600

Personal Checking Account - Up to $600 Bonus

Open a new Santander Select or Santander Private Client Checking account. Get $400 when you have direct deposits totaling $6,000 or more post to your account within the first 90 days starting the first business day after account opening. Get an additional $200 when you maintain an average daily balance of $6,500 or more for the first 90 days of account opening. Offer is only valid with use of a promotion code. Request promo code by entering your name and email address on the promotion page.

Expired 1/28/2022
$450

Business Checking Account - $450 Bonus

Open a new Santander Business Checking or new Santander Business Checking Plus account. Use promo code BUS450Q421 at account opening. Maintain an average daily balance of $10,000 or more for the first 90 days, starting the first business day after account opening. Keep account open and in good standing for at least 90 days.

Expired 1/28/2022
$400

Personal Checking Account - $400 Bonus

Open a new Santander Select Checking account using the promotion code shown on page after providing your name and email address. Have direct deposits totaling $6,000 or more within the first 90 days, starting the first business day after opening the account. Keep your account open for at least 90 days and open at the time of the bonus payment.

Expired 12/31/2021
$200

Personal Checking Account - $200 Bonus

Open a new Santander Simply Right Checking account using the promotion code shown on page after providing your name and email address. Have direct deposits totaling $6,000 or more within the first 90 days, starting the first business day after opening the account. Keep your account open for at least 90 days and open at the time of the bonus payment.

Expired 12/31/2021
$400

Personal Checking Account - $400 Bonus

Open a new Santander Select Checking account using the promotion code shown on page after providing your name and email address. Have direct deposits totaling $6,000 or more within the first 90 days, starting the first business day after opening the account. Keep your account open for at least 90 days and open at the time of the bonus payment. $400 bonus will be deposited into your account within 30 days after the 90-day period. Offer is only available to residents of NH, MA, RI, CT, DE, NY, NJ, PA, or FL.

Expired 9/30/2021
$1,000

Individual Retirement Account (IRA) - $1,000 Bonus

Open a new or have an existing Individual Retirement Account (IRA) with Santander Investment Services. Make a net deposit, transfer, and/or rollover of at least $500,000 in net qualifying assets that post to your account by 7/15/2021 to receive $1,000 bonus. Bonus will be deposited to your account within 2-4 weeks after the close of this offer. Qualifying asset must remain in account for at least 9 months following the offer end date or your bonus may be recovered.

Expired 5/31/2021
$700

Individual Retirement Account (IRA) - $700 Bonus

Open a new or have an existing Individual Retirement Account (IRA) with Santander Investment Services. Make a net deposit, transfer, and/or rollover of at least $250,000 in net qualifying assets that post to your account by 7/15/21 to receive $700 bonus. Bonus will be deposited to your account within 2-4 weeks after the close of this offer. Qualifying asset must remain in account for at least 9 months following the offer end date or your bonus may be recovered.

Expired 5/31/2021

Santander Bank has over 600 branches in the Northeast. It offers a range of checking and savings accounts, with simple requirements to waive service fees.

Santander Bank Promotions

Santander Bank frequently offers cash bonuses for new checking customers. Some deals are only available for residents of select States, so make sure you read the fine print carefully.

All Santanders Bank checking accounts offer free online banking, bill pay, and mobile deposits. There are over 2,000 ATMS throughout the Northeast.

Special Checking Account Features

Santander checking accounts come with these features:

  • Instant Card Hold. This allows you to temporarily lock your debit card. You can control it on your mobile app and the hold goes into effect immediately. This is great if you lost your card and need time to look for it, or if you simply want to control your spending. When you've found your card, you can release the hold.

  • Overdraft Protection. Santander Bank offers two ways to protect against overdrafts. You can link a savings or money market account and funds will be transferred to cover the overdrawn amount. Or you can apply for an Overdraft Line of Credit. There is a transfer fee (though it's a lot less than the overdraft fee).

  • Free savings account. You get a Santander Savings or Santander Money Market Savings account for no monthly service fee with any checking account.

What to Open at Santander Bank

  • Certificate of Deposit. Santander Bank offers highly competitive rates for their term CDs. Terms go from 3 months to 5 years. The minimum deposit to open is $500.

  • Simply Right Checking. It's easy to waive the monthly fee just by using this account at least once a month. And there are no account balance requirements. You also get a free Santander Savings or Money Market Savings account. The minimum to open is $25.

  • Student Value Checking. This account is free for students 14-25. There are no minimum balance requirements. The minimum to open is $10.

How to Avoid Santander Bank Checking Account Fees

  • Basic Checking. This account has no minimum balance requirements, but the $3 monthly fee cannot be waived. The minimum to open is $25.

  • Simply Right Checking. The $10 monthly fee can be waived if you make just one transaction per month (a deposit, withdrawal, transfer, or payment).

  • Premier Plus Checking. The $25 monthly fee can be waived if you: maintain a combined balance of $25,000 in Santander deposit and eligible investment accounts, OR have direct deposits of at least $4,000 per month.

  • Student Value Checking. This account has no monthly service fee and no minimum balance requirements for students 14-25. The minimum to open is $10.

    Highlights

    Savings
    0.03% APY. $25 Minimum opening deposit. $1 monthly fee, unless 1) You have a Santander Checking Account, or have 2) $100 average daily balance in your savings account.
    CD
    4.75% to 5.00% APY. 6 - 10 months. Minimum deposit of $500, with Santander Checking Account.
    Money Market
    0.03% - 0.05% APY. Must be Santander Premier Plus Checking Account holder. Minimum deposit of $25. No monthly fee.
    ATMs
    Over 2000 ATMs throughout the Northeast, including in many CVS/pharmacy® locations
    Customer Service
    Mon-Sun 8:00 am - 8:00 pm (ET) (excluding Christmas Day)
    Locations
    405 branches in the US

Pricing information from published website as of 06/01/2024 based on 02109 zip code.

 

Santander Bank

Wells Fargo

 

Benefits and Features

Savings0.03% APY. $25 Minimum opening deposit. $1 monthly fee, unless 1) You have a Santander Checking Account, or have 2) $100 average daily balance in your savings account.0.01% APY. Minimum opening deposit of $25. Monthly service fee of $5, unless you maintain a minimum daily balance of $300, make 1 automatic transfer each fee period of $25 or more from a linked Wells Fargo checking account, make 1 automatic transfer each business day within the fee period of $1 or more from a linked Wells Fargo checking account, make 1 or more Save As You Go® transfers from a linked Wells Fargo checking account, or primary account owner is 24 years old or under.
CD4.75% to 5.00% APY. 6 - 10 months. Minimum deposit of $500, with Santander Checking Account.Standard Fixed Term CD available online: 1.50% to 2.50% APY. Terms of 3 months to 1 year. Minimum deposit of $2,500. Bonus of up to 2.51% APY if you maintain a linked Portfolio by Wells Fargo relationship. More CD terms are available in branch.
Checking Clear Access Banking, Everyday Checking, Portfolio by Wells Fargo
Money Market0.03% - 0.05% APY. Must be Santander Premier Plus Checking Account holder. Minimum deposit of $25. No monthly fee.Also known as the Platinum Savings Account. 0.25% - 2.50% APY. Minimum opening deposit of $25. $12 monthly service fee, unless you maintain a minimum daily balance of $3,500. Bonus APY of 2.51% requires account linked to Portfolio by Wells Fargo relationship.
ATMsOver 2000 ATMs throughout the Northeast, including in many CVS/pharmacy® locationsapproximately 11,000 ATMs across the country
Customer ServiceMon-Sun 8:00 am - 8:00 pm (ET) (excluding Christmas Day)Available 24 hours a day, 7 days a week.
IRA CD Standard Term CD: 0.01% to 2.50% APY. Terms of 1 month to 144 months. Minimum deposit of $1,000. Bonus of up to 2.51% APY if you maintain a linked Wells Fargo Prime/Portfolio Checking account.
IRA Money Market Also known as Retirement High Yield Savings. 0.25% - 2.50% APY. $100 minimum opening deposit.
Locations
405 branches in the US
Approximately 4,700 retail banking branches coast to coast.

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Santander Bank: Pricing information from published website as of 06/01/2024 based on 02109 zip code.

Wells Fargo: Pricing information from the published website as of 06/14/2024 is based on the 91101 zip code.


Santander Bank Alternatives

Bank of America
Member FDIC

Bank of America Business Advantage Checking Account - $200 Bonus Offer

Expires in 5 days
Earn a cash bonus in three steps:
  1. Open a new eligible business checking account by June 30, 2024
  2. Make Qualifying Deposits* of $5,000 or more in new money within 30 days of opening the new eligible business checking account
  3. Maintain an average balance of $5,000 for the next 60 days (day 31-90) during the maintenance period**
*Qualifying Deposits are deposits of new money, which is money not currently or previously held in any account at Bank of America or Merrill
**The maintenance period begins thirty-one (31) days after account opening and ends ninety (90) calendar days after account opening.
Member FDIC
Chase
Member FDIC

Chase Secure Banking℠ - $100 Bonus

Expires 7/24/2024
  • New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
  • Set up direct deposit and you may get your money up to two business days early-exclusively for Chase Secure Banking℠ customers.
  • No minimum deposit to open an account and get started plus no overdraft fees with a Chase debit card that helps you stay within your balance.
  • No need to worry about overdraft fees - Chase Secure Banking℠ allows you to spend only the money you have available.
  • Chase Secure Banking℠ customers told us they save an average of more than $40 per month on fees after opening their account.
  • Track your credit score, get a personalized action plan provided by Experian™ to help improve your score and receive identity monitoring for free through Chase Credit Journey®.
  • Pay bills, cash checks and send or receive money with Zelle® with a Chase Secure Banking℠ account.
  • Bank from anywhere with access to more than 15,000 Chase ATMs, more than 4,700 Chase branches, the Chase Mobile® app and Chase.com.
  • JPMorgan Chase Bank, N.A. Member FDIC.
US Bank
Member FDIC

Silver Business Checking Package - Up to $800 Bonus

Expires 8/30/2024

Earn up to $800 bonus when you open a new, eligible U.S. Bank business checking account online with promo code Q2AFL24 and complete qualifying activities, subject to certain terms and limitations. Offer valid through August 30, 2024. Member FDIC. Complete these steps to earn the offer:

Earn your $400.

  • Complete $5,000 in new money deposits within 30 days of account opening and maintain for 60 days after account opening.

Earn your $800.

  • Complete $25,000 in new money deposits within 30 days of account opening and maintain for 60 days after account opening.
Discover Bank
Member FDIC

Discover® Online Savings - $200 Cash Bonus

Expires 9/12/2024

To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code CY624 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200.

What to know: Offer not valid for existing or prior Discover savings customers, including co-branded, or affinity accounts. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 09/12/2024, 11:59 PM ET. Offer may be modified or withdrawn without notice. See advertiser website for full details.

CIT Bank
Member FDIC

CIT Bank Platinum Savings - 5.00% APY

  • 5.00% APY with a balance of $5,000 or more
  • 0.25% APY with a balance of less than $5,000
  • $100 minimum opening deposit
  • No monthly maintenance fee
  • Member FDIC

Articles on Santander Bank

Santander Bank Review

If you're in the Northeast, Santander Bank offers solid basic checking and savings options, as well as competitive rates for CDs. Read on to see if it fits your needs.

Recent Mentions

Millionaires Bank Account

Millionaires Bank Account

When you've got a lot of money, keeping it safe becomes your number one priority. Here are a few banks that can help you with what you need.
Best Banks in NYC

Best Banks in NYC

Looking for the right bank in New York City? Check out this helpful guide to the best banks in NYC to see which is right for you.
Add Your Comment



Save money and build wealth. Sign up to get our FREE email newsletter.

More Bank Promotions

Wells Fargo Promotions

Savings Account - $525 Bonus
Bank of America
Member FDIC

Bank of America Promotions

Bank of America Advantage Banking - $200 Bonus Offer

Citizens Bank Promotions

Personal Checking Account - $400 Bonus

TD Bank Promotions

TD $300 Beyond Checking Bonus
Chase
Member FDIC

Chase Coupon

Chase Bank $300 Bonus

About CreditDonkey
CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

About Us | Reviews | Deals | Tips | Privacy | Do Not Sell My Info | Terms | Contact Us
(888) 483-4925 | 680 East Colorado Blvd, 2nd Floor | Pasadena, CA 91101
© 2024 CreditDonkey Inc. All Rights Reserved.