Wintrust Bank Promotions
Personal Checking Account - $500 Bonus
Open a new Total Access Checking, Access Plus Checking, or Premier Checking account. Use promo code Builder at account opening. Set up and receive qualifying direct deposits totaling $2,000 or more per month for 2 consecutive calendar months after the calendar month the new account was opened. Enroll in online banking and estatements.
Personal Checking Account - $300 Bonus
Open a new Total Access Checking, Access Plus Checking, or Premier Checking account. Use promo code Builder at account opening. Set up and receive qualifying direct deposits totaling $500 or more per month for 2 consecutive calendar months after the calendar month the new account was opened. Enroll in online banking and estatements.
CD Specials
| Term | APY |
|---|---|
| 11 Months | 3.90% |
| 13 Months | 4.00% |
| 17 Months | 3.50% |
| 23 Months | 3.35% |
| 26 Months | 3.35% |
| 33 Months | 3.35% |
Compare Promotions
Bank of America Advantage Banking - Up to $500 Cash Offer
- The up to $500 cash offer must be opened through the Bank of America promotional page.
- The offer is for new checking customers only.
- Offer expires 01/31/2027.
- To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits*
into that new eligible account within 90 days of account opening. Your cash bonus amount will be based on the total amount of your Qualifying Direct
Deposits received in the first 90 days of account opening.
Cash Bonus Total Direct Deposits $100 $2,000 $300 $5,000 $500 $10,000+ - After the Deposit Period ends, and once you satisfy all the requirements, we will attempt to deposit the earned bonus directly into your new eligible personal checking account within sixty (60) days. The new eligible personal checking account must be open and in good standing up to and including the date any earned bonus is paid.
- Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
- Additional terms and conditions apply. See offer page for more details.
- *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
- Bank of America, N.A. Member FDIC
CIT Bank Platinum Savings - Up to 4.25% APY Boost
| Tier | Boost APY |
|---|---|
| Balance over $5,000 | 4.25%* |
| Balance less than $5,000 | 0.75%* |
After boost is completed, you will continue to earn our best standard rates:
| Tier | APY |
|---|---|
| Balance over $5,000 | 3.75%1 |
| Balance less than $5,000 | 0.25%1 |
- Needs to use promo code to qualify: Boost50
- Boost lasts 6 months over standard APY
- Tiered account
- $100 minimum account opening
- Member FDIC
- No Monthly Service fees
- No account opening fees
Chase Total Checking® - $400 Bonus
- New Chase checking customers can receive $400 when you open a Chase Total Checking® account and make direct deposits totaling $1,000 or more within 90 days of coupon enrollment.
- Unlock more offers with Chase. Get up to $500 per calendar year by referring friends and family. Plus, get cash back from top brands with Chase Offers when you use your debit card.
- Chase Total Checking® has a $15 monthly service fee, you can easily avoid the fee with direct deposits totaling $500 or more, or a minimum average daily balance each statement period.
- Chase Overdraft Assist℠ – no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
- Chase is ranked #1 in Customer Satisfaction with Mobile Banking Apps among National Banks by JD Power.
- Chase has the largest branch network in the U.S. with thousands of ATMs and branches. Use the Chase locator tool to find a branch or ATM near you.
- Chase helps keep your money protected with features like Zero Liability Protection, fraud monitoring and card lock.
- Chase Total Checking includes FDIC insurance up to the maximum amount allowed by law.
HSBC Premier - Up to $3,000
- Get $1,000: Deposit or invest $50,000 to $99,999
- Get $1,500: Deposit or invest $100,000 to $249,999
- Get $2,000: Deposit or invest $250,000 to $499,999
- Get $3,000: Deposit or invest $500,000+
The $50,000 minimum Qualifying Balance may qualify you for the promotional cash bonus, but HSBC Premier checking account has a $50 monthly maintenance fee unless you meet Premier qualification criteria (for example, $100,000 in combined balances).
How the offer works
- Open a Premier checking account by December 31, 2026
- Add your preferred amount of deposits and/or eligible investments within 30 days
- Maintain your balances for 3 full consecutive months
- Remain opted-in to receive HSBC marketing emails
If all offer requirements are met, the bonus will be paid within 8 weeks.
Your partner for every stage of life
We offer a unique range of products and privileges that gives you more of the things you care about. Plus, a personal Wealth Relationship Manager to help you reach your goals.
- Wealth: Get access to a variety of investment solutions through HSBC Securities (USA) Inc. Investments are Not FDIC Insured; are Not a Deposit or Other Obligation of the Bank; and May Lose Value.
- Health: Enjoy the support of a health and wellness concierge service, plus complimentary membership to 24/7 telemedicine services for you and your family.
- Travel: Our credit cards come with a competitive range of rewards and benefits that complement your lifestyle.
- International: Manage your finances around the world, with Premier privileges in select countries, perfect for global lifestyles.
Chase Secure Banking℠ - $175 Bonus
- Enjoy a $175 checking account bonus as a new Chase banking customer when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
- Bank with confidence — no minimum deposit to open an account and no overdraft fees.
- Secure Banking customers told us they save an average of over $40 per month on fees after opening their account.
- $0 Monthly Service Fee for customers ages 17-24.
- Set up direct deposit and you may get your money up to two business days early—exclusively for Chase Secure Banking℠ customers.
- With Chase Credit Journey®, help build and improve your credit with a personalized improvement plan provided by Experian.
- Ranked #1 for Banking Mobile App Satisfaction among National Banks, Chase makes it easy for you to access your money from anywhere with the Chase Mobile® app.
- Manage your spending with Spending Planner and get daily spending insights in the Chase Mobile® app.
- JPMorgan Chase Bank, N.A. Member FDIC.
Wintrust Bank Offers You May Have Missed
Don't miss another hot deal. Check back often at CreditDonkey.
Business Checking Account - $300 Bonus
Open a new Entrepreneur Checking account. Mention this offer when opening an account in a branch. Maintain a minimum of $1,500 on each of the last business days for 2 consecutive calendar months after the calendar month the account was opened (qualification period). Make 5 qualifying transactions, enroll in business online banking, and activate e-statement within the qualification period.
Personal Checking Account - $300 Bonus
Open a new Total Access Checking account. Use offer code Echecking300 at account opening. Set up and receive monthly occurring direct deposits totaling $500 or more each month for 2 consecutive calendar months after the calendar month your new checking account was opened. Enroll in eStatements and Online Banking.
Personal Checking Account - $300 Bonus
Open a new Total Access Checking, Access Plus Checking, or Premier Checking account. Use offer code Echecking300 at account opening. Set up and receive monthly occurring direct deposits totaling $500 or more each month for 2 consecutive calendar months after the calendar month your new checking account was opened. Enroll in eStatements and Online Banking.
Personal Checking Account - $300 Bonus
Open a new Northwestern Wildcats Checking account. Use offer code Wildcat300 at account opening. Set up and receive monthly occurring direct deposits totaling $500 or more each month for 2 consecutive calendar months after the calendar month your new checking account was opened. Enroll in eStatements and Online Banking.
Personal Savings Account - $200 Bonus
Open a new Statement Savings account. Use offer code Esavings200 at account opening. Deposit $15,000 or more of new money, and maintain a minimum balance of at least $15,000 on the last business day of each of the 3 consecutive calendar months following the calendar month your new account is opened.
Personal Checking and Savings Account - $500 Bonus
Open a new Total Access Checking account. Use offer code Echecking300 at account opening. Set up and receive monthly occurring direct deposits totaling $500 or more each month for 2 consecutive calendar months after the calendar month your new checking account was opened. Enroll in eStatements and Online Banking.
Open a new Statement Savings account. Use offer code Esavings200 at account opening. Deposit $15,000 or more of new money, and maintain a minimum balance of at least $15,000 on the last business day of each of the 3 consecutive calendar months following the calendar month your new account is opened.
Business Checking Account - $500 Bonus
Open a new Business Community Checking account. Mention this offer when opening an account in a branch. Maintain a minimum of $5,000 on each of the last business days for 2 consecutive calendar months after the calendar month the account was opened (qualification period). Make 10 qualifying transactions, enroll in business online banking, and activate e-statement within the qualification period.
Personal Checking Account - $300 Bonus
Open a new Total Access Checking account. Mention this promotion at account opening. Have monthly occurring direct deposits totaling $500 or more each month made to your new account for 2 consecutive calendar months after the calendar month your new account was opened. Enroll in eStatements and Online Banking.
Wintrust Bank Checking Bonus
Wintrust Bank CD Rates
- 11-Month CD - 3.90% APY
- 17-Month CD - 3.50% APY
- 23-Month CD - 3.35% APY
- 26-Month CD - 3.35% APY
- 33-Month CD - 3.35% APY
Highlights
175 branch locations in the state of Illinois
Information sourced from the published website as of 08/17/2026.
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| Learn More | Learn More | |
Wintrust Bank | Chase | |
|---|---|---|
Benefits and Features | ||
| Savings |
| |
| CD | Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee. | |
| Checking |
| |
| Mobile App | ||
| Customer Service | Automated service available 24/7 | |
| Locations | 175 branch locations in the state of Illinois | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Wintrust Bank: Information sourced from the published website as of 08/17/2026. Chase: Pricing information and data points from published website as of 09/30/2026. | ||
Wintrust Bank Alternatives
Chase Business Complete Banking® - Up to $500 Bonus
- Earn up to $500 when you open a new Chase Business Complete Checking® account. For new Chase business checking customers with qualifying activities.
- Choose Chase Business Complete Banking® to get a fully integrated business solution that can help you control costs. Waive the $15 Monthly Service Fee in multiple ways like keeping a minimum $2,000 balance, plus use built-in offerings such as card acceptance, invoicing, Chase Customer Insights and Tap to Pay on iPhone
- Bank with confidence. Feel confident knowing we have the largest branch network in the U.S. with 5,000 branches that provide personalized service and can help with your complex banking needs. You can also benefit from our account protection services, which allow you to monitor account access, checks, and offers additional protection for your business.
- Access online banking for small businesses. Take advantage of our digital business banking platform with a comprehensive set of features designed for small business owners like you. Our tools enhance your ability to manage cash flow, accept and make payments, create invoices and plan for growth, so you can streamline processes and gain greater control of your finances.
- More small business owners choose Chase than any other bank
- The #1 choice for small business banking.
- Deposit products provided by JPMorgan Chase Bank, N.A. Member FDIC
CIT Bank Savings Connect - 3.65% APY
- $100 minimum opening deposit
- No monthly maintenance fee
- Member FDIC
No-Fee Business Checking
- $0 monthly service fee
- $0 minimum opening deposit
- Open up to 20 individual business checking accounts
- Earn up to 3.00% APY with automated savings
- Issue up to 50 Visa® debit cards to your team
Free Checking Account for Small Business Owners
- Sign up in 3 minutes; no credit check
- No account fees - $0 monthly fee, overdraft fee, foreign transaction fee, or ATM fees at approximately 40,000 locations
- Automatic Savings
- Get paid up to 2 days early
- Savings with up to 4.00% APY
Free Business Checking - Up to 1.3% APY
- 1.3% APY on your balance up to $250,000 for customers that meet monthly eligibility requirements
- $0 minimum opening deposit
- $0 monthly service fee









