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M&T Bank Promotions

Read our in-depth review of M&T Bank to see why M&T Bank scored 3.4 stars out of 5. We like their free checking option, high apy for promo cd, and free savings with checking.

If you're looking for bank promotions, you must check out these offers.

$200

Personal Checking Account - Up to $200 Bonus

Get up to $200 cash bonus by opening any M&T personal checking account (excluding MyWay Banking) online or at your local M&T Bank. Make a total of at least $500 in qualifying direct deposits within 90 days of account opening. Cash bonus will be rewarded within 90 days after direct deposit.

Expires 8/31/2023
$500

M&T Tailored Business Checking Account - $500 Bonus

Open a new M&T Tailored Business checking account. Receive $500 if the Average Ledger Balance in the account is at least $5,000 for the third full calendar month after the account was opened. Bonus will be credited to your account within 45 days after the end of the third full calendar month after the account was opened.

Expires 6/30/2023
$350

Personal Checking Account - $350 Bonus

Open a new MyChoice Premium Checking account. Use promo code CB at account opening. Maintain an average monthly balance of at least $10,000 in July and August 2023.

Expires 6/30/2023
$350

Personal Checking Account - $350 Bonus

Open a new MyChoice Premium Checking account. Use promo code CA at account opening. Maintain an average monthly balance of at least $10,000 in July and August 2023.

Expires 6/30/2023
$450

Personal Checking and Money Market Account - Up to $450 Bonus

Open a new MyChoice Premium Checking and MyChoice Money Market account. Use promo code CB at account opening. Maintain an average monthly balance of at least $10,000 for July and August 2023 in the money market account.

Expires 6/30/2023
Citibank

Citi Priority Account - Earn up to $2,000 Cash Bonus

Expires 7/23/2023
  • Earn up to $2,000 cash bonus when you open a new eligible Citi Priority Checking Account with required activities
  • Within 20 days of opening, deposit the minimum amount of new-to-Citibank funds.
  • Maintain a minimum balance for 60 consecutive calendar days from the 21st day.
  • If your balance falls to a lower tier at any point during the maintenance period, the bonus changes.
  • Bonus will be paid within 30 days after you successfully complete all required activities.
Discover Bank
Member FDIC

Discover Online Savings - $200 Cash Bonus

To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account, online, in the Discover App or by phone. Enter Offer Code CY223 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200.

What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is interest and subject to reporting on Form 1099-INT. Offer ends 6/15/2023, 11:59 PM ET. Offer may be modified or withdrawn without notice. See advertiser website for full details.

Expires 6/15/2023
Chase
Member FDIC

Chase Business Complete Banking℠ - Up to $500 Bonus

Expires 8/3/2023
  • Earn up to $500 when you open a new Chase Business Complete Checking℠ account. For new Chase business checking customers with qualifying activities.
  • Multiple ways to waive the Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card.
  • Full-service business banking. Convenient access to all your business banking services in one place -- lending, checking, credit card and payment solutions.
  • Your choice of payment types. Choose from a full range of options for accepting payments and making deposits that include Zelle®, Online Bill Pay, wire transfers and ACH payments.
  • Convenient access to payment processing. Process all major debit and credit cards with QuickAccept. It's a built-in feature with your Business Complete Checking account.
  • Helping you save money. Multiple ways to waive service fees and unlimited digital transactions helps you keep more of your money.
  • Full-featured banking online and on-the-go. Manage your business' finances on your terms with the latest online and mobile banking technology.
  • Trusted and secure financial partner. We're committed to helping you grow and protect your business.
Atlantic Federal Credit Union

Money Market Deposit Account - 5.01% APY

  • $1 minimum deposit
  • No fees
  • 24/7 online access to funds
  • NCUA insured
Chase
Member FDIC

Chase Total Checking® - $200 Bonus

Expires 7/19/2023
  • New Chase checking customers enjoy a $200 bonus when you open a Chase Total Checking® account and set up direct deposit
  • Access to more than 16,000 Chase ATMs and more than 4,700 branches
  • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
  • JPMorgan Chase Bank, N.A. Member FDIC
  • Open your account online now
  • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
  • Chase Overdraft Assist℠ - no overdraft fee if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*

*With Chase Overdraft Assist℠, we won't charge an Overdraft Fee if you're overdrawn by $50 or less at the end of the business day OR if you're overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts.

Don't miss another hot deal. Check back often at CreditDonkey.

$150

Personal Checking Account - $150 Cash Bonus

Earn $150 when you open any personal checking account with M&T and make at least $500 in qualifying direct deposits within 90 days of account opening. Bonus will be awarded within 90 days after the requirement is met. There is a $50 close-out fee if you close the account within 180 days of account opening. Available to residents of NY, NJ, CT, PA, MD, DE, VA, and WV.

Expired 4/30/2018
$300

Personal Checking Account - $300 Bonus

Open a new MyChoice Premium Checking account. Use promo code TK at account opening. Maintain an average monthly balance of at least $10,000 in December 2022 and January 2023.

Expired 11/25/2022
$450

Personal Checking Account - $450 Bonus

Open a new MyChoice Premium Checking account. Use promo code TK at account opening. Maintain an average monthly balance of at least $10,000 in December 2022 and January 2023. Set up qualifying direct deposits totaling $500 or more within 90 days of account opening.

Expired 11/25/2022
$350

Personal Checking Account - $350 Bonus

Open a new MyChoice Premium Checking account. Use promo code CE at account opening. Maintain an average monthly balance of at least $10,000 in October 2022 and November 2022.

Expired 10/7/2022
$600

M&T Tailored Business Checking Account - Up to $600 Bonus

Open a new M&T Tailored Business Checking account. Receive $300 if the Average Ledger Balance in the account is at least $5,000 for the third full calendar month after the account was opened. Bonus will be credited to your account within 45 days after the end of the third full calendar month after the account was opened. Receive an additional $300 when you open a new M&T Merchant Services account, link your M&T Business Checking account, and process $20 in merchant transactions within a calendar month no later than 12/31/20200. Use promo code Letter300, Email300 or Online300 at account opening.

Expired 9/30/2022
$350

Personal Checking Account - $350 Bonus

Open a new MyChoice Premium Checking account. Use promo code CF at account opening. Maintain an average monthly balance of at least $10,000 in September 2022 and October 2022.

Expired 8/26/2022
$350

Personal Checking Account - $350 Bonus

Open a new MyChoice Premium Checking account. Use promo code CG at account opening. Maintain an average monthly balance of at least $10,000 in August 2022 and September 2022.

Expired 7/29/2022
$350

Personal Checking Account - $350 Bonus

Open a new MyChoice Premium Checking account. Use promo code TY at account opening. Maintain an average monthly balance of at least $10,000 in June 2022 and July 2022.

Expired 5/27/2022
$350

Personal Checking Account - $350 Bonus

Open a new M&T MyChoice Premium Checking account. Use promo code CA at account opening. Maintain an average monthly balance of at least $10,000 for the months of June 2022 and July 2022.

Expired 5/27/2022
$450

Personal Checking Account - $450 Bonus

Open a new MyChoice Premium Checking account. Use promo code TY at account opening. Maintain an average monthly balance of at least $10,000 in June 2022 and July 2022. Set up qualifying direct deposits totaling $500 within 90 days of account opening.

Expired 5/27/2022

M&T Bank has 690 branches serving the Upper East Coast and Florida. Offers a no-fee checking, as well as interest checking but with heavier requirements to waive service fees.

M&T Bank Promotions

M&T Bank frequently offers cash bonuses for new checking customers. Some deals are only available for residents of select States, so make sure you read the fine print carefully.

All M&T Bank checking accounts offer free online banking, bill pay, and mobile deposits. There are over 1,500 ATMS.

Special Checking Account Features

M&T checking accounts come with these features:

  • Overdraft Protection. To protect your checking account from overdrafts, you can link a M&T savings account, credit card, or Overdraft Line of Credit. Funds will automatically be transferred to cover the overdraft. There is a transfer fee (though it's a lot less than the overdraft fee) and an interest rate will apply if you're using credit. You must enroll in this protection plan.

  • Free custom debit card. You can design your own customized debit card free of charge. You can upload your own photo for the card background. You can also choose to have a photo of yourself in the upper-righthand corner for added security.

  • Free savings account. You can open a Relationship Savings account with any checking account for no extra monthly service fee. This account can be used for overdraft protection.

  • Send money with Zelle. Easily send money to anyone with just a U.S. phone number or U.S. email address.

What to Open at M&T Bank

  • 12-month or 24-month CD. M&T offers a great rate for their Select Promo CDs of 12-month or 24-month term. The minimum to open is $1,000. This opening deposit cannot be money already on deposit at M&T Bank.

  • EZChoice Checking. This is M&T's free checking option. It has no monthly service fee or minimum balance requirements.

How to Avoid M&T Bank Checking Account Fees

  • EZChoice Checking. This account has no monthly service fee or minimum balance requirements.

  • MyChoice Plus Checking. The $14.95 monthly fee can be waived if you: maintain an average daily balance of at least $2,500, OR have combined direct deposits of at least $1,500 per statement cycle.

    If you're in certain New Jersey regions, the requirements to waive the fee are lower. You must maintain a $500 average daily balance, or have $500 in direct deposits per cycle, or else the monthly service fee is $4.95.

  • MyChoice Premium Checking. The $24.95 monthly fee can be waived if you: maintain an average daily balance of at least $7,500, OR have a combined balance of at least $25,000 in deposit accounts, loans and home equity outstanding balances, and investments and business deposit accounts.

  • Basic Banking. This account has no minimum balance requirements, but the $3 monthly fee cannot be waived.

    Highlights

    Savings
    0.01% APY. Monthly service fee of $7.50 unless you 1) maintain a minimum daily balance of $500 or more or, 2) have a personal checking account with M&T Bank or, 3) make at least one deposit in your Relationship Savings account
    CD
    3.50% - 4.00% APY. Terms of 12 - 18 months. Minimum opening deposit $1,000.
    Money Market
    M&T MyChoice Money Market account Regular rate of 0.03% - 1.75% APY for qualifying customers.
    Customer Service
    Mon - Fri 8:00 am - 9:00 pm (ET); Sat - Sun 9:00 am - 5:00 pm (ET).
    ATMs
    More than 1,800 M&T Bank ATMs in New York, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia and the District of Columbia.
    Locations
    690 bank branches located throughout New York, New Jersey, Pennsylvania, Maryland, Washington, D.C., Virginia, West Virginia and Florida

Pricing information from published website as of 5/9/2023 based on 14203 zip code

 Chase
 Learn MoreVisit Site
 

M&T Bank

Chase

 

Benefits and Features

Savings0.01% APY. Monthly service fee of $7.50 unless you 1) maintain a minimum daily balance of $500 or more or, 2) have a personal checking account with M&T Bank or, 3) make at least one deposit in your Relationship Savings account
  • Chase Savings: $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account OR for owners under 18. $0 to open.
  • Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account.
CD3.50% - 4.00% APY. Terms of 12 - 18 months. Minimum opening deposit $1,000.Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee.
Checking 
  • Chase Total Checking®
  • Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open.
  • Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open.
  • Chase College Checking: No monthly service fee for college students age 17-24 at account opening with proof of student status, for up to 5 years. $0 to open.
  • Chase Private Client Checking: For high net worth individuals who have $250,000 on deposit with Chase.
Money MarketM&T MyChoice Money Market account Regular rate of 0.03% - 1.75% APY for qualifying customers. 
Customer ServiceMon - Fri 8:00 am - 9:00 pm (ET); Sat - Sun 9:00 am - 5:00 pm (ET). 
ATMsMore than 1,800 M&T Bank ATMs in New York, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia and the District of Columbia.
16,000+ Chase ATMs
Locations690 bank branches located throughout New York, New Jersey, Pennsylvania, Maryland, Washington, D.C., Virginia, West Virginia and Florida
Over 4,700
 Learn MoreVisit Site

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

M&T Bank: Pricing information from published website as of 5/9/2023 based on 14203 zip code

Chase: Pricing information and data points from published website as of 12/17/2020


M&T Bank Alternatives

Chase
Member FDIC

Chase Secure Banking℠ - $100 Bonus

Expires 7/19/2023
  • New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
  • Set up direct deposit and you may get your money up to two business days early-exclusively for Chase Secure Banking℠ customers.
  • No minimum deposit to open an account and get started.
  • No overdraft fees with a Chase debit card that helps you stay within your balance.
  • Chase Secure Banking℠ customers told us they save an average of $50 a month on fees after opening their account.
  • JPMorgan Chase Bank, N.A. Member FDIC.
  • Pay bills, cash checks and send money with Zelle® all for a $4.95 monthly service fee.
  • Bank from anywhere with access to more than 16,000 Chase ATMs, more than 4,700 Chase branches, the Chase Mobile® app and Chase Online℠.
TD Bank
Member FDIC

TD Beyond Checking - $300 Cash Bonus

Expires 10/31/2023
  • Earn $300 when you receive direct deposits totaling $2,500 or more within 60 days
  • Get more from your checking account. With TD Beyond Checking with Payback Plus, you'll earn interest and get reimbursed for non-TD ATM transactions, Overdraft Payback and more.
  • Monthly maintenance fee waived when you receive monthly direct deposits of $5,000 or more within a statement cycle, or maintain a minimum daily balance of $2,500, or a combined balance of $25,000 across eligible TD accounts.
  • TD ATM fees waived at any ATM and non-TD fees reimbursed when you keep at least a $2,500 daily balance
  • Get overdraft fees automatically reversed up to two times a year.
  • Get your money where it needs to go —fast— with Rush Bill Payments, Send Money with Zelle®, incoming wires and a reimbursement for one outgoing wire (domestic or international) per statement cycle.
  • TD checking accounts come with an instant-issue debit card - and, you can pay with confidence with contactless technology Visa Zero Liability protection and 24/7 fraud monitoring.
  • Monthly maintenance fee waived on one TD Simple Checking℠ account and any Savings accounts. Plus, get free standard check orders, money orders, official bank checks and stop payments.
Citibank

Citi Priority Account - Earn up to $2,000 Cash Bonus

Expires 7/23/2023

Earn up to $2,000 cash bonus when you open a new eligible Citi Priority Checking Account with required activities. Within 20 days of opening, deposit the minimum amount of new-to-Citibank funds. Maintain a minimum balance for 60 consecutive calendar days from the 21st day. If your balance falls to a lower tier at any point during the maintenance period, the bonus changes. Bonus will be paid within 30 days after you successfully complete all required activities.

Balance LevelsMaximum Bonus
$10,000 - $29,999$200
$30,000 - $74,999$500
$75,000 - $199,999$1,000
$200,000 - $299,999$1,500
$300,000 and above$2,000

CIT Bank
Member FDIC

CIT Bank Platinum Savings - 4.85% APY

  • 4.85% APY with a balance of $5,000 or more
  • 0.25% APY with a balance of less than $5,000
  • $100 minimum opening deposit
  • No monthly maintenance fee
  • Member FDIC
Discover Bank
Member FDIC

Discover Online Savings - $150 Cash Bonus

To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account, online, in the Discover App or by phone. Enter Offer Code CY223 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200.

What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is interest and subject to reporting on Form 1099-INT. Offer ends 6/15/2023, 11:59 PM ET. Offer may be modified or withdrawn without notice. See advertiser website for full details.

Expires 6/15/2023

Articles on M&T Bank

M&T Bank Review

If you are on the upper East Coast, you probably see M&T Bank frequently. With a free checking option and a range of deposit accounts, does it meet your needs?

Recent Mentions

BB&T Bank Review: Account Good for You?

BB&T Bank Review: Account Good for You?

Banks aren't a one-size-fits-all thing. You have to find the one that suits your needs. Whether you are a seasoned banker or just starting out, each person has different needs, means, and capabilities when it comes to finances.
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Chase
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TD $300 Beyond Checking Bonus

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