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Synchrony Bank Promotions
Read our in-depth review of Synchrony Bank to see why Synchrony Bank scored 4.3 stars out of 5. We like their savings with atm card, high apy, and all balance tiers receive same rate.
If you're looking for bank promotions, you must check out these offers.
- Great Rates + Safety = Peace of Mind
- Member FDIC
- 1.20% APY
- $0 minimum opening deposit
- No minimum balance requirement
- No fees to open or maintain account
- ATM card
- Daily Compounding Interest
- FDIC Insured
- Up to 2.25% APY
- Up to 5 years
- $2,000 minimum opening deposit
- Daily Compounding Interest
- FDIC Insured
- Up to 2.25% APY
- Up to 5 years
- $2,000 minimum opening deposit
- Ability to open Roth or Traditional IRA
- Ability to add funds during 10-day grace period after CD maturity
- FDIC Insured
- 1.20% APY
- No minimum deposit to open account
- Ability to open Roth or traditional IRA account
- Make deposits at any time rather than waiting for a maturity date
- FDIC Insured
High Yield Savings
1.90% APY. $0 minimum opening deposit. No minimum balance requirement. No fees to open or maintain account.
Money Market
Certificate of Deposit
IRA CD
IRA Money Market Account
Compare Promotions
- Enjoy a $1,000 welcome bonus when you join Sapphire℠ Banking. Within 45 days, transfer a total of $75,000 or more in qualifying new money or securities to a combination of eligible personal checking, savings and/or investment accounts, (excludes any J.P. Morgan retirement accounts and CDs) and maintain that balance for 90 days.
- Enjoy a new kind of banking experience
- No ATM fees worldwide - down the street or around the globe
- Perks that add up - relationship rates, special access and help when you need it
- Open online in minutes
- Email my upgrade code
- Available in: AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KY, LA, MA, MD, MI, MS, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, TN, TX, UT, VA, WA, WI, WV
- 2.10% APY for 12-month term
- 2.15% APY for 24-month term
- 2.20% APY for 5-year term
- 2.10% APY for 12-month term
- 2.15% APY for 24-month term
- 2.20% APY for 5-year term
- Up to 1.25% APY
- No minimum balance requirements
- No fees to open or maintain account
- Overdraft Protection
- Daily Compounding Interest
- FDIC insured
Chase Sapphire℠ Checking
Certificate of Deposit
IRA Certificate of Deposit
Rewards Checking
Highlights
Savings
1.90% APY. No monthly service fee and no minimum deposit. An ATM card is provided for easy withdrawal. Synchrony will refund ATM fees for other banks up to $5 per statement cycle
1.90% APY. No monthly service fee and no minimum deposit. An ATM card is provided for easy withdrawal. Synchrony will refund ATM fees for other banks up to $5 per statement cycle
Compare: Synchrony Bank vs Discover Bank
CD
0.75% to 2.25% APY. Terms of 3 months to 5 years. Minimum deposit of $2,000 to open.
0.75% to 2.25% APY. Terms of 3 months to 5 years. Minimum deposit of $2,000 to open.
Money Market
1.20% APY. No monthly service fee and no minimum deposit.
1.20% APY. No monthly service fee and no minimum deposit.
Customer Service
Mon-Fri 7am - 12am (ET); Sat-Sun 8am - 5pm (ET)
Mon-Fri 7am - 12am (ET); Sat-Sun 8am - 5pm (ET)
Compare: Synchrony Bank vs Chase
ATMs
Any ATMs with Plus or Accel logos
Any ATMs with Plus or Accel logos
IRA CD
0.75% to 2.25% APY. Terms of 3 months to 5 years. Minimum deposit of $2,000 to open.
0.75% to 2.25% APY. Terms of 3 months to 5 years. Minimum deposit of $2,000 to open.
IRA Money Market
1.20% APY.
1.20% APY.
Locations
Online Only
Online Only
Pricing information from published website as of 11/17/2019.
 | ||
 | | |
Synchrony Bank | Ally Bank | |
|---|---|---|
Benefits and Features | ||
| Savings | 1.90% APY. No monthly service fee and no minimum deposit. An ATM card is provided for easy withdrawal. Synchrony will refund ATM fees for other banks up to $5 per statement cycle | 1.70% APY. No monthly service fee and no minimum deposit. |
| CD | 0.75% to 2.25% APY. Terms of 3 months to 5 years. Minimum deposit of $2,000 to open. | 0.75% to 2.25% APY. Terms of 3 months to 5 years. 12-month CD APY of 2.00%. No minimum deposit to open. |
| Checking | 0.10% APY under $15,000; 0.50% APY $15,000 or more. No monthly service fee and no minimum deposit. Ally will refund ATM fees for other banks up to $10 per statement cycle. | |
| Money Market | 1.20% APY. No monthly service fee and no minimum deposit. | 0.75% APY. No monthly service fee and no minimum deposit. |
| Customer Service | Mon-Fri 7am - 12am (ET); Sat-Sun 8am - 5pm (ET) | |
| ATMs | Any ATMs with Plus or Accel logos | Over 43,000 no-fee Allpoint ATMs |
| IRA CD | 0.75% to 2.25% APY. Terms of 3 months to 5 years. Minimum deposit of $2,000 to open. | |
| IRA Money Market | 1.20% APY. | |
| Locations | ||
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Synchrony Bank: Pricing information from published website as of 11/17/2019. Ally Bank: Pricing information from published website as of 11/17/2019. | ||
Synchrony Bank Alternatives
- No fees
- No minimum opening deposit
- No minimum balance required
- Enjoy a $1,000 welcome bonus when you join Sapphire℠ Banking. Within 45 days, transfer a total of $75,000 or more in qualifying new money or securities to a combination of eligible personal checking, savings and/or investment accounts, (excludes any J.P. Morgan retirement accounts and CDs) and maintain that balance for 90 days.
- Enjoy a new kind of banking experience
- No ATM fees worldwide - down the street or around the globe
- Perks that add up - relationship rates, special access and help when you need it
- Open online in minutes
- Email my upgrade code
- Available in: AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KY, LA, MA, MD, MI, MS, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, TN, TX, UT, VA, WA, WI, WV
- Up to 1.25% APY
- No minimum balance requirements
- No fees to open or maintain account
- Overdraft Protection
- Daily Compounding Interest
- FDIC insured
- Earn 2.00% APY on balances of $10,000 and above
- Member FDIC
Online Savings Account - Earn 1.80% APY
Chase Sapphire℠ Checking
Rewards Checking
UFB High Yield Savings - Earn up to 2.00% APY
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