Synchrony Bank Promotions

Read our in-depth review of Synchrony Bank to see why Synchrony Bank scored 4.3 stars out of 5. We like their savings with atm card, high apy, and all balance tiers receive same rate.

If you're looking for bank promotions, you must check out these offers.

High Yield Savings - 0.60% APY

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$0 minimum opening deposit. No minimum balance requirement. No fees to open or maintain account.

Money Market

0.50% APY
$0 minimum opening deposit
No minimum balance requirement
No fees to open or maintain account
ATM card
Daily Compounding Interest
FDIC Insured

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Certificate of Deposit

Up to 0.80% APY
Up to 5 years
$2,000 minimum opening deposit
Daily Compounding Interest
FDIC Insured

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IRA CD

Up to 0.80% APY
Up to 5 years
$2,000 minimum opening deposit
Ability to open Roth or Traditional IRA
Ability to add funds during 10-day grace period after CD maturity
FDIC Insured

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IRA Money Market Account

0.50% APY
$250 minimum deposit to open account
Ability to open Roth or traditional IRA account
Make deposits at any time rather than waiting for a maturity date
FDIC Insured

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Member FDIC

CIT Savings Builder - Earn 0.45% APY

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Earn up to 0.45% APY. Here's how it works: Maintain a minimum balance of $25k OR make at least a $100 minimum deposit every month. Member FDIC

Member FDIC

CIT Bank Money Market Account - 0.50% APY

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0.50% APY
$100 minimum opening deposit
No monthly maintenance fee
FDIC insured

Member FDIC

CIT Bank Term CDs

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Up to 0.50% APY
$1,000 minimum opening deposit
No monthly maintenance fee
FDIC insured

Term	CD Rates
6 Month	0.30% APY
1 Year	0.30% APY
13 Month	0.30% APY
18 Month	0.30% APY
2 Year	0.40% APY
3 Year	0.40% APY
4 Year	0.50% APY
5 Year	0.50% APY

Member FDIC

IRA Certificate of Deposit

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0.50% APY for 12-month term
0.55% APY for 36-month term
0.60% APY for 5-year term

Member FDIC

CIT Bank Money Market Account

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Earn over 7x the national average
New customers can apply online with a minimum of $100 to open an account
Fund the account with electronic transfer, mail in check, or wire transfer
No monthly service fees
Deposit checks remotely and make transfers with the CIT Bank mobile app
FDIC insured

In-Depth Review

Highlights

Savings
0.60% APY. No monthly service fee and no minimum deposit. An ATM card is provided for easy withdrawal. Synchrony will refund ATM fees for other banks up to $5 per statement cycle

Compare: Synchrony Bank vs Discover Bank

CD
0.15% to 0.80% APY. Terms of 3 months to 5 years. Minimum deposit of $2,000 to open.

Money Market
0.50% APY. No monthly service fee and no minimum deposit.

Customer Service
Mon-Fri 8:00 am - 10:00 pm (ET); Sat-Sun 8:00 am - 5:00 pm (ET)

Compare: Synchrony Bank vs HSBC

ATMs
Any ATMs with Plus or Accel logos

IRA CD
0.15% to 0.80% APY. Terms of 3 months to 5 years. Minimum deposit of $2,000 to open.

Compare: Synchrony Bank vs TD Bank

IRA Money Market
0.50% APY.

Locations
Online Only

Compare: Synchrony Bank vs Chase

Pricing information from published website as of 1/16/2021.

	Synchrony Bank	Ally Bank


	Benefits and Features
Savings	0.60% APY. No monthly service fee and no minimum deposit. An ATM card is provided for easy withdrawal. Synchrony will refund ATM fees for other banks up to $5 per statement cycle	0.50% APY
CD	0.15% to 0.80% APY. Terms of 3 months to 5 years. Minimum deposit of $2,000 to open.	0.20% to 0.85% APY. Terms of 3 months to 5 years. 12-month CD APY of 0.60%
Checking		0.10% APY under $15,000; 0.25% APY $15,000 or more
Money Market	0.50% APY. No monthly service fee and no minimum deposit.	0.50% APY
Customer Service	Mon-Fri 8:00 am - 10:00 pm (ET); Sat-Sun 8:00 am - 5:00 pm (ET)	24/7
ATMs	Any ATMs with Plus or Accel logos	Over 43,000 no-fee Allpoint ATMs
IRA CD	0.15% to 0.80% APY. Terms of 3 months to 5 years. Minimum deposit of $2,000 to open.
IRA Money Market	0.50% APY.
Locations	Online Only	Online Only
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Synchrony Bank: Pricing information from published website as of 1/16/2021. Ally Bank: Pricing information from published website as of 1/16/2021.

Synchrony Bank Alternatives

Member FDIC

Online Savings Account - Earn 0.50% APY

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No fees
No minimum opening deposit
No minimum balance required

Member FDIC

Chase Total Checking® - $200 Bonus

Get $200 Coupon

Expires 4/14/2021

Enjoy a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit
Access to 16,000 Chase ATMs and more than 4,700 branches
Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
Open your account online now
Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.

Member FDIC

CIT Bank Money Market Account

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Earn over 7x the national average
New customers can apply online with a minimum of $100 to open an account
Fund the account with electronic transfer, mail in check, or wire transfer
No monthly service fees
Deposit checks remotely and make transfers with the CIT Bank mobile app
FDIC insured

Member FDIC

HSBC Advance Checking - $200 Welcome Deposit

Get $200 Welcome Deposit

Expires 3/31/2021

Get a $200 Welcome Deposit for eligible new customers who open a new HSBC Advance checking account and complete the following qualifying activities.
Open your new HSBC Advance checking account online by March 31, 2021; and
Make recurring monthly Qualifying Direct Deposits totaling at least $500 from a third party to your HSBC Advance checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening
You will automatically receive the $200 Welcome Deposit in your new HSBC Advance checking account approximately eight weeks after completing all qualifying activities. It's that simple.
Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

Member FDIC

TD Beyond Checking - $300 Cash Bonus

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New customers who apply online for a TD Beyond Checking account can earn a $300 cash bonus after receiving direct deposits of $2,500 or more within 60 days. To qualify for this offer, you must be a U.S. resident and apply for the offer online. Offer is available in these states: CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
Earn $300 when you receive direct deposits totaling $2,500 or more within 60 days
Get more from your checking account. With TD Beyond Checking with Payback Plus, you'll earn interest and get reimbursed for non-TD ATM transactions, Rush Bill Payments and more.
Monthly maintenance fee waived when you receive monthly direct deposits of $5,000 or more, or maintain a minimum daily balance of $2,500, or a combined balance of $25,000 across eligible TD accounts.
TD fees waived at any ATM and non-TD fees reimbursed when you keep at least a $2,500 daily balance
Overdraft Payback - Get overdraft fees automatically reversed up to two times a year.
Get your money where it needs to go —fast— with Rush Bill Payments, Send Money with Zelle®, incoming wires and a reimbursement for one outgoing wire (domestic or international) per statement cycle.
TD checking accounts come with an instant-issue debit card. And, you can pay with confidence with Zero Liability protection and 24/7 fraud monitoring.
Monthly maintenance fee waived on one TD Simple CheckingSM account and any Savings and Money Market accounts. Plus, get free standard check orders, money orders, official bank checks and stop payments.