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 Infographic: Home Business Statistics 39% of business owners with no employees started their business with less than $5000 in startup capital, according to the U.S. Small Business Administration. Our research infographic illustrates where home business owners go for startup capital.  Infographic: Credit Card Debt Statistics Nobody wants to pay more than they have to. But paying even just an extra dollar on all your long-term loans or credit card bills can save you money in the long run.  The Donkey in the Lion's Skin While you might initially impress people with new, expensive clothes, eventually your true nature will shine through. Better to spend wisely than to spend just to impress others.  How to Pay Off Credit Cards: 6 Fast Steps It's happened to most of us: we get a credit card with the best of intentions and suddenly find ourselves overwhelmed by more debt than we can afford. While a lot of people hold out hope for a promotion or a lottery win to save them from their high debt level, there is an easier – and more realistic – way to pay off credit cards when their balance has gotten out of hand.  How a Donkey and a Pig Can Help You Lead a Happy Financial Life Overconsumption does not bring happiness. See how a donkey and pig learned that important lesson. 
 White GoldBoth white gold and yellow gold have their pros and cons. Read on to learn all about them so you can make the best choice for your engagement ring.  Student Loan Forgiveness ScamsMore than 43 million undergraduates have student loan debt. This is an incredible audience for student loan forgiveness scams.  How to Choose a Mortgage LenderJust as you wouldn't buy the first house you see, you may not want to go with the first mortgage lender that makes you an offer. Here's how to choose the right lender.  Diamond DistrictDon't shop the Diamond District until you know these terms. They could prevent a scam.  Low Income Home LoansYou don't have to be "rich" to buy a home. You don't even need to put down 10% of the asking price. All you need to know is where to find low income home loans.  Should I Consolidate Student LoansIt isn't unusual to pay hundreds of dollars a month in student loans. If you graduated more than six months ago, your loans are likely in the repayment period. This means you owe monthly payments. Whether you kept a tally of the totals or not, reality will settle in quickly.  How Much to Contribute to 401kYou know you should save money for retirement. But how much should you save and where should you save it?  How Much Money Should I Have SavedAre you on track financially at 30? Learn how much you should have saved towards retirement goals. Not there? Don't worry, there's time to catch up.  What Does Prequalify for a Mortgage MeanWhen you're told you have prequalified for a mortgage, it can give you some confidence about buying a home - but not much else. Here's what it means.  Rose GoldRose gold rings are super popular now. They're romantic and great for those with smaller budgets. Find out all the pros and cons of this pink metal. | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
