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 The History of Money - Past, Present and Future As the popular saying goes, “Money makes the world go round.” As long as there are products to consume, a monetary system will be needed to enable the trade of these goods. Taking a glimpse into our ancestors’ methods provides us with an interesting history lesson to help us understand why our currency methods are ever evolving.  Lost Wallet: What To Do If you have ever lost your wallet or purse before, you know the headache that comes with this simple misstep. First, you have to dig up all of the account information for the cards you *think* were in your wallet. Next, you contact each creditor to explain the situation. And then you wait nervously for the fallout that can happen when your information falls into the wrong hands.  Infographic: Credit Card Debt Statistics Nobody wants to pay more than they have to. But paying even just an extra dollar on all your long-term loans or credit card bills can save you money in the long run.  How to Pay Off Credit Cards: 6 Fast Steps It's happened to most of us: we get a credit card with the best of intentions and suddenly find ourselves overwhelmed by more debt than we can afford. While a lot of people hold out hope for a promotion or a lottery win to save them from their high debt level, there is an easier – and more realistic – way to pay off credit cards when their balance has gotten out of hand.  Infographic: Household Spending Statistics Where does all the money go? See what typical Americans make and spend in a month.    History of Diamond Engagement Rings80 years ago, only 10% of American women received diamond engagement rings. Now, most women get married with one. Blame a brilliant ad campaign.  FedLoanYou thought your student loan was with the Department of Education, but it turns out you need to pay back FedLoan. Huh? We explain all about this loan servicer below.  Bad Credit Home LoansYes, you can still buy a home with bad credit. You may not pay outrageous rates and fees either. Even better news: subprime lenders aren't your only option. Many mainstream programs exist today. We discuss your options below.  Best Home Security SystemA good home security system should be affordable, reliable, and easy to use. Find the best home security companies to consider.  Loan Forgiveness for TeachersLike most new graduates, you probably have more than $30,000 in student debt. If you are a teacher and that's around your starting salary, what are you supposed to do?  Loan Origination FeeOne of the many charges you'll see when getting a mortgage is the loan origination fee. What is it, and how can you minimize it? We'll tell you all about it.  Uber Las VegasGood news! Taxis aren't the only way around Vegas any more. Ridesharing services, like Uber, have taken over. You have more (and possibly cheaper) options now!  Diamond ClarityDon't overspend on a diamond. Clarity is the best area to save big money. Learn all you need to know about clarity and how to get the best value.  Should I Buy a HouseOwning a home may be the American Dream, but it's not right for everyone. How will you know when it's right for you? It depends on many factors. Your finances, future plans, and savings habits play the largest role.  How Do Student Loans WorkCollege is costly. There are many ways to help you pay for it, though. Here are the basics on your options - from scholarships and grants to federal and private loans. | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
