Chase Bank Promotions

Top Chase Coupon Promo Codes: January 2021

Find Chase coupon codes for new checking, savings, and business account offers. Read our review of Chase for the latest promotions such as $200 and $300 bonus.

Chase New Account Offers

Current Chase Bank Promotions: $200, $300 Bonuses. Here's how to get the best Chase coupon, including requirements and how to qualify.

About JPMorgan Chase Bank

Chase Bank is one of the largest banks in the U.S. and is most well-known for:

• Chase bank promotions and credit card deals
  
• A strong nationwide presence with 16,000 Chase ATMs and more than 4,700 bank branches
  
• Offering a full range of products including banking, loans, and investing
  
• Credit cards with large sign-up bonuses and good rewards
  
• 24/7 customer service with real reps
  
• A highly-rated mobile app

Chase is a solid choice if you're looking for a big-name bank with lots of locations and services. Be sure to keep an eye on this page for the latest Chase coupons.

Whether you're opening your first bank account or looking to switch, the following incentives may help you decide.

Chase Checking Promotions

Does Chase give you money for opening an account?

Chase has promotions for opening new banking accounts and meeting certain deposit and/or balance requirements. Here is the complete list of Chase bank promotions for checking and savings on CreditDonkey.

$200 Chase Total Checking Bonus Offer

Member FDIC
Chase Total Checking® - $200 Bonus
Click Here to Get $200 Coupon
Expires 4/14/2021
• Enjoy a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit
• Access to 16,000 Chase ATMs and more than 4,700 branches
• Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
• Open your account online now
• Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.

Chase Total Checking offers one of the best new account promotions. You only need to set up direct deposit to receive the $200 bonus. There's no minimum opening deposit requirement.

Account Features:
This is Chase's most popular checking account. It includes features such as:

• Free online and mobile banking
  
• Debit card for purchases
  
• Mobile check deposits
  
• Free online bill pay
  
• QuickPay with Zelle
  
• Text banking
  
• Cardless ATM withdrawals

How to Waive the Monthly Fee:
The $12 monthly service fee is waived if you do ONE of the following requirements:

1. Have direct deposits totaling $500 or more each month, OR
   
2. Maintain a balance of $1,500 or more at the beginning of each day, OR
   
3. Maintain an average daily balance of $5,000 or more in this account plus other linked qualifying Chase accounts.

Chase Bank Referral Program

Refer a Friend

Existing Chase banking customers can earn up to $500 per year for referring friends and family to open new Chase checking and/or savings accounts.

Offer Details:

• Earn $50 for each friend who opens a qualifying checking and/or savings account. You can earn up to 10 referral bonuses per year, for a total of up to $500.

• Send referrals via your personalized referral link. Your friends MUST apply via the link you provide them. Get your personalized link here.

• Your friend must open a new Chase Total Checking and/or Chase Savings account.

• After your referred friends have opened their new account(s), the $50 will be deposited into your primary checking account within 10 business days.

Bonus for Your Friends:
Your friends can get a bonus for opening new accounts and completing qualifying activities.

• $200 if they open a new Chase Total Checking account (with qualifying activities)
  
• $150 if they open a new Chase Savings account (with qualifying activities)
  
• $350 if they open both Chase Checking Savings accounts (with qualifying activities)

Chase Business Promotions

100,000 Bonus Points Chase Ink Business Preferred

Chase Ink Business Preferred is one of the best small business credit cards. You get 3x points on the first $150,000 spent in combined purchases each account anniversary year on:

• Travel
  
• Shipping
  
• Internet, cable and phone services
  
• Advertising on social media sites and search engines

It's a great card for businesses with travel needs. Your points can be redeemed for 25% more value on the Chase travel portal, or be transferred to a number of airline and hotel partners (including United, Southwest, and JetBlue).

Chase Credit Card Offers

Besides Chase bank promotions, JPMorgan Chase is known for their credit card lineup. Chase offers huge welcome bonuses and strong reward programs. A good banking relationship may win you some points when applying for a Chase credit card.

Travel

At Chase's Secure Site Chase Sapphire Preferred® Card Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards® 2X points on dining at restaurants including eligible delivery services, takeout and dining out and travel & 1 point per dollar spent on all other purchases. Get 25% more value when you redeem for travel through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel. Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 15.99% - 22.99% Variable $95

Premium Travel

At Chase's Secure Site Chase Sapphire Reserve® Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards® $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year. From 6/1/20 through 6/30/21, gas station & grocery store purchases will also count towards earning your Travel Credit 3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants including eligible delivery services, takeout and dining out & 1 point per $1 spent on all other purchases Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $750 toward travel With Pay Yourself Back℠, your points are worth 50% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories 1:1 point transfer to leading airline and hotel loyalty programs Access to 1,000+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit for Global Entry or TSA Pre✓® Earn 3x total points on up to $1,000 in grocery store purchases per month from November 1, 2020 to April 30, 2021. Includes eligible pick-up and delivery services Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 16.99% - 23.99% Variable $550

Frequently Asked Questions

How to Open a Chase Bank Account?

Chase frequently offers cash bonuses for new banking customers. You can open a new Chase account either in person at a branch or online.

Here are the steps to opening a new account at Chase:

1. Fill out application
On the application, you will need the following information:

• Social Security number
  
• Driver's license or state ID
  
• Name, address, phone number and email
  
• Date of birth (under 18 must have parent or guardian as co-owner)

You may also need to show proof of address, such as a utility bill with your name and address. If you're applying online, you can upload the document or fax it in.

2. Sign paperwork
You'll need to sign the final paperwork to activate the account. If you're applying online, you should be able to sign electronically.

3. Make opening deposit
Depending on which account you're opening, there may be an opening deposit. You can fund your new account by electronic transfer from another bank account, wire, or check. If you're applying in person, you can bring in cash.

After that, you're all ready to start using your new account. Just note that it may take a few days for the funds to become avaliable.

How Long Does It Take to Get the Chase Bonus?

Here's when you can expect to receive your bonus for the different Chase bank account promotions:

• Total Checking + Savings - receive within 10 business days of completing qualifying activities
  
• Total Checking - receive within 10 business days of making first direct deposit
  
• Premier Plus Checking - receive within 10 business days of making first direct deposit
  
• Sapphire Checking - receive within 45 business days of transferring the funds AND maintaining the balance for 90 days
  
• College Checking - receive within 10 business days of completing qualifying activities
  
• Private Client Checking - receive within 10 business days of transferring the funds AND maintaining the balance for 90 days
  
• Chase Savings - receive within 10 business days of depositing the funds AND maintaining the balance for 90 days
  
• You Invest - Bonus tier will be decided on Day 45 of account opening. Maintain the new funds for 90 days from day of funding and bonus will be deposited within 10 business days.

What To Know About Chase Checking Account Bonus?

Here are some details you need to know about Chase checking bonuses:

1. Chase checking account bonus offer is not available to existing Chase customers, or those who have closed accounts within 90 days or closed with a negative balance.
   
2. Direct deposit needs to be a paycheck, pension, or government benefits. Person-to-person deposits (such as Zelle) do not count.
   
3. The bonus will be deducted if you close your new account within 6 months after opening.
   
4. You can only receive one new Chase checking account bonus every 2 years.
   
5. Bonuses are considered interest and need to be reported on IRS Form 1099-INT.

How Do I Switch to Chase Bank?

Thinking of switching to Chase as your primary bank account? Opening an account may be simple, but there are some extra steps you need to do to make sure you completely switch over.

1. Contact your work's payroll department to change your direct deposits over to the new Chase account.

2. Once your first direct deposit goes through on the new Chase account, cancel all automatic payments and recurring transfers linked to your old account. This can include bills, subscriptions, investment contributions, student loan payments, etc. This is super important so you don't accidentally overdraw the old account.

3. Set up your recurring payments again on your new Chase account.

4. Make sure you leave enough money in your old account to cover any last bill payments.

5. Keep the old account open for a couple of bill cycles, just to make sure everything has been switched over. After that, you can transfer over any remaining funds and close that account.

What Other Banks Give Bonuses for Opening Accounts?

Member FDIC
HSBC Advance Checking - $200 Welcome Deposit
Get $200 Welcome Deposit
Expires 3/31/2021
• Get a $200 Welcome Deposit for eligible new customers who open a new HSBC Advance checking account and complete the following qualifying activities.
• Open your new HSBC Advance checking account online by March 31, 2021; and
• Make recurring monthly Qualifying Direct Deposits totaling at least $500 from a third party to your HSBC Advance checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening
• You will automatically receive the $200 Welcome Deposit in your new HSBC Advance checking account approximately eight weeks after completing all qualifying activities. It's that simple.
• Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

Member FDIC
HSBC Advance Checking - Up to $240 Cash Bonus
Get up to $240 Cash Bonus
Expires 3/31/2021
• Get up to $240 with a 3% Cash Bonus Checking Offer when you open a new HSBC Advance checking account and complete the following qualifying activities.
• Open your new HSBC Advance checking account online by March 31, 2021; and
• Set up Qualifying Direct Deposits into your new HSBC Advance checking account; and then
• Enjoy 3% Cash Bonus, up to $240, on Qualifying Direct Deposits up to $40 per month, during the first 6 calendar months after account opening
• You will automatically receive the 3% Cash Bonus in your new HSBC Advance checking account approximately eight weeks after completing that month's qualifying activities.
• Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

Member FDIC
HSBC Premier Checking - $450 Welcome Deposit
Get $450 Welcome Deposit
Expires 3/31/2021
• Get a $450 Welcome Deposit for eligible new customers who open a new HSBC Premier checking account and complete the following qualifying activities.
• Open your new HSBC Premier checking account online by March 31, 2021; and
• Make recurring monthly Qualifying Direct Deposits totaling at least $5,000 from a third party to your HSBC Premier checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening.
• You will automatically receive the $450 Welcome Deposit in your new HSBC Premier checking account approximately eight weeks after completing all qualifying activities. It's that simple.
• Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

Member FDIC
HSBC Premier Checking - Up to $600 Cash Bonus
Get up to $600 Cash Bonus
Expires 3/31/2021
• Get up to $600 with a 3% Cash Bonus Checking Offer when you open a new HSBC Premier checking account and complete the following qualifying activities.
• Open your new HSBC Premier checking account online by March 31, 2021; and
• Set up Qualifying Direct Deposits into your new HSBC Premier checking account; and then
• Enjoy 3% Cash Bonus, up to $600, on Qualifying Direct Deposits up to $100 per month, during the first 6 calendar months after account opening
• You will automatically receive the 3% Cash Bonus in your new HSBC Premier checking account approximately eight weeks after completing that month's qualifying activities.
• Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

Member FDIC
Basic Business Checking Account - $100 Bonus
Get $100 Promo
Expires 3/31/2021
Use promo code EARN100 on your application. Restrictions apply.

Member FDIC
TD Beyond Checking - $300 Cash Bonus
Get Deal
• New customers who apply online for a TD Beyond Checking account can earn a $300 cash bonus after receiving direct deposits of $2,500 or more within 60 days. To qualify for this offer, you must be a U.S. resident and apply for the offer online. Offer is available in these states: CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
• Earn $300 when you receive direct deposits totaling $2,500 or more within 60 days
• Get more from your checking account. With TD Beyond Checking with Payback Plus, you'll earn interest and get reimbursed for non-TD ATM transactions, Rush Bill Payments and more.
• Monthly maintenance fee waived when you receive monthly direct deposits of $5,000 or more, or maintain a minimum daily balance of $2,500, or a combined balance of $25,000 across eligible TD accounts.
• TD fees waived at any ATM and non-TD fees reimbursed when you keep at least a $2,500 daily balance
• Overdraft Payback - Get overdraft fees automatically reversed up to two times a year.
• Get your money where it needs to go —fast— with Rush Bill Payments, Send Money with Zelle®, incoming wires and a reimbursement for one outgoing wire (domestic or international) per statement cycle.
• TD checking accounts come with an instant-issue debit card. And, you can pay with confidence with Zero Liability protection and 24/7 fraud monitoring.
• Monthly maintenance fee waived on one TD Simple CheckingSM account and any Savings and Money Market accounts. Plus, get free standard check orders, money orders, official bank checks and stop payments.

Member FDIC
TD Convenience Checking℠ - $150 Cash Bonus
Get Deal
• New customers who apply online for a TD Convenience Checking℠ account can earn a $150 cash bonus after receiving direct deposits of $500 or more within 60 days. To qualify for this offer, you must be a U.S. resident and apply for the offer online. Offer is available in these states: CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
• Earn $150 when you receive direct deposits totaling $500 or more within 60 days
• Low minimimum daily balance of $100 waives the $15 monthly fee.
• Students and young adults ages 17 through 23 get additional perks like no minimum balance requirements and no monthly maintenance fee.
• Instantly replace a lost or worn debit card by visiting a TD Bank location near you
• Access accounts via Online Banking with Bill Pay, Online Statements and TD Bank Mobile Deposit, with 24/7 cash access at TD ATMs in the U.S. and Canada – plus 24/7 Live Customer Service
• Get a 0.25% discount on TD Bank Home Equity and Personal Loans

High Yield Savings Account - Earn up to $125 Bonus
Click Here to Learn More
Earn $25 on your first $5,000 deposit and an additional bonus of $5 for each subsequent $5,000 that you deposit up to $125.

Pros & Cons of Banking With Chase

Pros:

• Nationwide presence: more than 4,700 bank physical branches and 16,000 ATMs
  
• Relatively low opening requirements
  
• Many checking options for all financial situations
  
• Free online bill pay, mobile deposits, and text banking
  
• 24/7 customer service with real reps
  
• Highly rated mobile app
  
• FDIC insured up to $250,000

Cons:

• Low interest rates on savings products
  
• Not located in all states
  
• Requirements to waive monthly fee
  
• High out of network ATM fees

How to Avoid the Chase Monthly Fees?

Like typical big banks, Chase Bank does have monthly fees for most of its accounts. You can waive service fees by doing the following:

• Chase Total Checking: The $12 monthly fee is waived if you maintain an average beginning day balance of $1,500 OR make direct deposits totaling $500 or more every monthly statement period.
  
• Chase Premier Checking: The $25 monthly fee is waived if you maintain an average beginning day balance of $15,000 OR have a Chase mortgage with auto-pay.
  
• Chase Sapphire Checking: The $25 monthly fee is waived if you maintain a combined beginning day balance of $75,000 or more in this account and linked qualifying Chase deposit and investment accounts.
  
• Chase College Checking: The $6 monthly fee is waived for up to 5 years for college students age 17-24 at account opening with proof of student status. After graduation, it can be waived if you make a direct deposit every month OR maintain an average ending day balance of $5,000 or more.

What to Open at Chase?

Here are the best Chase banking products to consider:

• Chase Total Checking: As long as you have regular direct deposits from an employer, it's not too hard to waive the monthly fee for this account. So it's a solid option if you want a bank with easy access to physical locations.
  
• Chase College Checking. Chase offers some of best options for students. It's a great way for young adults to get a head start on managing money.
  
• Chase 9-11 month CD. If you have at least $10,000 to deposit, Chase offers a very competitive rate on their short-term CD. You can earn a good return without tying up your money for too long.
  
• Chase credit cards. JPMorgan Chase is best known for their credit card lineup, offering huge welcome bonuses and strong reward programs. Loyal customers like the Chase Freedom Unlimited, Chase Sapphire Preferred card, and Chase Sapphire Reserve card. These personal cards usually offer a bonus after you spend enough on qualifying transactions within a specific number of months. A good banking relationship may win you some points when applying for a credit card.

What Experts Say

CreditDonkey assembled a panel of industry experts to answer readers' most pressing questions:

• Why do banks offer bonus promotions?
  
• Will online banking replace brick and mortar banks?
  
• Why are modern banks still investing in brick-and-mortar branches?
  
• Should people look past a bank's promotions when they are considering opening an account?
  
• What should the average person look for in a new bank when opening an account?
  
• What advice do you have for someone who is looking to open their first bank account?

Here's what they said:

Other Chase Coupons

From time to time, Chase offers increased bonuses for opening a new eligible bank account. The offers are usually as follows:

• Chase Total Checking coupon:
  Open a new Chase Total Checking account and set up direct deposit. Your first direct deposit must be made within 60 days of account opening. Requires bank coupon.

• Chase savings coupon:
  Open a new Chase Savings account, deposit a total of $15,000 or more in new money within 20 business days, and maintain the $15,000 balance for 90 days. Note that the deposit requirement for this offer is higher than the usual offer. Requires bank coupon.

• Chase business coupon:
  Sometimes, Chase offers an increased bonus when you open a Chase business checking account and complete the qualifying activities. This usually requires a bank coupon.

These offers can usually be seen on mailed coupons to certain areas. Keep your eye out for these offers in your mail if you want to wait for the larger bank bonus.

Chase Bank Bonus Amount Available

Chase coupon code give you money when you open a new account but there's a catch. How it works: open an account online or enter your email address to get a Chase coupon that you can redeem at a local Chase branch. Then complete the qualifying activities to get the bonus.

Find updated Chase coupons and bank offers for January 2021. See the latest sign-up bonuses, deals and more for Chase checking, savings and business accounts below.