
First Citizens Bank Promotions
First Citizens Bank is currently offering eight promotions. Read our in-depth review of First Citizens Bank to see why First Citizens Bank scored 2.9 stars out of 5. We like their low opening deposit on some accounts, monthly fees can be waived, and overdraft protection available.
Free Checking
- $0 monthly fee when you enroll in paperless statements
- $50 minimum opening deposit
- No minimum balance
- APY: N/A
- Minimum Deposit to Open: $50
- Balance Requirement: $0
- Monthly Fee: $0 (when enrolled in paperless statements)
Online Savings
- APY: 0.03%
- Minimum Deposit to Open: $50
- Balance Requirement: $0
- Monthly Fee: $0
Basic Business Checking
- $0 monthly fee
- $100 opening deposit
- 150 free transactions each month
- $5,000 in cash deposits processed free each month
- Minimum Deposit to Open: $100
- Balance Requirement: $0
- Monthly Fee: $0
Premier Checking
- APY: 0.05%
- Minimum Deposit to Open: $100
- Balance Requirement: $0
- Monthly Fee: $18 monthly fee can be waived with one of the following:
- $5,000 combined daily balance on select accounts
- At least $4,000 in monthly ACH direct deposits
- Equity line of at least $25,000
- $10,000+ original consumer loan
Prestige Checking
- APY: 0.05%
- Minimum Deposit to Open: $100
- Balance Requirement: $0
- Monthly Fee: $25 monthly fee can be waived with one of the following:
- $25,000 combined daily balance on any First Citizens deposit account
- At least $6,500 in monthly ACH direct deposits
- EquityLine of at least $100,000
- $25,000+ original consumer loan
Savings Account - $25 Bonus
Open a new Coverdell Education Savings account within 60 days of enrolling in Your Family First. Minimum opening deposit of $250 per account is required to obtain the reward.
Money Market
- APY: Up to 0.15%
- Minimum Deposit to Open: $500
- Balance Requirement: $0
- Monthly Fee: $10 maintenance fee unless you maintain a $1,000 daily balance
Compare Promotions
Citi Priority Account - Earn up to $2,000 Cash Bonus
- Earn up to $2,000 cash bonus when you open a new eligible Citi Priority Checking Account with required activities
- Within 20 days of opening, deposit the minimum amount of new-to-Citibank funds.
- Maintain a minimum balance for 60 consecutive calendar days from the 21st day.
- If your balance falls to a lower tier at any point during the maintenance period, the bonus changes.
- Bonus will be paid within 30 days after you successfully complete all required activities.
- Monthly Fee: $30 monthly service fee waived when you maintain a combined average monthly balance of $30,000+ in eligible linked deposit, retirement and investment accounts
Discover Online Savings - $200 Cash Bonus
To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account, online, in the Discover App or by phone. Enter Offer Code CY223 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200.
What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is interest and subject to reporting on Form 1099-INT. Offer ends 6/15/2023, 11:59 PM ET. Offer may be modified or withdrawn without notice. See advertiser website for full details.
- APY: 3.60%
Chase Business Complete Banking℠ - $300 Bonus
- Earn $300 when you open a new Chase Business Complete Checking℠ account. For new Chase business checking customers with qualifying activities.
- Multiple ways to waive the Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card.
- Built-in card acceptance. Accept card payments anytime, anywhere in the U.S., and get transparent pricing with Chase QuickAccept℠.
- Same-day deposits with QuickAccept. Free up the cash you need to keep your business moving forward with same-day deposits at no additional cost.
- Alerts to help you stay on top of your account activity.
- Easy account management through Chase Business Online and the Chase Mobile® app.
- Unlimited electronic deposits, ACH and Chase QuickDeposit℠
- Convenient access to more than 16,000 ATMs and more than 4,700 branches.
- Minimum Deposit to Open: $0
- Monthly Fee: $15 with ways to waive
CIT Bank Savings Connect - 4.20% APY
- Earn 12x the national average
- $100 minimum opening deposit
- No monthly maintenance fee
- Member FDIC
- APY: 4.20%
- Minimum Deposit to Open: $100
- Balance Requirement: $0
- Monthly Fee: $0
CIT Bank Money Market Account - 1.55% APY
- 1.55% APY
- $100 minimum opening deposit
- No monthly maintenance fee
- Member FDIC
- APY: 1.55%
- Minimum Deposit to Open: $100
- Balance Requirement: $0
- Monthly Fee: $0
Highlights
Monday to Sunday 7:00AM - 11:00PM (ET)
Over 500 branches across 19 states.
- Pricing information from published website as of 12/28/2022.
- For the complete terms and conditions, view the merchant's website. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the merchant's website.
More Information
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First Citizens Bank | BB&T Bank | |
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Benefits and Features | ||
Customer Service | Monday to Sunday 7:00AM - 11:00PM (ET) | |
Locations | Over 500 branches across 19 states. | |
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Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. First Citizens Bank: Pricing information from published website as of 12/28/2022. |
First Citizens Bank Alternatives
CIT Bank Term CDs - Up to 4.65% APY
- Up to 4.65% APY
- $1,000 minimum opening deposit
- No monthly maintenance fee
- Member FDIC
Term | CD Rates |
---|---|
6 Month | 4.15% APY |
1 Year | 0.30% APY |
13 Month | 4.65% APY |
18 Month | 4.60% APY |
2 Year | 0.40% APY |
3 Year | 0.40% APY |
4 Year | 0.50% APY |
5 Year | 0.50% APY |
- APY: Up to 4.65%
- Minimum Deposit to Open: $1,000
Chase Total Checking® - $200 Bonus
- New Chase checking customers enjoy a $200 bonus when you open a Chase Total Checking® account and set up direct deposit
- Access to more than 16,000 Chase ATMs and more than 4,700 branches
- Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
- Open your account online now
- Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
- Chase Overdraft Assist℠ - no overdraft fee if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
*With Chase Overdraft Assist℠, we won't charge an Insufficient Funds Fee if you're overdrawn by $50 or less at the end of the business day OR if you're overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts.
- APY: N/A
- Minimum Deposit to Open: $0
- Monthly Fee: $12 Monthly Service Fee OR $0 with one of the following, each monthly statement period:
- Qualifying electronic deposits made into this account totaling $500 or more,
- OR a balance at the beginning of each day of $1,500 or more in this account,
- OR an average beginning day balance of $5,000 or more in any combination of this account and linked qualifying Chase checking, savings, and other balances
Citi Priority Account - Earn up to $2,000 Cash Bonus
Earn up to $2,000 cash bonus when you open a new eligible Citi Priority Checking Account with required activities. Within 20 days of opening, deposit the minimum amount of new-to-Citibank funds. Maintain a minimum balance for 60 consecutive calendar days from the 21st day. If your balance falls to a lower tier at any point during the maintenance period, the bonus changes. Bonus will be paid within 30 days after you successfully complete all required activities.
Balance Levels | Maximum Bonus |
---|---|
$10,000 - $29,999 | $200 |
$30,000 - $74,999 | $500 |
$75,000 - $199,999 | $1,000 |
$200,000 - $299,999 | $1,500 |
$300,000 and above | $2,000 |
- Monthly Fee: $30 monthly service fee waived when you maintain a combined average monthly balance of $30,000+ in eligible linked deposit, retirement and investment accounts
Discover Online Savings - $150 Cash Bonus
To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account, online, in the Discover App or by phone. Enter Offer Code CY223 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200.
What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is interest and subject to reporting on Form 1099-INT. Offer ends 6/15/2023, 11:59 PM ET. Offer may be modified or withdrawn without notice. See advertiser website for full details.
- APY: 3.60%
Business Checking - Up to 2.0% APY
- 2.0% APY on your balance up to $100,000 for customers that meet monthly eligibility requirements
- $0 minimum opening deposit
- $0 monthly service fee
- APY: 2.0% on balances up to $100,000 with monthly eligibility requirements; 0% APY on balances over $100,000
- Minimum Deposit to Open: $0
- Balance Requirement: $0
- Monthly Fee: $0