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KeyBank Promotions
Read our in-depth review of KeyBank to see why KeyBank scored 3.3 stars out of 5. We like their hellowallet financial tools, free checking option, and 24/7 customer service.
Key Checking Account - $400 Bonus
Open a qualifying KeyBank Checking Account using offer code RETL0519. Make one single direct deposit of $500 or more within 60 days of account opening. $400 will be deposited to your account within 90 days after completing the requirements. Qualifying checking accounts are Key Express (this is the basic banking account in NY), Key Advantage, Key Privilege, and Key Privilege Select.
Compare Promotions
- Earn 2.30% APY on all balance tiers
- No monthly maintenance fee
- Minimum balance to earn APY is $1
- Member FDIC
- Enjoy up to $350 when you open a new Chase Total Checking® account with Direct Deposit and/or open a new Chase Savings℠ account, deposit $10,000 or more in new money and maintain a $10,000 balance for 90 days
- Enjoy a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit
- Enjoy a $150 bonus when you open a new Chase Savings℠ account, deposit a total of $10,000 or more in new money within 20 days, and maintain a $10,000 balance for 90 days
- Access to 16,000 Chase ATMs and nearly 5,000 branches
- Apply online in minutes. Open your account online now.
- Chase QuickPay® with Zelle® - Take the drama out of splitting a check.
- Real-time fraud monitoring - We watch your debit-card to help your money stay your money.
- Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
- Earn 1.01% APY
- No monthly account fees
- No minimum balance
- No ATM fees at 32,000+ Moneypass ATMs and up to $12/month refund for any other ATM fees
HSBC Direct Savings - 2.30% APY
Chase Total Checking® + Chase Savings℠
NBKC Checking Account - 1.01% APY
KeyBank Offers You May Have Missed
Don't miss another hot deal. Check back often at CreditDonkey.
Key Gold Money Market Savings Account – 15,000 Reward Points
Earn 15,000 KeyBank Relationship Rewards® points when you open a new Key Gold Money Market Account. You must first have or open a checking account and enroll in KeyBank Relationship Rewards. Minimum opening deposit for the Money Market account is $25,000. The monthly service fee of $18/month is waived if you maintain a daily balance of $25,000 AND have a relationship package checking account. Available to residents of AK, CO, CT, FL, ID, ME, MA, MI, NY, OH, OR, PA, UT, VT, and WA.
Key Short Term CD Account – 10,000 Reward Points
Earn 10,000 KeyBank Relationship Rewards® points when you open a new Key Short Term CD Account. You must first have or open a checking account and enroll in KeyBank Relationship Rewards. Clients with Key Advantage Checking, Key Privilege Checking, or Key Privilege Select Checking are eligible for a higher Relationship Reward APY rate. Minimum balance for the Short Term CD account is $2,500. Terms go from 7 days to less than 6 months. Available to residents of AK, CO, CT, FL, ID, ME, MA, MI, NY, OH, OR, PA, UT, VT, and WA.
Key Tiered CD Account – 10,000 Reward Points
Earn 10,000 KeyBank Relationship Rewards® points when you open a new Key Tiered CD Account. You must first have or open a checking account and enroll in KeyBank Relationship Rewards. Clients with Key Advantage Checking, Key Privilege Checking, or Key Privilege Select Checking are eligible for a higher Relationship Reward APY rate. Minimum balance for the Tier CD account is $2,500. Terms go from 6 months to 10 years. Available to residents of AK, CO, CT, FL, ID, ME, MA, MI, NY, OH, OR, PA, UT, VT, and WA.
Key Jumbo CD Account – 10,000 Reward Points
Earn 10,000 KeyBank Relationship Rewards® points when you open a new Key Jumbo CD Account. You must first have or open a checking account and enroll in KeyBank Relationship Rewards. Clients with Key Advantage Checking, Key Privilege Checking, or Key Privilege Select Checking are eligible for a higher Relationship Reward APY rate. Minimum balance for the Jumbo CD account is $100,000. Terms go from 7 days to 10 years. Available to residents of AK, CO, CT, FL, ID, ME, MA, MI, NY, OH, OR, PA, UT, VT, and WA.
Hassle-Free Checking Account - $100 Bonus
Open a Hassle-Free Account® using offer code OASH0119. Minimum opening deposit is $10. To get bonus, complete a single direct deposit of $500 or more into the new account within 60 days of opening account. $100 cash bonus will be credited to your account within 90 days after completing qualifying activities. This offer is available in certain branches within the following markets: Cleveland, OH, Akron/Canton, OH, Pittsburgh, PA, Hartford, CT, New Haven, CT, and Buffalo, NY.
Key Checking Account - $200 Bonus
Open a qualifying checking account using offer code ONAS0119. Make at least one direct deposit of $500 or more within 60 days of account opening. $200 will be deposited to your account within 90 days after completing the requirements. Qualifying Key Checking are Key Express, Key Advantage, Key Privilege, and Key Privilege Select. This offer is available in Alaska, Cincinnati, Columbus, Dayton and Toledo OH, Northern and Central Indiana, Maine, Michigan, Philadelphia PA, Utah, Vermont and Portland OR.
Key Checking Account - $300 Bonus
Open a qualifying KeyBank Checking Account using offer code OASP0119. Make one single direct deposit of $500 or more within 60 days of account opening. $300 will be deposited to your account within 90 days after completing the requirements. Qualifying checking accounts are Key Advantage, Key Privilege, and Key Privilege Select checking accounts.
Key Express Checking Account - $200 Bonus
Open a Key Express Checking account (this is the basic banking account in New York) using offer code OAPE0119. Make at least one direct deposit of $500 or more within 60 days of account opening. $200 will be deposited to your account within 90 days after completing the requirements. This offer is available in Cleveland, OH, Akron/Canton, OH, Pittsburgh, PA, Hartford, CT, New Haven, CT, Syracuse, NY, Rochester, NY, and Buffalo, NY.
Key Checking Account - $300 Bonus
Open an qualifying KeyBank Checking Account using offer code ONSA0319. Make one single direct deposit of $500 or more within 60 days of account opening. $300 will be deposited to your account within 90 days after completing the requirements. Qualifying checking accounts are Key Express (this is the basic banking account in NY), Key Advantage, and Key Privilege Select checking accounts.
Key Checking Account - $400 Bonus
Open a qualifying KeyBank Checking Account using offer code RETK0119. Make one single direct deposit of $500 or more within 60 days of account opening. $400 will be deposited to your account within 90 days after completing the requirements. Qualifying checking accounts are Key Express (this is the basic banking account in NY), Key Advantage, Key Privilege, and Key Privilege Select.
Key Bank has over 1,200 locations across 16 states, with over 1,500 ATMs. It offers a range of checking and savings accounts, including a free checking option. Some relationship products offer perks like lower loan rates and higher savings APY.
Checking Account Bonuses
KeyBank frequently offers cash bonuses for new checking customers. Some deals are only available for residents of select cities, so make sure you read the fine print carefully.
Special Checking Account Features
All KeyBank checking accounts offer these unique features, in addition to free online banking, bill pay, and mobile deposits:
- HelloWallet financial tools. This tool helps you manage your money and reach your goals. It lets you see where you spend the most money and how much budget you have left. It even lets you see the entire picture of your finances - even non-KeyBank accounts. You get a Financial Wellness score, and as you change your money habits, you'll see how your score changes.
- Overdraft protection. To help pay for overdrafts, KeyBank offers a few options. You can link a KeyBank savings or money market account, apply for a KeyBank Preferred Credit Line, link a KeyBank credit card, or link a KeyBank Home Equity Line of Credit to your checking account. If you overdraft on your checking account, KeyBank will take the funds from your linked account.
An overdraft protection transfer fee may apply (and credit line interest rates), but you'll save on overdraft or non-sufficient funds fees.
- Text banking. When you opt in to text banking, you can text specific commands to check your account balance and get history of recent transactions.
How to Avoid KeyBank Checking Account Fees
- Hassle-Free Account. This is KeyBank's free checking option. This account has no service fees and no minimum balance requirements. The minimum deposit to open is $10.
- Key Express Checking. The $7 monthly service fee can be waived if you: make at least 8 transactions per month (deposits, withdrawals, transfers), OR have at least $500 in deposits per month.
- Key Advantage Checking. The $18 monthly service fee can be waived if you: maintain a combined balance of $10,000 across all deposit and investment accounts, OR have a KeyBank originated mortgage and have automatic payments of at least $500, OR are a Key@Work program member and have at least $1,000 in direct deposits per month.
- Key Privilege Checking. The $25 monthly service fee can be waived if you: maintain a combined balance of $25,000 across all deposit and investment accounts, OR have a KeyBank originated mortgage and have automatic payments of at least $500, OR are a Key@Work program member and have at least $2,500 in direct deposits per month.
- Key Privilege Select Checking. The $50 monthly service fee can be waived if you: maintain a combined balance of $100,000 across all deposit and investment accounts, OR are a Key@Work program member and have at least $5,000 in direct deposits per month.
- Key Student Checking. The $5 monthly service fee can be waived if you: make at least 5 transactions per month (deposits, withdrawals, transfers), OR have at least $200 in deposits per month.
Highlights
0.10% - 0.20% APY depending on amount. $10 minimum opening deposit. $4 monthly maintenance fee unless you 1) have $300 daily balance, or have 2) $5 monthly minimum direct deposit or recurring transfer from another Key account, or 3) have a HelloWallet Financial Wellness Score of at least 1.
Standard Term CD: 0.10% - 2.0% APY. Terms of 7 days to 10 years. Minimum deposit of $2,500. Promotional CD: 0.15% - 2.05% APY. Terms of 13, 18, 27, 37, and 47 months. Minimum deposit of $10,000.
Standard rate of 0.11% - 0.12% APY depending on balance. (12-Month Variable bonus relationship rate of 0.65% APY for a minimum opening deposit of $5,000) $50 minimum opening deposit. Monthly maintenance charge of $12. Can be waived with $5,000 daily balance or monthly direct deposit of at least $25.00 or having a qualifying Key Checking Account.
Telephone Service available 24/7
More than 1,500 ATMs in Alaska, Colorado, Connecticut, Florida, Idaho, Indiana, Maine, Massachusetts, Michigan, New York, Ohio, Oregon, Pennsylvania, Utah, Vermont, and Washington.
More than 1,200 branches in 16 states: Alaska, Colorado, Connecticut, Florida, Idaho, Indiana, Maine, Massachusetts, Michigan, New York, Ohio, Oregon, Pennsylvania, Utah, Vermont, and Washington.
Pricing information from published website as of 6/23/2019 based on 44114 zip code.
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KeyBank | Chase | |
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Benefits and Features | ||
| Savings | 0.10% - 0.20% APY depending on amount. $10 minimum opening deposit. $4 monthly maintenance fee unless you 1) have $300 daily balance, or have 2) $5 monthly minimum direct deposit or recurring transfer from another Key account, or 3) have a HelloWallet Financial Wellness Score of at least 1. | Chase Savings: $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account OR for owners under 18. $0 to open. Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account. |
| CD | Standard Term CD: 0.10% - 2.0% APY. Terms of 7 days to 10 years. Minimum deposit of $2,500. Promotional CD: 0.15% - 2.05% APY. Terms of 13, 18, 27, 37, and 47 months. Minimum deposit of $10,000. | Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee. |
| Checking | Chase Total Checking: Basic checking account. $12 service fee waived with an average beginning day balance of $1,500 OR direct deposits of at least $500 each month. $25 to open. Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $25 to open. Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $25 to open. Chase College Checking: No monthly service fee for college students age 17-24, for up to 5 years. $25 to open. Chase Private Client Checking: For high net worth individuals who have $250,000 on deposit with Chase. | |
| Money Market | Standard rate of 0.11% - 0.12% APY depending on balance. (12-Month Variable bonus relationship rate of 0.65% APY for a minimum opening deposit of $5,000) $50 minimum opening deposit. Monthly maintenance charge of $12. Can be waived with $5,000 daily balance or monthly direct deposit of at least $25.00 or having a qualifying Key Checking Account. | |
| Customer Service | Telephone Service available 24/7 | |
| ATMs | More than 1,500 ATMs in Alaska, Colorado, Connecticut, Florida, Idaho, Indiana, Maine, Massachusetts, Michigan, New York, Ohio, Oregon, Pennsylvania, Utah, Vermont, and Washington. | Over 16,000 Chase ATMs nationwide |
| Locations | More than 1,200 branches in 16 states: Alaska, Colorado, Connecticut, Florida, Idaho, Indiana, Maine, Massachusetts, Michigan, New York, Ohio, Oregon, Pennsylvania, Utah, Vermont, and Washington. | |
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Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. KeyBank: Pricing information from published website as of 6/23/2019 based on 44114 zip code. Chase: Pricing information from published website as of 6/23/2019 | ||
KeyBank Alternatives
- Enjoy up to $350 when you open a new Chase Total Checking® account with Direct Deposit and/or open a new Chase Savings℠ account, deposit $10,000 or more in new money and maintain a $10,000 balance for 90 days
- Enjoy a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit
- Enjoy a $150 bonus when you open a new Chase Savings℠ account, deposit a total of $10,000 or more in new money within 20 days, and maintain a $10,000 balance for 90 days
- Access to 16,000 Chase ATMs and nearly 5,000 branches
- Apply online in minutes. Open your account online now.
- Chase QuickPay® with Zelle® - Take the drama out of splitting a check.
- Real-time fraud monitoring - We watch your debit-card to help your money stay your money.
- Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
- Earn 2.30% APY on all balance tiers
- No monthly maintenance fee
- Minimum balance to earn APY is $1
- Member FDIC
- No minimum opening deposit
- No monthly fee
- No minimum balance required to waive monthly fee
- Earn 1.01% APY
- No monthly account fees
- No minimum balance
- No ATM fees at 32,000+ Moneypass ATMs and up to $12/month refund for any other ATM fees
Chase Total Checking® + Chase Savings℠
HSBC Direct Savings - 2.30% APY
Online Savings Account - Earn 2.10% APY
NBKC Checking Account - 1.01% APY
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