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KeyBank Promotions
KeyBank is currently offering three promotions. Read our in-depth review of KeyBank to see why KeyBank scored 3.3 stars out of 5. We like their hellowallet financial tools, free checking option, and 24/7 customer service.
Key Checking Account - $300 Bonus
Open a qualifying KeyBank Checking Account using offer code OASP0119. Make one single direct deposit of $500 or more within 60 days of account opening. $300 will be deposited to your account within 90 days after completing the requirements. Qualifying checking accounts are Key Advantage, Key Privilege, and Key Privilege Select checking accounts.
Key Checking Account - $400 Bonus
Open a qualifying KeyBank Checking Account using offer code RETK0119. Make one single direct deposit of $500 or more within 60 days of account opening. $400 will be deposited to your account within 90 days after completing the requirements. Qualifying checking accounts are Key Express (this is the basic banking account in NY), Key Advantage, Key Privilege, and Key Privilege Select.
Key Checking Account - $500 Bonus
Open a qualified checking account using offer code RETQ0119. Make at least one direct deposit of $500 or more within 60 days of account opening. $500 will be deposited to your account within 90 days after completing the requirements. Qualifying Key Checking Accounts are Key Express (this is the basic banking account in NY), Key Advantage, Key Privilege, and Key Privilege Select.
KeyBank Offers You May Have Missed
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Key Gold Money Market Savings Account – 15,000 Reward Points
Earn 15,000 KeyBank Relationship Rewards® points when you open a new Key Gold Money Market Account. You must first have or open a checking account and enroll in KeyBank Relationship Rewards. Minimum opening deposit for the Money Market account is $25,000. The monthly service fee of $18/month is waived if you maintain a daily balance of $25,000 AND have a relationship package checking account. Available to residents of AK, CO, CT, FL, ID, ME, MA, MI, NY, OH, OR, PA, UT, VT, and WA.
Key Short Term CD Account – 10,000 Reward Points
Earn 10,000 KeyBank Relationship Rewards® points when you open a new Key Short Term CD Account. You must first have or open a checking account and enroll in KeyBank Relationship Rewards. Clients with Key Advantage Checking, Key Privilege Checking, or Key Privilege Select Checking are eligible for a higher Relationship Reward APY rate. Minimum balance for the Short Term CD account is $2,500. Terms go from 7 days to less than 6 months. Available to residents of AK, CO, CT, FL, ID, ME, MA, MI, NY, OH, OR, PA, UT, VT, and WA.
Key Tiered CD Account – 10,000 Reward Points
Earn 10,000 KeyBank Relationship Rewards® points when you open a new Key Tiered CD Account. You must first have or open a checking account and enroll in KeyBank Relationship Rewards. Clients with Key Advantage Checking, Key Privilege Checking, or Key Privilege Select Checking are eligible for a higher Relationship Reward APY rate. Minimum balance for the Tier CD account is $2,500. Terms go from 6 months to 10 years. Available to residents of AK, CO, CT, FL, ID, ME, MA, MI, NY, OH, OR, PA, UT, VT, and WA.
Key Jumbo CD Account – 10,000 Reward Points
Earn 10,000 KeyBank Relationship Rewards® points when you open a new Key Jumbo CD Account. You must first have or open a checking account and enroll in KeyBank Relationship Rewards. Clients with Key Advantage Checking, Key Privilege Checking, or Key Privilege Select Checking are eligible for a higher Relationship Reward APY rate. Minimum balance for the Jumbo CD account is $100,000. Terms go from 7 days to 10 years. Available to residents of AK, CO, CT, FL, ID, ME, MA, MI, NY, OH, OR, PA, UT, VT, and WA.
Key Checking Account - $200 Bonus
Open a qualified checking account online using offer code ONAS1118. Make at least one direct deposit of $500 or more within 60 days of account opening. $200 will be deposited to your account within 90 days after completing the requirements. Qualifying Key Checking are Key Express, Key Advantage, Key Privilege, and Key Privilege Select. This offer is available in Alaska, Columbus, Dayton, Toledo OH, Northern Indiana, Michigan, Philadelphia PA, and Portland OR.
Key Checking Account - $200 Bonus
Open a qualifying KeyBank Checking Account using offer code ONAS0618. Make one single direct deposit of $500 or more within 60 days after account opening. Qualifying KeyBank Checking Account includes Key Express Checking, Key Advantage, Key Privilege, or Key Privilege Select Checking. Offer available in the following markets only: Alaska, Columbus, Dayton and Toledo OH, Northern Indiana, Maine, Michigan, Philadelphia PA and Portland OR.
Key Express Checking Account - $200 Bonus
Open an Express Checking Account using offer code OAPE0618. Minimum opening deposit is $50. To get $200 bonus, complete a single direct deposit of at least $500 within 60 days opening account. $200 cash bonus will be credited to your account within 90 days after completing qualifying activities. Offer available in certain branches within the following markets: Cleveland, OH, Akron/Canton, OH, Pittsburgh, PA, Hartford, CT, New Haven, CT, Seattle, WA, Denver, CO, Albany, NY, Syracuse, NY, Rochester, NY, and Buffalo, NY.
Key Premium Checking Account - $300 Bonus
Open any Key Premium Checking Account using offer code OASP0618. Minimum opening deposit is $50. To get $300 bonus, make one single direct deposit of at least $500 within 60 days after account opening. Key Premium Checking Account includes Key Advantage, Key Privilege, and Key Privilege Select Checking. $300 cash bonus will be credited to your account within 90 days after completing qualifying activities. Offer available in certain branches within the following markets: Cleveland, OH, Akron/Canton, OH, Pittsburgh, PA, Hartford, CT, New Haven, CT, Seattle, WA, Denver, CO, Albany, NY, Syracuse, NY, Rochester, NY, and Buffalo, NY.
KeyBank Hassle-Free Account - $100 Bonus
Open a Hassle-Free Account® using offer code OASH0618. Minimum opening deposit is $10. To get bonus, complete a single direct deposit of $500 or more into the new account within 60 days of opening account. $100 cash bonus will be credited to your account within 90 days after completing qualifying activities. This offer is available in certain branches within the following markets: Cleveland, OH, Akron/Canton, OH, Pittsburgh, PA, Hartford, CT, New Haven, CT, Seattle, WA, Denver, CO, Albany, NY, Syracuse, NY, Rochester, NY, and Buffalo, NY.
Key Express Checking Account - Get 4 Tickets ($200 Value) for Free
Get 2 tickets to the Cleveland Indians home opener and 2 tickets to the Cleveland Cavaliers 3/22/19 game, a $200 total value, when you open a Key Express Checking Account (this is the basic banking account in New York). Make at least one single direct deposit of $500 or more within 30 days after account opening. Use promo code MCIT1118.
Key Bank has over 1,200 locations across 16 states, with over 1,500 ATMs. It offers a range of checking and savings accounts, including a free checking option. Some relationship products offer perks like lower loan rates and higher savings APY.
Checking Account Bonuses
KeyBank frequently offers cash bonuses for new checking customers. Some deals are only available for residents of select cities, so make sure you read the fine print carefully.
Special Checking Account Features
All KeyBank checking accounts offer these unique features, in addition to free online banking, bill pay, and mobile deposits:
- HelloWallet financial tools. This tool helps you manage your money and reach your goals. It lets you see where you spend the most money and how much budget you have left. It even lets you see the entire picture of your finances - even non-KeyBank accounts. You get a Financial Wellness score, and as you change your money habits, you'll see how your score changes.
- Overdraft protection. To help pay for overdrafts, KeyBank offers a few options. You can link a KeyBank savings or money market account, apply for a KeyBank Preferred Credit Line, link a KeyBank credit card, or link a KeyBank Home Equity Line of Credit to your checking account. If you overdraft on your checking account, KeyBank will take the funds from your linked account.
An overdraft protection transfer fee may apply (and credit line interest rates), but you'll save on overdraft or non-sufficient funds fees.
- Text banking. When you opt in to text banking, you can text specific commands to check your account balance and get history of recent transactions.
How to Avoid KeyBank Checking Account Fees
- Hassle-Free Account. This is KeyBank's free checking option. This account has no service fees and no minimum balance requirements. The minimum deposit to open is $10.
- Key Express Checking. The $7 monthly service fee can be waived if you: make at least 8 transactions per month (deposits, withdrawals, transfers), OR have at least $500 in deposits per month.
- Key Advantage Checking. The $18 monthly service fee can be waived if you: maintain a combined balance of $10,000 across all deposit and investment accounts, OR have a KeyBank originated mortgage and have automatic payments of at least $500, OR are a Key@Work program member and have at least $1,000 in direct deposits per month.
- Key Privilege Checking. The $25 monthly service fee can be waived if you: maintain a combined balance of $25,000 across all deposit and investment accounts, OR have a KeyBank originated mortgage and have automatic payments of at least $500, OR are a Key@Work program member and have at least $2,500 in direct deposits per month.
- Key Privilege Select Checking. The $50 monthly service fee can be waived if you: maintain a combined balance of $100,000 across all deposit and investment accounts, OR are a Key@Work program member and have at least $5,000 in direct deposits per month.
- Key Student Checking. The $5 monthly service fee can be waived if you: make at least 5 transactions per month (deposits, withdrawals, transfers), OR have at least $200 in deposits per month.
Highlights
$10 minimum opening deposit. $4 monthly maintenance fee unless you 1) have $300 daily balance, or have 2) $5 monthly minimum direct deposit or recurring transfer from another Key account, or 3) have a HelloWallet Financial Wellness Score of at least 1
Minimum opening deposit $2,500 or $100,000, depending on account. Terms ranging from 7 days - 10 years.
$50 or $25,000 minimum opening deposit, depending on account. Monthly maintenance charge of $12 or $18, depending on account. Can be waived with $5,000 or $25,000 daily balance or having a qualifying Key Checking Account.
Telephone Service available 24/7
More than 1,500 ATMs in Alaska, Colorado, Connecticut, Florida, Idaho, Indiana, Maine, Massachusetts, Michigan, New York, Ohio, Oregon, Pennsylvania, Utah, Vermont, and Washington.
More than 1,200 branches in 16 states: Alaska, Colorado, Connecticut, Florida, Idaho, Indiana, Maine, Massachusetts, Michigan, New York, Ohio, Oregon, Pennsylvania, Utah, Vermont, and Washington.
Pricing information from published website as of 10/30/2018
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KeyBank | PNC Bank | |
|---|---|---|
Benefits and Features | ||
| Savings | $10 minimum opening deposit. $4 monthly maintenance fee unless you 1) have $300 daily balance, or have 2) $5 monthly minimum direct deposit or recurring transfer from another Key account, or 3) have a HelloWallet Financial Wellness Score of at least 1 | 0.01% - 0.10% APY (with Relationship Rates). Minimum deposit of $25 $5 monthly service charge unless you have 1) $300 monthly average monthly balance, or 2) if you are under 18 years old, or 3) set up an Auto Savings transfer of $25 or more each month from your PNC Checking account to your Savings account; 2.35% APY High Yield Savings. No minimum balance. No minimum deposit. $0 Monthly charge. Minimum balance to earn interest is $1.00. |
| CD | Minimum opening deposit $2,500 or $100,000, depending on account. Terms ranging from 7 days - 10 years. | 0.04% - 1.50% APY. Minimum deposit $1,000 - $10,000 (depending on account type and term). Terms range from 7 days to 10 years. |
| Money Market | $50 or $25,000 minimum opening deposit, depending on account. Monthly maintenance charge of $12 or $18, depending on account. Can be waived with $5,000 or $25,000 daily balance or having a qualifying Key Checking Account. | 0.03% - 0.17% APY. Minimum deposit is $100. Maximum deposit is $10,000. Monthly service charge of $12 unless you have $5,000 average monthly balance. |
| Customer Service | Telephone Service available 24/7 | Mon-Fri 7:00 am - 10:00 pm, (ET) Sat & Sun 8:00 am - 5:00 pm (ET) |
| ATMs | More than 1,500 ATMs in Alaska, Colorado, Connecticut, Florida, Idaho, Indiana, Maine, Massachusetts, Michigan, New York, Ohio, Oregon, Pennsylvania, Utah, Vermont, and Washington. | |
| IRA CD | 0.04% - 1.50% APY. Minimum deposit $1,000 - $10,000 (depending on account type and term). Terms range from 7 days to 10 years. | |
| Locations | More than 1,200 branches in 16 states: Alaska, Colorado, Connecticut, Florida, Idaho, Indiana, Maine, Massachusetts, Michigan, New York, Ohio, Oregon, Pennsylvania, Utah, Vermont, and Washington. | 2,600 PNC branches across 19 states. |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. KeyBank: Pricing information from published website as of 10/30/2018 PNC Bank: Pricing information from published website as of 11/30/18 | ||
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