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PNC Bank Promotions

Read our in-depth review of PNC Bank to see why PNC Bank scored 3.5 stars out of 5. We like their virtual wallet tools, relatively easy to waive fees, and free student account.

If you're looking for bank promotions, you must check out these offers.

4.50%

High Yield Savings Account - 4.50% APY

  • $0 minimum opening deposit.
  • No fees to open or maintain account.
  • Minimum balance to earn interest on your High Yield Savings account is $1.00

PNC Virtual Wallet Student

  • No monthly fees
  • One automatic courtesy refund of any Overdraft Item fees
  • One free domestic or international wire transfer per statement period
  • PNC Visa debit card
  • Reimbursement of the fee for the first two domestic or international non-PNC Bank ATM transactions made
  • $5 reimbursement of non-PNC ATM surcharge fee per statement period
$200

Business Checking Account - $200 Bonus

Open a new PNC Business Checking or PNC Business Checking Plus account. Maintain an average cycle balance of $5,000 in your new checking account for each of the first three statement cycles. Make at least 20 qualifying PNC Bank Visa Debit card transactions within the first three statement cycles.

This offer is only available to businesses with an annual revenue of less than $5 million. All existing business checking customers, including those who have closed an account in the past 90 days or has been paid a promotional premium in the past 12 months are not eligible for this offer. $200 bonus will be credited to your new business checking account within 90 days after all conditions have been met.

Expires 6/30/2023
$500

Business Checking Account - $500 Bonus

Open a new PNC Treasury Enterprise Plan or Analysis Business Checking account. Maintain an average cycle balance of $30,000 in your new checking account for each of the first three statement cycles.

This offer is only available to businesses with an annual revenue of less than $5 million. All existing business checking customers, including those who have closed an account in the past 90 days or has been paid a promotional premium in the past 12 months are not eligible for this offer. $500 bonus will be credited to your new business checking account within 90 days after all conditions have been met.

Expires 6/30/2023
$50

Virtual Wallet Checking - $50 Bonus

Open a new Virtual Wallet checking account and make qualified direct deposits totaling $500 or more within 60 days of account opening. Bonus will be awarded within 60-90 days of meeting the requirements.

Expires 6/30/2023
$400

Virtual Wallet with Performance Select Checking - $400 Bonus

Open a new Virtual Wallet with Performance Select checking account and make qualifying direct deposits totaling $5,000 or more within 60 days of account opening. Bonus will be awarded within 60-90 days of meeting the requirements.

Expires 6/30/2023
$200

Virtual Wallet with Performance Spend Checking - $200 Bonus

Open a new Virtual Wallet with Performance Spend checking account and make qualifying direct deposits totaling $2,000 or more within 60 days of account opening. Bonus will be awarded within 60-90 days of meeting the requirements.

Expires 6/30/2023
0.03%

PNC Bank 12 Month CD - Up to 0.03% APY

0.03%

PNC Bank 120 Month CD - Up to 0.03% APY

0.03%

PNC Bank 24 Month CD - Up to 0.03% APY

0.03%

PNC Bank 3 Month CD - Up to 0.03% APY

0.03%

PNC Bank 36 Month CD - Up to 0.03% APY

0.03%

PNC Bank 60 Month CD - Up to 0.03% APY

PNC Bank Promotional CD

TermAPY
4 Month0.05%
7 Month0.05%
9 Month4.60%
13 Month2.00%
19 Month1.25%
25 Month1.50%
37 Month1.75%
61 Month2.00%

Rates are for Pasadena, California, and may vary per location.

PNC Bank Standard CD

TermAPY
1 Month0.01 - 0.03%
3 Months0.01 - 0.03%
6 Months0.01 - 0.03%
12 Months0.01 - 0.03%
18 Months0.01 - 0.03%
24 Months0.01 - 0.03%
36 Months0.01 - 0.03%
48 Months0.01 - 0.03%
60 Months0.01 - 0.03%
84 Months0.01 - 0.03%
120 Months0.01 - 0.03%

Rates are for Pasadena, California, and may vary per location.

$100

Refer a Co-Worker – $100 for Each Referral

Available to existing participants of PNC WorkPlace Banking. Earn $100 for every co-worker who opens an eligible WorkPlace Banking checking account. Your friend also gets a reward. Your friends must use your referral coupon when they apply. You can earn this bonus for up to 10 referrals per year, for a total of up to $1,000.

Citibank

Citi Priority Account - Earn up to $2,000 Cash Bonus

Expires 7/23/2023
  • Earn up to $2,000 cash bonus when you open a new eligible Citi Priority Checking Account with required activities
  • Within 20 days of opening, deposit the minimum amount of new-to-Citibank funds.
  • Maintain a minimum balance for 60 consecutive calendar days from the 21st day.
  • If your balance falls to a lower tier at any point during the maintenance period, the bonus changes.
  • Bonus will be paid within 30 days after you successfully complete all required activities.
Discover Bank
Member FDIC

Discover Online Savings - $200 Cash Bonus

To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account, online, in the Discover App or by phone. Enter Offer Code CY223 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200.

What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is interest and subject to reporting on Form 1099-INT. Offer ends 6/15/2023, 11:59 PM ET. Offer may be modified or withdrawn without notice. See advertiser website for full details.

Expires 6/15/2023
Western Alliance Bank

High Yield Savings Account - 5.05% APY

  • No fees
  • $1 minimum deposit
  • 24/7 online access
  • FDIC insured
Chase
Member FDIC

Chase College Checking℠ - $100 Bonus

Expires 7/19/2023
  • Enjoy $100 as a new Chase checking customer when you open a Chase College Checking℠ account and complete 10 qualifying transactions within 60 days of coupon enrollment.
  • No Monthly Service Fee for up to 5 years if you're a student between the ages of 17-24 at account opening with proof of student status.
  • Students ages 18-24 with a Social Security Number can open an account online or at a Chase branch. Students with no Social Security number and 17-year-olds can only open an account at a branch.
  • Manage your money, see your accounts, and pay your bills using the Chase Mobile® app.
  • Send and receive money in moments using Zelle®.
  • Access to more than 16,000 Chase ATMs and more than 4,700 branches.
  • JPMorgan Chase Bank, N.A. Member FDIC
  • Chase Overdraft Assist℠ - no overdraft fee if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*

*With Chase Overdraft Assist℠, we won't charge an Overdraft Fee if you're overdrawn by $50 or less at the end of the business day OR if you're overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts.

Chase
Member FDIC

Chase Business Complete Banking℠ - Up to $500 Bonus

Expires 8/3/2023
  • Earn up to $500 when you open a new Chase Business Complete Checking℠ account. For new Chase business checking customers with qualifying activities.
  • Multiple ways to waive the Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card.
  • Full-service business banking. Convenient access to all your business banking services in one place -- lending, checking, credit card and payment solutions.
  • Your choice of payment types. Choose from a full range of options for accepting payments and making deposits that include Zelle®, Online Bill Pay, wire transfers and ACH payments.
  • Convenient access to payment processing. Process all major debit and credit cards with QuickAccept. It's a built-in feature with your Business Complete Checking account.
  • Helping you save money. Multiple ways to waive service fees and unlimited digital transactions helps you keep more of your money.
  • Full-featured banking online and on-the-go. Manage your business' finances on your terms with the latest online and mobile banking technology.
  • Trusted and secure financial partner. We're committed to helping you grow and protect your business.

Don't miss another hot deal. Check back often at CreditDonkey.

$400

Virtual Wallet with Performance Select Checking - $400 Cash Bonus

Open a new Virtual Wallet with Performance Select checking account and make qualified direct deposits totaling $5,000 or more within 60 days of account opening. Bonus will be awarded within 60-90 days of meeting the requirements.

Expired 5/31/2022
$300

Virtual Wallet with Performance Select Checking - $300 Cash Bonus

Earn $300 when you open a new Virtual Wallet with Performance Select checking account and make qualified direct deposits totaling $5,000 or more within 60 days of account opening. Bonus will be awarded within 60-90 days of meeting the requirements.

Expired 9/30/2021
$200

Virtual Wallet with Performance Spend Checking - $200 Cash Bonus

Open a new Virtual Wallet with Performance Spend Checking account and make qualified direct deposits totaling $2,000 or more within 60 days of account opening. Bonus will be awarded within 60-90 days of meeting the requirements.

Expired 5/31/2022
$200

Virtual Wallet with Performance Spend Checking - $200 Cash Bonus

Earn $200 when you open a new Virtual Wallet with Performance Spend Checking account and make qualified direct deposits totaling $2,000 or more within 60 days of account opening. Bonus will be awarded within 60 days of meeting the requirements.

Expired 9/30/2021
$50

Virtual Wallet Checking - $50 Bonus

Open a new Virtual Wallet checking account and make qualified direct deposits totaling $500 or more within 60 days of account opening. Bonus will be awarded within 60-90 days of meeting the requirements.

Expired 5/31/2022
$400

Business Checking Preferred - $400 Cash Bonus

Earn $400 when you open a new Business Checking Preferred account and do the following within the first 3 statement cycles: Maintain a minimum average cycle balance of $25,000 AND make at least 10 PNC Bank Visa® Debit card purchases and/or PNC Bank Mobile Check Deposits. Bonus will be awarded within 90 days of meeting the requirements. Only available in the PNC Bank branch locations in the Central & Northern OH, DE, FL, Georgia-Alabama, Greater MD, KY, Southern IN, and Southwest PA markets. Only available to businesses with an annual revenue less than $5 million.

Expired 3/31/2018
$300

Business Checking Plus - $300 Cash Bonus

Earn $300 when you open a new Business Checking Plus account and do the following within the first 3 statement cycles: Maintain a minimum average cycle balance of $5,000 AND make at least 10 PNC Bank Visa® Debit card purchases and/or PNC Bank Mobile Check Deposits. Bonus will be awarded within 90 days of meeting the requirements. Only available in the PNC Bank branch locations in the Central & Northern OH, DE, FL, Georgia-Alabama, Greater MD, KY, Southern IN, and Southwest PA markets. Only available to businesses with an annual revenue less than $5 million.

Expired 3/31/2018
$200

Business Checking - $200 Cash Bonus

Earn $200 when you open a new Business Checking account and do the following within the first 3 statement cycles: Maintain a minimum average cycle balance of $1,500 AND make at least 10 PNC Bank Visa® Debit card purchases and/or PNC Bank Mobile Check Deposits. Bonus will be awarded within 90 days of meeting the requirements. Only available in the PNC Bank branch locations in the Central & Northern OH, DE, FL, Georgia-Alabama, Greater MD, KY, Southern IN, and Southwest PA markets. Only available to businesses with an annual revenue less than $5 million.

Expired 3/31/2018
$200

Business Checking - $200 Bonus

Open a new PNC Business Checking, PNC Business Checking Plus, or Analysis Business (including Treasury Enterprise Plan) account. Maintain a balance an average cycle balance of $5,000 in your new checking account for each of the first three statement cycles. Make at least 20 qualifying PNC Bank Visa Debit card transactions within the first three statement cycles. $200 bonus will be credited to your new business checking account within 90 days after all conditions have been met.

Expired 6/30/2020
$100

Business Checking - $100 Bonus

Earn $100 when you open a new Business Checking account and do the following: maintain the minimum average cycle balance of $1,500 for each of the first 3 statement cycles and make at least 10 total qualifying PNC Bank Visa Debit Card transactions within the first 3 statement cycles.

Expired 3/31/2019

PNC Bank has 2,300 branches in 26 states mostly on the East. Checking accounts offer a unique Virtual Wallet feature with financial tools to help achieve goals. Account fees are easily waived by meeting account balance or direct deposit requirements.

Checking Account Bonuses

PNC Bank frequently offers cash bonuses for new checking customers. Some deals are only available for residents of select States, so make sure you read the fine print carefully.

All PNC Bank checking accounts offer free online banking, bill pay, and mobile deposits.

Virtual Wallet Account

This is PNC Bank's signature product. This can be paired with any of PNC Bank's checking accounts. Here are some features:

  • Checking & Savings together. You get a checking account (Spend), a short-term savings (Reserve), and high-interest savings (Growth) account. These accounts are designed to help achieve your current banking needs and short-term and long-term goals.

  • Financial tools. This is the biggest perk of the Virtual Wallet account. There are a variety of financial tools to help you create a budget, keep track of your spending, set up goals, save, get "danger days" alerts, and more.

  • Automatic overdraft protection. If you overdraw your Spend account, funds from your Reserve account will automatically be transferred to cover the overdraft. If you need it, your Growth account can serve as your secondary overdraft protection account.

  • Earn relationship rates. When you meet certain debit card or direct deposit requirements, you'll earn the higher relationship rate on your Growth account for the following month.

  • ATM fee reimbursement. Depending on which Virtual Wallet account you have, you can have some or all of non-PNC ATM fees reimbursed.

How to Avoid PNC Bank Checking Account Fees

PNC Bank offers these standard checking accounts:

  • Standard Checking. The $7 monthly service fee can be waived if you: maintain an average account balance of $500, OR have combined monthly direct deposits of at least $500, OR are age 62 or older.

  • Performance Checking. The $15 monthly service fee can be waived if you: maintain an average account balance of $2,000, OR have combined monthly direct deposits of at least $2,000 ($1,000 for WorkPlace Banking or Military Banking customers), OR have a combined balance of at least $10,000 in PNC deposit accounts, loans, and investments.

  • Performance Select Checking. The $25 monthly service fee can be waived if you: maintain an average account balance of $5,000, OR have combined monthly direct deposits of at least $5,000, OR have a combined balance of at least $25,000 in PNC deposit accounts and investments.

In addition to standard checking, PNC Bank also offers these Virtual Wallet checking + savings accounts:

  • Virtual Wallet Checking. The $7 monthly service fee can be waived if you: maintain an average monthly balance of $500 in Spend and Reserve, OR have at least $500 in direct deposits per month to the Spend, OR are a qualified student, OR are age 62 or older.

  • Virtual Wallet with Performance Spend. The $15 monthly service fee can be waived if you: maintain an average monthly balance of $2,000 in Spend and Reserve, OR have at least $2,000 in direct deposits per month to the Spend ($1,000 for WorkPlace Banking or Military Banking customers), OR have a combined balance of at least $10,000 in PNC deposit accounts, loans, and investments.

  • Virtual Wallet with Performance Select. The $25 monthly service fee can be waived if you: maintain an average monthly balance of $5,000 in Spend and Reserve, OR have at least $5,000 in direct deposits per month to the Spend, OR have a combined balance of at least $25,000 in PNC deposit accounts and investments.

  • Virtual Wallet Student. There is no monthly service fee with proof of active student status for 6 years.

Note: Effective 3/17/19: $10,000 combined average monthly balance only across PNC Bank consumer deposit accounts you have chosen to link. Loan and/or PNCI Investment account balances will no longer be included in the combined average monthly balance calculation.

Pricing information from published website as of 5/8/2023 based on 91107 zip code.

 Chase
 Learn MoreVisit Site
 

PNC Bank

Chase

 

Benefits and Features

Savings 
  • Chase Savings: $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account OR for owners under 18. $0 to open.
  • Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account.
CD Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee.
Checking 
  • Chase Total Checking®
  • Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open.
  • Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open.
  • Chase College Checking: No monthly service fee for college students age 17-24 at account opening with proof of student status, for up to 5 years. $0 to open.
  • Chase Private Client Checking: For high net worth individuals who have $250,000 on deposit with Chase.
ATMs 
16,000+ Chase ATMs
Locations 
Over 4,700
 Learn MoreVisit Site

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

PNC Bank: Pricing information from published website as of 5/8/2023 based on 91107 zip code.

Chase: Pricing information and data points from published website as of 12/17/2020


PNC Bank Alternatives

Chase
Member FDIC

Chase Total Checking® - $200 Bonus

Expires 7/19/2023
  • New Chase checking customers enjoy a $200 bonus when you open a Chase Total Checking® account and set up direct deposit
  • Access to more than 16,000 Chase ATMs and more than 4,700 branches
  • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
  • JPMorgan Chase Bank, N.A. Member FDIC
  • Open your account online now
  • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
  • Chase Overdraft Assist℠ - no overdraft fee if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*

*With Chase Overdraft Assist℠, we won't charge an Overdraft Fee if you're overdrawn by $50 or less at the end of the business day OR if you're overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts.

TD Bank
Member FDIC

TD Beyond Checking - $300 Cash Bonus

Expires 10/31/2023
  • Earn $300 when you receive direct deposits totaling $2,500 or more within 60 days
  • Get more from your checking account. With TD Beyond Checking with Payback Plus, you'll earn interest and get reimbursed for non-TD ATM transactions, Overdraft Payback and more.
  • Monthly maintenance fee waived when you receive monthly direct deposits of $5,000 or more within a statement cycle, or maintain a minimum daily balance of $2,500, or a combined balance of $25,000 across eligible TD accounts.
  • TD ATM fees waived at any ATM and non-TD fees reimbursed when you keep at least a $2,500 daily balance
  • Get overdraft fees automatically reversed up to two times a year.
  • Get your money where it needs to go —fast— with Rush Bill Payments, Send Money with Zelle®, incoming wires and a reimbursement for one outgoing wire (domestic or international) per statement cycle.
  • TD checking accounts come with an instant-issue debit card - and, you can pay with confidence with contactless technology Visa Zero Liability protection and 24/7 fraud monitoring.
  • Monthly maintenance fee waived on one TD Simple Checking℠ account and any Savings accounts. Plus, get free standard check orders, money orders, official bank checks and stop payments.
Citibank

Citi Priority Account - Earn up to $2,000 Cash Bonus

Expires 7/23/2023

Earn up to $2,000 cash bonus when you open a new eligible Citi Priority Checking Account with required activities. Within 20 days of opening, deposit the minimum amount of new-to-Citibank funds. Maintain a minimum balance for 60 consecutive calendar days from the 21st day. If your balance falls to a lower tier at any point during the maintenance period, the bonus changes. Bonus will be paid within 30 days after you successfully complete all required activities.

Balance LevelsMaximum Bonus
$10,000 - $29,999$200
$30,000 - $74,999$500
$75,000 - $199,999$1,000
$200,000 - $299,999$1,500
$300,000 and above$2,000

CIT Bank
Member FDIC

CIT Bank Platinum Savings - 4.85% APY

  • 4.85% APY with a balance of $5,000 or more
  • 0.25% APY with a balance of less than $5,000
  • $100 minimum opening deposit
  • No monthly maintenance fee
  • Member FDIC
Discover Bank
Member FDIC

Discover Online Savings - $150 Cash Bonus

To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account, online, in the Discover App or by phone. Enter Offer Code CY223 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200.

What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is interest and subject to reporting on Form 1099-INT. Offer ends 6/15/2023, 11:59 PM ET. Offer may be modified or withdrawn without notice. See advertiser website for full details.

Expires 6/15/2023

Articles on PNC Bank

PNC Bank

PNC Bank has relatively low requirements to waive fees and offers many financial tools to help you meet savings goals. Read on to see if this East Coast bank is right for you.

How to Close a PNC Account

Closing a bank account can be a pain. It's easy to make a mistake. Find out how to properly close your PNC account online, over the phone, or at a branch.

PNC Bank Hours

PNC Bank is open 5-6 days a week, depending on the location. Here's when you can visit a branch near you.

PNC Bank Routing Number

Using the wrong routing number could send your money to the wrong place. Find the right PNC routing number for your transactions.

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TD $300 Beyond Checking Bonus
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About CreditDonkey
CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

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