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US Bank Promotions

US Bank Offers You May Have Missed

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    $100

    SMART Savings Program – Up to $100 Cash Bonus

    You must open a new personal Silver Checking Package AND open or be an existing user of Package Money Market Savings. Enroll in the SMART Savings Program within 90 days of account opening and make a qualifying transfer from your Silver Checking Package to the Package Money Market Savings account. You will earn 1% bonus on gas and grocery purchases made with your debit card associated with the Silver Checking Package, up to $50. PLUS you will earn another $50 bonus when you reach your savings goal. Minimum opening deposit is $25 for both accounts and both must remain open for 12 months after enrollment.

    Expired 2/11/2019
    $300

    Platinum Checking Package - $300 Bonus

    Open a new consumer Platinum Checking Package using promo code WEB2019. Complete at least 2 recurring direct deposits totaling $2,000 or more within 60 days of account opening. Your bonus will be credited to your new checking account within 60 days after direct deposit verification.

    Expired 3/18/2019

    Earn bonus with a US Bank Consumer Checking Account

    This is valid only to customers who received an e-mail or letter regarding this offer and is not transferable. Earn bonus by opening a new consumer checking account with $25 minimum deposit by the date in the e-mail or letter received (excluding Student Checking and Safe Debit Account). Set up a $500 minimum recurring direct deposit within 60 days of account opening. Use Promotion Code given in the e-mail or letter when you apply to receive the bonus.

    Expired 3/22/2019

US Bank is one of the nation's largest banks with 3,000 branches across 26 states. It offers a variety of checking and savings accounts for different needs. Minimum balance requirements to waive monthly service fees are somewhat on the high side.

Checking Account Bonuses

US Bank offers cash bonuses for new checking customers from time to time. Some deals are for opening a checking plus savings account package. Offers are usually available for residents nationwide.

All US Bank checking accounts offer free online banking, bill pay, and mobile deposits.

Special Checking Account Features

All US Bank checking accounts come with these features:

  • Overdraft Protection. You can link up to 3 eligible accounts to help cover overdrafts. If you link a US Bank savings or money market account, funds will be transferred to cover the overdraft with no transfer fee. You can also link a US Bank credit card, a line of credit, or a home equity line of credit. With these options, there may be a transfer fee and subject to interest.

    To avoid overdrafts, you can set up custom alerts to receive email or texts when you reach a certain balance level.

  • Send money with Zelle. Easily send money to anyone with just a U.S. phone number or U.S. email address.

What to Open at US Bank

Keep your eye out on these great US Bank products:

  • Promotional CD Special. US Bank offers a CD Special with highly competitive rates. Terms range from 9 to 59 months. The minimum deposit to open is $1,000.

  • Student Checking. This account has no monthly service fee and no minimum balance requirements for students. And plus, you get 4 "no fee" non-US Bank ATM transactions per cycle, and the first set of checks free.

How to Avoid US Bank Checking Account Fees

  • Easy Checking. The $6.95 monthly service fee can be waived if you: maintain an average account balance of $1,500, OR have combined monthly direct deposits of at least $1,000.

  • Gold. The $14.95 monthly service fee is waived if you open a US Bank personal loan, line of credit, or credit card.

  • Platinum Checking. The $24.95 monthly service fee can be waived if you: maintain a combined balance of $25,000 in deposit accounts, credit balances, and investment accounts, OR have a personal trust relationship with US Bank Wealth Management.

  • Student Checking. This account has no monthly service fee and no minimum balance requirements if you're a full-time student.

  • Safe Debit. This is a checkless account with no overdraft charges, but you cannot waive the $4.95 monthly service fee.

    Highlights

    Savings
    0.01% APY. Minimum deposit $25. Monthly maintenance fee $4, unless you have $300 minimum daily ledger balance OR $1,000 average monthly collected balance.
    CD
    Standard Term CD: 0.05% - 0.75% APY. Terms ranging from 1 month - 60 months. Minimum deposit of $500. Maximum deposit $249,999. CD Special: 2.35% - 2.65% APY. Terms of 9, 17, 37 and 59 months. Minimum deposit of $1,000. Maximum deposit $249,999
    Money Market
    0.03% - 0.06% APY, depending on amount. Minimum opening deposit $100. Monthly maintenance fee $10 unless you have $10,000 minimum daily ledger balance.
    Customer Service
    24/7 Live Customer Service (Telephone)
    ATMs
    More than 4,700 ATMs across the country
    IRA Money Market
    Minimum opening deposit of $100 or $25 automatic monthly deposit. No monthly maintenance fees.
    Locations
    More than 3000 branches across the country.

Pricing information from published website as of 5/23/2019 based on 91107 zip code.

 US BankBank of America
 Learn MoreLearn More
 

US Bank

Bank of America

 

Benefits and Features

Savings0.01% APY. Minimum deposit $25. Monthly maintenance fee $4, unless you have $300 minimum daily ledger balance OR $1,000 average monthly collected balance.0.03% APY (up to 0.06% if enrolled in Preferred Rewards). $8 monthly maintenance fee, unless you have 1) daily balance of $500, 2) are a Bank of America Preferred Rewards Client, or 3) link your Rewards Savings Account to your Interest Checking Account. Minimum deposit of $100.
CDStandard Term CD: 0.05% - 0.75% APY. Terms ranging from 1 month - 60 months. Minimum deposit of $500. Maximum deposit $249,999. CD Special: 2.35% - 2.65% APY. Terms of 9, 17, 37 and 59 months. Minimum deposit of $1,000. Maximum deposit $249,999Standard Term CD: 0.03% - 0.75% APY. Terms of 28 days to 10 years. Minimum deposit of $1,000. Featured CD: 0.07% - 2.05% APY. Terms of 12, 13, 25, and 37 months. Minimum deposit of $10,000.
Money Market0.03% - 0.06% APY, depending on amount. Minimum opening deposit $100. Monthly maintenance fee $10 unless you have $10,000 minimum daily ledger balance. 
Customer Service24/7 Live Customer Service (Telephone)Mon-Fri: 8am - 11pm(ET)
Sat-Sun: 8am - 8pm (ET)
ATMsMore than 4,700 ATMs across the countryApproximately 15,900 ATMs around the country.
IRA CD Standard Term CD: 0.03% - 0.75% APY. Terms of 28 days to 10 years. Minimum deposit of $1,000. Featured CD: 0.07% - 2.05% APY. Terms of 12, 13, 25, and 37 months. Minimum deposit of $2,000.
IRA Money MarketMinimum opening deposit of $100 or $25 automatic monthly deposit. No monthly maintenance fees. 
LocationsMore than 3000 branches across the country.4600 retail financial centres around the country and brances in more than 40 other countries.

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

US Bank: Pricing information from published website as of 5/23/2019 based on 91107 zip code.

Bank of America: Pricing information from published website as of 5/23/2019 based on 91107 zip code.

    US Bank Checking Account Bonus

    This is valid only to customers who received an e-mail or letter regarding this offer. Earn bonus by opening a new Platinum Consumer Checking Account or Easy Checking Account using the promotion code given in the e-mail or letter you received. Set up and receive two or more recurring direct deposits totaling to at least $1,000 within 60 days of account opening. Your bonus will be deposited into your new checking account within 60 days of direct deposit verification.


US Bank Alternatives


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    Bank of America

    Bank of America Review: Account Good for You?

    October 12, 2018 - By Kim P - Reviews for Bank of America
    Bank of America offers a nationwide network, many account options, and user-friendly online banking. But does this convenience come at a cost? Read on.

    Top 5 Best CD Rates

    March 27, 2017 - Reviews for Bank
    CD accounts are fully secured and risk-free. Plus, they offer higher interest rates than traditional savings accounts. Read on for our list of the best high interest CDs to help you start saving.

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