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US Bank Offers You May Have Missed

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US Bank is one of the nation's largest banks with 3,000 branches across 26 states. It offers a variety of checking and savings accounts for different needs. Minimum balance requirements to waive monthly service fees are somewhat on the high side.

Checking Account Bonuses

US Bank offers cash bonuses for new checking customers from time to time. Some deals are for opening a checking plus savings account package. Offers are usually available for residents nationwide.

All US Bank checking accounts offer free online banking, bill pay, and mobile deposits.

Special Checking Account Features

All US Bank checking accounts come with these features:

  • Overdraft Protection. You can link up to 3 eligible accounts to help cover overdrafts. If you link a US Bank savings or money market account, funds will be transferred to cover the overdraft with no transfer fee. You can also link a US Bank credit card, a line of credit, or a home equity line of credit. With these options, there may be a transfer fee and subject to interest.

    To avoid overdrafts, you can set up custom alerts to receive email or texts when you reach a certain balance level.

  • Send money with Zelle. Easily send money to anyone with just a U.S. phone number or U.S. email address.

What to Open at US Bank

Keep your eye out on these great US Bank products:

  • Promotional CD Special. US Bank offers a CD Special with highly competitive rates. Terms range from 9 to 59 months. The minimum deposit to open is $1,000.

  • Student Checking. This account has no monthly service fee and no minimum balance requirements for students. And plus, you get 4 "no fee" non-US Bank ATM transactions per cycle, and the first set of checks free.

How to Avoid US Bank Checking Account Fees

  • Easy Checking. The $6.95 monthly service fee can be waived if you: maintain an average account balance of $1,500, OR have combined monthly direct deposits of at least $1,000.

  • Gold. The $14.95 monthly service fee is waived if you open a US Bank personal loan, line of credit, or credit card.

  • Platinum Checking. The $24.95 monthly service fee can be waived if you: maintain a combined balance of $25,000 in deposit accounts, credit balances, and investment accounts, OR have a personal trust relationship with US Bank Wealth Management.

  • Student Checking. This account has no monthly service fee and no minimum balance requirements if you're a full-time student.

  • Safe Debit. This is a checkless account with no overdraft charges, but you cannot waive the $4.95 monthly service fee.

    Highlights

    Savings
    0.01% APY. Minimum deposit $25. Monthly maintenance fee $4, unless you have $300 minimum daily ledger balance OR $1,000 average monthly collected balance.
    CD
    Standard Term CD: 0.05% - 0.60% APY. Terms ranging from 1 month - 60 months. Minimum deposit of $500. Maximum deposit $249,999. CD Special: 0.80% - 1.50% APY. Terms of 7, 17, 37 and 59 months. Minimum deposit of $1,000. Maximum deposit $249,999.
    Money Market
    0.01% - 0.05% APY, depending on amount. Minimum opening deposit $100. Monthly maintenance fee $10 unless you have $10,000 minimum daily ledger balance.
    Customer Service
    24/7 Live Customer Service (Telephone)
    ATMs
    More than 4,700 ATMs across the country
    IRA Money Market
    Minimum opening deposit of $100 or $25 automatic monthly deposit. No monthly maintenance fees.
    Locations
    More than 3000 branches across the country.

Pricing information from published website as of 03/29/2020 based on 91107 zip code.

 Chase
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US Bank

Chase

 

Benefits and Features

Savings0.01% APY. Minimum deposit $25. Monthly maintenance fee $4, unless you have $300 minimum daily ledger balance OR $1,000 average monthly collected balance.Chase Savings: $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account OR for owners under 18. $0 to open.
Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account.
CDStandard Term CD: 0.05% - 0.60% APY. Terms ranging from 1 month - 60 months. Minimum deposit of $500. Maximum deposit $249,999. CD Special: 0.80% - 1.50% APY. Terms of 7, 17, 37 and 59 months. Minimum deposit of $1,000. Maximum deposit $249,999.Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee.
Checking Chase Total Checking: Basic checking account. $12 service fee waived with an average beginning day balance of $1,500 OR direct deposits of at least $500 each month. $0 minimum balance to open.
Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open.
Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open.
Chase College Checking: No monthly service fee for college students age 17-24 at account opening with proof of student status, for up to 5 years. $0 to open.
Chase Private Client Checking: For high net worth individuals who have $250,000 on deposit with Chase.
Money Market0.01% - 0.05% APY, depending on amount. Minimum opening deposit $100. Monthly maintenance fee $10 unless you have $10,000 minimum daily ledger balance. 
Customer Service24/7 Live Customer Service (Telephone)
24/7 by phone
ATMsMore than 4,700 ATMs across the countryOver 16,000 Chase ATMs nationwide
IRA Money MarketMinimum opening deposit of $100 or $25 automatic monthly deposit. No monthly maintenance fees. 
LocationsMore than 3000 branches across the country.
Nearly 4,900 branches
 Learn MoreVisit Site

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

US Bank: Pricing information from published website as of 03/29/2020 based on 91107 zip code.

Chase: Pricing information from published website as of 7/17/2019


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