US Bank Promotions
US Bank Offers You May Have Missed
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SMART Savings Program – Up to $100 Cash Bonus
You must open a new personal Silver Checking Package AND open or be an existing user of Package Money Market Savings. Enroll in the SMART Savings Program within 90 days of account opening and make a qualifying transfer from your Silver Checking Package to the Package Money Market Savings account. You will earn 1% bonus on gas and grocery purchases made with your debit card associated with the Silver Checking Package, up to $50. PLUS you will earn another $50 bonus when you reach your savings goal. Minimum opening deposit is $25 for both accounts and both must remain open for 12 months after enrollment.
Personal Checking Account - $100 Bonus
Open a new qualifying checking account. Have 2 or more monthly recurring direct deposits totaling $1,000-$1,999.99 within 60 days of account opening. Enroll in eStatements by December 18, 2020.
Personal Checking Account - $200 Bonus
Open a new qualifying checking account. Have 2 or more monthly recurring direct deposits totaling $2,000-$4,999.99 within 60 days of account opening. Enroll in eStatements by December 18, 2020.
Personal Checking Account - $400 Bonus
Open a new qualifying checking account. Have 2 or more monthly recurring direct deposits totaling $4,000 or more within 60 days of account opening. Enroll in eStatements by December 18, 2020.
Personal Checking and Savings Account - Up to $500 Bonus
Open a new qualifying checking account. Have 2 or more qualifying monthly recurring direct deposits within 60 days of account opening. Enroll in eStatements by December 18, 2020. Open a new U.S. Bank Standard Savings account. Make qualifying deposits of by December 21, 2020. Maintain the required minimum balance in the account through June 21, 2021.
Savings Account - $100 Bonus
Open a new U.S. Bank Standard Savings account. Make a total deposit of $2,500 to $4,999.99 by December 21, 2020. Maintain a minimum balance of $2,500 in the account through June 21, 2021.
Savings Account - $50 Bonus
Open a new U.S. Bank Standard Savings account. Make a total deposit of $2,500 to $4,999.99 by December 21, 2020. Maintain a minimum balance of $2,500 in the account through June 21, 2021.
Personal Checking Account - $300 Bonus
Open a new qualifying checking account. Have two or more recurring direct deposits totaling at least $2,000 within 60 days of account opening. Enroll in e-statements by November 6, 2020.
Consumer Checking Account - Up to $300 Bonus
Open a new Platinum, Gold or Easy Checking account using offer code. Make at least two recurring direct deposits that total $2,000 or more and be enrolled in eStatements within 60 days of account opening.
Standard Savings Account - Up to $50 Bonus
Open a new U.S. Bank Standard Savings account using offer code. Have deposit/s of $2,000 or more by September 8, 2020. Maintain total account balance of $2,000 or more through November 30, 2020.
US Bank is one of the nation's largest banks with 3,000 branches across 26 states. It offers a variety of checking and savings accounts for different needs. Minimum balance requirements to waive monthly service fees are somewhat on the high side.
Checking Account Bonuses
US Bank offers cash bonuses for new checking customers from time to time. Some deals are for opening a checking plus savings account package. Offers are usually available for residents nationwide.
All US Bank checking accounts offer free online banking, bill pay, and mobile deposits.
Special Checking Account Features
All US Bank checking accounts come with these features:
- Overdraft Protection. You can link up to 3 eligible accounts to help cover overdrafts. If you link a US Bank savings or money market account, funds will be transferred to cover the overdraft with no transfer fee. You can also link a US Bank credit card, a line of credit, or a home equity line of credit. With these options, there may be a transfer fee and subject to interest.
To avoid overdrafts, you can set up custom alerts to receive email or texts when you reach a certain balance level.
- Send money with Zelle. Easily send money to anyone with just a U.S. phone number or U.S. email address.
What to Open at US Bank
Keep your eye out on these great US Bank products:
- Promotional CD Special. US Bank offers a CD Special with highly competitive rates. Terms range from 9 to 59 months. The minimum deposit to open is $1,000.
- Student Checking. This account has no monthly service fee and no minimum balance requirements for students. And plus, you get 4 "no fee" non-US Bank ATM transactions per cycle, and the first set of checks free.
How to Avoid US Bank Checking Account Fees
- Easy Checking. The $6.95 monthly service fee can be waived if you: maintain an average account balance of $1,500, OR have combined monthly direct deposits of at least $1,000.
- Gold. The $14.95 monthly service fee is waived if you open a US Bank personal loan, line of credit, or credit card.
- Platinum Checking. The $24.95 monthly service fee can be waived if you: maintain a combined balance of $25,000 in deposit accounts, credit balances, and investment accounts, OR have a personal trust relationship with US Bank Wealth Management.
- Student Checking. This account has no monthly service fee and no minimum balance requirements if you're a full-time student.
- Safe Debit. This is a checkless account with no overdraft charges, but you cannot waive the $4.95 monthly service fee.
Highlights
0.01% APY. Minimum deposit $25. Monthly maintenance fee $4, unless you have $300 minimum daily ledger balance OR $1,000 average monthly collected balance.
Standard Term CD: 0.05% - 0.25% APY. Terms ranging from 1 month - 60 months. Minimum deposit of $500. Maximum deposit $249,999. CD Special: 0.10% - 0.50% APY. Terms of 11, 19, 27 and 59 months. Minimum deposit of $1,000. Maximum deposit $249,999.
0.01% APY, depending on amount. Minimum opening deposit $100. Monthly maintenance fee $10 unless you have $10,000 daily ledger balance.
24/7 Live Customer Service (Telephone)
More than 4,700 ATMs across the country
Minimum opening deposit of $100 or $25 automatic monthly deposit. No monthly maintenance fees.
More than 3000 branches across the country.
Pricing information from published website as of 1/16/2021. based on 91107 zip code.
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US Bank | Chase | |
|---|---|---|
Benefits and Features | ||
| Savings | 0.01% APY. Minimum deposit $25. Monthly maintenance fee $4, unless you have $300 minimum daily ledger balance OR $1,000 average monthly collected balance. | Chase Savings: $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account OR for owners under 18. $0 to open. Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account. |
| CD | Standard Term CD: 0.05% - 0.25% APY. Terms ranging from 1 month - 60 months. Minimum deposit of $500. Maximum deposit $249,999. CD Special: 0.10% - 0.50% APY. Terms of 11, 19, 27 and 59 months. Minimum deposit of $1,000. Maximum deposit $249,999. | Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee. |
| Checking | Chase Total Checking: Basic checking account. $12 service fee waived with an average beginning day balance of $1,500 OR direct deposits of at least $500 each month. $0 minimum balance to open. Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open. Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open. Chase College Checking: No monthly service fee for college students age 17-24 at account opening with proof of student status, for up to 5 years. $0 to open. Chase Private Client Checking: For high net worth individuals who have $250,000 on deposit with Chase. | |
| Money Market | 0.01% APY, depending on amount. Minimum opening deposit $100. Monthly maintenance fee $10 unless you have $10,000 daily ledger balance. | |
| Customer Service | 24/7 Live Customer Service (Telephone) | |
| ATMs | More than 4,700 ATMs across the country | |
| IRA Money Market | Minimum opening deposit of $100 or $25 automatic monthly deposit. No monthly maintenance fees. | |
| Locations | More than 3000 branches across the country. | |
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Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. US Bank: Pricing information from published website as of 1/16/2021. based on 91107 zip code. Chase: Pricing information and data points from published website as of 12/17/2020 | ||
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