US Bank Promotions
Read our in-depth review of US Bank to see why US Bank scored 3.7 stars out of 5. We like their promo cd with high apy, free student account, and 24/7 customer service.
Personal Checking Account - $300 Bonus
Open a new Platinum, Gold or Easy Checking account. Use promo code 21WEB07. Complete two or more recurring direct deposits totaling $4,000 or more and enroll in e-statements within 60 days of account opening.
Compare Promotions
CIT Bank Savings Connect - 0.50% APY
- Earn a competitive high yield savings rate with access and convenience features of an eChecking account.
- Earn up to 0.50% APY on Savings Connect and 0.25% APY on eChecking.
- Savings Connect is a tiered interest rate account dependent on the account holder opening a linked qualifying eChecking concurrently and makes periodic qualifying deposits.
- Base Tier: (0.42% APY, 0.399% Interest Rate) A minimum qualifying deposit of $200 is not deposited each month into the linked eChecking or the eChecking account is closed.
- Upper Tier: (0.50% APY, 0.499% Interest Rate) A qualifying deposit of $200 or more is deposited into the linked eChecking account each month.
- APY assumes a qualifying deposit of $200 or more is made to the linked eChecking account each month.
- Minimum of $100 for both the Savings Connect and eChecking to open ($200 total).
CIT Bank Money Market Account - 0.45% APY
- 0.45% APY
- $100 minimum opening deposit
- No monthly maintenance fee
- FDIC insured
HSBC Premier Checking - $450 Welcome Deposit
- Get a $450 Welcome Deposit for eligible new customers who open a new HSBC Premier checking account and complete the following qualifying activities.
- Open your new HSBC Premier checking account online by August 31, 2021; and
- Make recurring monthly Qualifying Direct Deposits totaling at least $5,000 from a third party to your HSBC Premier checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening.
- You will automatically receive the $450 Welcome Deposit in your new HSBC Premier checking account approximately eight weeks after completing all qualifying activities. It's that simple.
- Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
Online Savings Account - Earn 0.40% APY
- No fees
- No minimum opening deposit
- No minimum balance required
US Bank Offers You May Have Missed
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SMART Savings Program – Up to $100 Cash Bonus
You must open a new personal Silver Checking Package AND open or be an existing user of Package Money Market Savings. Enroll in the SMART Savings Program within 90 days of account opening and make a qualifying transfer from your Silver Checking Package to the Package Money Market Savings account. You will earn 1% bonus on gas and grocery purchases made with your debit card associated with the Silver Checking Package, up to $50. PLUS you will earn another $50 bonus when you reach your savings goal. Minimum opening deposit is $25 for both accounts and both must remain open for 12 months after enrollment.
Personal Checking Account - $400 Bonus
Open a new U.S. Bank Consumer Platinum Checking Package online. Complete recurring direct deposits that total $5,000 or more, and complete 10 or more debit card transactions totaling at least $50 using your associated debit card within 60 days of account opening.
Personal Checking Account - Up to $250 Bonus
Open a new Platinum, Gold or Easy Checking account. Use promo code 21WEB06. Complete two or more recurring direct deposits within 60 days of account opening. Enroll in e-statements by July 5, 2021.
Personal Checking Account - $100 Bonus
Open a new qualifying checking account. Have 2 or more monthly recurring direct deposits totaling $1,000-$1,999.99 within 60 days of account opening. Enroll in eStatements by April 14, 2021.
Personal Checking Account - $200 Bonus
Open a new qualifying checking account. Have 2 or more monthly recurring direct deposits totaling $2,000-$3,999.99 within 60 days of account opening. Enroll in eStatements by April 14, 2021.
Personal Checking Account - $400 Bonus
Open a new qualifying checking account. Have 2 or more monthly recurring direct deposits totaling $4,000 or more within 60 days of account opening. Enroll in eStatements by April 14, 2021.
Personal Checking Account - $300 Bonus
Open a new qualifying checking account. Have two or more recurring direct deposits totaling at least $2,000 within 60 days of account opening. Enroll in e-statements by February 22, 2021.
Personal Checking and Savings Account - Up to $500 Bonus
Open a new qualifying checking account. Have 2 or more qualifying monthly recurring direct deposits within 60 days of account opening. Enroll in eStatements by December 18, 2020. Open a new U.S. Bank Standard Savings account. Make qualifying deposits of by December 21, 2020. Maintain the required minimum balance in the account through June 21, 2021.
Savings Account - $100 Bonus
Open a new U.S. Bank Standard Savings account. Make a total deposit of $2,500 to $4,999.99 by December 21, 2020. Maintain a minimum balance of $2,500 in the account through June 21, 2021.
Savings Account - $50 Bonus
Open a new U.S. Bank Standard Savings account. Make a total deposit of $2,500 to $4,999.99 by December 21, 2020. Maintain a minimum balance of $2,500 in the account through June 21, 2021.
US Bank is one of the nation's largest banks with 3,000 branches across 26 states. It offers a variety of checking and savings accounts for different needs. Minimum balance requirements to waive monthly service fees are somewhat on the high side.
Checking Account Bonuses
US Bank offers cash bonuses for new checking customers from time to time. Some deals are for opening a checking plus savings account package. Offers are usually available for residents nationwide.
All US Bank checking accounts offer free online banking, bill pay, and mobile deposits.
Special Checking Account Features
All US Bank checking accounts come with these features:
- Overdraft Protection. You can link up to 3 eligible accounts to help cover overdrafts. If you link a US Bank savings or money market account, funds will be transferred to cover the overdraft with no transfer fee. You can also link a US Bank credit card, a line of credit, or a home equity line of credit. With these options, there may be a transfer fee and subject to interest.
To avoid overdrafts, you can set up custom alerts to receive email or texts when you reach a certain balance level.
- Send money with Zelle. Easily send money to anyone with just a U.S. phone number or U.S. email address.
What to Open at US Bank
Keep your eye out on these great US Bank products:
- Promotional CD Special. US Bank offers a CD Special with highly competitive rates. Terms range from 9 to 59 months. The minimum deposit to open is $1,000.
- Student Checking. This account has no monthly service fee and no minimum balance requirements for students. And plus, you get 4 "no fee" non-US Bank ATM transactions per cycle, and the first set of checks free.
How to Avoid US Bank Checking Account Fees
- Easy Checking. The $6.95 monthly service fee can be waived if you: maintain an average account balance of $1,500, OR have combined monthly direct deposits of at least $1,000.
- Gold. The $14.95 monthly service fee is waived if you open a US Bank personal loan, line of credit, or credit card.
- Platinum Checking. The $24.95 monthly service fee can be waived if you: maintain a combined balance of $25,000 in deposit accounts, credit balances, and investment accounts, OR have a personal trust relationship with US Bank Wealth Management.
- Student Checking. This account has no monthly service fee and no minimum balance requirements if you're a full-time student.
- Safe Debit. This is a checkless account with no overdraft charges, but you cannot waive the $4.95 monthly service fee.
Highlights
0.01% APY. Minimum deposit $25. Monthly maintenance fee $4, unless you have $300 minimum daily ledger balance OR $1,000 average monthly collected balance.
Standard Term CD: 0.05% - 0.25% APY. Terms ranging from 1 month - 60 months. Minimum deposit of $500. Maximum deposit $249,999. CD Special: 0.15% APY - 1.00% APY. Terms of 21 month - 59 months. Minimum deposit of $1,000. Maximum deposit $249,999.
Easy Checking, Gold Checking Package, Platinum Checking Package
0.01% APY, depending on amount. Minimum opening deposit $100. Monthly maintenance fee $10 unless you have $10,000 daily ledger balance.
24/7 Live Customer Service (Telephone)
More than 4,700 ATMs across the country
Minimum opening deposit of $100 or $25 automatic monthly deposit. No monthly maintenance fees.
More than 3000 branches across the country.
Pricing information from published website as of 7/23/2021 based on 91107 zip code.
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 |  | |
US Bank | Chase | |
|---|---|---|
Benefits and Features | ||
| Savings | 0.01% APY. Minimum deposit $25. Monthly maintenance fee $4, unless you have $300 minimum daily ledger balance OR $1,000 average monthly collected balance. | Chase Savings: $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account OR for owners under 18. $0 to open. Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account. |
| CD | Standard Term CD: 0.05% - 0.25% APY. Terms ranging from 1 month - 60 months. Minimum deposit of $500. Maximum deposit $249,999. CD Special: 0.15% APY - 1.00% APY. Terms of 21 month - 59 months. Minimum deposit of $1,000. Maximum deposit $249,999. | Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee. |
| Checking | Easy Checking, Gold Checking Package, Platinum Checking Package | Chase Total Checking® Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open. Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open. Chase College Checking: No monthly service fee for college students age 17-24 at account opening with proof of student status, for up to 5 years. $0 to open. Chase Private Client Checking: For high net worth individuals who have $250,000 on deposit with Chase. |
| Money Market | 0.01% APY, depending on amount. Minimum opening deposit $100. Monthly maintenance fee $10 unless you have $10,000 daily ledger balance. | |
| Customer Service | 24/7 Live Customer Service (Telephone) | |
| ATMs | More than 4,700 ATMs across the country | |
| IRA Money Market | Minimum opening deposit of $100 or $25 automatic monthly deposit. No monthly maintenance fees. | |
| Locations | More than 3000 branches across the country. | |
| | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. US Bank: Pricing information from published website as of 7/23/2021 based on 91107 zip code. Chase: Pricing information and data points from published website as of 12/17/2020 | ||
US Bank Alternatives
Chase Total Checking® - $225 Bonus
- New Chase customers enjoy a $225 bonus when you open a new Chase Total Checking® account and set up direct deposit
- Access to 16,000 Chase ATMs and more than 4,700 branches
- Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
- Open your account online now
- Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
CIT Bank Money Market Account - 0.45% APY
- 0.45% APY
- $100 minimum opening deposit
- No monthly maintenance fee
- FDIC insured
HSBC Premier Checking - $450 Welcome Deposit
- Get a $450 Welcome Deposit for eligible new customers who open a new HSBC Premier checking account and complete the following qualifying activities.
- Open your new HSBC Premier checking account online by August 31, 2021; and
- Make recurring monthly Qualifying Direct Deposits totaling at least $5,000 from a third party to your HSBC Premier checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening.
- You will automatically receive the $450 Welcome Deposit in your new HSBC Premier checking account approximately eight weeks after completing all qualifying activities. It's that simple.
- Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
Online Savings Account - Earn 0.40% APY
- No fees
- No minimum opening deposit
- No minimum balance required
TD Beyond Checking - $300 Cash Bonus
- New customers who apply online for a TD Beyond Checking account can earn a $300 cash bonus after receiving direct deposits of $2,500 or more within 60 days. To qualify for this offer, you must be a U.S. resident and apply for the offer online. Offer is available in these states: CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
- Earn $300 when you receive direct deposits totaling $2,500 or more within 60 days
- Get more from your checking account. With TD Beyond Checking with Payback Plus, you'll earn interest and get reimbursed for non-TD ATM transactions, Rush Bill Payments and more.
- Monthly maintenance fee waived when you receive monthly direct deposits of $5,000 or more, or maintain a minimum daily balance of $2,500, or a combined balance of $25,000 across eligible TD accounts.
- TD fees waived at any ATM and non-TD fees reimbursed when you keep at least a $2,500 daily balance
- Overdraft Payback - Get overdraft fees automatically reversed up to two times a year.
- Get your money where it needs to go —fast— with Rush Bill Payments, Send Money with Zelle®, incoming wires and a reimbursement for one outgoing wire (domestic or international) per statement cycle.
- TD checking accounts come with an instant-issue debit card. And, you can pay with confidence with Zero Liability protection and 24/7 fraud monitoring.
- Monthly maintenance fee waived on one TD Simple CheckingSM account and any Savings and Money Market accounts. Plus, get free standard check orders, money orders, official bank checks and stop payments.
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