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PNC Bank Promotions
Read our in-depth review of PNC Bank to see why PNC Bank scored 3.5 stars out of 5. We like their virtual wallet tools, relatively easy to waive fees, and free student account.
Virtual Wallet with Performance Select Checking - $300 Cash Bonus
Earn $300 when you open a new Virtual Wallet with Performance Select checking account and do the following within 60 days of account opening: make qualified direct deposits totaling $5,000 AND make at least 10 PNC Bank Visa® Debit card purchases. Bonus will be awarded within 60-90 days of meeting the requirements. Available to residents of AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV.
Performance Select Checking - $300 Cash Bonus
Earn $300 when you open a new Performance Select Checking account and do the following within 60 days of account opening: make qualified direct deposits totaling $5,000 AND make at least 10 PNC Bank Visa® Debit card purchases. Bonus will be awarded within 60-90 days of meeting the requirements. Available to residents of AL, DE, FL, GA, IL, IN, KY, MD, MI, MO, NJ, NY, NC, OH, PA, SC, VA, WV, and WI.
Virtual Wallet with Performance Spend Checking - $200 Cash Bonus
Earn $200 when you open a new Virtual Wallet with Performance Spend Checking account and do the following within 60 days of account opening: make qualified direct deposits totaling $2,000 AND make at least 10 PNC Bank Visa® Debit card purchases. Bonus will be awarded within 60 days of meeting the requirements. Available to residents of AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV.
Performance Spend Checking - $200 Cash Bonus
Earn $200 when you open a new Performance Spend Checking account and do the following within 60 days of account opening: Make qualified direct deposits totaling $2,000 AND make at least 10 PNC Bank Visa® Debit card purchases. Bonus will be awarded within 60-90 days of meeting the requirements. Available to residents of AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV.
Virtual Wallet Checking - $50 Cash Bonus
Earn $50 when you open a new Virtual Wallet checking account and do the following within 60 days of account opening: make qualified direct deposits totaling $500 AND make at least 10 PNC Bank Visa® Debit card purchases. Bonus will be awarded within 60-90 days of meeting the requirements. Available to residents of AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV.
Business Checking - $200 Bonus
Open a new PNC Business Checking, PNC Business Checking Plus, or Analysis Business (including Treasury Enterprise Plan) account. Maintain a balance an average cycle balance of $5,000 in your new checking account for each of the first three statement cycles. Make at least 20 qualifying PNC Bank Visa Debit card transactions within the first three statement cycles. $200 bonus will be credited to your new business checking account within 90 days after all conditions have been met.
Refer a Co-Worker – $100 for Each Referral
Available to existing participants of PNC WorkPlace Banking. Earn $100 for every co-worker who opens an eligible WorkPlace Banking checking account. Your friend also gets a reward. Your friends must use your referral coupon when they apply. You can earn this bonus for up to 10 referrals per year, for a total of up to $1,000.
Compare Promotions
- Enjoy a $1,000 welcome bonus when you join Sapphire℠ Banking. Within 45 days, transfer a total of $75,000 or more in qualifying new money or securities to a combination of eligible personal checking, savings and/or investment accounts, (excludes any J.P. Morgan retirement accounts and CDs) and maintain that balance for 90 days.
- Enjoy a new kind of banking experience
- No ATM fees worldwide - down the street or around the globe
- Perks that add up - relationship rates, special access and help when you need it
- Open online in minutes
- Email my upgrade code
- Available in: AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KY, LA, MA, MD, MI, MS, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, TN, TX, UT, VA, WA, WI, WV
- Up to 1.25% APY
- No minimum balance requirements
- No fees to open or maintain account
- Overdraft Protection
- Daily Compounding Interest
- FDIC insured
- Cash back on all debit card purchases
- Up to 1.00% APY on savings
- No ATM fees
Chase Sapphire℠ Checking
Rewards Checking
Open Spend and Save Account - Earn up to 1.00% APY
PNC Bank Offers You May Have Missed
Don't miss another hot deal. Check back often at CreditDonkey.
Business Checking Preferred - $400 Cash Bonus
Earn $400 when you open a new Business Checking Preferred account and do the following within the first 3 statement cycles: Maintain a minimum average cycle balance of $25,000 AND make at least 10 PNC Bank Visa® Debit card purchases and/or PNC Bank Mobile Check Deposits. Bonus will be awarded within 90 days of meeting the requirements. Only available in the PNC Bank branch locations in the Central & Northern OH, DE, FL, Georgia-Alabama, Greater MD, KY, Southern IN, and Southwest PA markets. Only available to businesses with an annual revenue less than $5 million.
Business Checking Plus - $300 Cash Bonus
Earn $300 when you open a new Business Checking Plus account and do the following within the first 3 statement cycles: Maintain a minimum average cycle balance of $5,000 AND make at least 10 PNC Bank Visa® Debit card purchases and/or PNC Bank Mobile Check Deposits. Bonus will be awarded within 90 days of meeting the requirements. Only available in the PNC Bank branch locations in the Central & Northern OH, DE, FL, Georgia-Alabama, Greater MD, KY, Southern IN, and Southwest PA markets. Only available to businesses with an annual revenue less than $5 million.
Business Checking - $200 Cash Bonus
Earn $200 when you open a new Business Checking account and do the following within the first 3 statement cycles: Maintain a minimum average cycle balance of $1,500 AND make at least 10 PNC Bank Visa® Debit card purchases and/or PNC Bank Mobile Check Deposits. Bonus will be awarded within 90 days of meeting the requirements. Only available in the PNC Bank branch locations in the Central & Northern OH, DE, FL, Georgia-Alabama, Greater MD, KY, Southern IN, and Southwest PA markets. Only available to businesses with an annual revenue less than $5 million.
Business Checking - $100 Bonus
Earn $100 when you open a new Business Checking account and do the following: maintain the minimum average cycle balance of $1,500 for each of the first 3 statement cycles and make at least 10 total qualifying PNC Bank Visa Debit Card transactions within the first 3 statement cycles.
Business Checking Plus - $200 Bonus
Earn $200 when you open a new Business Checking Plus account and do the following: Maintain the minimum average cycle balance of $5,000 for each of the first 3 statement cycles and make at least 10 total qualifying PNC Bank Visa Debit Card transactions within the first 3 statement cycles.
Business Checking - $100 Bonus
Earn $100 when you open a new Business Checking account and do the following: Maintain the minimum average cycle balance of $1,500 for each of the first 3 statement cycles and make at least 10 total qualifying PNC Bank Visa Debit Card transactions and/or PNC Bank Mobile Check Deposits within the first 3 statement cycles. Terms Apply
Business Checking Plus - $200 Bonus
Earn $200 when you open a new Business Checking Plus account and do the following: Maintain the minimum average cycle balance of $5,000 for each of the first 3 statement cycles and make at least 10 total qualifying PNC Bank Visa Debit Card transactions and/or PNC Bank Mobile Check Deposits within the first 3 statement cycles. Terms Apply
Business Checking Preferred - $300 Bonus
Earn $300 when you open a new Business Checking Preferred account and do the following: Maintain the minimum average cycle balance of $25,000 for each of the first 3 statement cycles and make at least 10 total qualifying PNC Bank Visa Debit Card transactions and/or PNC Bank Mobile Check Deposits within the first 3 statement cycles. Terms Apply
PNC Merchant Services - $500 Bonus
Open a new PNC Merchant Services account with an initial term of at least three years. Process $10,000 or more in card transactions within the first three billing cycles. $500 will be credited to your PNC Merchant Services account within 90 days of the date meeting the account opening and activation requirements.
PNC Investments - Earn $1,500
Fill out request coupon to avail this offer. Open an eligible PNC Investments account using coupon. Fund account with at least $500,000 within 30 days of account opening to receive $1,500 bonus. Cash bonus will be credited into account within 90 days of confirmation of total qualifying net deposit.
PNC Bank has 2,600 branches in 19 states mostly on the East. Checking accounts offer a unique Virtual Wallet feature with financial tools to help achieve goals. Account fees are easily waived by meeting account balance or direct deposit requirements.
Checking Account Bonuses
PNC Bank frequently offers cash bonuses for new checking customers. Some deals are only available for residents of select States, so make sure you read the fine print carefully.
All PNC Bank checking accounts offer free online banking, bill pay, and mobile deposits.
Virtual Wallet Account
This is PNC Bank's signature product. This can be paired with any of PNC Bank's checking accounts. Here are some features:
- Checking & Savings together. You get a checking account (Spend), a short-term savings (Reserve), and high-interest savings (Growth) account. These accounts are designed to help achieve your current banking needs and short-term and long-term goals.
- Financial tools. This is the biggest perk of the Virtual Wallet account. There are a variety of financial tools to help you create a budget, keep track of your spending, set up goals, save, get "danger days" alerts, and more.
- Automatic overdraft protection. If you overdraw your Spend account, funds from your Reserve account will automatically be transferred to cover the overdraft. If you need it, your Growth account can serve as your secondary overdraft protection account.
- Earn relationship rates. When you meet certain debit card or direct deposit requirements, you'll earn the higher relationship rate on your Growth account for the following month.
- ATM fee reimbursement. Depending on which Virtual Wallet account you have, you can have some or all of non-PNC ATM fees reimbursed.
How to Avoid PNC Bank Checking Account Fees
PNC Bank offers these standard checking accounts:
- Standard Checking. The $7 monthly service fee can be waived if you: maintain an average account balance of $500, OR have combined monthly direct deposits of at least $500, OR are age 62 or older.
- Performance Checking. The $15 monthly service fee can be waived if you: maintain an average account balance of $2,000, OR have combined monthly direct deposits of at least $2,000 ($1,000 for WorkPlace Banking or Military Banking customers), OR have a combined balance of at least $10,000 in PNC deposit accounts, loans, and investments.
- Performance Select Checking. The $25 monthly service fee can be waived if you: maintain an average account balance of $5,000, OR have combined monthly direct deposits of at least $5,000, OR have a combined balance of at least $25,000 in PNC deposit accounts and investments.
In addition to standard checking, PNC Bank also offers these Virtual Wallet checking + savings accounts:
- Virtual Wallet Checking. The $7 monthly service fee can be waived if you: maintain an average monthly balance of $500 in Spend and Reserve, OR have at least $500 in direct deposits per month to the Spend, OR are a qualified student, OR are age 62 or older.
- Virtual Wallet with Performance Spend. The $15 monthly service fee can be waived if you: maintain an average monthly balance of $2,000 in Spend and Reserve, OR have at least $2,000 in direct deposits per month to the Spend ($1,000 for WorkPlace Banking or Military Banking customers), OR have a combined balance of at least $10,000 in PNC deposit accounts, loans, and investments.
- Virtual Wallet with Performance Select. The $25 monthly service fee can be waived if you: maintain an average monthly balance of $5,000 in Spend and Reserve, OR have at least $5,000 in direct deposits per month to the Spend, OR have a combined balance of at least $25,000 in PNC deposit accounts and investments.
- Virtual Wallet Student. There is no monthly service fee with proof of active student status for 6 years.
Highlights
0.01% APY (0.05% APY - 0.10% APY Relationship rates). Minimum deposit of $25. $5 monthly service charge unless you have 1) $300 monthly average monthly balance, or 2) if you are under 18 years old, or 3) set up an Auto Savings transfer of $25 or more each month from your PNC Checking account to your Savings account.
0.04% - 1.00% APY. Minimum deposit $1,000 - $10,000 (depending on account type and term). Terms range from 7 days to 10 years.
0.02% - 0.16% APY. Minimum deposit is $100. Maximum deposit is $10,000. Monthly service charge of $12 unless you have $5,000 average monthly balance.
Mon-Fri 7:00 am - 10:00 pm, (ET)
Sat & Sun 8:00 am - 5:00 pm (ET)
15,000 ATMs across 37 states and the District of Columbia.
0.04% - 1.00% APY. Minimum deposit $1,000 - $10,000 (depending on account type and term). Terms range from 7 days to 10 years.
2,400 PNC branches across 20 states.
Pricing information from published website as of 12/06/2019 based on 19899 zip code.
PNC Bank | Wells Fargo | |
|---|---|---|
Benefits and Features | ||
| Savings | 0.01% APY (0.05% APY - 0.10% APY Relationship rates). Minimum deposit of $25. $5 monthly service charge unless you have 1) $300 monthly average monthly balance, or 2) if you are under 18 years old, or 3) set up an Auto Savings transfer of $25 or more each month from your PNC Checking account to your Savings account. | 0.01% APY. Minimum opening deposit of $25. Monthly service fee of $5, unless you maintain a minimum daily balance of $300, or are under the age of 18. |
| CD | 0.04% - 1.00% APY. Minimum deposit $1,000 - $10,000 (depending on account type and term). Terms range from 7 days to 10 years. | Standard Term CD: 0.05% - 0.35% APY. Terms of 3 months to 1 year. Minimum deposit of $2,500. Special CD: 1.15% - 1.50% APY. Terms of 9, 29, and 39 months. Minimum deposit of $5,000. Bonus of up to 1.55% APY if you maintain a linked Wells Fargo Prime/Portfolio Checking account. |
| Money Market | 0.02% - 0.16% APY. Minimum deposit is $100. Maximum deposit is $10,000. Monthly service charge of $12 unless you have $5,000 average monthly balance. | Also known as the Platinum Savings Account. 0.05% APY. Minimum opening deposit of $25. $12 monthly service fee, unless you maintain a minimum daily balance of $3,500. Bonus APY of 0.10% requires account linked to Portfolio by Wells Fargo® relationship. |
| Customer Service | Mon-Fri 7:00 am - 10:00 pm, (ET) Sat & Sun 8:00 am - 5:00 pm (ET) | Available 24 hours a day, 7 days a week. |
| ATMs | 15,000 ATMs across 37 states and the District of Columbia. | More than 13,000 ATMs across the country. |
| IRA CD | 0.04% - 1.00% APY. Minimum deposit $1,000 - $10,000 (depending on account type and term). Terms range from 7 days to 10 years. | Standard Term CD: 0.01% - 0.35% APY. Terms of 1 month to 114 months. Minimum deposit of $1,000. Special CD: 1.15% - 1.50% APY. Terms of 9, 29, and 39 months. Minimum deposit of $2,500. Bonus of up to 1.55% APY if you maintain a linked Wells Fargo Prime/Portfolio Checking account. |
| IRA Money Market | 0.03% - 0.05% APY. $100 minimum opening deposit. | |
| Locations | 2,400 PNC branches across 20 states. | Approximately 5,400 retail banking branches coast to coast. |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. PNC Bank: Pricing information from published website as of 12/06/2019 based on 19899 zip code. Wells Fargo: Pricing information from published website as of 12/06/19 based on 91107 zip code. | ||
PNC Investments Managed Account - $125 Bonus
Invest $25,000 - $49,999 in a new or an existing PNCI Managed Account and get $125 bonus. Deposits must be completed within 30 days of a new account opening. Net deposit amount must be maintained in the PNCI Managed Account for at least 12 months or PNCI may charge back the value of the cash bonus.
PNC Investments Managed Account - $250 Bonus
Invest $50,000 - $99,999 in a new or an existing PNCI Managed Account and get $250 bonus. Deposits must be completed within 30 days of a new account opening. Net deposit amount must be maintained in the PNCI Managed Account for at least 12 months or PNCI may charge back the value of the cash bonus.
PNC Investments Managed Account - $500 Bonus
Invest $100,000 - $174,999 in a new or an existing PNCI Managed Account and get $500 bonus. Deposits must be completed within 30 days of a new account opening. Net deposit amount must be maintained in the PNCI Managed Account for at least 12 months or PNCI may charge back the value of the cash bonus.
PNC Investments Managed Account - $1,000 Bonus
Invest $175,000 - $249,999 in a new or an existing PNCI Managed Account and get $1,000 bonus. Deposits must be completed within 30 days of a new account opening. Net deposit amount must be maintained in the PNCI Managed Account for at least 12 months or PNCI may charge back the value of the cash bonus.
PNC Investments Managed Account - $1,500 Bonus
Invest $250,000 - $374,999 in a new or an existing PNCI Managed Account and get $1,500 bonus. Deposits must be completed within 30 days of a new account opening. Net deposit amount must be maintained in the PNCI Managed Account for at least 12 months or PNCI may charge back the value of the cash bonus.
PNC Investments Managed Account - $2,250 Bonus
Invest $375,000 - $499,999 in a new or an existing PNCI Managed Account and get $2,250 bonus. Deposits must be completed within 30 days of a new account opening. Net deposit amount must be maintained in the PNCI Managed Account for at least 12 months or PNCI may charge back the value of the cash bonus.
PNC Investments Managed Account - $3,250 Bonus
Invest $500,000 - $749,999 in a new or an existing PNCI Managed Account and get $3,250 bonus. Deposits must be completed within 30 days of a new account opening. Net deposit amount must be maintained in the PNCI Managed Account for at least 12 months or PNCI may charge back the value of the cash bonus.
PNC Investments Managed Account - $5,000 Bonus
Invest $750,000 or more in a new or an existing PNCI Managed Account and get $5,000 bonus. Deposits must be completed within 30 days of a new account opening. Net deposit amount must be maintained in the PNCI Managed Account for at least 12 months or PNCI may charge back the value of the cash bonus.
PNC Merchant Services - $300 Bonus
Open a new PNC Merchant Services account with an initial term of at least three years. Purchase or lease a Clover device (excluding Clover Go) or Payeezy Gateway and activate the device within the first three billing cycles. $300 will be credited to your PNC Merchant Services account within 90 days of the date meeting the account opening and activation requirements.
PNC Merchant Services - $500 Bonus
Open a new PNC Merchant Services account with an initial term of at least three years. Process $10,000 or more within the first three billing cycles. $500 will be credited to your PNC Merchant Services account within 90 days of the date meeting the account opening and activation requirements.
Beat Offer: Get $1,000 with PNC Merchant Services
PNC Bank is giving $1,000 PNC Visa gift card if they can't beat merchant's current payment processing fees. $1,000 PNC Visa gift card will be issued within 60 days of the cost comparison analysis. Offer is for new PNC Merchant Services accounts only. See promotion link for more details.
PNC Bank Alternatives
- Enjoy a $1,000 welcome bonus when you join Sapphire℠ Banking. Within 45 days, transfer a total of $75,000 or more in qualifying new money or securities to a combination of eligible personal checking, savings and/or investment accounts, (excludes any J.P. Morgan retirement accounts and CDs) and maintain that balance for 90 days.
- Enjoy a new kind of banking experience
- No ATM fees worldwide - down the street or around the globe
- Perks that add up - relationship rates, special access and help when you need it
- Open online in minutes
- Email my upgrade code
- Available in: AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KY, LA, MA, MD, MI, MS, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, TN, TX, UT, VA, WA, WI, WV
- No fees
- No minimum opening deposit
- No minimum balance required
- Up to 1.25% APY
- No minimum balance requirements
- No fees to open or maintain account
- Overdraft Protection
- Daily Compounding Interest
- FDIC insured
- Earn 2.00% APY on balances of $10,000 and above
- Member FDIC
Chase Sapphire℠ Checking
Online Savings Account - Earn 1.70% APY
Rewards Checking
UFB High Yield Savings - Earn up to 2.00% APY
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