PNC Bank Promotions
Read our in-depth review of PNC Bank to see why PNC Bank scored 3.5 stars out of 5. We like their virtual wallet tools, relatively easy to waive fees, and free student account.
Virtual Wallet with Performance Select Checking - $400 Bonus
Open a new Virtual Wallet with Performance Select checking account and make qualifying direct deposits totaling $5,000 or more within 60 days of account opening. Bonus will be awarded within 60-90 days of meeting the requirements.
Virtual Wallet Checking Pro - $200 Bonus
Open a new Virtual Wallet Checking Pro online. Set up and receive qualifying direct deposits totaling $2,000 or more within 60 days of account opening.
Virtual Wallet with Performance Spend Checking - $200 Bonus
Open a new Virtual Wallet with Performance Spend checking account and make qualifying direct deposits totaling $2,000 or more within 60 days of account opening. Bonus will be awarded within 60-90 days of meeting the requirements.
Virtual Wallet Checking - $100 Bonus
Open a new Virtual Wallet checking account and make qualified direct deposits totaling $500 or more within 60 days of account opening. Bonus will be awarded within 60-90 days of meeting the requirements.
High Yield Savings Account - 4.65% APY
- $0 opening deposit
- No fees to open or maintain account
- $1 minimum balance to earn interest
Business Checking Account - $500 Bonus
Open a new PNC Treasury Enterprise Plan or Analysis Business Checking account. Maintain an average ledger balance of $30,000 in your new checking account for each of the first three statement cycles.
This offer is only available to businesses with an annual revenue of less than $5 million. All existing business checking customers, including those who have closed an account in the past 90 days or has been paid a promotional premium in the past 12 months are not eligible for this offer. $500 bonus will be credited to your new business checking account within 90 days after all conditions have been met.
Business Checking Account - $200 Bonus
Open a new PNC Business Checking or PNC Business Checking Plus account. Maintain an average ledger balance of $5,000 in your new checking account for each of the first three statement cycles. Make at least 20 qualifying PNC Bank Visa Debit card transactions within the first three statement cycles.
This offer is only available to businesses with an annual revenue of less than $5 million. All existing business checking customers, including those who have closed an account in the past 90 days or have been paid a promotional premium in the past 12 months are not eligible for this offer. $200 bonus will be credited to your new business checking account within 90 days after all conditions have been met.
PNC Virtual Wallet Student
- No monthly fees for students
- $0 opening deposit
- Includes Spend, Reserve, and Growth accounts
- $5 reimbursement of non-PNC ATM surcharge fee per statement period
PNC Bank Promotional CD
| Term | APY |
|---|---|
| 4 Month | Up to 5.25% |
| 7 Month | 5.00% |
| 9 Month | 0.05% |
| 13 Month | 2.00% |
| 19 Month | 1.25% |
| 25 Month | 1.50% |
| 37 Month | 1.75% |
| 61 Month | 2.00% |
Rates are for balances of $1,000 or more. Rates are for Pasadena, California, and may vary per location.
PNC Bank Standard CD
| Term | APY |
|---|---|
| 1 Month | 0.01 - 0.03% |
| 3 Months | 0.01 - 0.03% |
| 6 Months | 0.01 - 0.03% |
| 12 Months | 0.01 - 0.03% |
| 18 Months | 0.01 - 0.03% |
| 24 Months | 0.01 - 0.03% |
| 36 Months | 0.01 - 0.03% |
| 48 Months | 0.01 - 0.03% |
| 60 Months | 0.01 - 0.03% |
| 84 Months | 0.01 - 0.03% |
| 120 Months | 0.01 - 0.03% |
Rates are for Pasadena, California, and may vary per location.
PNC Standard Savings - Relationship Rates
| Balance to Earn Interest | APY |
|---|---|
| $1.00 - $2,499.99 | 0.02% |
| $2,500.00 or more | 0.03% |
PNC Standard Savings - Standard Rates
| Balance to Earn Interest | APY |
|---|---|
| $1.00 - $2,499.99 | 0.01% |
| $2,500.00 or more | 0.01% |
Compare Promotions
Citi Priority - Earn up to $2,000 Cash Bonus
- Earn up to $2,000 when you open a new eligible Citi checking account and enroll in the offer the same day
- New to Relationship customers can choose their Relationship Tier.
- Within 20 days of opening, deposit the minimum amount of new-to-Citibank funds.
- Maintain a minimum balance for 60 consecutive calendar days from the 21st day.
- If your balance falls to a lower Balance Level at any point during the maintenance period, the bonus changes.
- Bonus will be paid within 30 days after you successfully complete all required activities.
- Restrictions apply.
Discover Online Savings - $200 Cash Bonus
To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account, online, in the Discover App or by phone. Enter Offer Code CY923 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200.
What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is interest and subject to reporting on Form 1099-INT. Offer ends 12/14/2023, 11:59 PM ET. Offer may be modified or withdrawn without notice. See advertiser website for full details.
Chase Total Checking® - $200 Bonus
- New Chase checking customers enjoy a $200 bonus when you open a Chase Total Checking® account with qualifying activities
- Access to more than 15,000 Chase ATMs and more than 4,700 branches
- Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
- JPMorgan Chase Bank, N.A. Member FDIC
- Open your account online now
- Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
- Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
Bank of America Business Advantage Checking Account - $200 Bonus Offer
- Open a new eligible business checking account by December 31, 2023
- Make Qualifying Deposits* of $5,000 or more in new money within 30 days of opening the new eligible business checking account
- Maintain an average balance of $5,000 for the next 60 days (day 31-90) during the maintenance period**
**The maintenance period begins thirty-one (31) days after account opening and ends ninety (90) calendar days after account opening.
Member FDIC
U.S. Bank Smartly® Checking and Standard Savings - Up to $800 Bonus NEW
Earn up to $500 with a new Bank Smartly Checking account. Complete the following within 90 days of account opening:
- Enroll in online banking or the U.S. Bank Mobile App
- Make two or more direct deposit(s) totaling $5,000 to $9,999.99 to earn $300 or $10,000 or more to earn $500
Earn up to $200 with a new Standard Savings account.
- Make new money deposit(s) totaling $25,000 by January 31, 2024
- Maintain that balance until July 31, 2024
Earn an additional $100 by fulfilling both the Bank Smartly Checking and Standard Savings requirements!
Offer may not be available if you live outside of the U.S. Bank footprint.
PNC Bank Trending Offers
| 1 hour ago | Virtual Wallet with Performance Select Checking - $400 Bonus selected by a visitor from New York |
| 5 hours ago | Virtual Wallet Checking - $100 Bonus selected by a visitor from California |
| 6 hours ago | Virtual Wallet with Performance Spend Checking - $200 Bonus selected by a visitor from Michigan |
| Yesterday | High Yield Savings Account - 4.65% APY selected by a visitor from Illinois |
| Yesterday | PNC Virtual Wallet Student selected by a visitor from California |
PNC Bank has approximately 2,400 branches in 28 states mostly on the East. Checking accounts offer a unique Virtual Wallet feature with financial tools to help achieve goals. Account fees are easily waived by meeting account balance or direct deposit requirements.
Checking Account Bonuses
PNC Bank frequently offers cash bonuses for new checking customers. Some deals are only available for residents of select States, so make sure you read the fine print carefully.
- Virtual Wallet with Performance Select Checking:
$400 Bonus - Virtual Wallet Checking Pro:
$200 Bonus - Virtual Wallet with Performance Spend Checking:
$200 Bonus - Virtual Wallet Checking:
$100 Bonus - Business Checking Account:
$500 Bonus - Business Checking Account:
$200 Bonus
All PNC Bank checking accounts offer free online banking, bill pay, and mobile deposits.
Virtual Wallet Account
This is PNC Bank's signature product. This can be paired with any of PNC Bank's checking accounts. Here are some features:
- Checking & Savings together. You get a checking account (Spend), a short-term savings (Reserve), and high-interest savings (Growth) account. These accounts are designed to help achieve your current banking needs and short-term and long-term goals.
- Financial tools. This is the biggest perk of the Virtual Wallet account. There are a variety of financial tools to help you create a budget, keep track of your spending, set up goals, save, get "danger days" alerts, and more.
- Automatic overdraft protection. If you overdraw your Spend account, funds from your Reserve account will automatically be transferred to cover the overdraft. If you need it, your Growth account can serve as your secondary overdraft protection account.
- Earn relationship rates. When you meet certain debit card or direct deposit requirements, you'll earn the higher relationship rate on your Growth account for the following month.
- ATM fee reimbursement. Depending on which Virtual Wallet account you have, you can have some or all of non-PNC ATM fees reimbursed.
How to Avoid PNC Bank Checking Account Fees
PNC Bank offers these standard checking accounts:
- Standard Checking. The $7 monthly service fee can be waived if you: maintain an average monthly balance of $500, OR have qualifying monthly direct deposits of at least $500, OR are age 62 or older, OR you link this account as a benefit account to your Performance Select checking or Virtual Wallet with Performance Select.
- Performance Checking. The $15 monthly service fee can be waived if you: maintain an average account balance of $2,000, OR have qualifying monthly direct deposits of at least $2,000 ($1,000 for WorkPlace Banking or Military Banking customers), OR have a combined average monthly balance of at least $10,000 in all linked PNC deposit accounts.
- Performance Select Checking. The $25 monthly service fee can be waived if you: maintain a combined average monthly balance of $5,000, OR have qualifying monthly direct deposits of at least $5,000, OR have a combined average monthly balance of at least $25,000 in all linked PNC deposit accounts and investments.
In addition to standard checking, PNC Bank also offers these Virtual Wallet checking + savings accounts:
- Virtual Wallet. The $7 monthly service fee can be waived if you: maintain a combined average monthly balance of $500 in Spend and/or Reserve, OR have at least $500 in qualifying monthly direct deposits to the Spend, OR are age 62 or older.
- Virtual Wallet with Performance Spend. The $15 monthly service fee can be waived if you: maintain a combined average monthly balance of $2,000 in Spend and/or Reserve, OR have at least $2,000 in qualifying monthly direct deposits to the Spend during the statement period ($1,000 for WorkPlace Banking or Military Banking customers), OR have a combined average balance of at least $10,000 in all linked PNC deposit accounts.
- Virtual Wallet with Performance Select. The $25 monthly service fee can be waived if you: maintain a combined average monthly balance of $5,000 in Spend and up to 7 PNC Bank consumer checking accounts you have chosen to link (including Reserve), OR have at least $5,000 in qualifying monthly direct deposits to the Spend during the statement period, OR have a combined average monthly balance of at least $25,000 in all linked PNC deposit accounts and investments.
- Virtual Wallet Student. There is no monthly service fee with proof of active student status for 6 years.
Highlights
4.65% APY
Pricing information from published website as of 11/24/2023 based on 91107 zip code.
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| Learn More | Visit Site | |
PNC Bank | Chase | |
|---|---|---|
Benefits and Features | ||
| Savings |
| |
| CD | Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee. | |
| Checking |
| |
| ATMs | ||
| Locations | ||
| Learn More | Visit Site | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. PNC Bank: Pricing information from published website as of 11/24/2023 based on 91107 zip code. Chase: Pricing information and data points from published website as of 11/24/2023. | ||
PNC Bank Alternatives
Chase Secure Banking℠ - $100 Bonus
- New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
- Set up direct deposit and you may get your money up to two business days early-exclusively for Chase Secure Banking℠ customers.
- No minimum deposit to open an account and get started plus no overdraft fees with a Chase debit card that helps you stay within your balance.
- Track your credit score, get a personalized action plan provided by Experian™ to help improve your score and receive identity monitoring for free through Chase Credit Journey®.
- Chase Secure Banking℠ customers told us they save an average of $50 a month on fees after opening their account.
- JPMorgan Chase Bank, N.A. Member FDIC.
- Pay bills, cash checks and send or receive money with Zelle® all for a $4.95 monthly service fee.
- Bank from anywhere with access to more than 15,000 Chase ATMs, more than 4,700 Chase branches, the Chase Mobile® app and Chase.com.
Business Advantage Fundamentals™ Banking
- No fee for first 200 transactions per statement cycle
- No fee for first $7,500 in cash deposited per statement cycle
- Waive the $16 monthly fee in a variety of ways
Silver Business Checking Package - Up to $800 Bonus
Earn up to an $800 bonus when you open a new, eligible U.S. Bank business checking account online with promo code Q3AFL23 and complete qualifying activities, subject to certain terms and limitations. Offer valid through January 8, 2024. Member FDIC. Complete these steps to earn the offer:
Earn your $350.
- Complete $5,000 in new money deposits within 30 days of account opening and maintain for 60 days after account opening.
Earn your $800.
- Complete $25,000 in new money deposits within 30 days of account opening and maintain for 60 days after account opening.
TD Beyond Checking - $300 Cash Bonus
- New customers who apply online for a TD Beyond Checking account can earn a $300 cash bonus after receiving direct deposits of $2,500 or more within 60 days. To qualify for this offer, you must be a U.S. resident and apply for the offer online. Offer is available in these states: CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
- Three ways to go monthly maintenance fee-free: Monthly Maintenance fee waived when you set up direct deposits of $5,000 or more within a statement cycle, maintain a $2,500 minimum daily balance, or have a $25,000 combined balance across eligible TD accounts.
- ATM perks: TD fees waived at any ATM and non-TD fees reimbursed when you keep at least a $2,500 daily balance
- A little extra time. A lot of extra relief: Avoid fees with Grace Period, which gives you until 11 PM ET the next business day to fix an overdraft. Make sure your available balance is at least $0 by depositing enough to cover the overdrawn balance plus any additional transactions and TD will refund the overdraft fee to your checking account.
- Fast and secure payments: TD Bank debit cards are backed by the Zero Liability guarantee and 24/7 fraud monitoring
- Convenient locations with the longest hours around: We have over 1,100 locations from Maine to Florida that's open early, late, and weekends.
- Get reimbursed for fees including two overdraft fees per year, all Rush Bill Payments, and one outgoing wire per statement cycle (domestic or international).
- Additional TD Bank checking account perks worth talking about: Get 24/7 access to all your TD accounts with Online & Mobile Banking, plus Bill Pay, Send
- Money with Zelle®, Mobile Deposit and Online Statements.
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