Wells Fargo Promotions

Wells Fargo Offers You May Have Missed

Don't miss another hot deal. Check back often at CreditDonkey.

$300

Business Checking Account – $300 Cash Bonus

Earn $300 when you open a new Wells Fargo Simple Business, Business Choice, or Platinum Business checking account by 12/31/2018 and complete the following steps:

Fund your new business checking account with at least $25 minimum opening deposit
Deposit at least $1,000 into your new business checking account by Day 10
Have at least $1,000 minimum balance by Day 60
Make 5 or more qualifying transactions by Day 60

To apply, get your personalized offer code online and bring it into your local branch. Not available for residents of LA, OK, MO, KY, WV, MA, VT, NH, ME, and HI.

Go to Wells Fargo Website

Expired 12/31/2018

$400

Consumer Checking Account - $400 Bonus

Open an eligible consumer checking account online or bring a bonus offer code to a participating Wells Fargo branch. Minimum opening deposit is $25. Within 90 days of account opening, receive a total of $4,000 or more in qualifying direct deposits to your new checking account. After the initial 90 days of account opening, your bonus will be paid within the next 30 days if you have met all offer requirements.

Go to Wells Fargo Website

Expired 7/14/2020

$400

Consumer Checking Account - $400 Bonus

Go to Wells Fargo Website

Expired 7/14/2020

$500

Business Checking Account - $500 Bonus

Open a new Business Choice, Platinum Business, or Analyzed Business Checking Account using unique offer code. Minimum opening deposit is $25. Maintain a $15,000 minimum balance in your new business checking account on Day 30 and on Day 90 of account opening. Have 5 or more posted qualifying transactions to the same account by Day 90. $500 bonus will be deposited to your business checking account within 30 days after meeting all requirements. Offer excluded in the following states: Hawaii, Kentucky, Louisiana, Maine, Massachusetts, Michigan, Missouri, New Hampshire, Indiana, Ohio, Oklahoma, Rhode Island, Vermont, and West Virginia.

Go to Wells Fargo Website

Expired 12/31/2019

$400

Consumer Checking Account - $400 Bonus

Open an Everyday Checking account online or bring a bonus offer code to a participating Wells Fargo branch and open an eligible consumer checking account. Minimum deposit of $25. To qualify for the bonus, within 150 days of account opening, receive a cumulative monthly total of $3,000 or more in qualifying direct deposits each month to the checking account opened for this bonus offer for three consecutive months.

Go to Wells Fargo Website

Expired 12/31/2019

$650

Checking and Savings Account - $650 Bonus

Get $400 when you open a new eligible Wells Fargo checking account with a minimum opening deposit of $25. Use offer code when opening account. Within 150 days of account opening, you must have a total of at least $3,000 each month in qualifying direct deposits for three consecutive months. Get $250 when you open a new eligible Wells Fargo savings account in branch with a minimum opening deposit of $25. Use offer code when opening account. Deposit at least $15,000 in new money within 10 days of account opening. Maintain a minimum daily balance of at least $15,000 for 90 days from account opening. Bonus will be deposited to your new accounts within 45 days after meeting all offer requirements.

Go to Wells Fargo Website

Expired 12/5/2019

$250

Savings Account - $250 Bonus

Open a new eligible Wells Fargo savings account in branch with a minimum opening deposit of $25. Use offer code when opening account. Deposit at least $15,000 in new money within 10 days of account opening. Maintain a minimum daily balance of at least $15,000 for 90 days from account opening. Bonus will be deposited to your new savings account within 45 days after meeting all offer requirements.

Go to Wells Fargo Website

Expired 12/5/2019

$500

Business Checking Account - $500 Bonus

Open a new eligible Wells Fargo business checking account using offer code in a Wells Fargo branch. Fund the new business checking account with a minimum opening deposit of $25. Have a minimum balance of $15,000 in your new business checking account on Day 30 and on Day 90 of account opening and have 5 or more qualifying transactions posted to the same account by Day 90. Offer excluded in the following states: Hawaii, Kentucky, Louisiana, Maine, Massachusetts, Michigan, Missouri, New Hampshire, Indiana, Ohio, Oklahoma, Rhode Island, Vermont, and West Virginia.

Go to Wells Fargo Website

Expired 8/30/2019

$400

Everyday Checking Account - $400 Bonus

Open a new Everyday Checking account with a minimum opening deposit of $25. Set up and receive a monthly cumulative total of $3,000 in qualifying direct deposits into your new account for 3 consecutive months. Your $400 bonus will be deposited to your account within 45 days after completing requirements. This is an exclusive, online-only offer and is not valid for branch or phone account opens.

Go to Wells Fargo Website

Expired 7/26/2019

$300

Business Checking Account - $300 Bonus

Open a new Wells Fargo Simple Business, Business Choice, or Platinum Business checking account with a minimum opening deposit of $25. Use your unique bonus offer code when you open the new business checking account. Deposit $1,000 or more into the account within 10 days of opening. By day 60 of account opening, account must have a $1,000 minimum balance and have 5 or more posted qualifying transactions to qualify for the bonus. Bonus will be deposited into your new business checking account within 30 days after meeting all eligibility and offer requirements. Offer excluded in the following states: HI, KY, LA, ME, MA, MI, MO, NH, IN, OH, OK, RI, VT, and WV.

Go to Wells Fargo Website

Expired 6/29/2019

Wells Fargo Bonus Promotions

Credit Card Promotions

Wells Fargo Cash Wise offers a $150 cash rewards bonus after you spend $500 within the first 3 months. This card earns 1.5% cash rewards on purchases. There is a 0% intro APR for 15 months on purchases and balance transfers. After that, a 14.49% - 24.99% variable APR. Balance transfer fees apply. There is a $0 annual fee.
Wells Fargo Platinum offers 0% intro APR for 18 months on purchases and balance transfers. After that, a 16.49%-24.49% variable APR. Balance transfer fees apply. There is a $0 annual fee.

Checking Accounts

Wells Fargo frequently offers cash bonuses for new checking customers. Some deals are only available for residents of select cities, so make sure you read the fine print carefully.

Wells Fargo checking accounts offer free mobile banking, account alerts, and free online bill pay. Accessing your money is convenient with free access to over 13,000 ATMs nationwide.

Everyday Checking Account Features

This is Wells Fargo's most popular checking account. It requires a minimum deposit of $25. Here are some unique features:

Optional Overdraft Protections. Wells Fargo offers a few protection options in cases of accidental over-withdrawal. Overdraft Rewind erases the overdraft if you receive a direct deposit that covers the amount by the next day. You can also link a savings and/or credit account and funds from that account will be used to cover overdrafts. Or when your balance isn't enough, you can choose to go through with the transaction only if you approve it.
Card-free ATM access. If you need to withdraw money, but forgot your card at home, you can access Wells Fargo ATMs with a code instead. From your Wells Fargo mobile app, you can request a one-time code. Then you'll be able to complete any available ATM transactions. This feature is free.
Pause lost debit card. If you misplaced your debit card, you can temporarily turn it off so others can't use it. Once you've found it, just simply turn it back on.
Custom debit card. You can design your debit card to reflect your personal style. You can choose your own photo or one from Well Fargo's image library for your debit card.

There is a $10 monthly service fee, but it can be waived by doing just ONE of the following:

Make at least 10 posted purchases/payments each month on your debit card
Have at least $500 each month in qualified direct deposits
Maintain a $1,500 minimum daily balance
Link a Wells Fargo Campus ATM or Campus Debit Card

In-Depth Review

Highlights

Savings
0.01% APY. Minimum opening deposit of $25. Monthly service fee of $5, unless you maintain a minimum daily balance of $300, or are under the age of 18.

Compare: Wells Fargo vs CIT Bank

CD
Standard Term CD: 0.01% APY. Terms of 3 months to 1 year. Minimum deposit of $2,500. Special CD: 0.01% APY. Terms of 5 months. Minimum deposit of $5,000. Bonus of up to 0.02% APY if you maintain a linked Portfolio by Wells Fargo relationship.

Compare: Wells Fargo vs Axos Bank

Money Market
Also known as the Platinum Savings Account. 0.01% APY. Minimum opening deposit of $25. $12 monthly service fee, unless you maintain a minimum daily balance of $3,500. Bonus APY of 0.02% requires account linked to Portfolio by Wells Fargo relationship.

Compare: Wells Fargo vs Discover Bank

Customer Service
Available 24 hours a day, 7 days a week.

ATMs
More than 13,000 ATMs across the country.

IRA CD
Standard Term CD: 0.01% APY. Terms of 1 month to 144 months. Minimum deposit of $1,000. Special CD: 0.01% APY. Terms of 5 months. Minimum deposit of $2,500. Bonus of up to 0.02% APY if you maintain a linked Wells Fargo Prime/Portfolio Checking account.

IRA Money Market
0.01% APY. $100 minimum opening deposit.

Locations
Approximately 5,400 retail banking branches coast to coast.

Pricing information from published website as of 09/25/2020 based on 91107 zip code.

	Wells Fargo	Chase


	Benefits and Features
Stock Trading
Savings	0.01% APY. Minimum opening deposit of $25. Monthly service fee of $5, unless you maintain a minimum daily balance of $300, or are under the age of 18.	Chase Savings: $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account OR for owners under 18. $0 to open. Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account.
CD	Standard Term CD: 0.01% APY. Terms of 3 months to 1 year. Minimum deposit of $2,500. Special CD: 0.01% APY. Terms of 5 months. Minimum deposit of $5,000. Bonus of up to 0.02% APY if you maintain a linked Portfolio by Wells Fargo relationship.	Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee.
Checking		Chase Total Checking: Basic checking account. $12 service fee waived with an average beginning day balance of $1,500 OR direct deposits of at least $500 each month. $0 minimum balance to open. Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open. Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open. Chase College Checking: No monthly service fee for college students age 17-24 at account opening with proof of student status, for up to 5 years. $0 to open. Chase Private Client Checking: For high net worth individuals who have $250,000 on deposit with Chase.
Money Market	Also known as the Platinum Savings Account. 0.01% APY. Minimum opening deposit of $25. $12 monthly service fee, unless you maintain a minimum daily balance of $3,500. Bonus APY of 0.02% requires account linked to Portfolio by Wells Fargo relationship.
Customer Service	Available 24 hours a day, 7 days a week.
ATMs	More than 13,000 ATMs across the country.
IRA CD	Standard Term CD: 0.01% APY. Terms of 1 month to 144 months. Minimum deposit of $1,000. Special CD: 0.01% APY. Terms of 5 months. Minimum deposit of $2,500. Bonus of up to 0.02% APY if you maintain a linked Wells Fargo Prime/Portfolio Checking account.
IRA Money Market	0.01% APY. $100 minimum opening deposit.
Locations	Approximately 5,400 retail banking branches coast to coast.

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Wells Fargo: Pricing information from published website as of 09/25/2020 based on 91107 zip code. Chase: Pricing information from published website as of 07/02/2020

Articles on Wells Fargo

Is Wells Fargo A Good Bank

Wells Fargo offers nationwide access with thousands of ATMs and branch locations. But are their checkings and savings accounts right for you? Read on to see the best options.