Wells Fargo Promotions

Read our in-depth review of Wells Fargo.

If you're looking for bank promotions, you must check out these offers.

Current Promotion

$650

Checking and Savings Account - $650 Bonus

Get $400 when you open a new eligible Wells Fargo checking account with a minimum opening deposit of $25. Use offer code when opening account. Within 150 days of account opening, you must have a total of at least $3,000 each month in qualifying direct deposits for three consecutive months. Get $250 when you open a new eligible Wells Fargo savings account in branch with a minimum opening deposit of $25. Use offer code when opening account. Deposit at least $15,000 in new money within 10 days of account opening. Maintain a minimum daily balance of at least $15,000 for 90 days from account opening. Bonus will be deposited to your new accounts within 45 days after meeting all offer requirements.

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Expires 12/31/2019

$400

Consumer Checking Account - $400 Bonus

Open an Everyday Checking account online or bring a bonus offer code to a participating Wells Fargo branch and open an eligible consumer checking account. Minimum deposit of $25. To qualify for the bonus, within 150 days of account opening, receive a cumulative monthly total of $3,000 or more in qualifying direct deposits each month to the checking account opened for this bonus offer for three consecutive months.

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Expires 12/31/2019

$250

Savings Account - $250 Bonus

Open a new eligible Wells Fargo savings account in branch with a minimum opening deposit of $25. Use offer code when opening account. Deposit at least $15,000 in new money within 10 days of account opening. Maintain a minimum daily balance of at least $15,000 for 90 days from account opening. Bonus will be deposited to your new savings account within 45 days after meeting all offer requirements.

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Expires 12/31/2019

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CIT Bank Savings Builder - Up to $300 Bonus

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Expires 12/31/2019

Conditions Apply

Chase Sapphire℠ Checking

Enjoy a $1,000 welcome bonus when you join Sapphire℠ Banking. Within 45 days, transfer a total of $75,000 or more in qualifying new money or securities to a combination of eligible personal checking, savings and/or investment accounts, (excludes any J.P. Morgan retirement accounts and CDs) and maintain that balance for 90 days.
Enjoy a new kind of banking experience
No ATM fees worldwide - down the street or around the globe
Perks that add up - relationship rates, special access and help when you need it
Open online in minutes
Email my upgrade code
Available in: AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KY, LA, MA, MD, MI, MS, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, TN, TX, UT, VA, WA, WI, WV

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Rewards Checking

Up to 1.25% APY
No minimum balance requirements
No fees to open or maintain account
Overdraft Protection
Daily Compounding Interest
FDIC insured

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Open Spend and Save Account - Earn up to 1.00% APY

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Cash back on all debit card purchases
Up to 1.00% APY on savings
No ATM fees

Wells Fargo Offers You May Have Missed

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$300

Business Checking Account – $300 Cash Bonus

Earn $300 when you open a new Wells Fargo Simple Business, Business Choice, or Platinum Business checking account by 12/31/2018 and complete the following steps:

Fund your new business checking account with at least $25 minimum opening deposit
Deposit at least $1,000 into your new business checking account by Day 10
Have at least $1,000 minimum balance by Day 60
Make 5 or more qualifying transactions by Day 60

To apply, get your personalized offer code online and bring it into your local branch. Not available for residents of LA, OK, MO, KY, WV, MA, VT, NH, ME, and HI.

Go to Wells Fargo Website

Expired 12/31/2018

$500

Business Checking Account - $500 Bonus

Open a new Business Choice, Platinum Business, or Analyzed Business Checking Account using unique offer code. Minimum opening deposit is $25. Maintain a $15,000 minimum balance in your new business checking account on Day 30 and on Day 90 of account opening. Have 5 or more posted qualifying transactions to the same account by Day 90. $500 bonus will be deposited to your business checking account within 30 days after meeting all requirements. Offer excluded in the following states: Hawaii, Kentucky, Louisiana, Maine, Massachusetts, Michigan, Missouri, New Hampshire, Indiana, Ohio, Oklahoma, Rhode Island, Vermont, and West Virginia.

Go to Wells Fargo Website

Expired 11/15/2019

$500

Business Checking Account - $500 Bonus

Open a new eligible Wells Fargo business checking account using offer code in a Wells Fargo branch. Fund the new business checking account with a minimum opening deposit of $25. Have a minimum balance of $15,000 in your new business checking account on Day 30 and on Day 90 of account opening and have 5 or more qualifying transactions posted to the same account by Day 90. Offer excluded in the following states: Hawaii, Kentucky, Louisiana, Maine, Massachusetts, Michigan, Missouri, New Hampshire, Indiana, Ohio, Oklahoma, Rhode Island, Vermont, and West Virginia.

Go to Wells Fargo Website

Expired 8/30/2019

$400

Everyday Checking Account - $400 Bonus

Open a new Everyday Checking account with a minimum opening deposit of $25. Set up and receive a monthly cumulative total of $3,000 in qualifying direct deposits into your new account for 3 consecutive months. Your $400 bonus will be deposited to your account within 45 days after completing requirements. This is an exclusive, online-only offer and is not valid for branch or phone account opens.

Go to Wells Fargo Website

Expired 7/26/2019

$300

Business Checking Account - $300 Bonus

Open a new Wells Fargo Simple Business, Business Choice, or Platinum Business checking account with a minimum opening deposit of $25. Use your unique bonus offer code when you open the new business checking account. Deposit $1,000 or more into the account within 10 days of opening. By day 60 of account opening, account must have a $1,000 minimum balance and have 5 or more posted qualifying transactions to qualify for the bonus. Bonus will be deposited into your new business checking account within 30 days after meeting all eligibility and offer requirements. Offer excluded in the following states: HI, KY, LA, ME, MA, MI, MO, NH, IN, OH, OK, RI, VT, and WV.

Go to Wells Fargo Website

Expired 6/29/2019

$500

Consumer Checking and Savings Account - $500 Bonus

Get $500 when open a new eligible consumer checking and savings account, and complete qualifying activities. Open a new eligible consumer checking account with a minimum opening deposit of $25. Complete at least 3 consecutive monthly direct deposits of $500 or more a month within 150 days of account opening. Open a new eligible consumer savings account with a minimum opening deposit of $25. Within 10 days of account opening, deposit at least $25,000 in new money, and maintain a balance of at least $25,000 for 90 days. $500 bonus will be deposited into your new consumer checking account within 45 days after the eligibility and qualifications are met. Offer is only available to customers in the following states: Minnesota, Montana, North Dakota, South Dakota, and Wisconsin.

Go to Wells Fargo Website

Expired 3/22/2019

$250

Everyday Checking Account - $250 Bonus

Open a new Everyday Checking account online with a minimum opening deposit of $25. Receive qualifying direct deposits with a cumulative total of $500 or more into the new checking account within 60 calendar days from account opening. Continue receiving qualifying direct deposits of $500 or more every 30 days for an additional 150 days after the initial 60-day qualification period. This is an exclusive, online-only offer and is not valid for branch or phone account opens.

Go to Wells Fargo Website

Expired 1/25/2019

$250

Everyday Checking - Up to $250 Bonus

Open a new Everyday Checking account online with a minimum deposit of $25. Get $150 bonus by receiving qualifying direct deposits with a cumulative total of $500 or more within 60 days of account opening. Get an additional $100 bonus by receiving qualifying direct deposits with a cumulative total of $500 or more every 30 days for the next 5 months after the initial 60-day qualification period. Offer available online in the following locations: Amarillo, TX; Corpus Christi, TX; Davenport, IA-IL; Des Moines-Ames, IA; El Paso, TX-NM; Great Falls, MT; Green Bay-Appleton, WI; Huntsville, AL; Milwaukee, WI; Montgomery-Selma, AL; San Antonio, TX; San Francisco, CA; Savannah, GA; Twin Falls, ID; Wilmington, NC.

Go to Wells Fargo Website

Expired 12/31/2018

$200

Personal Checking Account - $200 Cash Bonus

Earn $200 when you open an checking account by June 29, 2018 and make a minimum opening deposit of $25. You must also make 10 posted purchases/payments each month (of at least $1) with your new Wells Fargo debit card for 3 consecutive months.

Offer available for all consumer checking accounts except Teen Checking when opened in a branch. Everyday Checking is the only eligible account when opened online through this link.
Your $200 bonus will be deposited into your account within 45 days of meeting the requirements.
The $10 monthly service fee for the Everyday Checking is waived if you: make at least 10 posted purchases/payments each month, OR have $500 each month in qualified direct deposits, OR maintain a $1,500 minimum daily balance, OR link a Wells Fargo Campus ATM or Campus Debit Card. There is a $5 monthly service fee discount for account owners age 17-24.
Offer only available in select cities of AZ, CA, FL, GA, ID, NC, NM, NV, TX, SC, and VA.

Go to Wells Fargo Website

Expired 6/29/2018

$100 Merchant Services Rebate

Apply and open new Wells Fargo Merchant Services. Deposit your merchant processing transactions to a Wells Fargo account. Activate your Merchant Services per activation policy which includes processing at least $500 in Visa, Mastercard, American Express, or Discover transactions within 90 days of account opening. Submit completed online offer fulfillment form within 60 days of account opening.

Go to Wells Fargo Website

Expired 7/31/2019

Wells Fargo Bonus Promotions

Credit Card Promotions

Wells Fargo Cash Wise offers a $150 cash rewards bonus after you spend $500 within the first 3 months. This card earns 1.5% cash rewards on purchases. There is a 0% intro APR for 15 months on purchases and balance transfers. After that, a 15.49% - 27.49% variable APR. Balance transfer fees apply. There is a $0 annual fee.
Wells Fargo Platinum offers 0% intro APR for 18 months on purchases and balance transfers. After that, a 16.99%-26.49% variable APR. Balance transfer fees apply. There is a $0 annual fee.

Checking Accounts

Wells Fargo frequently offers cash bonuses for new checking customers. Some deals are only available for residents of select cities, so make sure you read the fine print carefully.

Wells Fargo checking accounts offer free mobile banking, account alerts, and free online bill pay. Accessing your money is convenient with free access to over 13,000 ATMs nationwide.

Everyday Checking Account Features

This is Wells Fargo's most popular checking account. It requires a minimum deposit of $25. Here are some unique features:

Optional Overdraft Protections. Wells Fargo offers a few protection options in cases of accidental over-withdrawal. Overdraft Rewind erases the overdraft if you receive a direct deposit that covers the amount by the next day. You can also link a savings and/or credit account and funds from that account will be used to cover overdrafts. Or when your balance isn't enough, you can choose to go through with the transaction only if you approve it.
Card-free ATM access. If you need to withdraw money, but forgot your card at home, you can access Wells Fargo ATMs with a code instead. From your Wells Fargo mobile app, you can request a one-time code. Then you'll be able to complete any available ATM transactions. This feature is free.
Pause lost debit card. If you misplaced your debit card, you can temporarily turn it off so others can't use it. Once you've found it, just simply turn it back on.
Custom debit card. You can design your debit card to reflect your personal style. You can choose your own photo or one from Well Fargo's image library for your debit card.

There is a $10 monthly service fee, but it can be waived by doing just ONE of the following:

Make at least 10 posted purchases/payments each month on your debit card
Have at least $500 each month in qualified direct deposits
Maintain a $1,500 minimum daily balance
Link a Wells Fargo Campus ATM or Campus Debit Card

In-Depth Review

Highlights

Savings
0.01% APY. Minimum opening deposit of $25. Monthly service fee of $5, unless you maintain a minimum daily balance of $300, or are under the age of 18.

Compare: Wells Fargo vs CIT Bank

CD
Standard Term CD: 0.05% - 0.35% APY. Terms of 3 months to 1 year. Minimum deposit of $2,500. Special CD: 1.15% - 1.50% APY. Terms of 9, 29, and 39 months. Minimum deposit of $5,000. Bonus of up to 1.55% APY if you maintain a linked Wells Fargo Prime/Portfolio Checking account.

Money Market
Also known as the Platinum Savings Account. 0.05% APY. Minimum opening deposit of $25. $12 monthly service fee, unless you maintain a minimum daily balance of $3,500. Bonus APY of 0.10% requires account linked to Portfolio by Wells Fargo® relationship.

Compare: Wells Fargo vs UFB Direct

Customer Service
Available 24 hours a day, 7 days a week.

Compare: Wells Fargo vs Chase

ATMs
More than 13,000 ATMs across the country.

IRA CD
Standard Term CD: 0.01% - 0.35% APY. Terms of 1 month to 114 months. Minimum deposit of $1,000. Special CD: 1.15% - 1.50% APY. Terms of 9, 29, and 39 months. Minimum deposit of $2,500. Bonus of up to 1.55% APY if you maintain a linked Wells Fargo Prime/Portfolio Checking account.

IRA Money Market
0.03% - 0.05% APY. $100 minimum opening deposit.

Locations
Approximately 5,400 retail banking branches coast to coast.

Pricing information from published website as of 11/15/19 based on 91107 zip code.

	Wells Fargo	Chase


	Benefits and Features
Savings	0.01% APY. Minimum opening deposit of $25. Monthly service fee of $5, unless you maintain a minimum daily balance of $300, or are under the age of 18.	Chase Savings: $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account OR for owners under 18. $0 to open. Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account.
CD	Standard Term CD: 0.05% - 0.35% APY. Terms of 3 months to 1 year. Minimum deposit of $2,500. Special CD: 1.15% - 1.50% APY. Terms of 9, 29, and 39 months. Minimum deposit of $5,000. Bonus of up to 1.55% APY if you maintain a linked Wells Fargo Prime/Portfolio Checking account.	Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee.
Checking		Chase Total Checking: Basic checking account. $12 service fee waived with an average beginning day balance of $1,500 OR direct deposits of at least $500 each month. $0 minimum balance to open. Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open. Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open. Chase College Checking: No monthly service fee for college students age 17-24 at account opening with proof of student status, for up to 5 years. $0 to open. Chase Private Client Checking: For high net worth individuals who have $250,000 on deposit with Chase.
Money Market	Also known as the Platinum Savings Account. 0.05% APY. Minimum opening deposit of $25. $12 monthly service fee, unless you maintain a minimum daily balance of $3,500. Bonus APY of 0.10% requires account linked to Portfolio by Wells Fargo® relationship.
Customer Service	Available 24 hours a day, 7 days a week.	24/7 by phone
ATMs	More than 13,000 ATMs across the country.	Over 16,000 Chase ATMs nationwide
IRA CD	Standard Term CD: 0.01% - 0.35% APY. Terms of 1 month to 114 months. Minimum deposit of $1,000. Special CD: 1.15% - 1.50% APY. Terms of 9, 29, and 39 months. Minimum deposit of $2,500. Bonus of up to 1.55% APY if you maintain a linked Wells Fargo Prime/Portfolio Checking account.
IRA Money Market	0.03% - 0.05% APY. $100 minimum opening deposit.
Locations	Approximately 5,400 retail banking branches coast to coast.	Nearly 5,000 branches

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Wells Fargo: Pricing information from published website as of 11/15/19 based on 91107 zip code. Chase: Pricing information from published website as of 7/17/2019

Business Lines of Credit - $0 Annual Fee for First Year

Annual fee is waived for the first year of a new Business Line of Credit. The annual fee of $95 (if line amount is $10,000 - $25,000) or $175 (if line amount is more than $25,000) will be assessed on your anniversary month in subsequent years.

Get Deal

Expires 12/31/2019

Get $50 with Greenhouse by Wells Fargo

Download the app and apply, open 2 Greenhouse accounts, minimum deposit of $25. Complete 7 or more posted transactions within 60 days from account opening. Bonus will be deposited within 45 days.

Get Deal

Wells Fargo Alternatives

Chase Sapphire℠ Checking

Enjoy a $1,000 welcome bonus when you join Sapphire℠ Banking. Within 45 days, transfer a total of $75,000 or more in qualifying new money or securities to a combination of eligible personal checking, savings and/or investment accounts, (excludes any J.P. Morgan retirement accounts and CDs) and maintain that balance for 90 days.
Enjoy a new kind of banking experience
No ATM fees worldwide - down the street or around the globe
Perks that add up - relationship rates, special access and help when you need it
Open online in minutes
Email my upgrade code
Available in: AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KY, LA, MA, MD, MI, MS, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, TN, TX, UT, VA, WA, WI, WV

Get Deal

CIT Bank Savings Builder - Up to $300 Bonus

Get Deal

Expires 12/31/2019

Conditions Apply

Online Savings Account - Earn 1.70% APY

Get Deal

No fees
No minimum opening deposit
No minimum balance required

Rewards Checking

Up to 1.25% APY
No minimum balance requirements
No fees to open or maintain account
Overdraft Protection
Daily Compounding Interest
FDIC insured

Get Deal

UFB High Yield Savings - Earn up to 2.00% APY

Get Deal

Earn 2.00% APY on balances of $10,000 and above
Member FDIC

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Editorial Note: This content is not provided by Wells Fargo. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Wells Fargo.

Disclaimer: The information for the Wells Fargo Propel American Express® card and Wells Fargo Cash Wise Visa® card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

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