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Wells Fargo Promotions

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Wells Fargo Bonus Promotions

Credit Card Promotions

  • Wells Fargo Cash Wise offers a $150 cash rewards bonus after you spend $500 within the first 3 months. This card earns 1.5% cash rewards on purchases. There is a 0% intro APR for 15 months on purchases and balance transfers. After that, a 14.49% - 24.99% variable APR. Balance transfer fees apply. There is a $0 annual fee.

  • Wells Fargo Platinum offers 0% intro APR for 18 months on purchases and balance transfers. After that, a 16.49%-24.49% variable APR. Balance transfer fees apply. There is a $0 annual fee.

Checking Accounts

Wells Fargo frequently offers cash bonuses for new checking customers. Some deals are only available for residents of select cities, so make sure you read the fine print carefully.

Wells Fargo checking accounts offer free mobile banking, account alerts, and free online bill pay. Accessing your money is convenient with free access to over 13,000 ATMs nationwide.

Everyday Checking Account Features

This is Wells Fargo's most popular checking account. It requires a minimum deposit of $25. Here are some unique features:

  • Optional Overdraft Protections. Wells Fargo offers a few protection options in cases of accidental over-withdrawal. Overdraft Rewind erases the overdraft if you receive a direct deposit that covers the amount by the next day. You can also link a savings and/or credit account and funds from that account will be used to cover overdrafts. Or when your balance isn't enough, you can choose to go through with the transaction only if you approve it.

  • Card-free ATM access. If you need to withdraw money, but forgot your card at home, you can access Wells Fargo ATMs with a code instead. From your Wells Fargo mobile app, you can request a one-time code. Then you'll be able to complete any available ATM transactions. This feature is free.

  • Pause lost debit card. If you misplaced your debit card, you can temporarily turn it off so others can't use it. Once you've found it, just simply turn it back on.

  • Custom debit card. You can design your debit card to reflect your personal style. You can choose your own photo or one from Well Fargo's image library for your debit card.

There is a $10 monthly service fee, but it can be waived by doing just ONE of the following:

  • Make at least 10 posted purchases/payments each month on your debit card

  • Have at least $500 each month in qualified direct deposits

  • Maintain a $1,500 minimum daily balance

  • Link a Wells Fargo Campus ATM or Campus Debit Card

    Highlights

    Savings
    0.01% APY. Minimum opening deposit of $25. Monthly service fee of $5, unless you maintain a minimum daily balance of $300, or are under the age of 18.
    CD
    Standard Term CD: 0.05% APY. Terms of 3 months to 1 year. Minimum deposit of $2,500. Special CD: 0.05% APY. Terms of 5 months. Minimum deposit of $5,000. Bonus of up to 0.08% APY if you maintain a linked Portfolio by Wells Fargo relationship.
    Money Market
    Also known as the Platinum Savings Account. 0.03% APY. Minimum opening deposit of $25. $12 monthly service fee, unless you maintain a minimum daily balance of $3,500. Bonus APY of 0.06% requires account linked to Portfolio by Wells Fargo relationship.
    Customer Service
    Available 24 hours a day, 7 days a week.
    ATMs
    More than 13,000 ATMs across the country.
    IRA CD
    Standard Term CD: 0.01% - 0.05% APY. Terms of 1 month to 144 months. Minimum deposit of $1,000. Special CD: 0.05% APY. Terms of 5 months. Minimum deposit of $2,500. Bonus of up to 0.08% APY if you maintain a linked Wells Fargo Prime/Portfolio Checking account.
    IRA Money Market
    0.03% APY. $100 minimum opening deposit.
    Locations
    Approximately 5,400 retail banking branches coast to coast.

Pricing information from published website as of 07/06/2020 based on 91107 zip code.

 Chase
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Wells Fargo

Chase

 

Benefits and Features

Savings0.01% APY. Minimum opening deposit of $25. Monthly service fee of $5, unless you maintain a minimum daily balance of $300, or are under the age of 18.Chase Savings: $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account OR for owners under 18. $0 to open.
Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account.
CDStandard Term CD: 0.05% APY. Terms of 3 months to 1 year. Minimum deposit of $2,500. Special CD: 0.05% APY. Terms of 5 months. Minimum deposit of $5,000. Bonus of up to 0.08% APY if you maintain a linked Portfolio by Wells Fargo relationship.Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee.
Checking Chase Total Checking: Basic checking account. $12 service fee waived with an average beginning day balance of $1,500 OR direct deposits of at least $500 each month. $0 minimum balance to open.
Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open.
Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open.
Chase College Checking: No monthly service fee for college students age 17-24 at account opening with proof of student status, for up to 5 years. $0 to open.
Chase Private Client Checking: For high net worth individuals who have $250,000 on deposit with Chase.
Money MarketAlso known as the Platinum Savings Account. 0.03% APY. Minimum opening deposit of $25. $12 monthly service fee, unless you maintain a minimum daily balance of $3,500. Bonus APY of 0.06% requires account linked to Portfolio by Wells Fargo relationship. 
Customer ServiceAvailable 24 hours a day, 7 days a week.
24/7 by phone
ATMsMore than 13,000 ATMs across the country.Over 16,000 Chase ATMs nationwide
IRA CDStandard Term CD: 0.01% - 0.05% APY. Terms of 1 month to 144 months. Minimum deposit of $1,000. Special CD: 0.05% APY. Terms of 5 months. Minimum deposit of $2,500. Bonus of up to 0.08% APY if you maintain a linked Wells Fargo Prime/Portfolio Checking account. 
IRA Money Market0.03% APY. $100 minimum opening deposit. 
LocationsApproximately 5,400 retail banking branches coast to coast.
Nearly 4,900 branches
 Learn MoreVisit Site

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Wells Fargo: Pricing information from published website as of 07/06/2020 based on 91107 zip code.

Chase: Pricing information from published website as of 07/02/2020


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