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Wells Fargo Promotions

Read our in-depth review of Wells Fargo to see why Wells Fargo scored 3.9 stars out of 5. We like their low requirements for everyday checking, full service bank, and 24/7 customer service.

If you're looking for bank promotions, you must check out these offers.

$300

Personal Checking Account - $300 Bonus

Open a new qualifying consumer checking account. Receive a total of $1,000 or more in qualifying direct deposits to the new checking account within 90 calendar days from account opening (qualification period). Bonus will be deposited to the account within 30 days after the qualification period. This offer is for new checking account customers only.

Expires 1/8/2025
$125

Personal Checking Account - $125 Bonus

Open a new qualifying consumer checking account. Make 10 or more qualifying transactions posted to the new checking account within 60 days of account opening. This offer is for new checking account customers only.

Expires 1/8/2025
2.75%

IRA Certificate of Deposit - Up to 2.75% APY

CD TermAPY
1-2 Months0.01%
3-5 Months2.00%
6-11 Months2.00%
12-23 Months2.75%
24-35 Months2.25%
36-47 Months1.01%
48-59 Months1.01%
60-71 Months1.01%
72-144 Months1.01%

APYs are for balances below $100,000.

Initiate Business Checking

  • 100 free transactions each fee period
  • $5,000 in cash deposits processed free each fee period
  • $25 minimum opening deposit
  • Waive the $10 monthly service fee by maintaining a $500 minimum daily balance or a $1,000 average ledger balance

Everyday Checking

  • $25 minimum opening deposit
  • Waive the $10 monthly service fee by maintaining a $500 minimum daily balance or receiving $500 or more in qualifying direct deposits

Clear Access Banking

  • $5/month fee (can be waived)
  • No minimum daily balance required
  • Only $25 to open
  • No overdraft fees and optional overdraft services available
  • ATMs 11,000+ fee-free ATMs available nationwide

Standard Fixed Rate CDs

  • $2,500 minimum opening deposit
  • Additional terms are available at a branch
  • APYs are for balances below $100,000
CD TermAPY
3 Months2.00%
6 Months2.00%
1 Year2.75%

Navigate Business Checking

  • 250 free transactions each fee period
  • $20,000 in cash deposits processed free each fee period
  • $0 for stop payments and incoming wires
  • $25 minimum opening deposit
  • Waive the $25 monthly service fee by maintaining a $10,000 minimum daily balance or a $15,000 average ledger balance

Optimize Business Checking

  • Access to treasury management services
  • 250 free transactions each fee period
  • Includes up to 5 linked Optimize Business Checking accounts
  • $25 minimum opening deposit
  • $75 monthly service fee; Can be offset with earnings allowance

Special Fixed Rate CDs

  • $5,000 minimum opening deposit
CD TermAPY
4 Months4.25%
7 Months4.00%
11 Months3.75%
High-Yield Savings Premier - 4.46% APY

High-Yield Savings Premier - 4.46% APY

  • No account activity or maintenance fees
  • $500 minimum opening deposit
  • FDIC insured
The annual percentage yield (APY) is accurate as of November 7, 2024 and subject to change at the Bank's discretion. Refer to product's website for latest APY rate. Minimum deposit required to open an account is $500 and a minimum balance of $0.01 is required to earn the advertised APY. Member FDIC
Bank of America
Member FDIC

Bank of America Advantage Banking - $300 Bonus Offer

Expires 1/31/2025
  • The $300 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
  • The offer is for new checking customers only.
  • Offer expires 01/31/2025.
  • To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* totaling $2,000 or more into that new eligible account within 90 days of account opening. Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
  • Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
  • Additional terms and conditions apply. See offer page for more details.
  • *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
  • Bank of America, N.A. Member FDIC.
Discover Bank
Member FDIC

Discover® Online Savings - $200 Cash Bonus

Expires 3/13/2025

To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code CY924 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200.

What to know: Offer not valid for existing or prior Discover savings customers, including co-branded, or affinity accounts. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 03/13/2025, 11:59 PM ET. Offer may be modified or withdrawn without notice. Due to new customer funding limits, you may wish to initiate fund transfers at your other institution. For information on funding your Account, see FAQs on Discover.com/Bank. See advertiser website for full details.

Discover Bank
Member FDIC

IRA Certificate of Deposit

  • 4.10% APY for 12-month term
  • 3.50% APY for 36-month term
  • 3.40% APY for 5-year term
Truist Bank
Member FDIC

Business Checking Account - $400 Bonus

Expires 3/31/2025
  • Earn $400 when you open a new small business checking account and complete qualifying activities.
  • Choose between:
    • Truist Simple Business Checking—Perfect if you're just starting out or have low transaction volume.
    • Truist Dynamic Business Checking—With more perks as your balances grow—and a true, local partnership.
  • New business checking clients only
  • From October 1st, 2024 – March 31st 2025
Terms and Conditions

Wells Fargo Trending Offers

YesterdayPersonal Checking Account - $300 Bonus selected by a visitor from Michigan
6 days agoSpecial Fixed Rate CDs selected by a visitor from Texas
6 days agoInitiate Business Checking selected by a visitor from Alabama
12 days agoOptimize Business Checking selected by a visitor from Nevada
10/11/2024Personal Checking Account - $125 Bonus selected by a visitor from California

Don't miss another hot deal. Check back often at CreditDonkey.

$525

Savings Account - $525 Bonus

Open a new eligible consumer savings account. Provide the bonus code at account opening. Bonus code can be obtained by providing your email address. Deposit $25,000 or more in new money to the savings account within 30 days of account opening. Maintain at least $25,000 in the account until 90 days after account opening.

Expired 11/12/2024
$2,500

Personal Checking Account - $2,500 Bonus

Open a new Premier Checking account or upgrade your existing checking account to a Premier Checking account. Use promo code at account opening. Offer code can be obtained by providing your email address. Deposit $250,000 or more to qualifying linked accounts within 45 days of account opening or upgrade. Maintain a balance of $250,000 or more in the qualifying linked accounts for at least 90 days after account opening or upgrade. Link your accounts with a banker or online.

Expired 11/12/2024
$325

Personal Checking Account - $325 Bonus

Open a new qualifying consumer checking account. Receive a total of $1,000 or more in qualifying direct deposits to the new checking account within 90 calendar days from account opening (qualification period). Bonus will be deposited to the account within 30 days after the qualification period. This offer is for new checking account customers only.

Expired 11/12/2024
$300

Business Checking Account – $300 Cash Bonus

Earn $300 when you open a new Wells Fargo Simple Business, Business Choice, or Platinum Business checking account by 12/31/2018 and complete the following steps:

  • Fund your new business checking account with at least $25 minimum opening deposit
  • Deposit at least $1,000 into your new business checking account by Day 10
  • Have at least $1,000 minimum balance by Day 60
  • Make 5 or more qualifying transactions by Day 60

To apply, get your personalized offer code online and bring it into your local branch. Not available for residents of LA, OK, MO, KY, WV, MA, VT, NH, ME, and HI.

Expired 12/31/2018
$3,500

Personal Checking Account - $3,500 Bonus

Open a new Premier Checking account or upgrade your existing checking account to a Premier Checking account. Use promo code at account opening. Offer code can be obtained by providing your email address. Deposit $500,000 or more to qualifying linked accounts within 45 days of account opening or upgrade. Maintain a balance of $500,000 or more in the qualifying linked accounts for at least 90 days after account opening or upgrade.

Expired 5/21/2024
$300

Personal Checking Account - $300 Bonus

Open a new qualifying consumer checking account. Receive a total of $1,000 or more in qualifying direct deposits to the new checking account within 90 calendar days from account opening (qualification period). $300 bonus will be deposited to the account within 30 days after the qualification period. This offer is for new checking account customers only.

Expired 2/16/2024
$2,500

Personal Checking Account - $2,500 Bonus

Open a new Premier Checking account or upgrade your existing checking account to a Premier Checking account. Use promo code at account opening. Offer code can be obtained by providing your email address. Deposit $250,000 or more to qualifying linked accounts within 45 days of account opening or upgrade. Maintain a balance of $250,000 or more in the qualifying linked accounts for at least 90 days after account opening or upgrade. Link your accounts with a banker or online.

Expired 2/6/2024
$225

Personal Savings Account - $225 Bonus

Open a new eligible Wells Fargo consumer savings account from the offer webpage. Obtain the bonus code by providing your email address on the offer webpage, and use the bonus code at account opening. Deposit $10,000 or more in new money to your new savings account within 30 days of account opening. Maintain a balance of $10,000 or more for 90 days after account opening.

Expired 4/9/2024
4.50%

Personal Savings Account - 4.50% Interest Rate for 3 Months

Get a promotional interest rate of 4.50% for 3 months when you open a new Platinum Savings account, deposit $10,000 or more in new money within 30 days of account opening, and maintain a minimum daily collected balance of $10,000 or more throughout the end of the term. Use bonus offer code at account opening. Bonus offer code can be obtained when you provide your email address.

Expired 11/23/2023
4.00%

Personal Savings Account - 4.00% Interest Rate for 3 Months

Get a promotional interest rate of 4.00% for 3 months when you open a new Platinum Savings account, deposit $25,000 or more in new money within 30 days of account opening, and maintain a minimum daily collected balance of $25,000 or more throughout the end of the term. Use bonus offer code at account opening. Bonus offer code can be obtained when you provide your email address.

Expired 9/26/2023

Wells Fargo Bonus Promotions

Checking Accounts

Wells Fargo frequently offers cash bonuses for new checking customers. Some deals are only available for residents of select cities, so make sure you read the fine print carefully.

Wells Fargo Checking Account Bonus:
  1. Personal Checking Account: $300 Bonus
  2. Personal Checking Account: $125 Bonus

Wells Fargo checking accounts offer free mobile banking, account alerts, and free online bill pay. Accessing your money is convenient with free access to approximately 11,000 ATMs across the country.

Everyday Checking Account Features

This is Wells Fargo's most popular checking account. It requires a minimum deposit of $25. Here are some unique features:

  • Optional Overdraft Protections. Wells Fargo offers a few protection options in cases of accidental over-withdrawal. Extra Day Grace Period gives you an extra business day to cover overdrafts and avoid overdraft fees. You can also link a savings and/or credit account and funds from that account will be used to cover overdrafts. Or when your balance isn't enough, you can choose to go through with the transaction only if you approve it.

  • Card-free ATM access. If you need to withdraw money, but forgot your card at home, you can access Wells Fargo ATMs with a code instead. From your Wells Fargo mobile app, you can request a one-time code. Then you'll be able to complete any available ATM transactions. This feature is free.

  • Pause lost debit card. If you misplaced your debit card, you can temporarily turn it off so others can't use it. Once you've found it, just simply turn it back on.

  • Custom debit card. You can design your debit card to reflect your personal style. You can choose your own photo or one from Wells Fargo's image library for your debit card.

There is a $10 monthly service fee, but it can be waived by meeting just ONE of the following each fee period:

  • The primary account owner is 17 - 24 years old

  • Have at least $500 each month in qualified direct deposits

  • Maintain a $500 minimum daily balance

  • Link a Wells Fargo Campus ATM or Campus Debit Card

    Highlights

    Savings
    0.01% APY. Minimum opening deposit of $25. Monthly service fee of $5, unless you maintain a minimum daily balance of $300, make 1 automatic transfer each fee period of $25 or more from a linked Wells Fargo checking account, make 1 automatic transfer each business day within the fee period of $1 or more from a linked Wells Fargo checking account, make 1 or more Save As You Go® transfers from a linked Wells Fargo checking account, or primary account owner is 24 years old or under.
    CD
    Standard Fixed Term CD available online: 2.00% to 2.75% APY. Terms of 3 months to 1 year. Minimum deposit of $2,500. Relationship APY: 2.01% to 2.76% APY when you link a Wells Fargo Prime Checking, Premier Checking, or Private Bank Interest Checking account to the CD. More CD terms are available in branch.
    Checking
    Clear Access Banking, Everyday Checking, Prime Checking, Premier Checking
    ATMs
    approximately 11,000 ATMs across the country
    Customer Service
    Available 24 hours a day, 7 days a week.
    IRA CD
    Standard Term CD: 0.01% to 2.75% APY. Terms of 1 month to 144 months. Minimum deposit of $1,000. Relationship APY: 0.02% to 2.76% APY when you link a Wells Fargo Prime Checking, Premier Checking, or Private Bank Interest Checking account to the CD.
    Locations
    approximately 4,700 retail banking branches coast to coast

Pricing information from the published website as of 10/26/2024 is based on the 91101 zip code.

 Bank of America
Member FDIC
 Learn MoreLearn More
 

Wells Fargo

Bank of America

 

Benefits and Features

Savings0.01% APY. Minimum opening deposit of $25. Monthly service fee of $5, unless you maintain a minimum daily balance of $300, make 1 automatic transfer each fee period of $25 or more from a linked Wells Fargo checking account, make 1 automatic transfer each business day within the fee period of $1 or more from a linked Wells Fargo checking account, make 1 or more Save As You Go® transfers from a linked Wells Fargo checking account, or primary account owner is 24 years old or under.Bank of America Advantage Savings Standard Rate: 0.01% APY
CDStandard Fixed Term CD available online: 2.00% to 2.75% APY. Terms of 3 months to 1 year. Minimum deposit of $2,500. Relationship APY: 2.01% to 2.76% APY when you link a Wells Fargo Prime Checking, Premier Checking, or Private Bank Interest Checking account to the CD. More CD terms are available in branch.
  • 7-Month CD - 4.20% APY
  • 10-Month CD - 3.85% APY
  • 13-Month CD - 3.25% APY
  • 25-Month CD - 2.00% APY
  • 37-Month CD - 0.11% APY
  • 1-Month CD - 0.03% APY
  • 120-Month CD - 0.03% APY
CheckingClear Access Banking, Everyday Checking, Prime Checking, Premier Checking
Check
ATMsapproximately 11,000 ATMs across the country
Approximately 16,000+ ATMs
Customer ServiceAvailable 24 hours a day, 7 days a week.
  • Mon-Fri: 8am - 9pm (ET)
  • Sat: 8am - 8pm (ET)
  • Sun: 8am - 5pm (ET)
IRA CDStandard Term CD: 0.01% to 2.75% APY. Terms of 1 month to 144 months. Minimum deposit of $1,000. Relationship APY: 0.02% to 2.76% APY when you link a Wells Fargo Prime Checking, Premier Checking, or Private Bank Interest Checking account to the CD.
Check
Locationsapproximately 4,700 retail banking branches coast to coast
3,922 financial centers
 Learn MoreLearn More

Wells Fargo: Pricing information from the published website as of 10/26/2024 is based on the 91101 zip code.

Bank of America: Pricing information from published website as of 10/31/2024 based on 91107 zip code.

4-Month CD - 4.25% APY

7-Month CD - 4.00% APY

11-Month CD - 3.75% APY

1-Year CD - 2.75% APY

Platinum Savings (Relationship Interest Rates) - Up to 2.51% APY

When linked to Premier Checking. Rates are for zip code 91107, and may vary per location.

Balance Relationship APY
$0 - $99,999.99 0.26%
$100,000 - $499,999.99 1.02%
$500,000 - $999,999.99 2.01%
$1,000,000 or more 2.51%

3-Month CD - 2.00% APY

6-Month CD - 2.00% APY

Platinum Savings (Relationship Interest Rates) - 0.06% APY

When linked to Prime Checking. Rates are for zip code 91107, and may vary per location.

Platinum Savings - 0.05% APY

  • Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.
  • $25 minimum opening deposit

Rates are for zip code 91107, and may vary per location.


Wells Fargo Alternatives

Bank of America
Member FDIC

Bank of America® Business Advantage Banking Checking Account - $200 Bonus Offer

Expires 12/31/2024
  • The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
  • The offer is for new eligible business checking customers only.
  • Offer expires 12/31/2024.
  • To qualify, deposit $5,000 or more in New Money* directly into a new eligible Bank of America Business Advantage Banking account within thirty (30) days of account opening.
  • Maintain an average balance of $5,000 in that new Business Advantage Banking account during the Maintenance Period**.
  • Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
  • Additional terms and conditions apply. See offer page for more details.
  • *New Money is new funds deposited into your business checking account that are not transfers from other Bank of America deposit accounts or Merrill investment accounts.
  • ** The Maintenance Period begins thirty-one (31) calendar days after account opening and ends ninety (90) calendar days after account opening.
  • Bank of America, N.A. Member FDIC
Chase
Member FDIC

Chase Total Checking® - $300 Bonus

Expires 1/22/2025
  • New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities
  • With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs.
  • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
  • JPMorgan Chase Bank, N.A. Member FDIC
  • Open your account online now
  • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
  • Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
Discover Bank
Member FDIC

Discover® Online Savings - $150 Cash Bonus

Expires 3/13/2025

To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code CY924 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200.

What to know: Offer not valid for existing or prior Discover savings customers, including co-branded, or affinity accounts. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 03/13/2025, 11:59 PM ET. Offer may be modified or withdrawn without notice. Due to new customer funding limits, you may wish to initiate fund transfers at your other institution. For information on funding your Account, see FAQs on Discover.com/Bank. See advertiser website for full details.

CIT Bank
Member FDIC

CIT Bank Platinum Savings - 4.70% APY

  • 4.70% APY with a balance of $5,000 or more
  • 0.25% APY with a balance of less than $5,000
  • $100 minimum opening deposit
  • No monthly maintenance fee
  • Member FDIC
Bluevine

Free Business Checking - Earn $300 Bonus

Expires 12/31/2024

To earn the $300 bonus, customers must apply for a Bluevine Business Checking account anytime between now and 12/31/2024 using the referral code CD300.

After opening the account, customers must add funds within 30 days, then meet at least one of the following eligibility requirements every 30 days for the next 90 days from account funding:

  • Deposit at least $5,000 from eligible merchant services to your Bluevine account OR
  • Make at least $5,000 of outbound payroll payments from your Bluevine account using eligible payroll providers OR
  • Spend at least $2,000 with your Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard®

Banking services provided by Coastal Community Bank, Member FDIC


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Wells Fargo Bank Review

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Wells Fargo High Yield Savings Review

Looking for a traditional bank to grow your funds? Wells Fargo offers a high-yield savings account with a decent rate. Read on to find out more.

Wells Fargo Bank CD Rates

Wells Fargo is one of the largest banks in the U.S. Should you get a Wells Fargo CD? Might be worth considering. Learn more.

Wells Fargo Bank Hours

Wells Fargo is one of the biggest banks in the country. Here's when you can visit a branch near you.

Wells Fargo Routing Number

Not all routing numbers are the same for Wells Fargo. Here's how to find the routing number for your bank account.

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More Bank Promotions

Bank of America
Member FDIC

Bank of America Promotions

Bank of America Advantage Banking - $300 Bonus Offer
Chase
Member FDIC

Chase Coupon

Chase Bank $300 Bonus

Citibank Promotions

Citi Checking - $1,500 Bonus

Capital One 360 Promo Code

Personal Savings Account - $1,500 Bonus
US Bank
Member FDIC

US Bank Promotions

U.S. Bank Smartly® Checking - Up to $450 Bonus

About CreditDonkey
CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

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