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Citizens Bank Promotions

Read our in-depth review of Citizens Bank to see why Citizens Bank scored 3.8 stars out of 5. We like their one deposit checking, goaltrack savings, and 24/7 customer service.

If you're looking for bank promotions, you must check out these offers.

    $250

    GoalTrack Savings Program – up to $250 in Gift Cards

    Add the GoalTrack Savings programs to any eligible Citizens Bank savings account and be rewarded for reaching your goals. Select a target timeframe and monthly savings goal amount. If you achieve your goal, you will receive a gift card. The amount varies based on your monthly savings and the timeframe. To get the minimum bonus, you must save at least $25/month for 8 months (above your existing balance). The most you can receive is a $250 gift card if you save $400/month for 36 months (above your existing balance). Only available to residents of CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, and VT.

    $300

    Checking Account - $300 Bonus

    Open a new One Deposit Checking or Citizens Bank Platinum Checking account and make a direct deposit of $500 or more within 60 days of account opening.

    Expires 2/20/2020
    $600

    Checking and Savings Account - $600 Bonus

    Get $300 when you open a new One Deposit Checking or Citizens Bank Platinum Checking account and make a direct deposit of $500 or more within 60 days of account opening. Get an additional $200 bonus when you add a savings account with a minimum of $15,000 not currently on deposit with Citizens Bank and maintain that balance for 3 months. Earn an additional $100 when you qualify for both the $300 and $200 bonuses.

    Expires 2/20/2020
    $1,000

    CollegeSaver Account - $1,000 Cash Bonus

    Available to parents with a child under 12. To open, you must make an initial minimum deposit of: $25 if your child is under 6 years old, $500 if your child is over 6 but under 12. You must save the required monthly minimum each year: $25/month if your child is under 6 years old at time of account opening, $50/month if your child is over 6 but under 12 at time of account opening. You are allowed to skip one deposit per year. If the requirements are met, you will receive $1,000 bonus (plus interest) when your child turns 18. Only available to residents of CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, and VT.

Compare Promotions

    CIT

    Savings Builder High Yield Savings - 1.80% APY

    Earn up to 1.80% APY. Here's how it works: Maintain a minimum balance of $25k OR make at least a $100 minimum deposit every month.

    Chase

    Chase Sapphire℠ Checking

    • Enjoy a $1,000 welcome bonus when you join Sapphire℠ Banking. Within 45 days, transfer a total of $75,000 or more in qualifying new money or securities to a combination of eligible personal checking, savings and/or investment accounts, (excludes any J.P. Morgan retirement accounts and CDs) and maintain that balance for 90 days.
    • Enjoy a new kind of banking experience
    • No ATM fees worldwide - down the street or around the globe
    • Perks that add up - relationship rates, special access and help when you need it
    • Open online
    • Email my upgrade code
    • Available in: AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KY, LA, MA, MD, MI, MS, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, TN, TX, UT, VA, WA, WI, WV
    HSBC

    HSBC Advance Checking - Up to $350 Cash Back

      Get up to $350 with a 2% Cash Back Checking Offer when you open a new HSBC Advance checking account and complete the following qualifying activities.
    • Open your new HSBC Advance checking account by March 1, 2020; and
    • Set up Qualifying Direct Deposits into your new HSBC Advance checking account; and then
    • Enjoy 2% Cash Back on Qualifying Direct Deposits into your new HSBC Advance checking account, up to $30 per month, during the first 12 calendar months after account opening — up to $350
    • You will automatically receive the 2% Cash Back in your new HSBC Advance checking account approximately eight weeks after completing that month's qualifying activities.
    • Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
    Expires 3/1/2020
    Discover

    Online Savings Account - Earn 1.70% APY

    • No fees
    • No minimum opening deposit
    • No minimum balance required

Citizens Bank Offers You May Have Missed

Don't miss another hot deal. Check back often at CreditDonkey.

    $250

    Platinum Checking Account – $250 Cash Bonus

    Earn $250 when you open a new Citizens Bank Platinum Checking™ account and make a single direct deposit of at least $500 within 60 days of account opening. Bonus will be awarded within 90 days after the direct deposit has been posted. There is a $25 monthly service fee that is waived if you maintain at least $25,000 in combined balances across all deposit and investment accounts. Only available to residents of CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, and VT.

    Expired 6/30/2018
    $150

    One Deposit Checking Account – $150 Cash Bonus

    Earn $150 when you open a new Citizens Bank One Deposit Checking account and make a single direct deposit of at least $500 within 60 days of account opening. Bonus will be awarded within 90 days after the direct deposit has been posted. The $9.99/month service fee is waived when you make a deposit of any amount each statement period. Only available to residents of CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, and VT.

    Expired 6/30/2018
    $200

    Personal Checking Account - $200 Bonus

    Open your first new personal checking account, excluding Student Checking, and have at least one single direct deposit of at least $500 post to your new checking account by the date stated in the fine print. See bank's website for more details.

    Expired 5/16/2019
    $400

    Personal Checking Account - $400 Bonus

    Open your first new personal checking account, excluding Student Checking, and have at least one single direct deposit of at least $1,000 post to your new checking account by the date stated in the fine print. See bank's website for more details.

    Expired 5/16/2019
    $600

    Personal Checking Account - $600 Bonus

    Open your first new personal checking account, excluding Student Checking, and have at least one single direct deposit of at least $2,000 post to your new checking account by the date stated in the fine print. See bank's website for more details.

    Expired 5/16/2019
    $200

    One Deposit Checking Account - $200 Bonus

    Open your first One Deposit checking account until March 21, 2019. Complete at least one single direct deposit of $500 or more post to your new checking account within 60 days of account opening.

    Expired 3/21/2019
    $450

    Platinum Checking Account - $450 Bonus

    Open your first Platinum checking account until March 21, 2019. Complete at least one single direct deposit of $1,000 or more post to your new checking account within 60 days of account opening.

    Expired 3/21/2019
    $300

    One Deposit Checking Account - Up to $300 Bonus

    To get $200 bonus, open your first One Deposit Checking account by January 24, 2019 and make at least one single direct deposit of $500 or more within 60 days of account opening. Open a new Green Savings account at the same time you open a checking account to qualify for an additional $100. Minimum opening deposit is $2,500. Minimum deposit should remain in account for at least 3 months.

    Expired 1/24/2019

    Citizens Bank Platinum Checking Account - Up to $500 Bonus

    To get $400 bonus, open your first Platinum Checking account by January 24, 2019 and make at least one single direct deposit of $1,000 or more posts to your account within 60 days of account opening. Open a new Platinum Savings account at the same time you open a checking account to qualify for an additional $100 bonus. Minimum opening deposit is $10,000. Minimum deposit should remain in account for at least 3 months.

    Expired 1/24/2019

Citizens Bank has over 1,100 branches on the East Coast. It offers a wide range of banking products and services, as well as financial tools to keep you on track.

Citizens Bank Promotions

From time to time, Citizens Bank offers cash bonuses for new banking customers. Deals are only available for residents of select States, so make sure you read the fine print carefully.

All Citizens Bank checking accounts offer free online banking, bill pay, and mobile deposits. There are over 3,100 ATMS.

Special Checking Account Features

Citizens checking accounts come with these features:

  • $5 Overdraft Pass. If you overdraw your account by $5 or less, you won't pay an overdraft fee.

  • Overdraft protection. To cover overdrafts, you can link a Citizens Bank savings account or apply for an Overdraft Line of Credit. Funds will be automatically transferred if you overdraw your checking account. There is a transfer fee, but it's much lower than the overdraft fee.

  • Send money with Zelle. Easily send money to anyone with just a U.S. phone number or U.S. email address.

What to Open at Citizens Bank

  • GoalTrack Savings Program. This program can be added to any of Citizen Bank's savings accounts. You set a target time-frame and a monthly savings goal amount. If you achieve your goal, you can earn up to $250 in gift cards. The amount varies depending on your goal.

  • One Deposit Checking. The service fee for this checking account is easily waived when you make one deposit of any amount each statement period.

  • Student Checking. This account is free for students and young adults under 25. Students who are 16 years old can apply for a joint account with a parent or guardian. For individual accounts, you can apply online if you're 18, or in-person at a branch at the age of 17.

How to Avoid Citizens Bank Checking Account Fees

  • One Deposit Checking. The $9.99 monthly fee can be waived if you make one deposit of any amount each statement period.

  • Platinum Checking. The $25 monthly fee can be waived if you maintain a combined balance of at least $25,000 across all Citizens Bank deposit and investment accounts.

  • Platinum Plus Checking. The $25 monthly fee can be waived if you: maintain a combined balance of at least $25,000 across all Citizens Bank deposit and investment accounts, AND have either total deposits of at least $5,000 per month, OR maintain a $10,000 average daily checking balance.

  • Student Checking. There is no monthly service fee if you are under 25.

    Highlights

    Savings
    Several types of Savings accounts. 0.01% - 0.07% APY. No minimum opening deposit. $4.99 monthly maintenance fee, unless you have a minimum daily balance of $200 in your account, or have a qualifying Citizens Bank checkings account .
    Compare: Citizens Bank vs CIT
    CD
    Several types of CD accounts. Terms ranging from 12 - 24 months. 0.10% - 1.55% APY. Some APY rates may require qualifying Citizens Bank Checking Account. Minimum opening deposit $1000 for all accounts.
    Money Market
    Several types of Money Market accounts. 0.01% - 0.12% APY. No minimum opening deposit. Monthly maintenance fee of $10, unless you have a minimum daily balance of $2500. Other Money Market accounts have no monthly maintenance fee but require qualifying Citizens Bank Checking Account.
    Compare: Citizens Bank vs UFB Direct
    Customer Service
    24/7 Telephone Customer Service
    Compare: Citizens Bank vs Chase
    ATMs
    More than 3100 ATMs across 11 states.
    Compare: Citizens Bank vs Discover
    IRA CD
    Terms ranging from 1 - 120 months. Minimum opening deposit $250. No monthly maintenance fee.
    Locations
    More than 1100 branches across the country
    Compare: Citizens Bank vs TD

Pricing information from published website as of 01/22/2020 based on 10011 zip code.

 TD Bank
 Learn MoreVisit Site
 

Citizens Bank

TD Bank

 

Benefits and Features

SavingsSeveral types of Savings accounts. 0.01% - 0.07% APY. No minimum opening deposit. $4.99 monthly maintenance fee, unless you have a minimum daily balance of $200 in your account, or have a qualifying Citizens Bank checkings account .0.05% APY. No minimum deposit. $5.00 monthly fee waived if 1) minimum $300 balance or 2) waived for the first 12 months if with recurring transfer of $25 or more from a TD Bank account or if you're under 18 or 62 and older.
CDSeveral types of CD accounts. Terms ranging from 12 - 24 months. 0.10% - 1.55% APY. Some APY rates may require qualifying Citizens Bank Checking Account. Minimum opening deposit $1000 for all accounts.0.10% - 1.19% APY (up to 1.50% for Rate Bump APY). Terms of 3 months to 5 years. Minimum deposit of $250. Allows one penalty-free withdrawal (depending on account).
Money MarketSeveral types of Money Market accounts. 0.01% - 0.12% APY. No minimum opening deposit. Monthly maintenance fee of $10, unless you have a minimum daily balance of $2500. Other Money Market accounts have no monthly maintenance fee but require qualifying Citizens Bank Checking Account.0.03% - 0.20% APY (up to 0.25% for Rate Bump APY) for amounts up to $250,000. No minimum deposit. $11 or $12 monthly maintenance fee waived if 1) minimum $2000 balance or 2) over 62 years old.
Customer Service24/7 Telephone Customer Service24/7 Live Customer Service (Telephone)
ATMsMore than 3100 ATMs across 11 states.Approximately 1,300 ATMs throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida
IRA CDTerms ranging from 1 - 120 months. Minimum opening deposit $250. No monthly maintenance fee.0.10% - 1.19% APY (up to 1.50% for Rate Bump APY). Terms of 3 months to 5 years. Minimum deposit of $250. Additional contributions and penalty-free withdrawal available (depending on account).
LocationsMore than 1100 branches across the country1300 locations along the east coast.
 Learn MoreVisit Site

Citizens Bank: Pricing information from published website as of 01/22/2020 based on 10011 zip code.

TD: Pricing information from published website as of 01/08/2020 based on 08034 zip code.


Citizens Bank Alternatives

    TD

    TD Beyond Checking

      New customers who apply online for a TD Beyond Checking account can earn a $300 cash bonus after receiving direct deposits of $2,500 or more within 60 days. To qualify for this offer, you must be a U.S. resident and apply for the offer online. Offer is available in these states: CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
    • Earn $300 when you receive direct deposits totaling $2,500 or more within 60 days
    • Get more from your checking account. With TD Beyond Checking with Payback Plus, you'll earn interest and get reimbursed for non-TD ATM transactions, Rush Bill Payments and more.
    • Monthly maintenance fee waived when you receive monthly direct deposits of $5,000 or more, or maintain a minimum daily balance of $2,500, or a combined balance of $25,000 across eligible TD accounts.
    • TD fees waived at any ATM and non-TD fees reimbursed when you keep at least a $2,500 daily balance
    • Overdraft Payback - Get overdraft fees automatically reversed up to two times a year.
    • Get your money where it needs to go —fast— with Rush Bill Payments, Send Money with Zelle®, incoming wires and a reimbursement for one outgoing wire (domestic or international) per statement cycle.
    • TD checking accounts come with an instant-issue debit card. And, you can pay with confidence with Zero Liability protection and 24/7 fraud monitoring.
    • Monthly maintenance fee waived on one TD Simple CheckingSM account and any Savings and Money Market accounts. Plus, get free standard check orders, money orders, official bank checks and stop payments.
    Chase

    Chase Sapphire℠ Checking

    • Enjoy a $1,000 welcome bonus when you join Sapphire℠ Banking. Within 45 days, transfer a total of $75,000 or more in qualifying new money or securities to a combination of eligible personal checking, savings and/or investment accounts, (excludes any J.P. Morgan retirement accounts and CDs) and maintain that balance for 90 days.
    • Enjoy a new kind of banking experience
    • No ATM fees worldwide - down the street or around the globe
    • Perks that add up - relationship rates, special access and help when you need it
    • Open online
    • Email my upgrade code
    • Available in: AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KY, LA, MA, MD, MI, MS, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, TN, TX, UT, VA, WA, WI, WV
    Huntington

    Asterisk-Free Checking Account - $150 Bonus

    Open a Huntington Asterisk-Free Checking account online. Make total deposits of at least $1,000 within 60 days of account opening. Your bonus of $150 will be deposited in your Asterisk-Free checking account after all requirements are met and your account is open for 90 days. This offer is available to applicants residing in Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania, and West Virginia.

    CIT

    Savings Builder High Yield Savings - 1.80% APY

    Earn up to 1.80% APY. Here's how it works: Maintain a minimum balance of $25k OR make at least a $100 minimum deposit every month.

    HSBC

    HSBC Advance Checking - Up to $350 Cash Back

      Get up to $350 with a 2% Cash Back Checking Offer when you open a new HSBC Advance checking account and complete the following qualifying activities.
    • Open your new HSBC Advance checking account by March 1, 2020; and
    • Set up Qualifying Direct Deposits into your new HSBC Advance checking account; and then
    • Enjoy 2% Cash Back on Qualifying Direct Deposits into your new HSBC Advance checking account, up to $30 per month, during the first 12 calendar months after account opening — up to $350
    • You will automatically receive the 2% Cash Back in your new HSBC Advance checking account approximately eight weeks after completing that month's qualifying activities.
    • Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
    Expires 3/1/2020

Articles on Citizens Bank

    Citizens Bank Review

    Are you looking for a bank that will not only keep your money, but also help push you to meet your financial goals? If so, you may want to consider Citizens Bank.

Recent Mentions

    Best Money Market Rates

    Good money market accounts offer high interest rates with more flexibility. Here are the top money market accounts to earn the most interest.

    Top 10 Best Online Savings Account

    The best online savings accounts pay a good interest rate, are fully secured, and allow for flexibility. Find the best high interest savings accounts to consider.

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