Savings
Compare Savings
Discover Bank
- Savings: 4.25% APY
- ATMs: Over 60,000 no-fee ATMs
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Our Review: (4.6) Discover® Bank offers high interest rates on its online savings and CD accounts. But there are downsides. Here's what you need to know before you open an account...
Citibank
- Savings:
- Citi® Accelerate High-Yield Savings: Available in AA, AE, AK, AL, AP, AR, AS, AZ, CO, DE, GA, GU, HI, IA, ID, IN, KS, KY, LA, MA, ME, MI, MN, MO, MP, MS, MT, NC, ND, NE, NH, NM, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VI, VT, WA, WI, WV, WY and select markets in Florida and Illinois.
- Citi® Savings: Available in CA, CT, DC, MD, NV, NJ, NY, VA, and select markets in Florida and Illinois.
- ATMs: More than 70,000 fee-free ATMs at Citi branches and participating retail locations nationwide, including Target, CVS Pharmacy, Rite aid, Walgreens, Duane Reade and ATMs displaying Allpoint or MoneyPass logo.
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Our Review: Citibank, a CreditDonkey partner, offers banking services and credit cards. But service fees and balance requirements are on the high side. Is it the right bank for you?...
CIT Bank
- Savings: Platinum Savings: 5.05% APY with a balance of $5,000 or more
Savings Connect: 4.65% APY
Savings Builder up to 1.00% APY with $25,000+ balance or $100 monthly deposit - ATMs: No ATM fees from CIT Bank. Up to $30 in other banks' ATM fees reimbursed per month (for eChecking Account)
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Our Review: (4.4) CIT Bank offers a high interest rate. But how reliable is this online bank? Read this review to find out if what you heard is true...
Western Alliance Bank
- Savings: 5.36% APY
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Our Review: (3.9) Western Alliance Bank offers savings products with competitive APYs for people looking to grow their money. Is there a catch? Read on to find out...
UFB Direct
- Savings: Up to 5.25% APY
- ATMs: Free withdrawals at 91,000 ATMs across the nation
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Our Review: (4.3) UFB Direct offers high interest rates. But is it a safe choice? Find out in this review...
LendingClub Bank
- Savings: 5.00% APY
- ATMs: Unlimited ATM surcharge rebates for ATM fees charged by other banks and ATM owners.
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Our Review: (4.1) Need a modern bank to help boost your funds? LendingClub's High-Yield Savings account might be for you. Learn more here...
Synchrony Bank
- Savings: 4.75% APY. No monthly service fee and no minimum deposit. An ATM card is provided for easy withdrawal. Synchrony will refund ATM fees for other banks up to $5 per statement cycle
- ATMs: Any ATMs with Plus or Accel logos
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Our Review: (4.3) Synchrony offers some of the highest savings and CD rates. But there are downsides. Read this review before you open an account...
PNC Bank
- Savings: Up to 4.65% APY. Only available in eligible markets.
- ATMs: Approximately 60,000 PNC and partner ATMs
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Our Review: (3.5) PNC Bank has relatively low requirements to waive fees and offers many financial tools to help you meet savings goals. Read on to see if this East Coast bank is right for you...
Virtual Wallet with Performance Select Checking - $400 Bonus
SoFi
- Savings: Up to 4.60% APY
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Our Review: (3.8) SoFi offers unsecured personal loans if you need to borrow money ASAP. But is it legit (or not)? Learn how SoFi personal loans actually work...
HSBC Bank
- Savings: Premier Relationship Savings: 4.50% APY when you link an eligible Premier checking account and meet one of four eligibility criteria (otherwise 0.05% APY)
- ATMs: Any HSBC ATMs in the U.S.; HSBC ATMs abroad may incur additional fees and foreign conversion rates.
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Our Review: HSBC Bank offers a global banking account ideal for those who live and work overseas. Is it right for your needs? Read on for the pros and cons...
Quontic
- Savings: High Yield Savings: 4.50% APY
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Our Review: (4.3) Quontic Bank aims to provide a better experience (and rewards) for those underserved by traditional banks. Review the rates, fees, and customer reviews...
Marcus by Goldman Sachs
- Savings: 4.50% APY. $0 to open. No fees to open or maintain account. No minimum daily balance requirement.
- ATMs: None
Marcus by Goldman Sachs offers savings accounts and CDs at high interest rates. But don't expect accounts with a lot of bells and whistles. Read on for the pros and cons...
Capital One
- Savings: 4.35% APY
- ATMs: Over 70,000 no-fee Capital One & Allpoint ATMs
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Our Review: (4.3) Capital One 360 checking and savings accounts are free to open and offer higher-than-average APY rates. Does this popular web bank live up to its claims? Find out if it's right for you...
Ally Bank
- Savings: 4.25% APY
- ATMs: Over 43,000 no-fee Allpoint ATMs
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Our Review: (4.4) Ally Bank offers good interest rates and no account minimums. But is this popular online bank good for you? Learn the benefits (and drawbacks) here...
Current
- Savings: Up to 4.00% bonus on your Savings Pod, on up to a total of $6,000
- Monthly Fee: $0
- ATMs: Free access to 40,000+ Allpoint ATMs
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Our Review: (4.4) Is Current a good fit for you? Discover its benefits and drawbacks, and see how it sizes up against apps like Chime in this review...
Relay
- Savings: Earn up to 3% APY: Earn 1% APY on savings balances of less than $50,000, 1.5% APY on savings between $50,000 and $250,000, 2% APY on savings balances between $250,000 and $1,000,000 and 3% APY on savings balances of more than $1,000,000.
- Monthly Fee: $0
- APY: N/A
- ATMs: 55,000+ AllPoint ATMs
- Balance Requirement: None
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Our Review: (4.6) Relay Financial offers online banking services for businesses. Yes, it is free. But, is it the right platform for you? Find out...
Varo Bank
- Savings: 3.00% APY on all balances. Opportunity to earn 5.00% APY if your daily savings balance does not exceed $5,000 AND you make at least 5 Varo debit card purchases per month AND receive at least $1,000 in direct deposits in either the Varo Bank Account or Savings Account.
- Monthly Fee: $0
- ATMs: Over 55,000 fee-free AllPoint ATMs
Copper
- Savings: Create savings goals; 2% savings rewards for Copper Basic Plan, 5% savings rewards for Copper Pro Plan on Savings Balances up to $5,000 per family.
- Monthly Fee: Copper Basic Plan: $4.95 per month
Copper Pro Plan: $7.95 per month - Minimum Deposit to Open: $0
- ATMs: Free access to 55,000+ Allpoint ATMs
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Our Review: (4.1) Copper Banking is a banking and investing platform to teach kids and teens financial literacy. Discover its features, pros, and cons in this review...
Chime
- Savings: 2.00% Annual Percentage Yield (APY).
- Monthly Fee: $0
- ATMs: Over 60,000 fee-free MoneyPass, Allpoint, and Visa Plus Alliance ATMs
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Our Review: (4.5) Chime has no monthly fees, so what's the catch with the app? Find out how you can get paid two days early and grow your savings...
Greenlight
- Savings: 1% savings reward (2% for Greenlight Max, 5% for Greenlight Infinity) on an average daily savings balance of up to $5,000 per family
- Monthly Fee: Greenlight Core: $4.99 per month
Greenlight Max: $9.98 per month
Greenlight Infinity: $14.98 per month - Minimum Deposit to Open: $1
- ATMs: Any ATM with a Mastercard, Visa Interlink or Maestro name or logo. But the ATM owner may charge a withdrawal fee.
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Our Review: (4.0) Looking to teach your kids or tweens how banks and debit cards really work? Greenlight may be for you. Learn the pros, cons, fees, and more in this review...
Digit
- Savings: Yes
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Our Review: (3.3) Digit automatically builds a savings fund for you by withdrawing small, affordable amounts. But it's not perfect. Is it worth the fee? Let's find out...
GO2bank
- Savings: 1% APY on savings, paid quarterly on balances up to $5,000
- Monthly Fee: $0/mo with eligible direct deposit (otherwise $5 per month)
- ATMs: Over 55,000 fee-free AllPoint ATMs
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Our Review: (4.0) Get the real deal about GO2bank. Is it legit? Find out in this in-depth review...
Qapital
- Savings: Yes
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Our Review: (4.0) Qapital "forces" you to save by rounding up your purchases or following rules you've chosen. So can this mobile app for beginning savers help you? Read on to find out...
Rize
- Savings: Yes
Axos Bank
- Savings: 0.61% APY (balances under $25k); 0.25% APY ($25K-$100K); 0.15% APY ($100k and over)
- ATMs: Approximately 91,000 partner ATMs
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Our Review: (4.0) Axos Bank offers full-service banking completely online with no fees. Find out below whether they can replace your traditional bank account...
Charles Schwab Bank
- Savings: 0.48% APY
- ATMs: Unlimited ATM fee rebates when used with ATMs with the Visa, Interlink logo. Available worldwide.
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Our Review: (4.1) Charles Schwab is more than a brokerage. It also offers high yield checking and savings interest rates that might far surpass your local bank. Read on to learn the pros and cons...
FDIC National Average
- Savings: 0.46%
Wells Fargo
- Savings: 0.15% APY. Minimum opening deposit of $25. Monthly service fee of $5, unless you maintain a minimum daily balance of $300, make 1 automatic transfer each fee period of $25 or more from a linked Wells Fargo checking account, make 1 automatic transfer each business day within the fee period of $1 or more from a linked Wells Fargo checking account, make 1 or more Save As You Go® transfers from a linked Wells Fargo checking account, or primary account owner is 24 years old or under.
- ATMs: More than 12,000 ATMs across the country.
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Our Review: (3.9) Wells Fargo offers nationwide access with thousands of ATMs and branch locations. But are their checkings and savings accounts right for you? Read on to see the best options...
Santander Bank
- Savings: 0.03% APY. $25 Minimum opening deposit. $1 monthly fee, unless 1) You have a Santander Checking Account, or have 2) $100 average daily balance in your savings account.
- ATMs: Over 2000 ATMs throughout the Northeast, including in many CVS/pharmacy® locations
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Our Review: (3.8) If you're in the Northeast, Santander Bank offers solid basic checking and savings options, as well as competitive rates for CDs. Read on to see if it fits your needs...
TD Bank
- Savings: 0.02% APY. No minimum deposit. $5.00 monthly fee waived if 1) minimum $300 balance or 2) waived for the first 12 months if with recurring transfer of $25 or more from a TD Bank account or if you're under 18 or 62 and older.
- ATMs: Approximately 700 ATMs throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida
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Our Review: (3.9) TD Bank offers extended customer hours and easy online banking. Are these perks worth it? Find out what makes TD Bank a great choice for you and some reasons to look elsewhere...
Citizens Bank
- Savings: Several types of Savings accounts. 0.01% APY. No minimum opening deposit. $4.99 monthly maintenance fee, unless you have a minimum daily balance of $200 in your account, or have a qualifying Citizens Bank checkings account.
- ATMs: More than 3,400 ATMs across 14 states.
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Our Review: (3.8) Are you looking for a bank that will not only keep your money, but also help push you to meet your financial goals? If so, you may want to consider Citizens Bank...
Bank of America
- ATMs: Approximately 16,000+ ATMs
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Our Review: Bank of America is a national bank with many account options and user-friendly online banking. But does this convenience come at a cost? Read on...
Regions Bank
- Savings: 0.01% APY
- ATMs: More than 1900 ATMs in 15 Southern and Midwestern US states.
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Our Review: (3.4) Regions Bank offers a variety of deposit products, easy account opening requirements, and special reward programs. Read on to see if this bank is right for you...
M&T Bank
- Savings: 0.01% APY. Monthly service fee of $7.50 unless you 1) maintain a minimum daily balance of $500 or more or, 2) have a personal checking account with M&T Bank or, 3) make at least one deposit in your Relationship Savings account
- ATMs: More than 1,800 M&T Bank ATMs in New York, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia and the District of Columbia.
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Our Review: (3.4) If you are on the upper East Coast, you probably see M&T Bank frequently. With a free checking option and a range of deposit accounts, does it meet your needs?...
BMO Bank
- Savings: 0.01% APY. $5 reward every month you save $200 or more, for the first year.
- ATMs: 40,000+ BMO and Allpoint ATMs
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Our Review: (3.5) BMO offers low fees and a large ATM network. But savings rates are low. However, the strong features can still make it a good bank for you. Read on...
SunTrust Bank
- Savings: 0.01% APY for all savings account. For Essential Savings Account - no minimum opening deposit, no monthly maintenance fee, no tiered interest rates. For Select Savings Account - $100 minimum opening deposit, $7 monthly maintenance fee unless 1) minimum $25 per month auto-transfer from a SunTrust personal checking account or, 2) $1,000 minimum daily collected balance. Has tiered interest rates.
- ATMs: More than 2160 ATMs across 11 southeastern states and Washington DC.
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Our Review: (3.7) If customer service ranks high on your list, SunTrust Bank may be one you want to check out. While they offer interest rates comparable to most "big banks," they do offer that warm, fuzzy feeling some people look for in a bank...
Bluevine
- Savings: No savings account, but you add 5 free sub accounts
- Monthly Fee: Standard tier: $0 per month
Premier tier: $95 per month (can be waived with $100k average daily balance and $5k debit card spend) - APY: 4.25% APY on balances up to $3M for Premier customers; 2.0% APY on balances up to $250,000 for Standard tier customers that meet monthly eligibility requirements
- Minimum Deposit to Open: $0
- ATMs: 38,000+ MoneyPass ATMs
- Balance Requirement: None
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Our Review: (4.4) Bluevine offers free business checking with a high interest rate. But what's the catch? Is it right for your business? Read on for the full review...
Lili
- Savings: Emergency Bucket for all users; Lili Pro users also get an Emergency Bucket with 4.15% APY
- Monthly Fee: $0
- APY: N/A
- ATMs: 38,000+ MoneyPass ATMs
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Our Review: (4.4) Lili offers a free business checking account with tax planning and expense tracking tools. Review the features to find out if Lili is worth it...
Free Checking Account for Sole Proprietors and Single-Member LLC
goHenry
- Savings: Create savings goals; No APY
- Monthly Fee: Individual Child - $4.99 per month
Family Plan - $9.98 per month - Minimum Deposit to Open: $5
- ATMs: No fee for either domestic (US) or international ATM use. ATM owners may charge a fee.
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Our Review: (3.8) GoHenry offers kids a debit card and fun money lessons. But is it worth the monthly fee? Find out the pros, cons, and whether it's safe for your child...
Novo
- Savings: No savings account, but you add up to 20 Reserves
- Monthly Fee: $0
- APY: N/A
- Minimum Deposit to Open: $50 to access all Novo's features
- ATMs: Up to $7 per month reimbursement of ATM fees worldwide
- Balance Requirement: None
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Our Review: (3.3) Novo provides digital banking services for entrepreneurs and small businesses. Explore Novo's features, business perks, and fees in this review...
BusyKid
- Savings: Parents can add interest or matching on kids savings
- Monthly Fee: $4 per month (billed annually at $48)
- Minimum Deposit to Open: $0
- ATMs: 55,000+ Allpoint ATMs; $1.50 withdrawal fee, plus ATM owners may also charge a fee.
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Our Review: (3.8) BusyKid lets your child earn, save, and invest their allowance. But is it safe? Find out if the app is worth the cost...
FamZoo
- Savings: Parents can set up a custom interest rate to encourage kids saving
- Monthly Fee: $5.99 per month, OR
$25.99 for 6 months
$39.99 for 12 months
$59.99 for 24 months - Minimum Deposit to Open: $0
- ATMs: Any ATM, but the ATM owner may charge a fee.
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Our Review: (4.2) FamZoo is a virtual family bank offering prepaid debit cards for kids. But is it worth the monthly fee? Find out how it stacks up in this review...
Found
- Savings: Only includes a Tax Savings Account with auto-save feature
- Monthly Fee: $0
- APY: N/A
- ATMs: Any ATM that accepts Mastercard; No ATM fees from Found, but owner may charge a fee
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Our Review: (4.3) Found Business Banking offers helpful tax and invoicing tools for self-employed people. But it lacks other basic features. Here's what you need to know...
Jassby
- Savings: Create savings goals; no APY
- Monthly Fee: $5.95 per month
- Minimum Deposit to Open: $0
- ATMs: N/A
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Our Review: (3.6) Jassby is a debit card and an app with parental controls for kids and teens. But is it safe and secure? Find out if Jassby is worth it for your child...
Mazoola
- Savings: Create savings goals; no APY
- Monthly Fee: $0
- ATMs: N/A
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Our Review: (3.6) Is the Mazoola app and virtual debit card safe? Find out how to use Mazoola to teach your kid about financial responsibility...
NorthOne
- Savings: No savings account, but you can create unlimited envelopes for savings goals
- Monthly Fee: $0
- APY: N/A
- Minimum Deposit to Open: $50
- ATMs: 38,000+ MoneyPass ATMs
- Balance Requirement: None
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Our Review: (4.3) NorthOne is a banking platform for small businesses. But is it right for you? Find out the unique features it offers and how it compares...
Till
- Savings: Create savings goals; No APY
- Monthly Fee: $0
- ATMs: Any ATM, but the ATM owner may charge a fee
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Our Review: (3.9) Is Till Financial legit and safe for kids? Find out how a Till debit card compares to competitors like Greenlight and GoHenry...
Acorns
- Savings: No
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Our Review: (4.1) Acorns automatically invests your spare change. But can it help make you money? Find out if this app is safe and legit...
Chase
- Savings:
- Chase Savings: $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account, OR a linked Chase College Checking for Overdraft Protection, OR a linked qualifying Chase checking account, OR for owners under 18. $0 to open.
- Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account.
- ATMs: 15,000+ Chase ATMs
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Our Review: (3.6) Chase has new customer bonuses and a strong nationwide presence. But there are drawbacks. Read this review to see if Chase is a good bank for you...
Associated Bank
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Our Review: (3.6) If you live in the Midwest, you've likely heard of Associated Bank. Its account offerings are basic with higher fees, but is it a good fit for you? Read on...
Betterment
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Our Review: (4.1) Betterment offers low fees and good returns. But there are risks you should NOT ignore. Read this review to see if Betterment is better...
Mercury
- Savings: 1 free savings account; more upon request
- Monthly Fee: $0
- APY: N/A
- ATMs: 55,000+ Allpoint ATMs
- Balance Requirement: None
US Bank
- Savings: 0.01% APY. Minimum deposit $25. Monthly maintenance fee $4, unless you have $300 minimum daily ledger balance OR $1,000 average monthly collected balance.
- ATMs: More than 37,000 ATMs across the country
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Our Review: (3.7) Weighing up on banking with U.S. Bank? This comprehensive review covers its pros, cons and how it stacks up against other banks...
Fifth Third Bank
- Savings: 0.01% APY
- ATMs: Allpoint® and 7-Eleven® network of ATMs. More than 50,000 fee-free ATMs nationwide.
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Our Review: (3.3) Fifth Third Bank has higher balance requirements and high service fees if they're not met. But it offers some unique programs. Read on to see if Fifth Third Bank is a good fit for you...
Huntington Bank
- Savings: 0.01% APY (Premier Savings). $4 monthly fee, unless you have 1) daily average balance of $300, or 2) linked to a Huntington Asterisk-Free Checking Account. Minimum deposit of $50.
- ATMs: Over 1,700 ATMs
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Our Review: (3.9) Huntington Bank provides great accounts benefits like free Overdraft Protection Transfers. Read on to see if this bank is right for you...
KeyBank
- Savings: 0.01% APY. $10 minimum opening deposit. $4 monthly maintenance fee unless you are an owner of a KeyBank consumer checking account (including the KeyBank Hassle-Free Account).
- ATMs: More than 40,000 KeyBank and Allpoint ATMs nationwide
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Our Review: (3.3) Are you looking for a no-frills checking account or maybe a bank that offers relationship banking services/interest rates? You may have found your fit with KeyBank...