Mercury

	Mercury	Novo


	Benefits and Features
Savings	1 free savings account; more upon request	No savings account, but you add up to 10 Reserves
Checking	No monthly fees; no balance requirements	No monthly fees; no balance requirements
APY	N/A	N/A
Customer Service	Email only	Phone, email, or in-app messaging: Monday - Friday, 9 am - 6 pm EST
Minimum Deposit to Open	$0	$50 to access all Novo's features
ACH Transfer Fee	$0	$0
ATMs	55,000+ Allpoint ATMs	Unlimited reimbursement of all ATM fees worldwide
Balance Requirement	None	None
Cash Deposit Fee	N/A	N/A
Incoming Wire Transfer Fee	$0	$0
Locations	Online only	Online only
Out of Network ATM Fee	$0	Unlimited ATM fee rebates
Outgoing Wire Transfer Fee	$0	N/A
Overdraft Fee	$0	$27
Monthly Fee	$0	$0

Mercury Alternatives

Free Business Checking

$0 monthly service fee
Unlimited ATM fee rebates
Free ACHs, incoming wires, and mailed checks
Up to 10 Reserves to manage multiple budgets
Thousands of app integrations

Banking services provided by Middlesex Federal Savings F.A., Member FDIC

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