Chase Bank Offers

What promotions does Chase have right now? Find out how much you can earn and how to qualify for the latest Chase bank promotions.

Chase Bank is the biggest bank in the U.S., with more than $3.7 trillion in assets and 4,700+ branches across the country.

Chase offers a wide variety of banking products, and their streamlined mobile app gives you easy access to all your accounts. Naturally, it's one of the first banks many people think of when it's time to open a bank account.

Of course, one of the biggest perks of joining a traditional bank is the big bonus offers. Learn more about the current Chase new account bonuses. Plus, check out the pros and cons of each account below.

Best Chase Checking Account Bonus

Ready to open a Chase checking account? Start here. Check out the best new account promotions available at Chase right now.

Chase Total Checking: $200 Bonus

Chase Total Checking is the most popular Chase checking account. It's a good choice if you're looking for basic, no-frills checking.

The account doesn't earn interest or have a ton of extra features. But the $200 bonus for new accounts is worth checking out.

There is a $12 monthly fee, but it's pretty easy to waive it. For instance, you just need to make $500 in electronic deposits each month. For a reliable checking account at one of the biggest banks, this is a solid choice to consider.

How to get the Chase Total Checking bonus

1. Open a Chase Total Checking account
   
2. Set up direct deposit of your paycheck, pension, or government benefits within 90 days of enrollment
   
3. Get your bonus within 15 days of completing requirements

How to waive the monthly fee
Meet ONE of these requirements to waive the $12 fee:

• Electronically deposit $500 or more each month
  
• Keep a balance of $1,500 or more at the beginning of each day
  
• Keep a combined balance of $5,000 or more across qualifying Chase accounts at the beginning of each day

Member FDIC

Chase Total Checking® - $200 Bonus

Click Here to Open an Account

Expires 10/18/2023

• New Chase checking customers enjoy a $200 bonus when you open a Chase Total Checking^® account and set up direct deposit
• Access to more than 15,000 Chase ATMs and more than 4,700 branches
• Chase Mobile^® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
• JPMorgan Chase Bank, N.A. Member FDIC
• Open your account online now
• Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
• Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*

Chase Secure Banking: $100 Bonus

If you don't qualify for Chase Total Checking or you can't waive the monthly fee, there's an alternative. Chase Secure Banking is a simple account designed to help you save money on checking.

The account has a lower fee of $4.95 per month. You can't waive this fee, but it comes with extra perks. There are zero fees for overdrafts, money orders, and cashier's checks. Plus, the $100 welcome bonus for new accounts helps offset the monthly fee.

When your financial situation changes down the line, you can always upgrade your account to Chase Total Checking.

How to get the Chase Secure Banking bonus

1. Open a Chase Secure Banking account
   
2. Complete 10 qualifying transactions within 60 days of enrollment (debit card purchases, online bill payments, Chase QuickDeposit, Zelle, or ACH credits)
   
3. Get your bonus within 15 days of completing requirements

How to waive the monthly fee
Monthly fee cannot be waived

Member FDIC

Chase Secure Banking℠ - $100 Bonus

Click Here to Get $100 Coupon

Expires 10/18/2023

• New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
• Set up direct deposit and you may get your money up to two business days early-exclusively for Chase Secure Banking℠ customers.
• No minimum deposit to open an account and get started.
• No overdraft fees with a Chase debit card that helps you stay within your balance.
• Chase Secure Banking℠ customers told us they save an average of $50 a month on fees after opening their account.
• JPMorgan Chase Bank, N.A. Member FDIC.
• Pay bills, cash checks and send money with Zelle^® all for a $4.95 monthly service fee.
• Bank from anywhere with access to more than 15,000 Chase ATMs, more than 4,700 Chase branches, the Chase Mobile^® app and Chase Online℠.

Chase Business Complete Banking: $300 Bonus

Chase Business Complete Banking is a great value for small business owners. The checking account comes with built-in credit card processing, so you don't have to sign up for an extra service.

Requirements for the bonus are a little more complicated than they are for personal Chase checking accounts. But it's still relatively easy to get.

The account has a $15 monthly fee, which is not bad for what you're getting. But there are also 5 different ways you can waive the fee completely. One of the easiest ways to waive the fee is to keep a $2,000 daily balance in your account.

How to get the Chase Business Complete bonus

1. Open a Chase Business Complete Banking account
   
2. Deposit a total of $2,000 or more in new money into your new qualifying checking account within 30 days from offer enrollment. The new money cannot be existing deposits at Chase or its affiliates.
   
3. Maintain at least $2,000 balance for 60 days
   
4. Complete 5 qualifying transactions within 90 days of enrollment (debit card purchases, online bill payments, Chase QuickDeposit, wires, or ACH credits)
   
5. Get your bonus within 15 days of completing requirements

How to waive the monthly fee
Meet ONE of these requirements to waive the $15 fee:

• Keep a daily balance of $2,000 or more
  
• Spend at least $2,000 on purchases with a Chase Ink Business credit card each month
  
• Get $2,000 in deposits from QuickAccept or other eligible merchant services each month
  
• Link a Chase Private Client Checking account
  
• Provide valid proof of active or veteran military status

Member FDIC

Chase Business Complete Banking® - $300 Bonus

Click Here to Get Coupon

Expires 10/19/2023

• Earn $300 when you open a new Chase Business Complete Checking^® account. For new Chase business checking customers with qualifying activities.
• Multiple ways to waive the Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink^® Business credit card.
• Full-service business banking. Convenient access to all your business banking services in one place -- lending, checking, credit card and payment solutions.
• Your choice of payment types. Choose from a full range of options for accepting payments and making deposits that include Zelle^®, Online Bill Pay, wire transfers and ACH payments.
• Convenient access to payment processing. Process all major debit and credit cards with QuickAccept^®. It's a built-in feature with your Business Complete Checking account.
• Helping you save money. Multiple ways to waive service fees and unlimited digital transactions helps you keep more of your money.
• Full-featured banking online and on-the-go. Manage your business' finances on your terms with the latest online and mobile banking technology.
• Trusted and secure financial partner. We're committed to helping you grow and protect your business.

Chase College Checking: $100 Bonus

If you're a college student, be sure to check out Chase College Checking. There's no monthly service fee for up to 5 years if you're a student between the ages of 17-24 at account opening with proof of student status. Once you're out of college, there's a $6 monthly fee that can be waived.

Other than that, Chase College Checking is pretty much the same as Chase Total Checking. The bonus is lower with this account. But it's worth it not to stress out about monthly fees while you're in school.

The requirements for the $100 promotion are easy. You just need to make 10 transactions in 2 months. Between debit card purchases and Zelle payments to your friends, you'll reach that in no time.

How to get the Chase College Checking bonus

1. Open a Chase College Checking account
   
2. Complete 10 qualifying transactions within 60 days of enrollment (debit card purchases, online bill payments, Chase QuickDeposit, Zelle, or ACH credits)
   
3. Get your bonus within 15 days of completing requirements

How to waive the monthly fee
Meet ONE of these requirements to waive the $6 fee:^[1]

• No monthly service fee while in college for up to 5 years if you're a student between the ages of 17-24 at account opening with proof of student status.
  
• Make an electronic deposit each month
  
• Keep an average daily balance of $5,000 or more

Member FDIC

Chase College Checking℠ - $100 Bonus

Click Here to Get $100 Coupon

Expires 10/18/2023

• Enjoy $100 as a new Chase checking customer when you open a Chase College Checking℠ account and complete 10 qualifying transactions within 60 days of coupon enrollment.
• No Monthly Service Fee for up to 5 years if you're a student between the ages of 17-24 at account opening with proof of student status.
• Students ages 18-24 with a Social Security Number can open an account online or at a Chase branch. Students with no Social Security number or who are 17-year-olds can only open an account at a branch.
• Keep track of your money in the Chase Mobile^® app. The app helps you manage your money.
• Zelle^® is available in more than 1,000 banking apps in the U.S. So you can send and receive money from almost anyone you know and trust who has a bank account in the U.S.
• Access to more than 15,000 Chase ATMs and more than 4,700 branches.
• JPMorgan Chase Bank, N.A. Member FDIC
• Chase Overdraft Assist℠ - no overdraft fee if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*

Chase Private Client: Up to $3,000 Bonus

Chase Private Client is a premium account for existing Chase customers. It's only open to established Chase customers with large balances. In return, you get personalized banking, dedicated advisors, and other premium perks.

You can qualify for Chase Private Client if you have a daily balance of $150,000 or more in Chase investment and bank accounts. But the requirements for the bonus are even steeper.

How the bonus worked

1. Within 45 days of coupon enrollment, transfer qualifying new money or securities to a combination of eligible checking, savings and/or J.P. Morgan Wealth Management non-retirement accounts (excludes Chase business checking and savings accounts, any J.P. Morgan Self-Directed Investing & Automated Investing, J.P. Morgan Personal Advisors Accounts, J.P. Morgan Wealth Management retirement accounts and CDs).
   
2. Earn $1,000 when you deposit $150,000 or earn $2,000 when you deposit $250,000 or earn $3,000 when you deposit $500,000
   
3. Your bonus will be determined on day 45.
   
4. Maintain the balance for at least 90 days from coupon enrollment
   
5. Get your bonus within 40 days

How to waive the monthly fee
Chase Private Client Checking has no Monthly Service Fee when you do at least one of the following each statement period:

• Option #1: Keep an average beginning day balance of $150,000 or more in any combination of this account and linked qualifying Chase checking, savings and other balances OR
  
• Option #2: have a linked Chase Platinum Business Checking account.

Otherwise a $35 Monthly Service Fee will apply.

Member FDIC

Chase Private Client - $3,000 Bonus

Click Here to Get Upgrade Code

Expires 10/18/2023

• You're eligible for up to a $3,000 bonus when you open a new Chase Private Client Checking℠ account with qualifying activities.
• Speak with a Private Client Banker to open your Chase Private Client Checking account today. Schedule your meeting at your nearest branch or over the phone.
• Priority service for everyday banking. Receive personalized attention from a dedicated Chase Private Client Banker who is ready to help you.
• Earn $1,000 when you deposit $150,000 or earn $2,000 when you deposit $250,000 or earn $3,000 when you deposit $500,000
• No ATM fees worldwide.
• No Chase fee on incoming or outgoing wire transfers; can be completed online or over the phone.
• Experience a financial relationship that brings you more.
• Deposit products provided by JPMorgan Chase Bank, N.A. Member FDIC. Deposit products are FDIC insured up to the maximum amount allowed by law.

Other Bank Promotions You May Like

Citi Priority - Earn up to $2,000 Cash Bonus

• Earn up to $2,000 when you open a new eligible Citi checking account and enroll in the offer the same day
• New to Relationship customers can choose their Relationship Tier.
• Within 20 days of opening, deposit the minimum amount of new-to-Citibank funds.
• Maintain a minimum balance for 60 consecutive calendar days from the 21st day.
• If your balance falls to a lower Balance Level at any point during the maintenance period, the bonus changes.
• Bonus will be paid within 30 days after you successfully complete all required activities.
• Restrictions apply.

Learn More

Expires 1/9/2024

Best Investment Account Bonus

Open an investment account with J.P. Morgan and get rewarded with a new account bonus.

J.P. Morgan Self-Directed Investing: Up to $700 Bonus

The J.P. Morgan Self-Directed Investment account offers the biggest bonus right now. You can earn up to $700 when you open an account, but keep in mind this is a tiered bonus. The more you deposit to your account, the more you'll earn.

Here's how much you'll receive with each tier:

• Deposit $5,000-$24,999 → $50 bonus
  
• Deposit $25,000-$99,999 → $150 bonus
  
• Deposit $100,000-$249,999 → $325 bonus
  
• Deposit $250,000 or more → $700 bonus

The deposit needed to get the highest bonus is pretty steep, but it's one of the biggest bonuses seen to date. The $50 bonus for the lowest tier is still a nice sum, and a lot easier to attain.

If you're looking for a simple and convenient investing platform, this is a solid choice. And there's no better way to try it out than with a huge welcome bonus.

How to get the J.P Morgan Investment account bonus

1. Open a new J.P. Morgan Self-Directed Investing account
   
2. Fund your account with a qualifying amount in 45 days
   
3. Your bonus is determined on day 45
   
4. Keep the new funds in your account for 90 days
   
5. Get your bonus within 15 days of completing requirements

How to waive the monthly fee
There are no monthly fees

J.P. Morgan Self-Directed Investing

• Get up to $700 when you open and fund a J.P. Morgan Self-Directed Investing account with qualifying new money.
• $700 when you fund with $250,000 or more
• $325 when you fund with $100,000-$249,999
• $150 when you fund with $25,000-$99,999
• $50 when you fund with $5,000-$24,999
• Get unlimited commission-free online stock, ETF, fixed income, and options trades when you open an account.
• $0 Online Commission trades
• Choose an account that's right for you: General Investing, Traditional IRA or Roth IRA.
• Access our secure, easy-to-use trading experience online or through the Chase Mobile^® app.
• Our powerful tools and resources are built to help you take control of your investments.

INVESTMENT AND INSURANCE PRODUCTS ARE: NOT A DEPOSIT • NOT FDIC INSURED • NO BANK GUARANTEE • MAY LOSE VALUE

Click Here to Learn More

Expires 10/12/2023

Chase Bank Account Offers for Current Customers

Don't qualify for a Chase new account bonus? Here's how you can earn a bonus as a current Chase customer.

Chase Referral Bonus: Up to $500 Per Year

Existing Chase checking customers unfortunately can't take advantage of new account promotions. But Chase still offers a way to earn up to $500 per year with the Refer-A-Friend bonus.

If you know people who are in the market for a new checking account, ask them to sign up through your personalized link. Both you and your friend will get $50, and you can get rewarded up to 10 times a year.

At any given point, there are most likely going to be better promotions for new customers. But if your friend can't meet the requirements for those, this is a good alternative. Free $50 is better than nothing!

How to sign up for the bonus

1. Enter your details and get your sharing link
   
2. Send the link to friends
   
3. Get $50 for each friend who opens a qualifying checking account
   
4. Earn up to 10 referral bonuses per year
   
5. Your friend gets $50 bonus too
   
6. Get your bonus within 30 days of completing requirements

Chase Credit Card Promotions

At Chase's Secure Site Chase Freedom Unlimited® INTRO OFFER: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back! Enjoy 6.5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year). After your first year or $20,000 spent, enjoy 5% cash back on Chase travel purchased through Ultimate Rewards®, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases. No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open! Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49% - 29.24%. No annual fee - You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited® card Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more. Member FDIC Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0% for 15 months 0% for 15 months 20.49% - 29.24% Variable $0

At Chase's Secure Site Chase Sapphire Preferred® Card Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®. Enjoy benefits such as 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining, and 2x on all other travel purchases, and $50 annual Ultimate Rewards Hotel Credit, plus more. Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel. Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more. Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024. Member FDIC Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 21.49% - 28.49% Variable $95

At Chase's Secure Site Chase Sapphire Reserve® Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Ultimate Rewards® $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year. Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards®. For example, 60,000 points are worth $900 toward travel 1:1 point transfer to leading airline and hotel loyalty programs Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck® Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more Member FDIC Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 22.49% - 29.49% Variable $550

At Chase's Secure Site Ink Business Unlimited® Credit Card Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening Earn unlimited 1.5% cash back on every purchase made for your business No Annual Fee Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®. Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control. Round-the-clock monitoring for unusual credit card purchases With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information. 0% introductory APR for 12 months on purchases Member FDIC Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0% for 12 months N/A 18.49% - 24.49% Variable $0

At Chase's Secure Site Ink Business Cash® Credit Card Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases Round-the-clock monitoring for unusual credit card purchases With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information. No Annual Fee Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®. 0% introductory APR for 12 months on purchases Member FDIC Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0% for 12 months N/A 18.49% - 24.49% Variable $0

At Chase's Secure Site Ink Business Preferred® Credit Card Earn 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards® Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases Round-the-clock monitoring for unusual credit card purchases With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information. Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards® Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account. Member FDIC Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 21.24% - 26.24% Variable $95

Expired Chase Bank Promotions

Chase bank bonuses come and go. Here are some past Chase promotions you missed. Keep an eye out in case they come back in the future.

Chase Sapphire Checking: $1,000 Bonus (Expired)

Chase Sapphire Checking is a premium checking account with great perks for travelers. This was a huge Chase bonus with a whopping $1,000 for new and existing customers.

The account offers no ATM fees worldwide, no everyday banking fees or foreign transaction fees, and access to Sapphire lounges.

The fee for this premium account is naturally higher than it is for its other checking accounts. There's a $25 monthly maintenance fee, but the fee is waivable. If you have a total of $75,000 or more across qualifying Chase deposit and investment accounts, you'll pay $0 per month.

How the bonus worked

1. Open a Chase Sapphire Checking account
   
2. Transfer $75,000 or more to your Chase deposit/investment accounts within 45 days of enrollment
   
3. Maintain the balance for at least 90 days from enrollment

How to waive the monthly fee

• Keep a balance of $75,000 or more across your Chase deposit and investment accounts.

FAQs About Chase Bank Offers

Are sign-up bonuses from Chase Bank taxed?
The cash welcome bonuses you receive upon opening a bank account or credit card are taxable income. The bonus counts as interest income issued by your bank, and you'll have to report it to the IRS at tax time.^[2]

If you take advantage of a Chase bonus, expect to receive a Form 1099-INT at the end of the year.^[3]

How do I check my Chase bonus?
Most Chase bonuses post within 15 days of completing all the requirements. If you've done all the necessary steps, you should find your bonus amount in your account by that time.

If the bonus isn't showing up on your account, you can give Chase customer service a call at 1-800-935-9935.

Does Chase Bank have a sign-on bonus?
Chase Bank usually has multiple bonuses offers going on at any given time. If you don't qualify for one bonus, there's a good chance you'll be able to find another that fits your needs.

How long does it take to get paid a bonus from Chase?
You'll receive most Chase checking account bonuses within 15 days of meeting all the requirements. Other bonuses might take longer. The Chase referral bonus posts to your account within 30 days of completing requirements.

Chase credit card bonuses take the longest to pay out. Bonus points can take 6 to 8 weeks to reflect on your account.

Where can I find my Chase referral bonus?
Once your friend opens an account through your referral link, you can expect to get paid within 30 days. Your bonus will automatically post to your Chase checking account.

How long do Chase referrals last?
Chase referral links last 6 months from the time the link is generated. During this time, you can send it out to as many friends as you'd like. But keep in mind that you can only earn up to 10 referral bonuses a year.

After 6 months, the link expires. You'll have to generate a new link to continue referring people.

Do Chase offers expire?
Yes, Chase Offers do expire. Chase Offers are deals and coupons that you can activate through your account dashboard. You can see the offer amount and how long you're able to use it when you add them to your account.

Can Chase offers be used multiple times?
Every Chase Offer is different. Some can be used multiple times until the deal expires. Others can be used one time only. Check the fine print of the offer to see what the specific terms are.

How do I get more offers from Chase?
If you subscribe to Chase emails, you'll receive an update each time there's a new batch of offers available to you. Chase Offers update pretty frequently, so check back every week or two to find the latest deals.

Bottom Line: Which Chase Bonus is Best for You?

No matter what type of bank account you're looking to open, Chase probably offers a sign-up bonus for it. Be sure to check whether you qualify for the account and the bonus before signing up.

Remember: Avoid simply choosing the highest bonus you can find. The account you sign up for needs to suit your financial situation. If you're not able to waive the monthly fee for an account, for example, it might not be the best idea to sign up for it—even if the bonus is tempting.

Before you sign up for any account, be sure to compare all your options and do your research. Check out our full Chase review to learn more.

References