Chase Routing Number: What You Need to Know

What is Chase Bank's routing number? Depends on the state. Find the right one for your account with our guide.

Routing numbers are 9-digit numbers that banks use to identify themselves. Think of them as addresses that allow other banks to find your money.

You need your routing number for many tasks, including:

• ACH payments

• Setting up direct deposit

• Receiving benefits from the government, including tax refunds

• Transferring money between accounts at different banks or investment firms

• Automatic bill payment

• Domestic wire transfers

Chase has branches throughout the United States and uses different routing numbers for different regions. Keep reading to learn how to find the right routing number for your transactions.

Chase Routing Numbers by State

Your Chase routing number is associated with the location of the bank where you opened your account. Even if you bank at another Chase branch, what matters is the bank where you originally opened your account.

Here are the Chase routing numbers by state:

If you don't see your region listed or you're unsure where you opened your account, there are other ways to find your Chase routing number. Read on.

Other Ways to Find Your Chase Routing Number

Use a Check
For checking accounts, you can find the routing number in the lower left-hand corner of the checks corresponding with your checking account. It's the first 9 digits located at the bottom of the check.

Go Online
After logging into your account, click the last four digits of your account number that appear above your account information. Your routing number will appear above your account information.

You can also use search at the top of the screen "routing number" to find the correct routing number for your account.

Call Customer Service
As a last resort, if you don't have online checking or a check handy, call Chase at 800-935-9935. After you provide a few details to identify yourself, a representative will be able to confirm your account's routing number.

Routing Numbers for Domestic/International Wire Transfers

Wire transfers are a faster way to send money than an ACH transfer. Chase typically charges a small fee.

In order to wire funds, you'll need to register for an online account with your Chase account. Here's how:

1. In your online banking portal, click on the "Pay and Transfers" tab.

2. Select "Wire money."

3. You'll be prompted to add a wire recipient and other information.

Chase Wire Transfer Fees:

To Make a Domestic Wire Transfer (Within the US):
Chase uses a separate routing number different for these transfers. Use the JP Morgan Chase routing number 021000021 instead.

You'll also need:

• The name of the person to whom you're wiring funds (the "beneficiary") as it appears on their account

• The name and address of the beneficiary's bank

• The beneficiary's account and routing number

To Make an International Transfer:
Use the Chase SWIFT code CHASUS33.

SWIFT (Society for Worldwide Interbank Financial Telecommunication) codes are the international equivalents of the US routing numbers. They direct the money to the correct bank for international transfers.

You'll also need the following information:

• The name of the person to whom you're wiring funds ("the beneficiary") as it appears on their account

• The name and address of the beneficiary's bank

• The beneficiary's account number

• The SWIFT Code of your bank and the bank you are sending to

• Currency being sent

Which Chase Routing Number Should You Use?

For Any Domestic Money Transfer Activity:
Use the ABA routing number for the state where you opened your Chase account.

For Any Domestic Wire Transfers
Use the JP Morgan Chase wire transfer routing number 021000021.

For International Wire Transfers:
Use Chase SWIFT code CHASUS33.

Bottom Line

You'll likely need your Chase routing number when managing your finances. Keep it handy should you need to set up a direct deposit, automatic payment, or wire transfer.