How to Find Your Chase Routing Number

What is Chase Bank's routing number? It depends on the state. Find the correct routing number for your Chase account (even without a check).

List of Chase Routing Numbers by State

Your Chase routing number is associated with the location of the bank where you opened your account.

Even if you moved or mostly visit another Chase branch, what matters is the bank where you originally opened your account.

Here are the Chase routing numbers by state:

Easy Ways to Find Your Routing Number

Chase has branches throughout the United States and uses different routing numbers for different regions. You'll also need a different routing number for ACH and wire transfers.

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Can't remember where you opened your account? Here are easy ways to find your Chase routing number:

Use a Check
Your routing number in the first 9 digits located on the lower left-hand corner of every check.

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The first set of numbers is your routing number, and the next set (on the right) is your specific checking account number. In between is a symbol (that looks like a vertical dash with a colon).

Go Online
Log into your account and click the last four digits of your account number. Your routing number will appear above your account information. You can also use search at the top of the screen "routing number" to find the correct routing number for your account.

Use the App
Access your account through Chase's mobile app. Press Show details under Account Details to view your routing (and account) number.

Call Customer Service
As a last resort, if you don't have online checking or a check handy, call Chase customer support at 800-935-9935. After you verify a few details to identify yourself, a representative will be able to confirm your account's routing number over the phone.

Chase Routing Numbers for ACH Transfers

You will need your routing number for any ACH transfers. This is an electronic transfer of money between financial institutions. You use ACH transfers for many common banking activities, such as:

• Receiving direct deposit
  
• Setting up automatic bill payments
  
• Transferring money between accounts at different banks
  
• Transferring money to/from investment firms
  
• Receiving benefits from the government, including tax refunds

For ACH transfers, use the routing number for the state where you opened your Chase account (the one that's on your check).

Chase Routing Numbers for Wire Transfers

For wire transfers, Chase uses different routing numbers.

• Domestic wires
  If you plan to receive money by wire, you will need to provide your bank account information to the person sending. The Chase routing number for wires is 021000021.

  NOTE: This is a different routing number than the one at the bottom of your checks. You can also search for routing information on the Federal Reserve routing directory.

• International wires
  Use the Chase SWIFT code CHASUS33.

  SWIFT (Society for Worldwide Interbank Financial Telecommunication) codes are the international equivalents of the US routing numbers. They direct the money to the correct bank for international transfers.

PRO TIP: When you send or receive money using your bank, you might lose out on a bad exchange rate and pay hidden fees as a result. That's because most banks still use an old system to exchange money. Consider using Wise, which is usually much cheaper.

What is a Bank Routing Number Exactly?

Also called routing transit number (RTN) or American Bankers Association (ABA) number, this 9 digit number is essentially an ID for the financial institution assigned by the ABA.

When you deposit a check or send money to other bank accounts, the routing number will tell the bank where this is to be processed. Large banks, like Chase, will have multiple routing numbers serving each region and/or task.

Chase Bank Account Promotions

Here are current offers from Chase Bank:

Member FDIC

Chase Total Checking® - $200 Bonus

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Expires 7/20/2022

• New Chase checking customers enjoy a $200 bonus when you open a Chase Total Checking® account and set up direct deposit
• Access to 16,000 Chase ATMs and more than 4,700 branches
• Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
• Open your account online now
• Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
• Chase Overdraft Assist℠: $0 overdraft fee when you overdraw your account $50 or less*

*We won't charge an overdraft fee if you are overdrawn $50 or less at the end of the business day. Chase may pay, for a $34 fee, overdraft transactions at our discretion based on your account history, deposits and transaction amount. If you've enrolled in Debit Card Coverage, everyday debit card purchases like groceries, may be approved at our discretion when you don't have enough money in your account.

Member FDIC

Chase Business Complete Banking℠ - $300 Bonus

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Expires 7/21/2022

• Earn $300 when you open a new Chase Business Complete Checking account. For new Chase business checking customers with qualifying activities.
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• Built-in card acceptance. Accept card payments anytime, anywhere in the U.S., and get transparent pricing with Chase QuickAccept℠
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• Alerts to help you stay on top of your account activity.
• Easy account management through Chase Business Online and the Chase Mobile® app.
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• Convenient access to 16,000 ATMs and more than 4,700 branches.

Member FDIC

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Expires 7/20/2022

• New Chase checking customers enjoy $100 when you open a Chase Secure Banking℠ account with qualifying activities.
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J.P. Morgan Self-Directed Investing

• Get up to $625 when you open and fund a J.P. Morgan Self-Directed Investing account with qualifying new money.
• $625 when you fund with $250,000 or more
• $300 when you fund with $100,000-$249,999
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• $0 Online Commission trades
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• Buy, trade, sell stocks online or the Chase Mobile App.

INVESTMENT AND INSURANCE PRODUCTS ARE: NOT A DEPOSIT • NOT FDIC INSURED • NO BANK GUARANTEE • MAY LOSE VALUE

Learn More

Expires 7/14/2022

Compare Checking Account Promotion

Citi Priority Account - Up to $1,500 Cash Bonus

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Expires 7/17/2022

• Earn up to $1,500 cash bonus when you open a new account with required activities
• Open a new eligible checking account in the Citi Priority Account during the offer period 1/5/22-7/17/22
• Within 20 days of opening, deposit $50,000 in New-To Citibank funds between the new checking and savings accounts
• Maintain a minimum balance of $50,000 in the checking account for an additional 60 consecutive calendar days from the 21st day
• After all required activities are met, the cash bonus will be deposited to your account within 90 calendar days

Member FDIC

BMO Harris Premier™ Account - $350 Cash Bonus

Open a new BMO Harris Premier™ Account and get a $350 cash bonus when you have a total of at least $7,500 in qualifying direct deposits within the first 90 days of account opening. Offer is limited to one per customer and is not available for existing BMO Harris personal checking customers (including signers on joint accounts) or those who have closed a BMO Harris personal checking account within the past 12 months. Conditions apply.

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Expires in 6 days

Member FDIC

HSBC Premier Checking - $500 Welcome Deposit

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Expires 6/30/2022

• Receive a $500 Welcome Deposit for eligible new customers who open a new HSBC Premier checking account and complete the following qualifying activities.
• Open your new HSBC Premier checking account online, using this offer page, by June 30, 2022.
• Make recurring Qualifying Direct Deposits totaling at least $10,000 per month from a third party to your HSBC Premier checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening.
• You will automatically receive the $500 Welcome Deposit in your new HSBC Premier checking account approximately eight weeks after completing all qualifying activities. It's that simple.
• Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

Is there a routing number on your debit or credit card?

Although your debit card is associated with a bank account, you do not use a routing number for debit card transactions. Routing numbers are only used for transfers directly between bank accounts.

Likewise, credit cards do not have routing numbers since they are not directly linked to any bank account. When you pay your card online, you may need to use your bank account routing number to set up the link between your credit card account and checking account, like you would for any other bill.

Bottom Line

You'll likely need your Chase routing number when managing your finances. Keep it handy should you need to set up a direct deposit, automatic payment, or wire transfer.