U.S. Bank Promotions for May 2026
Read our in-depth review of U.S. Bank to see why U.S. Bank scored 3.7 stars out of 5. We like their promo cd with high apy, free student account, and 24/7 customer service.
U.S. Bank currently offers up to $1,200 Bonus promo code for business checking and up to $450 Bonus for personal accounts.
U.S. Bank Smartly® Checking and Savings Account - $200 Bonus
Open a new U.S. Bank Smartly® Checking account with a minimum opening deposit of $25. Make deposits totaling $1,000 or more in new money within 90 days of account opening. Complete 10 or more debit card purchases totaling $100 or more using your associated debit card within 90 days of account opening. Enroll in online banking or the U.S. Bank Mobile App all within 90 days of account opening.
Open a new U.S. Bank Smartly® Savings account with a minimum opening deposit of $25. Make deposits totaling $1,000 or more in new money by October 29, 2026. Maintain a minimum account balance of $1,000 until January 31, 2027.
The information for U.S. Bank Smartly® Checking Account and U.S. Bank Smartly® Savings Account has been collected independently by CreditDonkey. The details on this page have not been reviewed or provided by the bank.
U.S. Bank Smartly® Checking Account - $100 Bonus
Open a new U.S. Bank Smartly® Checking account with a minimum opening deposit of $25. Make deposits totaling $1,000 or more in new money within 90 days of account opening. Complete 10 or more debit card purchases totaling $100 or more using your associated debit card within 90 days of account opening. Enroll in online banking or the U.S. Bank Mobile App all within 90 days of account opening.
The information for U.S. Bank Smartly® Checking Account has been collected independently by CreditDonkey. The details on this page have not been reviewed or provided by the bank.
U.S. Bank Smartly® Savings Account - $100 Bonus
Open a new U.S. Bank Smartly® Savings account with a minimum opening deposit of $25. Make deposits totaling $1,000 or more in new money by October 29, 2026. Maintain a minimum account balance of $1,000 until January 31, 2027.
The information for U.S. Bank Smartly® Savings Account has been collected independently by CreditDonkey. The details on this page have not been reviewed or provided by the bank.
U.S. Bank Investment Account - $1,000 Bonus
Open a new investment account with U.S. Bancorp Advisors. Transfer $1,000,000 or more in qualifying new money by August 31, 2026. Maintain $1,000,000 or more in the account until December 31, 2026.
The information for this offer has been collected independently by CreditDonkey. The details on this page have not been reviewed or provided by the bank.
U.S. Bank Investment Account - $500 Bonus
Open a new investment account with U.S. Bancorp Advisors. Transfer $500,000 - $999,999 in qualifying new money by August 31, 2026. Maintain $500,000 - $999,999 in the account until December 31, 2026.
The information for this offer has been collected independently by CreditDonkey. The details on this page have not been reviewed or provided by the bank.
U.S. Bank Investment Account - $250 Bonus
Open a new investment account with U.S. Bancorp Advisors. Transfer $250,000 - $499,999 in qualifying new money by August 31, 2026. Maintain $250,000 - $499,999 in the account until December 31, 2026.
The information for this offer has been collected independently by CreditDonkey. The details on this page have not been reviewed or provided by the bank.
U.S. Bank Platinum Business Checking - $1,200 Bonus
Deposit at least $25,000 in new money within 30 days of opening your new Platinum Business Checking Package. You must maintain at least $25,000 balance for 60 days after account opening and complete six qualifying transactions within 60 days.
The information for U.S. Bank Platinum Business Checking has been collected independently by CreditDonkey. The details on this page have not been reviewed or provided by the bank.
U.S. Bank Business Essentials - $400 Bonus
Deposit at least $5,000 in new money within 30 days of opening your new Business Essentials account. You must maintain a $5,000 balance for 60 days after account opening and complete six qualifying transactions within 60 days.
The information for U.S. Bank Business Essentials has been collected independently by CreditDonkey. The details on this page have not been reviewed or provided by the bank.
U.S. Bank Basic Business Savings Account - $300 Bonus
Open a new U.S. Bank Basic Business Savings account. Use promo code Q2SAV26 at account opening. Make deposits totaling $10,000 or more in new money within 30 days of account opening and maintain a minimum daily balance of at least $10,000 until the 60th day after account opening.
The information for U.S. Bank Basic Business Savings Account has been collected independently by CreditDonkey. The details on this page have not been reviewed or provided by the bank.
U.S. Bank Smartly® Checking - $450 Bonus
Open a new U.S. Bank Smartly® Checking account and deposit a minimum of $25 at account opening. Enroll in the U.S. Bank Mobile App or online banking within 90 days of account opening. Complete two or more direct deposits totaling $8,000 or more within 90 days of account opening.
The information for U.S. Bank Smartly® Checking Account has been collected independently by CreditDonkey. The details on this page have not been reviewed or provided by the bank.
U.S. Bank Smartly® Checking - $350 Bonus
Open a new U.S. Bank Smartly® Checking account and deposit a minimum of $25 at account opening. Enroll in the U.S. Bank Mobile App or online banking within 90 days of account opening. Complete two or more direct deposits totaling $5,000 - $7,999.99 within 90 days of account opening.
The information for U.S. Bank Smartly® Checking Account has been collected independently by CreditDonkey. The details on this page have not been reviewed or provided by the bank.
U.S. Bank Smartly® Checking - $250 Bonus
Open a new U.S. Bank Smartly® Checking account and deposit a minimum of $25 at account opening. Enroll in the U.S. Bank Mobile App or online banking within 90 days of account opening. Complete two or more direct deposits totaling $2,000 - $4,999.99 within 90 days of account opening.
The information for U.S. Bank Smartly® Checking Account has been collected independently by CreditDonkey. The details on this page have not been reviewed or provided by the bank.
U.S. Bank Smartly Checking for Students
- $0 monthly fee for ages 24 and under
- $25 minimum deposit
- $0 overdraft fees when overdrawn $50 or less
Compare Promotions
HSBC Premier - Up to $5,000
Discover all that Premier can do for you
- Earn our best savings rate with a Premier Relationship Savings account for an introductory period and thereafter if you qualify
- Send money internationally, securely, quickly and fee-free in the HSBC mobile app with our award-winning HSBC Global Money Transfers
- Enjoy peace of mind with unique travel benefits available through our credit cards
Here's how the offer works
- Open a Premier checking account by June 30, 2026
- Add your desired level of deposits and/or eligible investments within 20 days
- Get $1,500: Deposit or invest $150,000 to $249,999
- Get $2,500: Deposit or invest $250,000 to $499,999
- Get $3,500: Deposit or invest $500,000 to $999,999
- Get $5,000: Deposit or invest $1,000,000+
- Maintain your balances for 3 full consecutive months
- Remain opted-in to receive HSBC marketing emails
If all offer requirements are met, the bonus will be paid within 8 weeks.
CIT Bank Platinum Savings - 4.10% APY Boost
| Tier | Boost APY |
|---|---|
| Balance over $5,000 | 4.10%* |
| Balance less than $5,000 | 0.60%* |
After boost is completed, you will continue to earn our best standard rates:
| Tier | APY |
|---|---|
| Balance over $5,000 | 3.75%1 |
| Balance less than $5,000 | 0.25%1 |
- Needs to use promo code to qualify: CITBoost
- Boost lasts 6 months over standard APY
- Tiered account
- $100 minimum account opening
- Member FDIC
- No Monthly Service fees
- No account opening fees
Chase Total Checking® - $400 Bonus
- New Chase checking customers can receive $400 when you open a Chase Total Checking® account and make direct deposits totaling $1,000 or more within 90 days of coupon enrollment.
- Unlock more offers with Chase. Get up to $500 per calendar year by referring friends and family. Plus, get cash back from top brands with Chase Offers when you use your debit card.
- Chase Total Checking® has a $15 monthly service fee, you can easily avoid the fee with direct deposits totaling $500 or more, or a minimum average daily balance each statement period.
- Chase Overdraft Assist℠ – no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
- Chase Mobile® app makes banking simple. Manage accounts, pay bills, send money to friends with Zelle® and deposit checks on the go with Chase Quick Deposit℠.
- Chase has the largest branch network in the U.S. with thousands of ATMs and branches. Use the Chase locator tool to find a branch or ATM near you.
- Chase helps keep your money protected with features like Zero Liability Protection, fraud monitoring and card lock.
- Chase Total Checking includes FDIC insurance up to the maximum amount allowed by law.
CIT Bank Platinum Savings - 3.75% APY
- 3.75% APY with a balance of $5,000 or more
- 0.25% APY with a balance of less than $5,000
- $100 minimum opening deposit
- No monthly maintenance fee
- Member FDIC
High-Yield Savings Account - Up to $1,500 Bonus
- Select a savings offer and sign up: Choose and fund at least one high-yield savings account or CD on the Raisin platform to get started. Be sure to enter bonus code FRESHSTART during sign-up to be eligible for a cash bonus.
- Deposit funds: The more you save, the more you can earn. Make a qualifying deposit(s) within 14 days of opening your account to set your bonus tier.
- Maintain your deposit(s): Maintain your deposit(s) for 90 days from your first deposit date to earn your bonus.
| Deposit | Cash Bonus |
|---|---|
| $10,000 - $24,999 | $70 |
| $25,000 - $49,999 | $175 |
| $50,000 - $99,999 | $350 |
| $100,000 - $199,999 | $750 |
| $200,000 or more | $1,500 |
U.S. Bank Trending Offers
| 2 days ago | U.S. Bank Smartly® Savings Account - $100 Bonus selected by a visitor from California |
| 4 days ago | U.S. Bank Smartly® Checking - $450 Bonus selected by a visitor |
| 9 days ago | U.S. Bank Business Essentials - $400 Bonus selected by a visitor from North Carolina |
| 19 days ago | U.S. Bank Investment Account - $1,000 Bonus selected by a visitor from Ohio |
| 22 days ago | U.S. Bank Basic Business Savings Account - $300 Bonus selected by a visitor |
U.S. Bank is one of the nation's largest banks with more than $2,000 branches across 26 states. It offers a variety of checking and savings accounts for different needs. Minimum balance requirements to waive monthly service fees are somewhat on the high side.
Checking Account Bonuses
U.S. Bank offers cash bonuses for new checking customers from time to time. Some deals are for opening a checking plus savings account package. Offers are usually available for residents nationwide.
All U.S. Bank checking accounts offer free online banking, bill pay, and mobile deposits.
Special Checking Account Features
All U.S. Bank checking accounts come with these features:
- Overdraft Protection. You can link up to 3 eligible accounts to help cover overdrafts. If you link a U.S. Bank savings or money market account, funds will be transferred to cover the overdraft with no transfer fee. You can also link a U.S. Bank credit card, a line of credit, or a home equity line of credit. With these options, there may be a transfer fee and subject to interest.
To avoid overdrafts, you can set up custom alerts to receive email or texts when you reach a certain balance level.
- Send money with Zelle. Easily send money to anyone with just a U.S. phone number or U.S. email address.
What to Open at U.S. Bank
Keep your eye out on these great U.S. Bank products:
- Promotional CD Special. U.S. Bank offers a CD Special with highly competitive rates. Terms range from 9 to 59 months. The minimum deposit to open is $1,000.
- Student Checking. This account has no monthly service fee and no minimum balance requirements for students. And plus, you get 4 "no fee" non-U.S. Bank ATM transactions per cycle, and the first set of checks free.
How to Avoid U.S. Bank Checking Account Fees
- Smartly Checking. Waive the $12 Monthly Maintenance Fee with one of the following:
- Belong to an eligible customer group such as youth and young adults ages 13 to 24, seniors aged 65 or greater, or military personnel, OR
- Have combined monthly direct deposits totaling $1,500 or greater, OR
- Keep average account balance of $1,500 or greater, OR
- Hold an eligible U.S. Bank Smartly™ Visa Signature®, OR
- Qualify for Smart Rewards® Gold Tier or above, OR
- Be an owner of an eligible U.S. Bank Small Business Checking account
- Belong to an eligible customer group such as youth and young adults ages 13 to 24, seniors aged 65 or greater, or military personnel, OR
- Student Checking. Young adults (ages 18–24) and youth (ages 13–17 with an adult) can open a U.S. Bank Smartly® Checking account with just $25 and pay no monthly service fee.
- Safe Debit. This is a checkless account with no overdraft charges, but you cannot waive the $4.95 monthly service fee.
Highlights
Bank Smartly® Savings: Minimum deposit $25. Monthly maintenance fee $5, unless you have a Bank Smartly® Checking, or Safe Debit account, or Bank Smartly™ Visa Signature® card, or for accounts with a minor under the age of 18.
Standard Term CD: 0.05% - 0.25% APY. Terms ranging from 1 month - 60 months. Minimum deposit of $500. Maximum deposit $250,000.
0.01% - 0.05% APY, depending on amount. Minimum opening deposit $100. Monthly maintenance fee is $10 unless you open a U.S. Bank Smartly Checking account and enroll in the Smart Rewards® Gold tier or above, or maintain a $10,000 minimum daily balance.
iOS & Android
4,700+ U.S. Bank ATMs across the country
24/7 Live Customer Service (Telephone)
Minimum opening deposit of $100 or $25 automatic monthly deposit. No monthly maintenance fees.
2,000+ branches
Pricing information from published website as of 05/16/2026 based on 91107 zip code.
| ||
| Learn More | Learn More | |
U.S. Bank | Chase | |
|---|---|---|
Benefits and Features | ||
| Savings | Bank Smartly® Savings: Minimum deposit $25. Monthly maintenance fee $5, unless you have a Bank Smartly® Checking, or Safe Debit account, or Bank Smartly™ Visa Signature® card, or for accounts with a minor under the age of 18. |
|
| CD | Standard Term CD: 0.05% - 0.25% APY. Terms ranging from 1 month - 60 months. Minimum deposit of $500. Maximum deposit $250,000. | Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee. |
| Checking |
| |
| Money Market | 0.01% - 0.05% APY, depending on amount. Minimum opening deposit $100. Monthly maintenance fee is $10 unless you open a U.S. Bank Smartly Checking account and enroll in the Smart Rewards® Gold tier or above, or maintain a $10,000 minimum daily balance. | |
| Mobile App | ||
| ATMs | 4,700+ U.S. Bank ATMs across the country | |
| Customer Service | 24/7 Live Customer Service (Telephone) | Automated service available 24/7 |
| IRA Money Market | Minimum opening deposit of $100 or $25 automatic monthly deposit. No monthly maintenance fees. | |
| Locations | ||
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. U.S. Bank: Pricing information from published website as of 05/16/2026 based on 91107 zip code. Chase: Pricing information and data points from published website as of 05/16/2026. | ||
U.S. Bank Alternatives
Chase Secure Banking℠ - $125 Bonus
- New Chase checking customers enjoy a $125 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
- Set up direct deposit and you may get your money up to two business days early—exclusively for Chase Secure Banking℠ customers.
- No minimum deposit to open an account and get started plus no overdraft fees with a Chase debit card that helps you stay within your balance.
- Unauthorized purchases on your debit card? Let us know right away. With Zero Liability Protection with Chase Secure Banking℠ we'll reimburse you for charges you didn't make.
- $0 Monthly Service Fee for customers age 17-24.
- Pay bills, cash checks and send or receive money with Zelle® with a Chase Secure Banking℠ account.
- Chase makes it easy for you to access your money from anywhere with the Chase Mobile® app, plus thousands of ATMs and branches.
- JPMorgan Chase Bank, N.A. Member FDIC.
CIT Bank Savings Connect - 3.65% APY
- $100 minimum opening deposit
- No monthly maintenance fee
- Member FDIC
No-Fee Business Checking
- $0 monthly service fee
- $0 minimum opening deposit
- Open up to 20 individual business checking accounts
- Earn up to 3.00% APY with automated savings
- Issue up to 50 Visa® debit cards to your team
Free Checking Account for Small Business Owners
- Sign up in 3 minutes; no credit check
- No account fees - $0 monthly fee, overdraft fee, foreign transaction fee, or ATM fees at approximately 40,000 locations
- Automatic Savings
- Get paid up to 2 days early
- Savings with up to 4.00% APY
Free Business Checking - Earn $500 Bonus
To earn the $500 bonus, customers must apply for a Bluevine Business Checking account anytime between now and 09/30/2026 using the referral code CD500.
After opening your account, deposit a total of $5,000 within the first 30 days. After 30 days, maintain a minimum daily balance of $5,000 while also completing at least one of the following eligibility requirements every 30 days for 90 days:
- Deposit at least $5,000 from eligible merchant services to your Bluevine account OR
- Make at least $5,000 of outbound payroll payments from your Bluevine account using eligible payroll providers OR
- Spend at least $2,000 on eligible transactions with your Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard®
Banking services provided by Coastal Community Bank, Member FDIC
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