Chase vs Wells Fargo

Chase is a national bank with good promotions for new customers. How does it compare to Wells Fargo? Read our comparison chart below.

	Chase	Wells Fargo


	SPECIAL OFFER Open a New Checking Account - Learn More Read Chase Review
	Benefits and Features
Savings	Chase Savings: $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account OR for owners under 18. $0 to open. Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account.	0.01% APY. Minimum opening deposit of $25. Monthly service fee of $5, unless you maintain a minimum daily balance of $300, or are under the age of 18.
CD	Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee.	Standard Term CD: 0.01% APY. Terms of 3 months to 1 year. Minimum deposit of $2,500. Special CD: 0.01% APY. Terms of 5 months. Minimum deposit of $5,000. Bonus of up to 0.02% APY if you maintain a linked Portfolio by Wells Fargo relationship.
Checking	Chase Total Checking: Basic checking account. $12 service fee waived with an average beginning day balance of $1,500 OR direct deposits of at least $500 each month. $0 minimum balance to open. Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open. Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open. Chase College Checking: No monthly service fee for college students age 17-24 at account opening with proof of student status, for up to 5 years. $0 to open. Chase Private Client Checking: For high net worth individuals who have $250,000 on deposit with Chase.
Money Market		Also known as the Platinum Savings Account. 0.01% APY. Minimum opening deposit of $25. $12 monthly service fee, unless you maintain a minimum daily balance of $3,500. Bonus APY of 0.02% requires account linked to Portfolio by Wells Fargo relationship.
Customer Service	24/7 by phone	Available 24 hours a day, 7 days a week.
ATMs	Over 16,000 Chase ATMs nationwide	More than 13,000 ATMs across the country.
IRA CD		Standard Term CD: 0.01% APY. Terms of 1 month to 144 months. Minimum deposit of $1,000. Special CD: 0.01% APY. Terms of 5 months. Minimum deposit of $2,500. Bonus of up to 0.02% APY if you maintain a linked Wells Fargo Prime/Portfolio Checking account.
IRA Money Market		0.01% APY. $100 minimum opening deposit.
Locations	Nearly 4,900 branches	Approximately 5,400 retail banking branches coast to coast.
	CreditDonkey® Reviews

Savings
Checking
Customer Service
Mobile App
Pros & Cons	Pros: Nearly 4,900 branches New customer coupons Full service banking Cons: Low interest rates Not in all states
Bottom Line	National bank with good promotions for new customers... Read full review	Read full review

	Open a New Checking Account Chase Total Checking® Chase Premier Plus Checking℠
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Chase: Pricing information from published website as of 07/02/2020 Wells Fargo: Pricing information from published website as of 08/05/2020 based on 91107 zip code.

Which is Better: Chase or Wells Fargo?

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Articles on Chase

Chase Bank Reviews

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Chase Premier Plus Checking

Chase Premier Plus Checking currently has a coupon offer. But how does the minimum balance and fee waiver compare to accounts like the Total Checking? Read on to find out.

Chase Savings Account

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Chase Checking Account Bonus

Chase is currently offering cash bonuses for opening a new checking account. See the current checking account bonus promotions before they expire.

Chase Business Checking Bonus

Chase is currently offering a $300 bonus for opening a new business checking account. Get the latest Chase business checking promotion you can't miss.

Chase Total Checking Bonus

Need a new checking account? You can get $200 from Chase Bank for signing up for a Total Checking account with direct deposit. Here's how to do it.

Chase Promotions

Chase offers cash bonuses for opening new banking and investment accounts. Get the latest Chase promotions and all the details before they expire.

Chase Coupon

Chase Bank offers bonus cash for opening a new account. View this list to get the best Chase coupon and promotions available now.

Articles on Wells Fargo

Is Wells Fargo A Good Bank

Wells Fargo offers nationwide access with thousands of ATMs and branch locations. But are their checkings and savings accounts right for you? Read on to see the best options.