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Chase vs Wells Fargo
Chase is a national bank with good promotions for new customers. How does it compare to Wells Fargo? Read our comparison chart below.
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Chase | Wells Fargo | |
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Chase Total Checking® + Chase Savings℠ - | Consumer Checking Account - $400 Bonus - | |
Benefits and Features | ||
| Savings | Chase Savings: $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account OR for owners under 18. $0 to open. Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account. | 0.01% APY. Minimum opening deposit of $25. Monthly service fee of $5, unless you maintain a minimum daily balance of $300, or are under the age of 18. |
| CD | Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee. | Standard Term CD: 0.05% - 1.25% APY. Terms of 3 months to 1 year. Minimum deposit of $2,500. Special CD: 1.55% - 2.40% APY. Terms of 9, 19, 29, and 39 months. Minimum deposit of $5,000. Bonus of up to 2.45% APY if you maintain a linked Wells Fargo Prime/Portfolio Checking account. |
| Checking | Chase Total Checking: Basic checking account. $12 service fee waived with an average beginning day balance of $1,500 OR direct deposits of at least $500 each month. $25 to open. Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $25 to open. Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $25 to open. Chase College Checking: No monthly service fee for college students age 17-24, for up to 5 years. $25 to open. Chase Private Client Checking: For high net worth individuals who have $250,000 on deposit with Chase. | |
| Money Market | Also known as the Platinum Savings Account. 0.05% APY. Minimum opening deposit of $25. $12 monthly service fee, unless you maintain a minimum daily balance of $3,500. Bonus APY of 0.10% requires account linked to Portfolio by Wells Fargo® relationship. | |
| Customer Service | Available 24 hours a day, 7 days a week. | |
| ATMs | Over 16,000 Chase ATMs nationwide | More than 13,000 ATMs across the country. |
| IRA CD | Standard Term CD: 0.01% - 1.25% APY. Terms of 1 month to 114 months. Minimum deposit of $1,000. Special CD: 1.55% - 2.40% APY. Terms of 9, 19, 29, and 39 months. Minimum deposit of $2,500. Bonus of up to 2.45% APY if you maintain a linked Wells Fargo Prime/Portfolio Checking account. | |
| IRA Money Market | 0.03% - 0.05% APY. $100 minimum opening deposit. | |
| Locations | More than 5,700 branches across the country. | |
CreditDonkey® Reviews | ||
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| Pros & Cons | Pros:
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| Bottom Line | National bank with good promotions for new customers... | |
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| What Others View | ||
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Chase: Pricing information from published website as of 6/23/2019 Wells Fargo: Pricing information from published website as of 6/23/2019 based on 91107 zip code. | ||
Which is Better: Chase or Wells Fargo?
Still need help deciding which bank is better? Read the in-depth reviews below. You may also be interested in comparing Chase or HSBC Bank.
Articles on Chase
Chase Bank
Chase has new customer bonuses and a strong nationwide presence. But there are drawbacks. Read this review to see if Chase bank is good for you.
Chase You Invest Review
Chase You Invest App has a bonus promotion, low fees and mutual funds trading. But is it good for beginners? Read this review for the pros and cons.
Chase Premier Plus Checking
Chase Premier Plus Checking currently has a coupon offer. But how does the minimum balance and fee waiver compare to accounts like the Total Checking? Read on to find out.
Chase Savings Account
Chase Savings Account has a promotion for new customers and is FDIC insured. But are the fees, interest rate and transfer limit worth it? Read this review before you open an account.
Chase Private Client
Chase Private Client offers premium relationship perks to those with $250,000 on deposit with Chase. It is worth it? We analyze the benefits in this in-depth review. Read on.
Chase College Checking Review
Chase College Checking account has no monthly service fee for students. But is there a catch? Read on to learn the details and see if it's right for you.
Open Chase Bank Account
Opening an account with Chase Bank is simple. Take a look at what you'll need and check out your account options in our guide.
Articles on Wells Fargo
Wells Fargo Bank Review
Wells Fargo offers nationwide access with thousands of ATMs and branch locations. But are their checkings and savings accounts right for you? Read on to see the best options.
Which Do You Think is Best?
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