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Chase vs US Bank

Chase is a national bank with good promotions for new customers. How does it compare to US Bank? Read our comparison chart below.

 Chase
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Chase

US Bank

SPECIAL OFFER
Chase Total Checking® + Chase Savings℠ - Learn More

Read Chase Review

US Bank Checking Account Bonus - Learn More

Read US Bank Review

 

Benefits and Features

SavingsChase Savings: $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account OR for owners under 18. $0 to open.
Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account.
0.01% APY. Minimum deposit $25. Monthly maintenance fee $4, unless you have $300 minimum daily ledger balance OR $1,000 average monthly collected balance.
CDTerms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee.Standard Term CD: 0.04% - 0.70% APY. Terms ranging from 1 month - 60 months. Minimum deposit of $500. Maximum deposit $249,999. CD Special: 2.10% - 2.40% APY. Terms of 9, 17, 37 and 59 months. Minimum deposit of $1,000. Maximum deposit $249,999
CheckingChase Total Checking: Basic checking account. $12 service fee waived with an average beginning day balance of $1,500 OR direct deposits of at least $500 each month. $25 to open.
Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $25 to open.
Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $25 to open.
Chase College Checking: No monthly service fee for college students age 17-24, for up to 5 years. $25 to open.
Chase Private Client Checking: For high net worth individuals who have $250,000 on deposit with Chase.
 
Money Market 0.03% - 0.06% APY, depending on amount. Minimum opening deposit $100. Monthly maintenance fee $10 unless you have $10,000 minimum daily ledger balance.
Customer Service
24/7 by phone
24/7 Live Customer Service (Telephone)
ATMsOver 16,000 Chase ATMs nationwideMore than 4,700 ATMs across the country
IRA Money Market Minimum opening deposit of $100 or $25 automatic monthly deposit. No monthly maintenance fees.
Locations
5,000+ branches
More than 3000 branches across the country.
 

CreditDonkey® Reviews

 Chase
Savings
Checking
Customer Service
Mobile App
CD
Money Market
Pros & ConsPros:
  • 5,000+ branches
  • New customer promotions
  • Full service banking
Cons:
  • Low interest rates
  • Not in all states
Pros:
  • Promo CD with high APY
  • Free student account
  • 24/7 customer service
Cons:
  • High minimums to waive fees
  • Low savings APY
Bottom LineNational bank with good promotions for new customers... Read full reviewBig national bank with wide array of services and many account options... Read full review
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What Others View

    Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

    Chase: Pricing information from published website as of 6/23/2019

    US Bank: Pricing information from published website as of 6/23/2019 based on 91107 zip code.

    Which is Better: Chase or US Bank?

    Still need help deciding which bank is better? Read the in-depth reviews below. You may also be interested in comparing Chase or HSBC Bank.

    In short: Chase's checking is worth mentioning.


    Articles on Chase


    Articles on US Bank

      US Bank Review

      U.S. Bank is the country's fifth largest bank, but does that make them a bank that will suit your banking needs? Do you need one of the country's largest banks or is a smaller bank more your style?

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