Updated July 18, 2022

How to Open a Chase Business Bank Account

To open a Chase business checking account, you will need:

Two forms of ID, such as a driver's license and passport
Tax ID number: Employer ID or Social Security number
Business information, such as address and phone numbers
Business name filing document or a business license
Partnership agreement (for partnerships)
Articles of organization (for LLCs)
Articles of incorporation (for corporations)

When you fill out your application, you will decide what type of account you'd like to open and make an initial monetary deposit.

Read on to learn more about the application process.

Can You Open a Chase Business Account Online?

Sole proprietors can usually open and get approved for business accounts online. However, with an LLC, partnership, or corporation, you and any partner or members will need to be present and sit down with a banker in person.

If you'd like to set up an account, find a Chase branch near you.

Next, take a look at the individual details about each type of Chase business bank account.

Types of Accounts

Chase has a selection of checking and savings accounts. With each account, you get access to all of the bank's physical locations, ATMs, and Chase's online banking services and mobile app.

Checking Accounts

Compare Chase's business checking account:

Chase Business Complete Banking - For smaller businesses. No minimum opening deposit required.
Member FDIC
Chase Business Complete Banking℠ - $300 Bonus
Click Here to Get $300 Coupon
Expires 5/18/2023
Earn $300 when you open a new Chase Business Complete Checking℠ account. For new Chase business checking customers with qualifying activities.
Multiple ways to waive the Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink^® Business credit card.
Built-in card acceptance. Accept card payments anytime, anywhere in the U.S., and get transparent pricing with Chase QuickAccept℠.
Same-day deposits with QuickAccept. Free up the cash you need to keep your business moving forward with same-day deposits at no additional cost.
Alerts to help you stay on top of your account activity.
Easy account management through Chase Business Online and the Chase Mobile^® app.
Unlimited electronic deposits, ACH and Chase QuickDeposit℠
Convenient access to more than 16,000 ATMs and more than 4,700 branches.
Chase Performance Business Checking - For mid-sized businesses. Requires a $25 minimum opening deposit. Comes with 250 free transactions per month, unlimited electronic deposits, and unlimited incoming wires plus two outgoing domestic wires. $30 monthly service fee that can be waived.^[1]
Chase Platinum Business Checking - For larger businesses. Requires a $25 minimum opening deposit. Comes with 500 free transactions per month, unlimited electronic deposits, and unlimited incoming wires plus four outgoing domestic wires. $95 monthly service fee that can be waived.^[2]

Saving Accounts

Compare Chase's business saving account:^[3]

Chase Business Total Savings - For businesses with lower savings balances, developing a savings plan, or using savings as Overdraft Protection. You get 15 monthly deposited items at no charge and up to $5,000 in cash deposits per statement cycle without an additional fee.
Chase Business Premier Savings - For businesses with higher savings balances that want to maximize earnings or save to scale up in the future. You get 30 monthly deposited items at no charge, up to $10,000 in cash deposits per statement cycle without an additional fee and automatic Savings Transfer available.
Chase Business Certificates of Deposit - For businesses that want to earn a higher rate of return on surplus reserves. You get a fixed rate of return, CD relationship rates when linked to a Chase business checking account, and FDIC insurance protection.^[4]

How Much Does It Cost to Open a Chase Business Account?

Depending on your account, Chase may charge $15 - $95 in monthly maintenance fees.^[5] It's pretty straightforward to waive these charges if you maintain a certain minimum balance or make consistent monthly deposits.

Find out how to waive these costs below.

Chase Business Account Fees + How to Waive

Chase Business Complete Banking
$15 monthly service fee

Multiple options to waive the Monthly Service Fee, including maintaining a minimum daily balance, purchases on your Chase Ink® credit card, or deposits from Chase QuickAccept℠ transactions

Chase Performance Business Checking
$30 monthly service fee

Waived when you maintain a minimum daily balance of $35,000 or more in qualifying business deposit accounts.

Chase Platinum Business Checking
$95 monthly service fee

Waived when you maintain a minimum daily balance of $100,000 or more in qualifying business deposit accounts.

Chase Business Total Savings
$10 monthly service fee

Waived when you maintain a minimum ledger balance of $1,000 or more or if you maintain a linked Chase Business Complete Banking℠ account

Chase Business Premier Savings
$20 monthly service fee

Waived when you maintain a combined average daily balance of $25,000 or more in qualifying business deposit accounts

Chase Business Certificates of Deposit
No monthly service fee

Terms range from 1 month to 10 years; $1,000 minimum deposit to open

Chase Business Customer Service Phone Number

Here's how to contact Chase by phone:

Existing Accounts: 1-800-CHASE38 (1-800-242-7338)
Online/Mobile Banking Technical Support: 1-877-ChasePC (1-877-242-7372)
Outside the United States: 1-713-262-3300
Business Platinum Line: 1-877-425-8100
Cash Management: 1-800-606-7615
Ink Business Credit Card Services: 1-800-945-2028
Ink Credit Card Member Services: 1-800-346-5538
Merchant Services: 1-888-886-8869
Chase Customer Claims: 1-866-564-2262
Debit Card Fraud Prevention: 1-800-978-8664

You can also visit one of Chase's more than 16,000 ATMs and more than 4,700 branches. Check their hours before heading over.

Chase Business Credit Card Promotions

At Chase's Secure Site	Ink Business Cash® Credit Card
At Chase's Secure Site	Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases Round-the-clock monitoring for unusual credit card purchases With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information. No Annual Fee Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®. 0% introductory APR for 12 months on purchases Member FDIC
Intro APR for Purchases	Intro APR for Balance Transfer	Regular APR	Annual Fee
0% for 12 months	N/A	17.74% - 23.74% Variable	$0

At Chase's Secure Site	Ink Business Unlimited® Credit Card
At Chase's Secure Site	Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening Earn unlimited 1.5% cash back on every purchase made for your business No Annual Fee Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®. Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control. Round-the-clock monitoring for unusual credit card purchases With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information. 0% introductory APR for 12 months on purchases Member FDIC
Intro APR for Purchases	Intro APR for Balance Transfer	Regular APR	Annual Fee
0% for 12 months	N/A	17.74% - 23.74% Variable	$0

At Chase's Secure Site	Ink Business Preferred® Credit Card
At Chase's Secure Site	Earn 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards® Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases Round-the-clock monitoring for unusual credit card purchases With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information. Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards® Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account. Member FDIC
Intro APR for Purchases	Intro APR for Balance Transfer	Regular APR	Annual Fee
N/A	N/A	20.49% - 25.49% Variable	$95

Compare Business Checking Promotions

Free Checking Account for Sole Proprietors and Single-Member LLC

Sign up in 3 minutes; no credit check
No account fees - $0 monthly fee, overdraft fee, foreign transaction fee, or ATM fees at 38,000+ locations
Auto save for taxes
Track write-offs with a swipe
Prefilled annual Schedule C

Banking services provided by Choice Financial Group, Member FDIC

Get Started

Minimum Deposit to Open: $0

Business Checking - Up to 2.0% APY

Get Deal

2.0% APY on your balance up to $100,000 for customers that meet monthly eligibility requirements
$0 minimum opening deposit
$0 monthly service fee

Banking services provided by Coastal Community Bank, Member FDIC

Minimum Deposit to Open: $0

Free Business Banking for the Self-Employed

$0 monthly service fees or minimums
Automatically find tax write-offs and track expenses
Auto-save for taxes
Free unlimited custom invoices
Easy sign up; no credit check

Found is a financial technology company, not a bank. Banking services are provided by Piermont Bank, Member FDIC. The Found Mastercard® Debit Card is issued by Piermont Bank, Member FDIC

Get Deal

Minimum Deposit to Open: $0

No-Fee Business Checking

$0 monthly service fee
$0 minimum opening deposit
Open up to 20 individual business checking accounts
Issue up to 50 Mastercard® debit cards to your team

Banking services provided by Evolve Bank & Trust; Member FDIC.

Get Deal

Minimum Deposit to Open: $0

Free Business Checking

$0 monthly service fee
$50 deposit to unlock all features
Unlimited ATM fee rebates

Banking services provided by Middlesex Federal Savings F.A., Member FDIC

Learn More

Minimum Deposit to Open: $50

Member FDIC

Basic Business Checking - $200 Bonus

Get Deal

New business owners get a $200 welcome bonus!
Zero monthly maintenance fees
Unlimited Transactions
Unlimited domestic ATM fee reimbursements
$0 Minimum Opening Deposit requirement
2 Free Domestic Wires, monthly
Cash Deposit capability via MoneyPass and AllPoint networks

Minimum Deposit to Open: $0
Direct Deposit Required: No

Member FDIC

Small Business Checking - $150 Cash Bonus

Get Deal

Expires in 7 days

Earn $150 when you open a Live Oak small business checking account between 2/15/2023 and 3/31/2023.
Deposit at least $2,000 into your business checking account within 90 days of opening.
Make at least 20 qualified transactions within 90 days of opening your account.
Must be a first-time Live Oak small business checking customer to be eligible for this offer. See full terms and conditions

NorthOne Business Banking

Unlimited envelopes for all your business budgets
Integrations with popular accounting and payment processing apps
Free invoice maker
$50 minimum opening deposit
$10 monthly fee

NorthOne is a financial technology company, not a bank. Banking services provided by The Bancorp Bank; Member FDIC.

Learn More

Minimum Deposit to Open: $50

Bottom Line

You can open a Chase business checking or savings account at one of Chase's physical locations. You may be able to open an account online if you're a sole proprietor.

Keep in mind that each account charges a monthly fee, but you can waive these costs by maintaining a certain balance or making consistent monthly deposits.

References

^ Chase. Chase Performance Business Checking, Retrieved 7/18/2022
^ Chase. Chase Platinum Business Checking, Retrieved 7/18/2022
^ Chase. Business savings accounts of Deposit, Retrieved 7/18/2022
^ Chase. Chase Business Certificates of Deposit, Retrieved 7/18/2022
^ Chase. Additional Banking Services and Fees for Business Accounts, Retrieved 7/16/2022

Member FDIC

Chase Business Complete Banking℠ - $300 Bonus

Get $300 Coupon

Expires 5/18/2023

Earn $300 when you open a new Chase Business Complete Checking℠ account. For new Chase business checking customers with qualifying activities.
Multiple ways to waive the Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink^® Business credit card.
Built-in card acceptance. Accept card payments anytime, anywhere in the U.S., and get transparent pricing with Chase QuickAccept℠.
Same-day deposits with QuickAccept. Free up the cash you need to keep your business moving forward with same-day deposits at no additional cost.
Alerts to help you stay on top of your account activity.
Easy account management through Chase Business Online and the Chase Mobile^® app.
Unlimited electronic deposits, ACH and Chase QuickDeposit℠
Convenient access to more than 16,000 ATMs and more than 4,700 branches.

Member FDIC

Chase Total Checking® - $200 Bonus

Open an Account

Expires 4/19/2023

New Chase checking customers enjoy a $200 bonus when you open a Chase Total Checking^® account and set up direct deposit
Access to more than 16,000 Chase ATMs and more than 4,700 branches
Chase Mobile^® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
Open your account online now
Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
Chase Overdraft Assist℠ - no overdraft fee if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*

*With Chase Overdraft Assist℠, we won't charge an Insufficient Funds Fee if you're overdrawn by $50 or less at the end of the business day OR if you're overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts.

Citi Priority Account - Earn up to $2,000 Cash Bonus

Learn More

Expires 4/4/2023

Earn up to $2,000 cash bonus when you open a new eligible Citi Priority Checking Account with required activities
Within 20 days of opening, deposit the minimum amount of new-to-Citibank funds.
Maintain a minimum balance for 60 consecutive calendar days from the 21st day.
If your balance falls to a lower tier at any point during the maintenance period, the bonus changes.
Bonus will be paid within 30 days after you successfully complete all required activities.

Member FDIC

TD Beyond Checking - $300 Cash Bonus

Learn More

Expires 10/31/2023

Earn $300 when you receive direct deposits totaling $2,500 or more within 60 days
Get more from your checking account. With TD Beyond Checking with Payback Plus, you'll earn interest and get reimbursed for non-TD ATM transactions, Overdraft Payback and more.
Monthly maintenance fee waived when you receive monthly direct deposits of $5,000 or more within a statement cycle, or maintain a minimum daily balance of $2,500, or a combined balance of $25,000 across eligible TD accounts.
TD ATM fees waived at any ATM and non-TD fees reimbursed when you keep at least a $2,500 daily balance
Get overdraft fees automatically reversed up to two times a year.
Get your money where it needs to go —fast— with Rush Bill Payments, Send Money with Zelle®, incoming wires and a reimbursement for one outgoing wire (domestic or international) per statement cycle.
TD checking accounts come with an instant-issue debit card - and, you can pay with confidence with contactless technology Visa Zero Liability protection and 24/7 fraud monitoring.
Monthly maintenance fee waived on one TD Simple Checking℠ account and any Savings accounts. Plus, get free standard check orders, money orders, official bank checks and stop payments.

Member FDIC

Discover Online Savings - $200 Cash Bonus

To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account, online, in the Discover App or by phone. Enter Offer Code CY223 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200.

What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is interest and subject to reporting on Form 1099-INT. Offer ends 6/15/2023, 11:59 PM ET. Offer may be modified or withdrawn without notice. See advertiser website for full details.

Get Deal

Expires 6/15/2023

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Editorial Note: This content is not provided by Chase. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through the Advertiser's affiliate programs.