March 24, 2020 4:00 PM PT

Chase Business Checking Promotions

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Find the latest Chase Business Checking account offers and promotions here.

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Right now, new customers can get $300 bonus for a new Chase Total Business Checking account.

That's a good deal. Chase doesn't usually offer business checking promotions as often as they offer bonuses for personal accounts.

But before you run to the nearest branch, read this article. We'll explain the requirements to qualify for the current bonus, how to avoid the monthly fees, and the fine print you should not ignore.

Chase Business Checking $300 Bonus Offer

It's important to keep your business expenses separate from your personal finances.

But don't open a business bank account at just any bank. Combine the convenience of Chase locations with this bonus online offer to make your money go even further.


    Chase Total Business Checking®

    • Get $300 as a new Chase business checking customer, when you open a Chase Total Business Checking® account with qualifying activities
    • Access to 16,000 ATMs and nearly 4,900 Chase branches
    • Chase has business specialists at your local branch to help with your business needs
    • Account Alerts are a great way to stay on top of your account's activity and enhance security
    • Unlimited electronic deposits at no charge, including Chase QuickDeposit℠, ACH and ATM

What are the benefits of opening a business checking account? Keep your records organized, accept business payments and look more professional with a separate bank account for your business. The right bank can also help you reach your business goals.

How to Get $300 Coupon

Take advantage of this Chase Bank cash bonus offer.

Here are the steps to earn the $300 Chase Business Checking Promotion:

  1. Request an offer code online by providing your email address.
  2. Open a new Chase Total Business Checking account either online or in-person.
  3. Deposit a total of $1,000 of new money within 20 business days of account opening.
  4. Maintain at least $1,000 balance for 60 days from the date of deposit.
  5. Complete 5 qualifying transactions within 60 days of opening the account (debit card purchases, check deposits, ACH credits, or wires).
  6. The $300 bonus will be deposited into your account within 10 business days after completing the above checking requirements.

Chase Total Business Checking has a $15 monthly service fee ($12 if you opt for paperless statements) that can be waived with one of the following actions:

  • Maintain a minimum daily balance of $1,500, OR
  • Maintain a linked Chase Private Client Checking or Chase Sapphire Checking personal account
  • 100 transactions per month at no charge ($0.40/transaction per item after that)
  • Unlimited electronic deposits (including ACH, ATM, and QuickDeposits)
  • $5000 in cash deposits per statement cycle for no fee
  • Free online bill pay
  • Set up multiple business account users and monitor and control their access
  • Domestic and international wire transfers (fees apply)
  • Account alerts, such as for low balance, large transactions, and more
  • Checking offer is not available to existing Chase business checking customers, local, state or federal Government entities or agencies, Not for Profit organizations, Political Action Committees, or those with campaign accounts, or whose accounts have been closed within 90 days or closed with a negative balance.
  • The new money cannot be funds held by your business at Chase or its affiliates.
  • You can receive only one new business checking account welcome bonus every two years from the last enrollment date and only one bonus per account.
  • If you or Chase close the checking account within six months after opening, Chase will deduct the bonus amount for that account at closing.

Other Chase Bank Promotions

© CreditDonkey

Offer LinkPromoReview
Chase Total Checking®$200 BonusReview
Chase Premier Plus Checking℠$300 BonusReview
Chase Total Business Checking®$300Review
Chase Savings℠$150Review
Chase Private Client$2,000Review

For larger businesses, read up on Chase Performance Business Checking and Chase Platinum Business Checking account.

Top Offers from Other Banks

Also check out this list of bank bonuses for new customers.

Offer LinkPromoReview
HSBC Advance CheckingUp to $240Review
HSBC Advance Checking$200Review
HSBC Premier CheckingUp to $600Review
HSBC Premier Checking$450Review
TD Beyond Checking$300 CashReview
TD Convenience Checking℠$150 CashReview

Pros & Cons of Chase Business Banking

Here are some pros and cons of choosing Chase Bank for your small business.


  • 16,000+ fee free Chase ATMs
  • Nearly 4,900 branch locations
  • A range of business services, including business credit cards, lending, and credit card processing
  • Free business debit cards and cards for employees
  • Bank anywhere 24/7 with Chase Mobile Banking
  • Person to person payments with Chase QuickPay with Zelle
  • No fee for Overdraft Protection transfer if you link a Chase business savings account
  • 24/7 customer service
  • All deposit accounts are FDIC insured


  • Must maintain minimum balance to waive service fees
  • Lots of miscellaneous fees for banking activities
  • Low interest rates on savings accounts

See also: Other top small business checking accounts options to consider.

How to Open Chase Business Checking Accounts

To open a business checking account, Chase will require the following documents:

  • Two forms of ID, such as a driver's license and passport
  • Tax ID Number: Employer ID or Social Security Number
  • Business information, such as address and phone numbers
  • Business name filing document or a business license
  • Partnership agreement (for partnerships)
  • Articles of organization (for LLCs)
  • Articles of incorporation (for corporations)

Sole proprietors can usually open business accounts online and get approval. In cases of LLC, partnership, or corporation, you and any partner or members will need to be present and sit down with a banker in person.

Chase may run a soft credit inquiry, which will not affect your credit score. Most banks also run your banking history through the ChexSystem. So if you have had overdrafts or other bad marks, that may affect your ability to open an account.

Bottom Line

Chase is a good option if you're looking a huge national bank with a variety of business banking products. The Chase Total Checking has great account features for small and growing businesses. Take note of the transaction and deposit limits, and the minimum balance to waive the account fee.

We keep our page updated with the latest Chase business checking bonuses, so check back often.

Note: This website is made possible through financial relationships with some of the products and services mentioned on this site. We may receive compensation if you shop through links in our content. You do not have to use our links, but you help support CreditDonkey if you do.

More from CreditDonkey:

Chase Total Business Checking

Chase Small Business Checking

Business Checking Account


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