Chase vs Bank of America

Chase is a national bank with good promotions for new customers. How does it compare to Bank of America? Read our comparison chart below.

Chase is one of the biggest banks in the nation with more than 4,700 branches and over 16,000 ATMs. They offer a variety of banking, loans and investing services.

While Bank of America is one of the largest banks in the U.S. with approximately 4,300 locations and 17,000 ATMs. It is known for good customer service with extended hours. It offers checking, savings, CDs, IRA, and investment accounts through Merrill Edge.

Compare Chase with Bank of America, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Chase	Bank of America


	SPECIAL OFFER Chase Bank $200 Bonus - Learn More Read Chase Review	SPECIAL OFFER Bank of America Advantage Plus Banking® - $100 Bonus Offer - Learn More Read Bank of America Review
	Benefits and Features
Savings	Chase Savings: $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account OR for owners under 18. $0 to open. Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account.
CD	Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee.
Checking	Chase Total Checking® Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open. Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open. Chase College Checking: No monthly service fee for college students age 17-24 at account opening with proof of student status, for up to 5 years. $0 to open. Chase Private Client Checking: For high net worth individuals who have $250,000 on deposit with Chase.
Customer Service		Mon-Fri: 8am - 9pm (ET) Sat: 8am - 8pm (ET) Sun: 8am - 5pm (ET)
ATMs	16,000+ Chase ATMs	Approximately 17,000 ATMs
IRA CD
Locations	Over 4,700	Approximately 4,300 retail financial centers
	CreditDonkey® Reviews

Savings
Checking
Customer Service
Mobile App
CD
Pros & Cons	Pros: More than 4,700 branches New customer coupons Full service banking Cons: Low interest rates Not in all states	Pros: Large branch network Extended customer service hours Full service banking Cons: No free checking option Low interest rates Many miscellaneous banking fees
Bottom Line	National bank with good promotions for new customers... Read full review	National bank with widespread accessibility and wide range of services... Read full review

	Chase Bank $200 Bonus Chase Bank $100 Bonus Chase Business $300 Bonus	Bank of America Advantage Plus Banking® - $100 Bonus Offer Bank of America Advantage Relationship Banking® - $100 Bonus Offer Bank of America Advantage SafeBalance Banking® - $100 Bonus Offer
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Chase: Pricing information and data points from published website as of 12/17/2020 Bank of America: Pricing information from published website as of 3/25/2022 based on 91107 zip code.

Member FDIC

Chase Total Checking® - $200 Bonus

Open an Account

Expires 1/25/2023

New Chase checking customers enjoy a $200 bonus when you open a Chase Total Checking^® account and set up direct deposit
Access to more than 16,000 Chase ATMs and more than 4,700 branches
Chase Mobile^® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
Open your account online now
Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
Chase Overdraft Assist℠ - no overdraft fee if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*

*With Chase Overdraft Assist℠, we won't charge an Insufficient Funds Fee if you're overdrawn by $50 or less at the end of the business day OR if you're overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts.

Member FDIC

Chase Secure Banking℠ - $100 Bonus

Get $100 Coupon

Expires 1/25/2023

New Chase checking customers enjoy $100 when you open a Chase Secure Banking℠ account with qualifying transactions.
No minimum deposit to open an account and get started.
No paper checks to track and no Chase fees on money orders or cashier's checks.
Pay bills, cash checks and send money with Zelle^® all for a $4.95 monthly service fee.
No overdraft fees with a Chase debit card that helps you stay within your balance.
Bank from anywhere with access to more than 16,000 Chase ATMs, more than 4,700 Chase branches, the Chase Mobile^® app and Chase Online℠.
Get more for your money. Chase Secure Banking℠ customers told us they save an average of $50 a month on fees after opening their account.
Open an account online or in person at any Chase branch.

Member FDIC

Chase Business Complete Banking℠ - $300 Bonus

Get $300 Coupon

Expires 2/16/2023

Earn $300 when you open a new Chase Business Complete Checking℠ account. For new Chase business checking customers with qualifying activities.
Multiple ways to waive the Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink^® Business credit card.
Built-in card acceptance. Accept card payments anytime, anywhere in the U.S., and get transparent pricing with Chase QuickAccept℠.
Same-day deposits with QuickAccept. Free up the cash you need to keep your business moving forward with same-day deposits at no additional cost.
Alerts to help you stay on top of your account activity.
Easy account management through Chase Business Online and the Chase Mobile^® app.
Unlimited electronic deposits, ACH and Chase QuickDeposit℠
Convenient access to more than 16,000 ATMs and more than 4,700 branches.

Which is Better: Chase or Bank of America?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Chase or Citibank.

In short: Chase's checking is worth mentioning.