Chase vs Bank of America
Chase is a national bank with good promotions for new customers. How does it compare to Bank of America? Read our comparison chart below.
Chase is one of the biggest banks in the nation with more than 4,700 branches and over 16,000 ATMs. They offer a variety of banking, loans and investing services.
While Bank of America is one of the largest banks in the U.S. with approximately 4,300 locations and 17,000 ATMs. It is known for good customer service with extended hours. It offers checking, savings, CDs, IRA, and investment accounts through Merrill Edge.
Compare Chase with Bank of America, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.
 | ||
 |  | |
Chase | Bank of America | |
|---|---|---|
Chase Bank $225 Bonus - | Bank of America Advantage Plus Banking® - $100 Bonus Offer - | |
Benefits and Features | ||
| Savings |
|  |
| CD | Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee. | |
| Checking |
| |
| Customer Service |
| |
| ATMs | ||
| IRA CD | | |
| Locations | Approximately 4,300 retail financial centers | |
CreditDonkey® Reviews | ||
| ||
| Savings |    | |
| Checking | | |
| Customer Service | | |
| Mobile App | | |
| CD | | |
| Pros & Cons | Pros:
| Pros:
|
| Bottom Line | National bank with good promotions for new customers... | National bank with widespread accessibility and wide range of services... |
| | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Chase: Pricing information and data points from published website as of 12/17/2020 Bank of America: Pricing information from published website as of 1/21/2022 based on 91107 zip code. | ||
Chase Total Checking® - $225 Bonus
- New Chase checking customers enjoy a $225 bonus when you open a Chase Total Checking® account and set up direct deposit
- Access to 16,000 Chase ATMs and more than 4,700 branches
- Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
- Open your account online now
- Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
- Overdraft Services - no fee if you're overdrawn by $50 or less at the end of the business day*
- *We charge a $34 Insufficient Funds Fee per item during our nightly processing beginning with the first item that overdraws your account balance by more than $50 (maximum of 3 fees per business day, up to $102).
Chase Business Complete Banking℠ - $300 Bonus
- Earn $300 when you open a new Chase Business Complete Checking account. For new Chase business checking customers with qualifying activities.
- More ways to waive fees. Multiple options to waive the Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card
- Built-in card acceptance. Accept card payments anytime, anywhere in the U.S., and get transparent pricing with Chase QuickAccept℠.
- Same-day deposits with QuickAccept℠. Free up the cash you need to keep your business moving forward with same-day deposits at no additional cost.
- Alerts to help you stay on top of your account activity.
- Easy account management through Chase Business online and the Chase Mobile® app.
- Unlimited electronic deposits, ACH and Chase Quick Deposit℠.
- Convenient access to 16,000 ATMs and more than 4,700 branches.
Chase Secure Banking℠ - $100 Bonus
- New Chase checking customers enjoy $100 when you open a Chase Secure Banking℠ account with qualifying activities.
- No minimum deposit to open, no fees for Chase Online℠ Bill Pay, money orders, cashier's checks or to send money
- No paper checks to track
- Just a simple $4.95 monthly service fee
- Use the Chase debit card to help you spend only the money you have available, without worrying about overdraft fees.
- Bank with the Chase Mobile® app and Chase Online℠
- Get helpful account alerts so you can monitor your balance and more.
- No need to worry about unauthorized card transactions when reported promptly with Zero Liability Protection.
Which is Better: Chase or Bank of America?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Chase or Citibank.
In short: Chase's checking is worth mentioning.
Articles on Chase
Is Chase a Good Bank
Chase has new customer bonuses and a strong nationwide presence. But there are drawbacks. Read this review to see if Chase is a good bank for you.
Open Chase Account
Opening an account with Chase Bank is simple. Take a look at what you'll need and check out your account options in our guide.
Chase Business Checking Promotion
Right now, Chase Business Complete Checking is offering a $300 bonus for new customers.
Chase Routing Number
What is Chase Bank's routing number? It depends on the state. Find the correct routing number for your Chase account (even without a check).
Chase Total Checking Bonus
Chase Total Checking is offering $225 for opening a new account. Find out how to qualify for the bonus below.
Chase Secure Banking Coupon
Earn $100 when you open a Chase Secure Banking℠ with qualifying activities. Here's how to grab the special offer.
How to Open a Chase Business Bank Account
Opening a Chase business banking account is easy. Check out what you'll need and your business checking options in this guide.
How to View Your Chase Bank Statement
You can easily access your Chase bank statement online. Find out how to view your past activity at any time.
How to Setup Direct Deposit with Chase
Get paid faster when you set up direct deposit with Chase. Here's how to get started below, plus how long it takes to get your money.
Articles on Bank of America
Bank of America Review
Bank of America is a national bank with many account options and user-friendly online banking. But does this convenience come at a cost? Read on.
Bank of America Hours
Bank of America is open 5-6 days a week, depending on the location. Take a look at their business hours below.
Bank of America Routing Number
Find your Bank of America routing number and learn about money transfers in our guide.
Which Do You Think is Best?
You Might Also Like
Best Free Business Checking for Freelancers and Side Hustlers
Which banks offer the best free business checking accounts for freelancers? Find the top interest rates and business perks for all 1099 employees.
Why You Need a Business Bank Account
Learn about the benefits of business bank accounts, the best accounts available, and the consequences of using a personal account for business expenses.
PNC Bank Hours
PNC Bank is open 5-6 days a week, depending on the location. Here's when you can visit a branch near you.
Capital One Bank Hours
Capital One Bank is open 6 days a week. Take a look at their operating hours.
Wells Fargo Bank Hours
Wells Fargo is one of the biggest banks in the country. Here's when you can visit a branch near you.
Chase Bank Hours
Chase Bank has over 4,700 branches and 16,000 ATMs. Find out when you can visit your local branch in this guide.
TD Bank Hours of Operation
TD Bank is open 7 days a week, depending on the location. Here's when you can visit a branch near you.
Best Business Checking Account
Cut banking costs and keep more money in your business. Here are the best business checking accounts with low fees and minimums.
Best National Bank
There are over 5,000 FDIC-insured banks in America. How do you choose the best national bank to keep your money safe?
3 Types of Savings Accounts
Grow your money with a savings account. There are several account types depending on your needs. Learn about the different savings options.
Next Page: Chase Bank
