July 29, 2020

Chase Checking Account Bonus

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Chase is currently offering cash bonuses for opening a new checking account. See the current checking account bonus promotions before they expire.

Best Chase Bank Offers

Offer LinkPromoReview
Chase Total Checking®$200 BonusReview
Chase Premier Plus Checking℠$300 BonusReview
Chase Total Business Checking®$300Review
Chase Savings℠$150Review
Chase Private Client$2,000Review

About Chase Bank

Chase is one of the more generous large U.S. banks. It frequently offers new customer bonuses worth up to hundreds of dollars.

Chase is most well-known for:

  • Nearly 4,900 physical branches and 16,000 ATMs
  • Full range of products including banking, loans, and investing
  • Credit cards with large sign-up bonuses and good rewards
  • Highly rated mobile app
  • 24/7 customer service with real reps

Chase is constantly rolling out new promotions, so be sure to keep an eye on this page for the latest Chase coupons.

Chase Total Checking $200 Bonus

    Chase

    Chase Total Checking®

    • Enjoy a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit
    • Access to 16,000 Chase ATMs and nearly 4,900 branches
    • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
    • Open your account online now.
    • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.

How to Earn Bonus:

  1. Request an offer code online by providing your email address.
  2. Open a new Chase Total Checking account either online or in-person by the offer stated expiration date.
  3. Set up direct deposit and have your first direct deposit made to this account within 90 days of account opening.
  4. The $200 bonus will be deposited into your account within 10 business days after completing the above checking requirements.

How to Waive Monthly Fee:
Chase Total Checking has a $12 monthly service fee that can be waived with one of the following actions:

  • Have monthly direct deposits totaling $500 or more each statement period, OR
  • Maintain a balance of $1,500 or more at the beginning of each day, OR
  • Maintain an average beginning day balance of $5,000 or more in any combination of this account plus other linked qualifying Chase checking and savings accounts.

Account Features:
Chase Total Checking is Chase's most popular checking account. It's a basic checking account without any perks, but it's pretty easy to waive the monthly service fee. It includes features such as:

  • Free debit card with chip technology
  • Mobile check deposits by snapping a photo
  • Free online bill pay
  • Send and receive money through QuickPay with Zelle
  • No fee for Overdraft Protection transfer when you link a Chase Savings account
  • Text banking to check balances and transaction history
  • Custom account alerts via text, email, or push notifications
  • Cardless ATM withdrawals

Details:

  • The checking offer is not available to existing Chase checking customers, or those whose accounts have been closed within 90 days or closed with a negative balance.
  • A qualifying direct deposit must be an electronic deposit coming from either an employer or the government in the form of a paycheck, pension, or benefits like Social Security.
  • If you close the checking account within 6 months after opening, Chase will deduct the bonus amount at closing.
  • You can receive only one new checking account-related bonus every two years from the last enrollment date and only one bonus per account.
  • Bonus is considered interest and will be taxable.

Chase Premier Plus Checking $300 Bonus

    Chase

    Chase Premier Plus Checking℠

    • Enjoy $300 as a new Chase checking customer, when you open a Chase Premier Plus Checking℠ account and set up direct deposit.
    • Enjoy $300, more benefits, and earn interest on your new Chase checking account.
    • The $25 Monthly Service Fee is waived when you keep an average beginning day balance of $15,000 or more in any combination of this account and linked qualifying Chase checking, savings and other balances.
    • No Chase fee on first four non-Chase ATM transactions per statement period.
    • Earn interest on your checking account balance.
    • Access to 16,000 Chase ATMs and nearly 4,900 branches
    • Open your account online now.
    • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.

How to Earn Bonus:

  1. Request an offer code online by providing your email address.
  2. Open a new Chase Premier Plus Checking account either online or in-person by the offer stated expiration date.
  3. Set up direct deposit and have your first direct deposit made to this account within 90 days of account opening.
  4. The $300 bonus will be deposited into your account within 10 business days after completing the above checking requirements.

How to Waive Monthly Fee:
Chase Premier Plus Checking has a $25 monthly service fee that can be waived with one of the following actions:

  • Maintain an average beginning day balance of $15,000 or more in any combination of this account plus other linked qualifying Chase deposit and investment accounts, OR
  • Have a linked qualifying Chase first mortgage enrolled in automatic payments

Account Features:
Chase Premier Plus Checking is an interest-bearing checking account with a few premium perks. It includes all the features of Chase Total Checking, plus:

  • Earn interest on your balance
  • Free Chase design checks
  • No fee on the first 4 non-Chase ATM transactions each statement period
  • No annual rent for a 3" x 5" safe deposit box (20% discount on larger sizes)
  • No fee for counter checks, money orders, and cashier's checks
  • No monthly service fee on Chase personal savings accounts (excluding Chase Private Client Savings)

Details:

  • The checking offer is not available to existing Chase checking customers, or those whose accounts have been closed within 90 days or closed with a negative balance.
  • A qualifying direct deposit must be an electronic deposit coming from either an employer or the government in the form of a paycheck, pension, or benefits like Social Security.
  • If you close the checking account within 6 months after opening, Chase will deduct the bonus amount at closing.
  • You can receive only one new checking account-related bonus every two years from the last enrollment date and only one bonus per account.
  • Bonus is considered interest and will be taxable.

Chase Total Business Checking $300 Bonus

    Chase

    Chase Total Business Checking®

    • Get $300 as a new Chase business checking customer, when you open a Chase Total Business Checking® account with qualifying activities
    • Access to 16,000 ATMs and nearly 4,900 Chase branches
    • Chase has business specialists at your local branch to help with your business needs
    • Account Alerts are a great way to stay on top of your account's activity and enhance security
    • Unlimited electronic deposits at no charge, including Chase QuickDeposit℠, ACH and ATM

How to Earn Bonus:

  1. Request an offer code online by providing your email address.
  2. Open a new Chase Total Business Checking account either online or in-person by the offer stated expiration date.
  3. Deposit $1,000 of new money within 20 business days of account opening.
  4. Maintain at least a $1,000 balance for 60 days from the date of deposit.
  5. Complete 5 qualifying transactions within 60 days of opening the account (debit card purchases, check deposits, ACH credits, or wires).
  6. The $300 bonus will be deposited into your account within 10 business days after completing the above checking requirements.

How to Waive Monthly Fee:
Chase Total Business Checking has a $15 monthly service fee ($12 if you opt for paperless statements) that can be waived with one of the following actions:

Account Features:

  • 100 transactions per month at no charge ($0.40/transaction per item after that)
  • Unlimited electronic deposits (including ACH, ATM, and QuickDeposits)
  • $5,000 in cash deposits per statement cycle for no fee
  • Free online bill pay
  • Set up multiple business account users and monitor and control their access
  • Domestic and international wire transfers (fees apply)
  • Account alerts, such as for low balance, large transactions, and more

Details:

  • The checking offer is not available to existing Chase business checking customers, local, state or federal Government entities or agencies, Not for Profit organizations, Political Action Committees, or those with campaign accounts or whose accounts have been closed within 90 days or closed with a negative balance.
  • The new money cannot be funds held by your business at Chase or its affiliates.
  • You can receive only one new business checking account welcome bonus every two years from the last enrollment date and only one bonus per account.
  • If you or Chase close the checking account within 6 months after opening, Chase will deduct the bonus amount for that account at closing.

PROS & CONS OF BANKING WITH CHASE

Pros:

  • Nearly 4,900 physical branches and 16,000 ATMs nationwide
  • Relatively low opening requirements
  • Many checking options for all financial situations
  • Free online bill pay, mobile deposits, and text banking
  • 24/7 customer service with real reps
  • Highly rated mobile app
  • Full service bank with checking, savings, credit cards, loans, and investing
  • FDIC insured up to $250,000

Cons:

  • Low interest rates on savings products
  • Not located in all states
  • Requirements to waive monthly service fee
  • High out-of-network ATM fees
  • Many banking fees

BOTTOM LINE

Chase is a solid option if you're looking for a big-name bank with a strong nationwide presence and lots of services. It frequently rolls out new checking account bonuses with relatively easy requirements. So it's a nice way to get a little jumpstart if you're in the market for a new checking account.

Note: This website is made possible through financial relationships with some of the products and services mentioned on this site. We may receive compensation if you shop through links in our content. You do not have to use our links, but you help support CreditDonkey if you do.

More from CreditDonkey:


Best Checking Accounts


How to Open a Checking Account


Free Online Checking Account

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