Chase vs PNC Bank
Chase is a national bank with good promotions for new customers. How does it compare to PNC Bank? Read our comparison chart below.
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Chase | PNC Bank | |
|---|---|---|
Open a New Checking Account - | High Yield Savings Account - 0.65% APY - | |
Benefits and Features | ||
| Stock Trading |  | |
| Savings | Chase Savings: $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account OR for owners under 18. $0 to open. Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account. | 0.01% APY (0.02% APY - 0.03% APY Relationship rates). Minimum deposit of $25. $5 monthly service charge unless you have 1) $300 monthly average monthly balance, or 2) if you are under 18 years old, or 3) set up an Auto Savings transfer of $25 or more each month from your PNC Checking account to your Savings account. |
| CD | Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee. | 0.01% - 0.04% APY. Minimum deposit $1,000 - $10,000 (depending on account type and term). Terms range from 7 days to 10 years. |
| Checking | Chase Total Checking: Basic checking account. $12 service fee waived with an average beginning day balance of $1,500 OR direct deposits of at least $500 each month. $0 minimum balance to open. Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open. Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open. Chase College Checking: No monthly service fee for college students age 17-24 at account opening with proof of student status, for up to 5 years. $0 to open. Chase Private Client Checking: For high net worth individuals who have $250,000 on deposit with Chase. | |
| Money Market | 0.02% APY. Minimum deposit is $100. Maximum deposit is $10,000. Monthly service charge of $12 unless you have $5,000 average monthly balance. | |
| Customer Service | Mon-Fri 7:00 am - 10:00 pm, (ET) Sat & Sun 8:00 am - 5:00 pm (ET) | |
| ATMs | 15,000 ATMs across 37 states and the District of Columbia. | |
| IRA CD | 0.01% - 0.04% APY. Minimum deposit $1,000 - $10,000 (depending on account type and term). Terms range from 6 months to 10 years. | |
| Locations | 2,400 PNC branches across 20 states. | |
CreditDonkey® Reviews | ||
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| Money Market | | |
| Pros & Cons | Pros:
| Pros:
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| Bottom Line | National bank with good promotions for new customers... | East Coast bank with advanced financial tools to help achieve goals... |
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Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Chase: Pricing information from published website as of 07/02/2020 PNC Bank: Pricing information from published website as of 10/29/2020 based on 19899 zip code. | ||
Which is Better: Chase or PNC Bank?
Still need help deciding which bank is better? Read the in-depth reviews below. You may also be interested in comparing Chase or CIT Bank.
Articles on Chase
Chase Reviews
Chase has new customer bonuses and a strong nationwide presence. But there are drawbacks. Read this review to see if Chase is a good bank for you.
Chase Bank Open Account
Opening an account with Chase Bank is simple. Take a look at what you'll need and check out your account options in our guide.
Chase Savings Account
Chase Savings Account has a coupon for new customers. But how does it work? Read this review for the latest account promotion, fees and minimum balance details.
Chase Total Checking Bonus
Need a new checking account? You can get $200 from Chase Bank for signing up for a Total Checking account with direct deposit. Here's how to do it.
Chase Business Checking Bonus
Find the latest Chase Business Checking account bonus offers and promotions here.
You Invest Chase
Chase You Invest App has a bonus promotion, low fees and mutual funds trading. But is it good for beginners? Read this review for the pros and cons.
Chase Private Client
Chase Private Client offers premium relationship perks to those with $250,000 on deposit with Chase. It is worth it? Find out the benefits in this in-depth review.
Chase Chicago Routing Number
What is Chase Bank's routing number? It depends on the state. Find the correct routing number for your Chase account (even without a check).
Chase Premier Plus Checking
Chase Premier Plus Checking currently has a coupon offer. But how does the minimum balance and fee waiver compare to accounts like the Total Checking? Read on to find out.
Chase Checking Account Bonus
Chase is currently offering cash bonuses for opening a new checking account. See the current checking account bonus promotions before they expire.
Chase Promotions
Chase offers cash bonuses for opening a new bank account. Get the latest Chase promotions and all the details before they expire.
Chase Coupon
Chase Bank offers bonus cash for opening a new account. View this list to get the best Chase coupon and promotions available now.
Why Chase Is a Good Bank
Chase is known for their customer service and generous sign-up bonuses. But before you join, find out if they're safe to bank with.
Monthly Service Fee Chase
Chase Bank's monthly service fees can really add up if you're not keeping track. Here's how you can avoid each fee.
Chase Check Order
Running low on your checks from Chase? Read this to learn how to reorder your checks.
Chase Total Business Checking
What is Chase Total Business checking account? Is there a fee? Read this review for the pros and cons.
Chase College Checking Review
Chase College Checking account has no monthly service fee for students. But is there a catch? Read on to learn the details and see if it's right for you.
Chase Sapphire Checking Promotion
Is Chase Sapphire banking bonus worth it? Get the requirements and see how to qualify.
Articles on PNC Bank
PNC Bank Review
PNC Bank has relatively low requirements to waive fees and offers many financial tools to help you meet savings goals. Read on to see if this East Coast bank is right for you.
PNC Routing Number
Using the wrong routing number could send your money to the wrong place. Find the right PNC routing number for your transactions.
Which Do You Think is Best?
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Find Your Routing Number on a Check
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Business Checking Account Promotions
View list of the current top business checking deals and promotions. Earn cash bonuses for opening a new account.
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