Chase vs PNC Bank
Chase is a national bank with good promotions for new customers. How does it compare to PNC Bank? Read our comparison chart below.
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Chase | PNC Bank | |
|---|---|---|
Chase Premier Plus Checking℠ - | Virtual Wallet with Performance Select Checking - $300 Cash Bonus - | |
Benefits and Features | ||
| Savings | Chase Savings: $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account OR for owners under 18. $0 to open. Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account. | 0.01% APY (0.03% APY - 0.05% APY Relationship rates). Minimum deposit of $25. $5 monthly service charge unless you have 1) $300 monthly average monthly balance, or 2) if you are under 18 years old, or 3) set up an Auto Savings transfer of $25 or more each month from your PNC Checking account to your Savings account. |
| CD | Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee. | 0.04% - 0.60% APY. Minimum deposit $1,000 - $10,000 (depending on account type and term). Terms range from 7 days to 10 years. |
| Checking | Chase Total Checking: Basic checking account. $12 service fee waived with an average beginning day balance of $1,500 OR direct deposits of at least $500 each month. $0 minimum balance to open. Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open. Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open. Chase College Checking: No monthly service fee for college students age 17-24 at account opening with proof of student status, for up to 5 years. $0 to open. Chase Private Client Checking: For high net worth individuals who have $250,000 on deposit with Chase. | |
| Money Market | 0.02% - 0.05% APY. Minimum deposit is $100. Maximum deposit is $10,000. Monthly service charge of $12 unless you have $5,000 average monthly balance. | |
| Customer Service | Mon-Fri 7:00 am - 10:00 pm, (ET) Sat & Sun 8:00 am - 5:00 pm (ET) | |
| ATMs | Over 16,000 Chase ATMs nationwide | 15,000 ATMs across 37 states and the District of Columbia. |
| IRA CD | 0.04% - 0.60% APY. Minimum deposit $1,000 - $10,000 (depending on account type and term). Terms range from 6 months to 10 years. | |
| Locations | 2,400 PNC branches across 20 states. | |
CreditDonkey® Reviews | ||
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| Pros & Cons | Pros:
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| Bottom Line | National bank with good promotions for new customers... | East Coast bank with advanced financial tools to help achieve goals... |
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| What Others View | ||
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Chase: Pricing information from published website as of 7/17/2019 PNC Bank: Pricing information from published website as of 03/28/2020 based on 19899 zip code. | ||
Which is Better: Chase or PNC Bank?
Still need help deciding which bank is better? Read the in-depth reviews below. You may also be interested in comparing Chase or CIT Bank.
Articles on Chase
Chase Bank Review
Chase has new customer bonuses and a strong nationwide presence. But there are drawbacks. Read this review to see if Chase is a good bank for you.
Chase Open Account
Opening an account with Chase Bank is simple. Take a look at what you'll need and check out your account options in our guide.
Chase Business Checking
Chase Bank has three checking options for small businesses. So which one is right for you? Find out in our guide.
Chase Sapphire Banking
What is Chase Sapphire banking ? We explain the benefits, interest rate and how to qualify for the bonus in our review.
Chase Premier Plus Checking
Chase Premier Plus Checking currently has a coupon offer. But how does the minimum balance and fee waiver compare to accounts like the Total Checking? Read on to find out.
Chase Private Client Review
Chase Private Client offers premium relationship perks to those with $250,000 on deposit with Chase. It is worth it? We analyze the benefits in this in-depth review. Read on.
Chase Savings Account
Chase Savings Account has a coupon for new customers. But how does it work? Read this review for the interest rate, fees, minimum balance and more.
Chase Business Checking Coupon
Find the latest Chase Business Checking account offers and promotions here.
How to Avoid Chase Monthly Service Fee
Chase Bank's monthly service fees can really add up if you're not keeping track. Here's how you can avoid each fee (it's easier than you think).
Chase Order Checks
Running low on your checks from Chase? Read this to learn how to reorder your checks.
Chase Routing Number
What is Chase Bank's routing number? It depends on the state. Find the right one for your Chase account with our guide.
Chase Sapphire Checking Promotion
Is Chase Sapphire banking bonus worth it? Get the requirements and see how to qualify.
Chase Total Business Checking
What is Chase Total Business checking account? Is there a fee? Read this review for the pros and cons.
Chase You Invest Review
Chase You Invest App has a bonus promotion, low fees and mutual funds trading. But is it good for beginners? Read this review for the pros and cons.
Chase Student Account
Chase College Checking account has no monthly service fee for students. But is there a catch? Read on to learn the details and see if it's right for you.
Articles on PNC Bank
PNC Bank
PNC Bank has relatively low requirements to waive fees and offers many financial tools to help you meet savings goals. Read on to see if this East Coast bank is right for you.
PNC Bank Routing Number
Using the wrong routing number could send your money to the wrong place. Find the right PNC routing number for your transactions.
Which Do You Think is Best?
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Business Checking Account Promotions
View list of the current top business checking deals and promotions. Earn cash bonuses for opening a new account.
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