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Chase vs PNC Bank

Chase is a national bank with good promotions for new customers. How does it compare to PNC Bank? Read our comparison chart below.

 Chase
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Chase

PNC Bank

SPECIAL OFFER
Chase Total Checking® + Chase Savings℠ - Learn More

Read Chase Review

SPECIAL OFFER
Virtual Wallet with Performance Select Checking - $300 Cash Bonus - Learn More

Read PNC Bank Review

 

Benefits and Features

SavingsChase Savings: $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account OR for owners under 18. $0 to open.
Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account.
0.01% APY (0.05% APY - 0.10% APY Relationship rates) minimum deposit of $25. $5 monthly service charge unless you have 1) $300 monthly average monthly balance, or 2) if you are under 18 years old, or 3) set up an Auto Savings transfer of $25 or more each month from your PNC Checking account to your Savings account; 2.15% APY High Yield Savings. No minimum balance. No minimum deposit. $0 Monthly charge. Minimum balance to earn interest is $1.00.
CDTerms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee.0.04% - 1.00% APY. Minimum deposit $1,000 - $10,000 (depending on account type and term). Terms range from 7 days to 10 years.
CheckingChase Total Checking: Basic checking account. $12 service fee waived with an average beginning day balance of $1,500 OR direct deposits of at least $500 each month. $0 minimum balance to open.
Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open.
Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open.
Chase College Checking: No monthly service fee for college students age 17-24, for up to 5 years. $25 to open.
Chase Private Client Checking: For high net worth individuals who have $250,000 on deposit with Chase.
 
Money Market 0.02% - 0.16% APY. Minimum deposit is $100. Maximum deposit is $10,000. Monthly service charge of $12 unless you have $5,000 average monthly balance.
Customer Service
24/7 by phone
Mon-Fri 7:00 am - 10:00 pm, (ET)
Sat & Sun 8:00 am - 5:00 pm (ET)
ATMsOver 16,000 Chase ATMs nationwide
9000 ATMs across 19 states
IRA CD 0.04% - 1.00% APY. Minimum deposit $1,000 - $10,000 (depending on account type and term). Terms range from 7 days to 10 years.
Locations
Nearly 5,000 branches
2,600 PNC branches across 19 states.
 

CreditDonkey® Reviews

 Chase
Savings
Checking
Customer Service
Mobile App
CD
Money Market
Pros & ConsPros:
  • Nearly 5,000 branches
  • New customer promotions
  • Full service banking
Cons:
  • Low interest rates
  • Not in all states
Pros:
  • Virtual Wallet tools
  • Relatively easy to waive fees
  • Free student account
Cons:
  • Limited branches
  • Low APY
Bottom LineNational bank with good promotions for new customers... Read full reviewEast Coast bank with advanced financial tools to help achieve goals... Read full review
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What Others View

    Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

    Chase: Pricing information from published website as of 7/17/2019

    PNC Bank: Pricing information from published website as of 9/21/2019 based on 19899 zip code.

    Which is Better: Chase or PNC Bank?

    Still need help deciding which bank is better? Read the in-depth reviews below. You may also be interested in comparing Chase or CIT Bank.


    Articles on Chase


    Articles on PNC Bank

      PNC Bank

      PNC Bank has relatively low requirements to waive fees and offers many financial tools to help you meet savings goals. Read on to see if this East Coast bank is right for you.

      PNC Bank Routing Number

      Using the wrong routing number could send your money to the wrong place. Keep reading to find the right PNC routing number for all your transactions.

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