Chase vs PNC Bank

Chase is a national bank with good promotions for new customers. How does it compare to PNC Bank? Read our comparison chart below.

Chase is one of the biggest banks in the nation with more than 4,700 branches and over 16,000 ATMs. They offer a variety of banking, loans and investing services.

While PNC Bank has 2,600 branches in 19 states mostly on the East. Checking accounts offer a unique Virtual Wallet feature with financial tools to help achieve goals. Account fees are easily waived by meeting account balance or direct deposit requirements.

Compare Chase with PNC Bank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Chase	PNC Bank


	SPECIAL OFFER Chase Bank $225 Bonus - Learn More Read Chase Review	SPECIAL OFFER High Yield Savings Account - 0.40% APY - Learn More Read PNC Bank Review
	Benefits and Features
Savings	Chase Savings: $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account OR for owners under 18. $0 to open. Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account.	0.01% APY (0.02% APY - 0.03% APY Relationship rates). Minimum deposit of $25. $5 monthly service charge unless you have 1) $300 monthly average monthly balance, or 2) if you are under 18 years old, or 3) set up an Auto Savings transfer of $25 or more each month from your PNC Checking account to your Savings account.
CD	Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee.	0.01% - 0.03% APY. Minimum deposit $1,000 - $10,000 (depending on account type and term). Terms range from 7 days to 10 years.
Checking	Chase Total Checking® Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open. Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open. Chase College Checking: No monthly service fee for college students age 17-24 at account opening with proof of student status, for up to 5 years. $0 to open. Chase Private Client Checking: For high net worth individuals who have $250,000 on deposit with Chase.	Virtual Wallet, Virtual Wallet with Performance Spend, Virtual Wallet with Performance Select
Money Market		0.02% APY. Minimum deposit is $100. Maximum deposit is $10,000. Monthly service charge of $12 unless you have $5,000 average monthly balance.
Customer Service		Mon-Fri 7:00 am - 10:00 pm, (ET) Sat & Sun 8:00 am - 5:00 pm (ET)
ATMs	16,000 Chase ATMs	15,000 ATMs across 37 states and the District of Columbia.
IRA CD		0.01% - 0.03% APY. Minimum deposit $1,000 - $10,000 (depending on account type and term). Terms range from 6 months to 10 years.
Locations	Over 4,700	2,400 PNC branches across 20 states.
	CreditDonkey® Reviews

Savings
Checking
Customer Service
Mobile App
CD
Money Market
Pros & Cons	Pros: More than 4,700 branches New customer coupons Full service banking Cons: Low interest rates Not in all states	Pros: Virtual Wallet tools Relatively easy to waive fees Free student account Cons: Limited branches Low APY
Bottom Line	National bank with good promotions for new customers... Read full review	East Coast bank with advanced financial tools to help achieve goals... Read full review

	Chase Bank $225 Bonus Chase Business $300 Bonus Chase Bank $100 Bonus	High Yield Savings Account - 0.40% APY Virtual Wallet with Performance Select Checking - $300 Cash Bonus Performance Select Checking - $300 Cash Bonus
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Chase: Pricing information and data points from published website as of 12/17/2020 PNC Bank: Pricing information from published website as of 9/15/2021 based on 19899 zip code.

Member FDIC

Chase Total Checking® - $225 Bonus

Get $225 Coupon

New Chase customers enjoy a $225 bonus when you open a new Chase Total Checking® account and set up direct deposit
Access to 16,000 Chase ATMs and more than 4,700 branches
Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
Open your account online now
Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.

Member FDIC

Chase Business Complete Banking℠ - $300 Bonus

Get $300 Coupon

Expires 10/21/2021

Earn $300 when you open a new Chase Business Complete Checking account. For new Chase business checking customers with qualifying activities.
More ways to waive fees. Multiple options to waive the Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card
Built-in card acceptance. Accept card payments anytime, anywhere in the U.S., and get transparent pricing with Chase QuickAccept℠.
Same-day deposits with QuickAccept℠. Free up the cash you need to keep your business moving forward with same-day deposits at no additional cost.
Alerts to help you stay on top of your account activity.
Easy account management through Chase Business online and the Chase Mobile® app.
Unlimited electronic deposits, ACH and Chase Quick Deposit℠.
Convenient access to 16,000 ATMs and more than 4,700 branches.

Member FDIC

Chase Secure Banking℠ - $100 Bonus

Get $100 Coupon

New Chase checking customers enjoy $100 when you open a Chase Secure Banking℠ account with qualifying activities.
No minimum deposit to open, no fees for Chase Online℠ Bill Pay, money orders, cashier's checks or to send money
No paper checks to track
Just a simple $4.95 monthly service fee
Use the Chase debit card to help you spend only the money you have available, without worrying about overdraft fees.
Bank with the Chase Mobile® app and Chase Online℠
Get helpful account alerts so you can monitor your balance and more.
No need to worry about unauthorized card transactions when reported promptly with Zero Liability Protection.

Which is Better: Chase or PNC Bank?

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Articles on Chase

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Chase Business Checking Bonus

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Chase Secure Banking Coupon

Earn $100 when you open a Chase Secure Banking℠ with qualifying activities. Here's how to grab the special offer.

How to Open a Chase Business Bank Account

Opening a Chase business banking account is easy. Check out what you'll need and your business checking options in this guide.

How to View Your Chase Bank Statement

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How to Setup Direct Deposit with Chase

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How to Go Paperless with Chase Bank

Tired of getting paper statements from Chase? Follow this simple guide to go paperless with Chase Bank.

Articles on PNC Bank

PNC Bank Review

PNC Bank has relatively low requirements to waive fees and offers many financial tools to help you meet savings goals. Read on to see if this East Coast bank is right for you.