CD

Compare CD

TIAA Bank

CD: Basic CD: 3.95% - 5.25% APY. Terms of 3 months to 5 years. Minimum deposit of $1,000. No monthly service fee.

Capital One

CD: 3.20% to 4.10% APY. Terms of 6 months to 5 years. 12-month CD APY of 3.75%

Pros:

Overdraft protection options
No account minimums
Over 50 cafes for in-person support

Cons:

Other banks have higher APY

Our Review: (4.5) Capital One 360 offers free checking and savings accounts with competitive APY rates. Does it live up to its claims? Find out if it's right for you... Read full review

Synchrony Bank

CD: 0.25% to 4.10% APY. Terms of 3 months to 5 years. No minimum deposit to open.

Pros:

Savings with ATM card
High APY
All balance tiers receive same rate

Cons:

No checking account
Limited customer service hours

Our Review: (4.3) Synchrony offers some of the highest savings and CD rates. But there are downsides. Read this review before you open an account... Read full review

Marcus by Goldman Sachs

CD: 3.85% to 4.05% APY. Terms of 6 months to 6 years. 12-month CD APY of 4.00%. $500 minimum to open. No monthly service fee.

Pros:

Competitive APY
$0 monthly charges
No minimum balance

Cons:

No physical locations
No mobile check deposit

Our Review: (4.3) Saving up for something big? Grow your funds with Marcus Online Savings' impressive APY rate. Read on for more details... Read full review

Citizens Bank

CD: Several types of CD accounts. Terms ranging from 4-14 month. 3.10% - 4.00% APY. Some APY rates may require qualifying Citizens Bank Checking Account. Minimum opening deposit $25,000 for 4-Month and 7-Month; $1,000 for 14-Month online CD.

Pros:

High APY
No monthly fees

Cons:

No physical branches
No cash deposits

Our Review: (4.4) Citizens has an online savings account with a competitive APY and no fees. But what's the catch? Continue reading to find out... Read full review

Western Alliance Bank

CD: Up to 4.00%; 2-12 month term CDs. $1 minimum deposit.

Pros:

High APY
No account activity or maintenance fees

Cons:

No debit card or checks

Our Review: (4.1) Western Alliance Bank offers savings products with competitive APYs for people looking to grow their money. Is there a catch? Read on to find out... Read full review

Bask Bank

CD: 3.65% to 3.90% APY. Terms of 3 to 24 months.

Pros:

High APY on savings
Earn American Airline mileage
No monthly fees

Cons:

No physical locations

Our Review: (4.5) Looking to earn a competitive APY? Interested in earning miles as you save? Bask Bank offers enticing savings options to meet your needs... Read full review

NBKC Bank

CD: 2.75% to 3.85% APY. Terms of 6 months to 5 years. Minimum opening deposit of $1,000 for terms of 6 months to 1 year; $250 for terms of 2 years to 5 years.

CIT Bank

CD: Term CDs up to 3.75% APY. $1,000 minimum opening deposit.

Pros:

High savings APY
No monthly fees
Low opening deposits

Cons:

No check writing

Our Review: (4.4) CIT Bank offers a high interest rate. But how reliable is this online bank? Read this review to find out if what you heard is true... Read full review

Quontic

CD: 3.00% to 3.75% APY; $500 minimum

Pros:

No monthly service fee
High interest rate

Cons:

Basic mobile app
$5/mo inactivity fee

Our Review: (4.3) Quontic Bank aims to provide a better experience (and rewards) for those underserved by traditional banks. Review the rates, fees, and customer reviews... Read full review

Navy Federal Credit Union

CD: Standard Certificate: Up to 3.75% APY. Terms of 3 months to 7 years. Minimum deposit of $1,000.

Pros:

$0 monthly charge
Extensive ATM network

Cons:

Low interest rate
$5 opening deposit
Only for members

Our Review: (3.5) Navy Federal Credit Union provides various financial products. But do they have a high-yield savings account? Find out here... Read full review

Ally Bank

CD: 2.90% to 3.70% APY. Terms of 3 months to 5 years. 12-month CD APY of 3.70%

... Read full review

HSBC Bank

CD: 3.20% to 3.50% APY. Terms of 6 months, 1 year, or 2 years. 12-month CD APY of 3.40%. Minimum deposit of $1,000 to open.

... Read full review

PNC Bank

CD: 0.01% to 3.50% APY. Terms of 7 days to 10 years.

Pros:

Virtual Wallet tools
Relatively easy to waive fees
Free student account

Cons:

Limited branches
Low APY on some savings accounts

Our Review: (3.5) PNC Bank has relatively low requirements to waive fees and offers many financial tools to help you meet savings goals. Read on to see if this East Coast bank is right for you... Read full review

M&T Bank

CD: Terms from 32 days to 120 months. Minimum opening deposit $1,000.

Santander Bank

CD: 3.00% APY. 6 - 13 months. Minimum deposit of $500, with Santander Checking Account.

USAA Bank

CD: 0.05% to 2.25% APY. Terms of 91 days to 7 years. Minimum deposit of $1,000 to open.

Pros:

$0 monthly fees
Free bank card

Cons:

Low APY
Not available for all

Our Review: (3.4) USAA Bank boasts a savings account with an adequate rate and no fees. But you may not be eligible to get it. Read on to find out... Read full review

Wells Fargo

CD: Standard Fixed Term CD available online: 0.05% to 1.50% APY. Terms of 3 months to 1 year. Minimum deposit of $2,500. Relationship APY: 0.06% to 1.51% APY when you link a Wells Fargo Prime Checking, Premier Checking, or Private Bank Interest Checking account to the CD. More CD terms are available in branch.

Pros:

Low requirements for Everyday Checking
Full service bank
24/7 customer service

Cons:

Low savings rates
Not in all states

Our Review: Wells Fargo offers nationwide access with thousands of ATMs and branch locations. But are their checkings and savings accounts right for you? Read on to see the best options... Read full review

U.S. Bank

CD: Standard Term CD: 0.05% - 0.25% APY. Terms ranging from 1 month - 60 months. Minimum deposit of $500. Maximum deposit $250,000.

Pros:

Promo CD with high APY
Free student account
24/7 customer service

Cons:

Low standard savings APY

Our Review: (3.7) Weighing up on banking with U.S. Bank? This comprehensive review covers its pros, cons and how it stacks up against other banks... Read full review

Huntington Bank

CD: 0.25% APY for amounts ranging from $1,000 to $99,999.99. Minimum deposit is $1,000.

Pros:

Free checking option
24-Hour Grace
All day deposit

Cons:

Limited branches
Low savings APY

Our Review: (3.9) Huntington Bank provides great accounts benefits like free Overdraft Protection Transfers. Read on to see if this bank is right for you... Read full review

Axos Bank

CD: 0.20% APY. Terms of 3 months to 5 years. $1,000 minimum

Pros:

Checking with rewards
No monthly fee
Domestic ATM rebates

Cons:

Low CD rates
No physical branches

Our Review: (4.0) Axos Bank offers full-service banking completely online with no fees. Find out below whether they can replace your traditional bank account... Read full review

KeyBank

CD: Standard Term CD: 0.05% APY. Terms of 7 days to 10 years. Minimum deposit of $2,500.

Pros:

Key Financial Wellness Review tool
Free checking option
24/7 customer service

Cons:

Limited branches
High account fees

Our Review: (3.3) Are you looking for a no-frills checking account or maybe a bank that offers relationship banking services/interest rates? You may have found your fit with KeyBank... Read full review

SunTrust Bank

CD: 0.05% APY. Terms ranging from 6 months - 24 months. $2,500 minimum opening deposit. Terms ranging from 7 days - 31 days. OR $1000 minimum opening deposit. Terms ranging from 32 days - 60 days.

Fifth Third Bank

CD: 0.01% APY. Terms ranging from 7 days to 84 months, minimum deposit of $500. Featured CD: 2.50% to 3.00% APY. Terms are 4, 8, 14, and 24, minimum deposit of $5,000.

Pros:

Free Express Checking
Free student checking
Promo CD with high APY

Cons:

Higher balance requirements
Low savings APY
Limited branches

Our Review: (3.3) Fifth Third Bank has higher balance requirements and high service fees if they're not met. But it offers some unique programs. Read on to see if Fifth Third Bank is a good fit for you... Read full review

Regions Bank

CD: 0.01% APY (Up to 3.50% APY for Promotional Relationship)

UFB Direct

CD: N/A

Pros:

Competitive APYs
Easy online banking

Cons:

Limited transactions
No physical locations

Our Review: (4.3) UFB Direct offers high interest rates. But is it a safe choice? Find out in this review... Read full review

SoFi

CD: N/A

Pros:

Competitive, fixed rates
Low fees
No collateral

Cons:

Slower underwriting process
High standards for borrowers

Our Review: (3.8) SoFi offers unsecured personal loans if you need to borrow money ASAP. But is it legit (or not)? Learn how SoFi personal loans actually work... Read full review

Bank of America

CD:
- 7-Month CD - 3.25% APY
- 10-Month CD - 2.95% APY
- 13-Month CD - 2.00% APY
- 25-Month CD - 1.75% APY
- 37-Month CD - 0.11% APY
- 1-Month CD - 0.03% APY
- 120-Month CD - 0.03% APY

Pros:

Large branch network
Extended service hours
Full service banking

Cons:

Monthly fees
Low interest rates
Many misc. banking fees

Our Review: Bank of America is a national bank with many account options and user-friendly online banking. But does this convenience come at a cost? Read on... Read full review

Chase

CD: Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee.

Pros:

More than 5,000 branches
New customer coupons
Full service banking

Cons:

Low savings rates
Not in all states

Our Review: Chase has new customer bonuses and a strong nationwide presence. But there are drawbacks. Read this review to see if Chase is a good bank for you... Read full review

Citibank

CD:
- 6-Month Fixed Rate CD - Up to 3.00% APY
- 3-Month Fixed Rate CD - 2.00% APY
- 9-Month Fixed Rate CD - 2.00% APY
- 1-Year Fixed Rate CD - 2.00% APY
- 5-Year Fixed Rate CD - 2.00% APY

Pros:

Perks for high balance customers
Many fee-free ATMs
Global presence

Cons:

No free checking option
Higher balance requirements
Low savings APY

Our Review: Citibank offers banking services and credit cards. But service fees and balance requirements are on the high side. Is it the right bank for you?... Read full review

Charles Schwab Bank

CD: Offers brokered CDs from other banks. Minimum deposit of $1,000.

Pros:

No account minimum
No service fees
Refund all ATM fees

Cons:

Only checking or savings
Must do banking online

Our Review: (4.1) Charles Schwab is more than a brokerage. It also offers high yield checking and savings interest rates that might far surpass your local bank. Read on to learn the pros and cons... Read full review

Always.bank

CD:

Blue Federal Credit Union

CD:

Camino Federal Credit Union

CD:

Consumers Credit Union

CD:
- 7-Month Super Jumbo CD - 4.20% APY
- 7-Month Jumbo CD - 4.15% APY
- 7-Month CD - 4.10% APY
- 13-Month Super Jumbo CD - 4.00% APY
- 13-Month Jumbo CD - 3.95% APY
- 13-Month CD - 3.90% APY
- 5-Year CD - 1.50% APY
- 4-Year CD - 1.35% APY
- 3-Year CD - 1.30% APY
- 30-Month CD - 1.19% APY
- 2-Year CD - 1.00% APY

Generations Bank

CD:

Live Oak Bank

CD:
- 1-Year CD - 3.80% APY
- 9-Month CD - 3.70% APY
- 6-Month CD - 3.60% APY
- 18-Month CD - 3.60% APY
- 3-Month CD - 3.00% APY
- 2-Year CD - 2.00% APY
- 3-Year CD - 2.00% APY
- 4-Year CD - 2.00% APY
- 5-Year CD - 2.00% APY

Mission Valley Bank

CD:

Pros:

Various savings options
Monthly fees can be waived

Cons:

Limited physical branches

Our Review: (4.3) Discover a wide range of savings opportunities with Mission Valley Bank, including high-yield accounts available through Raisin... Read full review

mph.bank

CD:

Ohio State Bank

CD:

Prism Bank

CD:

Sallie Mae Bank

CD:
- 11-Month CD - 4.00% APY
- 60-Month CD - 4.00% APY
- 13-Month CD - 3.95% APY
- 15-Month CD - 3.95% APY
- 36-Month CD - 3.95% APY
- 30-Month CD - 3.90% APY
- 6-Month CD - 3.80% APY
- 12-Month CD - 3.80% APY
- 24-Month CD - 3.75% APY
- 9-Month CD - 3.70% APY
- 18-Month CD - 3.70% APY

SkyOne Federal Credit Union

CD:

Southwestern National Bank

CD:

Sun Canyon Bank

CD:

United Republic Bank

CD:

TD Bank

CD: up to 3.49% APY (up to 3.51% for Relationship APY). Terms of 3 to 60 months. Minimum deposit of $250. Allows one penalty-free withdrawal (depending on account).

Pros:

Extended banking hours
Low requirements to waive monthly fees
No foreign transaction fees

Cons:

No free checking
Low APY
Only on East Coast

Our Review: (3.9) TD Bank offers extended customer hours and easy online banking. Are these perks worth it? Find out what makes TD Bank a great choice for you and some reasons to look elsewhere... Read full review

BMO

CD: 0.05% - 2.50% APY. Terms of 3 months to 5 years. $1,000 minimum opening deposit.

Pros:

Free checking with eStatements
Large ATM network
Good financial tools

Cons:

Limited branches
Low savings APY

Our Review: (3.5) BMO offers low fees and a large ATM network. But savings rates are low. However, the strong features can still make it a good bank for you. Read on... Read full review

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