Live Oak Bank Promotions
By Charles Tran
Updated June 2, 2026
Updated June 2, 2026
3.80%
Personal Savings - Earn 3.80% APY
- Earn 3.80% APY
- No minimum balance requirement
- No monthly service fee
2.85%
Business Savings - 2.85% APY
- Earn 2.85% APY
- No minimum balance requirement
- No monthly service fee
Compare Promotions
CIT Bank Platinum Savings - 4.10% APY Boost
With 6 month boost, you earn:
| Tier | Boost APY |
|---|---|
| Balance over $5,000 | 4.10%* |
| Balance less than $5,000 | 0.60%* |
After boost is completed, you will continue to earn our best standard rates:
| Tier | APY |
|---|---|
| Balance over $5,000 | 3.75%1 |
| Balance less than $5,000 | 0.25%1 |
- Needs to use promo code to qualify: CITBoost
- Boost lasts 6 months over standard APY
- Tiered account
- $100 minimum account opening
- Member FDIC
- No Monthly Service fees
- No account opening fees
Disclosures
Bank of America Advantage Plus Banking® - Up to $500 Bonus Offer
- New checking customers only: Get a bonus offer up to $500 after completing qualifying transactions. See offer page for more details
- Bank of America N.A. Member FDIC.
CIT Bank Platinum Savings - 3.75% APY
- 3.75% APY with a balance of $5,000 or more
- 0.25% APY with a balance of less than $5,000
- $100 minimum opening deposit
- No monthly maintenance fee
- Member FDIC
Disclosures
High-Yield Savings Account - Up to $1,200 Bonus
New customers only. Earn up to a $1,200 bonus.
- Enter promo code SUMMER26 at sign-up and deposit a total of $10,000 or more within 14 days to secure your base cash bonus and unlock the optional recurring deposit reward.
- To earn an additional reward, schedule two or more recurring deposits within your first 90 days. You are eligible for a maximum additional bonus based on your deposit tier, allowing you to choose your matching recurring bonus tier or any tier below it.
- Maintain your balance for 90 days. Once all promotional requirements are met, your total combined cash bonus will be credited to your account within 30 days.
| Qualifying Deposit | Welcome Bonus | Bonus Boost | Total Bonus |
|---|---|---|---|
| $10,000 - $24,999 | $50 | +$10 | $60 |
| $25,000 - $49,999 | $125 | +$25 | $150 |
| $50,000 - $99,999 | $250 | +$50 | $300 |
| $100,000 - $199,999 | $500 | +100 | $600 |
| $200,000 or more | $1,000 | +200 | $1,200 |
Chase Business Complete Banking® - Up to $500 Bonus
- Earn up to $500 when you open a new Chase Business Complete Checking® account. For new Chase business checking customers with qualifying activities.
- Choose Chase Business Complete Banking® to get a fully integrated business solution that can help you control costs. Waive the $15 Monthly Service Fee in multiple ways like keeping a minimum $2,000 balance, plus use built-in offerings such as card acceptance, invoicing, Chase Customer Insights and Tap to Pay on iPhone
- Bank with confidence. Feel confident knowing we have the largest branch network in the U.S. with 5,000 branches that provide personalized service and can help with your complex banking needs. You can also benefit from our account protection services, which provide safeguards by overseeing employee account activity, monitoring checks, and offering additional protection for your business.
- Access top-rated online business banking. Take advantage of our #1-ranked online small business banking platform with a comprehensive set of features designed for small business owners like you. Our tools enhance your ability to manage cash flow, accept and make payments, create invoices and plan for growth, so you can streamline processes and gain greater control of your finances.
- More small business owners choose Chase than any other bank
- The #1 choice for small business banking.
Live Oak Bank CD Rates
What is Live Oak Bank's CD rates?
- 1-Year CD - 4.10% APY
- 9-Month CD - 4.00% APY
- 6-Month CD - 3.90% APY
- 18-Month CD - 3.90% APY
- 3-Month CD - 3.00% APY
- 2-Year CD - 2.00% APY
- 3-Year CD - 2.00% APY
- 4-Year CD - 2.00% APY
- 5-Year CD - 2.00% APY
- 1-Year CD - 4.10% APY
- 9-Month CD - 4.00% APY
- 6-Month CD - 3.90% APY
- 18-Month CD - 3.90% APY
- 3-Month CD - 3.00% APY
- 2-Year CD - 2.00% APY
- 3-Year CD - 2.00% APY
- 4-Year CD - 2.00% APY
- 5-Year CD - 2.00% APY
Highlights
CD
Read: 13 Month CD Rates
Compare: Live Oak Bank vs BMO
- Information sourced from the published website as of 06/02/2026.
- For the complete terms and conditions, view the merchant's website. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the merchant's website.
More Information
| ||
| Visit Site | Learn More | |
Live Oak Bank | Ally Bank | |
|---|---|---|
Benefits and Features | ||
| Savings | ||
| CD |
| 2.70% to 3.70% APY. Terms of 3 months to 5 years. 12-month CD APY of 3.70% |
| Checking | 0.10% APY for daily balances less than $15,000. 0.25% APY for daily balances over $15,000 | |
| Money Market | ||
| Mobile App | ||
| ATMs | 75,000+ no-fee Allpoint and MoneyPass ATMs | |
| Customer Service | ||
| Locations | ||
| Visit Site | Learn More | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Live Oak Bank: Information sourced from the published website as of 06/02/2026. Ally Bank: Pricing information from published website as of 06/06/2026. | ||
1-Year CD - 4.10% APY
9-Month CD - 4.00% APY
18-Month CD - 3.90% APY
6-Month CD - 3.90% APY
3-Month CD - 3.00% APY
2-Year CD - 2.00% APY
3-Year CD - 2.00% APY
4-Year CD - 2.00% APY
5-Year CD - 2.00% APY
Live Oak Bank Alternatives
Bank of America Advantage Relationship Banking® - Up to $500 Bonus Offer
- New checking customers only: Get a bonus offer up to $500 after completing qualifying transactions. See offer page for more details
- Bank of America N.A. Member FDIC.
CIT Bank Savings Connect - 3.65% APY
- $100 minimum opening deposit
- No monthly maintenance fee
- Member FDIC
Disclosures
HSBC Premier - Up to $5,000
It's easy. The more you fund, the more you earn.
Discover all that Premier can do for you
- Earn our best savings rate with a Premier Relationship Savings account for an introductory period and thereafter if you qualify
- Send money internationally, securely, quickly and fee-free in the HSBC mobile app with our award-winning HSBC Global Money Transfers
- Enjoy peace of mind with unique travel benefits available through our credit cards
Here's how the offer works
- Open a Premier checking account by June 30, 2026
- Add your desired level of deposits and/or eligible investments within 20 days
- Get $1,500: Deposit or invest $150,000 to $249,999
- Get $2,500: Deposit or invest $250,000 to $499,999
- Get $3,500: Deposit or invest $500,000 to $999,999
- Get $5,000: Deposit or invest $1,000,000+
- Maintain your balances for 3 full consecutive months
- Remain opted-in to receive HSBC marketing emails
If all offer requirements are met, the bonus will be paid within 8 weeks.
No-Fee Business Checking
- $0 monthly service fee
- $0 minimum opening deposit
- Open up to 20 individual business checking accounts
- Earn up to 3.00% APY with automated savings
- Issue up to 50 Visa® debit cards to your team
Free Checking Account for Small Business Owners
- Sign up in 3 minutes; no credit check
- No account fees - $0 monthly fee, overdraft fee, foreign transaction fee, or ATM fees at approximately 40,000 locations
- Automatic Savings
- Get paid up to 2 days early
- Savings with up to 4.00% APY
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