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CD


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Western Alliance Bank

  • CD: Up to 5.51%; 3-12 month term CDs. $1 minimum deposit.
Pros:
  • High APY
  • No fees
  • $1 to open
Cons:
  • No ATM card
  • No checking account
  • Only available via Raisin

Our Review: StarStarStarStarEmpty StarEmpty Star (3.6) Western Alliance offers savings products with competitive APYs for people looking to grow their money. Is there a catch? Read on to find out... Read full review

12-Month High-Yield CD - 5.51% APY

LendingClub Bank

  • CD: 4.00% to 5.50% APY. Terms of 6 months to 5 years.
Pros:
  • No monthly service fee
  • Checking rewards
  • ATM fee rebates
  • Early direct deposit
Cons:
  • High minimum balance for rewards
  • Low savings APY

Our Review: StarStarStarStarEmpty Star (4.0) LendingClub Bank (formerly Radius Bank) offers high yield savings and checking accounts. So what's the catch? Read on to see if this online bank is worth it... Read full review

High-Yield Savings

Santander Bank

  • CD: 5.25% - 5.50% APY. 9 -12 month. Minimum deposit of $500, with Santander Checking Account.
Pros:
  • Easy to waive monthly fees
  • High APY for CDs
  • Free student checking
Cons:
  • Low interest for Premier Plus Checking

Our Review: StarStarStarStarEmpty StarEmpty Star (3.8) If you're in the Northeast, Santander Bank offers solid basic checking and savings options, as well as competitive rates for CDs. Read on to see if it fits your needs... Read full review

Personal Checking Account - $400 Bonus

Synchrony Bank

  • CD: 2.25% to 5.40% APY. Terms of 3 months to 5 years. No minimum deposit to open.
Pros:
  • Savings with ATM card
  • High APY
  • All balance tiers receive same rate
Cons:
  • No checking account
  • Limited customer service hours

Our Review: StarStarStarStarStarEmpty Star (4.3) Synchrony offers some of the highest savings and CD rates. But there are downsides. Read this review before you open an account... Read full review

High Yield Savings - 4.75% APY

Quontic

  • CD: 4.30% to 5.30% APY; $500 minimum
Pros:
  • No monthly service fee
  • High interest rate
Cons:
  • Basic mobile app
  • $5/mo inactivity fee

Our Review: StarStarStarStarStarEmpty Star (4.3) Quontic Bank aims to provide a better experience (and rewards) for those underserved by traditional banks. Review the rates, fees, and customer reviews... Read full review

High Yield Savings - 4.50% APY

Capital One

  • CD: 4.30% to 5.25% APY. Terms of 6 months to 5 years. 12-month CD APY of 5.00%
Pros:
  • Overdraft protection options
  • No account minimums
  • 27 cafes for in-person support
Cons:
  • Lower savings APY compared to other online banks

Our Review: StarStarStarStarStarEmpty Star (4.3) Capital One 360 checking and savings accounts are free to open and offer higher-than-average APY rates. Does this popular web bank live up to its claims? Find out if it's right for you... Read full review

360 Performance Savings - 4.30% APY

TIAA Bank

  • CD: Basic CD: 3.95% - 5.25% APY. Terms of 3 months to 5 years. Minimum deposit of $1,000. No monthly service fee.
Pros:
  • High APY
  • No monthly service fees
  • Refund ATM fees
Cons:
  • Large minimum deposit

Our Review: StarStarStarStarStarEmpty Star (4.2) If you have a large opening deposit, TIAA Bank provides a variety of options at high rates. But there are downsides. Read on to see if it's right for you... Read full review

Yield Pledge Checking

NBKC Bank

  • CD: 0.10% to 5.25% APY. Terms of 6 months to 5 years. Minimum opening deposit of $1,000 for terms of 3 months to 1 year; $250 for terms of 2 years to 5 years.

Ally Bank

  • CD: 3.00% to 5.15% APY. Terms of 3 months to 5 years. 12-month CD APY of 4.85%
Pros:
  • CD options
  • No account minimums
  • Good customer service
Cons:
  • Low Checking APY for lower balance customers

Our Review: StarStarStarStarStarEmpty Star (4.4) Ally Bank offers good interest rates and no account minimums. But is this popular online bank good for you? Learn the benefits (and drawbacks) here... Read full review

Online Savings Account - 4.25% APY

BMO Bank

  • CD: 0.05% - 5.10% APY. Terms of 3 months to 5 years. $1,000 minimum opening deposit.
Pros:
  • Free checking with eStatements
  • Large ATM network
  • Good financial tools
Cons:
  • Limited branches
  • Low savings APY

Our Review: StarStarStarHalf StarEmpty Star (3.5) BMO offers low fees and a large ATM network. But savings rates are low. However, the strong features can still make it a good bank for you. Read on... Read full review

BMO Smart Advantage Checking - $400 Cash Bonus

Discover Bank

  • CD: 2.00% to 5.00% APY depending on terms. $2,500 minimum
Pros:
  • High yield
  • No fees
  • 24/7 customer service
Cons:
  • No interest checking
  • $2,500 minimum deposit for CDs

Our Review: StarStarStarStarStarEmpty Star (4.6) Discover offers high interest rates on its online savings and CD accounts. But there are downsides. Here's what you need to know before you open an account... Read full review

Discover Online Savings - $200 Cash Bonus

CIT Bank

  • CD: Term CDs up to 5.00% APY. $1,000 minimum opening deposit.
Pros:
  • High savings APY
  • No monthly fees
  • Low opening deposits
Cons:
  • No check writing

Our Review: StarStarStarStarStarEmpty Star (4.4) CIT Bank offers a high interest rate. But how reliable is this online bank? Read this review to find out if what you heard is true... Read full review

CIT Bank Platinum Savings

Marcus by Goldman Sachs

  • CD: 3.70% to 5.00% APY. Terms of 6 months to 6 years. 12-month CD APY of 5.00%. $500 minimum to open. No monthly service fee.

Marcus by Goldman Sachs offers savings accounts and CDs at high interest rates. But don't expect accounts with a lot of bells and whistles. Read on for the pros and cons... Read full review

Marcus Online Savings - Earn 4.30% APY

HSBC Bank

  • CD: 4.25% to 4.85% APY. Terms of 6 months, 1 year, or 2 years. 12-month CD APY of 4.85%. Minimum deposit of $1,000 to open.
Pros:
  • Global presence
  • Transfer money globally
  • Priority customer service
Cons:
  • Limited US presence
  • High account minimums

Our Review: StarStarStarStarEmpty StarEmpty Star (3.7) HSBC Bank offers a global banking account ideal for those who live and work overseas. Is it right for your needs? Read on for the pros and cons... Read full review

M&T Bank

  • CD: 4.50% APY. Terms of 12 - 18 months. Minimum opening deposit $1,000.
Pros:
  • Free checking option
  • High APY for Promo CD
  • Free savings with checking
Cons:
  • Fee heavy
  • Subpar savings APY
  • Limited branches

Our Review: StarStarStarStarEmpty StarEmpty Star (3.4) If you are on the upper East Coast, you probably see M&T Bank frequently. With a free checking option and a range of deposit accounts, does it meet your needs?... Read full review

Personal Checking Account - Up to $200 Bonus

Wells Fargo

  • CD: Standard Term CD: 1.50% to 2.50% APY. Terms of 3 months to 1 year. Minimum deposit of $2,500. Bonus of up to 2.51% APY if you maintain a linked Portfolio by Wells Fargo relationship.

Wells Fargo offers nationwide access with thousands of ATMs and branch locations. But are their checkings and savings accounts right for you? Read on to see the best options... Read full review

Clear Access Banking

TD Bank

  • CD: 0.05% to 1.00% APY (up to 5.50% for Bump Rate APY). Terms of 3 months to 5 years. Minimum deposit of $250. Allows one penalty-free withdrawal (depending on account).
Pros:
  • Extended banking hours
  • Low requirements to waive monthly fees
  • No foreign transaction fees
Cons:
  • No free checking
  • Low APY
  • Only on East Coast

Our Review: StarStarStarStarEmpty StarEmpty Star (3.9) TD Bank offers extended customer hours and easy online banking. Are these perks worth it? Find out what makes TD Bank a great choice for you and some reasons to look elsewhere... Read full review

TD $300 Beyond Checking Bonus

Axos Bank

  • CD: 0.20% APY. Terms of 3 months to 5 years. $1,000 minimum
Pros:
  • Checking with rewards
  • No monthly fee
  • Domestic ATM rebates
Cons:
  • Low CD rates
  • No physical branches

Our Review: StarStarStarStarEmpty Star (4.0) Axos Bank offers full-service banking completely online with no fees. Find out below whether they can replace your traditional bank account... Read full review

Rewards Checking - Up to 3.30% APY

Citizens Bank

  • CD: Several types of CD accounts. Terms ranging from 6 -14 month. 2.75% - 4.50% APY. Some APY rates may require qualifying Citizens Bank Checking Account. Minimum opening deposit $1000 for all accounts.
Pros:
  • One Deposit Checking
  • GoalTrack Savings
  • 24/7 customer service
Cons:
  • Low APY
  • Heavy overdraft fees
  • Limited branches

Our Review: StarStarStarStarEmpty StarEmpty Star (3.8) Are you looking for a bank that will not only keep your money, but also help push you to meet your financial goals? If so, you may want to consider Citizens Bank... Read full review

Clearly Better Business Checking

SunTrust Bank

  • CD: 0.05% APY. Terms ranging from 6 months - 24 months. $2,500 minimum opening deposit. Terms ranging from 7 days - 31 days. OR $1000 minimum opening deposit. Terms ranging from 32 days - 60 days.
Pros:
  • High APY for CDs
  • Free student account
  • Good customer service
Cons:
  • No free checking option
  • Low savings APY
  • Limited branches

Our Review: StarStarStarStarEmpty StarEmpty Star (3.7) If customer service ranks high on your list, SunTrust Bank may be one you want to check out. While they offer interest rates comparable to most "big banks," they do offer that warm, fuzzy feeling some people look for in a bank... Read full review

Regions Bank

  • CD: 0.01% APY (Up to 5.15% APY for Promotional Relationship)
Pros:
  • $50 to open checking account
  • Relationship Rewards program
  • LifeGreen Savings annual bonus
Cons:
  • No free checking option
  • Limited branches
  • Low savings APY

Our Review: StarStarStarStarEmpty StarEmpty Star (3.4) Regions Bank offers a variety of deposit products, easy account opening requirements, and special reward programs. Read on to see if this bank is right for you... Read full review

LifeGreen Savings Account – Up to $100 Annual Savings Bonus

UFB Direct

  • CD: N/A
Pros:
  • Competitive APYs
  • Easy online banking
Cons:
  • Limited transactions
  • No physical locations

Our Review: StarStarStarStarStarEmpty Star (4.3) UFB Direct offers high interest rates. But is it a safe choice? Read on to find out more... Read full review

UFB High Yield Savings - Earn up to 5.25% APY

Chase

  • CD: Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee.
Pros:
  • More than 4,700 branches
  • New customer coupons
  • Full service banking
Cons:
  • Low interest rates
  • Not in all states

Our Review: StarStarStarStarStarEmpty Star (4.1) Chase has new customer bonuses and a strong nationwide presence. But there are drawbacks. Read this review to see if Chase is a good bank for you... Read full review

Chase Bank $200 Bonus

Bank of America

Pros:
  • Large branch network
  • Extended customer service hours
  • Full service banking
Cons:
  • Monthly service fee
  • Low interest rates
  • Many miscellaneous banking fees

Our Review: Bank of America is a national bank with many account options and user-friendly online banking. But does this convenience come at a cost? Read on... Read full review

Bank of America Business Advantage Checking Account - $200 Bonus Offer

Citibank

Pros:
  • Perks for high balance customers
  • Many fee-free ATMs
  • Global presence
Cons:
  • No free checking option
  • Higher balance requirements
  • Low savings APY

Our Review: Citibank, a CreditDonkey partner, offers banking services and credit cards. But service fees and balance requirements are on the high side. Is it the right bank for you?... Read full review

Citi Priority - Earn up to $2,000 Cash Bonus

Charles Schwab Bank

  • CD: Offers brokered CDs from other banks. Minimum deposit of $1,000.
Pros:
  • No account minimum
  • No service fees
  • Refund all ATM fees
Cons:
  • Only checking or savings
  • Must do banking online

Our Review: StarStarStarStarStarEmpty Star (4.1) Charles Schwab is more than a brokerage. It also offers high yield checking and savings interest rates that might far surpass your local bank. Read on to learn the pros and cons... Read full review

High Yield Investor Checking – Unlimited ATM Rebates

US Bank

  • CD: Standard Term CD: 0.05% - 0.25% APY. Terms ranging from 1 month - 60 months. Minimum deposit of $500. Maximum deposit $249,999.
Pros:
  • Promo CD with high APY
  • Free student account
  • 24/7 customer service
Cons:
  • Low savings APY

Our Review: StarStarStarStarEmpty StarEmpty Star (3.7) Weighing up on banking with U.S. Bank? This comprehensive review covers its pros, cons and how it stacks up against other banks... Read full review

U.S. Bank Smartly® Checking and Standard Savings - Up to $1,000 Bonus

Huntington Bank

  • CD: Regular CD APY range from 0.05% - 0.10% for amounts ranging from $1,000 - $100,000. Minimum deposit $1,000.
Pros:
  • Free checking option
  • 24-Hour Grace
  • All day deposit
Cons:
  • Limited branches
  • Low savings APY

Our Review: StarStarStarStarEmpty StarEmpty Star (3.9) Huntington Bank provides great accounts benefits like free Overdraft Protection Transfers. Read on to see if this bank is right for you... Read full review

Business Checking Account - $1,000 Bonus

KeyBank

  • CD: Standard Term CD: 0.05% APY. Terms of 7 days to 10 years. Minimum deposit of $2,500.
Pros:
  • Key Financial Wellness Review tool
  • Free checking option
  • 24/7 customer service
Cons:
  • Limited branches
  • High account fees

Our Review: StarStarStarStarEmpty StarEmpty Star (3.3) Are you looking for a no-frills checking account or maybe a bank that offers relationship banking services/interest rates? You may have found your fit with KeyBank... Read full review

Key Select Checking℠ - $200 Bonus

Fifth Third Bank

  • CD: 0.01% APY. Terms ranging from 7 days to 84 months, minimum deposit of $500. Featured CD: 4.00 - 5.00% APY. Terms are 5, 9, and 12 months, minimum deposit of $5,000.
Pros:
  • Free Express Checking
  • Free student checking
  • Promo CD with high APY
Cons:
  • Higher balance requirements
  • Low savings APY
  • Limited branches

Our Review: StarStarStarStarEmpty StarEmpty Star (3.3) Fifth Third Bank has higher balance requirements and high service fees if they're not met. But it offers some unique programs. Read on to see if Fifth Third Bank is a good fit for you... Read full review

Fifth Third Business Checking Account™


Articles on CD

Ally Bank CD Rates

Ally Bank CD Rates

Ally Bank CD accounts offer high APYs and require no minimum deposit. But what is the catch? Learn more about Ally CD rates in this review.
CIT Bank No Penalty CD Review

CIT Bank No Penalty CD Review

CIT Bank offers a CD account that has no penalty for early withdrawal. Read on to learn about the APY and any requirements or fees that come with it.
CD Rates Calculator

CD Rates Calculator

How much interest will you earn on your CD? Enter a few details to calculate your APY and ending balance.

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