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Western Alliance Bank
- CD: Up to 5.51%; 3-12 month term CDs. $1 minimum deposit.
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Our Review: (3.6) Western Alliance offers savings products with competitive APYs for people looking to grow their money. Is there a catch? Read on to find out...
LendingClub Bank
- CD: 4.00% to 5.50% APY. Terms of 6 months to 5 years.
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Our Review: (4.0) LendingClub Bank (formerly Radius Bank) offers high yield savings and checking accounts. So what's the catch? Read on to see if this online bank is worth it...
Santander Bank
- CD: 5.25% - 5.50% APY. 9 -12 month. Minimum deposit of $500, with Santander Checking Account.
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Our Review: (3.8) If you're in the Northeast, Santander Bank offers solid basic checking and savings options, as well as competitive rates for CDs. Read on to see if it fits your needs...
Synchrony Bank
- CD: 2.25% to 5.40% APY. Terms of 3 months to 5 years. No minimum deposit to open.
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Our Review: (4.3) Synchrony offers some of the highest savings and CD rates. But there are downsides. Read this review before you open an account...
Quontic
- CD: 4.30% to 5.30% APY; $500 minimum
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Our Review: (4.3) Quontic Bank aims to provide a better experience (and rewards) for those underserved by traditional banks. Review the rates, fees, and customer reviews...
Capital One
- CD: 4.30% to 5.25% APY. Terms of 6 months to 5 years. 12-month CD APY of 5.00%
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Our Review: (4.3) Capital One 360 checking and savings accounts are free to open and offer higher-than-average APY rates. Does this popular web bank live up to its claims? Find out if it's right for you...
TIAA Bank
- CD: Basic CD: 3.95% - 5.25% APY. Terms of 3 months to 5 years. Minimum deposit of $1,000. No monthly service fee.
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Our Review: (4.2) If you have a large opening deposit, TIAA Bank provides a variety of options at high rates. But there are downsides. Read on to see if it's right for you...
NBKC Bank
- CD: 0.10% to 5.25% APY. Terms of 6 months to 5 years. Minimum opening deposit of $1,000 for terms of 3 months to 1 year; $250 for terms of 2 years to 5 years.
Ally Bank
- CD: 3.00% to 5.15% APY. Terms of 3 months to 5 years. 12-month CD APY of 4.85%
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Our Review: (4.4) Ally Bank offers good interest rates and no account minimums. But is this popular online bank good for you? Learn the benefits (and drawbacks) here...
BMO Bank
- CD: 0.05% - 5.10% APY. Terms of 3 months to 5 years. $1,000 minimum opening deposit.
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Our Review: (3.5) BMO offers low fees and a large ATM network. But savings rates are low. However, the strong features can still make it a good bank for you. Read on...
Discover Bank
- CD: 2.00% to 5.00% APY depending on terms. $2,500 minimum
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Our Review: (4.6) Discover offers high interest rates on its online savings and CD accounts. But there are downsides. Here's what you need to know before you open an account...
CIT Bank
- CD: Term CDs up to 5.00% APY. $1,000 minimum opening deposit.
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Our Review: (4.4) CIT Bank offers a high interest rate. But how reliable is this online bank? Read this review to find out if what you heard is true...
Marcus by Goldman Sachs
- CD: 3.70% to 5.00% APY. Terms of 6 months to 6 years. 12-month CD APY of 5.00%. $500 minimum to open. No monthly service fee.
Marcus by Goldman Sachs offers savings accounts and CDs at high interest rates. But don't expect accounts with a lot of bells and whistles. Read on for the pros and cons...
HSBC Bank
- CD: 4.25% to 4.85% APY. Terms of 6 months, 1 year, or 2 years. 12-month CD APY of 4.85%. Minimum deposit of $1,000 to open.
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Our Review: (3.7) HSBC Bank offers a global banking account ideal for those who live and work overseas. Is it right for your needs? Read on for the pros and cons...
M&T Bank
- CD: 4.50% APY. Terms of 12 - 18 months. Minimum opening deposit $1,000.
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Our Review: (3.4) If you are on the upper East Coast, you probably see M&T Bank frequently. With a free checking option and a range of deposit accounts, does it meet your needs?...
Wells Fargo
- CD: Standard Term CD: 1.50% to 2.50% APY. Terms of 3 months to 1 year. Minimum deposit of $2,500. Bonus of up to 2.51% APY if you maintain a linked Portfolio by Wells Fargo relationship.
Wells Fargo offers nationwide access with thousands of ATMs and branch locations. But are their checkings and savings accounts right for you? Read on to see the best options...
TD Bank
- CD: 0.05% to 1.00% APY (up to 5.50% for Bump Rate APY). Terms of 3 months to 5 years. Minimum deposit of $250. Allows one penalty-free withdrawal (depending on account).
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Our Review: (3.9) TD Bank offers extended customer hours and easy online banking. Are these perks worth it? Find out what makes TD Bank a great choice for you and some reasons to look elsewhere...
Axos Bank
- CD: 0.20% APY. Terms of 3 months to 5 years. $1,000 minimum
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Our Review: (4.0) Axos Bank offers full-service banking completely online with no fees. Find out below whether they can replace your traditional bank account...
Citizens Bank
- CD: Several types of CD accounts. Terms ranging from 6 -14 month. 2.75% - 4.50% APY. Some APY rates may require qualifying Citizens Bank Checking Account. Minimum opening deposit $1000 for all accounts.
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Our Review: (3.8) Are you looking for a bank that will not only keep your money, but also help push you to meet your financial goals? If so, you may want to consider Citizens Bank...
SunTrust Bank
- CD: 0.05% APY. Terms ranging from 6 months - 24 months. $2,500 minimum opening deposit. Terms ranging from 7 days - 31 days. OR $1000 minimum opening deposit. Terms ranging from 32 days - 60 days.
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Our Review: (3.7) If customer service ranks high on your list, SunTrust Bank may be one you want to check out. While they offer interest rates comparable to most "big banks," they do offer that warm, fuzzy feeling some people look for in a bank...
Regions Bank
- CD: 0.01% APY (Up to 5.15% APY for Promotional Relationship)
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Our Review: (3.4) Regions Bank offers a variety of deposit products, easy account opening requirements, and special reward programs. Read on to see if this bank is right for you...
UFB Direct
- CD: N/A
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Our Review: (4.3) UFB Direct offers high interest rates. But is it a safe choice? Read on to find out more...
Chase
- CD: Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee.
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Our Review: (4.1) Chase has new customer bonuses and a strong nationwide presence. But there are drawbacks. Read this review to see if Chase is a good bank for you...
Bank of America
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Our Review: Bank of America is a national bank with many account options and user-friendly online banking. But does this convenience come at a cost? Read on...
Bank of America Business Advantage Checking Account - $200 Bonus Offer
Citibank
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Our Review: Citibank, a CreditDonkey partner, offers banking services and credit cards. But service fees and balance requirements are on the high side. Is it the right bank for you?...
Charles Schwab Bank
- CD: Offers brokered CDs from other banks. Minimum deposit of $1,000.
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Our Review: (4.1) Charles Schwab is more than a brokerage. It also offers high yield checking and savings interest rates that might far surpass your local bank. Read on to learn the pros and cons...
US Bank
- CD: Standard Term CD: 0.05% - 0.25% APY. Terms ranging from 1 month - 60 months. Minimum deposit of $500. Maximum deposit $249,999.
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Our Review: (3.7) Weighing up on banking with U.S. Bank? This comprehensive review covers its pros, cons and how it stacks up against other banks...
U.S. Bank Smartly® Checking and Standard Savings - Up to $1,000 Bonus
Huntington Bank
- CD: Regular CD APY range from 0.05% - 0.10% for amounts ranging from $1,000 - $100,000. Minimum deposit $1,000.
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Our Review: (3.9) Huntington Bank provides great accounts benefits like free Overdraft Protection Transfers. Read on to see if this bank is right for you...
KeyBank
- CD: Standard Term CD: 0.05% APY. Terms of 7 days to 10 years. Minimum deposit of $2,500.
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Our Review: (3.3) Are you looking for a no-frills checking account or maybe a bank that offers relationship banking services/interest rates? You may have found your fit with KeyBank...
Fifth Third Bank
- CD: 0.01% APY. Terms ranging from 7 days to 84 months, minimum deposit of $500. Featured CD: 4.00 - 5.00% APY. Terms are 5, 9, and 12 months, minimum deposit of $5,000.
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Our Review: (3.3) Fifth Third Bank has higher balance requirements and high service fees if they're not met. But it offers some unique programs. Read on to see if Fifth Third Bank is a good fit for you...
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