Updated October 13, 2020

Best Money Making Apps to Download

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Here are the money making apps that really work. Download these apps and start earning real money.

Not sure which money-making app to try out?

Narrow it down by considering your interests, spare time, and how quickly you'd like to get paid.

How often do you earn extra money on the side?

The apps below give you the biggest bang for your buck.

The Best Money Making Apps:
  1. Swagbucks for $10 bonus 💰
  2. Ibotta for a $20 bonus 💰
  3. Acorns for no-minimum investing
  4. ShopKick for shopping rewards
  5. Foap pays for your photos
  6. Slidejoy for earning cash on the go
  7. Field Agent to earn for shopping in-store
  8. Google Opinion Rewards for surveys
  9. Instacart for paid grocery shopping
  10. Decluttr for selling used tech
  11. BookScouter for selling textbooks
  12. Lyft for an hourly rate (plus tips)
  13. Rakuten for quarterly cash back
  14. TaskRabbit to earn for small tasks and errands
  15. Paribus for retroactive refunds
  16. OfferUp for selling anything
  17. Stash to invest (with just pennies)
  18. Poshmark pays for your fashion ($10 bonus) 💰
  19. LetGo for selling items locally
  20. Robinhood for commission-free trading
  21. Upwork to freelance
  22. Uber Eats for a stable side-hustle
  23. Postmates - Highest-paying delivery app
  24. Mercari to sell your things
  25. Turo for renting out your car
  26. Survey Junkie for easy, quick surveys
  27. InboxDollars for reading emails, playing games and more
  28. Capital One Shopping for automatic coupon codes
  29. MyPoints for cashback with a $10 bonus 💰
  30. Rover to pet-sit
  31. Drop to shop and get rewarded
  32. Fundrise to invest in real estate
  33. M1 Finance to invest with zero fees
  34. Pinecone Research to earn for product testing
  35. MobileXpression pays just to let the app run
  36. Toluna for sharing feedback
  37. Webull for investing (with a free stock)
  38. Airbnb for renting out a room
  39. Trim to cut bills
  40. Sweatcoin pays for steps
  41. Dosh for automatic cashback
  42. Ipoll to take surveys, visit stores and more
  43. 5miles for hassle-free selling
  44. GetUpside pays at the gas station
  45. Checkout 51 for $5 bonus 💰
  46. Mistplay pays for mobile gaming
  47. Healthywage pays for losing weight
  48. Gigwalk for paid in-store "gigs"
  49. Earny for retroactive price drops
  50. Lucktastic for scratcher rewards
  51. Receipt Hog to earn for scanning receipts
  52. Worthy Bonds to invest in small businesses
  53. Blooom to maximize your 401k
  54. Surveys on the Go to get paid for your opinions
  55. Snapwire puts your photos in an ad campaign
  56. DiversyFund to make money with REITs
  57. Achievement for paid fitness activities
  58. Mobee for mystery shopping
  59. Lympo to earn for healthy habits
  60. Seated - Earn for booking reservations
  61. Honeygain to rent out your internet
  62. StepBet to earn for daily steps
  63. Money App pays for easy tasks
  64. Nielsen pays to watch TV
  65. Fluz to earn cash back
  66. OnMyWay pays for driving safely
  67. Native pays to collect data
  68. Neighbor to rent out storage space

Or, if you already know what kind of app you like, check out one of the categories below to start earning (or saving) extra cash.

1. Swagbucks - $10 Sign Up Bonus

screenshot of swagbucks

Swagbucks offers rewards and money for simple tasks like surveys, watching videos or playing games.

Overall, they offer more money making opportunities than other survey sites. Earn with paid referrals, cash back, and their Swagbucks Search browser extension.


  • Free to join and use
  • Redeem gift cards from 1,500+ retailers


  • Restrictions for earning sign up bonus
  • Points accrue slowly

Works on: iPhone, Android

What's your favorite way to make money?

2. Ibotta - $20 Sign Up Bonus

Screenshot of Ibotta

Ibotta rewards you for shopping in-store or online with over 300 retailers.

There are no points to track, no clipping coupons or counting points. Earn real money for every qualified purchase and redeem your earnings for gift cards or cash once you earn $20.


  • No clipping coupons or counting points
  • No fees


  • Have to manually add offers to your account
  • $20 needed to cash out (some gift cards require $25)

Works on: iPhone, Android

Cash back apps can replace typical coupons and rewards cards. Use them to accumulate points or money for both in-person and online purchases.

Top Money Making Apps for Cash back:

  1. Rakuten
  2. Ibotta
  3. Dosh
  4. Paribus
  5. ReceiptHog
  6. Trim

3. Acorns - $10 Bonus

Screenshot of Acorn

Ready to invest but not sure how to start? Acorns automatically rounds up purchases on your debit card or credit card, then invests the spare change.

They also offer insights on your saving and spending habits to help get your financial health into shape. Read more about Acorns' features in our full review.


  • Invest with just your spare change
  • No investment minimum


  • No tax benefits
  • Fees are high for smaller balances

Works on: iPhone, Android

Find more investing opportunities further down, including small business bonds, real estate and more.

4. ShopKick - Get Rewarded for Shopping

Courtesy of Shopkick

Sound too good to be true? ShopKick is an app that rewards your spending habits.

You'll earn 'kicks' for doing simple tasks, like scanning barcodes, watching videos, walking into stores, and - yes - buying things. Cash in for gift cards from major retailers and restaurants including Target, Amazon, Best Buy, Walmart, and Starbucks.


  • No fees
  • Get gift cards instantly once you redeem 'kicks
  • Option not to share your personal info


  • Must turn on phone's GPS to get in-store 'kicks'
  • Must upload receipts or link a card to get credited
  • No cash rewards, only gift cards

Works on: iPhone, Android

Shopkick is almost like a scavenger hunt for cash - find more shopping apps that will make you money below.

5. Foap - Get Paid for Your Smartphone Photos

screenshot of foap

Join Foap's community of 2.5 million app users and make money with your smartphone photos.

Download the Foap app from the Google Play or App Store, upload your photos, and wait for partners like Bank of America or Getty Images to purchase them.

You can make even more money if you join Foap Missions, where companies ask for a specific type of image.


  • Easy and free to use
  • Potential for high payouts


  • Can take a while to sell a photo

Works on: iPhone, Android

6. Slidejoy - Lock Screen Rewards

If you download the Slidejoy app on either Google Play or the App Store, you'll earn money simply by opening your phone.

The app displays ads or news stories on your lock screen, and each time you unlock your phone, you'll earn cash.


  • Free to sign up and use
  • Fairly positive customer reviews


  • Earnings are low
  • Some privacy concerns about sharing your lock screen

Works on: iPhone, Android

Like the idea of monetizing your phone lock screen? Be sure to check out the S'more app for even more money making opportunities.

7. Field Agent - Go to Stores

Courtesy of Field Agent

This app lets you earn money by going into retail shops to perform easy, quick tasks. For example, you may be asked to take pictures of a display or product.

With each completed task, your profile "score" goes up and gives you access to higher-paying tasks. Before long, you could be earning up to $15 for a single task. Not bad for a trip to the store.


  • Earnings are fairly high
  • Receive cash within 1-2 days of requesting cash-out


  • Going to stores can be time consuming
  • Might not offer tasks in your area

Works on: iPhone, Android

8. Google Opinion Rewards - Surveys for Cash

Screenshot of Google Opinion Rewards

Google lets you earn a little side cash by answering questions on products, ads, and website user experience.

Each Google Opinion Rewards survey pays between $0.10 and $1.00.

The surveys can be a great way to kill time while waiting in the checkout line or the doctor's waiting room. Plus, surveys are sent to you automatically.


  • Free to join and easy to use
  • Surveys sent to you automatically
  • Can also redeem rewards via Google Play store credits


  • Survey credits expire after one year
  • Must complete survey within 24 hours of receiving a notification
  • Limited to surveys Google sends you

Works on: iPhone, Android

9. Instacart - Get Paid to Deliver Groceries

Credit: Instacart

Instacart is a delivery app geared to making grocery shopping easier. They want to become the world leader in online grocery delivery.

As a full-service shopper, you're responsible for collecting and delivering a client's order. You get paid weekly, earn tips, and have the freedom to work whenever you want.


  • Flexible hours
  • Alcohol delivery earns bigger tips


  • Wear & tear on your car
  • App defaults to low tips

Works on: iPhone, Android

10. Decluttr - Earn Money for Old Tech

Screenshot of Decluttr

We all have a little extra clutter around the house: small appliances, books, game consoles, video games, DVDs.

Decluttr is the perfect tool for unloading these items with relatively little effort.

They claim to pay up to 33% more than other resale apps, and they pay out within 24 hours of receiving your stuff.


  • Offers a mobile app
  • Accepts a wide variety of items


  • Prices are typically lower than eBay
  • May reject some items

Works on: iPhone, Android

Selling clutter for cash is a great way to kill two birds with one stone. These apps make it easy to list your items for free, and sell locally or nationally.

Best Money Making Apps for Selling Stuff

  1. BookScouter
  2. Decluttr
  3. LetGo
  4. Mercari
  5. Offerup

11. BookScouter - Sell Your Textbooks

Credit: Bookscouter

Got a stack of old textbooks collecting dust? Sell them for cash on BookScouter.

Just enter the book ISBN number on their site and get an instant quote. And because they compare prices from 40+ re-sale sites, you can get top dollar.

When you're matched with a buyer, there's a good chance they'll even send you a free shipping label to send your book off.


  • Compare prices from 40+ in one place
  • Offers a mobile app


  • Might not accept all books
  • Some older books sell at low prices

Works on: iPhone, Android

Serious about book-flipping?
If you have a lot of textbooks to sell, be sure to look into BookScouter's Pro Subscription. You'll get access to exclusive tools (like historical buyback price lookups) that help you sell even more books for more cash.

12. Lyft - Earn Hourly Rate + Tips

Screenshot of Lyft

Chances are you've heard of Lyft. They offer competitive pay and special programs for those without a car, making it a safe, legit way to earn cash.

On average, Lyft drivers earn $11 - $15 per hour. A valid driver's license, proof of insurance, and registration are all you need to get started.


  • Set your own schedule
  • Earn hourly rate + tips


  • Wear & tear on your car
  • Riders will affect your driver rating

Works on: iPhone, Android

Would you rather deliver take-out than drive people around? This list of the best delivery driver apps is for you.

13. Rakuten - $10 Sign Up Bonus


Sign up for Rakuten (formerly Ebates) and access discounts at more than 2,500 online stores.

There's no need to keep track of coupons or points. As long as you shop within Rakuten, you'll automatically earn cash back for your purchases, which is paid to you quarterly via PayPal or check.



  • Must wait for quarterly payment
  • Some deals are category specific, not storewide

Works on: iPhone, Android

    Rakuten: $10 Welcome Bonus

    Sign up and receive $10 Walmart Gift Card or $10 Rakuten cash bonus as a welcome gift.

14. TaskRabbit - Earn by Lending a Hand

Credit: Taskrabbit

If you like to work with your hands, be sure to check out TaskRabbit, a task-based gig app.

Create an account, advertise your services, and you'll be connected with neighbors who need assistance with simple tasks and errands.


  • Good for a wide variety of tasks
  • Potential to earn more if you're very skilled


  • Requires a background check & screening process
  • Earnings could be low, depending on skill

Works on: iPhone, Android

15. Paribus - Get Refunds on Past Purchases

This app helps you earn cash back on purchases you've already made. Curious?

Paribus connects to your email inbox, checks for online shopping receipts sent by retailers, and alerts you if the item you bought was recently discounted.

If so, they file a claim with the stores to get you a refund of the difference.


  • Earnings are passive
  • Works with most major retailers


  • Must give Paribus access to your email
  • Doesn't work with some small retailers
  • Refunds are not guaranteed

Works on: iPhone, Android

Make a lot of Amazon purchases? Parbius even works with Amazon to get you gift cards if your package wasn't delivered on time.

16. OfferUp - Connect with Buyers Locally

Earn money on OfferUp by selling your items locally (ideal for large items like furniture) or shipping them.

You can even sell damaged items for parts.

Selling on OfferUp is completely free, but you can choose to "bump up" your listing for a fee. This places your listing towards the top to attract more potential buyers.


  • Free to sign up
  • Listing items is easy and quick


  • Some have had issues with dishonest buyers
  • Customer service could be better

Works on: iPhone, Android

What are the best money making apps that aren't a scam?
Get paid real money - all from your phone.

  1. Earn cash back with Dosh
  2. Get paid to walk with Achievement
  3. Slash prices with Wikibuy
  4. Score retroactive price drops with Earny
  5. Cut bills with Trim

17. Stash - Micro-Invest

Stash is a beginner investment app that offers stock trading, ETFs, fractional shares and more. While it's not exactly a robo-advisor, Stash does provide guidance on how to invest and requires only $1 to get started.


  • $1 minimum to invest
  • Good for beginner investors


  • Fees are high for small balances

Works on: iPhone, Android

Investing is a great way to grow your wealth. But if you want money now, the next app pays you to shop at your favorite stores.

18. Poshmark - Your Fashion Marketplace

Are your dresser drawers too stuffed to fully close? Poshmark can help you sell clothes, handbags, shoes, jewelry, and accessories.

Just upload photos of your items, set your price, and wait for interested buyers to contact you.


  • Good for selling more than just clothes
  • Easy and quick to list your items


  • Fees cut into your profits if sale is less than $15

Works on: iPhone, Android

How to make more money on Poshmark: The app hosts 4 daily virtual shopping events called Posh Parties. These parties are centered around a specific product theme (like plus-size clothing or summer accessories) and give sellers the opportunity to boost the visibility of their items.

    Poshmark: $10 Sign Up Bonus

    Sign up using your friend's username as referral code. New accounts created with a referral must be associated with a unique identity in order to be eligible for credits.

19. LetGo - Sell to People in Your Area

Want an easier, faster way to get rid of things you don't want? LetGo helps you sell items to people in your area.

Download the app, set a price, and wait for interested buyers to contact you.

As with any resale site, you'll have an easier time selling if your listing is well done. Add quality photos with good lighting and write a detailed description, including any damage.


  • Free to list items
  • No shipping required


  • Some safety risks in meeting buyers face-to-face

Works on: iPhone, Android

LetGo is ideal for selling big items like furniture. Keep reading to learn which apps pay for your old game controllers, tablets, and textbooks.

20. Robinhood - Get a Free Stock

Image Courtesy of Robinhood

Robinhood is a trading app that let offers stock trading, ETFs, options, and cryptocurrency (like Bitcoin) 100% free. With no minimum investment, it's a perfect option for new investors.

If you want to be able to hand-pick your investments, including options like cryptocurrency, Robinhood is worth a look.


  • Commission-free trades
  • No investment minimum


  • No IRAs
  • No mutual funds or bonds

Works on: iPhone, Android

Curious about the future of employment? Stick around to the end to see what experts say about gig work, the "happiest" jobs, and more.

21. Upwork - Write, Code, Design for $$$

Skilled at writing, coding or have another valuable talent? Create a profile on Upwork to start advertising your services.

Be sure to collect positive references and show examples of your work on your profile. When setting your rates, just remember that Upwork takes a 20% fee of your earnings.


  • Set your own rate
  • Take on as much or as little work as you want


  • May be initially difficult to attract clients
  • Clients can negotiate your rates down

Works on: iPhone, Android

22. Uber Eats - Earn Extra in "Surge Zones"

You probably know Uber for its ride sharing services. The popular app added food delivery in 2014 with Uber Eats.

Because Uber already has a huge number of users, Uber Eats may give members more chances to earn money.

However, Uber's algorithm to determine earnings is slightly less straightforward than other delivery apps, like Grubhub and DoorDash.

See if you're located in the 500+ cities Uber Eats delivers to.


  • Consistent work available
  • Create your own schedule


  • Earnings can fluctuate
  • Wear & tear on your car

Works on: iPhone, Android

23. Postmates -Highest-Paying Delivery App

Screenshots via Postmates

Not only does Postmates offer food and alcohol deliveries, customers can order items like office supplies, groceries, dry cleaning, and more.

Postmates drivers choose when and where they want to deliver. And because Postmates offers more deliveries than similar gig apps, there are more potential customers.

Be sure to maximize your tips by being polite and timely.


  • Better earnings than most delivery apps
  • More delivery opportunities


  • Not everyone tips
  • Wear & tear on your car

Works on: iPhone, Android

24. Mercari - Sell Used Items

Have some unwanted stuff lying around the house? Luckily, the Mercari app can help you sell almost anything.

List your item for free, add photos and a description and wait for buyers to send you an offer.

When you price your item, keep in mind that you pay a 10% fee for each sale.


  • Free to list items
  • Payments process quickly


  • Risk of working with dishonest buyers
  • Customer service could be better

Works on: iPhone, Android

25. Turo - Rent Out Your Car

If you have a functional car, you have everything you need to earn a little extra money.

Platforms like Turo have been called the "Airbnb" of car rental. Simply rent out your car when you're not using it.

Other sites like Getaround offer additional perks like a $50 credit for you to rent another car from the platform. Consider checking out HyreCar and TravelCar, as well.


  • Can set hourly or per-day rates
  • Turo provides additional insurance


  • Some risk in lending your car out

Works on: iPhone, Android

Tip: If you rent out your car and aren't able to meet your renter, you can simply set up a lockbox for them to pick up and later, return the keys for your car.

26. Survey Junkie - Free to Sign Up

Screenshot of Survey Junkie

Earning money from your couch? Survey Junkie makes it possible. Sign up and start taking surveys in your downtime, either from their site or mobile app.

For each completed survey, they award points that can be redeemed via PayPal or gift cards. Plus, Survey Junkie awards you consolation points if you're disqualified from a survey.


  • Adds new surveys daily
  • Little time commitment required


  • Some personal info required for sign-up
  • Survey pools fill quickly

Works on: iPhone, Android

Your Survey Junkie points will expire after 12 months of inactivity on your account.

27. InboxDollars - $5 Sign Up Bonus

Sign up on InboxDollars' site or app and get paid to take surveys, watch videos, read emails, and other easy tasks.

They even give you $5 just for signing up.

Another plus? They award plain cash. Most other sites use a points system, which makes it difficult to know how much you're really earning.


  • Earn real cash (not points)
  • Legit company


  • Physical payouts (like a check) charge $3 fee
  • Must earn at least $30 to cash out

Works on: iPhone, Android

Companies want your feedback - and they'll often pay for it. Earn by answering survey questions, playing games, or completing simple online tasks.

Best Survey & Market Research Apps to Make Money

  1. Swagbucks
  2. Google Opinion Rewards
  3. Survey Junkie
  4. Pinecone Research
  5. Nielsen
  6. iPoll
  7. Surveys on the Go
  8. SlideJoy
  9. Lucktastic
  10. Gigwalk

If you like to shop, you know how hard it can be to find the best prices. Some sites make it easy to shop smart and save.

28. Capital One Shopping - Get Alerts on Shopping Deals

Whether you're shopping online or in-store, Capital One Shopping searches for coupon codes from major retailers to help you save extra money.

Capital One Shopping is 100% free to use and you'll automatically earn credits that you can redeem for gift cards and use online (that's essentially free money).


  • Find deals with little to no effort
  • Free to sign up and use


  • Will mostly show you deals from eBay

Works on: iPhone, Android, Google Chrome, Firefox, Safari

29. MyPoints - Get a $10 Bonus

The MyPoints app offers up to 40% back on your purchases through partners. Shop with retailers like Home Depot, Target, Amazon, and Macy's and earn points for your purchases.

You redeem your points for gift cards or transfer the funds to your PayPal account.


  • Earn cash instantly
  • Redeem points for United Mileage Plus Miles and more


  • Limit on how many points you can earn per day
  • Gift card values differ for each store

Works on: iPhone, Android

30. Rover - Pet-Sit for Cash

© CreditDonkey

Looking for a fun way to earn extra cash?

Consider pet-sitting with Rover.

If you're responsible and have experience with a pet of your own, create an account on the Rover site or download app on the Google Play or App Store.

Then, complete your profile and wait for pet-owners to request your services.


  • Animal lovers will have a blast
  • On-demand-walking feature is buggy


  • May take a while to attract attract clients
  • You're responsible if anything happens to the pet

Works on: iPhone, Android

31. Drop - Shop & Get Rewarded

Make your purchases go further by earning cash back with the Drop app.

Just link your most-used debit or credit card, then choose your top 5 favorite brands.

Every time you buy something from those brands with your linked card, earn points that you can then cash out.


  • Earn for purchases you already make
  • Free to sign up


  • Points may take a while to show up in account
  • Customer service could be better

Works on: iPhone, Android

32. Fundrise - Make Money with Real Estate

Fundrise is an online investment platform that lets you passively invest in real estate projects with just $500. Investors earn money quarterly from rental income and when properties are sold.


  • Getpaid quarterly dividends
  • Passive investing


  • $500 minimum to start
  • Investment isn't liquid

Works on: iPhone, Android

33. M1 Finance - Invest with Zero Fees

Credit: M1

M1 Finance offers free automated investing with no commissions or account fees. With a $100 minimum investment, you can choose from individual stock trading, fractional shares, ETFs, and even retirement accounts.


  • Choose your own investments
  • No account fees


  • No human advisors
  • Not the best option for beginners

Works on: iPhone, Android

    M1 Finance

    Transfer Your Account and Earn Up to $2,500

    Initiate your transfer of another brokerage account within 60 days of signing up for M1 to receive a bonus.

    $100,000 – $250,000$250
    $250,001 – $500,000$500
    $500,001 – $1,000,000$1,000

    Payments for eligible transfers will be paid 90 days after the account transfer is received. Offer is valid for direct broker transfers received through the Automated Customer Account Transfer Service (ACATS) only. Offer is not valid with ACH deposits, wire transfers or direct 401k rollovers.

Do you have an opinion? If you do, you can actually get paid to share them. Find out how below.

34. Pinecone Research - Test Products

Like to stay on top of new trends? Pinecone Research lets you make money by testing unreleased products.

The app only accepts new members a few times a year, but once you're accepted, you receive only opportunities you qualify for.

Pinecone Research pays in cash, gift cards, sweepstakes entries, and merchandise.


  • Multiple ways to earn money
  • Free to join


  • Doesn't accept new members often
  • Earnings build slowly

Works on: iPhone, Android

Testing products can definitely be a fun way to earn extra cash. But our next pick answers the critical question we've all thought of at least once: "Can I get paid to watch TV at home?".

35. MobileXpression - Get Paid to Let This App Run

MobileXpression is a market research app that pays you just for letting the app run in the background.

It observes your personal search and phone usage for market research. (And rest assured, they promise the app won't slow down your phone.)

For letting MobileXpression run on your phone, you get paid in gift cards to major retailers.


  • Earn $5 Amazon gift card after your first week
  • Free to sign up


  • Takes a lot of your phone's battery
  • Customer service could be better

Works on: iPhone, Android

36. Toluna - Become an Influencer

Toluna is the easiest way to get paid for expressing your thoughts.

Provide feedback for major brands like Kellogg's, Coca-Cola, Amazon, and more. You could even participate in their daily lotteries for more rewards.

Then, redeem your earnings for gift cards, sweepstakes entries, and other rewards.


  • Free to join
  • Automatic entries into prize drawings


  • Earnings can take a while to cash out
  • Must earn at least $30 to cash out

Works on: iPhone, Android

37. Webull - Invest and Get a Free Stock

© CreditDonkey

Webull is an app that offers commission-free stock trading, ETFs, and options trading for little (or no) fees.


  • Commission-free trading
  • Offers app and full-feature desktop platform


  • Does not offer some in-depth analytics of larger brokers
  • No mutual funds or bonds

Works on: iPhone, Android

38. Airbnb - Earn Passive Income

Airbnb lets you rent out a house, apartment, or room to travelers.

List your space on the Airbnb site for free, add quality photos, and set a fair price.

Your success on Airbnb depends on how good of a host you are. Make sure your guests are well-taken-care-of and you could easily earn $50-$200 per night.


  • Airbnb verifies guests to ensure your safety
  • "Superhosts" will earn even more


  • Host fees range from 14% to 20%
  • Guests can mistreat your space

Works on: iPhone, Android

You can earn more if your space is close to a tourist attraction or if you rent it out at the same time as a popular local event.

39. Trim - Cut Bills and Fees

Credit: Trim

Forgot to cancel that "free trial" months ago? Luckily, Trim can help you eliminate those sneaky charges.

The app connects to your bank account, identifies any subscriptions, and lets you cancel the service via text.

With their Bill Negotation tool, Trim claims they can lower some bills by up to 30% (just be aware they take a small cut of your savings).


  • Free to sign up
  • Offers multiple services (catches fees, negotiates bills)


  • Takes a cut of your bill savings
  • Must share some personal info

Works on: iPhone, Android

What can you do with the money Trim that saves you? Consider investing in small business bonds (more on that later).

40. Sweatcoin - Turn Your Steps Into Coins

Credit: Sweatcoin

Sweatcoin, a fitness app with a huge user base, wants to help you achieve your fitness goals by converting your steps into coins.

You can spend the coins on merchandise from Sweatcoin's partner brands in the Sweatcoin Marketplace.

Like many other money making apps, they also let you earn for watching videos and referring others to the app.


  • Add friends and family to your Sweatcoin
  • Earn bonus Sweatcoins by watching videos


  • Daily & monthly limit on how much you can earn
  • Prizes limited and typically fitness related

Works on: iPhone, Android

Sweatcoin uses your geolocation to confirm you are outside taking steps and not just shaking your phone.

41. Dosh - Earn Cashback Easily

Dosh revolutionized the 'cashback' process: just link your debit or credit card directly to the app's 'Dosh Wallet'.

Every time you shop with their partner retailers, you'll automatically earn cash back, making it one of the easiest money making apps on this list.


  • $5 for every referral who links a card
  • Earn cash back on hotel stays (must book via Dosh app)


  • Some payouts take up to 90 days
  • Not all retailers participate

Works on: iPhone, Android

The best thing about cashback apps? You can use multiple at a time. Stay tuned for more cash back options.

42. Ipoll - Win money on "Missions"

Earn money on iPoll by embarking on "Missions": turn on your phone GPS, visit specific retailers, snap pics of products and other easy tasks.

iPoll awards in simple cash (not points) and you can cash out at $25 via PayPal, gift cards, sweepstakes entries, and more.


  • Free to sign up
  • Multiple ways to earn cash, even passively


  • May take several weeks to receive payment
  • Customer service response can be slow

Works on: iPhone, Android

A great passive way to earn more with iPoll is by collecting Badges. Reach easy milestones (like 3 months of activity or 20 surveys in a month) and more cash will be added to your balance.

43. 5miles - Hassle Free Selling

5miles promises to simplify the process of selling things online.

This app may not offer all the bells and whistles of some other apps, but it works with pre-verified buyers to ensure a safe transaction.

Their 'Community' feature gives you the ability to post about pet adoptions, yard sales, and even advertise helpful services to your neighbors.


  • Free to sign up
  • Buyers and sellers are vetted for trusworthiness


  • Only useful for local transactions
  • Desktop version isn't as good

Works on: iPhone, Android

44. GetUpside - Gas Station Rewards

© CreditDonkey

Trips to the gas station giving you sticker shock? Luckily, GetUpside is an app that can help you earn cash back from Exxon, Chevron, Valero, and other gas stations.

After you enable location tracking on the app, GetUpside shows you the gas stations near you that offer cash back deals. Just opt into the deal right before you buy your gas, and earn the rewards.


  • $1 minimum to cash out
  • App displays local prices and cash back offerings


  • Must pay with credit or debit card to work
  • Not available everywhere in the U.S.

Works on: iPhone, Android

45. Checkout 51 - $5 Bonus

Screenshot Of Checkout 51

Checkout 51 works like a retroactive coupon. If you buy a product and can prove it, you earn cashback.

The app is simple to use and is a great way to save money when you don't have time to clip coupons.


  • Offers change weekly
  • Shop in-store or online, even with coupons
  • Get paid via mailed check once you hit $20


  • Offers available for one week only
  • Only one use per offer

Works on: iPhone, Android

46. Mistplay - Get Paid for Mobile Gaming

Credit: Mistplay

Mistplay calls itself the "loyalty program for mobile gamers".

Download the app (currently only available on Google Play), create an account, and browse Mistplay's selection of eligible games.

Play a game for the noted amount of time and rack up "units", which can be redeemed for gift cards from Amazon, Google Play and more.


  • Free to sign up
  • User-friendly app
  • Perfect for people who love mobile gaming


  • May take a while to earn a good amount

Works on: Android

47. Healthywage - Get Fit

Ready to get active? Healthywage will pay you to meet your fitness goals.

Set a weight goal, place a bet, and use HealthyWage's calculator to see what your potential prize money will be.

Once you meet your weight goal, the prize money is yours!


  • Reward is twofold: get healthy + earn money
  • Not a long-term solution


  • Bet is required upfront
  • You must stay motivated to not lose your money

Works on: iPhone, Android

Get fit as a team: HealthyWage's Team Challenge lets you form a team to maximize your potential prize. If everyone on the team reaches their goal, you can earn up to $2,000.

48. Gigwalk - In-Store "Gigs"

© CreditDonkey

Become a "Gigwalker" and earn extra money for simple tasks like visiting stores, taking photos, and shopping.

Gigwalk pays you in plain cash for each "gig" you complete, and the earnings are high compared to other similar apps.


  • Free to sign up
  • High earnings per "gig"


  • Task approval time can be long
  • Some areas have fewer gigs available

Works on: iPhone, Android

49. Earny - Retroactive Price Drops

Screenshot of Earny

What if you could get discounts on things you've already bought? Earny makes it possible.

Earny searches for items you bought that may have gone on sale, files a claim with the retailer and refunds you the difference.


  • Also offers a browser extension for Chrome
  • Works with 5,000+ retailers


  • Not free, $4.99/month
  • Must grant access to your email

Works on: iPhone, Android

Want more ways to make money from previous purchases? Check out app #43 on our list. (Hint: you'll want to stop throwing away your receipts.)

50. Lucktastic - Free Scratchers

With Lucktastic, you can win vacations, products, and even a $10,000 instant prize with their app "scratchers".

Unlike some other money making apps, Lucktastic doesn't require you to complete tasks (though you may have to watch some ads).

While your odds of winning the big prizes are slim, it's an easy, low-effort way to win prizes.


  • Free to sign up
  • New scratchers added daily


  • Low odds of winning
  • Ads can be annoying

Works on: iPhone, Android

51. Receipt Hog - Scan Receipts

Screenshot of Receipt Hog

Here's a great reason to stop tossing your receipts: Receipt Hog will pay you to scan them with their iOS or Android app.

Each receipt earns "coins", depending on how much the purchase was. (For example, $100 would earn you 20 coins.)

Once you've earned 1000 coins, you can cash out for $5, but it's best to save up for more.


  • Little time required
  • 100% free to use


  • Low exchange rate (from dollars to "coins")
  • Must grant access to your emails

Works on: iPhone, Android

52. Worthy Bonds - Invest in Small Businesses

Credit: Worthy

Looking for a short-term investment with high returns? Worthy Bonds lets you invest in bonds that help fund small businesses.

Get this: Your investment yields a 5% interest rate, which higher than most high-yield savings accounts.

Worthy Bonds is free to use, all you need is a $10 upfront investment. The bond matures in 3 years, but you can withdraw at any time with no penalties.


  • High interest rate
  • No fees or penalties to withdraw


  • Interest doesn't compound
  • Investment limits for non-accredited investors

Works on: iPhone, Android

53. Blooom - Boost Your 401K

Unlike most robo-advisors on the market, Blooom manages only retirement accounts. Get recommendations on how to diversify your IRA, 401k, 403b, and other retirement accounts to earn more in the long run


  • No account minimum
  • Flat yearly fee


  • No IRA or taxable accounts

Works on: iPhone, Android

Hoping to invest some cash that you can use a little sooner than retirement? Stick around to learn how REITs can pay out in just 5 years.

54. Surveys on the Go - Share Opinions

Screenshot of Surveys on the Go

Here's a great way to spend your time waiting at the DMV: The Surveys on the Go app pays you for watching videos, writing product reviews, testing products, and of course - taking surveys.

You can cash out with PayPal, Visa gift cards, Amazon gift cards, and more. Even better - they process payments instantly.


  • Rewards in cash, not points
  • Multiple ways to earn money


  • Earnings are relatively low
  • Some demographics qualify for fewer surveys

Works on: iPhone, Android

55. Snapwire - Be in Advertisements

Another money making app for selling your photography is Snapwire.

Brands and companies use Snapwire to request specific photos for ad campaigns and more. If they choose your photo, you'll get paid in cash. You can also list your photo in the Marketplace for anyone to buy.


  • Perfect for photography enthusiasts
  • Commission for photos is up to 70%


  • Must earn at least $25 to cash out

Works on: iPhone, Android

56. DiversyFund - Invest in REITs

Courtesy of Diversyfund

DiversyFund allows anyone to invest in commercial real estate with just $500. Unlike similar apps, DiversyFund manages the properties themselves.

DiversyFund also doesn't charge management fees. Once the real estate projects are completed (usually around 5 years), the investors are paid their returns, which can be up to 17%.


  • No fees
  • Don't have to be accredited investor


  • Properties only in CA, TX, and NC (so far)
  • At least a 5-year investment

Works on: iPhone, Android

57. Achievement - Rewards for Fitness


Love to stay fit? Achievement rewards you for fitness activities like walking, meditating, answering questions about your health, and keeping a food log.

The app syncs with other fitness apps you already use. Rack up points with each activity, and cash out for $10 once you have 10,000 points.


  • Earn points for any type of exercise inside or outside
  • Bonus points opportunities


  • Achievement shares your info with market research partners
  • Manually entered fitness data may not earn points
  • First $10 reward can take awhile

Works on: iPhone, Android

Apps You Can Sync with Achievement
Apple Health (on iPhone and Apple Watch), Daily Mile, Fitbit, Garmin, MapMyRun, MyFitnessPal, RunKeeper, Samsung Health, Qardio, and Twitter.

58. Mobee -Be a Mystery Shopper

Make money with Mobee's "mystery shopper assignments", like buying a cup of coffee or trying a new product.

After you complete an assignment, answer a few questions about your experience.

Points are then added to your balance, which you can cash out via PayPal and retail gift cards.


  • Assignments are fairly easy
  • Free to join


  • Better for people in big cities
  • Reimburses purchases in points, not cash

Works on: iPhone, Android

59. Lympo - Earn for Healthy Habits

© CreditDonkey

It really does pay to be healthy: Lympo pays you for keeping up daily wellness habits.

Just download the app on the Google Play or App Store, enter your email address to create an account, and start tracking your health and wellness habits.

Lympo incentivizes you to keep track so you'll earn more as you go.


  • Completely free to use
  • New challenges every day, which helps you earn more


  • No cash, only prizes
  • Must let app access your tracking apps, such as Apple Health

Works on: iPhone, Android

60. Seated - Book Dinner Reservations

© CreditDonkey

The Seated app gives you rewards for dining out.

Just dine with the app's partner restaurants, and then upload a photo of your receipt after you have dined there. You can get up to 40% back.

Redeem your points for gift cards to Amazon, Uber, Airbnb, Delta, Nordstrom, and more.


  • Easy to use app
  • Earn money with restaurants and retail stores


  • Not available in every city

Works on: iPhone, Android

Seated is currently available in New York City, Boston, Chicago, Atlanta, and Philadelphia, though they plan to expand to additional cities soon.

61. Honeygain - Rent Out Your Internet

Get this: Honeygain is an app that pays you to share your internet connection with trusted data scientists.

You'll instantly earn $5 just for signing up, plus $1 for every 10GB shared.


  • Earnings are passive
  • Strict safety protocols


  • Can use up a lot of data
  • Can drain your battery life quickly

Works on: iPhone, Android

Want a quick boost of cash for no work? If you agree to keep your internet access open for a whole month, you'll get $50.

62. StepBet - Bet on Daily Steps

StepBet 's goal? Motivating you to hit your daily step count and live a healthier lifestyle.

Download the StepBet app and set up your steps goal. Then, place a bet and cash out from a community pot when you hit your goal.


  • Easy and free to use
  • Keeps you accountable


  • Earnings take a while to accrue
  • Potential to lose money if you don't hit your goal

Works on: iPhone, Android

Apps & Devices You Can Sync with StepBet:
Garmin, iPhone Apple Health, Apple Watch, FitBit, Google Fit, and Android S Health

63. Money App - Complete Easy Tasks

© CreditDonkey

The Money App (available on Google Play and the App Store) lets you earn rewards for a variety of easy tasks, like sharing opinions, playing games, going into stores, and more.

Install the Money App, start completing the tasks and missions, and earn points. Then, redeem for cash via PayPal or giftcards.


  • Multiple ways to earn money


  • Earnings can be slow
  • Some users report issues with customer service

Works on: iPhone

64. Nielsen - Get Paid to Watch TV

Attention TV Fans: Nielsen (the company that measures TV ratings) will pay you to watch your favorite shows.

They track what you watch through their app, which automatically enters you into their monthly giveaways.

Binge-watching not your thing? Simply register all your internet-connected devices to the Nielsen app, and earn rewards for letting Nielsen track your internet usage.


  • Hands-off & easy to use
  • Free to join


  • Some personal info required for sign-up
  • Can only earn prizes and gift cards, no cash

Works on: iPhone, Android

65. Fluz - Earn Cash Back

Fluz is a cash back app that pays you to make purchases through the app itself.

If you invite others to use the Fluz app, you'll also earn money whenever they use the app to shop.

The larger your network on the app, the better rewards you'll earn.


  • Rewards in cash, not points
  • Earn money by referring friends


  • Customer service has limited hours
  • Works with fewer retailers than advertised

Works on: iPhone, Android

66. OnMyWay - Fast Cash for Driving Safely

Ironically, the OnMyWay app rewards you for not using your phone. Why? It encourages safe driving (and pays you for it).

If your phone stays locked while you drive, OnMyWay will reward you with points once the drive is over, which you can redeem for cash and gift cards.


  • Free and easy to use app
  • Promotes safe driving


  • Customer service could be better
  • App requires access to drivers license, location, and camera

Works on: iPhone, Android

67. Native - Collect Data

Native, a newer app on the market, pays users to work as "data collectors".

Here's how it works:

The data collection you do may involve going into stores, observing prices, or asking people about which products they use.

You get paid depending on how many tasks you complete. Currently, the Native app is only available on Android devices.


  • Multiple ways to earn money
  • Quick payout process


  • App can be buggy

Works on: Android

68. Neighbor - Rent Out Storage

Credit: Neighbor

If you have any storage space you're not using at home, the Neighbor app can help you rent it out.

Once you sign up, you can list your space for Neighbor's suggested price (based on their algorithm) or set your own price.

The money will be deposited into your account each month. (That's basically passive income.)


  • Earnings are passive
  • Neighbor provides additional insurance for storage hosts


  • Customer service could be better

Works on: iPhone, Android

Hesitant to rent out your space? Rest assured, Neighbor protects its storage hosts with $1M in personal liability. Hosts can also thoroughly screen meet potential renters and even in person, if they wish. Read more about Neighbor's Safety Policies here.

How to Choose the Best Money Making App

Before choosing a money making app, it's important to have a goal in mind.

To give you an idea of which apps would fit your schedule and needs, here's a helpful diagram:

© CreditDonkey

After you know what you're aiming for, try to have realistic expectations about what you'll earn. Find out what career experts say about money making apps below to learn more.

What Experts Say

As part of our series on gig work and employment, CreditDonkey asked a panel of industry experts to answer some of our readers' most pressing questions. Here's what they said:

Emergency Funds
Experts also recommend having 3-6 months of living expenses saved in the event of an emergency, such as a lost job or hospital bills.

For a stable emergency fund, follow these steps:

  1. Set a monthly saving target.
  2. Transfer remaining money after bills
  3. Save your tax refund.
  4. Increase contributions when possible.
  5. Look for supplemental income to bulk up your fund.

Bottom Line

Sometimes your job just doesn't pay enough to cover all the bills. Luckily, making money with your smartphone has never been easier. And you can do it while watching Netflix or waiting at the grocery checkout line.

Think about your money goals. Do you want to:

  • Dip your feet into investing?
  • Grab a side hustle?
  • "Marie Kondo" your home?

You can earn points, rewards, and straight up cash by shopping online, taking surveys and more.

Keep in mind, you probably can't quit your day job with these money making apps. But every little bit counts. And these are surprisingly simple ways to earn extra cash in your free time.

Note: This website is made possible through financial relationships with some of the products and services mentioned on this site. We may receive compensation if you shop through links in our content. You do not have to use our links, but you help support CreditDonkey if you do.

CreditDonkey is a paid Affiliate/partner of Stash. Investment advisory services offered by Stash Investments LLC, an SEC-registered investment adviser. This material has been distributed for informational and educational purposes only, and is not intended as investment, legal, accounting, or tax advice. Investing involves risk.

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