Updated July 2, 2020 12:09 PM PT

Best Money Making Apps to Download

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You can do more than catch Pokémon with your smartphone. Take a look at legit money-making apps that actually work.

© CreditDonkey

Most of us already spend hours on the phone every week. Why not turn that time into extra savings or even a vacation fund?

You have a lot of options to choose from. But the trick is figuring out which one to use.

Are you interested in:

Each app comes with pros and cons (more on that below). And the right one depends on your goals, interests and spare time. 

To get the biggest bang for the buck, check out these smart ideas.

Top Apps to Earn Real Money:
  1. Rakuten for passive cashback every quarter
  2. Swagbucks for $10 sign-up bonus
  3. Robinhood for commission-free trading
  4. Survey Junkie for easy, quick surveys
  5. LetGo for selling items locally
  6. InboxDollars for reading emails, playing games and more
  7. WikiBuy for automatic coupon codes
  8. Uber Eats for a stable side-hustle
  9. Acorns for no-minimum investing
  10. OfferUp for selling stuff (even damaged items for parts)
  11. Instacart for paid grocery shopping
  12. MyPoints for cashback with a $10 bonus
  13. Rover to pet-sit
  14. Ibotta for a $20 sign-up bonus
  15. Mercari to sell your stuff
  16. Stash to invest (with just pennies)
  17. Drop to shop and get rewarded
  18. Upwork to freelance for cash
  19. Fundrise to invest in real estate
  20. TaskRabbit to earn for small tasks and errands
  21. M1 Finance to invest with zero fees
  22. Pinecone Research to earn for product testing
  23. Nielsen for paid TV-watching
  24. Webull for investing (with a free stock)
  25. Paribus for retroactive refunds
  26. Airbnb for renting out a room
  27. Trim to cut bills and fees
  28. Sweatcoin for turning steps to cash
  29. Decluttr for selling used tech
  30. BookScouter for selling textbooks
  31. Dosh for automatic cashback
  32. Ipoll to take surveys, visit stores and more
  33. ShopKick for shopping rewards
  34. Checkout 51 for $5 sign up bonus
  35. Achievement for paid fitness activities
  36. Google Opinion Rewards for surveys
  37. Field Agent to earn for shopping in-store
  38. Healthywage to earn for losing weight
  39. Gigwalk for paid in-store "gigs"
  40. Lyft for an hourly rate (plus tips)
  41. Earny for retroactive price drops
  42. Lucktastic for scratcher rewards
  43. Receipt Hog to earn for scanning receipts
  44. Worthy Bonds to invest in small businesses
  45. Blooom to maximize your 401k
  46. Surveys on the Go to get paid for your opinions
  47. DiversyFund to make money with REITs
  48. Slidejoy for earning cash on the go
  49. Mobee for mystery shopping
  50. Lympo to earn for healthy habits

1. Rakuten - $10 Sign Up Bonus

SCREENSHOT OF RAKUTEN

Signing up for Rakuten (formerly Ebates) only takes a few seconds, then you can access deals at more than 2,500 online stores. You don't have to worry about points, coupons, or forms.

As long as you follow the links within Rakuten, you'll automatically earn the posted cash back for your purchase. The cashback comes via check or PayPal payment every quarter.

Pros:

  • $10 bonus just for signing up
  • A+ rating with the Better Business Bureau
  • No fees to join
  • Offers coupons to further your savings

You can earn $25 when referring friends to Rakuten.

Cons:

  • No easy cashout option, must wait for quarterly payment
  • $5 in your account to get paid
  • Some deals are category specific, not storewide.

    Rakuten: $10 Welcome Bonus

    Sign up and receive $10 Walmart Gift Card or $10 Rakuten cash bonus as a welcome gift.

Have a little extra time on your hands? Try the next site to get paid for doing easy tasks.

2. Swagbucks - $10 Sign Up Bonus

Swagbucks offers points in exchange for simple tasks like surveys or writing product reviews. You can turn the points into cash or gift cards.

The platform offers many opportunities, but the quickest way to earn Swagbucks is by taking surveys.

Pros:

  • Many ways to earn points
  • Free to join and use
  • User-friendly site
  • Redeem points for gift cards from 1,500+ retailers

Cons:

  • Must spend $25 in Swagbucks shop within 30 days to receive signup bonus
  • Points accrue slowly

When it comes to easy cash, there are few methods easier than survey apps. Find more survey apps in our featured box below.

3. Robinhood - Get a Free Stock

Robinhood is a trading app that lets you trade stocks, ETFs options, and cryptocurrency 100% free. With no minimum investment, it's a perfect option for new investors.

Pros:

  • Commission-free trades
  • No minimum
  • Extended trading hours

Cons:

  • No IRAs
  • Limited research
  • No mutual funds & bonds

Curious about the future of work? Stick to the end to find out what experts say about the happiest jobs and gig work.

4. Survey Junkie - Free to Sign Up

Earning money from your couch? Survey Junkie makes it possible. Sign up and start taking surveys in your downtime, either from their website or mobile app.

For each completed survey, they award you points, which you can then cash out in PayPal or gift cards. The best part? Even if you don't qualify for certain surveys, Survey Junkie still awards you a few consolation points. Not bad, right?

Pros:

  • Adds new surveys daily
  • Little time commitment required
  • Other ways to earn (watch videos, play games, etc.)

Cons:

  • Some personal info required for sign-up
  • Survey pools fill quickly

Your Survey Junkie points will expire after 12 months of inactivity on your account.

Got some furniture taking up space? Don't let it go to waste. See how you can turn your unwanted stuff into money.

5. LetGo - Sell to People in Your Area

Want an easier, faster way to get rid of your stuff? LetGo helps you sell items to people in your area. Simply list your items, set a price, and wait for interested buyers to contact you.

As with any resale site, you'll have an easier time selling your items if your listing is well-done. Add quality photos with good lighting and write a detailed description, including any flaws or damage.

Pros:

  • Free to list items
  • Only sell locally - no shipping required

Cons:

  • Some safety risks in meeting buyers face-to-face
  • Many people ask questions without buying

LetGo is ideal for selling big items like furniture. Stick around to learn which apps will pay you for your old game controllers and Physics textbooks.

6. InboxDollars - $5 Sign Up Bonus

Sign up on InboxDollars' website or mobile app and get paid to take surveys, watch videos, read emails, and other easy tasks. They even give you $5 just for signing up.

Another plus? InboxDollars awards plain cash. Most other sites use a points system, which makes it difficult to know how much you're really earning. Once you reach $30, you can cash out via PayPal, gift cards or mailed check.

Pros:

  • Earn cash, not points
  • Legit company
  • Good paying surveys

Cons:

  • $30 cash out minimum
  • Physical payouts charge $3 fee

Companies want your feedback - and they'll often pay for it. Earn by answering survey questions, giving reviews, or completing simple online tasks.

Best Survey & Market Research Apps to Make Money

  1. Swagbucks
  2. Google Opinion Rewards
  3. InboxDollars
  4. Pinecone Research
  5. Nielsen
  6. iPoll
  7. Surveys on the Go
  8. SlideJoy
  9. Field Agent
  10. Lucktastic
  11. Gigwalk

If you like to shop, you know how hard it can be to find the best prices. Some sites make it easy to shop smart and save.

7. WikiBuy - Get Alerts on Shopping Deals

Whether you're shopping online or in-store, WikiBuy can help you save money. They search for available coupon codes or discounts from major retailers and even notify you when an item drops in price.

WikiBuy is 100% free to use and removes the hassle of deal-searching before you shop. Just for using WikiBuy, you'll automatically earn credits that you can use to shop online (that's essentially free money).

Pros:

  • Find deals with little to no effort
  • Free to sign up and use

Cons:

  • Usually favors eBay for deals
  • Currently only available for Google Chrome

You can make money when other people buy stuff too. Find out how you can earn by making hungry customers happy.

8. Uber Eats - Drive & Earn Extra in "Surge Zones"

This option is best if you can commit to it for at least 6 hours per week. Uber Eats, the food-delivery extension of the popular rideshare app, can pay anywhere from $8 - $15 per hour, and 100% of tips.

Because Uber is already a household name, Uber Eats will likely have a large customer base. You'll even earn more if you work in "Surge Zones" where delivery requests are frequent.

Pros:

  • Consistent work available
  • Create your own schedule

Cons:

  • Earnings fluctuate
  • Wear & tear on your car

If you decide to take the delivery driver app route, your options are plenty. Discover other popular delivery apps later in this list.

9. Acorns - $10 Sign Up Bonus

Acorns automatically rounds up your purchases and invests the spare change. Offering numerous customizations and investment options, Acorns is a great way to dip your toes into investing.

Pros:

  • No minimum investment
  • Invest with spare change
  • Cash-back program

Cons:

  • Fees are high for small balances
  • No tax benefits
  • Limited investment options

Investing is more accessible than ever. Find more investing opportunities further down, including small business bonds, real estate and more.

10. OfferUp - Connect with Buyers Locally

Earn money on OfferUp by selling your items locally (ideal for large items like furniture) or shipping them. You can even sell damaged items for parts, making it a good option for getting rid of clutter and making a fast buck.

Selling on OfferUp is completely free, but you can choose to "bump up" your listing for a charge. This places your listing towards the top to attract more potential buyers.

Pros:

  • Free to sign up
  • Listing items is easy and quick

Cons:

  • Some have had issues with dishonest buyers
  • Poor customer service

What are the best money-making apps that aren't a scam?
Get paid real money - all from your phone.

  1. Earn cashback with Dosh
  2. Get paid to walk with Achievement
  3. Slash prices with WikiBuy
  4. Score retroactive price drops with Earny
  5. Cut bills with Trim

You can still make money even if you have nothing to sell. Find out how you can turn a grocery trip into a payday.

11. Instacart - Get Paid to Deliver Groceries

As long as people need groceries, they'll want to get them delivered. Luckily, Instacart can help. Get paid to deliver groceries people order via the Instacart app.

You'll receive order requests, accept or deny them, then go pick up (& drop off) the requested items. Instacart says you can make $7 - $20 an hour, plus 100% of tips.

Pros:

  • Flexible hours
  • Alcohol delivery earns bigger tips

Cons:

  • Wear & tear on your car
  • App defaults to low tips

If you'd rather walk and play with Fido than deliver take-out, stay tuned for app #13.

12. MyPoints - $10 Sign Up Bonus

MyPoints offers up to 40% back on your purchases through partners. Shop at top stores, such as Home Depot, Target, and Macy's and earn points for your purchases. You redeem your points for gift cards or transfer the funds to your PayPal account.

Pros:

  • Earn cash instantly
  • Redeem rewards in $5 increments (700 points)
  • Redeem points for United Mileage Plus Miles, gift cards and more

Cons:

  • MyPoints cap number of points each day
  • For U.S. and Canadian residents only
  • The 'cost' for each gift card varies by store/restaurant

Other Ways to Make Money With MyPoints
  • Take surveys
  • Print coupons
  • Watch videos
  • Buy local deals from Groupon or Living Social
  • Read emails
  • Play games
  • Refer friends

13. Rover - Pet-Sit for Cash

© CreditDonkey

If you're looking for a fun way to earn extra cash, Rover could be perfect for you. When pet owners need to travel without their furry friends, they turn to apps like Rover to find professional pet-sitters.

If you're responsible, love animals, and have some experience with a pet of your own, you can sign up with Rover's website or app. Then, complete your profile (think of it as a pet-sitting resume), and wait for pet-owners to request your services.

Pros:

  • Animal lovers will have a blast
  • On-demand-walking feature is buggy

Cons:

  • May take a while to attract attract clients
  • You're responsible if anything happens to the animals

If you're a big online shopper, take advantage of cashback programs. You'll save money on the brands you're already buying. Learn more below.

🏆14. Ibotta - $20 Sign Up Bonus

Ibotta rewards you for shopping in-store or online. With more than 300 retailers, you can save at your favorite stores.

There are no points to track. You earn real cash for every qualified purchase. You can withdraw your earnings once you earn $20.

Pros:

  • No clipping coupons or counting points
  • Account updates within 24 hours of a qualifying purchase
  • No fees
  • Link loyalty cards to track purchases

Cons:

  • Have to add offers to account before you shop
  • Tedious process to upload receipts
  • $20 needed to cash out (some gift cards require $25)

Cashback apps can replace typical coupons and store reward cards. Use them to accumulate points or cash for both in-person and online purchases.

Top Money Making Apps for Cashback:

  1. Rakuten
  2. Ibotta
  3. Dosh
  4. Paribus
  5. ReceiptHog
  6. Trim

15. Mercari - Sell Used Items for Cash

Mercari is an e-commerce app that enables you to sell (and buy) almost anything. List your item for free, add photos and a description and wait for buyers to send you an offer.

When you price your item, keep in mind that you pay a 10% fee for each sale. Once a buyer purchases your item, you have 3 days to ship it out.

Pros:

  • Free to list items
  • Payments process quickly

Cons:

  • Risk of working with dishonest buyers
  • No option to call or email customer support

As with most resale apps, you may have to deal with hagglers. Stand your ground if your price is fair, but you should be willing to negotiate if your item has damage.

Good things come to those who wait. Find out how you can grow your money with a few dollars and some patience.

16. Stash - Micro-Invest for Pennies

Stash is a beginner investment app that offers stocks, ETFs, fractional shares and more. While it's not exactly a robo-advisor, Stash does provide guidance on how to invest and requires only $1 to get started.

Pros:

  • $1 to invest
  • Guidance to beginners
  • Automatically invest extra funds

Cons:

  • Fees are high for small balances
  • High ETF expense ratio
  • Limited research

Investing is a great way to grow your wealth. But if you want cash now, the next app pays you to shop at your favorite stores.

17. Drop - Shop & Get Rewarded

Make your purchases go farther with the Drop app. Get started by signing up, linking your most-used debit or credit card, and choosing your top 5 favorite brands.

Every time you purchase something from your top brands with your linked card, points are added to your Drop account. Once you earn 5,000 points, you can cash out for gift cards at your favorite stores.

Pros:

  • Earn for purchases you already make
  • Free to sign up

Cons:

  • Points may take a while to show up in account
  • Customer service not communicative

Most people have to cut back on shopping to save money. But these apps let you make cash when you shop.

Best Money Making App for Shopping:

  1. ShopKick
  2. MyPoints
  3. Checkout 51
  4. WikiBuy
  5. Earny
  6. Drop
  7. Mobee

18. Upwork - Write, Code, Design and More

Anyone with a valuable professional skill can make a good chunk of change on Upwork. If you're a talented writer, designer, coder, or have another skillset, you can create a profile for free and advertise your services.

You'll attract the most clients by collecting positive references and showing examples of your work on your Upwork profile. When setting your rates, just remember that Upwork takes a 20% fee of your earnings.

Pros:

  • Set your own rate
  • Take on as much or as little work as you want

Cons:

  • May be initially difficult to attract clients
  • Clients can negotiate your rates down

Prefer to work with your hands? Find out how app #20 pays for gardening, installation and more.

19. Fundrise - Make Money with Real Estate

Fundrise is an online investment platform that lets you passively invest in real estate projects with just $500. Investors get paid quarterly from rental income and when properties are sold.

Pros:

  • Just $500 to start
  • Quarterly dividends
  • Passive investing

Cons:

  • Illiquid investment
  • Unknown future returns

20. TaskRabbit - Make Money by Lending a Hand

If you like to work with your hands, be sure to check out TaskRabbit, a task-based mobile app. Create an account, advertise your services, and you'll be connected with people who need assistance with simple tasks and errands.

Assemble a desk, plant some flowers, even move some boxes. Whatever your skills are, be sure to create a solid profile and earn positive reviews, and you could earn roughly $20 per hour.

Pros:

  • Accepts a wide variety of skills
  • Potential to earn more if you're very skilled

Cons:

  • Requires a background check & screening process
  • Earnings could be low, depending on skill

TaskRabbit is as hands-on as it gets. If you're looking for a more passive, long-term money-making option, the next app on the list is worth checking out.

21. M1 Finance - Invest with Zero Fees

M1 Finance offers free automated investing with no commissions or account fees. With a $100 minimum investment, you can choose from individual stocks, fractional shares, ETFs, and even retirement accounts, and M1 will manage it for you.

Pros:

  • Choose your own investments
  • Can invest in individual stocks
  • No account fees

Cons:

  • Not beginner friendly
  • No human advisors
  • Can only trade once a day

Do you have an opinion? If you do, you can actually get paid to share them. Find out how below.

22. Pinecone Research - Earn by Testing Products

Like to stay on top of new trends? Pinecone Research lets you make money by testing unreleased products. They also have biweekly prize drawings, surveys, and more.

The downside? Pinecone Research only accepts new members a few times a year. But once you're accepted, you'll receive only opportunities you qualify for. Pinecone Research pays in cash, gift cards, and merchandise.

Pros:

  • Multiple ways to earn money
  • Free to join

Cons:

  • Doesn't accept new members often
  • Earnings build slowly

Testing products can definitely be a fun way to earn extra cash. But our next pick answers the critical question we've all thought of at least once: "Can I get paid to watch TV at home?".

23. Nielsen - Get Paid to Watch TV

Attention TV Fans: Nielsen, the long-standing TV ratings company, will pay you to watch shows. They track what you watch through their app, which automatically enters you into their monthly giveaways.

Binge-watching not your thing? Simply register all your internet-connected devices to the Nielsen app, and earn rewards for using the internet as you normally would.

Pros:

  • Hands-off & easy to use
  • Free to join

Cons:

  • Some personal info required for sign-up
  • Can only earn prizes and gift cards, no cash

24. Webull - Invest and Get a Free Stock

© CreditDonkey

Webull is an app-based online broker that offers commission-free stocks, ETFs, and options trading for little or zero fees. If you're a fan of cryptocurrencies, they're currently working on adding those to the platform, as well.

Just for downloading the app and opening a Webull brokerage account, you can get a free stock up to $250 in value. They'll even give you another free stock if you initially deposit $100.

Pros:

  • Commission-free trading
  • Offers app and full-feature desktop platform

Cons:

  • Does not offer some in-depth analytics of larger brokers
  • No mutual funds or bonds

    Webull

    Webull: Refer Your Friends, Get Free Stocks

    Each sucessful referral will grant referee 2 free stocks valued at $12 - $1,400. Referred clients should use referee's unique referral link to sign up, open a new brokerage account, and make an initial deposit of at least $100 within 30 days of signing up.

    Expires 7/30/2020

25. Paribus - Get Refunds on Past Purchases

This app, owned by Capital One, helps you earn money back on purchases you already made. By connecting to your email inbox, Paribus checks for your recent purchases.

If the item you just bought has been recently discounted, Paribus files a claim with the store to get you a refund of the difference.

Make a lot of Amazon purchases? Parbius even works with Amazon to get you gift cards if your order wasn't delivered on time.

Pros:

  • 100% free
  • Hands-off
  • Easy to Use
  • Works with most major retailers

Cons:

  • Must give Paribus access to your email
  • Doesn't work with some small retailers
  • Refunds are not guaranteed

If you like what Paribus can do for your shopping experience, just wait 'til you see what app #27 can do with your bills.

26. Airbnb - Earn Passive Income with Spare Rooms

Airbnb lets you rent out a house, apartment, room, or even a spare bed to travelers around the world. List it on the Airbnb website for free, add quality photos, and set a fair price.

Your success on Airbnb depends on how good of a host you are. Make sure your guests are well-taken-care-of and you could easily earn $50-$200 per night.

Pros:

  • Airbnb verifies guests to ensure your safety
  • "Superhosts" will earn even more

Cons:

  • Host fees range from 14% to 20%
  • Guests can mistreat your space

You can earn more if your space is close to a tourist attraction or if you rent it out at the same time as a popular local event.

27. Trim - Cut Unnecessary Bills and Fees

Forgot to cancel that "free trial" months ago? Luckily, Trim can help you spot and eliminate those sneaky charges. The app connects to your bank account, identifies any subscriptions, and lets you cancel the service via text.

With their Bill Negotation feature, Trim claims they can lower your phone, internet, or cable bill by up to 30% (just be aware they take a small cut of your savings).

Pros:

  • Free to sign up
  • Offers multiple services (catches fees, negotiates bills)

Cons:

  • Takes a cut of your bill savings
  • Must share some personal info

What can you do with the money Trim that saves you? Consider investing in small business bonds and watch your cash grow. Stick around to learn more.

28. Sweatcoin - Turn Your Steps Into Coins

© CreditDonkey

Sweatcoin wants healthier people on the planet, which is why they started the app. The platform converts your steps into coins. You can spend the coins on merchandise from Sweatcoin's partners.

Pros:

  • Add friends and family to your Sweatcoin
  • Earn bonus Sweatcoins by watching videos
  • Track steps using your Apple Watch
  • Share Sweatcoins with family members

Cons:

  • Daily & monthly limit on how much you can earn
  • Prizes limited and typically fitness related
  • Only outdoor steps count

Sweatcoin uses your geolocation to confirm you are outside taking steps and not just shaking your phone.

29. Decluttr - Earn Money for Old Tech

Almost everyone has stuff they don't use anymore - small appliances, game consoles, DVDs. Decluttr is the perfect way to unload these items and earn a decent rainy-day fund.

How much can you get for your stuff? Decluttr claims to buy your items for up to 33% more than other resale apps. Just ship your items and Decluttr will pay you within 24 hours of receiving them.

Pros:

  • Offers a mobile app
  • Accepts a wide variety of items

Cons:

  • Prices are typically lower than eBay
  • May reject some items

Selling clutter for cash is a great way to kill two birds with one stone. These apps make it easy to list your items for free, and sell locally or nationally.

Best Money Making Apps for Selling Stuff

  1. BookScouter
  2. Decluttr
  3. LetGo
  4. Mercari
  5. Offerup

30. BookScouter - Sell Your Textbooks for Cash

Got a stack of old textbooks? You can sell them for cash with BookScouter. Because they compare prices from 40+ re-sale sites, you can get top dollar for your textbook. Simply enter your ISBN number and see what you can earn.

If you're unsure about selling to any specific re-sale site, refer to BookScouter's ratings to see how other sellers like you rated their personal experience.

Pros:

  • Compare prices from 40+ in one place
  • Offers a mobile app

Cons:

  • Might not accept all books
  • Some older books sell at low prices

Just for college students: Consider signing up for BookScouter's Campus Rep program to earn extra cash by referring friends to BookScouter's platform. All you need to do is fill out a short online application.

31. Dosh - Earn Cashback Easily

Dosh revolutionized the 'cashback' process. Rather than requiring uploaded receipts, you link your debit or credit card directly to the Dosh app.

Every time you shop at a participating store or restaurant with your linked card, you'll automatically earn cashback. There's no effort required on your part.

Pros:

  • $5 for every referral who links a debit or credit card
  • No searching for offers, clipping coupons, or uploading receipts
  • Earn cash back on hotel stays (must book via Dosh app)

Cons:

  • Some payouts take up to 90 days
  • Not all retailers participate

The best thing about cashback apps? You can use multiple to really stack your earnings. Stay tuned for more options to earn cash back on purchases.

32. Ipoll - Take Surveys, Visit Stores & More

In addition to surveys, you can earn money on iPoll by embarking on "Missions": turn on your phone GPS, visit specific retail stores, and snap pics of product displays (and other easy tasks).

Unlike other survey sites that use a points system, iPoll awards in simple cash. Each survey and mission awards a small sum, and you can cash out once you earn $25.

Pros:

  • Free to sign up
  • Multiple ways to earn cash, even passively

Cons:

  • May take several weeks to receive payment
  • Customer service can be slow to respond

A great passive way to earn more with iPoll is by collecting Badges. Reach easy milestones (like 3 months of activity or 20 surveys in a month) and more cash will be added to your balance.

33. ShopKick - Get Rewarded for Shopping

Courtesy of Shopkick

ShopKick rewards your shopping habits with gift cards. You shop in-store or online and earn 'kicks' or points.

Turn your 'kicks' into gift cards from major stores and restaurants including Target, Amazon, Starbucks, and Groupon. ShopKick offers 'kicks' for a variety of tasks including shopping, walking into stores, scanning certain products, and watching videos.

Pros:

  • No fees
  • Get gift cards instantly once you redeem 'kicks
  • Option not to share your personal information
  • User friendly app
  • Earn 'kicks' in a variety of ways

Cons:

  • Must turn on phone's GPS to get 'kicks' for walking into stores
  • Must upload receipts or link your credit/debit card to get credited
  • No cash rewards, only gift cards

Shopkick is almost like a scavenger hunt for cash - find more in-store shopping apps that will make you money below.

34. Checkout 51 - $5 Sign Up Bonus

Screenshot Of Checkout 51

Checkout 51 works like a digital coupon. Certain brands pay the platform to promote their products. If you buy those products and prove it, you earn cashback (a portion of what the brand paid Checkout 51).

The app is simple to use and is a great way to save money when you don't have time to clip coupons.

Pros:

  • Offers change weekly
  • Shop in-store or online, even with coupons
  • Get paid via mailed check once you hit $20
  • You can claim purchases in more than one rebate app

Cons:

  • Offers available for one week only and limited quantities
  • Only one use per offer

35. Achievement - Rewards for Fitness Activities

SCREENSHOT OF ACHIEVEMENT

Achievement rewards you for a variety of fitness activities including walking and meditating. The app also rewards points for answering questions about your health, tracking your heart rate and keeping a food log.

Achievement syncs with fitness apps you already use to earn points for cash. Every 10,000 points equals $10. You can redeem the cash reward or send it to charity.

Pros:

  • Earn points for any type of exercise inside or outside
  • Sync with more than 20 fitness apps
  • Bonus points opportunities

Cons:

  • Achievement shares your info with market research partners
  • Manually entered fitness data may not earn points
  • First $10 reward can take awhile

Apps You Can Sync with Achievement
  • Apple Health
  • Daily Mile
  • Fitbit
  • Garmin
  • MapyMyrun
  • MyFitnessPal
  • RunKeeper
  • Samsung Health
  • Qardio
  • Twitter

36. Google Opinion Rewards - Surveys for Cash

Google offers a way for you to earn a little side cash by answering surveys. The Google Opinion Rewards app provides short surveys that pay between $0.10 and $1.00. The surveys can be a great way to kill time while waiting in the checkout line or the doctor's waiting room.

Pros:

  • Available on iOS and Android devices
  • Free to join and easy to use
  • Surveys sent to you automatically

Cons:

  • Survey credits expire after one year
  • Must complete survey within 24 hours of receiving a notification
  • Limited to surveys Google sends you

37. Field Agent - Get Paid to Go to Stores

Courtesy of Field Agent

This app lets you earn money by going into stores to perform easy, quick tasks. For example, you may be asked to take pictures of a display or product.

With each completed task, your profile "score" goes up and gives you access to higher-paying tasks. Before long, you could be earning up to $15 for a single task. Not bad for a trip to the store.

Pros:

  • Earnings are fairly high
  • Receive cash within 1-2 days of requesting cash-out

Cons:

  • Going to stores can be time consuming
  • Might not offer tasks in your area

Completing in-store tasks is definitely a more active money-making route. Want to cash in for getting active in a different way? The app below can help.

38. Healthywage - Get Cash to Get Fit

Still working on your New Year's resolution to get in shape? Healthywage can motivate you to follow through by paying you to meet your weight loss goal.

Use HealthyWage's calculator to find your goal weight and how long you need to reach that goal. Then, HealthyWage calculates your prize money based on those factors, plus how much you bet per month. If you meet your goal, you get the prize money.

Get fit as a team: HealthyWage's Team Challenge lets you form a team to maximize your potential prize. If everyone on the team reaches their goal, you can earn up to $2,000.

Pros:

  • Reward is twofold: get healthy + earn money
  • Not a long-term solution

Cons:

  • Bet is required upfront
  • You must stay motivated to not lose your money

39. Gigwalk - Earn for In-Store "Gigs"

© CreditDonkey

Become a "Gigwalker" and earn extra money for completing simple tasks in your area. As a Gigwalker, you can visit stores, take photos, observe store employees, and rate your overall experience.

Gigwalk pays you in plain cash for each "gig" you complete, and the earnings are high compared to other similar apps. Just make sure you follow all job instructions or Gigwalk may not approve your payment.

Pros:

  • Free to sign up
  • High earnings per "gig"

Cons:

  • Task approval time can be long
  • Some areas have fewer gigs available

40. Lyft - Earn Hourly Rate + Tips for Driving

There are two main players of the rideshare industry, and Lyft is one of them. Offering competitive pay and special programs for those without a car, Lyft is a pretty safe, legit way to earn cash.

On average, Lyft drivers earn $11 - $15 per hour. The biggest advantage of Lyft and other rideshare apps is you can set your own schedule. The requirements are straightforward: a valid driver's license, proof of insurance, and registration are all you need.

Pros:

  • Set your own schedule
  • Earn hourly rate + tips

Cons:

  • Wear & tear on your car
  • Riders will affect your driver rating

41. Earny - Get Retroactive Price Drops

Screenshot of Earny

What if you could get discounts on stuff you've already bought? Earny makes it possible. By subscribing to the Earny app, you can take advantage of retroactive price drops, travel booking protections, and more.

Earny connects to your email inbox to search for online shopping receipts. If they find something that has dropped price after you bought it, Earny files a claim with the retailer and refunds you the difference.

Pros:

  • Also offers a browser extension for Chrome
  • Works with 5,000+ retailers

Cons:

  • Not free, $4.99/month
  • Must grant access to your email

Want more ways to make money from previous purchases? Check out app #43 on our list. (Hint: you'll want to stop throwing away your receipts.)

42. Lucktastic - Earn Big Rewards on Scratchers

Lucktastic claims you can win vacations, products, and even a $10,000 instant prize with their in-app "scratchers". Unlike many of the apps on this list, Lucktastic doesn't require you to complete tasks, though you may have to watch some brief ads.

Because it's free to use and doesn't require any upfront money, Lucktastic is just like a mobile version of a lottery scratcher. While your odds of winning are slim, it's an easy, low-effort way to win prizes.

Pros:

  • Free to sign up
  • New scratchers added daily

Cons:

  • Low odds of winning
  • Ads can be annoying

43. Receipt Hog - Earn for Scanning Receipts

Screenshot of Receipt Hog

If you usually toss your receipts, here's a good reason to stop: Receipt Hog will pay you to scan receipts with their iOS or Android app. Each receipt earns "coins", depending on how much the purchase was. For example, $100 would earn you 20 coins.

Once you've earned 1000 coins, you can cash out for $5, but it's best to save up for more. If you've earned 4,500 coins, you can cash out for $30.

Pros:

  • Little time required
  • 100% free to use

Cons:

  • Low exchange rate (from dollars to "coins")
  • Must grant access to your emails

44. Worthy Bonds - Invest in Small Businesses

Claiming to be the "fairer, more human" face of finance, Worthy Bonds lets you invest in bonds that help fund small businesses.Your investment yields a 5% interest rate, much higher than other investments or high-yield savings accounts.

Worthy Bonds is free to use, all you need is a $10 minimum investment upfront. While the bond matures in 3 years, you can withdraw at any time with no penalties or fees.

Pros:

  • High interest rate
  • No fees or penalties to withdraw

Cons:

  • Interest doesn't compound
  • Investment limits for non-accredited investors

45. Blooom - Take Your 401K to the Next Level

Unlike most robo-advisors on the market, Blooom manages only retirement accounts. Get recommendations on how to diversify your IRA, 401k, 403b, and other retirement accounts to earn more in the long run

Pros:

  • Manage retirement accounts
  • No account minimum
  • Flat yearly fee

Cons:

  • No IRA or taxable accounts

Hoping to invest some cash that you can use a little sooner than retirement? Stick around to learn how REITs can pay out in just 5 years.

46. Surveys on the Go - Get Paid for Your Opinions

Screenshot of Surveys on the Go

The Surveys on the Go app enables you to make money by watching videos, testing products, and yes - taking surveys.

With a cash-out minimum of just $10, you'll likely get paid sooner than you would on other apps. And if you don't want cash (via PayPal), you can also opt for Visa gift cards, Amazon gift cards, and more. Even better - they process payments instantly.

Pros:

  • Rewards in cash, not points
  • Multiple ways to earn money

Cons:

  • Earnings are relatively low
  • Some demographics qualify for fewer surveys

47. DiversyFund - Make REITs Work For You

Courtesy of Diversyfund

DiversyFund allows anyone to invest in commercial real estate with just $500. Unlike similar apps, DiversyFund lets you invest in projects that they manage themselves.

While DiversyFund doesn't pay quarterly dividends, they don't charge management fees. Once the real estate projects are completed, the investors are paid (but it could take up to 5 years).

Pros:

  • No fees
  • Don't have to be accredited investor

Cons:

  • Properties only in CA, TX, and NC (so far)
  • At least a 5-year investment

48. Slidejoy - Earn Cash for Using Your Phone

Once you install the Slidejoy app, you'll earn money simply by opening your phone. The app plays a short advertisement each time you unlock your phone, which adds up to cash.

Once you earn just $1, you're able to cash out. Slidejoy even gives you a head start by adding $0.20 to your account right after you sign up.

Pros:

  • Free to sign up and use
  • Fairly positive customer reviews

Cons:

  • Earnings are low
  • Some privacy concerns about sharing your lock screen

49. Mobee - Earn as a Mystery Shopper

Make money with Mobee by shopping at your favorite stores and restaurants. Download the app to receive "mystery shopper" assignments, which can include buying a cup of coffee, trying a new product and more.

After you complete an assignment, answer a few questions about your experience. When your feedback is approved, Mobee adds points to your balance, which you can cash out for PayPal and retail gift cards.

Pros:

  • Assignments are fairly easy
  • Free to join

Cons:

  • Better for people in big cities
  • Reimburses purchases in points, not cash

50. Lympo - Get Paid for Healthy Habits

Earning money for being healthy seems too good to be true, but Lympo makes it possible. Lympo pays you for daily healthy habits. The platform provides the tasks—if you complete them, you get paid.

Pros:

  • Completely free to use
  • Earning tokens to 'buy' products can be motivating
  • Receive tokens for indoor and outdoor activities
  • New challenges every day, which helps you broaden your horizons toward fitness
  • Friends and family can join in the fun

Cons:

  • No cash, only prizes
  • Must let app access your tracking apps, such as Apple Health
  • You'll receive notifications if you aren't active

What Experts Say

Making a living isn't always glamorous. Lots of people are afraid of getting stuck in unfulfilling jobs.

In an unpredictable job market, you don't have to go it alone. As part of our series on gig work and employment, CreditDonkey asked a panel of industry experts to answer some of readers' most pressing questions:

  • How do you find your purpose and do what you love?
  • Could gig work put an end to traditional employment?
  • How is the gig economy changing the workforce?
  • What jobs are the happiest?
  • What will the future of work look like?

Here's what they said:

Other Apps to Consider

Foap
You can make money with your smartphone photos. Just upload the photos to Foap and wait for a company to buy them. You earn $5 for every photo chosen. Make even more money if you join Foap Missions, where companies ask for a specific type of image. If they choose your image, you earn $50 or more.

Snapwire
Another option for selling your photography is Snapwire. Brands and companies use Snapwire to request specific photos for ad campaigns and more. If they choose your photo, you'll get paid in cash. You can also list your photo in the Marketplace for anyone to buy.

Bottom Line

Using your smartphone to make quick cash is a great way to spend your spare time. You won't get rich doing it. But spare change here and there, especially if you combine the benefits of a few apps, can add up over time.

Note: This website is made possible through financial relationships with some of the products and services mentioned on this site. We may receive compensation if you shop through links in our content. You do not have to use our links, but you help support CreditDonkey if you do.

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About CreditDonkey®
CreditDonkey is a stock broker comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.