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Business Credit Cards

Business Credit Cards

Compare credit cards for small business from our partners
Here are the small business credit cards you should not ignore. Check out the current promotions, including cash back, travel miles, and bonus points.

Which is the Best Bank for a Small Business?

Best Bank for Business Account

The right bank account can make or break your business. Narrow down your options and find the best fit with this guide.


Ink Business Cash Credit Card
Read ReviewApply for Ink Business Cash Credit Card
At Chase's Secure Site
  • Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
  • With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring
  • With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information
  • No Annual Fee
  • Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®
  • 0% introductory APR for 12 months on purchases
Our Review: Read this in-depth Ink Business Cash review before you apply. With no annual fee, small business owners can earn cash rewards fast, but is it right for you?... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 12 months
N/A
13.24% - 19.24% Variable
$0


Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 12 months from date of account opening
N/A
13.24% - 19.24% Variable
No annual fee

Ink Business Preferred Credit Card
Read ReviewApply for Ink Business Preferred Credit Card
At Chase's Secure Site
  • Earn 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®
  • Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
  • With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring
  • With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information
  • Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
  • Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®
  • Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account
  • $95 Annual Fee
Our Review: Looking for a new business credit card? Ink Business Preferred offers more than a sign up bonus. Read this review to see if the benefits are worth it... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
15.99% - 20.99% Variable
$95

Ink Business Unlimited Credit Card
Read ReviewApply for Ink Business Unlimited Credit Card
At Chase's Secure Site
  • Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase made for your business
  • No Annual Fee
  • Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®
  • Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control
  • With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring
  • With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information
  • 0% introductory APR for 12 months on purchases
Our Review: Chase Ink Business Unlimited card offers a huge sign-up bonus, 1.5% cash back on all purchases, and no annual fee. Read on for the pros and cons... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 12 months
N/A
13.24% - 19.24% Variable
$0


Read Review
Our Review: Is American Express® Business Gold Card worth it? It depends. Read this in-depth analysis BEFORE you apply... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
14.24% - 22.24% Variable
$295


Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
14.24% - 22.24% Variable
$595


Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% on purchases for 12 months from date of account opening
N/A
13.24% - 19.24% Variable
No annual fee


Card TypeAnnual Fee
Business Charge Card
$0 introductory annual fee for the first year, then $250


Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/AN/A
$0 introductory annual fee for the first year, then $95


Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
15.74% - 24.74% Variable
$0 introductory annual fee for the first year, then $99


Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
15.99% - 22.99% Variable
$99


Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
15.74% - 24.74% Variable
$95


Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0%* for 20 billing cycles*
0%* for 20 billing cycles*
9.99% - 17.99%* (Variable)
$0*


Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 9 billing cycles
N/A
12.24% - 22.24% Variable APR on purchases and balance transfers
$0


Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 9 billing cycles
N/A
12.24% - 22.24% Variable APR on purchases and balance transfers
$0


Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 7 billing cycles
N/A
10.24% - 21.24% Variable APR on purchases and balance transfers
$0


Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
15.74% - 24.74% Variable
$250


Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
15.74% - 24.74% Variable
$550


Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
15.74% - 24.74% Variable
$125


Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0%* for 15 billing cycles*
0%* for 15 billing cycles*
11.99% - 22.99%* (Variable)
$0*


Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0%* for 9 billing cycles*
N/A
11.99% - 22.99%* (Variable)
$0*


Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
26.99% (Variable)
$0


Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
20.99% (Variable)
$0 intro for first year; $95 after that


Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
20.99% (Variable)
$0 intro for first year; $95 after that


Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 9 months
N/A
13.99% - 23.99% (Variable)
$0


Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 9 months
N/A
13.99% - 23.99% (Variable)
$0

Disclaimer: The information for the American Express Blue Business Cash™ Card, American Express® Business Gold Card, The Business Platinum Card® from American Express, The Blue Business® Plus Credit Card from American Express, Business Green Rewards Card from American Express, Delta SkyMiles® Gold Business American Express Card, Southwest Rapid Rewards Premier Business Credit Card, The Hilton Honors American Express Business Card, U.S. Bank Business Platinum, Bank of America® Business Advantage Cash Rewards Mastercard® credit card, Bank of America® Business Advantage Travel Rewards World Mastercard® credit card, Bank of America® Platinum Plus® Mastercard® Business card, Delta SkyMiles® Platinum Business American Express Card, Delta SkyMiles® Reserve Business American Express Card, Marriott Bonvoy Business™ American Express® Card, U.S. Bank Business Cash Rewards World Elite™ Mastercard®, U.S. Bank Business Select Rewards Card, Spark Classic from Capital One, Capital One Spark Cash for Business, Capital One Spark Miles for Business, Capital One Spark Cash Select for Business, and Spark Miles Select from Capital One has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.


Business Benefits

What are the Benefits of Credit Cards for Small Business?

With increasing demand from businesses, credit cards have become the "it" product for small business financing. The use of credit cards topped the list of financing sources for small businesses, according to a 2008 survey by the National Small Business Association. Check out some benefits of credit cards for small business below.

  • Accessing a Cash Source: Cards provide an immediate, convenient source of cash. They can be used to pay vendors, order supplies and cover travel expenses.

  • Developing Business Credibility: Help establish a successful record and credit history until more capital is readily available.

    After you've taken the leap to open a small business, you need to maintain your business credibility by being financially responsible. Credit cards can help you do that by allowing you to pay periodic expenses on time without tarnishing your relationships with vendors.

  • Earning Rewards for Your Bottom Line: The perks of most cards can impact your business in a positive way. Today’s credit cards allow you to gain rewards (including cash back, airline miles, and discounts), which can help your business grow.

  • Building a Solid Credit History: Help establish a respectable credit history. One option for businesses is a card with a high spending limit that will allow you to carry a balance. With a balance, payments are more manageable when cash flow is not certain.

  • Record Keeping: Allows for better tracking of purchases. Credit card statements also allow you to monitor your records, employee spending, and any changes to the terms of your agreement.

  • Managing Tax Matters: Credit card statements help you sort your expenses come tax time, and they may also come in handy when a tax bill needs to be paid and your cash flow is dry. While it’s not advisable that you do so often, the Internal Revenue Service has begun accepting credit cards for tax payments.

  • Enjoying Increased Security: Many credit card companies protect the user against poor merchandise and undelivered service, giving the small business owner peace of mind about inventory purchases and new vendors.


Articles on Business

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How to Get a Business Credit Card

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Best Business Checking Account

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Best Payroll Companies for Small Business

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Business Checking Account Promotions

Business Checking Account Bonus

View list of the current top business checking deals and promotions. Earn cash bonuses for opening a new account.
Professional Email Address

Professional Email Address

Should you use gmail or a domain? Learn how to choose the best email address (even for common names or your business) and where to get one for free.
Burn Rate Calculator

Burn Rate Calculator

Business operating at a loss? Find out your company's burn rate with this calculator, plus steps you can take to turn it around.
Free Business Phone Number

Free Business Phone Number

A business phone number is great for appearing professional, but no one wants to spend more on phone bills. Here's how to get a business number for free.

About CreditDonkey
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

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