Chase vs Citibank

Chase is a national bank with good promotions for new customers. How does it compare to Citibank? Read our comparison chart below.

	Chase	Citibank


	SPECIAL OFFER Open a New Checking Account - Learn More Read Chase Review	SPECIAL OFFER Citigold Package - $1,500 Bonus - Learn More Read Citibank Review
	Benefits and Features
Savings	Chase Savings: $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account OR for owners under 18. $0 to open. Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account.	0.04% - 0.06% APY. No minimum deposit. $4.50 monthly fee unless you maintain an average monthly balance of $500.
CD	Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee.	0.05% - 0.45% APY. Terms ranging from 3 months to 5 years. Minimum opening deposit is $1,000 in CA, and NV, $2,500 in MD, DC, VA, and FL, $500 in all other markets.
Checking	Chase Total Checking: Basic checking account. $12 service fee waived with an average beginning day balance of $1,500 OR direct deposits of at least $500 each month. $0 minimum balance to open. Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open. Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open. Chase College Checking: No monthly service fee for college students age 17-24 at account opening with proof of student status, for up to 5 years. $0 to open. Chase Private Client Checking: For high net worth individuals who have $250,000 on deposit with Chase.
Money Market		A.k.a 'Savings Plus' Account. 0.01% - 0.10% APY. Minimum opening deposit $100.
Customer Service	24/7 by phone	24/7 Live Customer Service (Telephone)
ATMs	Over 16,000 Chase ATMs nationwide	2400 ATMs across the country. Citibank also works at all MoneyPass ATMs, which means access to over 60,000 no-fee ATMs.
IRA CD		Can convert an IRA to a regular CD account. 0.05% - 0.45% APY. Terms ranging from 3 months to 5 years. Minimum opening deposit is $1,000 in CA, and NV, $2,500 in MD, DC, VA, and FL, $500 in all other markets.
IRA Money Market		Can convert an IRA account to a regular Money Market account. 0.01% - 0.10% APY. Minimum opening deposit $100.
Locations	Nearly 4,900 branches	700 Citibank branches across 13 states (mostly in California and New York)
	CreditDonkey® Reviews

Savings
Checking
Customer Service
Mobile App
CD
Pros & Cons	Pros: Nearly 4,900 branches New customer promotions Full service banking Cons: Low interest rates Not in all states	Pros: Perks for high balance customers Many fee-free ATMs Global presence Cons: No free checking option Higher balance requirements Low savings APY
Bottom Line	National bank with good promotions for new customers... Read full review	Large national bank best for high balance customers... Read full review

	Open a New Checking Account Chase Premier Plus Checking℠ Chase Total Checking®	Citigold Package - $1,500 Bonus Citi Priority Package - $700 Bonus Citi Account Package - $400 Bonus
What Others View		HSBC
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Chase: Pricing information from published website as of 7/17/2019 Citibank: Pricing information from published website as of 05/28/2020.

Which is Better: Chase or Citibank?

Still need help deciding which bank is better? Read the in-depth reviews below. You may also be interested in comparing Chase or CIT Bank.

In short: Chase's checking is worth mentioning.

Articles on Chase

Chase Bank Review

Chase has new customer bonuses and a strong nationwide presence. But there are drawbacks. Read this review to see if Chase is a good bank for you.

Chase Open Account

Opening an account with Chase Bank is simple. Take a look at what you'll need and check out your account options in our guide.

Chase Business Checking

Chase Bank has three checking options for small businesses. So which one is right for you? Find out in our guide.

Chase Sapphire Banking

What is Chase Sapphire banking ? We explain the benefits, interest rate and how to qualify for the bonus in our review.

Chase Premier Plus Checking

Chase Premier Plus Checking currently has a coupon offer. But how does the minimum balance and fee waiver compare to accounts like the Total Checking? Read on to find out.

Chase Private Client Review

Chase Private Client offers premium relationship perks to those with $250,000 on deposit with Chase. It is worth it? Find out the benefits in this in-depth review.

Chase Savings Account

Chase Savings Account has a coupon for new customers. But how does it work? Read this review for the interest rate, fees, minimum balance and more.

Chase Total Checking Bonus

Need a new checking account? You can get $200 from Chase Bank for signing up for a Total Checking account with direct deposit. Here's how to do it.

Chase Promotions

Chase is currently offering cash bonuses for opening new banking and investment accounts. Get the latest Chase promotions and all the details here.

Chase Coupon

Chase Bank offers bonus cash for opening a new account. View this list to get the best Chase coupon and promotions.

Is Chase a Good Bank

Chase is known for their customer service and generous sign-up bonuses. But before you join, find out if they're safe to bank with.

Chase Business Checking Coupon

Find the latest Chase Business Checking account offers and promotions here.

How to Avoid Chase Monthly Service Fee

Chase Bank's monthly service fees can really add up if you're not keeping track. Here's how you can avoid each fee.

Chase Order Checks

Running low on your checks from Chase? Read this to learn how to reorder your checks.

Chase Routing Number

What is Chase Bank's routing number? It depends on the state. Find the right one for your Chase account with our guide.

Chase Sapphire Checking Promotion

Is Chase Sapphire banking bonus worth it? Get the requirements and see how to qualify.

Chase Total Business Checking

What is Chase Total Business checking account? Is there a fee? Read this review for the pros and cons.

Chase You Invest Review

Chase You Invest App has a bonus promotion, low fees and mutual funds trading. But is it good for beginners? Read this review for the pros and cons.

Chase Student Account

Chase College Checking account has no monthly service fee for students. But is there a catch? Read on to learn the details and see if it's right for you.

Articles on Citibank

Citibank Review

Citibank offers credit cards and banking services. But service fees and balance requirements are on the high side. Is it the right bank for you? Read this review to find out.

Citibank vs HSBC

Citibank Routing Number

Looking to transfer money in or out of your Citibank checking or savings account? You'll need the right routing number. Find your Citibank routing number and learn about money transfers below.