June 17, 2019

Chase Premier Plus Checking Review

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Chase Premier Plus Checking currently has a coupon offer. But how does the minimum balance and fee waiver compare to accounts like the Total Checking? Read on to find out.

What is Chase Premier Plus Checking?
Premier Plus Checking account is Chase Bank's mid-level checking account. Just like other Chase accounts, it offers access to all of the bank's physical locations, ATMs, and customer service phone line.

Keep reading to learn about The Premier Plus Checking's benefits.

Chase Premier Plus Checking Coupon

    Chase

    Chase Premier Plus Checking℠

    • Enjoy $300 as a new Chase checking customer, when you open a Chase Premier Plus Checking℠ account and set up direct deposit.
    • Enjoy $300, more benefits, and earn interest on your new Chase checking account.
    • The $25 Monthly Service Fee is waived when you keep an average beginning day balance of $15,000 or more in any combination of this account and linked qualifying Chase checking, savings and other balances.
    • No Chase fee on first four non-Chase ATM transactions per statement period.
    • Earn interest on your checking account balance.
    • Access to 16,000 Chase ATMs and nearly 4,900 branches
    • Open your account online now.
    • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.

Account Features

As with other Chase checking accounts, the Premier Plus Checking comes with a debit card. Some of its specific features include:

  • Waived monthly fees for two additional Chase checking accounts and any savings accounts. Note: This excludes Chase Sapphire Checking and both Chase Private Client Checking and Savings accounts. Read our full review of the Chase Bank savings account to learn more.

  • Waived fees for Chase Liquid cards.

  • Free Chase checks.

  • No Chase fee on your first four transactions at a non-Chase ATM per statement period.

  • Free rent of a 3 inch by 5 inch safety deposit box.

  • No fees for counter checks, cashier's checks, and money orders.

Who should Open a Chase Premier Plus Checking account?
This account is worth considering if you:
  • Have a Chase mortgage on which you make monthly payments.
  • Have a balance of $15,000 or more

If none of those requirements applies to you, opening a Premier Plus Checking account will cost you $25 a month for just one account. That's a steep price, especially when compared to checking accounts from other major banks.

Fees and How to Get it Waived

The Premier Plus Checking account charges a $25 monthly service fee. You can waive this fee in one of two ways:

  • By maintaining an average daily balance of $15,000 or more in just your Premier Plus Checking account or spread out amongst all of your Chase accounts.

  • By linking a monthly Chase mortgage that withdraws payments automatically from the account.

How to Open a Premier Plus Checking Account

You can open a Chase bank account either in-person at a Chase location or online—just make sure to have the necessary documentation.

Follow these steps:

  1. Gather your Social Security and driver's license or state ID information. If going into the bank, you need to bring each item.

  2. Fill out the application with your name, date of birth, identification information, address, and contact information.

  3. Choose the Premier Plus Checking account.

  4. Make your initial monetary deposit into the account.

You will receive your debit card in the mail, though you can request a temporary card if you opened your account in person.

    Chase

    Chase Premier Plus Checking℠

    • Enjoy $300 as a new Chase checking customer, when you open a Chase Premier Plus Checking℠ account and set up direct deposit.
    • Enjoy $300, more benefits, and earn interest on your new Chase checking account.
    • The $25 Monthly Service Fee is waived when you keep an average beginning day balance of $15,000 or more in any combination of this account and linked qualifying Chase checking, savings and other balances.
    • No Chase fee on first four non-Chase ATM transactions per statement period.
    • Earn interest on your checking account balance.
    • Access to 16,000 Chase ATMs and nearly 4,900 branches
    • Open your account online now.
    • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.

How it Compares

© CreditDonkey

Premier Plus Checking Vs Total Checking

For a checking account with a lower monthly fee, consider Chase Total Checking. The more basic option has a $12 monthly service fee or $0 with one of the following each monthly statement period:

  • Direct deposit totaling $500 or more made to this account
  • OR a balance at the beginning of each day of $1,500 or more in this account
  • OR an average beginning day balance of $5,000 or more in any combination of this account and linked qualifying deposit/investments

    Chase

    Chase Total Checking®

    • Enjoy a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit
    • Access to 16,000 Chase ATMs and nearly 4,900 branches
    • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
    • Open your account online now.
    • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.

Other Chase Checking Account Promotions You Should Consider

    Chase

    Chase Sapphire℠ Checking

    • Enjoy a $1,000 welcome bonus when you join Sapphire℠ Banking. Within 45 days, transfer a total of $75,000 or more in qualifying new money or securities to a combination of eligible personal checking, savings and/or investment accounts, (excludes any J.P. Morgan retirement accounts and CDs) and maintain that balance for 90 days.
    • Enjoy a new kind of banking experience
    • No ATM fees worldwide - down the street or around the globe
    • Perks that add up - relationship rates, special access and help when you need it
    • Open online
    • Email my upgrade code
    • Available in: AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KY, LA, MA, MD, MI, MS, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, TN, TX, UT, VA, WA, WI, WV
    Chase

    Chase Total Business Checking®

    • Get $200 as a new Chase business checking customer, when you open a Chase Total Business Checking® account with qualifying activities
    • Access to 16,000 ATMs and nearly 4,900 Chase branches
    • Chase has business specialists at your local branch to help with your business needs
    • Account Alerts are a great way to stay on top of your account's activity and enhance security
    • Unlimited electronic deposits at no charge, including Chase QuickDeposit℠, ACH and ATM
    Chase

    Chase Total Checking® + Chase Savings℠

    • Enjoy up to $350 when you open a new Chase Total Checking® account with Direct Deposit and/or open a new Chase Savings℠ account, deposit $10,000 or more in new money and maintain a $10,000 balance for 90 days
    • Enjoy a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit
    • Enjoy a $150 bonus when you open a new Chase Savings℠ account, deposit a total of $10,000 or more in new money within 20 days, and maintain a $10,000 balance for 90 days
    • Access to 16,000 Chase ATMs and nearly 4,900 branches
    • Open your account online now.
    • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
    • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
    Chase

    Chase College Checking℠

    • Get $100 as a new Chase checking customer when you open a Chase College Checking℠ account and complete 10 qualifying transactions within 60 days of account opening.
    • Access to 16,000 Chase ATMs and nearly 4,900 branches
    • No Monthly Service Fee for up to 5 years if you're a student between the ages of 17-24 at account opening with proof of student status.
    • Deposit checks from virtually anywhere, anytime, just by taking a photo with the Chase Mobile® app.
    • Send and receive money in moments using Chase QuickPay® with Zelle®

Other Checking Offers

    HSBC

    HSBC Advance Checking - Up to $350 Cash Back

      Get up to $350 with a 2% Cash Back Checking Offer when you open a new HSBC Advance checking account and complete the following qualifying activities.
    • Open your new HSBC Advance checking account by March 1, 2020; and
    • Set up Qualifying Direct Deposits into your new HSBC Advance checking account; and then
    • Enjoy 2% Cash Back on Qualifying Direct Deposits into your new HSBC Advance checking account, up to $30 per month, during the first 12 calendar months after account opening — up to $350
    • You will automatically receive the 2% Cash Back in your new HSBC Advance checking account approximately eight weeks after completing that month's qualifying activities.
    • Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
    Expires 3/1/2020
    Discover

    Online Checking Account - Earn Cash Back

    • 1% cash back on up to $3,000 in debit card purchases each month
    • No fees
    • Access to over 60,000 no-fee ATMs in the U.S.
    Huntington

    Asterisk-Free Checking Account - $150 Bonus

    Open a Huntington Asterisk-Free Checking account online. Make total deposits of at least $1,000 within 60 days of account opening. Your bonus of $150 will be deposited in your Asterisk-Free checking account after all requirements are met and your account is open for 90 days. This offer is available to applicants residing in Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania, and West Virginia.

Bottom line

Premier Plus Checking account offers a variety of perks. But you'll pay a $25 monthly fee unless you meet certain criteria.

Disclaimer: Opinions expressed here are author's alone. Please support CreditDonkey on our mission to help you make savvy decisions. Our free online service is made possible through financial relationships with some of the products and services mentioned on this site. We may receive compensation if you shop through links in our content.

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