June 17, 2019

Chase Premier Plus Checking Review

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Chase Premier Plus Checking currently has a coupon offer. But how does the minimum balance and fee waiver compare? Read on to find out.

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Note: The information for the Chase Premier Plus Checking has been collected independently by CreditDonkey. The details on this page have not been reviewed or provided by the bank.

What is Chase Premier Plus Checking?
Premier Plus Checking account is Chase Bank's mid-level checking account. Just like other Chase accounts, it offers access to all of the bank's physical locations, ATMs, and customer service phone line.

Keep reading to learn about The Premier Plus Checking's benefits.

Chase Premier Plus Checking Coupon

Account Features

As with other Chase checking accounts, the Premier Plus Checking comes with a debit card. Some of its specific features include:

  • Waived monthly fees for two additional Chase checking accounts and any savings accounts. Note: This excludes Chase Sapphire Checking and both Chase Private Client Checking and Savings accounts. Read our full review of the Chase Bank savings account to learn more.

  • Waived fees for Chase Liquid cards.

  • Free Chase checks.

  • No Chase fee on your first four transactions at a non-Chase ATM per statement period.

  • Free rent of a 3 inch by 5 inch safety deposit box.

  • No fees for counter checks, cashier's checks, and money orders.

Who should Open a Chase Premier Plus Checking account?
This account is worth considering if you:
  • Have a Chase mortgage on which you make monthly payments.
  • Have a balance of $15,000 or more

If none of those requirements applies to you, opening a Premier Plus Checking account will cost you $25 a month for just one account. That's a steep price, especially when compared to checking accounts from other major banks.

Fees and How to Get it Waived

The Premier Plus Checking account charges a $25 monthly service fee. You can waive this fee in one of two ways:

  • By maintaining an average daily balance of $15,000 or more in just your Premier Plus Checking account or spread out amongst all of your Chase accounts.

  • By linking a monthly Chase mortgage that withdraws payments automatically from the account.

How to Open a Premier Plus Checking Account

You can open a Chase bank account either in-person at a Chase location or online—just make sure to have the necessary documentation.

Follow these steps:

  1. Gather your Social Security and driver's license or state ID information. If going into the bank, you need to bring each item.

  2. Fill out the application with your name, date of birth, identification information, address, and contact information.

  3. Choose the Premier Plus Checking account.

  4. Make your initial monetary deposit into the account.

You will receive your debit card in the mail, though you can request a temporary card if you opened your account in person.

How it Compares

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Premier Plus Checking Vs Total Checking

For a checking account with a lower monthly fee, consider Chase Total Checking®. The more basic option has a $12 monthly service fee or $0 with one of the following each monthly statement period:

  • Direct deposit totaling $500 or more made to this account
  • OR a balance at the beginning of each day of $1,500 or more in this account
  • OR an average beginning day balance of $5,000 or more in any combination of this account and linked qualifying deposit/investments

Other Checking Offers

Bottom line

Premier Plus Checking account offers a variety of perks. But you'll pay a $25 monthly fee unless you meet certain criteria..

Chase
Member FDIC

Chase Total Checking® - $200 Bonus

Expires 1/24/2024
  • New Chase checking customers enjoy a $200 bonus when you open a Chase Total Checking® account with qualifying activities
  • Access to more than 15,000 Chase ATMs and more than 4,700 branches
  • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
  • JPMorgan Chase Bank, N.A. Member FDIC
  • Open your account online now
  • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
  • Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
Bank of America
Member FDIC

Bank of America Business Advantage Checking Account - $200 Bonus Offer

Expires 12/31/2023
Earn a cash bonus in three steps:
  1. Open a new eligible business checking account by December 31, 2023
  2. Make Qualifying Deposits* of $5,000 or more in new money within 30 days of opening the new eligible business checking account
  3. Maintain an average balance of $5,000 for the next 60 days (day 31-90) during the maintenance period**
*Qualifying Deposits are deposits of new money, which is money not currently or previously held in any account at Bank of America or Merrill
**The maintenance period begins thirty-one (31) days after account opening and ends ninety (90) calendar days after account opening.
Member FDIC
Citibank

Citi Priority - Earn up to $2,000 Cash Bonus

Expires 1/9/2024
  • Earn up to $2,000 when you open a new eligible Citi checking account and enroll in the offer the same day
  • New to Relationship customers can choose their Relationship Tier.
  • Within 20 days of opening, deposit the minimum amount of new-to-Citibank funds.
  • Maintain a minimum balance for 60 consecutive calendar days from the 21st day.
  • If your balance falls to a lower Balance Level at any point during the maintenance period, the bonus changes.
  • Bonus will be paid within 30 days after you successfully complete all required activities.
  • Restrictions apply.
TD Bank
Member FDIC

TD Beyond Checking - $300 Cash Bonus

  • New customers who apply online for a TD Beyond Checking account can earn a $300 cash bonus after receiving direct deposits of $2,500 or more within 60 days. To qualify for this offer, you must be a U.S. resident and apply for the offer online. Offer is available in these states: CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
  • Three ways to go monthly maintenance fee-free: Monthly Maintenance fee waived when you set up direct deposits of $5,000 or more within a statement cycle, maintain a $2,500 minimum daily balance, or have a $25,000 combined balance across eligible TD accounts.
  • ATM perks: TD fees waived at any ATM and non-TD fees reimbursed when you keep at least a $2,500 daily balance
  • A little extra time. A lot of extra relief: Avoid fees with Grace Period, which gives you until 11 PM ET the next business day to fix an overdraft. Make sure your available balance is at least $0 by depositing enough to cover the overdrawn balance plus any additional transactions and TD will refund the overdraft fee to your checking account.
  • Fast and secure payments: TD Bank debit cards are backed by the Zero Liability guarantee and 24/7 fraud monitoring
  • Convenient locations with the longest hours around: We have over 1,100 locations from Maine to Florida that's open early, late, and weekends.
  • Get reimbursed for fees including two overdraft fees per year, all Rush Bill Payments, and one outgoing wire per statement cycle (domestic or international).
  • Additional TD Bank checking account perks worth talking about: Get 24/7 access to all your TD accounts with Online & Mobile Banking, plus Bill Pay, Send
  • Money with Zelle®, Mobile Deposit and Online Statements.
Discover Bank
Member FDIC

Discover Online Savings - $200 Cash Bonus

Expires 12/14/2023

To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account, online, in the Discover App or by phone. Enter Offer Code CY923 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200.

What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is interest and subject to reporting on Form 1099-INT. Offer ends 12/14/2023, 11:59 PM ET. Offer may be modified or withdrawn without notice. See advertiser website for full details.

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Note: This website is made possible through financial relationships with some of the products and services mentioned on this site. We may receive compensation if you shop through links in our content. You do not have to use our links, but you help support CreditDonkey if you do.

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Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

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