Chase Premier Plus Checking Review
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Note: The information for the Chase Premier Plus Checking has been collected independently by CreditDonkey. The details on this page have not been reviewed or provided by the bank.
What is Chase Premier Plus Checking?
Premier Plus Checking account is Chase Bank's mid-level checking account. Just like other Chase accounts, it offers access to all of the bank's physical locations, ATMs, and customer service phone line.
Keep reading to learn about The Premier Plus Checking's benefits.
Chase Premier Plus Checking Coupon
Account Features
As with other Chase checking accounts, the Premier Plus Checking comes with a debit card. Some of its specific features include:
- Waived monthly fees for two additional Chase checking accounts and any savings accounts. Note: This excludes Chase Sapphire Checking and both Chase Private Client Checking and Savings accounts. Read our full review of the Chase Bank savings account to learn more.
- Waived fees for Chase Liquid cards.
- Free Chase checks.
- No Chase fee on your first four transactions at a non-Chase ATM per statement period.
- Free rent of a 3 inch by 5 inch safety deposit box.
- No fees for counter checks, cashier's checks, and money orders.
This account is worth considering if you:
- Have a Chase mortgage on which you make monthly payments.
- Have a balance of $15,000 or more
If none of those requirements applies to you, opening a Premier Plus Checking account will cost you $25 a month for just one account. That's a steep price, especially when compared to checking accounts from other major banks.
Fees and How to Get it Waived
The Premier Plus Checking account charges a $25 monthly service fee. You can waive this fee in one of two ways:
- By maintaining an average daily balance of $15,000 or more in just your Premier Plus Checking account or spread out amongst all of your Chase accounts.
- By linking a monthly Chase mortgage that withdraws payments automatically from the account.
How to Open a Premier Plus Checking Account
You can open a Chase bank account either in-person at a Chase location or online—just make sure to have the necessary documentation.
Follow these steps:
- Gather your Social Security and driver's license or state ID information. If going into the bank, you need to bring each item.
- Fill out the application with your name, date of birth, identification information, address, and contact information.
- Choose the Premier Plus Checking account.
- Make your initial monetary deposit into the account.
You will receive your debit card in the mail, though you can request a temporary card if you opened your account in person.
How it Compares
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Premier Plus Checking Vs Total Checking
For a checking account with a lower monthly fee, consider Chase Total Checking®. The more basic option has a $12 monthly service fee or $0 with one of the following each monthly statement period:
- Direct deposit totaling $500 or more made to this account
- OR a balance at the beginning of each day of $1,500 or more in this account
- OR an average beginning day balance of $5,000 or more in any combination of this account and linked qualifying deposit/investments
Chase Total Checking® - $225 Bonus
- New Chase customers enjoy a $225 bonus when you open a new Chase Total Checking® account and set up direct deposit
- Access to 16,000 Chase ATMs and more than 4,700 branches
- Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
- Open your account online now
- Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
Other Checking Offers
CIT Bank Savings Connect - 0.50% APY
- Earn a competitive high yield savings rate with access and convenience features of an eChecking account.
- Earn up to 0.50% APY on Savings Connect and 0.25% APY on eChecking.
- Savings Connect is a tiered interest rate account dependent on the account holder opening a linked qualifying eChecking concurrently and makes periodic qualifying deposits.
- Base Tier: (0.42% APY, 0.399% Interest Rate) A minimum qualifying deposit of $200 is not deposited each month into the linked eChecking or the eChecking account is closed.
- Upper Tier: (0.50% APY, 0.499% Interest Rate) A qualifying deposit of $200 or more is deposited into the linked eChecking account each month.
- APY assumes a qualifying deposit of $200 or more is made to the linked eChecking account each month.
- Minimum of $100 for both the Savings Connect and eChecking to open ($200 total).
HSBC Premier Checking - $450 Welcome Deposit
- Get a $450 Welcome Deposit for eligible new customers who open a new HSBC Premier checking account and complete the following qualifying activities.
- Open your new HSBC Premier checking account online by August 31, 2021; and
- Make recurring monthly Qualifying Direct Deposits totaling at least $5,000 from a third party to your HSBC Premier checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening.
- You will automatically receive the $450 Welcome Deposit in your new HSBC Premier checking account approximately eight weeks after completing all qualifying activities. It's that simple.
- Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
Acorns Spend: $75 Bonus
- Setup Acorns Spend as your direct deposit method with your employer
- Receive 2 direct deposits of at least $250 / deposit
- $75 bonus will be deposited into your Acorns account within 45 days
Bottom line
Premier Plus Checking account offers a variety of perks. But you'll pay a $25 monthly fee unless you meet certain criteria..
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