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Acorns Early vs Chase

Acorns Early is a good banking app with fun educational content. How does it compare to Chase? Read our comparison chart below.

Acorns Early is a financial learning app for ages 6-18. It lets kids spend with a debit card, set savings goals, get paid for chores, and more. The app evolves with kids to suit their needs at different ages. Plans start from $5/mo per child.

While Chase is one of the biggest banks in the nation with more than 4,700 branches and over 15,000 ATMs. They offer a variety of banking, loans and investing services.

Compare Acorns Early with Chase, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 Acorns EarlyChase
Member FDIC
 Visit SiteVisit Site
 

Acorns Early

Chase

SPECIAL OFFER
Acorns Early Kids' Debit Card - Learn More

Read Acorns Early Review

SPECIAL OFFER
Chase Bank $300 Bonus - Learn More

Read Chase Review

 

Benefits and Features

SavingsCreate savings goals; No APY (parent-paid interest only)
  • Chase Savings: 0.01% APY. $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account, OR a linked Chase College Checking for Overdraft Protection, OR a linked qualifying Chase checking account, OR for owners under 18. $0 to open.
  • Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account.
CD Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee.
CheckingDebit card up to 4 kids (Family Plan); 1 debit card (Individual Child)
  • Chase Total Checking®
  • Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open.
  • Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open.
  • Chase College Checking: No monthly service fee for college students age 17-24 at account opening with proof of student status, for up to 5 years. $0 to open.
  • Chase Private Client Checking℠: For high net worth individuals who have $250,000 on deposit with Chase.
Kids Debit Card
Check
 
Mobile App
iOS & Android
iOS & Android
ATMsNo fee for either domestic (US) or international ATM use. ATM owners may charge a fee.
15,000+ Chase ATMs
 

CreditDonkey® Reviews

 Acorns EarlyChase
SavingsStarStarEmpty StarEmpty StarEmpty StarStarStarEmpty StarEmpty StarEmpty Star
Minimum DepositStarStarStarStarStar
CheckingStarStarStarHalf StarEmpty StarStarStarStarStarEmpty Star
PriceStarStarHalf StarEmpty StarEmpty Star
Mobile AppStarStarStarStarEmpty StarStarStarStarStarStar
Customer ServiceStarStarStarHalf StarEmpty StarStarStarStarStarEmpty Star
Ease of UseStarStarStarStarStar
EducationStarStarStarStarStar
CDStarStarStarEmpty StarEmpty Star
Pros & ConsPros:
  • App evolves with your child
  • Flexible parental controls
  • Game-like educational tools
Cons:
  • Accounts don't earn interest
  • Can't cancel through the app
Pros:
  • More than 4,700 branches
  • New customer coupons
  • Full service banking
Cons:
  • Low savings rates
  • Not in all states
Bottom LineGood banking app with fun educational content... Read full reviewNational bank with good promotions for new customers... Read full review
 Visit SiteVisit Site

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Acorns Early: Pricing information from published website as of 11/30/2024.

Chase: Pricing information and data points from published website as of 01/30/2025.

Acorns Early Kids' Debit Card

Acorns Early Kids' Debit Card

  • Real-time spend notifications.
  • Block and unblock cards easily.
  • Teach financial independence safely.
Acorns Early card is issued by Community Federal Savings Bank, member FDIC
Acorns Early Debit Card for Kids and Teens

Acorns Early Debit Card for Kids and Teens

  • For kids ages 6-18
  • Customize chores and allowance
  • Set spending controls and limits
  • $5/mo per child
Acorns Early card is issued by Community Federal Savings Bank, member FDIC
Acorns Early Debit Card for Kids 6-18

Acorns Early Debit Card for Kids 6-18

  • Over 2 million members
  • Customize chores and allowance
  • Full parental controls - monitor transactions, set spending limits, block unsafe merchants
  • Teach kids financial responsibility safely
  • 30 days free; then $5/mo per child
Acorns Early card is issued by Community Federal Savings Bank, member FDIC
Chase
Member FDIC

Chase Total Checking® - $300 Bonus

Expires 4/16/2025
  • New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities
  • With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs.
  • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
  • JPMorgan Chase Bank, N.A. Member FDIC
  • Open your account online now
  • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
  • Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
Chase
Member FDIC

Chase Secure Banking℠ - $100 Bonus

Expires 4/16/2025
  • New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
  • Set up direct deposit and you may get your money up to two business days early-exclusively for Chase Secure Banking℠ customers.
  • No minimum deposit to open an account and get started plus no overdraft fees with a Chase debit card that helps you stay within your balance.
  • No need to worry about overdraft fees - Chase Secure Banking℠ allows you to spend only the money you have available.
  • Chase Secure Banking℠ customers told us they save an average of more than $40 per month on fees after opening their account.
  • Pay bills, cash checks and send or receive money with Zelle® with a Chase Secure Banking℠ account.
  • Bank from anywhere with access to more than 15,000 Chase ATMs, more than 4,700 Chase branches, the Chase Mobile® app and Chase.com.
  • JPMorgan Chase Bank, N.A. Member FDIC.
Chase Business Complete Banking® - Up to $500 Bonus
Member FDIC

Chase Business Complete Banking® - Up to $500 Bonus

Expires 4/17/2025
  • Earn up to $500 when you open a new Chase Business Complete Checking® account. For new Chase business checking customers with qualifying activities.
  • Multiple ways to waive the $15 Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card.
  • Full-service business banking. Convenient access to all your business banking services in one place -- lending, checking, credit card and payment solutions.
  • Your choice of payment types. Choose from a full range of options for accepting payments and making deposits that include Zelle®, Online Bill Pay, wire transfers and ACH payments.
  • Convenient access to payment processing. Process all major debit and credit cards with QuickAccept®. It's a built-in feature with your Business Complete Checking account.
  • Get support you can rely on. Get access to our customer support team, plus a wide array of solutions that carter to every stage of your business
  • Full-featured banking online and on-the-go. Manage your business' finances on your terms with the latest online and mobile banking technology.
  • Associate Debit and Employee Deposit Cards available upon request

Which is Better: Acorns Early or Chase?

In short: Chase's mobile app is impressive.


Articles on Acorns Early

GoHenry Review

Acorns Early offers kids a debit card and fun money lessons. But is it worth the monthly fee? Find out the pros, cons, and whether it's safe for your child.

Acorns Early (formerly GoHenry) vs Greenlight

Acorns Early vs Greenlight: Which is the best debit card for kids? Find out the pros, cons, and differences between Acorns Early and Greenlight.

How Much Does Acorns Early (formerly GoHenry) Cost

Is Acorns Early worth the monthly fee? Find out if Acorns Early is a good debit card for kids. Plus, check out the best free Acorns Early alternatives.

Is Acorns Early (formerly GoHenry) Legit and Safe

Acorns Early (formerly GoHenry) offers financial education in a banking app and debit card for children. But is it safe and secure?

Articles on Chase

Is Chase a Good Bank

Chase has new customer bonuses and a strong nationwide presence. But there are drawbacks. Read this review to see if Chase is a good bank for you.

Chase Bank Open Account

Opening an account with Chase Bank is simple. Take a look at what you'll need and check out your account options in our guide.

Chase Business Checking Bonus

Chase Business Complete Banking offers up to a $500 bonus for new customers with qualifying activities. Find out how to get this limited business checking promotion.

Chase Business Complete Banking Review

Is Chase Business Complete Banking the right choice for you? Here are the benefits and fees you need to know.

How to Open a Chase Business Bank Account

Opening a Chase business banking account is easy. Check out what you'll need and your business checking options in this guide.

Chase Routing Number

What is Chase Bank's routing number? It depends on the state. Find the correct routing number for your Chase account (even without a check).

Does Chase Have a High Yield Savings

Curious if Chase offers a high-yield savings account? Read on to find out.

Chase Savings Account Interest Rate

Looking to open a savings account with Chase? Check out the current rates being offered.

Chase CD Rates

Are Chase CD rates any good? You might find better options elsewhere. Find out more.

Which Do You Think is Best?





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