Acorns Early vs Chase
Acorns Early is a good banking app with fun educational content. How does it compare to Chase? Read our comparison chart below.
Acorns Early is a financial learning app for ages 6-18. It lets kids spend with a debit card, set savings goals, get paid for chores, and more. The app evolves with kids to suit their needs at different ages. Plans start from $5/mo per child.
While Chase is one of the biggest banks in the nation with more than 4,700 branches and over 15,000 ATMs. They offer a variety of banking, loans and investing services.
Compare Acorns Early with Chase, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.
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Acorns Early | Chase | |
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Acorns Early Kids' Debit Card - | Chase Bank $300 Bonus - | |
Benefits and Features | ||
Savings | Create savings goals; No APY (parent-paid interest only) |
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CD | Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee. | |
Checking | Debit card up to 4 kids (Family Plan); 1 debit card (Individual Child) |
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Kids Debit Card | ![]() | |
Mobile App | ||
ATMs | No fee for either domestic (US) or international ATM use. ATM owners may charge a fee. | |
CreditDonkey® Reviews | ||
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Mobile App | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
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Education | ![]() ![]() ![]() ![]() ![]() | |
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Pros & Cons | Pros:
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Bottom Line | Good banking app with fun educational content... | National bank with good promotions for new customers... |
Visit Site | Visit Site | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Acorns Early: Pricing information from published website as of 11/30/2024. Chase: Pricing information and data points from published website as of 01/30/2025. |
Acorns Early Kids' Debit Card
- Real-time spend notifications.
- Block and unblock cards easily.
- Teach financial independence safely.
Acorns Early Debit Card for Kids and Teens
- For kids ages 6-18
- Customize chores and allowance
- Set spending controls and limits
- $5/mo per child
Acorns Early Debit Card for Kids 6-18
- Over 2 million members
- Customize chores and allowance
- Full parental controls - monitor transactions, set spending limits, block unsafe merchants
- Teach kids financial responsibility safely
- 30 days free; then $5/mo per child
Chase Total Checking® - $300 Bonus
- New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities
- With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs.
- Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
- JPMorgan Chase Bank, N.A. Member FDIC
- Open your account online now
- Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
- Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
Chase Secure Banking℠ - $100 Bonus
- New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
- Set up direct deposit and you may get your money up to two business days early-exclusively for Chase Secure Banking℠ customers.
- No minimum deposit to open an account and get started plus no overdraft fees with a Chase debit card that helps you stay within your balance.
- No need to worry about overdraft fees - Chase Secure Banking℠ allows you to spend only the money you have available.
- Chase Secure Banking℠ customers told us they save an average of more than $40 per month on fees after opening their account.
- Pay bills, cash checks and send or receive money with Zelle® with a Chase Secure Banking℠ account.
- Bank from anywhere with access to more than 15,000 Chase ATMs, more than 4,700 Chase branches, the Chase Mobile® app and Chase.com.
- JPMorgan Chase Bank, N.A. Member FDIC.
Chase Business Complete Banking® - Up to $500 Bonus
- Earn up to $500 when you open a new Chase Business Complete Checking® account. For new Chase business checking customers with qualifying activities.
- Multiple ways to waive the $15 Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card.
- Full-service business banking. Convenient access to all your business banking services in one place -- lending, checking, credit card and payment solutions.
- Your choice of payment types. Choose from a full range of options for accepting payments and making deposits that include Zelle®, Online Bill Pay, wire transfers and ACH payments.
- Convenient access to payment processing. Process all major debit and credit cards with QuickAccept®. It's a built-in feature with your Business Complete Checking account.
- Get support you can rely on. Get access to our customer support team, plus a wide array of solutions that carter to every stage of your business
- Full-featured banking online and on-the-go. Manage your business' finances on your terms with the latest online and mobile banking technology.
- Associate Debit and Employee Deposit Cards available upon request
Which is Better: Acorns Early or Chase?
In short: Chase's mobile app is impressive.