Chase vs TD Bank
Chase is a national bank with good promotions for new customers. How does it compare to TD Bank? Read our comparison chart below.
![]() | ![]() | |
![]() | ![]() | |
Chase | TD Bank | |
---|---|---|
Chase Bank $200 Bonus - | TD $300 Beyond Checking Bonus - | |
Benefits and Features | ||
Savings | Chase Savings: $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account OR for owners under 18. $0 to open. Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account. | 0.05% APY. No minimum deposit. $5.00 monthly fee waived if 1) minimum $300 balance or 2) waived for the first 12 months if with recurring transfer of $25 or more from a TD Bank account or if you're under 18 or 62 and older. |
CD | Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee. | 0.05% APY (up to 0.10% for Rate Bump APY). Terms of 3 months to 5 years. Minimum deposit of $250. Allows one penalty-free withdrawal (depending on account). |
Checking | Chase Total Checking: Basic checking account. $12 service fee waived with an average beginning day balance of $1,500 OR direct deposits of at least $500 each month. $0 minimum balance to open. Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open. Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open. Chase College Checking: No monthly service fee for college students age 17-24 at account opening with proof of student status, for up to 5 years. $0 to open. Chase Private Client Checking: For high net worth individuals who have $250,000 on deposit with Chase. | |
Money Market | 0.01% - 0.10% APY (up to 0.15% for Rate Bump APY) for amounts up to $250,000. No minimum deposit. $11 or $12 monthly maintenance fee waived if 1) minimum $2000 balance or 2) over 62 years old. | |
Customer Service | 24/7 Live Customer Service (Telephone) | |
ATMs | Approximately 1,300 ATMs throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida | |
IRA CD | 0.05% APY (up to 0.10% for Rate Bump APY). Terms of 3 months to 5 years. Minimum deposit of $250. Additional contributions and penalty-free withdrawal available (depending on account). | |
Locations | 1300 locations along the east coast. | |
CreditDonkey® Reviews | ||
![]() | ![]() | |
Savings | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Checking | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Customer Service | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Mobile App | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
CD | ![]() ![]() ![]() ![]() ![]() | |
Money Market | ![]() ![]() ![]() ![]() ![]() | |
Pros & Cons | Pros:
| Pros:
|
Bottom Line | National bank with good promotions for new customers... | East Coast bank with relatively low minimum balance requirements... |
![]() | ![]() | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Chase: Pricing information and data points from published website as of 12/17/2020 TD Bank: Pricing information from published website as of 01/08/2020 based on 08034 zip code. |
Which is Better: Chase or TD Bank?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Chase or CIT Bank.
In short: TD Bank's customer service is outstanding.
Articles on Chase
Chase Bank Reviews
Open Chase Bank Account
Chase Savings Account
Chase Total Checking $200 Bonus
Chase Business Checking Coupon
You Invest
Chase Private Client Benefits
Chase Routing Number
Chase Premier Plus Checking
Chase Checking Account Bonus
Chase Promotions
Chase Coupon
Is Chase a Good Bank
How to Avoid Chase Monthly Service Fee
Chase Check Order
Chase Total Business Checking
Chase Student Account
Chase Sapphire Checking Promotion
Articles on TD Bank
TD Bank Review
Open TD Account
TD Routing Number
Which Do You Think is Best?
You Might Also Like
Best National Bank
How Do Banks Work
Which is the Best Bank for a Small Business?
Find Your Routing Number on a Check
Compare Chase to:
You might also be interested in
Related: Bank Reviews & Deals
