Chase vs TD Bank

Chase is a national bank with good promotions for new customers. How does it compare to TD Bank? Read our comparison chart below.

Chase is one of the biggest banks in the nation with more than 4,700 branches and over 16,000 ATMs. They offer a variety of banking, loans and investing services.

While TD Bank has 1,300 locations on the East Coast. Known as "America's most convenient bank," it offers extended banking hours and 24/7 customer service by phone. Monthly service fees can be waived with somewhat low minimum balance requirements.

Compare Chase with TD Bank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Chase	TD Bank


	SPECIAL OFFER Chase Bank $225 Bonus - Learn More Read Chase Review	SPECIAL OFFER TD $300 Beyond Checking Bonus - Learn More Read TD Bank Review
	Benefits and Features
Savings	Chase Savings: $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account OR for owners under 18. $0 to open. Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account.	0.05% APY. No minimum deposit. $5.00 monthly fee waived if 1) minimum $300 balance or 2) waived for the first 12 months if with recurring transfer of $25 or more from a TD Bank account or if you're under 18 or 62 and older.
CD	Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee.	0.05% APY (up to 0.05% for Rate Bump APY). Terms of 3 months to 5 years. Minimum deposit of $250. Allows one penalty-free withdrawal (depending on account).
Checking	Chase Total Checking® Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open. Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open. Chase College Checking: No monthly service fee for college students age 17-24 at account opening with proof of student status, for up to 5 years. $0 to open. Chase Private Client Checking: For high net worth individuals who have $250,000 on deposit with Chase.	TD Simple Checking℠, TD Beyond Checking, TD Convenience Checking℠
Money Market		0.01% - 0.02% APY (up to 0.03% for Rate Bump APY) for amounts up to $250,000. No minimum deposit. $11 or $12 monthly maintenance fee waived if 1) minimum $2000 balance or 2) over 62 years old.
Customer Service		24/7 Live Customer Service (Telephone)
ATMs	16,000 Chase ATMs	Approximately 1,300 ATMs throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida
IRA CD		0.05% APY (up to 0.05% for Rate Bump APY). Terms of 3 months to 5 years. Minimum deposit of $250. Additional contributions and penalty-free withdrawal available (depending on account).
Locations	Over 4,700	1300 locations along the east coast.
	CreditDonkey® Reviews

Savings
Checking
Customer Service
Mobile App
CD
Money Market
Pros & Cons	Pros: More than 4,700 branches New customer coupons Full service banking Cons: Low interest rates Not in all states	Pros: Extended banking hours Low requirements to waive monthly fees No foreign transaction fees Cons: No free checking Low APY Only on East Coast
Bottom Line	National bank with good promotions for new customers... Read full review	East Coast bank with relatively low minimum balance requirements... Read full review

	Chase Bank $225 Bonus Chase Business $300 Bonus Chase Bank $100 Bonus	TD $300 Beyond Checking Bonus TD $150 Convenience Checking Bonus
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Chase: Pricing information and data points from published website as of 12/17/2020 TD Bank: Pricing information from published website as of 01/08/2020 based on 08034 zip code.

Member FDIC

Chase Total Checking® - $225 Bonus

Get $225 Coupon

Expires 1/19/2022

New Chase checking customers enjoy a $225 bonus when you open a new Chase Total Checking® account and set up direct deposit
Access to 16,000 Chase ATMs and more than 4,700 branches
Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
Open your account online now
Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.

Member FDIC

Chase Business Complete Banking℠ - $300 Bonus

Get $300 Coupon

Expires 1/20/2022

Earn $300 when you open a new Chase Business Complete Checking account. For new Chase business checking customers with qualifying activities.
More ways to waive fees. Multiple options to waive the Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card
Built-in card acceptance. Accept card payments anytime, anywhere in the U.S., and get transparent pricing with Chase QuickAccept℠.
Same-day deposits with QuickAccept℠. Free up the cash you need to keep your business moving forward with same-day deposits at no additional cost.
Alerts to help you stay on top of your account activity.
Easy account management through Chase Business online and the Chase Mobile® app.
Unlimited electronic deposits, ACH and Chase Quick Deposit℠.
Convenient access to 16,000 ATMs and more than 4,700 branches.

Member FDIC

Chase Secure Banking℠ - $100 Bonus

Get $100 Coupon

Expires 1/19/2022

New Chase checking customers enjoy $100 when you open a Chase Secure Banking℠ account with qualifying activities.
No minimum deposit to open, no fees for Chase Online℠ Bill Pay, money orders, cashier's checks or to send money
No paper checks to track
Just a simple $4.95 monthly service fee
Use the Chase debit card to help you spend only the money you have available, without worrying about overdraft fees.
Bank with the Chase Mobile® app and Chase Online℠
Get helpful account alerts so you can monitor your balance and more.
No need to worry about unauthorized card transactions when reported promptly with Zero Liability Protection.

Member FDIC

TD Beyond Checking - $300 Cash Bonus

Get $300 Bonus

New customers who apply online for a TD Beyond Checking account can earn a $300 cash bonus after receiving direct deposits of $2,500 or more within 60 days. To qualify for this offer, you must be a U.S. resident and apply for the offer online. Offer is available in these states: CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
Earn $300 when you receive direct deposits totaling $2,500 or more within 60 days
Get more from your checking account. With TD Beyond Checking with Payback Plus, you'll earn interest and get reimbursed for non-TD ATM transactions, Rush Bill Payments and more.
Monthly maintenance fee waived when you receive monthly direct deposits of $5,000 or more, or maintain a minimum daily balance of $2,500, or a combined balance of $25,000 across eligible TD accounts.
TD fees waived at any ATM and non-TD fees reimbursed when you keep at least a $2,500 daily balance
Overdraft Payback - Get overdraft fees automatically reversed up to two times a year.
Get your money where it needs to go —fast— with Rush Bill Payments, Send Money with Zelle®, incoming wires and a reimbursement for one outgoing wire (domestic or international) per statement cycle.
TD checking accounts come with an instant-issue debit card. And, you can pay with confidence with Zero Liability protection and 24/7 fraud monitoring.
Monthly maintenance fee waived on one TD Simple Checking℠ account and any Savings and Money Market accounts. Plus, get free standard check orders, money orders, official bank checks and stop payments.

Member FDIC

TD Convenience Checking℠ - $150 Cash Bonus

Get $150 Bonus

New customers who apply online for a TD Convenience Checking℠ account can earn a $150 cash bonus after receiving direct deposits of $500 or more within 60 days. To qualify for this offer, you must be a U.S. resident and apply for the offer online. Offer is available in these states: CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
Earn $150 when you receive direct deposits totaling $500 or more within 60 days
Low minimimum daily balance of $100 waives the $15 monthly fee.
Students and young adults ages 17 through 23 get additional perks like no minimum balance requirements and no monthly maintenance fee.
Instantly replace a lost or worn debit card by visiting a TD Bank location near you
Access accounts via Online Banking with Bill Pay, Online Statements and TD Bank Mobile Deposit, with 24/7 cash access at TD ATMs in the U.S. and Canada – plus 24/7 Live Customer Service
Get a 0.25% discount on TD Bank Home Equity and Personal Loans

Which is Better: Chase or TD Bank?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Chase or Citibank.

In short: TD Bank's customer service is outstanding.

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